Thrivent Financial Bank Mortgage Lending & HMDA Data, 2009
In 2009, Thrivent Financial Bank of Appleton, WI reported 2,184 mortgage applications totaling $349.9 million, up 96% from 2008. The average application was for $160,224, and applicants reported an average income of $97,336. 49% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (293), Appleton, WI (135) and Chicago-Naperville-Joliet, IL (88) (applications in parentheses).
| Mortgage Company & Address | Thrivent Financial Bank 122 East College Ave., Suite 1e Appleton, WI 54911 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,184 |
| Total Mortgage Loan Application Amount | $349,930,000 |
| Average Mortgage Loan Application Amount | $160,224 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $97,336 |
| Highest Applicant Income | $1,317,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Financial Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 293 | $ 59,915,000 | $ 204,488 | $ 115,856 |
| Appleton, WI | 135 | $ 18,104,000 | $ 134,103 | $ 92,000 |
| Chicago-Naperville-Joliet, IL | 88 | $ 17,510,000 | $ 198,977 | $ 110,000 |
| St. Louis, MO-IL | 63 | $ 8,587,000 | $ 136,301 | $ 82,444 |
| Green Bay, WI | 32 | $ 4,821,000 | $ 150,656 | $ 100,000 |
| Milwaukee-Waukesha-West Allis, WI | 32 | $ 5,315,000 | $ 166,093 | $ 107,000 |
| Oshkosh-Neenah, WI | 30 | $ 4,176,000 | $ 139,200 | $ 83,000 |
| Rochester, MN | 26 | $ 4,243,000 | $ 163,192 | $ 105,000 |
| Denver-Aurora-Broomfield, CO | 22 | $ 3,152,000 | $ 143,272 | $ 74,000 |
| Portland-Vancouver-Beaverton, OR-WA | 22 | $ 4,244,000 | $ 192,909 | $ 99,090 |
| Lake County-Kenosha County, IL-WI | 20 | $ 3,077,000 | $ 153,850 | $ 96,600 |
| Kansas City, MO-KS | 18 | $ 2,119,000 | $ 117,722 | $ 76,777 |
| Los Angeles-Long Beach-Glendale, CA | 18 | $ 5,168,000 | $ 287,111 | $ 126,000 |
| Phoenix-Mesa-Scottsdale, AZ | 18 | $ 3,186,000 | $ 177,000 | $ 160,000 |
| Riverside-San Bernardino-Ontario, CA | 14 | $ 1,957,000 | $ 139,785 | $ 63,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 1,795,000 | $ 138,076 | $ 93,000 |
| Des Moines-West Des Moines, IA | 12 | $ 1,581,000 | $ 131,750 | $ 95,000 |
| Madison, WI | 12 | $ 2,734,000 | $ 227,833 | $ 108,000 |
| Philadelphia, PA | 12 | $ 1,908,000 | $ 159,000 | $ 108,000 |
| Pittsburgh, PA | 12 | $ 1,230,000 | $ 102,500 | $ 74,000 |
| Rockford, IL | 10 | $ 1,206,000 | $ 120,600 | $ 72,000 |
| Tacoma, WA | 10 | $ 2,179,000 | $ 217,900 | $ 131,000 |
| Atlanta-Sandy Springs-Marietta, GA | 9 | $ 1,600,000 | $ 177,777 | $ 74,000 |
| Indianapolis-Carmel, IN | 9 | $ 835,000 | $ 92,777 | $ 51,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 1,080,000 | $ 135,000 | $ 63,000 |
| Austin-Round Rock, TX | 8 | $ 1,307,000 | $ 163,375 | $ 90,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 1,233,000 | $ 154,125 | $ 139,250 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,549,000 | $ 193,625 | $ 118,000 |
| Buffalo-Niagara Falls, NY | 7 | $ 490,000 | $ 70,000 | $ 54,000 |
| Fond Du Lac, WI | 7 | $ 629,000 | $ 89,857 | $ 77,000 |
| Fort Collins-Loveland, CO | 7 | $ 1,820,000 | $ 260,000 | $ 129,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,293,000 | $ 184,714 | $ 135,000 |
| Houston-Sugar Land-Baytown, TX | 7 | $ 872,000 | $ 124,571 | $ 95,000 |
| Las Vegas-Paradise, NV | 7 | $ 1,796,000 | $ 256,571 | $ 144,000 |
| New York-White Plains-Wayne, NY-NJ | 7 | $ 1,177,000 | $ 168,142 | $ 97,000 |
| Orlando-Kissimmee, FL | 7 | $ 1,644,000 | $ 234,857 | $ 148,000 |
| Racine, WI | 7 | $ 1,276,000 | $ 182,285 | $ 127,000 |
| Tampa-St. Petersburg-Clearwater, FL | 7 | $ 982,000 | $ 140,285 | $ 69,000 |
| Topeka, KS | 7 | $ 433,000 | $ 61,857 | $ 74,000 |
| Dallas-Plano-Irving, TX | 6 | $ 820,000 | $ 136,666 | $ 155,000 |
| Lincoln, NE | 6 | $ 420,000 | $ 70,000 | $ 35,000 |
| Oklahoma City, OK | 6 | $ 1,053,000 | $ 175,500 | $ 206,000 |
| San Antonio, TX | 6 | $ 932,000 | $ 155,333 | $ 107,000 |
| Santa Ana-Anaheim-Irvine, CA | 6 | $ 2,967,000 | $ 494,500 | $ 206,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 1,158,000 | $ 193,000 | $ 65,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6 | $ 1,605,000 | $ 267,500 | $ 100,333 |
| Albuquerque, NM | 5 | $ 448,000 | $ 89,600 | $ 44,000 |
| Champaign-Urbana, IL | 5 | $ 852,000 | $ 170,400 | $ 72,000 |
| Colorado Springs, CO | 5 | $ 831,000 | $ 166,200 | $ 91,000 |
| New Orleans-Metairie-Kenner, LA | 5 | $ 611,000 | $ 122,200 | $ 67,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5 | $ 910,000 | $ 182,000 | $ 164,000 |
| Akron, OH | 4 | $ 659,000 | $ 164,750 | $ 124,000 |
| Baltimore-Towson, MD | 4 | $ 367,000 | $ 91,750 | $ 60,000 |
| Bay City, MI | 4 | $ 301,000 | $ 75,250 | $ 49,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,142,000 | $ 285,500 | $ 130,000 |
| Cape Girardeau-Jackson, MO-IL | 4 | $ 362,000 | $ 90,500 | $ 50,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 534,000 | $ 133,500 | $ 72,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 745,000 | $ 186,250 | $ 140,000 |
| Gary, IN | 4 | $ 633,000 | $ 158,250 | $ 96,000 |
| Harrisburg-Carlisle, PA | 4 | $ 775,000 | $ 193,750 | $ 142,000 |
| La Crosse, WI-MN | 4 | $ 602,000 | $ 150,500 | $ 124,250 |
| Mankato-North Mankato, MN | 4 | $ 351,000 | $ 87,750 | $ 69,000 |
| Nassau-Suffolk, NY | 4 | $ 615,000 | $ 153,750 | $ 113,000 |
| New Haven-Milford, CT | 4 | $ 634,000 | $ 158,500 | $ 108,000 |
| Oakland-Fremont-Hayward, CA | 4 | $ 1,086,000 | $ 271,500 | $ 110,000 |
| Salt Lake City, UT | 4 | $ 949,000 | $ 237,250 | $ 305,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 963,000 | $ 240,750 | $ 146,000 |
| Wilmington, NC | 4 | $ 503,000 | $ 125,750 | $ 108,000 |
| Boulder, CO | 3 | $ 498,000 | $ 166,000 | $ 53,000 |
| Bradenton-Sarasota-Venice, FL | 3 | $ 333,000 | $ 111,000 | $ 87,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 1,007,000 | $ 335,666 | $ 141,000 |
| Columbia, SC | 3 | $ 231,000 | $ 77,000 | $ 58,000 |
| Columbus, OH | 3 | $ 405,000 | $ 135,000 | $ 75,000 |
| Eau Claire, WI | 3 | $ 428,000 | $ 142,666 | $ 99,000 |
| Flint, MI | 3 | $ 487,000 | $ 162,333 | $ 91,000 |
| Fort Wayne, IN | 3 | $ 447,000 | $ 149,000 | $ 119,000 |
| Fort Worth-Arlington, TX | 3 | $ 438,000 | $ 146,000 | $ 98,000 |
| Greensboro-High Point, NC | 3 | $ 452,000 | $ 150,666 | $ 107,000 |
| Knoxville, TN | 3 | $ 380,000 | $ 126,666 | $ 63,000 |
| Memphis, TN-MS-AR | 3 | $ 181,000 | $ 60,333 | $ 56,000 |
| Missoula, MT | 3 | $ 265,000 | $ 88,333 | $ 75,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 470,000 | $ 156,666 | $ 107,000 |
| Newark-Union, NJ-PA | 3 | $ 466,000 | $ 155,333 | $ 106,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 2,330,000 | $ 776,666 | $ 639,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 179,000 | $ 59,666 | $ 58,000 |
| Peoria, IL | 3 | $ 379,000 | $ 126,333 | $ 90,000 |
| Port St. Lucie, FL | 3 | $ 275,000 | $ 91,666 | $ 72,000 |
| Prescott, AZ | 3 | $ 359,000 | $ 119,666 | $ 87,000 |
| Raleigh-Cary, NC | 3 | $ 653,000 | $ 217,666 | $ 116,000 |
| Reading, PA | 3 | $ 226,000 | $ 75,333 | $ 66,000 |
| Sioux Falls, SD | 3 | $ 413,000 | $ 137,666 | $ 256,000 |
| St. Cloud, MN | 3 | $ 376,000 | $ 125,333 | $ 76,000 |
| State College, PA | 3 | $ 416,000 | $ 138,666 | $ 217,000 |
| Tucson, AZ | 3 | $ 450,000 | $ 150,000 | $ 99,000 |
| Wilmington, DE-MD-NJ | 3 | $ 362,000 | $ 120,666 | $ 57,000 |
| York-Hanover, PA | 3 | $ 292,000 | $ 97,333 | $ 53,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 468,000 | $ 156,000 | $ 74,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 79,000 | $ 39,500 | $ 65,000 |
| Ames, IA | 2 | $ 352,000 | $ 176,000 | $ 86,000 |
| Anchorage, AK | 2 | $ 331,000 | $ 165,500 | $ 68,000 |
| Ann Arbor, MI | 2 | $ 577,000 | $ 288,500 | $ 148,000 |
| Bend, OR | 2 | $ 604,000 | $ 302,000 | $ 129,000 |
| Bethesda-Frederick-Rockville, MD | 2 | $ 462,000 | $ 231,000 | $ 214,000 |
| Bloomington, IN | 2 | $ 295,000 | $ 147,500 | $ 63,000 |
| Bloomington-Normal, IL | 2 | $ 266,000 | $ 133,000 | $ 89,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 132,000 | $ 66,000 | $ 72,000 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 172,000 | $ 86,000 | $ 84,000 |
| Dayton, OH | 2 | $ 234,000 | $ 117,000 | $ 163,000 |
| Dover, DE | 2 | $ 329,000 | $ 164,500 | $ 82,000 |
| Duluth, MN-WI | 2 | $ 512,000 | $ 256,000 | $ 96,000 |
| Edison-New Brunswick, NJ | 2 | $ 256,000 | $ 128,000 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 167,000 | $ 83,500 | $ 61,000 |
| Flagstaff, AZ | 2 | $ 119,000 | $ 59,500 | $ 25,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 191,000 | $ 95,500 | $ 78,000 |
| Gainesville, FL | 2 | $ 229,000 | $ 114,500 | $ 57,000 |
| Gainesville, GA | 2 | $ 395,000 | $ 197,500 | $ 116,000 |
| Grand Forks, ND-MN | 2 | $ 167,000 | $ 83,500 | $ 136,000 |
| Greeley, CO | 2 | $ 298,000 | $ 149,000 | $ 83,000 |
| Honolulu, HI | 2 | $ 325,000 | $ 162,500 | $ 126,000 |
| Jacksonville, FL | 2 | $ 261,000 | $ 130,500 | $ 128,000 |
| Janesville, WI | 2 | $ 346,000 | $ 173,000 | $ 171,000 |
| Kalamazoo-Portage, MI | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 135,000 | $ 67,500 | $ 44,000 |
| Lancaster, PA | 2 | $ 235,000 | $ 117,500 | $ 90,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 349,000 | $ 174,500 | $ 92,000 |
| Manchester-Nashua, NH | 2 | $ 471,000 | $ 235,500 | $ 144,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 372,000 | $ 186,000 | $ 48,000 |
| Monroe, MI | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| Muskegon-Norton Shores, MI | 2 | $ 214,000 | $ 107,000 | $ 64,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 226,000 | $ 113,000 | $ 56,000 |
| Niles-Benton Harbor, MI | 2 | $ 364,000 | $ 182,000 | $ 111,000 |
| Olympia, WA | 2 | $ 306,000 | $ 153,000 | $ 157,000 |
| Punta Gorda, FL | 2 | $ 258,000 | $ 129,000 | $ 65,000 |
| Redding, CA | 2 | $ 408,000 | $ 204,000 | $ 55,000 |
| Reno-Sparks, NV | 2 | $ 290,000 | $ 145,000 | $ 62,000 |
| Richmond, VA | 2 | $ 604,000 | $ 302,000 | $ 215,000 |
| Rochester, NY | 2 | $ 244,000 | $ 122,000 | $ 87,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 218,000 | $ 109,000 | $ 55,000 |
| Salem, OR | 2 | $ 325,000 | $ 162,500 | $ 89,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 227,000 | $ 113,500 | $ 180,000 |
| Sandusky, OH | 2 | $ 129,000 | $ 64,500 | $ 91,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 67,000 | $ 33,500 | $ 65,000 |
| Sheboygan, WI | 2 | $ 187,000 | $ 93,500 | $ 71,000 |
| Spokane, WA | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Springfield, IL | 2 | $ 287,000 | $ 143,500 | $ 79,000 |
| Springfield, MO | 2 | $ 163,000 | $ 81,500 | $ 30,000 |
| Sumter, SC | 2 | $ 99,000 | $ 49,500 | $ 31,000 |
| Syracuse, NY | 2 | $ 97,000 | $ 48,500 | $ 61,000 |
| Utica-Rome, NY | 2 | $ 129,000 | $ 64,500 | $ 59,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 252,000 | $ 126,000 | $ 54,000 |
| Visalia-Porterville, CA | 2 | $ 382,000 | $ 191,000 | $ 123,000 |
| Wausau, WI | 2 | $ 245,000 | $ 122,500 | $ 128,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 298,000 | $ 149,000 | $ 91,000 |
| Asheville, NC | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Baton Rouge, LA | 1 | $ 125,000 | $ 125,000 | $ 217,000 |
| Billings, MT | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Boise City-Nampa, ID | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Bremerton-Silverdale, WA | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Camden, NJ | 1 | $ 150,000 | $ 150,000 | $ 174,000 |
| Canton-Massillon, OH | 1 | $ 5,000 | $ 5,000 | $ 100,000 |
| Cedar Rapids, IA | 1 | $ 33,000 | $ 33,000 | $ 19,000 |
| Chattanooga, TN-GA | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Cleveland, TN | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| College Station-Bryan, TX | 1 | $ 56,000 | $ 56,000 | $ 61,000 |
| Columbus, IN | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Corpus Christi, TX | 1 | $ 149,000 | $ 149,000 | $ 28,000 |
| Corvallis, OR | 1 | $ 20,000 | $ 20,000 | $ 74,000 |
| Cumberland, MD-WV | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Danville, IL | 1 | $ 69,000 | $ 69,000 | $ 175,000 |
| Danville, VA | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Decatur, IL | 1 | $ 33,000 | $ 33,000 | $ 26,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 139,000 | $ 139,000 | $ 61,000 |
| Durham-Chapel Hill, NC | 1 | $ 138,000 | $ 138,000 | $ 69,000 |
| El Paso, TX | 1 | $ 116,000 | $ 116,000 | $ 88,000 |
| Erie, PA | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Evansville, IN-KY | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Fargo, ND-MN | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Farmington, NM | 1 | $ 270,000 | $ 270,000 | $ 163,000 |
| Fort Smith, AR-OK | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 120,000 | $ 120,000 | $ 118,000 |
| Fresno, CA | 1 | $ 355,000 | $ 355,000 | $ 148,000 |
| Gadsden, AL | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Glens Falls, NY | 1 | $ 190,000 | $ 190,000 | $ 97,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Gulfport-Biloxi, MS | 1 | $ 128,000 | $ 128,000 | $ 121,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 69,000 | $ 69,000 | $ 96,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 89,000 | $ 89,000 | $ 78,000 |
| Iowa City, IA | 1 | $ 294,000 | $ 294,000 | $ 290,000 |
| Joplin, MO | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 210,000 | $ 210,000 | $ 209,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Kokomo, IN | 1 | $ 88,000 | $ 88,000 | $ 117,000 |
| Lafayette, IN | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Lawton, OK | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Lebanon, PA | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Lewiston, ID-WA | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Longview, TX | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Michigan City-La Porte, IN | 1 | $ 76,000 | $ 76,000 | $ 51,000 |
| Modesto, CA | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Monroe, LA | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 280,000 | $ 280,000 | $ 64,000 |
| Ocala, FL | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Ocean City, NJ | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Peabody, MA | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Pueblo, CO | 1 | $ 107,000 | $ 107,000 | $ 92,000 |
| Roanoke, VA | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 337,000 | $ 337,000 | $ 125,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 375,000 | $ 375,000 | $ 230,000 |
| Sioux City, IA-NE-SD | 1 | $ 218,000 | $ 218,000 | $ 49,000 |
| Spartanburg, SC | 1 | $ 141,000 | $ 141,000 | $ 124,000 |
| Springfield, MA | 1 | $ 210,000 | $ 210,000 | $ 88,000 |
| Tallahassee, FL | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Terre Haute, IN | 1 | $ 44,000 | $ 44,000 | $ 36,000 |
| Toledo, OH | 1 | $ 270,000 | $ 270,000 | $ 168,000 |
| Tulsa, OK | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| Tuscaloosa, AL | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 77,000 | $ 77,000 | $ 63,000 |
| Warner Robins, GA | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 166,000 | $ 166,000 | $ 61,000 |
| Wichita Falls, TX | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
| Wichita, KS | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| Williamsport, PA | 1 | $ 52,000 | $ 52,000 | $ 61,000 |
| Worcester, MA | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Thrivent Financial Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,384 | $228,133,000 | $164,000 | $1,100,000 | $101,000 | $1,317,000 |
| Home Purchase | 563 | $94,529,000 | $167,000 | $1,200,000 | $91,000 | $1,048,000 |
| Home Improvement | 237 | $27,268,000 | $115,000 | $829,000 | $91,000 | $988,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,864 | $302,642,000 | $162,000 | $1,200,000 | $98,000 | $1,317,000 |
| Not Provided | 256 | $37,623,000 | $146,000 | $600,000 | $93,000 | $450,000 |
| Asian | 16 | $2,620,000 | $163,000 | $799,000 | $101,000 | $259,000 |
| Black or African American | 16 | $2,886,000 | $180,000 | $337,000 | $105,000 | $166,000 |
| Hispanic | 15 | $1,835,000 | $122,000 | $270,000 | $79,000 | $168,000 |
| American Indian or Alaskan Native | 15 | $2,034,000 | $135,000 | $375,000 | $82,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $290,000 | $145,000 | $240,000 | $47,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,183 | $349,720,000 | $160,000 | $1,200,000 | $97,000 | $1,317,000 |
| FHA-insured (Federal Housing Administration) | 1 | $210,000 | $210,000 | $210,000 | $41,000 | $41,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,081 | $167,326,000 | $154,000 | $1,200,000 | $103,000 | $1,088,000 |
| Application Approved But Not Accepted | 419 | $74,042,000 | $176,000 | $920,000 | $104,000 | $1,317,000 |
| Application Denied By Financial Institution | 338 | $50,093,000 | $148,000 | $750,000 | $86,000 | $725,000 |
| Preapproval Approved but not Accepted | 243 | $44,257,000 | $182,000 | $1,000,000 | $93,000 | $455,000 |
| Preapproval Denied by Financial Institution | 98 | $13,778,000 | $140,000 | $960,000 | $62,000 | $289,000 |
| Application Withdrawn By Applicant | 5 | $434,000 | $86,000 | $208,000 | $71,000 | $253,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 137 | $21,316,000 | $155,000 | $960,000 | $56,000 | $725,000 |
| Credit History | 133 | $14,213,000 | $106,000 | $355,000 | $74,000 | $247,000 |
| Collateral | 93 | $18,515,000 | $199,000 | $750,000 | $122,000 | $500,000 |
| Other | 44 | $6,145,000 | $139,000 | $410,000 | $96,000 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,534,000 | $118,000 | $213,000 | $77,000 | $153,000 |
| Credit Application Incomplete | 9 | $1,261,000 | $140,000 | $208,000 | $64,000 | $140,000 |
| Employment History | 3 | $210,000 | $70,000 | $90,000 | $34,000 | $45,000 |
| Unverifiable Information | 3 | $570,000 | $190,000 | $250,000 | $61,000 | $80,000 |
| Mortgage Insurance Denied | 1 | $107,000 | $107,000 | $107,000 | $29,000 | $29,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Financial Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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