Thrivent Financial Bank Mortgage Lending & HMDA Data, 2012
In 2012, Thrivent Financial Bank of Appleton, WI reported 1,589 mortgage applications totaling $225.6 million, up 11% from 2011. The average application was for $141,992, and applicants reported an average income of $95,372. 61% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (305), Appleton, WI (86) and Chicago-Joliet-Naperville, IL (48) (applications in parentheses).
| Mortgage Company & Address | Thrivent Financial Bank 122 East College Ave., Suite 1e Appleton, WI 54911 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 1,589 |
| Total Mortgage Loan Application Amount | $225,626,000 |
| Average Mortgage Loan Application Amount | $141,992 |
| Highest Mortgage Loan Application Amount | $2,058,000 |
| Average Applicant Income | $95,372 |
| Highest Applicant Income | $938,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Financial Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 305 | $ 49,507,000 | $ 162,318 | $ 117,763 |
| Appleton, WI | 86 | $ 11,619,000 | $ 135,104 | $ 99,000 |
| Chicago-Joliet-Naperville, IL | 48 | $ 7,611,000 | $ 158,562 | $ 97,000 |
| St. Louis, MO-IL | 33 | $ 3,523,000 | $ 106,757 | $ 95,303 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 2,883,000 | $ 131,045 | $ 97,000 |
| Los Angeles-Long Beach-Glendale, CA | 21 | $ 3,858,000 | $ 183,714 | $ 85,000 |
| Milwaukee-Waukesha-West Allis, WI | 21 | $ 2,546,000 | $ 121,238 | $ 77,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 3,138,000 | $ 149,428 | $ 97,000 |
| Oshkosh-Neenah, WI | 20 | $ 2,306,000 | $ 115,300 | $ 87,000 |
| Phoenix-Mesa-Glendale, AZ | 19 | $ 2,362,000 | $ 124,315 | $ 82,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 17 | $ 3,980,000 | $ 234,117 | $ 122,058 |
| Green Bay, WI | 15 | $ 1,514,000 | $ 100,933 | $ 81,000 |
| Kansas City, MO-KS | 15 | $ 1,755,000 | $ 117,000 | $ 69,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 1,895,000 | $ 145,769 | $ 88,000 |
| Philadelphia, PA | 13 | $ 1,943,000 | $ 149,461 | $ 70,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 13 | $ 3,207,000 | $ 246,692 | $ 134,000 |
| Atlanta-Sandy Springs-Marietta, GA | 12 | $ 1,516,000 | $ 126,333 | $ 84,000 |
| Lake County-Kenosha County, IL-WI | 12 | $ 1,446,000 | $ 120,500 | $ 118,250 |
| Oakland-Fremont-Hayward, CA | 12 | $ 2,900,000 | $ 241,666 | $ 107,000 |
| Seattle-Bellevue-Everett, WA | 11 | $ 2,319,000 | $ 210,818 | $ 90,000 |
| Denver-Aurora-Broomfield, CO | 10 | $ 2,088,000 | $ 208,800 | $ 87,000 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 1,377,000 | $ 137,700 | $ 104,000 |
| Baltimore-Towson, MD | 9 | $ 1,258,000 | $ 139,777 | $ 103,000 |
| Madison, WI | 9 | $ 968,000 | $ 107,555 | $ 89,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 9 | $ 2,311,000 | $ 256,777 | $ 131,444 |
| Cleveland-Elyria-Mentor, OH | 8 | $ 800,000 | $ 100,000 | $ 91,000 |
| Duluth, MN-WI | 8 | $ 7,536,000 | $ 942,000 | $ 29,000 |
| Las Vegas-Paradise, NV | 8 | $ 1,570,000 | $ 196,250 | $ 112,000 |
| Lincoln, NE | 8 | $ 752,000 | $ 94,000 | $ 88,000 |
| Pittsburgh, PA | 8 | $ 617,000 | $ 77,125 | $ 54,000 |
| Rochester, MN | 8 | $ 938,000 | $ 117,250 | $ 98,000 |
| Tampa-St. Petersburg-Clearwater, FL | 8 | $ 977,000 | $ 122,125 | $ 190,000 |
| Toledo, OH | 8 | $ 1,026,000 | $ 128,250 | $ 132,000 |
| Dallas-Plano-Irving, TX | 7 | $ 783,000 | $ 111,857 | $ 98,000 |
| Gary, IN | 7 | $ 546,000 | $ 78,000 | $ 67,000 |
| Houston-Sugar Land-Baytown, TX | 7 | $ 1,142,000 | $ 163,142 | $ 121,000 |
| Oklahoma City, OK | 7 | $ 596,000 | $ 85,142 | $ 85,000 |
| Buffalo-Niagara Falls, NY | 6 | $ 307,000 | $ 51,166 | $ 42,000 |
| Fort Worth-Arlington, TX | 6 | $ 658,000 | $ 109,666 | $ 71,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 712,000 | $ 118,666 | $ 67,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 845,000 | $ 140,833 | $ 144,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 1,845,000 | $ 307,500 | $ 204,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 702,000 | $ 140,400 | $ 86,000 |
| Austin-Round Rock-San Marcos, TX | 5 | $ 694,000 | $ 138,800 | $ 84,000 |
| Cedar Rapids, IA | 5 | $ 461,000 | $ 92,200 | $ 64,000 |
| Fort Wayne, IN | 5 | $ 286,000 | $ 57,200 | $ 74,000 |
| Niles-Benton Harbor, MI | 5 | $ 458,000 | $ 91,600 | $ 53,000 |
| Peoria, IL | 5 | $ 268,000 | $ 53,600 | $ 80,000 |
| San Diego-Carlsbad-San Marcos, CA | 5 | $ 1,152,000 | $ 230,400 | $ 141,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 1,794,000 | $ 358,800 | $ 145,000 |
| St. Cloud, MN | 5 | $ 325,000 | $ 65,000 | $ 82,000 |
| Stockton, CA | 5 | $ 1,465,000 | $ 293,000 | $ 64,000 |
| Tucson, AZ | 5 | $ 561,000 | $ 112,200 | $ 77,000 |
| Yakima, WA | 5 | $ 531,000 | $ 106,200 | $ 74,000 |
| Battle Creek, MI | 4 | $ 184,000 | $ 46,000 | $ 57,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 4 | $ 558,000 | $ 139,500 | $ 86,000 |
| Columbus, IN | 4 | $ 470,000 | $ 117,500 | $ 69,000 |
| Des Moines-West Des Moines, IA | 4 | $ 269,000 | $ 67,250 | $ 85,000 |
| Gainesville, FL | 4 | $ 419,000 | $ 104,750 | $ 50,000 |
| Indianapolis-Carmel, IN | 4 | $ 467,000 | $ 116,750 | $ 72,000 |
| Lansing-East Lansing, MI | 4 | $ 350,000 | $ 87,500 | $ 97,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 586,000 | $ 146,500 | $ 65,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 643,000 | $ 160,750 | $ 107,000 |
| New York-White Plains-Wayne, NY-NJ | 4 | $ 579,000 | $ 144,750 | $ 154,000 |
| Newark-Union, NJ-PA | 4 | $ 718,000 | $ 179,500 | $ 119,000 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 642,000 | $ 160,500 | $ 87,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,363,000 | $ 340,750 | $ 240,000 |
| Rockford, IL | 4 | $ 296,000 | $ 74,000 | $ 59,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 583,000 | $ 145,750 | $ 90,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 1,331,000 | $ 332,750 | $ 112,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 1,656,000 | $ 414,000 | $ 218,000 |
| Springfield, IL | 4 | $ 418,000 | $ 104,500 | $ 102,000 |
| Albuquerque, NM | 3 | $ 251,000 | $ 83,666 | $ 90,000 |
| Anchorage, AK | 3 | $ 367,000 | $ 122,333 | $ 64,000 |
| Asheville, NC | 3 | $ 282,000 | $ 94,000 | $ 49,000 |
| Bay City, MI | 3 | $ 343,000 | $ 114,333 | $ 86,000 |
| Camden, NJ | 3 | $ 346,000 | $ 115,333 | $ 40,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 337,000 | $ 112,333 | $ 102,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 220,000 | $ 73,333 | $ 58,666 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 447,000 | $ 149,000 | $ 146,000 |
| Fargo, ND-MN | 3 | $ 586,000 | $ 195,333 | $ 115,000 |
| Fort Collins-Loveland, CO | 3 | $ 282,000 | $ 94,000 | $ 15,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 261,000 | $ 87,000 | $ 55,000 |
| Harrisburg-Carlisle, PA | 3 | $ 606,000 | $ 202,000 | $ 115,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 272,000 | $ 90,666 | $ 118,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 347,000 | $ 115,666 | $ 76,000 |
| Memphis, TN-MS-AR | 3 | $ 284,000 | $ 94,666 | $ 57,666 |
| Michigan City-La Porte, IN | 3 | $ 147,000 | $ 49,000 | $ 55,000 |
| Nassau-Suffolk, NY | 3 | $ 566,000 | $ 188,666 | $ 51,000 |
| New Haven-Milford, CT | 3 | $ 412,000 | $ 137,333 | $ 114,000 |
| Pueblo, CO | 3 | $ 192,000 | $ 64,000 | $ 51,000 |
| Springfield, MO | 3 | $ 236,000 | $ 78,666 | $ 52,000 |
| Tacoma, WA | 3 | $ 973,000 | $ 324,333 | $ 322,000 |
| Topeka, KS | 3 | $ 189,000 | $ 63,000 | $ 74,000 |
| Visalia-Porterville, CA | 3 | $ 543,000 | $ 181,000 | $ 71,000 |
| Winston-Salem, NC | 3 | $ 233,000 | $ 77,666 | $ 27,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 174,000 | $ 87,000 | $ 100,000 |
| Bakersfield-Delano, CA | 2 | $ 260,000 | $ 130,000 | $ 122,000 |
| Bend, OR | 2 | $ 524,000 | $ 262,000 | $ 112,000 |
| Bethesda-Rockville-Frederick, MD | 2 | $ 409,000 | $ 204,500 | $ 116,000 |
| Bismarck, ND | 2 | $ 89,000 | $ 44,500 | $ 51,000 |
| Boston-Quincy, MA | 2 | $ 463,000 | $ 231,500 | $ 93,000 |
| Boulder, CO | 2 | $ 141,000 | $ 70,500 | $ 48,000 |
| Brownsville-Harlingen, TX | 2 | $ 329,000 | $ 164,500 | $ 148,000 |
| Canton-Massillon, OH | 2 | $ 209,000 | $ 104,500 | $ 76,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 125,000 | $ 62,500 | $ 90,500 |
| Colorado Springs, CO | 2 | $ 171,000 | $ 85,500 | $ 77,000 |
| Columbus, OH | 2 | $ 155,000 | $ 77,500 | $ 51,000 |
| Corpus Christi, TX | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Danville, IL | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Dayton, OH | 2 | $ 140,000 | $ 70,000 | $ 90,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 225,000 | $ 112,500 | $ 182,000 |
| Eau Claire, WI | 2 | $ 258,000 | $ 129,000 | $ 70,000 |
| Edison-New Brunswick, NJ | 2 | $ 77,000 | $ 38,500 | $ 61,000 |
| Fairbanks, AK | 2 | $ 278,000 | $ 139,000 | $ 68,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 199,000 | $ 99,500 | $ 78,000 |
| Huntsville, AL | 2 | $ 98,000 | $ 49,000 | $ 82,000 |
| Janesville, WI | 2 | $ 18,000 | $ 9,000 | $ 68,000 |
| Kalamazoo-Portage, MI | 2 | $ 43,000 | $ 21,500 | $ 86,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 147,000 | $ 73,500 | $ 27,000 |
| Manhattan, KS | 2 | $ 152,000 | $ 76,000 | $ 52,000 |
| Mankato-North Mankato, MN | 2 | $ 184,000 | $ 92,000 | $ 190,000 |
| Missoula, MT | 2 | $ 248,000 | $ 124,000 | $ 73,000 |
| Olympia, WA | 2 | $ 286,000 | $ 143,000 | $ 104,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 172,000 | $ 86,000 | $ 31,000 |
| Racine, WI | 2 | $ 363,000 | $ 181,500 | $ 86,000 |
| Salt Lake City, UT | 2 | $ 303,000 | $ 151,500 | $ 69,000 |
| Shreveport-Bossier City, LA | 2 | $ 176,000 | $ 88,000 | $ 79,000 |
| Spokane, WA | 2 | $ 263,000 | $ 131,500 | $ 19,000 |
| St. George, UT | 2 | $ 445,000 | $ 222,500 | $ 54,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 116,000 | $ 58,000 | $ 65,000 |
| Wausau, WI | 2 | $ 296,000 | $ 148,000 | $ 121,000 |
| York-Hanover, PA | 2 | $ 125,000 | $ 62,500 | $ 77,000 |
| Akron, OH | 1 | $ 79,000 | $ 79,000 | $ 20,000 |
| Ames, IA | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Ann Arbor, MI | 1 | $ 180,000 | $ 180,000 | $ 122,000 |
| Anniston-Oxford, AL | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 82,000 | $ 82,000 | $ 33,000 |
| Barnstable Town, MA | 1 | $ 412,000 | $ 412,000 | $ 389,000 |
| Bellingham, WA | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Bloomington, IN | 1 | $ 183,000 | $ 183,000 | $ 652,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 276,000 | $ 276,000 | $ 107,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 466,000 | $ 466,000 | $ 246,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Champaign-Urbana, IL | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Chattanooga, TN-GA | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Cheyenne, WY | 1 | $ 79,000 | $ 79,000 | $ 71,000 |
| Chico, CA | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Cleveland, TN | 1 | $ 109,000 | $ 109,000 | $ 119,000 |
| Coeur D'Alene, ID | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| College Station-Bryan, TX | 1 | $ 87,000 | $ 87,000 | $ 109,000 |
| Dover, DE | 1 | $ 171,000 | $ 171,000 | $ 56,000 |
| El Centro, CA | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| El Paso, TX | 1 | $ 112,000 | $ 112,000 | $ 157,000 |
| Eugene-Springfield, OR | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Farmington, NM | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 160,000 | $ 160,000 | $ 260,000 |
| Flagstaff, AZ | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Fond Du Lac, WI | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Fresno, CA | 1 | $ 134,000 | $ 134,000 | $ 78,000 |
| Gadsden, AL | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Gainesville, GA | 1 | $ 220,000 | $ 220,000 | $ 110,000 |
| Glens Falls, NY | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Grand Forks, ND-MN | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
| Greeley, CO | 1 | $ 254,000 | $ 254,000 | $ 125,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 48,000 | $ 48,000 | $ 91,000 |
| Hattiesburg, MS | 1 | $ 98,000 | $ 98,000 | $ 252,000 |
| Holland-Grand Haven, MI | 1 | $ 26,000 | $ 26,000 | $ 29,000 |
| Honolulu, HI | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Idaho Falls, ID | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Iowa City, IA | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Jackson, MI | 1 | $ 220,000 | $ 220,000 | $ 151,000 |
| Jacksonville, NC | 1 | $ 47,000 | $ 47,000 | $ 73,000 |
| Jefferson City, MO | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| Joplin, MO | 1 | $ 79,000 | $ 79,000 | $ 68,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 60,000 | $ 60,000 | $ 92,000 |
| Knoxville, TN | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Kokomo, IN | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Lakeland-Winter Haven, FL | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Lancaster, PA | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Lewiston, ID-WA | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Lexington-Fayette, KY | 1 | $ 19,000 | $ 19,000 | $ 11,000 |
| Lubbock, TX | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| Manchester-Nashua, NH | 1 | $ 127,000 | $ 127,000 | $ 123,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Muskegon-Norton Shores, MI | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Naples-Marco Island, FL | 1 | $ 7,000 | $ 7,000 | $ 44,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Ocala, FL | 1 | $ 108,000 | $ 108,000 | $ 99,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 165,000 | $ 165,000 | $ 210,000 |
| Peabody, MA | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Pittsfield, MA | 1 | $ 93,000 | $ 93,000 | $ 119,000 |
| Pocatello, ID | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Port St. Lucie, FL | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Prescott, AZ | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Raleigh-Cary, NC | 1 | $ 380,000 | $ 380,000 | $ 141,000 |
| Rapid City, SD | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Reading, PA | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Redding, CA | 1 | $ 119,000 | $ 119,000 | $ 92,000 |
| Richmond, VA | 1 | $ 299,000 | $ 299,000 | $ 234,000 |
| Roanoke, VA | 1 | $ 76,000 | $ 76,000 | $ 156,000 |
| Rockingham County-Strafford County, NH | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Salinas, CA | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| San Antonio-New Braunfels, TX | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 326,000 | $ 326,000 | $ 77,000 |
| Sheboygan, WI | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Sherman-Denison, TX | 1 | $ 57,000 | $ 57,000 | $ 44,000 |
| Sioux City, IA-NE-SD | 1 | $ 47,000 | $ 47,000 | $ 79,000 |
| Sioux Falls, SD | 1 | $ 63,000 | $ 63,000 | $ 50,000 |
| St. Joseph, MO-KS | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
| State College, PA | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Syracuse, NY | 1 | $ 16,000 | $ 16,000 | $ 140,000 |
| Tulsa, OK | 1 | $ 143,000 | $ 143,000 | $ 71,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Wilmington, NC | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Worcester, MA | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Thrivent Financial Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,165 | $167,626,000 | $143,000 | $1,533,000 | $97,000 | $938,000 |
| Home Purchase | 234 | $42,015,000 | $179,000 | $2,058,000 | $103,000 | $547,000 |
| Home Improvement | 190 | $15,985,000 | $84,000 | $366,000 | $76,000 | $295,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,281 | $172,265,000 | $134,000 | $1,168,000 | $95,000 | $938,000 |
| Not Provided | 261 | $39,094,000 | $149,000 | $1,099,000 | $101,000 | $697,000 |
| Hispanic | 16 | $2,258,000 | $141,000 | $326,000 | $73,000 | $157,000 |
| Black or African American | 12 | $1,764,000 | $147,000 | $288,000 | $103,000 | $300,000 |
| Asian | 10 | $1,198,000 | $119,000 | $399,000 | $108,000 | $221,000 |
| Not applicable | 6 | $8,894,000 | $1,482,000 | $2,058,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $73,000 | $36,000 | $45,000 | $64,000 | $86,000 |
| American Indian or Alaskan Native | 1 | $80,000 | $80,000 | $80,000 | $45,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,582 | $224,637,000 | $141,000 | $2,058,000 | $95,000 | $938,000 |
| VA-guaranteed (Veterans Administration) | 7 | $989,000 | $141,000 | $327,000 | $66,000 | $130,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 969 | $137,215,000 | $141,000 | $2,058,000 | $96,000 | $697,000 |
| Application Approved But Not Accepted | 378 | $53,287,000 | $140,000 | $1,022,000 | $100,000 | $547,000 |
| Application Denied By Financial Institution | 239 | $34,937,000 | $146,000 | $1,168,000 | $84,000 | $938,000 |
| Application Withdrawn By Applicant | 3 | $187,000 | $62,000 | $122,000 | $38,000 | $115,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 92 | $11,520,000 | $125,000 | $432,000 | $86,000 | $465,000 |
| Debt-To-Income Ratio | 79 | $12,603,000 | $159,000 | $404,000 | $65,000 | $938,000 |
| Collateral | 59 | $9,705,000 | $164,000 | $1,168,000 | $92,000 | $727,000 |
| Other | 7 | $968,000 | $138,000 | $198,000 | $202,000 | $652,000 |
| Unverifiable Information | 1 | $108,000 | $108,000 | $108,000 | $49,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $33,000 | $33,000 | $33,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Financial Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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