Tiaa-Cref Trust Company FSB Mortgage Lending & HMDA Data, 2017
In 2017, Tiaa-Cref Trust Company FSB of St. Louis, MO reported 888 mortgage applications totaling $389.0 million, down 74% from 2016. The average application was for $438,048, and applicants reported an average income of $213,328. 38% of its applications resulted in an originated loan and 12% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (59), Chicago-Naperville-Arlington Heights, IL (53) and Washington-Arlington-Alexandria, DC-VA-MD-WV (43) (applications in parentheses).
| Mortgage Company & Address | Tiaa-Cref Trust Company FSB 211 North Broadway, Ste 1000 St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 888 |
| Total Mortgage Loan Application Amount | $388,987,000 |
| Average Mortgage Loan Application Amount | $438,048 |
| Highest Mortgage Loan Application Amount | $1,881,000 |
| Average Applicant Income | $213,328 |
| Highest Applicant Income | $2,202,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tiaa-Cref Trust Company FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 42 | $ 30,179,000 | $ 718,547 | $ 386,000 |
| King, Washington | 26 | $ 17,276,000 | $ 664,461 | $ 222,000 |
| Maricopa, Arizona | 24 | $ 14,326,000 | $ 596,916 | $ 338,000 |
| Los Angeles, California | 22 | $ 11,938,000 | $ 542,636 | $ 177,000 |
| Mecklenburg, North Carolina | 21 | $ 6,692,000 | $ 318,666 | $ 140,000 |
| New York, New York | 17 | $ 9,300,000 | $ 547,058 | $ 196,000 |
| District of Columbia, District Of Columbia | 16 | $ 8,980,000 | $ 561,250 | $ 233,000 |
| San Diego, California | 15 | $ 8,902,000 | $ 593,466 | $ 205,000 |
| Lake, Illinois | 12 | $ 7,838,000 | $ 653,166 | $ 378,000 |
| Montgomery, Maryland | 12 | $ 6,444,000 | $ 537,000 | $ 333,000 |
| Fairfax, Virginia | 12 | $ 9,436,000 | $ 786,333 | $ 319,000 |
| Dallas, Texas | 10 | $ 3,765,000 | $ 376,500 | $ 174,000 |
| DuPage, Illinois | 9 | $ 6,456,000 | $ 717,333 | $ 344,000 |
| Middlesex, Massachusetts | 9 | $ 3,991,000 | $ 443,444 | $ 218,000 |
| Norfolk, Massachusetts | 9 | $ 4,988,000 | $ 554,222 | $ 189,000 |
| St. Louis, Missouri | 9 | $ 4,067,000 | $ 451,888 | $ 241,000 |
| Delaware, Pennsylvania | 9 | $ 2,591,000 | $ 287,888 | $ 142,000 |
| Palm Beach, Florida | 8 | $ 3,276,000 | $ 409,500 | $ 241,000 |
| Pinellas, Florida | 8 | $ 3,947,000 | $ 493,375 | $ 298,000 |
| Westchester, New York | 8 | $ 2,598,000 | $ 324,750 | $ 153,000 |
| Santa Clara, California | 7 | $ 6,233,000 | $ 890,428 | $ 342,000 |
| Kings, New York | 7 | $ 3,112,000 | $ 444,571 | $ 149,000 |
| Contra Costa, California | 6 | $ 5,881,000 | $ 980,166 | $ 258,000 |
| Orange, California | 6 | $ 5,903,000 | $ 983,833 | $ 258,000 |
| Jefferson, Colorado | 6 | $ 2,456,000 | $ 409,333 | $ 192,000 |
| Oakland, Michigan | 6 | $ 3,965,000 | $ 660,833 | $ 434,000 |
| Washtenaw, Michigan | 6 | $ 1,114,000 | $ 185,666 | $ 114,000 |
| Essex, New Jersey | 6 | $ 1,742,000 | $ 290,333 | $ 145,000 |
| Orange, North Carolina | 6 | $ 2,812,000 | $ 468,666 | $ 260,000 |
| Multnomah, Oregon | 6 | $ 2,149,000 | $ 358,166 | $ 230,000 |
| Harris, Texas | 6 | $ 1,606,000 | $ 267,666 | $ 113,000 |
| Travis, Texas | 6 | $ 2,750,000 | $ 458,333 | $ 193,000 |
| Arapahoe, Colorado | 5 | $ 1,935,000 | $ 387,000 | $ 147,000 |
| Fairfield, Connecticut | 5 | $ 1,691,000 | $ 338,200 | $ 176,000 |
| New Haven, Connecticut | 5 | $ 999,000 | $ 199,800 | $ 122,000 |
| Miami-Dade, Florida | 5 | $ 2,556,000 | $ 511,200 | $ 218,000 |
| Fulton, Georgia | 5 | $ 3,700,000 | $ 740,000 | $ 392,000 |
| Johnson, Kansas | 5 | $ 1,104,000 | $ 220,800 | $ 132,000 |
| Suffolk, Massachusetts | 5 | $ 3,947,000 | $ 789,400 | $ 386,000 |
| Hennepin, Minnesota | 5 | $ 2,230,000 | $ 446,000 | $ 265,000 |
| Bergen, New Jersey | 5 | $ 1,771,000 | $ 354,200 | $ 130,000 |
| Mercer, New Jersey | 5 | $ 1,233,000 | $ 246,600 | $ 95,000 |
| Nassau, New York | 5 | $ 2,089,000 | $ 417,800 | $ 148,000 |
| Queens, New York | 5 | $ 1,731,000 | $ 346,200 | $ 161,000 |
| Suffolk, New York | 5 | $ 1,227,000 | $ 245,400 | $ 235,000 |
| Cabarrus, North Carolina | 5 | $ 1,002,000 | $ 200,400 | $ 114,000 |
| Union, North Carolina | 5 | $ 2,775,000 | $ 555,000 | $ 202,000 |
| Wake, North Carolina | 5 | $ 1,693,000 | $ 338,600 | $ 171,000 |
| Montgomery, Pennsylvania | 5 | $ 2,154,000 | $ 430,800 | $ 214,000 |
| Salt Lake, Utah | 5 | $ 3,531,000 | $ 706,200 | $ 367,000 |
| Riverside, California | 4 | $ 1,473,000 | $ 368,250 | $ 273,000 |
| San Bernardino, California | 4 | $ 1,586,000 | $ 396,500 | $ 177,000 |
| Ventura, California | 4 | $ 2,829,000 | $ 707,250 | $ 212,000 |
| Douglas, Colorado | 4 | $ 1,904,000 | $ 476,000 | $ 145,000 |
| Broward, Florida | 4 | $ 1,301,000 | $ 325,250 | $ 261,000 |
| DeKalb, Georgia | 4 | $ 1,423,000 | $ 355,750 | $ 132,000 |
| Wayne, Michigan | 4 | $ 477,000 | $ 119,250 | $ 96,000 |
| St. Charles, Missouri | 4 | $ 480,000 | $ 120,000 | $ 41,000 |
| Durham, North Carolina | 4 | $ 935,000 | $ 233,750 | $ 99,000 |
| New Hanover, North Carolina | 4 | $ 1,181,000 | $ 295,250 | $ 139,000 |
| Bucks, Pennsylvania | 4 | $ 1,039,000 | $ 259,750 | $ 224,000 |
| Philadelphia, Pennsylvania | 4 | $ 1,189,000 | $ 297,250 | $ 97,000 |
| Charleston, South Carolina | 4 | $ 1,372,000 | $ 343,000 | $ 160,000 |
| York, South Carolina | 4 | $ 829,000 | $ 207,250 | $ 164,000 |
| Jefferson, Alabama | 3 | $ 1,364,000 | $ 454,666 | $ 236,000 |
| Yavapai, Arizona | 3 | $ 1,169,000 | $ 389,666 | $ 120,000 |
| San Mateo, California | 3 | $ 2,660,000 | $ 886,666 | $ 286,000 |
| Boulder, Colorado | 3 | $ 1,670,000 | $ 556,666 | $ 201,000 |
| Denver, Colorado | 3 | $ 876,000 | $ 292,000 | $ 157,000 |
| New Castle, Delaware | 3 | $ 1,529,000 | $ 509,666 | $ 425,000 |
| Duval, Florida | 3 | $ 513,000 | $ 171,000 | $ 157,000 |
| Hillsborough, Florida | 3 | $ 2,272,000 | $ 757,333 | $ 443,000 |
| Pasco, Florida | 3 | $ 492,000 | $ 164,000 | $ 58,000 |
| Fayette, Kentucky | 3 | $ 327,000 | $ 109,000 | $ 72,000 |
| Orleans, Louisiana | 3 | $ 979,000 | $ 326,333 | $ 82,000 |
| Baltimore, Maryland | 3 | $ 932,000 | $ 310,666 | $ 409,000 |
| Plymouth, Massachusetts | 3 | $ 569,000 | $ 189,666 | $ 82,000 |
| Ingham, Michigan | 3 | $ 400,000 | $ 133,333 | $ 75,000 |
| Clark, Nevada | 3 | $ 1,100,000 | $ 366,666 | $ 219,000 |
| Washoe, Nevada | 3 | $ 1,516,000 | $ 505,333 | $ 241,000 |
| Passaic, New Jersey | 3 | $ 638,000 | $ 212,666 | $ 100,000 |
| Union, New Jersey | 3 | $ 1,717,000 | $ 572,333 | $ 180,000 |
| Bronx, New York | 3 | $ 430,000 | $ 143,333 | $ 152,000 |
| Rockland, New York | 3 | $ 1,743,000 | $ 581,000 | $ 242,000 |
| Pitt, North Carolina | 3 | $ 510,000 | $ 170,000 | $ 78,000 |
| Lane, Oregon | 3 | $ 949,000 | $ 316,333 | $ 110,000 |
| Allegheny, Pennsylvania | 3 | $ 399,000 | $ 133,000 | $ 65,000 |
| Centre, Pennsylvania | 3 | $ 545,000 | $ 181,666 | $ 120,000 |
| Chester, Pennsylvania | 3 | $ 1,223,000 | $ 407,666 | $ 215,000 |
| Lancaster, Pennsylvania | 3 | $ 717,000 | $ 239,000 | $ 141,000 |
| Luzerne, Pennsylvania | 3 | $ 613,000 | $ 204,333 | $ 109,000 |
| Greenville, South Carolina | 3 | $ 1,386,000 | $ 462,000 | $ 209,000 |
| Horry, South Carolina | 3 | $ 1,963,000 | $ 654,333 | $ 365,000 |
| Bexar, Texas | 3 | $ 601,000 | $ 200,333 | $ 122,000 |
| Denton, Texas | 3 | $ 1,026,000 | $ 342,000 | $ 145,000 |
| Tarrant, Texas | 3 | $ 1,373,000 | $ 457,666 | $ 233,000 |
| Alexandria, Virginia | 3 | $ 1,420,000 | $ 473,333 | $ 179,000 |
| Falls Church, Virginia | 3 | $ 2,343,000 | $ 781,000 | $ 227,000 |
| Pierce, Washington | 3 | $ 1,101,000 | $ 367,000 | $ 88,000 |
| Pima, Arizona | 2 | $ 831,000 | $ 415,500 | $ 157,000 |
| Alameda, California | 2 | $ 1,388,000 | $ 694,000 | $ 192,000 |
| Adams, Colorado | 2 | $ 679,000 | $ 339,500 | $ 89,000 |
| Larimer, Colorado | 2 | $ 903,000 | $ 451,500 | $ 98,000 |
| Sussex, Delaware | 2 | $ 294,000 | $ 147,000 | $ 229,000 |
| Alachua, Florida | 2 | $ 765,000 | $ 382,500 | $ 126,000 |
| Sarasota, Florida | 2 | $ 556,000 | $ 278,000 | $ 190,000 |
| Seminole, Florida | 2 | $ 543,000 | $ 271,500 | $ 334,000 |
| Bibb, Georgia | 2 | $ 609,000 | $ 304,500 | $ 591,000 |
| Chatham, Georgia | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| Cobb, Georgia | 2 | $ 590,000 | $ 295,000 | $ 85,000 |
| Gwinnett, Georgia | 2 | $ 882,000 | $ 441,000 | $ 298,000 |
| St. Clair, Illinois | 2 | $ 252,000 | $ 126,000 | $ 41,000 |
| Will, Illinois | 2 | $ 715,000 | $ 357,500 | $ 176,000 |
| Delaware, Indiana | 2 | $ 353,000 | $ 176,500 | $ 77,000 |
| Madison, Kentucky | 2 | $ 310,000 | $ 155,000 | $ 126,000 |
| East Baton Rouge, Louisiana | 2 | $ 299,000 | $ 149,500 | $ 95,000 |
| Cumberland, Maine | 2 | $ 344,000 | $ 172,000 | $ 82,000 |
| Howard, Maryland | 2 | $ 1,112,000 | $ 556,000 | $ 197,000 |
| Worcester, Massachusetts | 2 | $ 673,000 | $ 336,500 | $ 112,000 |
| Livingston, Michigan | 2 | $ 943,000 | $ 471,500 | $ 170,000 |
| Jackson, Missouri | 2 | $ 319,000 | $ 159,500 | $ 54,000 |
| Douglas, Nebraska | 2 | $ 1,170,000 | $ 585,000 | $ 293,000 |
| Burlington, New Jersey | 2 | $ 358,000 | $ 179,000 | $ 131,000 |
| Hunterdon, New Jersey | 2 | $ 1,267,000 | $ 633,500 | $ 410,000 |
| Middlesex, New Jersey | 2 | $ 802,000 | $ 401,000 | $ 129,000 |
| Monmouth, New Jersey | 2 | $ 478,000 | $ 239,000 | $ 282,000 |
| Somerset, New Jersey | 2 | $ 1,202,000 | $ 601,000 | $ 153,000 |
| Santa Fe, New Mexico | 2 | $ 535,000 | $ 267,500 | $ 79,000 |
| Dutchess, New York | 2 | $ 392,000 | $ 196,000 | $ 141,000 |
| Richmond, New York | 2 | $ 314,000 | $ 157,000 | $ 89,000 |
| Cleveland, North Carolina | 2 | $ 176,000 | $ 88,000 | $ 78,000 |
| Guilford, North Carolina | 2 | $ 421,000 | $ 210,500 | $ 100,000 |
| Iredell, North Carolina | 2 | $ 1,704,000 | $ 852,000 | $ 215,000 |
| Transylvania, North Carolina | 2 | $ 690,000 | $ 345,000 | $ 107,000 |
| Watauga, North Carolina | 2 | $ 1,302,000 | $ 651,000 | $ 248,000 |
| Deschutes, Oregon | 2 | $ 831,000 | $ 415,500 | $ 122,000 |
| Washington, Oregon | 2 | $ 447,000 | $ 223,500 | $ 89,000 |
| Providence, Rhode Island | 2 | $ 908,000 | $ 454,000 | $ 326,000 |
| Sumter, South Carolina | 2 | $ 86,000 | $ 43,000 | $ 65,000 |
| Collin, Texas | 2 | $ 1,031,000 | $ 515,500 | $ 927,000 |
| Galveston, Texas | 2 | $ 442,000 | $ 221,000 | $ 109,000 |
| Arlington, Virginia | 2 | $ 2,330,000 | $ 1,165,000 | $ 259,000 |
| Loudoun, Virginia | 2 | $ 708,000 | $ 354,000 | $ 167,000 |
| Rappahannock, Virginia | 2 | $ 888,000 | $ 444,000 | $ 178,000 |
| Snohomish, Washington | 2 | $ 829,000 | $ 414,500 | $ 401,000 |
| Waukesha, Wisconsin | 2 | $ 3,233,000 | $ 1,616,500 | $ 680,000 |
| DeKalb, Alabama | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Limestone, Alabama | 1 | $ 126,000 | $ 126,000 | $ 75,000 |
| Madison, Alabama | 1 | $ 132,000 | $ 132,000 | $ 68,000 |
| Mobile, Alabama | 1 | $ 126,000 | $ 126,000 | $ 79,000 |
| Shelby, Alabama | 1 | $ 437,000 | $ 437,000 | $ 208,000 |
| Juneau, Alaska | 1 | $ 866,000 | $ 866,000 | $ 180,000 |
| Faulkner, Arkansas | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Pulaski, Arkansas | 1 | $ 242,000 | $ 242,000 | $ 113,000 |
| Amador, California | 1 | $ 293,000 | $ 293,000 | $ 123,000 |
| Marin, California | 1 | $ 625,000 | $ 625,000 | $ 141,000 |
| Merced, California | 1 | $ 121,000 | $ 121,000 | $ 123,000 |
| Napa, California | 1 | $ 662,000 | $ 662,000 | $ 103,000 |
| San Francisco, California | 1 | $ 1,516,000 | $ 1,516,000 | $ 1,879,000 |
| San Luis Obispo, California | 1 | $ 789,000 | $ 789,000 | $ 617,000 |
| Sonoma, California | 1 | $ 823,000 | $ 823,000 | $ 346,000 |
| Broomfield, Colorado | 1 | $ 484,000 | $ 484,000 | $ 198,000 |
| El Paso, Colorado | 1 | $ 994,000 | $ 994,000 | $ 490,000 |
| Garfield, Colorado | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
| San Miguel, Colorado | 1 | $ 274,000 | $ 274,000 | $ 200,000 |
| Weld, Colorado | 1 | $ 546,000 | $ 546,000 | $ 194,000 |
| Hartford, Connecticut | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
| Litchfield, Connecticut | 1 | $ 168,000 | $ 168,000 | $ 65,000 |
| Middlesex, Connecticut | 1 | $ 158,000 | $ 158,000 | $ 240,000 |
| New London, Connecticut | 1 | $ 268,000 | $ 268,000 | $ 135,000 |
| Charlotte, Florida | 1 | $ 115,000 | $ 115,000 | $ 196,000 |
| Clay, Florida | 1 | $ 713,000 | $ 713,000 | $ 534,000 |
| Lee, Florida | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Manatee, Florida | 1 | $ 679,000 | $ 679,000 | $ 511,000 |
| Martin, Florida | 1 | $ 607,000 | $ 607,000 | $ 100,000 |
| Orange, Florida | 1 | $ 158,000 | $ 158,000 | $ 107,000 |
| Polk, Florida | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| St. Lucie, Florida | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
| Sumter, Florida | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Camden, Georgia | 1 | $ 136,000 | $ 136,000 | $ 81,000 |
| Forsyth, Georgia | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Greene, Georgia | 1 | $ 374,000 | $ 374,000 | $ 109,000 |
| Habersham, Georgia | 1 | $ 348,000 | $ 348,000 | $ 71,000 |
| Peach, Georgia | 1 | $ 112,000 | $ 112,000 | $ 47,000 |
| Pike, Georgia | 1 | $ 158,000 | $ 158,000 | $ 153,000 |
| Rockdale, Georgia | 1 | $ 216,000 | $ 216,000 | $ 123,000 |
| Hawaii, Hawaii | 1 | $ 219,000 | $ 219,000 | $ 42,000 |
| Ada, Idaho | 1 | $ 390,000 | $ 390,000 | $ 149,000 |
| Bonneville, Idaho | 1 | $ 804,000 | $ 804,000 | $ 618,000 |
| Champaign, Illinois | 1 | $ 354,000 | $ 354,000 | $ 144,000 |
| Kane, Illinois | 1 | $ 296,000 | $ 296,000 | $ 255,000 |
| Washington, Illinois | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| Clark, Indiana | 1 | $ 148,000 | $ 148,000 | $ 139,000 |
| Floyd, Indiana | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Hendricks, Indiana | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Kosciusko, Indiana | 1 | $ 231,000 | $ 231,000 | $ 228,000 |
| Marion, Indiana | 1 | $ 259,000 | $ 259,000 | $ 228,000 |
| Black Hawk, Iowa | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
| Cedar, Iowa | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
| Polk, Iowa | 1 | $ 250,000 | $ 250,000 | $ 193,000 |
| Douglas, Kansas | 1 | $ 179,000 | $ 179,000 | $ 68,000 |
| Clark, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Jefferson, Kentucky | 1 | $ 683,000 | $ 683,000 | $ 195,000 |
| Caddo, Louisiana | 1 | $ 114,000 | $ 114,000 | $ 77,000 |
| Jefferson, Louisiana | 1 | $ 496,000 | $ 496,000 | $ 398,000 |
| Natchitoches, Louisiana | 1 | $ 193,000 | $ 193,000 | $ 132,000 |
| St. Tammany, Louisiana | 1 | $ 106,000 | $ 106,000 | $ 98,000 |
| Franklin, Maine | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Kennebec, Maine | 1 | $ 99,000 | $ 99,000 | $ 101,000 |
| Lincoln, Maine | 1 | $ 250,000 | $ 250,000 | $ 270,000 |
| Sagadahoc, Maine | 1 | $ 273,000 | $ 273,000 | $ 61,000 |
| Washington, Maine | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Anne Arundel, Maryland | 1 | $ 124,000 | $ 124,000 | $ 78,000 |
| Harford, Maryland | 1 | $ 166,000 | $ 166,000 | $ 148,000 |
| Kent, Maryland | 1 | $ 232,000 | $ 232,000 | $ 151,000 |
| St. Mary's, Maryland | 1 | $ 587,000 | $ 587,000 | $ 234,000 |
| Essex, Massachusetts | 1 | $ 411,000 | $ 411,000 | $ 225,000 |
| Hampden, Massachusetts | 1 | $ 478,000 | $ 478,000 | $ 236,000 |
| Antrim, Michigan | 1 | $ 666,000 | $ 666,000 | $ 260,000 |
| Genesee, Michigan | 1 | $ 140,000 | $ 140,000 | $ 133,000 |
| Grand Traverse, Michigan | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Ottawa, Michigan | 1 | $ 213,000 | $ 213,000 | $ 167,000 |
| Dakota, Minnesota | 1 | $ 271,000 | $ 271,000 | $ 55,000 |
| Kandiyohi, Minnesota | 1 | $ 697,000 | $ 697,000 | $ 428,000 |
| Ramsey, Minnesota | 1 | $ 202,000 | $ 202,000 | $ 52,000 |
| St. Louis, Minnesota | 1 | $ 427,000 | $ 427,000 | $ 239,000 |
| Washington, Minnesota | 1 | $ 174,000 | $ 174,000 | $ 88,000 |
| Jackson, Mississippi | 1 | $ 176,000 | $ 176,000 | $ 225,000 |
| Buchanan, Missouri | 1 | $ 102,000 | $ 102,000 | $ 115,000 |
| Gasconade, Missouri | 1 | $ 230,000 | $ 230,000 | $ 102,000 |
| Newton, Missouri | 1 | $ 270,000 | $ 270,000 | $ 136,000 |
| St. Louis City, Missouri | 1 | $ 168,000 | $ 168,000 | $ 330,000 |
| Warren, Missouri | 1 | $ 139,000 | $ 139,000 | $ 173,000 |
| Gallatin, Montana | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Missoula, Montana | 1 | $ 386,000 | $ 386,000 | $ 104,000 |
| Park, Montana | 1 | $ 254,000 | $ 254,000 | $ 64,000 |
| Douglas, Nevada | 1 | $ 247,000 | $ 247,000 | $ 104,000 |
| Carroll, New Hampshire | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Hillsborough, New Hampshire | 1 | $ 534,000 | $ 534,000 | $ 284,000 |
| Merrimack, New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Gloucester, New Jersey | 1 | $ 211,000 | $ 211,000 | $ 203,000 |
| Hudson, New Jersey | 1 | $ 216,000 | $ 216,000 | $ 133,000 |
| Ocean, New Jersey | 1 | $ 370,000 | $ 370,000 | $ 182,000 |
| Bernalillo, New Mexico | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Los Alamos, New Mexico | 1 | $ 439,000 | $ 439,000 | $ 224,000 |
| Allegany, New York | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Broome, New York | 1 | $ 190,000 | $ 190,000 | $ 114,000 |
| Columbia, New York | 1 | $ 173,000 | $ 173,000 | $ 129,000 |
| Erie, New York | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Madison, New York | 1 | $ 201,000 | $ 201,000 | $ 152,000 |
| Oswego, New York | 1 | $ 154,000 | $ 154,000 | $ 178,000 |
| Saratoga, New York | 1 | $ 264,000 | $ 264,000 | $ 155,000 |
| Ulster, New York | 1 | $ 112,000 | $ 112,000 | $ 76,000 |
| Brunswick, North Carolina | 1 | $ 1,364,000 | $ 1,364,000 | $ 382,000 |
| Buncombe, North Carolina | 1 | $ 284,000 | $ 284,000 | $ 113,000 |
| Dare, North Carolina | 1 | $ 158,000 | $ 158,000 | $ 104,000 |
| Lincoln, North Carolina | 1 | $ 222,000 | $ 222,000 | $ 101,000 |
| Moore, North Carolina | 1 | $ 560,000 | $ 560,000 | $ 208,000 |
| Rowan, North Carolina | 1 | $ 389,000 | $ 389,000 | $ 275,000 |
| Butler, Ohio | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| Delaware, Ohio | 1 | $ 171,000 | $ 171,000 | $ 134,000 |
| Franklin, Ohio | 1 | $ 159,000 | $ 159,000 | $ 74,000 |
| Clackamas, Oregon | 1 | $ 376,000 | $ 376,000 | $ 104,000 |
| Clatsop, Oregon | 1 | $ 661,000 | $ 661,000 | $ 129,000 |
| Josephine, Oregon | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Klamath, Oregon | 1 | $ 186,000 | $ 186,000 | $ 82,000 |
| Lincoln, Oregon | 1 | $ 311,000 | $ 311,000 | $ 141,000 |
| Marion, Oregon | 1 | $ 150,000 | $ 150,000 | $ 183,000 |
| Tillamook, Oregon | 1 | $ 280,000 | $ 280,000 | $ 108,000 |
| Berks, Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Blair, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Crawford, Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| Cumberland, Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 148,000 |
| Northampton, Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 120,000 |
| Pike, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| York, Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 214,000 |
| Beaufort, South Carolina | 1 | $ 745,000 | $ 745,000 | $ 217,000 |
| Berkeley, South Carolina | 1 | $ 920,000 | $ 920,000 | $ 356,000 |
| Lancaster, South Carolina | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Meade, South Dakota | 1 | $ 637,000 | $ 637,000 | $ 235,000 |
| Davidson, Tennessee | 1 | $ 250,000 | $ 250,000 | $ 118,000 |
| Sevier, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Williamson, Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 518,000 |
| Aransas, Texas | 1 | $ 523,000 | $ 523,000 | $ 2,202,000 |
| Brazoria, Texas | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Jefferson, Texas | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Montgomery, Texas | 1 | $ 585,000 | $ 585,000 | $ 625,000 |
| Panola, Texas | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Rockwall, Texas | 1 | $ 855,000 | $ 855,000 | $ 839,000 |
| Weber, Utah | 1 | $ 92,000 | $ 92,000 | $ 98,000 |
| Addison, Vermont | 1 | $ 377,000 | $ 377,000 | $ 108,000 |
| Bennington, Vermont | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Lamoille, Vermont | 1 | $ 232,000 | $ 232,000 | $ 246,000 |
| Windsor, Vermont | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Albemarle, Virginia | 1 | $ 240,000 | $ 240,000 | $ 130,000 |
| Bedford, Virginia | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Colonial Heights, Virginia | 1 | $ 157,000 | $ 157,000 | $ 93,000 |
| Fairfax City, Virginia | 1 | $ 453,000 | $ 453,000 | $ 258,000 |
| Henrico, Virginia | 1 | $ 224,000 | $ 224,000 | $ 203,000 |
| Martinsville, Virginia | 1 | $ 263,000 | $ 263,000 | $ 327,000 |
| Norfolk, Virginia | 1 | $ 166,000 | $ 166,000 | $ 112,000 |
| Northampton, Virginia | 1 | $ 380,000 | $ 380,000 | $ 129,000 |
| Spotsylvania, Virginia | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Westmoreland, Virginia | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Clark, Washington | 1 | $ 500,000 | $ 500,000 | $ 264,000 |
| Island, Washington | 1 | $ 506,000 | $ 506,000 | $ 276,000 |
| Kitsap, Washington | 1 | $ 691,000 | $ 691,000 | $ 315,000 |
| Kittitas, Washington | 1 | $ 251,000 | $ 251,000 | $ 206,000 |
| Spokane, Washington | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Thurston, Washington | 1 | $ 216,000 | $ 216,000 | $ 48,000 |
| Hampshire, West Virginia | 1 | $ 96,000 | $ 96,000 | $ 127,000 |
| Jefferson, West Virginia | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Kanawha, West Virginia | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| Milwaukee, Wisconsin | 1 | $ 562,000 | $ 562,000 | $ 365,000 |
| Washburn, Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Natrona, Wyoming | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Teton, Wyoming | 1 | $ 211,000 | $ 211,000 | $ 204,000 |
Mortgage Loan Application Detail Totals for Tiaa-Cref Trust Company FSB in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 468 | $186,077,000 | $397,000 | $1,881,000 | $194,000 | $1,879,000 |
| Home Purchase | 406 | $199,802,000 | $492,000 | $1,744,000 | $239,000 | $2,202,000 |
| Home Improvement | 14 | $3,108,000 | $222,000 | $468,000 | $115,000 | $206,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 435 | $122,166,000 | $280,000 | $1,419,000 | $137,000 | $904,000 |
| Not applicable | 305 | $222,954,000 | $730,000 | $1,881,000 | $355,000 | $2,202,000 |
| Not Provided | 65 | $23,099,000 | $355,000 | $1,300,000 | $145,000 | $490,000 |
| Black or African American | 39 | $7,738,000 | $198,000 | $379,000 | $113,000 | $575,000 |
| Asian | 23 | $8,115,000 | $352,000 | $1,516,000 | $235,000 | $1,879,000 |
| Hispanic | 18 | $4,343,000 | $241,000 | $500,000 | $122,000 | $360,000 |
| American Indian or Alaskan Native | 3 | $572,000 | $190,000 | $236,000 | $83,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 885 | $388,296,000 | $438,000 | $1,881,000 | $214,000 | $2,202,000 |
| VA-guaranteed (Veterans Administration) | 3 | $691,000 | $230,000 | $298,000 | $104,000 | $157,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 335 | $93,366,000 | $278,000 | $1,516,000 | $148,000 | $1,879,000 |
| Loan Purchased By The Institution | 305 | $222,954,000 | $730,000 | $1,881,000 | $355,000 | $2,202,000 |
| Application Denied By Financial Institution | 104 | $31,308,000 | $301,000 | $1,419,000 | $130,000 | $418,000 |
| Application Withdrawn By Applicant | 93 | $25,954,000 | $279,000 | $1,001,000 | $125,000 | $294,000 |
| File Closed For Incompleteness | 46 | $14,075,000 | $305,000 | $1,225,000 | $135,000 | $575,000 |
| Application Approved But Not Accepted | 5 | $1,330,000 | $266,000 | $670,000 | $114,000 | $187,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 27 | $8,069,000 | $298,000 | $699,000 | $111,000 | $418,000 |
| Collateral | 26 | $7,274,000 | $279,000 | $1,364,000 | $151,000 | $382,000 |
| Credit Application Incomplete | 20 | $4,987,000 | $249,000 | $721,000 | $98,000 | $225,000 |
| Credit History | 15 | $3,919,000 | $261,000 | $656,000 | $139,000 | $350,000 |
| Other | 9 | $4,564,000 | $507,000 | $1,419,000 | $168,000 | $327,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,320,000 | $264,000 | $531,000 | $149,000 | $276,000 |
| Unverifiable Information | 1 | $265,000 | $265,000 | $265,000 | $67,000 | $67,000 |
| Employment History | 1 | $910,000 | $910,000 | $910,000 | $221,000 | $221,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tiaa-Cref Trust Company FSB's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tiaa-Cref Trust Company FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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