Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Top Flite Financial, Inc. of Williamston, MI reported 5,610 mortgage applications totaling $1.3 billion, up 16% from 2024. The average application was for $233,821, and applicants reported an average income of $94,780. 55% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (304), Greeley, CO (261) and Tampa, FL (133) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 5,610
Total Mortgage Loan Application Amount $1,311,740,000
Average Mortgage Loan Application Amount $233,821
Highest Mortgage Loan Application Amount $2,945,000
Average Applicant Income $94,780
Highest Applicant Income $1,370,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Weld, Colorado 261 $ 64,475,000 $ 247,030 $ 92,000
Pinellas, Florida 129 $ 37,385,000 $ 289,806 $ 130,000
Maricopa, Arizona 84 $ 33,870,000 $ 403,214 $ 139,000
Broward, Florida 72 $ 23,350,000 $ 324,305 $ 126,000
Kent, Michigan 66 $ 16,140,000 $ 244,545 $ 76,000
Pasco, Florida 62 $ 15,890,000 $ 256,290 $ 98,000
Hillsborough, Florida 58 $ 18,800,000 $ 324,137 $ 129,000
Marion, Florida 49 $ 8,055,000 $ 164,387 $ 74,000
Clark, Nevada 48 $ 17,100,000 $ 356,250 $ 108,000
Cuyahoga, Ohio 45 $ 8,705,000 $ 193,444 $ 94,000
Fulton, Georgia 43 $ 15,345,000 $ 356,860 $ 126,000
Lee, Florida 40 $ 8,360,000 $ 209,000 $ 100,000
DeKalb, Georgia 39 $ 8,765,000 $ 224,743 $ 90,000
Wayne, Michigan 39 $ 5,375,000 $ 137,820 $ 61,000
Pike, Georgia 36 $ 10,310,000 $ 286,388 $ 106,000
Spalding, Georgia 36 $ 7,850,000 $ 218,055 $ 88,000
Macomb, Michigan 36 $ 7,370,000 $ 204,722 $ 81,000
Mecklenburg, North Carolina 35 $ 8,225,000 $ 235,000 $ 81,000
Upson, Georgia 32 $ 5,170,000 $ 161,562 $ 110,000
Capitol Planning Region, Connecticut 31 $ 6,515,000 $ 210,161 $ 89,000
Palm Beach, Florida 31 $ 11,175,000 $ 360,483 $ 161,000
Miami-Dade, Florida 30 $ 9,860,000 $ 328,666 $ 145,000
Bay, Michigan 29 $ 4,925,000 $ 169,827 $ 81,000
Allegheny, Pennsylvania 29 $ 4,025,000 $ 138,793 $ 84,000
Henry, Georgia 28 $ 7,080,000 $ 252,857 $ 92,000
Philadelphia, Pennsylvania 28 $ 4,330,000 $ 154,642 $ 72,000
Los Angeles, California 27 $ 13,085,000 $ 484,629 $ 213,000
Lake, Indiana 27 $ 6,145,000 $ 227,592 $ 81,000
Orange, Florida 26 $ 6,500,000 $ 250,000 $ 93,000
Polk, Florida 26 $ 5,990,000 $ 230,384 $ 97,000
Gwinnett, Georgia 26 $ 7,880,000 $ 303,076 $ 123,000
Wake, North Carolina 24 $ 6,610,000 $ 275,416 $ 92,000
Franklin, Ohio 24 $ 4,290,000 $ 178,750 $ 79,000
Washington, Tennessee 23 $ 4,495,000 $ 195,434 $ 79,000
Citrus, Florida 22 $ 4,240,000 $ 192,727 $ 81,000
Larimer, Colorado 21 $ 6,925,000 $ 329,761 $ 122,000
Cobb, Georgia 21 $ 6,115,000 $ 291,190 $ 101,000
Marion, Indiana 21 $ 3,585,000 $ 170,714 $ 74,000
Bernalillo, New Mexico 21 $ 5,635,000 $ 268,333 $ 109,000
Worcester, Massachusetts 20 $ 6,240,000 $ 312,000 $ 106,000
Oakland, Michigan 20 $ 4,110,000 $ 205,500 $ 92,000
Hamilton, Ohio 20 $ 3,410,000 $ 170,500 $ 63,000
Richland, South Carolina 20 $ 5,080,000 $ 254,000 $ 80,000
Garland, Arkansas 19 $ 3,675,000 $ 193,421 $ 85,000
Summit, Ohio 19 $ 3,745,000 $ 197,105 $ 91,000
Knox, Tennessee 19 $ 5,405,000 $ 284,473 $ 88,000
Sullivan, Tennessee 19 $ 4,215,000 $ 221,842 $ 98,000
South Central Connecticut Planning Region, Connecticut 18 $ 4,040,000 $ 224,444 $ 100,000
Clayton, Georgia 18 $ 3,650,000 $ 202,777 $ 75,000
Jefferson, Kentucky 18 $ 2,960,000 $ 164,444 $ 64,000
Lorain, Ohio 18 $ 3,480,000 $ 193,333 $ 86,000
St. Louis, Missouri 17 $ 2,785,000 $ 163,823 $ 72,000
Luzerne, Pennsylvania 17 $ 2,455,000 $ 144,411 $ 70,000
Shelby, Tennessee 17 $ 3,555,000 $ 209,117 $ 86,000
Pinal, Arizona 16 $ 4,040,000 $ 252,500 $ 87,000
San Bernardino, California 16 $ 6,610,000 $ 413,125 $ 125,000
Adams, Colorado 16 $ 4,880,000 $ 305,000 $ 123,000
Brevard, Florida 16 $ 4,060,000 $ 253,750 $ 89,000
Seminole, Florida 16 $ 4,110,000 $ 256,875 $ 115,000
Barry, Michigan 16 $ 3,310,000 $ 206,875 $ 75,000
Jackson, Missouri 16 $ 2,210,000 $ 138,125 $ 73,000
Montgomery, Pennsylvania 16 $ 4,680,000 $ 292,500 $ 110,000
Lamar, Georgia 15 $ 4,155,000 $ 277,000 $ 105,000
Allegan, Michigan 15 $ 3,275,000 $ 218,333 $ 70,000
Muskegon, Michigan 15 $ 2,455,000 $ 163,666 $ 65,000
Greenville, South Carolina 15 $ 4,015,000 $ 267,666 $ 95,000
Riverside, California 14 $ 3,710,000 $ 265,000 $ 106,000
Arapahoe, Colorado 14 $ 2,720,000 $ 194,285 $ 78,000
Escambia, Florida 14 $ 2,340,000 $ 167,142 $ 86,000
Newton, Georgia 14 $ 4,010,000 $ 286,428 $ 99,000
Bristol, Massachusetts 14 $ 4,800,000 $ 342,857 $ 111,000
Middlesex, Massachusetts 14 $ 5,000,000 $ 357,142 $ 123,000
Ottawa, Michigan 14 $ 3,750,000 $ 267,857 $ 83,000
Gaston, North Carolina 14 $ 2,890,000 $ 206,428 $ 81,000
Washington, Oregon 14 $ 7,700,000 $ 550,000 $ 189,000
Delaware, Pennsylvania 14 $ 3,770,000 $ 269,285 $ 121,000
Hernando, Florida 13 $ 3,205,000 $ 246,538 $ 80,000
Prince George's, Maryland 13 $ 3,435,000 $ 264,230 $ 95,000
Hampden, Massachusetts 13 $ 3,435,000 $ 264,230 $ 109,000
Horry, South Carolina 13 $ 1,925,000 $ 148,076 $ 71,000
Davidson, Tennessee 13 $ 4,425,000 $ 340,384 $ 119,000
Morgan, Colorado 12 $ 1,990,000 $ 165,833 $ 85,000
Naugatuck Valley Planning Region, Connecticut 12 $ 3,030,000 $ 252,500 $ 104,000
Duval, Florida 12 $ 2,200,000 $ 183,333 $ 76,000
Osceola, Florida 12 $ 3,500,000 $ 291,666 $ 172,000
Baltimore, Maryland 12 $ 2,330,000 $ 194,166 $ 85,000
Plymouth, Massachusetts 12 $ 3,530,000 $ 294,166 $ 118,000
Jefferson, Missouri 12 $ 2,430,000 $ 202,500 $ 93,000
Guilford, North Carolina 12 $ 2,170,000 $ 180,833 $ 82,000
Montgomery, Tennessee 12 $ 2,050,000 $ 170,833 $ 59,000
Jefferson, Alabama 11 $ 2,015,000 $ 183,181 $ 108,000
Pulaski, Arkansas 11 $ 2,255,000 $ 205,000 $ 112,000
Sacramento, California 11 $ 2,915,000 $ 265,000 $ 88,000
San Diego, California 11 $ 3,565,000 $ 324,090 $ 141,000
Western Connecticut Planning Region, Connecticut 11 $ 3,515,000 $ 319,545 $ 133,000
Kenton, Kentucky 11 $ 1,995,000 $ 181,363 $ 67,000
Suffolk, Massachusetts 11 $ 3,445,000 $ 313,181 $ 122,000
Cabarrus, North Carolina 11 $ 3,105,000 $ 282,272 $ 111,000
Cleveland, North Carolina 11 $ 1,565,000 $ 142,272 $ 53,000
Multnomah, Oregon 11 $ 4,375,000 $ 397,727 $ 116,000
Bradley, Tennessee 11 $ 2,575,000 $ 234,090 $ 82,000
Sumner, Tennessee 11 $ 2,715,000 $ 246,818 $ 77,000
Milwaukee, Wisconsin 11 $ 1,775,000 $ 161,363 $ 80,000
Mobile, Alabama 10 $ 1,390,000 $ 139,000 $ 70,000
Hall, Georgia 10 $ 2,990,000 $ 299,000 $ 95,000
Paulding, Georgia 10 $ 2,170,000 $ 217,000 $ 71,000
Richmond, Georgia 10 $ 1,210,000 $ 121,000 $ 48,000
Madison, Indiana 10 $ 1,410,000 $ 141,000 $ 70,000
Vanderburgh, Indiana 10 $ 1,470,000 $ 147,000 $ 70,000
Hennepin, Minnesota 10 $ 1,580,000 $ 158,000 $ 69,000
Clay, Missouri 10 $ 2,030,000 $ 203,000 $ 76,000
St. Charles, Missouri 10 $ 2,960,000 $ 296,000 $ 118,000
Forsyth, North Carolina 10 $ 2,700,000 $ 270,000 $ 83,000
Florence, South Carolina 10 $ 2,290,000 $ 229,000 $ 84,000
Spartanburg, South Carolina 10 $ 1,680,000 $ 168,000 $ 67,000
Weber, Utah 10 $ 4,640,000 $ 464,000 $ 134,000
Pima, Arizona 9 $ 1,945,000 $ 216,111 $ 98,000
Fresno, California 9 $ 2,935,000 $ 326,111 $ 118,000
Kern, California 9 $ 2,425,000 $ 269,444 $ 106,000
St. Lucie, Florida 9 $ 2,755,000 $ 306,111 $ 122,000
Volusia, Florida 9 $ 2,105,000 $ 233,888 $ 104,000
Chatham, Georgia 9 $ 1,605,000 $ 178,333 $ 68,000
Jackson, Georgia 9 $ 2,285,000 $ 253,888 $ 92,000
Meriwether, Georgia 9 $ 2,155,000 $ 239,444 $ 98,000
Fayette, Kentucky 9 $ 2,365,000 $ 262,777 $ 97,000
Hopkins, Kentucky 9 $ 1,745,000 $ 193,888 $ 80,000
Calcasieu, Louisiana 9 $ 1,005,000 $ 111,666 $ 79,000
Jefferson, Louisiana 9 $ 1,385,000 $ 153,888 $ 78,000
Baltimore City, Maryland 9 $ 1,485,000 $ 165,000 $ 73,000
Berrien, Michigan 9 $ 1,685,000 $ 187,222 $ 87,000
Calhoun, Michigan 9 $ 1,315,000 $ 146,111 $ 68,000
Davie, North Carolina 9 $ 1,645,000 $ 182,777 $ 78,000
Lake, Ohio 9 $ 1,735,000 $ 192,777 $ 76,000
Licking, Ohio 9 $ 2,045,000 $ 227,222 $ 95,000
Tulsa, Oklahoma 9 $ 2,145,000 $ 238,333 $ 111,000
Lehigh, Pennsylvania 9 $ 1,765,000 $ 196,111 $ 82,000
Lexington, South Carolina 9 $ 1,745,000 $ 193,888 $ 66,000
Rutherford, Tennessee 9 $ 2,875,000 $ 319,444 $ 130,000
Virginia Beach, Virginia 9 $ 1,505,000 $ 167,222 $ 69,000
Pierce, Washington 9 $ 3,415,000 $ 379,444 $ 111,000
Mohave, Arizona 8 $ 1,040,000 $ 130,000 $ 40,000
Benton, Arkansas 8 $ 2,170,000 $ 271,250 $ 93,000
Orange, California 8 $ 6,070,000 $ 758,750 $ 179,000
Southeastern Connecticut Planning Region, Connecticut 8 $ 1,670,000 $ 208,750 $ 94,000
Collier, Florida 8 $ 2,780,000 $ 347,500 $ 121,000
Sarasota, Florida 8 $ 2,590,000 $ 323,750 $ 168,000
Sumter, Florida 8 $ 1,740,000 $ 217,500 $ 87,000
Fayette, Georgia 8 $ 3,250,000 $ 406,250 $ 139,000
Houston, Georgia 8 $ 1,530,000 $ 191,250 $ 77,000
LaPorte, Indiana 8 $ 1,470,000 $ 183,750 $ 67,000
Laurel, Kentucky 8 $ 1,320,000 $ 165,000 $ 76,000
Essex, Massachusetts 8 $ 2,860,000 $ 357,500 $ 143,000
Ingham, Michigan 8 $ 1,250,000 $ 156,250 $ 72,000
Jackson, Michigan 8 $ 1,270,000 $ 158,750 $ 55,000
Van Buren, Michigan 8 $ 1,320,000 $ 165,000 $ 86,000
Catawba, North Carolina 8 $ 1,300,000 $ 162,500 $ 59,000
Cumberland, North Carolina 8 $ 1,140,000 $ 142,500 $ 80,000
Davidson, North Carolina 8 $ 1,810,000 $ 226,250 $ 76,000
Iredell, North Carolina 8 $ 2,140,000 $ 267,500 $ 100,000
Clackamas, Oregon 8 $ 4,590,000 $ 573,750 $ 172,000
Lackawanna, Pennsylvania 8 $ 980,000 $ 122,500 $ 84,000
Lancaster, Pennsylvania 8 $ 1,370,000 $ 171,250 $ 73,000
Monroe, Pennsylvania 8 $ 1,590,000 $ 198,750 $ 73,000
Schuylkill, Pennsylvania 8 $ 1,520,000 $ 190,000 $ 92,000
York, Pennsylvania 8 $ 1,560,000 $ 195,000 $ 73,000
Anderson, South Carolina 8 $ 1,690,000 $ 211,250 $ 74,000
York, South Carolina 8 $ 1,730,000 $ 216,250 $ 100,000
Clark, Washington 8 $ 2,890,000 $ 361,250 $ 101,000
Baldwin, Alabama 7 $ 1,075,000 $ 153,571 $ 56,000
Cullman, Alabama 7 $ 1,005,000 $ 143,571 $ 66,000
Lee, Alabama 7 $ 1,855,000 $ 265,000 $ 84,000
Madison, Alabama 7 $ 1,145,000 $ 163,571 $ 70,000
Tulare, California 7 $ 2,245,000 $ 320,714 $ 116,000
El Paso, Colorado 7 $ 2,245,000 $ 320,714 $ 125,000
Greater Bridgeport Planning Region, Connecticut 7 $ 2,445,000 $ 349,285 $ 116,000
Charlotte, Florida 7 $ 2,335,000 $ 333,571 $ 176,000
Leon, Florida 7 $ 885,000 $ 126,428 $ 73,000
Manatee, Florida 7 $ 1,755,000 $ 250,714 $ 118,000
Carroll, Georgia 7 $ 1,745,000 $ 249,285 $ 112,000
Cherokee, Georgia 7 $ 1,165,000 $ 166,428 $ 68,000
Coweta, Georgia 7 $ 2,285,000 $ 326,428 $ 156,000
Ada, Idaho 7 $ 2,165,000 $ 309,285 $ 88,000
Whitley, Kentucky 7 $ 1,455,000 $ 207,857 $ 90,000
Cumberland, Maine 7 $ 1,855,000 $ 265,000 $ 88,000
York, Maine 7 $ 805,000 $ 115,000 $ 107,000
Saginaw, Michigan 7 $ 1,025,000 $ 146,428 $ 85,000
Greene, Missouri 7 $ 1,295,000 $ 185,000 $ 184,000
New Hanover, North Carolina 7 $ 1,405,000 $ 200,714 $ 50,000
Columbiana, Ohio 7 $ 1,125,000 $ 160,714 $ 76,000
Montgomery, Ohio 7 $ 1,145,000 $ 163,571 $ 87,000
Berks, Pennsylvania 7 $ 1,205,000 $ 172,142 $ 54,000
Dauphin, Pennsylvania 7 $ 1,295,000 $ 185,000 $ 83,000
Charleston, South Carolina 7 $ 2,065,000 $ 295,000 $ 108,000
Tuscaloosa, Alabama 6 $ 680,000 $ 113,333 $ 65,000
Contra Costa, California 6 $ 2,780,000 $ 463,333 $ 143,000
Denver, Colorado 6 $ 1,640,000 $ 273,333 $ 108,000
Bay, Florida 6 $ 1,500,000 $ 250,000 $ 142,000
Bibb, Georgia 6 $ 1,140,000 $ 190,000 $ 87,000
Douglas, Georgia 6 $ 1,760,000 $ 293,333 $ 97,000
Forsyth, Georgia 6 $ 2,240,000 $ 373,333 $ 113,000
Franklin, Georgia 6 $ 1,040,000 $ 173,333 $ 47,000
Walton, Georgia 6 $ 1,850,000 $ 308,333 $ 118,000
Elkhart, Indiana 6 $ 1,190,000 $ 198,333 $ 67,000
Sedgwick, Kansas 6 $ 980,000 $ 163,333 $ 60,000
Knox, Kentucky 6 $ 770,000 $ 128,333 $ 77,000
Lafayette, Louisiana 6 $ 1,240,000 $ 206,666 $ 76,000
St. Tammany, Louisiana 6 $ 1,750,000 $ 291,666 $ 93,000
Lapeer, Michigan 6 $ 1,290,000 $ 215,000 $ 57,000
Boone, Missouri 6 $ 1,500,000 $ 250,000 $ 87,000
Washoe, Nevada 6 $ 1,590,000 $ 265,000 $ 137,000
Burke, North Carolina 6 $ 990,000 $ 165,000 $ 77,000
Johnston, North Carolina 6 $ 1,170,000 $ 195,000 $ 88,000
Pitt, North Carolina 6 $ 990,000 $ 165,000 $ 61,000
Rowan, North Carolina 6 $ 1,420,000 $ 236,666 $ 89,000
Surry, North Carolina 6 $ 880,000 $ 146,666 $ 60,000
Union, North Carolina 6 $ 2,540,000 $ 423,333 $ 116,000
Wayne, North Carolina 6 $ 1,200,000 $ 200,000 $ 89,000
Butler, Ohio 6 $ 1,290,000 $ 215,000 $ 107,000
Lucas, Ohio 6 $ 640,000 $ 106,666 $ 67,000
Mahoning, Ohio 6 $ 630,000 $ 105,000 $ 55,000
Medina, Ohio 6 $ 1,490,000 $ 248,333 $ 127,000
Miami, Ohio 6 $ 1,170,000 $ 195,000 $ 80,000
Trumbull, Ohio 6 $ 840,000 $ 140,000 $ 68,000
Chester, Pennsylvania 6 $ 1,840,000 $ 306,666 $ 117,000
Blount, Tennessee 6 $ 1,420,000 $ 236,666 $ 74,000
Hamilton, Tennessee 6 $ 1,660,000 $ 276,666 $ 82,000
Maury, Tennessee 6 $ 2,390,000 $ 398,333 $ 154,000
Obion, Tennessee 6 $ 450,000 $ 75,000 $ 45,000
Harris, Texas 6 $ 1,110,000 $ 185,000 $ 68,000
Kitsap, Washington 6 $ 2,190,000 $ 365,000 $ 102,000
Snohomish, Washington 6 $ 2,230,000 $ 371,666 $ 119,000
Racine, Wisconsin 6 $ 1,890,000 $ 315,000 $ 127,000
Rock, Wisconsin 6 $ 1,220,000 $ 203,333 $ 94,000
Waukesha, Wisconsin 6 $ 2,310,000 $ 385,000 $ 149,000
Winnebago, Wisconsin 6 $ 1,010,000 $ 168,333 $ 63,000
Marshall, Alabama 5 $ 645,000 $ 129,000 $ 60,000
Russell, Alabama 5 $ 915,000 $ 183,000 $ 83,000
Shelby, Alabama 5 $ 625,000 $ 125,000 $ 42,000
Cochise, Arizona 5 $ 515,000 $ 103,000 $ 41,000
Gila, Arizona 5 $ 935,000 $ 187,000 $ 68,000
Alameda, California 5 $ 835,000 $ 167,000 $ 107,000
El Dorado, California 5 $ 1,655,000 $ 331,000 $ 115,000
Merced, California 5 $ 1,875,000 $ 375,000 $ 117,000
Jefferson, Colorado 5 $ 1,605,000 $ 321,000 $ 96,000
Northwest Hills Planning Region, Connecticut 5 $ 1,375,000 $ 275,000 $ 78,000
Santa Rosa, Florida 5 $ 1,615,000 $ 323,000 $ 144,000
St. Johns, Florida 5 $ 1,945,000 $ 389,000 $ 151,000
Clarke, Georgia 5 $ 745,000 $ 149,000 $ 52,000
Muscogee, Georgia 5 $ 725,000 $ 145,000 $ 49,000
Walker, Georgia 5 $ 1,175,000 $ 235,000 $ 84,000
Allen, Indiana 5 $ 945,000 $ 189,000 $ 95,000
Clark, Indiana 5 $ 935,000 $ 187,000 $ 104,000
Hendricks, Indiana 5 $ 1,335,000 $ 267,000 $ 102,000
Noble, Indiana 5 $ 665,000 $ 133,000 $ 81,000
Porter, Indiana 5 $ 955,000 $ 191,000 $ 98,000
Boone, Kentucky 5 $ 775,000 $ 155,000 $ 66,000
Greenup, Kentucky 5 $ 645,000 $ 129,000 $ 52,000
East Baton Rouge, Louisiana 5 $ 745,000 $ 149,000 $ 68,000
Rapides, Louisiana 5 $ 505,000 $ 101,000 $ 51,000
Waldo, Maine 5 $ 825,000 $ 165,000 $ 67,000
Howard, Maryland 5 $ 2,245,000 $ 449,000 $ 163,000
Montgomery, Maryland 5 $ 3,085,000 $ 617,000 $ 193,000
Genesee, Michigan 5 $ 845,000 $ 169,000 $ 87,000
Ionia, Michigan 5 $ 1,075,000 $ 215,000 $ 104,000
Kalamazoo, Michigan 5 $ 925,000 $ 185,000 $ 64,000
Monroe, Michigan 5 $ 425,000 $ 85,000 $ 55,000
Newaygo, Michigan 5 $ 745,000 $ 149,000 $ 67,000
St. Clair, Michigan 5 $ 1,075,000 $ 215,000 $ 80,000
Ramsey, Minnesota 5 $ 985,000 $ 197,000 $ 62,000
Laclede, Missouri 5 $ 525,000 $ 105,000 $ 62,000
St. Francois, Missouri 5 $ 1,055,000 $ 211,000 $ 66,000
St. Louis City, Missouri 5 $ 735,000 $ 147,000 $ 72,000
Alexander, North Carolina 5 $ 865,000 $ 173,000 $ 75,000
Brunswick, North Carolina 5 $ 1,215,000 $ 243,000 $ 85,000
Craven, North Carolina 5 $ 625,000 $ 125,000 $ 51,000
Franklin, North Carolina 5 $ 1,165,000 $ 233,000 $ 87,000
Onslow, North Carolina 5 $ 1,395,000 $ 279,000 $ 107,000
Clermont, Ohio 5 $ 825,000 $ 165,000 $ 75,000
Portage, Ohio 5 $ 1,015,000 $ 203,000 $ 101,000
Wagoner, Oklahoma 5 $ 1,475,000 $ 295,000 $ 128,000
Cambria, Pennsylvania 5 $ 345,000 $ 69,000 $ 30,000
Northampton, Pennsylvania 5 $ 1,195,000 $ 239,000 $ 79,000
Northumberland, Pennsylvania 5 $ 725,000 $ 145,000 $ 65,000
Aiken, South Carolina 5 $ 965,000 $ 193,000 $ 99,000
Lancaster, South Carolina 5 $ 1,115,000 $ 223,000 $ 60,000
Marion, South Carolina 5 $ 485,000 $ 97,000 $ 52,000
Carter, Tennessee 5 $ 1,305,000 $ 261,000 $ 63,000
King, Washington 5 $ 2,215,000 $ 443,000 $ 274,000
Walworth, Wisconsin 5 $ 1,035,000 $ 207,000 $ 80,000
Elmore, Alabama 4 $ 760,000 $ 190,000 $ 74,000
Morgan, Alabama 4 $ 940,000 $ 235,000 $ 114,000
Coconino, Arizona 4 $ 3,410,000 $ 852,500 $ 208,000
Hempstead, Arkansas 4 $ 690,000 $ 172,500 $ 129,000
Saline, Arkansas 4 $ 650,000 $ 162,500 $ 76,000
Washington, Arkansas 4 $ 570,000 $ 142,500 $ 76,000
Boulder, Colorado 4 $ 1,170,000 $ 292,500 $ 83,000
Douglas, Colorado 4 $ 1,500,000 $ 375,000 $ 130,000
Pueblo, Colorado 4 $ 520,000 $ 130,000 $ 70,000
Clay, Florida 4 $ 760,000 $ 190,000 $ 57,000
Indian River, Florida 4 $ 980,000 $ 245,000 $ 300,000
Martin, Florida 4 $ 1,730,000 $ 432,500 $ 263,000
Putnam, Florida 4 $ 420,000 $ 105,000 $ 110,000
Barrow, Georgia 4 $ 610,000 $ 152,500 $ 42,000
Bartow, Georgia 4 $ 950,000 $ 237,500 $ 77,000
Floyd, Georgia 4 $ 1,020,000 $ 255,000 $ 101,000
Liberty, Georgia 4 $ 850,000 $ 212,500 $ 97,000
Lowndes, Georgia 4 $ 670,000 $ 167,500 $ 52,000
Troup, Georgia 4 $ 870,000 $ 217,500 $ 68,000
Canyon, Idaho 4 $ 1,100,000 $ 275,000 $ 82,000
Cook, Illinois 4 $ 950,000 $ 237,500 $ 152,000
Cass, Indiana 4 $ 590,000 $ 147,500 $ 91,000
Gibson, Indiana 4 $ 430,000 $ 107,500 $ 37,000
Hamilton, Indiana 4 $ 1,270,000 $ 317,500 $ 104,000
Howard, Indiana 4 $ 570,000 $ 142,500 $ 66,000
Monroe, Indiana 4 $ 630,000 $ 157,500 $ 68,000
Morgan, Indiana 4 $ 880,000 $ 220,000 $ 103,000
Johnson, Kansas 4 $ 1,060,000 $ 265,000 $ 65,000
Bell, Kentucky 4 $ 480,000 $ 120,000 $ 66,000
Campbell, Kentucky 4 $ 760,000 $ 190,000 $ 97,000
Daviess, Kentucky 4 $ 410,000 $ 102,500 $ 39,000
Franklin, Kentucky 4 $ 860,000 $ 215,000 $ 81,000
Madison, Kentucky 4 $ 960,000 $ 240,000 $ 79,000
Marshall, Kentucky 4 $ 720,000 $ 180,000 $ 91,000
Pike, Kentucky 4 $ 1,250,000 $ 312,500 $ 233,000
Pulaski, Kentucky 4 $ 480,000 $ 120,000 $ 45,000
Bossier, Louisiana 4 $ 470,000 $ 117,500 $ 69,000
Aroostook, Maine 4 $ 390,000 $ 97,500 $ 42,000
Barnstable, Massachusetts 4 $ 1,480,000 $ 370,000 $ 153,000
Cass, Michigan 4 $ 590,000 $ 147,500 $ 63,000
Eaton, Michigan 4 $ 760,000 $ 190,000 $ 66,000
Hillsdale, Michigan 4 $ 510,000 $ 127,500 $ 93,000
Lenawee, Michigan 4 $ 630,000 $ 157,500 $ 94,000
Montcalm, Michigan 4 $ 1,100,000 $ 275,000 $ 120,000
Anoka, Minnesota 4 $ 590,000 $ 147,500 $ 79,000
Dakota, Minnesota 4 $ 1,190,000 $ 297,500 $ 109,000
St. Louis, Minnesota 4 $ 990,000 $ 247,500 $ 68,000
Benton, Missouri 4 $ 440,000 $ 110,000 $ 43,000
Christian, Missouri 4 $ 970,000 $ 242,500 $ 87,000
Pettis, Missouri 4 $ 450,000 $ 112,500 $ 72,000
Otero, New Mexico 4 $ 620,000 $ 155,000 $ 53,000
Caldwell, North Carolina 4 $ 1,030,000 $ 257,500 $ 69,000
Durham, North Carolina 4 $ 970,000 $ 242,500 $ 78,000
Granville, North Carolina 4 $ 510,000 $ 127,500 $ 52,000
Harnett, North Carolina 4 $ 930,000 $ 232,500 $ 82,000
Robeson, North Carolina 4 $ 400,000 $ 100,000 $ 44,000
Rutherford, North Carolina 4 $ 500,000 $ 125,000 $ 48,000
Stokes, North Carolina 4 $ 720,000 $ 180,000 $ 51,000
Adams, North Dakota 4 $ 920,000 $ 230,000 $ 67,000
Stark, Ohio 4 $ 740,000 $ 185,000 $ 112,000
Warren, Ohio 4 $ 750,000 $ 187,500 $ 92,000
Blair, Pennsylvania 4 $ 640,000 $ 160,000 $ 105,000
Clearfield, Pennsylvania 4 $ 420,000 $ 105,000 $ 65,000
Berkeley, South Carolina 4 $ 1,160,000 $ 290,000 $ 79,000
Greenwood, South Carolina 4 $ 580,000 $ 145,000 $ 58,000
Anderson, Tennessee 4 $ 1,120,000 $ 280,000 $ 113,000
Cocke, Tennessee 4 $ 550,000 $ 137,500 $ 68,000
Franklin, Tennessee 4 $ 850,000 $ 212,500 $ 78,000
Greene, Tennessee 4 $ 650,000 $ 162,500 $ 62,000
Hawkins, Tennessee 4 $ 710,000 $ 177,500 $ 55,000
Henry, Tennessee 4 $ 540,000 $ 135,000 $ 35,000
Jefferson, Tennessee 4 $ 1,410,000 $ 352,500 $ 89,000
Lawrence, Tennessee 4 $ 810,000 $ 202,500 $ 104,000
McMinn, Tennessee 4 $ 750,000 $ 187,500 $ 54,000
Warren, Tennessee 4 $ 1,020,000 $ 255,000 $ 190,000
Collin, Texas 4 $ 1,060,000 $ 265,000 $ 262,000
Salt Lake, Utah 4 $ 1,460,000 $ 365,000 $ 81,000
Fairfax, Virginia 4 $ 2,250,000 $ 562,500 $ 157,000
Portsmouth, Virginia 4 $ 700,000 $ 175,000 $ 70,000
Spokane, Washington 4 $ 460,000 $ 115,000 $ 37,000
Thurston, Washington 4 $ 1,050,000 $ 262,500 $ 73,000
Kenosha, Wisconsin 4 $ 760,000 $ 190,000 $ 59,000
Oconto, Wisconsin 4 $ 660,000 $ 165,000 $ 46,000
Outagamie, Wisconsin 4 $ 1,060,000 $ 265,000 $ 125,000
Rusk, Wisconsin 4 $ 380,000 $ 95,000 $ 102,000
Clay, Alabama 3 $ 235,000 $ 78,333 $ 49,000
Coffee, Alabama 3 $ 925,000 $ 308,333 $ 153,000
Colbert, Alabama 3 $ 465,000 $ 155,000 $ 59,000
Limestone, Alabama 3 $ 735,000 $ 245,000 $ 115,000
Wilcox, Alabama 3 $ 355,000 $ 118,333 $ 72,000
Winston, Alabama 3 $ 235,000 $ 78,333 $ 32,000
Yavapai, Arizona 3 $ 655,000 $ 218,333 $ 60,000
Conway, Arkansas 3 $ 815,000 $ 271,666 $ 80,000
Craighead, Arkansas 3 $ 495,000 $ 165,000 $ 52,000
Faulkner, Arkansas 3 $ 675,000 $ 225,000 $ 83,000
Miller, Arkansas 3 $ 725,000 $ 241,666 $ 110,000
Pope, Arkansas 3 $ 475,000 $ 158,333 $ 89,000
Sebastian, Arkansas 3 $ 325,000 $ 108,333 $ 48,000
Van Buren, Arkansas 3 $ 265,000 $ 88,333 $ 49,000
Santa Barbara, California 3 $ 1,835,000 $ 611,666 $ 298,000
Solano, California 3 $ 765,000 $ 255,000 $ 64,000
La Plata, Colorado 3 $ 1,285,000 $ 428,333 $ 110,000
Alachua, Florida 3 $ 545,000 $ 181,666 $ 93,000
Lake, Florida 3 $ 1,195,000 $ 398,333 $ 234,000
Okaloosa, Florida 3 $ 515,000 $ 171,666 $ 131,000
Suwannee, Florida 3 $ 365,000 $ 121,666 $ 79,000
Walton, Florida 3 $ 675,000 $ 225,000 $ 118,000
Butts, Georgia 3 $ 405,000 $ 135,000 $ 109,000
Harris, Georgia 3 $ 795,000 $ 265,000 $ 85,000
Jasper, Georgia 3 $ 705,000 $ 235,000 $ 94,000
Long, Georgia 3 $ 405,000 $ 135,000 $ 58,000
Madison, Georgia 3 $ 545,000 $ 181,666 $ 68,000
Monroe, Georgia 3 $ 805,000 $ 268,333 $ 101,000
Murray, Georgia 3 $ 615,000 $ 205,000 $ 71,000
Oglethorpe, Georgia 3 $ 365,000 $ 121,666 $ 47,000
Rockdale, Georgia 3 $ 1,235,000 $ 411,666 $ 109,000
Stephens, Georgia 3 $ 575,000 $ 191,666 $ 79,000
Morgan, Illinois 3 $ 305,000 $ 101,666 $ 64,000
Will, Illinois 3 $ 835,000 $ 278,333 $ 160,000
Fulton, Indiana 3 $ 395,000 $ 131,666 $ 57,000
Henry, Indiana 3 $ 415,000 $ 138,333 $ 79,000
Jackson, Indiana 3 $ 465,000 $ 155,000 $ 39,000
Jennings, Indiana 3 $ 505,000 $ 168,333 $ 71,000
Johnson, Indiana 3 $ 505,000 $ 168,333 $ 68,000
Kosciusko, Indiana 3 $ 355,000 $ 118,333 $ 66,000
Montgomery, Indiana 3 $ 515,000 $ 171,666 $ 67,000
Ripley, Indiana 3 $ 645,000 $ 215,000 $ 83,000
Tippecanoe, Indiana 3 $ 465,000 $ 155,000 $ 70,000
Vigo, Indiana 3 $ 535,000 $ 178,333 $ 80,000
Warrick, Indiana 3 $ 1,105,000 $ 368,333 $ 220,000
Wells, Indiana 3 $ 465,000 $ 155,000 $ 57,000
Cherokee, Kansas 3 $ 315,000 $ 105,000 $ 43,000
Crawford, Kansas 3 $ 215,000 $ 71,666 $ 80,000
Geary, Kansas 3 $ 575,000 $ 191,666 $ 69,000
Shawnee, Kansas 3 $ 275,000 $ 91,666 $ 77,000
Allen, Kentucky 3 $ 615,000 $ 205,000 $ 78,000
Anderson, Kentucky 3 $ 875,000 $ 291,666 $ 123,000
Bourbon, Kentucky 3 $ 335,000 $ 111,666 $ 36,000
Bullitt, Kentucky 3 $ 405,000 $ 135,000 $ 104,000
Christian, Kentucky 3 $ 575,000 $ 191,666 $ 76,000
Clark, Kentucky 3 $ 1,185,000 $ 395,000 $ 188,000
McCracken, Kentucky 3 $ 515,000 $ 171,666 $ 195,000
Oldham, Kentucky 3 $ 705,000 $ 235,000 $ 81,000
Pendleton, Kentucky 3 $ 365,000 $ 121,666 $ 67,000
Warren, Kentucky 3 $ 545,000 $ 181,666 $ 73,000
Beauregard, Louisiana 3 $ 345,000 $ 115,000 $ 27,000
Caddo, Louisiana 3 $ 415,000 $ 138,333 $ 56,000
Orleans, Louisiana 3 $ 515,000 $ 171,666 $ 172,000
St. James, Louisiana 3 $ 325,000 $ 108,333 $ 53,000
Tangipahoa, Louisiana 3 $ 435,000 $ 145,000 $ 78,000
Franklin, Maine 3 $ 465,000 $ 155,000 $ 87,000
Penobscot, Maine 3 $ 795,000 $ 265,000 $ 139,000
Charles, Maryland 3 $ 1,665,000 $ 555,000 $ 141,000
Wicomico, Maryland 3 $ 605,000 $ 201,666 $ 91,000
Norfolk, Massachusetts 3 $ 1,655,000 $ 551,666 $ 165,000
Crawford, Michigan 3 $ 395,000 $ 131,666 $ 61,000
Huron, Michigan 3 $ 455,000 $ 151,666 $ 71,000
Livingston, Michigan 3 $ 755,000 $ 251,666 $ 119,000
Mecosta, Michigan 3 $ 605,000 $ 201,666 $ 77,000
Roscommon, Michigan 3 $ 485,000 $ 161,666 $ 66,000
St. Joseph, Michigan 3 $ 425,000 $ 141,666 $ 62,000
Wexford, Michigan 3 $ 445,000 $ 148,333 $ 37,000
Becker, Minnesota 3 $ 765,000 $ 255,000 $ 84,000
Scott, Minnesota 3 $ 765,000 $ 255,000 $ 145,000
Wright, Minnesota 3 $ 525,000 $ 175,000 $ 81,000
Barry, Missouri 3 $ 635,000 $ 211,666 $ 78,000
Buchanan, Missouri 3 $ 275,000 $ 91,666 $ 40,000
Camden, Missouri 3 $ 385,000 $ 128,333 $ 68,000
Jasper, Missouri 3 $ 425,000 $ 141,666 $ 81,000
McDonald, Missouri 3 $ 445,000 $ 148,333 $ 71,000
Pike, Missouri 3 $ 375,000 $ 125,000 $ 52,000
Platte, Missouri 3 $ 745,000 $ 248,333 $ 101,000
Ralls, Missouri 3 $ 415,000 $ 138,333 $ 85,000
Texas, Missouri 3 $ 445,000 $ 148,333 $ 70,000
Warren, Missouri 3 $ 805,000 $ 268,333 $ 98,000
Camden, New Jersey 3 $ 1,175,000 $ 391,666 $ 177,000
Dona Ana, New Mexico 3 $ 1,365,000 $ 455,000 $ 98,000
Alamance, North Carolina 3 $ 1,025,000 $ 341,666 $ 79,000
Buncombe, North Carolina 3 $ 555,000 $ 185,000 $ 62,000
Chatham, North Carolina 3 $ 365,000 $ 121,666 $ 41,000
Columbus, North Carolina 3 $ 275,000 $ 91,666 $ 36,000
Edgecombe, North Carolina 3 $ 505,000 $ 168,333 $ 73,000
Henderson, North Carolina 3 $ 515,000 $ 171,666 $ 57,000
Lee, North Carolina 3 $ 885,000 $ 295,000 $ 74,000
Lenoir, North Carolina 3 $ 345,000 $ 115,000 $ 106,000
Scotland, North Carolina 3 $ 385,000 $ 128,333 $ 90,000
Stanly, North Carolina 3 $ 865,000 $ 288,333 $ 282,000
Wilson, North Carolina 3 $ 615,000 $ 205,000 $ 66,000
Ashtabula, Ohio 3 $ 285,000 $ 95,000 $ 67,000
Belmont, Ohio 3 $ 495,000 $ 165,000 $ 70,000
Champaign, Ohio 3 $ 555,000 $ 185,000 $ 90,000
Greene, Ohio 3 $ 765,000 $ 255,000 $ 140,000
Hancock, Ohio 3 $ 425,000 $ 141,666 $ 54,000
Knox, Ohio 3 $ 615,000 $ 205,000 $ 71,000
Marion, Ohio 3 $ 565,000 $ 188,333 $ 67,000
Pike, Ohio 3 $ 395,000 $ 131,666 $ 46,000
Richland, Ohio 3 $ 515,000 $ 171,666 $ 72,000
Ross, Ohio 3 $ 225,000 $ 75,000 $ 40,000
Shelby, Ohio 3 $ 485,000 $ 161,666 $ 76,000
Tuscarawas, Ohio 3 $ 505,000 $ 168,333 $ 66,000
Union, Ohio 3 $ 535,000 $ 178,333 $ 58,000
Deschutes, Oregon 3 $ 965,000 $ 321,666 $ 133,000
Lane, Oregon 3 $ 715,000 $ 238,333 $ 74,000
Linn, Oregon 3 $ 1,175,000 $ 391,666 $ 112,000
Bucks, Pennsylvania 3 $ 875,000 $ 291,666 $ 90,000
Fayette, Pennsylvania 3 $ 295,000 $ 98,333 $ 49,000
Lebanon, Pennsylvania 3 $ 905,000 $ 301,666 $ 93,000
Union, Pennsylvania 3 $ 445,000 $ 148,333 $ 77,000
Venango, Pennsylvania 3 $ 275,000 $ 91,666 $ 34,000
Washington, Pennsylvania 3 $ 875,000 $ 291,666 $ 306,000
Wayne, Pennsylvania 3 $ 335,000 $ 111,666 $ 40,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 3,288 $736,970,000 $224,000 $2,105,000 $92,000 $1,370,000
Home Purchase 1,898 $492,270,000 $259,000 $2,945,000 $103,000 $636,000
Home Improvement 293 $35,125,000 $119,000 $805,000 $61,000 $440,000
Refinancing 129 $47,065,000 $364,000 $2,005,000 $122,000 $700,000
Not Applicable 2 $310,000 $155,000 $185,000 $58,000 $73,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,762 $848,690,000 $225,000 $2,945,000 $94,000 $1,348,000
Black or African American 850 $192,890,000 $226,000 $1,405,000 $85,000 $507,000
Hispanic 733 $187,785,000 $256,000 $975,000 $96,000 $975,000
Not Provided 122 $41,630,000 $341,000 $805,000 $125,000 $429,000
Asian 88 $28,080,000 $319,000 $1,035,000 $139,000 $1,370,000
American Indian or Alaskan Native 39 $8,685,000 $222,000 $485,000 $87,000 $210,000
Native Hawaiian or Other Pacific Islander 14 $3,550,000 $253,000 $525,000 $95,000 $188,000
Not applicable 2 $430,000 $215,000 $415,000 $87,000 $87,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,754 $829,240,000 $220,000 $1,185,000 $83,000 $894,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,570 $387,050,000 $246,000 $2,945,000 $120,000 $1,370,000
VA-guaranteed (Veterans Administration) 241 $86,685,000 $359,000 $1,915,000 $118,000 $357,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $8,765,000 $194,000 $315,000 $75,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,061 $749,785,000 $244,000 $2,005,000 $97,000 $894,000
Application Withdrawn By Applicant 1,860 $410,920,000 $220,000 $2,945,000 $93,000 $1,370,000
Application Denied By Financial Institution 415 $90,935,000 $219,000 $975,000 $83,000 $440,000
File Closed For Incompleteness 218 $45,750,000 $209,000 $815,000 $90,000 $800,000
Application Approved But Not Accepted 40 $10,040,000 $251,000 $505,000 $90,000 $203,000
Preapproval Approved but not Accepted 15 $3,995,000 $266,000 $475,000 $89,000 $151,000
Preapproval Denied by Financial Institution 1 $315,000 $315,000 $315,000 $131,000 $131,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,194 $1,220,490,000 $234,000 $2,945,000 $95,000 $1,370,000
Other 124 $25,420,000 $205,000 $975,000 $83,000 $300,000
Credit History 118 $26,470,000 $224,000 $735,000 $90,000 $345,000
Debt-To-Income Ratio 84 $21,320,000 $253,000 $805,000 $72,000 $440,000
Collateral 54 $10,440,000 $193,000 $555,000 $82,000 $240,000
Unverifiable Information 21 $4,775,000 $227,000 $485,000 $89,000 $300,000
Employment History 9 $1,375,000 $152,000 $345,000 $69,000 $97,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,175,000 $235,000 $385,000 $94,000 $207,000
Credit Application Incomplete 1 $275,000 $275,000 $275,000 $63,000 $63,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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