Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Top Flite Financial, Inc. of Williamston, MI reported 5,610 mortgage applications totaling $1.3 billion, up 16% from 2024. The average application was for $233,821, and applicants reported an average income of $94,780. 55% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (304), Greeley, CO (261) and Tampa, FL (133) (applications in parentheses).
| Mortgage Company & Address | Top Flite Financial, Inc. 123 E Grand River Ave Williamston, MI 48895 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 5,610 |
| Total Mortgage Loan Application Amount | $1,311,740,000 |
| Average Mortgage Loan Application Amount | $233,821 |
| Highest Mortgage Loan Application Amount | $2,945,000 |
| Average Applicant Income | $94,780 |
| Highest Applicant Income | $1,370,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,052 | $ 181,490,000 | $ 172,519 | $ 77,605 |
| Atlanta-Sandy Springs-Roswell, GA | 304 | $ 83,760,000 | $ 275,526 | $ 104,000 |
| Greeley, CO | 261 | $ 64,475,000 | $ 247,030 | $ 92,000 |
| Tampa, FL | 133 | $ 37,895,000 | $ 284,924 | $ 110,000 |
| St. Petersburg-Clearwater-Largo, FL | 129 | $ 37,385,000 | $ 289,806 | $ 130,000 |
| Grand Rapids-Wyoming, MI | 105 | $ 25,375,000 | $ 241,666 | $ 80,000 |
| Phoenix-Mesa-Scottsdale, AZ | 100 | $ 37,910,000 | $ 379,100 | $ 130,000 |
| Charlotte-Concord-Gastonia, NC-SC | 95 | $ 23,505,000 | $ 247,421 | $ 88,578 |
| Cleveland, OH | 81 | $ 15,695,000 | $ 193,765 | $ 92,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 72 | $ 23,350,000 | $ 324,305 | $ 126,000 |
| Warren-Troy-Farmington Hills, MI | 70 | $ 14,600,000 | $ 208,571 | $ 84,000 |
| Cincinnati, OH-KY-IN | 64 | $ 11,230,000 | $ 175,468 | $ 73,984 |
| Orlando-Kissimmee-Sanford, FL | 57 | $ 15,305,000 | $ 268,508 | $ 123,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 53 | $ 17,025,000 | $ 321,226 | $ 113,000 |
| St. Louis, MO-IL | 51 | $ 10,365,000 | $ 203,235 | $ 86,647 |
| Columbus, OH | 50 | $ 10,250,000 | $ 205,000 | $ 82,000 |
| Indianapolis-Carmel-Anderson, IN | 49 | $ 9,295,000 | $ 189,693 | $ 80,000 |
| Ocala, FL | 49 | $ 8,055,000 | $ 164,387 | $ 74,000 |
| Las Vegas-Henderson-Paradise, NV | 48 | $ 17,100,000 | $ 356,250 | $ 108,000 |
| Denver-Aurora-Lakewood, CO | 46 | $ 12,930,000 | $ 281,086 | $ 107,000 |
| Kansas City, MO-KS | 43 | $ 7,765,000 | $ 180,581 | $ 74,534 |
| Marietta, GA | 43 | $ 10,505,000 | $ 244,302 | $ 94,000 |
| Philadelphia, PA | 42 | $ 8,100,000 | $ 192,857 | $ 88,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 42 | $ 19,930,000 | $ 474,523 | $ 148,214 |
| Cape Coral-Fort Myers, FL | 40 | $ 8,360,000 | $ 209,000 | $ 100,000 |
| Pittsburgh, PA | 40 | $ 5,810,000 | $ 145,250 | $ 98,000 |
| Detroit-Dearborn-Livonia, MI | 39 | $ 5,375,000 | $ 137,820 | $ 61,000 |
| Knoxville, TN | 39 | $ 11,835,000 | $ 303,461 | $ 131,000 |
| Louisville/Jefferson County, KY-IN | 37 | $ 7,035,000 | $ 190,135 | $ 80,594 |
| Raleigh, NC | 35 | $ 8,945,000 | $ 255,571 | $ 91,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 34 | $ 7,130,000 | $ 209,705 | $ 87,000 |
| Columbia, SC | 33 | $ 7,695,000 | $ 233,181 | $ 77,000 |
| Hartford-West Hartford-East Hartford, CT | 33 | $ 6,955,000 | $ 210,757 | $ 88,000 |
| Lake County-Porter County-Jasper County, IN | 32 | $ 7,100,000 | $ 221,875 | $ 84,000 |
| Winston-Salem, NC | 32 | $ 6,980,000 | $ 218,125 | $ 75,000 |
| Baltimore-Columbia-Towson, MD | 31 | $ 7,595,000 | $ 245,000 | $ 101,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 31 | $ 11,175,000 | $ 360,483 | $ 161,000 |
| Miami-Miami Beach-Kendall, FL | 30 | $ 9,860,000 | $ 328,666 | $ 145,000 |
| Riverside-San Bernardino-Ontario, CA | 30 | $ 10,320,000 | $ 344,000 | $ 116,000 |
| Bay City, MI | 29 | $ 4,925,000 | $ 169,827 | $ 81,000 |
| Johnson City, TN | 29 | $ 6,125,000 | $ 211,206 | $ 81,000 |
| Greenville-Anderson-Mauldin, SC | 27 | $ 6,515,000 | $ 241,296 | $ 85,000 |
| Los Angeles-Long Beach-Glendale, CA | 27 | $ 13,085,000 | $ 484,629 | $ 213,000 |
| Boston, MA | 26 | $ 8,630,000 | $ 331,923 | $ 125,000 |
| Lakeland-Winter Haven, FL | 26 | $ 5,990,000 | $ 230,384 | $ 97,000 |
| Kingsport-Bristol-Bristol, TN-VA | 25 | $ 5,445,000 | $ 217,800 | $ 93,680 |
| Montgomery County-Bucks County-Chester County, PA | 25 | $ 7,395,000 | $ 295,800 | $ 109,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 25 | $ 3,435,000 | $ 137,400 | $ 74,000 |
| Akron, OH | 24 | $ 4,760,000 | $ 198,333 | $ 93,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 24 | $ 4,350,000 | $ 181,250 | $ 71,041 |
| Hickory-Lenoir-Morganton, NC | 23 | $ 4,185,000 | $ 181,956 | $ 69,000 |
| Jacksonville, FL | 23 | $ 5,215,000 | $ 226,739 | $ 91,000 |
| Memphis, TN-MS-AR | 23 | $ 4,515,000 | $ 196,304 | $ 77,434 |
| Albuquerque, NM | 22 | $ 6,000,000 | $ 272,727 | $ 110,000 |
| Cambridge-Newton-Framingham, MA | 22 | $ 7,860,000 | $ 357,272 | $ 130,000 |
| Homosassa Springs, FL | 22 | $ 4,240,000 | $ 192,727 | $ 81,000 |
| Fort Collins, CO | 21 | $ 6,925,000 | $ 329,761 | $ 122,000 |
| Little Rock-North Little Rock-Conway, AR | 21 | $ 4,955,000 | $ 235,952 | $ 111,000 |
| Milwaukee-Waukesha-West Allis, WI | 20 | $ 4,400,000 | $ 220,000 | $ 94,000 |
| Worcester, MA-CT | 20 | $ 6,240,000 | $ 312,000 | $ 106,000 |
| Birmingham-Hoover, AL | 19 | $ 2,885,000 | $ 151,842 | $ 83,000 |
| Hot Springs, AR | 19 | $ 3,675,000 | $ 193,421 | $ 85,000 |
| Pensacola-Ferry Pass-Brent, FL | 19 | $ 3,955,000 | $ 208,157 | $ 101,000 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 5,960,000 | $ 331,111 | $ 127,000 |
| New Haven-Milford, CT | 18 | $ 4,040,000 | $ 224,444 | $ 100,000 |
| New Orleans-Metairie, LA | 18 | $ 2,990,000 | $ 166,111 | $ 92,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 3,005,000 | $ 176,764 | $ 75,000 |
| Lexington-Fayette, KY | 17 | $ 4,275,000 | $ 251,470 | $ 101,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 3,610,000 | $ 225,625 | $ 85,000 |
| Clarksville, TN-KY | 16 | $ 3,000,000 | $ 187,500 | $ 63,812 |
| Dayton-Springfield-Kettering, OH | 16 | $ 3,080,000 | $ 192,500 | $ 94,000 |
| Greensboro-High Point, NC | 16 | $ 2,510,000 | $ 156,875 | $ 72,000 |
| Palm Bay-Melbourne-Titusville, FL | 16 | $ 4,060,000 | $ 253,750 | $ 89,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 4,570,000 | $ 285,625 | $ 97,000 |
| Washington, DC-MD | 16 | $ 5,100,000 | $ 318,750 | $ 104,000 |
| Chattanooga, TN-GA | 15 | $ 3,555,000 | $ 237,000 | $ 78,133 |
| Columbus, GA-AL | 15 | $ 2,695,000 | $ 179,666 | $ 65,666 |
| Muskegon, MI | 15 | $ 2,455,000 | $ 163,666 | $ 65,000 |
| North Port-Sarasota-Bradenton, FL | 15 | $ 4,345,000 | $ 289,666 | $ 144,000 |
| Richmond, VA | 15 | $ 4,045,000 | $ 269,666 | $ 87,000 |
| Tulsa, OK | 15 | $ 3,845,000 | $ 256,333 | $ 113,000 |
| Arlington-Alexandria-Reston, VA-WV | 14 | $ 6,020,000 | $ 430,000 | $ 122,000 |
| Charleston-North Charleston, SC | 14 | $ 3,750,000 | $ 267,857 | $ 92,000 |
| Ogden-Clearfield, UT | 14 | $ 5,390,000 | $ 385,000 | $ 118,000 |
| Portland-South Portland, ME | 14 | $ 2,660,000 | $ 190,000 | $ 97,000 |
| Providence-Warwick, RI-MA | 14 | $ 4,800,000 | $ 342,857 | $ 111,000 |
| Baton Rouge, LA | 13 | $ 3,095,000 | $ 238,076 | $ 103,000 |
| Evansville, IN-KY | 13 | $ 2,575,000 | $ 198,076 | $ 105,000 |
| Lansing-East Lansing, MI | 13 | $ 2,155,000 | $ 165,769 | $ 68,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 1,925,000 | $ 148,076 | $ 71,000 |
| Port St. Lucie, FL | 13 | $ 4,485,000 | $ 345,000 | $ 166,000 |
| Springfield, MA | 13 | $ 3,435,000 | $ 264,230 | $ 109,000 |
| Springfield, MO | 13 | $ 2,455,000 | $ 188,846 | $ 132,000 |
| Wilmington, NC | 13 | $ 2,715,000 | $ 208,846 | $ 66,000 |
| Boise City, ID | 12 | $ 3,660,000 | $ 305,000 | $ 85,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 2,740,000 | $ 228,333 | $ 87,000 |
| Savannah, GA | 12 | $ 2,740,000 | $ 228,333 | $ 82,000 |
| Waterbury-Shelton, CT | 12 | $ 3,030,000 | $ 252,500 | $ 104,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 1,470,000 | $ 122,500 | $ 62,000 |
| Athens-Clarke County, GA | 11 | $ 1,655,000 | $ 150,454 | $ 55,000 |
| Cleveland, TN | 11 | $ 2,575,000 | $ 234,090 | $ 82,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 2,455,000 | $ 223,181 | $ 92,000 |
| Florence, SC | 11 | $ 2,355,000 | $ 214,090 | $ 79,000 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 3,615,000 | $ 328,636 | $ 127,000 |
| Roanoke, VA | 11 | $ 2,315,000 | $ 210,454 | $ 95,000 |
| San Diego-Carlsbad, CA | 11 | $ 3,565,000 | $ 324,090 | $ 141,000 |
| Columbia, MO | 10 | $ 2,200,000 | $ 220,000 | $ 76,000 |
| Gainesville, GA | 10 | $ 2,990,000 | $ 299,000 | $ 95,000 |
| Huntsville, AL | 10 | $ 1,880,000 | $ 188,000 | $ 83,000 |
| Mobile, AL | 10 | $ 1,390,000 | $ 139,000 | $ 70,000 |
| Spartanburg, SC | 10 | $ 1,680,000 | $ 168,000 | $ 67,000 |
| Toledo, OH | 10 | $ 1,580,000 | $ 158,000 | $ 95,000 |
| Bakersfield, CA | 9 | $ 2,425,000 | $ 269,444 | $ 106,000 |
| Battle Creek, MI | 9 | $ 1,315,000 | $ 146,111 | $ 68,000 |
| Chicago-Naperville, IL | 9 | $ 2,365,000 | $ 262,777 | $ 161,000 |
| Durham-Chapel Hill, NC | 9 | $ 1,575,000 | $ 175,000 | $ 57,000 |
| Fayetteville, NC | 9 | $ 1,355,000 | $ 150,555 | $ 78,000 |
| Fort Wayne, IN | 9 | $ 1,615,000 | $ 179,444 | $ 78,000 |
| Fresno, CA | 9 | $ 2,935,000 | $ 326,111 | $ 118,000 |
| Lafayette, LA | 9 | $ 1,665,000 | $ 185,000 | $ 92,000 |
| Lake Charles, LA | 9 | $ 1,005,000 | $ 111,666 | $ 79,000 |
| Macon-Bibb County, GA | 9 | $ 1,945,000 | $ 216,111 | $ 92,000 |
| Niles-Benton Harbor, MI | 9 | $ 1,685,000 | $ 187,222 | $ 87,000 |
| Tacoma-Lakewood, WA | 9 | $ 3,415,000 | $ 379,444 | $ 111,000 |
| Tallahassee, FL | 9 | $ 1,355,000 | $ 150,555 | $ 131,000 |
| Tucson, AZ | 9 | $ 1,945,000 | $ 216,111 | $ 98,000 |
| Warner Robins, GA | 9 | $ 1,785,000 | $ 198,333 | $ 81,000 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 6,070,000 | $ 758,750 | $ 179,000 |
| Dallas-Plano-Irving, TX | 8 | $ 3,420,000 | $ 427,500 | $ 273,000 |
| Green Bay, WI | 8 | $ 1,350,000 | $ 168,750 | $ 53,000 |
| Harrisburg-Carlisle, PA | 8 | $ 1,500,000 | $ 187,500 | $ 82,000 |
| Houston-The Woodlands-Sugar Land, TX | 8 | $ 1,760,000 | $ 220,000 | $ 83,000 |
| Jackson, MI | 8 | $ 1,270,000 | $ 158,750 | $ 55,000 |
| Joplin, MO | 8 | $ 1,130,000 | $ 141,250 | $ 83,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,040,000 | $ 130,000 | $ 40,000 |
| Lancaster, PA | 8 | $ 1,370,000 | $ 171,250 | $ 73,000 |
| Michigan City-La Porte, IN | 8 | $ 1,470,000 | $ 183,750 | $ 67,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 2,780,000 | $ 347,500 | $ 121,000 |
| Norwich-New London, CT | 8 | $ 1,670,000 | $ 208,750 | $ 94,000 |
| Wildwood-The Villages, FL | 8 | $ 1,740,000 | $ 217,500 | $ 87,000 |
| York-Hanover, PA | 8 | $ 1,560,000 | $ 195,000 | $ 73,000 |
| Appleton, WI | 7 | $ 1,975,000 | $ 282,142 | $ 114,000 |
| Auburn-Opelika, AL | 7 | $ 1,855,000 | $ 265,000 | $ 84,000 |
| Colorado Springs, CO | 7 | $ 2,245,000 | $ 320,714 | $ 125,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 1,075,000 | $ 153,571 | $ 56,000 |
| Hinesville, GA | 7 | $ 1,255,000 | $ 179,285 | $ 80,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 875,000 | $ 125,000 | $ 52,142 |
| Montgomery, AL | 7 | $ 1,175,000 | $ 167,857 | $ 67,000 |
| Punta Gorda, FL | 7 | $ 2,335,000 | $ 333,571 | $ 176,000 |
| Reading, PA | 7 | $ 1,205,000 | $ 172,142 | $ 54,000 |
| Reno, NV | 7 | $ 2,025,000 | $ 289,285 | $ 131,000 |
| Saginaw, MI | 7 | $ 1,025,000 | $ 146,428 | $ 85,000 |
| Shreveport-Bossier City, LA | 7 | $ 885,000 | $ 126,428 | $ 64,000 |
| Visalia-Porterville, CA | 7 | $ 2,245,000 | $ 320,714 | $ 116,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 3,855,000 | $ 550,714 | $ 170,000 |
| Wichita, KS | 7 | $ 1,095,000 | $ 156,428 | $ 59,000 |
| Asheville, NC | 6 | $ 1,070,000 | $ 178,333 | $ 59,000 |
| Bowling Green, KY | 6 | $ 1,160,000 | $ 193,333 | $ 75,000 |
| Bremerton-Silverdale, WA | 6 | $ 2,190,000 | $ 365,000 | $ 102,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,190,000 | $ 198,333 | $ 124,000 |
| Decatur, AL | 6 | $ 1,310,000 | $ 218,333 | $ 96,000 |
| Elkhart-Goshen, IN | 6 | $ 1,190,000 | $ 198,333 | $ 67,000 |
| Everett, WA | 6 | $ 2,230,000 | $ 371,666 | $ 119,000 |
| Goldsboro, NC | 6 | $ 1,200,000 | $ 200,000 | $ 89,000 |
| Greenville, NC | 6 | $ 990,000 | $ 165,000 | $ 61,000 |
| Jackson, TN | 6 | $ 830,000 | $ 138,333 | $ 56,000 |
| Janesville-Beloit, WI | 6 | $ 1,220,000 | $ 203,333 | $ 94,000 |
| Morristown, TN | 6 | $ 1,770,000 | $ 295,000 | $ 78,000 |
| Oshkosh-Neenah, WI | 6 | $ 1,010,000 | $ 168,333 | $ 63,000 |
| Panama City, FL | 6 | $ 1,500,000 | $ 250,000 | $ 142,000 |
| Racine, WI | 6 | $ 1,890,000 | $ 315,000 | $ 127,000 |
| Slidell-Mandeville-Covington, LA | 6 | $ 1,750,000 | $ 291,666 | $ 93,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 980,000 | $ 163,333 | $ 62,333 |
| Terre Haute, IN | 6 | $ 780,000 | $ 130,000 | $ 69,000 |
| Tuscaloosa, AL | 6 | $ 680,000 | $ 113,333 | $ 65,000 |
| Alexandria, LA | 5 | $ 505,000 | $ 101,000 | $ 51,000 |
| Bloomington, IN | 5 | $ 835,000 | $ 167,000 | $ 74,000 |
| Dalton, GA | 5 | $ 1,005,000 | $ 201,000 | $ 69,000 |
| Duluth, MN-WI | 5 | $ 1,245,000 | $ 249,000 | $ 69,000 |
| Flint, MI | 5 | $ 845,000 | $ 169,000 | $ 87,000 |
| Florence-Muscle Shoals, AL | 5 | $ 655,000 | $ 131,000 | $ 48,000 |
| Gainesville, FL | 5 | $ 935,000 | $ 187,000 | $ 92,000 |
| Jacksonville, NC | 5 | $ 1,395,000 | $ 279,000 | $ 107,000 |
| Johnstown, PA | 5 | $ 345,000 | $ 69,000 | $ 30,000 |
| Kalamazoo-Portage, MI | 5 | $ 925,000 | $ 185,000 | $ 64,000 |
| Merced, CA | 5 | $ 1,875,000 | $ 375,000 | $ 117,000 |
| Monroe, MI | 5 | $ 425,000 | $ 85,000 | $ 55,000 |
| Paducah, KY-IL | 5 | $ 675,000 | $ 135,000 | $ 127,600 |
| Seattle-Bellevue-Everett, WA | 5 | $ 2,215,000 | $ 443,000 | $ 274,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 515,000 | $ 103,000 | $ 41,000 |
| Spokane-Spokane Valley, WA | 5 | $ 655,000 | $ 131,000 | $ 39,000 |
| Valdosta, GA | 5 | $ 745,000 | $ 149,000 | $ 51,000 |
| Altoona, PA | 4 | $ 640,000 | $ 160,000 | $ 105,000 |
| Barnstable Town, MA | 4 | $ 1,480,000 | $ 370,000 | $ 153,000 |
| Boulder, CO | 4 | $ 1,170,000 | $ 292,500 | $ 83,000 |
| Camden, NJ | 4 | $ 1,430,000 | $ 357,500 | $ 155,000 |
| Canton-Massillon, OH | 4 | $ 740,000 | $ 185,000 | $ 112,000 |
| Charlottesville, VA | 4 | $ 1,390,000 | $ 347,500 | $ 117,000 |
| Flagstaff, AZ | 4 | $ 3,410,000 | $ 852,500 | $ 208,000 |
| Fort Smith, AR-OK | 4 | $ 460,000 | $ 115,000 | $ 51,000 |
| Houma-Thibodaux, LA | 4 | $ 520,000 | $ 130,000 | $ 79,000 |
| Jonesboro, AR | 4 | $ 560,000 | $ 140,000 | $ 51,000 |
| Kennewick-Richland, WA | 4 | $ 1,050,000 | $ 262,500 | $ 129,000 |
| Kenosha, WI | 4 | $ 760,000 | $ 190,000 | $ 59,000 |
| Kokomo, IN | 4 | $ 570,000 | $ 142,500 | $ 66,000 |
| Lafayette-West Lafayette, IN | 4 | $ 600,000 | $ 150,000 | $ 86,000 |
| Manhattan, KS | 4 | $ 670,000 | $ 167,500 | $ 79,000 |
| Olympia-Tumwater, WA | 4 | $ 1,050,000 | $ 262,500 | $ 73,000 |
| Owensboro, KY | 4 | $ 410,000 | $ 102,500 | $ 39,000 |
| Pueblo, CO | 4 | $ 520,000 | $ 130,000 | $ 70,000 |
| Rocky Mount, NC | 4 | $ 660,000 | $ 165,000 | $ 66,000 |
| Rome, GA | 4 | $ 1,020,000 | $ 255,000 | $ 101,000 |
| Salisbury, MD-DE | 4 | $ 800,000 | $ 200,000 | $ 79,000 |
| Salt Lake City, UT | 4 | $ 1,460,000 | $ 365,000 | $ 81,000 |
| Sebastian-Vero Beach, FL | 4 | $ 980,000 | $ 245,000 | $ 300,000 |
| Staunton-Waynesboro, VA | 4 | $ 710,000 | $ 177,500 | $ 47,000 |
| Topeka, KS | 4 | $ 410,000 | $ 102,500 | $ 74,000 |
| Albany, OR | 3 | $ 1,175,000 | $ 391,666 | $ 112,000 |
| Bangor, ME | 3 | $ 795,000 | $ 265,000 | $ 139,000 |
| Bellingham, WA | 3 | $ 1,685,000 | $ 561,666 | $ 223,000 |
| Bend-Redmond, OR | 3 | $ 965,000 | $ 321,666 | $ 133,000 |
| Brunswick, GA | 3 | $ 575,000 | $ 191,666 | $ 135,000 |
| Burlington, NC | 3 | $ 1,025,000 | $ 341,666 | $ 79,000 |
| Dothan, AL | 3 | $ 255,000 | $ 85,000 | $ 64,000 |
| Eugene, OR | 3 | $ 715,000 | $ 238,333 | $ 74,000 |
| Hammond, LA | 3 | $ 435,000 | $ 145,000 | $ 78,000 |
| Lakewood-New Brunswick, NJ | 3 | $ 1,375,000 | $ 458,333 | $ 123,000 |
| Las Cruces, NM | 3 | $ 1,365,000 | $ 455,000 | $ 98,000 |
| Lebanon, PA | 3 | $ 905,000 | $ 301,666 | $ 93,000 |
| Madison, WI | 3 | $ 555,000 | $ 185,000 | $ 79,000 |
| Mankato-North Mankato, MN | 3 | $ 345,000 | $ 115,000 | $ 49,000 |
| Mansfield, OH | 3 | $ 515,000 | $ 171,666 | $ 72,000 |
| Monroe, LA | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Oklahoma City, OK | 3 | $ 945,000 | $ 315,000 | $ 161,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 655,000 | $ 218,333 | $ 60,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,835,000 | $ 611,666 | $ 298,000 |
| St. Joseph, MO-KS | 3 | $ 275,000 | $ 91,666 | $ 40,000 |
| Texarkana, TX-AR | 3 | $ 725,000 | $ 241,666 | $ 110,000 |
| Vallejo-Fairfield, CA | 3 | $ 765,000 | $ 255,000 | $ 64,000 |
| Wheeling, WV-OH | 3 | $ 495,000 | $ 165,000 | $ 70,000 |
| Yuba City, CA | 3 | $ 855,000 | $ 285,000 | $ 134,000 |
| Albany, GA | 2 | $ 200,000 | $ 100,000 | $ 291,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| Eau Claire, WI | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| El Centro, CA | 2 | $ 640,000 | $ 320,000 | $ 139,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Erie, PA | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Fargo, ND-MN | 2 | $ 330,000 | $ 165,000 | $ 67,000 |
| Farmington, NM | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Fond Du Lac, WI | 2 | $ 430,000 | $ 215,000 | $ 61,000 |
| Gadsden, AL | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Gettysburg, PA | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 850,000 | $ 425,000 | $ 116,000 |
| Jackson, MS | 2 | $ 620,000 | $ 310,000 | $ 73,000 |
| Jefferson City, MO | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| Lawrence, KS | 2 | $ 400,000 | $ 200,000 | $ 121,000 |
| Lexington Park, MD | 2 | $ 720,000 | $ 360,000 | $ 88,000 |
| Longview, WA | 2 | $ 590,000 | $ 295,000 | $ 76,000 |
| Midland, MI | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Muncie, IN | 2 | $ 310,000 | $ 155,000 | $ 39,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 870,000 | $ 435,000 | $ 141,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 760,000 | $ 380,000 | $ 133,000 |
| Pittsfield, MA | 2 | $ 660,000 | $ 330,000 | $ 108,000 |
| Provo-Orem, UT | 2 | $ 980,000 | $ 490,000 | $ 163,000 |
| Redding, CA | 2 | $ 700,000 | $ 350,000 | $ 115,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,290,000 | $ 645,000 | $ 152,000 |
| Sandusky, OH | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 530,000 | $ 265,000 | $ 60,000 |
| Sebring, FL | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| St. Cloud, MN | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| State College, PA | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Vineland-Bridgeton, NJ | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| Wausau, WI | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Williamsport, PA | 2 | $ 720,000 | $ 360,000 | $ 69,000 |
| Wilmington, DE-MD-NJ | 2 | $ 240,000 | $ 120,000 | $ 64,500 |
| Yakima, WA | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| Amherst Town-Northampton, MA | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| Ann Arbor, MI | 1 | $ 485,000 | $ 485,000 | $ 285,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Cape Girardeau, MO-IL | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
| Carson City, NV | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Chico, CA | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Coeur D'Alene, ID | 1 | $ 375,000 | $ 375,000 | $ 148,000 |
| Columbus, IN | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Des Moines-West Des Moines, IA | 1 | $ 525,000 | $ 525,000 | $ 202,000 |
| Elgin, IL | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Hanford-Corcoran, CA | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Idaho Falls, ID | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Lewiston, ID-WA | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Lewiston-Auburn, ME | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Lima, OH | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Lynchburg, VA | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 665,000 | $ 665,000 | $ 361,000 |
| Medford, OR | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Modesto, CA | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Napa, CA | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Rochester, MN | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Salem, OR | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Salinas, CA | 1 | $ 255,000 | $ 255,000 | $ 391,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 305,000 | $ 305,000 | $ 186,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 915,000 | $ 915,000 | $ 335,000 |
| Sheboygan, WI | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Sioux Falls, SD | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Springfield, OH | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| St. George, UT | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Stockton-Lodi, CA | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Traverse City, MI | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Twin Falls, ID | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Wenatchee, WA | 1 | $ 925,000 | $ 925,000 | $ 398,000 |
| Wichita Falls, TX | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Yuma, AZ | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 3,288 | $736,970,000 | $224,000 | $2,105,000 | $92,000 | $1,370,000 |
| Home Purchase | 1,898 | $492,270,000 | $259,000 | $2,945,000 | $103,000 | $636,000 |
| Home Improvement | 293 | $35,125,000 | $119,000 | $805,000 | $61,000 | $440,000 |
| Refinancing | 129 | $47,065,000 | $364,000 | $2,005,000 | $122,000 | $700,000 |
| Not Applicable | 2 | $310,000 | $155,000 | $185,000 | $58,000 | $73,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,762 | $848,690,000 | $225,000 | $2,945,000 | $94,000 | $1,348,000 |
| Black or African American | 850 | $192,890,000 | $226,000 | $1,405,000 | $85,000 | $507,000 |
| Hispanic | 733 | $187,785,000 | $256,000 | $975,000 | $96,000 | $975,000 |
| Not Provided | 122 | $41,630,000 | $341,000 | $805,000 | $125,000 | $429,000 |
| Asian | 88 | $28,080,000 | $319,000 | $1,035,000 | $139,000 | $1,370,000 |
| American Indian or Alaskan Native | 39 | $8,685,000 | $222,000 | $485,000 | $87,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,550,000 | $253,000 | $525,000 | $95,000 | $188,000 |
| Not applicable | 2 | $430,000 | $215,000 | $415,000 | $87,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,754 | $829,240,000 | $220,000 | $1,185,000 | $83,000 | $894,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,570 | $387,050,000 | $246,000 | $2,945,000 | $120,000 | $1,370,000 |
| VA-guaranteed (Veterans Administration) | 241 | $86,685,000 | $359,000 | $1,915,000 | $118,000 | $357,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $8,765,000 | $194,000 | $315,000 | $75,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,061 | $749,785,000 | $244,000 | $2,005,000 | $97,000 | $894,000 |
| Application Withdrawn By Applicant | 1,860 | $410,920,000 | $220,000 | $2,945,000 | $93,000 | $1,370,000 |
| Application Denied By Financial Institution | 415 | $90,935,000 | $219,000 | $975,000 | $83,000 | $440,000 |
| File Closed For Incompleteness | 218 | $45,750,000 | $209,000 | $815,000 | $90,000 | $800,000 |
| Application Approved But Not Accepted | 40 | $10,040,000 | $251,000 | $505,000 | $90,000 | $203,000 |
| Preapproval Approved but not Accepted | 15 | $3,995,000 | $266,000 | $475,000 | $89,000 | $151,000 |
| Preapproval Denied by Financial Institution | 1 | $315,000 | $315,000 | $315,000 | $131,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,194 | $1,220,490,000 | $234,000 | $2,945,000 | $95,000 | $1,370,000 |
| Other | 124 | $25,420,000 | $205,000 | $975,000 | $83,000 | $300,000 |
| Credit History | 118 | $26,470,000 | $224,000 | $735,000 | $90,000 | $345,000 |
| Debt-To-Income Ratio | 84 | $21,320,000 | $253,000 | $805,000 | $72,000 | $440,000 |
| Collateral | 54 | $10,440,000 | $193,000 | $555,000 | $82,000 | $240,000 |
| Unverifiable Information | 21 | $4,775,000 | $227,000 | $485,000 | $89,000 | $300,000 |
| Employment History | 9 | $1,375,000 | $152,000 | $345,000 | $69,000 | $97,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,175,000 | $235,000 | $385,000 | $94,000 | $207,000 |
| Credit Application Incomplete | 1 | $275,000 | $275,000 | $275,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Top Flite Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About