Towne Mortgage Company Mortgage Lending & HMDA Data, 2025

In 2025, Towne Mortgage Company of Troy, MI reported 9,980 mortgage applications totaling $2.8 billion, up 16% from 2024. The average application was for $277,351, and applicants reported an average income of $110,702. 74% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (888), Houston-The Woodlands-Sugar Land, TX (562) and Jacksonville, FL (154) (applications in parentheses).

Mortgage Company & Address Towne Mortgage Company
888 West Big Beaver Road Suite 310
Troy, MI 48084
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2009  
Total Number of Mortgage Applications 9,980
Total Mortgage Loan Application Amount $2,767,970,000
Average Mortgage Loan Application Amount $277,351
Highest Mortgage Loan Application Amount $2,675,000
Average Applicant Income $110,702
Highest Applicant Income $9,421,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Towne Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Towne Mortgage Company by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 631 $ 190,435,000 $ 301,798 $ 122,000
Harris, Texas 320 $ 95,270,000 $ 297,718 $ 108,000
Lake, Illinois 128 $ 41,130,000 $ 321,328 $ 135,000
Broward, Florida 111 $ 39,955,000 $ 359,954 $ 139,000
Will, Illinois 98 $ 29,700,000 $ 303,061 $ 143,000
Muskegon, Michigan 93 $ 15,895,000 $ 170,913 $ 75,000
Etowah, Alabama 84 $ 16,030,000 $ 190,833 $ 93,000
Lauderdale, Alabama 80 $ 19,010,000 $ 237,625 $ 110,000
Mobile, Alabama 80 $ 18,800,000 $ 235,000 $ 103,000
DuPage, Illinois 80 $ 27,670,000 $ 345,875 $ 139,000
Maricopa, Arizona 78 $ 27,690,000 $ 355,000 $ 131,000
Bexar, Texas 78 $ 22,310,000 $ 286,025 $ 121,000
Miami-Dade, Florida 77 $ 25,535,000 $ 331,623 $ 157,000
Genesee, Michigan 77 $ 14,395,000 $ 186,948 $ 86,000
Wayne, Michigan 75 $ 12,725,000 $ 169,666 $ 78,000
Lafayette, Louisiana 74 $ 18,460,000 $ 249,459 $ 96,000
McHenry, Illinois 72 $ 22,040,000 $ 306,111 $ 117,000
Fort Bend, Texas 72 $ 25,080,000 $ 348,333 $ 131,000
Baltimore City, Maryland 68 $ 14,490,000 $ 213,088 $ 75,000
Kane, Illinois 65 $ 23,485,000 $ 361,307 $ 131,000
El Paso, Colorado 63 $ 24,915,000 $ 395,476 $ 119,000
Leon, Florida 63 $ 17,945,000 $ 284,841 $ 147,000
Montgomery, Texas 63 $ 17,155,000 $ 272,301 $ 100,000
Harrison, Mississippi 62 $ 16,160,000 $ 260,645 $ 98,000
Okaloosa, Florida 61 $ 22,625,000 $ 370,901 $ 127,000
Shelby, Tennessee 60 $ 16,690,000 $ 278,166 $ 101,000
Rapides, Louisiana 59 $ 12,045,000 $ 204,152 $ 88,000
Duval, Florida 58 $ 15,550,000 $ 268,103 $ 90,000
Lexington, South Carolina 54 $ 13,380,000 $ 247,777 $ 107,000
Aiken, South Carolina 53 $ 14,345,000 $ 270,660 $ 119,000
Tarrant, Texas 50 $ 16,970,000 $ 339,400 $ 117,000
Bay, Florida 46 $ 13,430,000 $ 291,956 $ 123,000
Allegheny, Pennsylvania 45 $ 12,405,000 $ 275,666 $ 113,000
Waller, Texas 45 $ 13,955,000 $ 310,111 $ 90,000
Avoyelles, Louisiana 44 $ 7,030,000 $ 159,772 $ 69,000
Jackson, Michigan 44 $ 8,330,000 $ 189,318 $ 77,000
Hillsborough, Florida 43 $ 13,415,000 $ 311,976 $ 121,000
Pickens, Georgia 43 $ 13,585,000 $ 315,930 $ 104,000
Milwaukee, Wisconsin 43 $ 10,605,000 $ 246,627 $ 94,000
Elmore, Alabama 42 $ 12,020,000 $ 286,190 $ 111,000
Oakland, Michigan 41 $ 10,305,000 $ 251,341 $ 98,000
Spartanburg, South Carolina 40 $ 10,160,000 $ 254,000 $ 96,000
Calhoun, Alabama 39 $ 8,715,000 $ 223,461 $ 94,000
St. Louis, Missouri 38 $ 7,440,000 $ 195,789 $ 78,000
Decatur, Georgia 37 $ 7,365,000 $ 199,054 $ 98,000
Oklahoma, Oklahoma 37 $ 11,335,000 $ 306,351 $ 136,000
Richland, South Carolina 37 $ 7,925,000 $ 214,189 $ 88,000
Sheboygan, Wisconsin 35 $ 7,575,000 $ 216,428 $ 67,000
Arapahoe, Colorado 33 $ 15,035,000 $ 455,606 $ 139,000
Greenville, South Carolina 33 $ 9,735,000 $ 295,000 $ 94,000
Macomb, Michigan 32 $ 7,290,000 $ 227,812 $ 91,000
Jefferson, Alabama 31 $ 8,495,000 $ 274,032 $ 118,000
Thomas, Georgia 31 $ 5,725,000 $ 184,677 $ 70,000
Palm Beach, Florida 30 $ 12,360,000 $ 412,000 $ 149,000
Richmond, Georgia 29 $ 6,835,000 $ 235,689 $ 92,000
Denton, Texas 29 $ 10,765,000 $ 371,206 $ 146,000
Orange, Florida 28 $ 8,110,000 $ 289,642 $ 115,000
St. Lucie, Florida 28 $ 8,140,000 $ 290,714 $ 142,000
Bartow, Georgia 28 $ 8,340,000 $ 297,857 $ 101,000
Anderson, South Carolina 28 $ 9,310,000 $ 332,500 $ 113,000
Pinellas, Florida 27 $ 9,525,000 $ 352,777 $ 171,000
Nassau, Florida 26 $ 8,520,000 $ 327,692 $ 137,000
St. Johns, Florida 26 $ 9,040,000 $ 347,692 $ 108,000
Coffee, Georgia 26 $ 5,940,000 $ 228,461 $ 95,000
Brazoria, Texas 26 $ 7,390,000 $ 284,230 $ 103,000
Houston, Alabama 25 $ 6,295,000 $ 251,800 $ 123,000
Baker, Florida 25 $ 7,295,000 $ 291,800 $ 124,000
St. Tammany, Louisiana 25 $ 6,545,000 $ 261,800 $ 98,000
Union, North Carolina 25 $ 8,075,000 $ 323,000 $ 102,000
Dallas, Texas 25 $ 8,005,000 $ 320,200 $ 129,000
Colbert, Alabama 24 $ 5,960,000 $ 248,333 $ 92,000
Santa Rosa, Florida 24 $ 8,580,000 $ 357,500 $ 122,000
Columbia, Georgia 24 $ 8,340,000 $ 347,500 $ 121,000
Canadian, Oklahoma 24 $ 6,820,000 $ 284,166 $ 107,000
Denver, Colorado 23 $ 10,855,000 $ 471,956 $ 182,000
Camden, Georgia 23 $ 6,795,000 $ 295,434 $ 103,000
Cobb, Georgia 23 $ 7,065,000 $ 307,173 $ 100,000
Whiteside, Illinois 23 $ 2,855,000 $ 124,130 $ 60,000
Lake, Indiana 23 $ 5,225,000 $ 227,173 $ 75,000
Nobles, Minnesota 23 $ 4,415,000 $ 191,956 $ 65,000
Galveston, Texas 23 $ 7,145,000 $ 310,652 $ 96,000
Henry, Alabama 22 $ 6,280,000 $ 285,454 $ 121,000
Benton, Arkansas 22 $ 6,500,000 $ 295,454 $ 97,000
Tulsa, Oklahoma 22 $ 6,130,000 $ 278,636 $ 109,000
Fayette, Pennsylvania 22 $ 3,640,000 $ 165,454 $ 65,000
Webb, Texas 22 $ 5,310,000 $ 241,363 $ 75,000
Brevard, Florida 21 $ 5,315,000 $ 253,095 $ 125,000
Gordon, Georgia 21 $ 4,295,000 $ 204,523 $ 77,000
Knox, Illinois 21 $ 2,575,000 $ 122,619 $ 73,000
Douglas, Nebraska 21 $ 4,705,000 $ 224,047 $ 84,000
Madison, Alabama 20 $ 6,420,000 $ 321,000 $ 137,000
Washington, Arkansas 20 $ 5,870,000 $ 293,500 $ 118,000
Appling, Georgia 20 $ 4,030,000 $ 201,500 $ 79,000
Gilmer, Georgia 20 $ 7,760,000 $ 388,000 $ 142,000
Jackson, Mississippi 20 $ 5,840,000 $ 292,000 $ 107,000
Bucks, Pennsylvania 20 $ 7,000,000 $ 350,000 $ 122,000
Pennington, South Dakota 20 $ 6,980,000 $ 349,000 $ 113,000
Oconto, Wisconsin 20 $ 4,520,000 $ 226,000 $ 84,000
Los Angeles, California 19 $ 11,635,000 $ 612,368 $ 286,000
Adams, Colorado 19 $ 7,915,000 $ 416,578 $ 118,000
Clay, Florida 19 $ 4,715,000 $ 248,157 $ 100,000
Gwinnett, Georgia 19 $ 8,825,000 $ 464,473 $ 166,000
Berkeley, South Carolina 19 $ 5,805,000 $ 305,526 $ 99,000
Fond du Lac, Wisconsin 19 $ 3,785,000 $ 199,210 $ 81,000
Douglas, Colorado 18 $ 9,600,000 $ 533,333 $ 184,000
Escambia, Florida 18 $ 5,350,000 $ 297,222 $ 111,000
Tift, Georgia 18 $ 4,150,000 $ 230,555 $ 80,000
DeKalb, Illinois 18 $ 5,080,000 $ 282,222 $ 111,000
Guilford, North Carolina 18 $ 7,740,000 $ 430,000 $ 148,000
Berks, Pennsylvania 18 $ 3,940,000 $ 218,888 $ 83,000
Collin, Texas 18 $ 7,200,000 $ 400,000 $ 197,000
Shelby, Alabama 17 $ 4,575,000 $ 269,117 $ 117,000
Volusia, Florida 17 $ 4,465,000 $ 262,647 $ 103,000
Linn, Iowa 17 $ 3,105,000 $ 182,647 $ 87,000
Lafourche, Louisiana 17 $ 3,285,000 $ 193,235 $ 99,000
Lowndes, Mississippi 17 $ 4,145,000 $ 243,823 $ 89,000
Rockingham, North Carolina 17 $ 4,465,000 $ 262,647 $ 87,000
Philadelphia, Pennsylvania 17 $ 4,585,000 $ 269,705 $ 127,000
Baldwin, Alabama 16 $ 4,960,000 $ 310,000 $ 116,000
Marshall, Alabama 16 $ 5,170,000 $ 323,125 $ 171,000
Montgomery, Alabama 16 $ 3,220,000 $ 201,250 $ 74,000
St. Clair, Alabama 16 $ 4,150,000 $ 259,375 $ 96,000
Walker, Alabama 16 $ 3,420,000 $ 213,750 $ 102,000
Weld, Colorado 16 $ 6,460,000 $ 403,750 $ 124,000
Marion, Florida 16 $ 7,290,000 $ 455,625 $ 256,000
DeKalb, Georgia 16 $ 5,440,000 $ 340,000 $ 119,000
St. Charles, Missouri 16 $ 5,140,000 $ 321,250 $ 111,000
Mecklenburg, North Carolina 16 $ 6,120,000 $ 382,500 $ 145,000
Wake, North Carolina 16 $ 5,280,000 $ 330,000 $ 176,000
Cleveland, Oklahoma 16 $ 4,890,000 $ 305,625 $ 156,000
Butler, Pennsylvania 16 $ 3,690,000 $ 230,625 $ 89,000
Chesterfield, Virginia 16 $ 4,900,000 $ 306,250 $ 103,000
Waukesha, Wisconsin 16 $ 5,240,000 $ 327,500 $ 100,000
Blount, Alabama 15 $ 3,635,000 $ 242,333 $ 78,000
Cullman, Alabama 15 $ 3,855,000 $ 257,000 $ 92,000
Limestone, Alabama 15 $ 4,215,000 $ 281,000 $ 109,000
San Bernardino, California 15 $ 6,925,000 $ 461,666 $ 142,000
Jefferson, Colorado 15 $ 5,595,000 $ 373,000 $ 126,000
Larimer, Colorado 15 $ 6,305,000 $ 420,333 $ 137,000
Lake, Florida 15 $ 5,255,000 $ 350,333 $ 109,000
Wakulla, Florida 15 $ 3,885,000 $ 259,000 $ 91,000
Walton, Florida 15 $ 7,495,000 $ 499,666 $ 191,000
Colquitt, Georgia 15 $ 3,145,000 $ 209,666 $ 77,000
Winnebago, Illinois 15 $ 2,895,000 $ 193,000 $ 84,000
Iberia, Louisiana 15 $ 2,735,000 $ 182,333 $ 77,000
Kent, Michigan 15 $ 3,515,000 $ 234,333 $ 101,000
Orangeburg, South Carolina 15 $ 2,645,000 $ 176,333 $ 87,000
York, South Carolina 15 $ 5,105,000 $ 340,333 $ 145,000
Tipton, Tennessee 15 $ 4,035,000 $ 269,000 $ 80,000
Carroll, Virginia 15 $ 2,295,000 $ 153,000 $ 68,000
Highlands, Florida 14 $ 3,230,000 $ 230,714 $ 149,000
Marion, Indiana 14 $ 4,000,000 $ 285,714 $ 86,000
Porter, Indiana 14 $ 3,750,000 $ 267,857 $ 83,000
Iredell, North Carolina 14 $ 4,490,000 $ 320,714 $ 134,000
Jackson, Oregon 14 $ 5,970,000 $ 426,428 $ 102,000
Westmoreland, Pennsylvania 14 $ 3,140,000 $ 224,285 $ 88,000
Charleston, South Carolina 14 $ 5,110,000 $ 365,000 $ 99,000
Kershaw, South Carolina 14 $ 3,040,000 $ 217,142 $ 101,000
Newberry, South Carolina 14 $ 4,350,000 $ 310,714 $ 97,000
Pickens, South Carolina 14 $ 3,230,000 $ 230,714 $ 70,000
Wood, Wisconsin 14 $ 3,050,000 $ 217,857 $ 112,000
Hernando, Florida 13 $ 3,935,000 $ 302,692 $ 97,000
Lee, Florida 13 $ 3,945,000 $ 303,461 $ 192,000
Sarasota, Florida 13 $ 4,935,000 $ 379,615 $ 156,000
Pierce, Georgia 13 $ 3,225,000 $ 248,076 $ 99,000
Sangamon, Illinois 13 $ 1,885,000 $ 145,000 $ 118,000
Vermilion, Louisiana 13 $ 3,025,000 $ 232,692 $ 111,000
Steele, Minnesota 13 $ 2,925,000 $ 225,000 $ 98,000
Hancock, Mississippi 13 $ 2,875,000 $ 221,153 $ 108,000
Lauderdale, Mississippi 13 $ 2,055,000 $ 158,076 $ 72,000
Jackson, Missouri 13 $ 2,745,000 $ 211,153 $ 92,000
Rowan, North Carolina 13 $ 4,325,000 $ 332,692 $ 157,000
Surry, North Carolina 13 $ 3,385,000 $ 260,384 $ 92,000
Wayne, North Carolina 13 $ 4,005,000 $ 308,076 $ 92,000
Cass, North Dakota 13 $ 4,325,000 $ 332,692 $ 115,000
Ashtabula, Ohio 13 $ 1,915,000 $ 147,307 $ 55,000
Carter, Oklahoma 13 $ 2,675,000 $ 205,769 $ 86,000
Montgomery, Pennsylvania 13 $ 5,195,000 $ 399,615 $ 143,000
Brown, Wisconsin 13 $ 3,505,000 $ 269,615 $ 96,000
Calumet, Wisconsin 13 $ 2,825,000 $ 217,307 $ 65,000
Pinal, Arizona 12 $ 3,730,000 $ 310,833 $ 113,000
Riverside, California 12 $ 5,600,000 $ 466,666 $ 143,000
Osceola, Florida 12 $ 3,910,000 $ 325,833 $ 135,000
Bulloch, Georgia 12 $ 3,720,000 $ 310,000 $ 113,000
Montgomery, Georgia 12 $ 2,560,000 $ 213,333 $ 118,000
Lee, Illinois 12 $ 2,090,000 $ 174,166 $ 80,000
Peoria, Illinois 12 $ 1,780,000 $ 148,333 $ 73,000
Acadia, Louisiana 12 $ 2,710,000 $ 225,833 $ 97,000
Grant, Louisiana 12 $ 2,040,000 $ 170,000 $ 68,000
Saginaw, Michigan 12 $ 2,390,000 $ 199,166 $ 77,000
Rankin, Mississippi 12 $ 3,270,000 $ 272,500 $ 112,000
Newton, Missouri 12 $ 2,510,000 $ 209,166 $ 96,000
St. Louis City, Missouri 12 $ 2,180,000 $ 181,666 $ 70,000
Brunswick, North Carolina 12 $ 2,860,000 $ 238,333 $ 79,000
Chester, Pennsylvania 12 $ 4,360,000 $ 363,333 $ 182,000
Travis, Texas 12 $ 4,830,000 $ 402,500 $ 146,000
Dinwiddie, Virginia 12 $ 2,520,000 $ 210,000 $ 81,000
Manitowoc, Wisconsin 12 $ 2,430,000 $ 202,500 $ 82,000
Laramie, Wyoming 12 $ 6,070,000 $ 505,833 $ 161,000
DeKalb, Alabama 11 $ 2,155,000 $ 195,909 $ 67,000
Talladega, Alabama 11 $ 2,055,000 $ 186,818 $ 70,000
Boulder, Colorado 11 $ 4,885,000 $ 444,090 $ 138,000
Fremont, Colorado 11 $ 3,095,000 $ 281,363 $ 86,000
Pasco, Florida 11 $ 3,265,000 $ 296,818 $ 113,000
Cherokee, Georgia 11 $ 3,695,000 $ 335,909 $ 116,000
Floyd, Georgia 11 $ 3,215,000 $ 292,272 $ 111,000
Lowndes, Georgia 11 $ 2,405,000 $ 218,636 $ 84,000
Kankakee, Illinois 11 $ 2,805,000 $ 255,000 $ 91,000
Sedgwick, Kansas 11 $ 3,175,000 $ 288,636 $ 190,000
St. Landry, Louisiana 11 $ 2,495,000 $ 226,818 $ 95,000
Prince George's, Maryland 11 $ 3,325,000 $ 302,272 $ 98,000
Jones, Mississippi 11 $ 1,635,000 $ 148,636 $ 67,000
Passaic, New Jersey 11 $ 4,785,000 $ 435,000 $ 128,000
Macon, North Carolina 11 $ 4,125,000 $ 375,000 $ 167,000
Wagoner, Oklahoma 11 $ 2,945,000 $ 267,727 $ 80,000
Providence, Rhode Island 11 $ 5,035,000 $ 457,727 $ 105,000
Laurens, South Carolina 11 $ 3,765,000 $ 342,272 $ 129,000
Dyer, Tennessee 11 $ 2,225,000 $ 202,272 $ 91,000
Knox, Tennessee 11 $ 3,395,000 $ 308,636 $ 101,000
Williamson, Texas 11 $ 3,275,000 $ 297,727 $ 150,000
Southampton, Virginia 11 $ 2,525,000 $ 229,545 $ 84,000
Winnebago, Wisconsin 11 $ 3,245,000 $ 295,000 $ 146,000
Dale, Alabama 10 $ 2,320,000 $ 232,000 $ 99,000
Tuscaloosa, Alabama 10 $ 2,950,000 $ 295,000 $ 103,000
Chatham, Georgia 10 $ 3,020,000 $ 302,000 $ 88,000
Dougherty, Georgia 10 $ 1,330,000 $ 133,000 $ 85,000
Effingham, Georgia 10 $ 2,550,000 $ 255,000 $ 97,000
Wayne, Georgia 10 $ 2,200,000 $ 220,000 $ 102,000
St. Clair, Michigan 10 $ 2,940,000 $ 294,000 $ 136,000
Pearl River, Mississippi 10 $ 2,790,000 $ 279,000 $ 105,000
Cleveland, North Carolina 10 $ 2,860,000 $ 286,000 $ 102,000
Harnett, North Carolina 10 $ 3,230,000 $ 323,000 $ 117,000
Johnston, North Carolina 10 $ 3,420,000 $ 342,000 $ 128,000
Cumberland, Pennsylvania 10 $ 3,890,000 $ 389,000 $ 207,000
Dauphin, Pennsylvania 10 $ 2,580,000 $ 258,000 $ 127,000
Hamilton, Tennessee 10 $ 1,880,000 $ 188,000 $ 94,000
Sullivan, Tennessee 10 $ 2,590,000 $ 259,000 $ 95,000
Weakley, Tennessee 10 $ 1,510,000 $ 151,000 $ 57,000
Kenosha, Wisconsin 10 $ 2,990,000 $ 299,000 $ 133,000
Covington, Alabama 9 $ 2,045,000 $ 227,222 $ 89,000
Lee, Alabama 9 $ 2,215,000 $ 246,111 $ 106,000
Kern, California 9 $ 3,025,000 $ 336,111 $ 142,000
Pueblo, Colorado 9 $ 2,735,000 $ 303,888 $ 75,000
Fulton, Georgia 9 $ 3,665,000 $ 407,222 $ 129,000
Lee, Georgia 9 $ 2,485,000 $ 276,111 $ 73,000
Toombs, Georgia 9 $ 1,935,000 $ 215,000 $ 87,000
Towns, Georgia 9 $ 3,645,000 $ 405,000 $ 211,000
Kendall, Illinois 9 $ 2,705,000 $ 300,555 $ 107,000
Tazewell, Illinois 9 $ 1,355,000 $ 150,555 $ 69,000
Ballard, Kentucky 9 $ 1,295,000 $ 143,888 $ 68,000
Jefferson, Louisiana 9 $ 2,205,000 $ 245,000 $ 98,000
St. Martin, Louisiana 9 $ 1,925,000 $ 213,888 $ 102,000
Lapeer, Michigan 9 $ 2,335,000 $ 259,444 $ 92,000
Ottawa, Michigan 9 $ 2,195,000 $ 243,888 $ 92,000
Mower, Minnesota 9 $ 1,035,000 $ 115,000 $ 75,000
Franklin, Missouri 9 $ 2,395,000 $ 266,111 $ 83,000
Yadkin, North Carolina 9 $ 2,425,000 $ 269,444 $ 103,000
York, Pennsylvania 9 $ 2,805,000 $ 311,666 $ 112,000
Beaufort, South Carolina 9 $ 3,215,000 $ 357,222 $ 103,000
Dorchester, South Carolina 9 $ 3,255,000 $ 361,666 $ 107,000
Bradley, Tennessee 9 $ 1,965,000 $ 218,333 $ 81,000
Johnson, Texas 9 $ 3,005,000 $ 333,888 $ 160,000
Autauga, Alabama 8 $ 1,920,000 $ 240,000 $ 87,000
Citrus, Florida 8 $ 2,430,000 $ 303,750 $ 112,000
Indian River, Florida 8 $ 2,000,000 $ 250,000 $ 110,000
Manatee, Florida 8 $ 3,300,000 $ 412,500 $ 157,000
Martin, Florida 8 $ 2,740,000 $ 342,500 $ 117,000
Brantley, Georgia 8 $ 1,480,000 $ 185,000 $ 80,000
Houston, Georgia 8 $ 1,760,000 $ 220,000 $ 65,000
Paulding, Georgia 8 $ 2,420,000 $ 302,500 $ 99,000
Walton, Georgia 8 $ 2,570,000 $ 321,250 $ 111,000
Butler, Kansas 8 $ 1,940,000 $ 242,500 $ 156,000
Marion, Kentucky 8 $ 2,190,000 $ 273,750 $ 96,000
Ingham, Michigan 8 $ 1,320,000 $ 165,000 $ 87,000
Ionia, Michigan 8 $ 1,100,000 $ 137,500 $ 78,000
Washtenaw, Michigan 8 $ 2,340,000 $ 292,500 $ 123,000
Jasper, Missouri 8 $ 1,020,000 $ 127,500 $ 81,000
Jefferson, Missouri 8 $ 1,940,000 $ 242,500 $ 80,000
Dona Ana, New Mexico 8 $ 1,730,000 $ 216,250 $ 85,000
Catawba, North Carolina 8 $ 2,010,000 $ 251,250 $ 94,000
Franklin, Ohio 8 $ 1,810,000 $ 226,250 $ 93,000
Hamilton, Ohio 8 $ 1,630,000 $ 203,750 $ 68,000
Grady, Oklahoma 8 $ 1,660,000 $ 207,500 $ 80,000
Logan, Oklahoma 8 $ 1,980,000 $ 247,500 $ 123,000
Monroe, Pennsylvania 8 $ 2,270,000 $ 283,750 $ 96,000
Washington, Pennsylvania 8 $ 1,780,000 $ 222,500 $ 60,000
Campbell, Tennessee 8 $ 1,800,000 $ 225,000 $ 81,000
Coffee, Tennessee 8 $ 1,750,000 $ 218,750 $ 62,000
Dickson, Tennessee 8 $ 2,630,000 $ 328,750 $ 105,000
Guadalupe, Texas 8 $ 2,730,000 $ 341,250 $ 143,000
Kaufman, Texas 8 $ 2,170,000 $ 271,250 $ 111,000
Tazewell, Virginia 8 $ 1,060,000 $ 132,500 $ 71,000
Outagamie, Wisconsin 8 $ 2,050,000 $ 256,250 $ 97,000
Coffee, Alabama 7 $ 2,385,000 $ 340,714 $ 125,000
Contra Costa, California 7 $ 2,955,000 $ 422,142 $ 164,000
Custer, Colorado 7 $ 2,695,000 $ 385,000 $ 114,000
Charlotte, Florida 7 $ 1,655,000 $ 236,428 $ 96,000
Polk, Florida 7 $ 1,515,000 $ 216,428 $ 74,000
Seminole, Florida 7 $ 3,055,000 $ 436,428 $ 202,000
Bacon, Georgia 7 $ 1,735,000 $ 247,857 $ 94,000
Glynn, Georgia 7 $ 2,055,000 $ 293,571 $ 87,000
Hall, Georgia 7 $ 2,505,000 $ 357,857 $ 101,000
Liberty, Georgia 7 $ 1,865,000 $ 266,428 $ 74,000
Long, Georgia 7 $ 2,025,000 $ 289,285 $ 109,000
Polk, Georgia 7 $ 2,075,000 $ 296,428 $ 112,000
Grundy, Illinois 7 $ 1,615,000 $ 230,714 $ 90,000
LaSalle, Illinois 7 $ 1,345,000 $ 192,142 $ 100,000
Kenton, Kentucky 7 $ 1,805,000 $ 257,857 $ 98,000
Livingston, Michigan 7 $ 1,895,000 $ 270,714 $ 92,000
Newaygo, Michigan 7 $ 1,235,000 $ 176,428 $ 72,000
DeSoto, Mississippi 7 $ 2,175,000 $ 310,714 $ 99,000
Middlesex, New Jersey 7 $ 2,895,000 $ 413,571 $ 111,000
Alamance, North Carolina 7 $ 2,475,000 $ 353,571 $ 136,000
Forsyth, North Carolina 7 $ 1,495,000 $ 213,571 $ 146,000
Gaston, North Carolina 7 $ 2,865,000 $ 409,285 $ 132,000
Jackson, North Carolina 7 $ 2,515,000 $ 359,285 $ 100,000
Mayes, Oklahoma 7 $ 1,615,000 $ 230,714 $ 80,000
McClain, Oklahoma 7 $ 1,685,000 $ 240,714 $ 61,000
Colleton, South Carolina 7 $ 1,825,000 $ 260,714 $ 91,000
Liberty, Texas 7 $ 1,435,000 $ 205,000 $ 79,000
Medina, Texas 7 $ 2,255,000 $ 322,142 $ 86,000
Rockwall, Texas 7 $ 2,895,000 $ 413,571 $ 352,000
Isle of Wight, Virginia 7 $ 2,205,000 $ 315,000 $ 143,000
Ashland, Wisconsin 7 $ 1,455,000 $ 207,857 $ 94,000
Juneau, Wisconsin 7 $ 2,515,000 $ 359,285 $ 105,000
Cherokee, Alabama 6 $ 1,770,000 $ 295,000 $ 116,000
Chilton, Alabama 6 $ 1,290,000 $ 215,000 $ 106,000
Pickens, Alabama 6 $ 830,000 $ 138,333 $ 76,000
Randolph, Alabama 6 $ 1,110,000 $ 185,000 $ 71,000
San Diego, California 6 $ 3,130,000 $ 521,666 $ 165,000
Alachua, Florida 6 $ 1,450,000 $ 241,666 $ 112,000
Flagler, Florida 6 $ 1,870,000 $ 311,666 $ 113,000
Taylor, Florida 6 $ 680,000 $ 113,333 $ 48,000
Henry, Georgia 6 $ 1,420,000 $ 236,666 $ 89,000
Seminole, Georgia 6 $ 1,370,000 $ 228,333 $ 122,000
Boone, Illinois 6 $ 1,310,000 $ 218,333 $ 87,000
Brown, Illinois 6 $ 770,000 $ 128,333 $ 0
Pike, Illinois 6 $ 670,000 $ 111,666 $ 0
McCracken, Kentucky 6 $ 1,380,000 $ 230,000 $ 85,000
Baltimore, Maryland 6 $ 1,940,000 $ 323,333 $ 83,000
Isabella, Michigan 6 $ 1,370,000 $ 228,333 $ 145,000
Shiawassee, Michigan 6 $ 1,320,000 $ 220,000 $ 97,000
Hennepin, Minnesota 6 $ 2,370,000 $ 395,000 $ 146,000
Cole, Missouri 6 $ 1,880,000 $ 313,333 $ 114,000
Anson, North Carolina 6 $ 1,130,000 $ 188,333 $ 72,000
Cherokee, North Carolina 6 $ 2,340,000 $ 390,000 $ 148,000
Cumberland, North Carolina 6 $ 1,630,000 $ 271,666 $ 101,000
Haywood, North Carolina 6 $ 2,190,000 $ 365,000 $ 139,000
Lincoln, North Carolina 6 $ 2,270,000 $ 378,333 $ 145,000
Lake, Ohio 6 $ 1,310,000 $ 218,333 $ 116,000
Lucas, Ohio 6 $ 970,000 $ 161,666 $ 91,000
Payne, Oklahoma 6 $ 1,690,000 $ 281,666 $ 247,000
Delaware, Pennsylvania 6 $ 1,500,000 $ 250,000 $ 103,000
Lancaster, South Carolina 6 $ 2,240,000 $ 373,333 $ 109,000
Oconee, South Carolina 6 $ 1,640,000 $ 273,333 $ 93,000
Hughes, South Dakota 6 $ 1,620,000 $ 270,000 $ 0
El Paso, Texas 6 $ 1,320,000 $ 220,000 $ 63,000
McLennan, Texas 6 $ 1,650,000 $ 275,000 $ 98,000
Uvalde, Texas 6 $ 1,250,000 $ 208,333 $ 112,000
Portsmouth, Virginia 6 $ 1,560,000 $ 260,000 $ 76,000
Pulaski, Virginia 6 $ 1,750,000 $ 291,666 $ 134,000
Smyth, Virginia 6 $ 1,110,000 $ 185,000 $ 65,000
Washington, Virginia 6 $ 1,410,000 $ 235,000 $ 110,000
Portage, Wisconsin 6 $ 1,350,000 $ 225,000 $ 93,000
Racine, Wisconsin 6 $ 1,650,000 $ 275,000 $ 95,000
Bibb, Alabama 5 $ 1,195,000 $ 239,000 $ 76,000
Chambers, Alabama 5 $ 1,075,000 $ 215,000 $ 74,000
Jackson, Alabama 5 $ 1,465,000 $ 293,000 $ 121,000
Lamar, Alabama 5 $ 675,000 $ 135,000 $ 92,000
Tallapoosa, Alabama 5 $ 1,585,000 $ 317,000 $ 164,000
Navajo, Arizona 5 $ 1,295,000 $ 259,000 $ 90,000
Orange, California 5 $ 2,175,000 $ 435,000 $ 207,000
Jefferson, Florida 5 $ 1,645,000 $ 329,000 $ 145,000
Berrien, Georgia 5 $ 965,000 $ 193,000 $ 77,000
Candler, Georgia 5 $ 1,395,000 $ 279,000 $ 131,000
Carroll, Georgia 5 $ 1,285,000 $ 257,000 $ 78,000
Charlton, Georgia 5 $ 915,000 $ 183,000 $ 99,000
Fannin, Georgia 5 $ 2,195,000 $ 439,000 $ 252,000
Forsyth, Georgia 5 $ 1,665,000 $ 333,000 $ 125,000
Franklin, Georgia 5 $ 1,055,000 $ 211,000 $ 95,000
Haralson, Georgia 5 $ 1,455,000 $ 291,000 $ 151,000
Laurens, Georgia 5 $ 1,225,000 $ 245,000 $ 147,000
Lumpkin, Georgia 5 $ 1,575,000 $ 315,000 $ 105,000
Mitchell, Georgia 5 $ 755,000 $ 151,000 $ 58,000
Tattnall, Georgia 5 $ 945,000 $ 189,000 $ 86,000
Telfair, Georgia 5 $ 735,000 $ 147,000 $ 49,000
Union, Georgia 5 $ 2,495,000 $ 499,000 $ 163,000
Ware, Georgia 5 $ 795,000 $ 159,000 $ 68,000
Worth, Georgia 5 $ 915,000 $ 183,000 $ 81,000
Champaign, Illinois 5 $ 765,000 $ 153,000 $ 87,000
McLean, Illinois 5 $ 1,345,000 $ 269,000 $ 156,000
Hendricks, Indiana 5 $ 1,675,000 $ 335,000 $ 130,000
Boone, Kentucky 5 $ 1,135,000 $ 227,000 $ 74,000
Allen, Louisiana 5 $ 805,000 $ 161,000 $ 75,000
Livingston, Louisiana 5 $ 1,065,000 $ 213,000 $ 136,000
Cass, Michigan 5 $ 665,000 $ 133,000 $ 58,000
Eaton, Michigan 5 $ 1,065,000 $ 213,000 $ 87,000
Mecosta, Michigan 5 $ 885,000 $ 177,000 $ 79,000
Clarke, Mississippi 5 $ 1,265,000 $ 253,000 $ 97,000
Hinds, Mississippi 5 $ 1,035,000 $ 207,000 $ 108,000
Madison, Mississippi 5 $ 1,405,000 $ 281,000 $ 87,000
Miller, Missouri 5 $ 715,000 $ 143,000 $ 71,000
Cabarrus, North Carolina 5 $ 2,235,000 $ 447,000 $ 165,000
Davidson, North Carolina 5 $ 1,465,000 $ 293,000 $ 175,000
Person, North Carolina 5 $ 1,515,000 $ 303,000 $ 133,000
Randolph, North Carolina 5 $ 1,875,000 $ 375,000 $ 137,000
Rutherford, North Carolina 5 $ 1,535,000 $ 307,000 $ 134,000
Wilson, North Carolina 5 $ 1,435,000 $ 287,000 $ 78,000
Cuyahoga, Ohio 5 $ 1,015,000 $ 203,000 $ 79,000
Montgomery, Ohio 5 $ 965,000 $ 193,000 $ 68,000
Creek, Oklahoma 5 $ 1,655,000 $ 331,000 $ 148,000
Garvin, Oklahoma 5 $ 1,095,000 $ 219,000 $ 94,000
Douglas, Oregon 5 $ 1,425,000 $ 285,000 $ 0
Armstrong, Pennsylvania 5 $ 965,000 $ 193,000 $ 116,000
Calhoun, South Carolina 5 $ 1,295,000 $ 259,000 $ 75,000
Edgefield, South Carolina 5 $ 1,775,000 $ 355,000 $ 112,000
Sumter, South Carolina 5 $ 935,000 $ 187,000 $ 72,000
Union, South Carolina 5 $ 1,105,000 $ 221,000 $ 67,000
Anderson, Tennessee 5 $ 1,745,000 $ 349,000 $ 93,000
Jefferson, Tennessee 5 $ 1,365,000 $ 273,000 $ 141,000
Rutherford, Tennessee 5 $ 1,495,000 $ 299,000 $ 119,000
Ellis, Texas 5 $ 2,475,000 $ 495,000 $ 154,000
Hunt, Texas 5 $ 2,385,000 $ 477,000 $ 215,000
Parker, Texas 5 $ 1,555,000 $ 311,000 $ 125,000
Wharton, Texas 5 $ 965,000 $ 193,000 $ 89,000
Chesapeake, Virginia 5 $ 1,785,000 $ 357,000 $ 187,000
Floyd, Virginia 5 $ 1,235,000 $ 247,000 $ 88,000
Franklin, Virginia 5 $ 1,275,000 $ 255,000 $ 80,000
Hampton, Virginia 5 $ 1,405,000 $ 281,000 $ 66,000
Montgomery, Virginia 5 $ 1,855,000 $ 371,000 $ 99,000
Prince George, Virginia 5 $ 1,715,000 $ 343,000 $ 177,000
Roanoke, Virginia 5 $ 1,185,000 $ 237,000 $ 118,000
Virginia Beach, Virginia 5 $ 1,795,000 $ 359,000 $ 127,000
Mercer, West Virginia 5 $ 855,000 $ 171,000 $ 122,000
Douglas, Wisconsin 5 $ 1,025,000 $ 205,000 $ 100,000
Shawano, Wisconsin 5 $ 1,235,000 $ 247,000 $ 74,000
Waushara, Wisconsin 5 $ 645,000 $ 129,000 $ 76,000
Choctaw, Alabama 4 $ 730,000 $ 182,500 $ 103,000
Cleburne, Alabama 4 $ 810,000 $ 202,500 $ 69,000
Geneva, Alabama 4 $ 920,000 $ 230,000 $ 98,000
Stanislaus, California 4 $ 1,700,000 $ 425,000 $ 106,000
Gunnison, Colorado 4 $ 1,110,000 $ 277,500 $ 110,000
Collier, Florida 4 $ 970,000 $ 242,500 $ 173,000
Gadsden, Florida 4 $ 1,010,000 $ 252,500 $ 108,000
Jackson, Florida 4 $ 950,000 $ 237,500 $ 93,000
Monroe, Florida 4 $ 2,090,000 $ 522,500 $ 251,000
Sumter, Florida 4 $ 1,300,000 $ 325,000 $ 288,000
Burke, Georgia 4 $ 1,070,000 $ 267,500 $ 89,000
Clayton, Georgia 4 $ 1,190,000 $ 297,500 $ 82,000
Cook, Georgia 4 $ 1,130,000 $ 282,500 $ 137,000
Coweta, Georgia 4 $ 1,170,000 $ 292,500 $ 80,000
Douglas, Georgia 4 $ 1,450,000 $ 362,500 $ 106,000
Grady, Georgia 4 $ 1,020,000 $ 255,000 $ 93,000
Jasper, Georgia 4 $ 1,020,000 $ 255,000 $ 92,000
Jones, Georgia 4 $ 760,000 $ 190,000 $ 88,000
Madison, Georgia 4 $ 1,030,000 $ 257,500 $ 91,000
Rockdale, Georgia 4 $ 1,400,000 $ 350,000 $ 96,000
Stephens, Georgia 4 $ 1,020,000 $ 255,000 $ 68,000
Fulton, Illinois 4 $ 410,000 $ 102,500 $ 92,000
Allen, Indiana 4 $ 1,000,000 $ 250,000 $ 49,000
LaPorte, Indiana 4 $ 710,000 $ 177,500 $ 56,000
Cedar, Iowa 4 $ 630,000 $ 157,500 $ 63,000
Montgomery, Kansas 4 $ 1,040,000 $ 260,000 $ 154,000
Calloway, Kentucky 4 $ 900,000 $ 225,000 $ 91,000
Harrison, Kentucky 4 $ 1,970,000 $ 492,500 $ 45,000
Jefferson, Kentucky 4 $ 1,180,000 $ 295,000 $ 85,000
Scott, Kentucky 4 $ 1,420,000 $ 355,000 $ 180,000
Orleans, Louisiana 4 $ 1,830,000 $ 457,500 $ 130,000
Winn, Louisiana 4 $ 780,000 $ 195,000 $ 66,000
Allegan, Michigan 4 $ 730,000 $ 182,500 $ 83,000
Antrim, Michigan 4 $ 900,000 $ 225,000 $ 85,000
Bay, Michigan 4 $ 690,000 $ 172,500 $ 66,000
Chippewa, Michigan 4 $ 750,000 $ 187,500 $ 70,000
Gogebic, Michigan 4 $ 590,000 $ 147,500 $ 46,000
Kalamazoo, Michigan 4 $ 510,000 $ 127,500 $ 52,000
Roscommon, Michigan 4 $ 540,000 $ 135,000 $ 84,000
Sanilac, Michigan 4 $ 730,000 $ 182,500 $ 70,000
Tuscola, Michigan 4 $ 680,000 $ 170,000 $ 88,000
Anoka, Minnesota 4 $ 1,460,000 $ 365,000 $ 162,000
Cottonwood, Minnesota 4 $ 670,000 $ 167,500 $ 46,000
Ramsey, Minnesota 4 $ 1,210,000 $ 302,500 $ 124,000
Stearns, Minnesota 4 $ 1,030,000 $ 257,500 $ 91,000
Alcorn, Mississippi 4 $ 720,000 $ 180,000 $ 52,000
Forrest, Mississippi 4 $ 850,000 $ 212,500 $ 159,000
Lee, Mississippi 4 $ 740,000 $ 185,000 $ 60,000
Monroe, Mississippi 4 $ 810,000 $ 202,500 $ 77,000
Newton, Mississippi 4 $ 510,000 $ 127,500 $ 54,000
Winston, Mississippi 4 $ 540,000 $ 135,000 $ 70,000
Butler, Missouri 4 $ 540,000 $ 135,000 $ 0
Osage, Missouri 4 $ 850,000 $ 212,500 $ 94,000
Warren, Missouri 4 $ 870,000 $ 217,500 $ 75,000
Sarpy, Nebraska 4 $ 1,090,000 $ 272,500 $ 143,000
Burlington, New Jersey 4 $ 1,470,000 $ 367,500 $ 179,000
Camden, New Jersey 4 $ 850,000 $ 212,500 $ 155,000
Burke, North Carolina 4 $ 890,000 $ 222,500 $ 83,000
Caldwell, North Carolina 4 $ 1,830,000 $ 457,500 $ 186,000
Clay, North Carolina 4 $ 1,490,000 $ 372,500 $ 113,000
Davie, North Carolina 4 $ 1,420,000 $ 355,000 $ 127,000
Lee, North Carolina 4 $ 1,410,000 $ 352,500 $ 122,000
Orange, North Carolina 4 $ 2,030,000 $ 507,500 $ 147,000
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Mortgage Loan Application Detail Totals for Towne Mortgage Company in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,731 $2,111,285,000 $273,000 $1,405,000 $108,000 $9,421,000
Cash-out Refinancing 1,143 $289,135,000 $252,000 $2,005,000 $106,000 $615,000
Refinancing 968 $317,760,000 $328,000 $2,675,000 $134,000 $955,000
Other Purpose 122 $46,390,000 $380,000 $815,000 $144,000 $1,068,000
Home Improvement 16 $3,400,000 $212,000 $595,000 $89,000 $306,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,226 $1,691,520,000 $271,000 $2,675,000 $114,000 $9,421,000
Hispanic 1,405 $397,145,000 $282,000 $1,125,000 $102,000 $894,000
Black or African American 1,088 $287,060,000 $263,000 $805,000 $96,000 $528,000
Not Provided 824 $247,970,000 $300,000 $1,225,000 $115,000 $740,000
Asian 371 $126,935,000 $342,000 $965,000 $140,000 $592,000
American Indian or Alaskan Native 58 $15,290,000 $263,000 $805,000 $99,000 $320,000
Native Hawaiian or Other Pacific Islander 8 $2,050,000 $256,000 $425,000 $218,000 $727,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,174 $1,200,950,000 $287,000 $2,675,000 $129,000 $1,069,000
FHA-insured (Federal Housing Administration) 4,076 $1,051,210,000 $257,000 $1,115,000 $96,000 $9,421,000
VA-guaranteed (Veterans Administration) 1,044 $378,700,000 $362,000 $2,005,000 $115,000 $701,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 686 $137,110,000 $199,000 $485,000 $75,000 $170,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,371 $2,049,965,000 $278,000 $2,005,000 $111,000 $1,281,000
Application Approved But Not Accepted 1,050 $295,280,000 $281,000 $1,405,000 $108,000 $999,000
Application Withdrawn By Applicant 630 $175,570,000 $278,000 $2,675,000 $127,000 $9,421,000
Loan Purchased By The Institution 522 $129,380,000 $247,000 $715,000 $0 $0
Application Denied By Financial Institution 391 $113,675,000 $290,000 $1,255,000 $91,000 $432,000
File Closed For Incompleteness 16 $4,100,000 $256,000 $635,000 $102,000 $394,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,589 $2,654,295,000 $276,000 $2,675,000 $112,000 $9,421,000
Debt-To-Income Ratio 130 $43,770,000 $336,000 $1,225,000 $79,000 $405,000
Credit History 87 $20,595,000 $236,000 $705,000 $89,000 $432,000
Collateral 60 $16,160,000 $269,000 $1,255,000 $101,000 $394,000
Other 43 $11,335,000 $263,000 $795,000 $101,000 $251,000
Credit Application Incomplete 24 $8,000,000 $333,000 $645,000 $114,000 $234,000
Employment History 22 $6,110,000 $277,000 $725,000 $73,000 $181,000
Unverifiable Information 17 $5,715,000 $336,000 $775,000 $112,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,990,000 $248,000 $485,000 $101,000 $165,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Mortgage Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Towne Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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