Towne Mortgage Company Mortgage Lending & HMDA Data, 2025
In 2025, Towne Mortgage Company of Troy, MI reported 9,980 mortgage applications totaling $2.8 billion, up 16% from 2024. The average application was for $277,351, and applicants reported an average income of $110,702. 74% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (888), Houston-The Woodlands-Sugar Land, TX (562) and Jacksonville, FL (154) (applications in parentheses).
| Mortgage Company & Address | Towne Mortgage Company 888 West Big Beaver Road Suite 310 Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2009 |
| Total Number of Mortgage Applications | 9,980 |
| Total Mortgage Loan Application Amount | $2,767,970,000 |
| Average Mortgage Loan Application Amount | $277,351 |
| Highest Mortgage Loan Application Amount | $2,675,000 |
| Average Applicant Income | $110,702 |
| Highest Applicant Income | $9,421,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Towne Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,035 | $ 462,865,000 | $ 227,452 | $ 93,945 |
| Chicago-Naperville, IL | 888 | $ 271,460,000 | $ 305,698 | $ 125,000 |
| Houston-The Woodlands-Sugar Land, TX | 562 | $ 169,080,000 | $ 300,854 | $ 108,000 |
| Jacksonville, FL | 154 | $ 45,120,000 | $ 292,987 | $ 108,000 |
| Atlanta-Sandy Springs-Roswell, GA | 153 | $ 51,455,000 | $ 336,307 | $ 113,000 |
| Lake County-Kenosha County, IL-WI | 128 | $ 41,130,000 | $ 321,328 | $ 135,000 |
| Augusta-Richmond County, GA-SC | 119 | $ 33,155,000 | $ 278,613 | $ 108,773 |
| Columbia, SC | 115 | $ 27,215,000 | $ 236,652 | $ 98,000 |
| Charlotte-Concord-Gastonia, NC-SC | 114 | $ 39,240,000 | $ 344,210 | $ 129,578 |
| Pittsburgh, PA | 113 | $ 26,175,000 | $ 231,637 | $ 97,000 |
| Denver-Aurora-Lakewood, CO | 112 | $ 51,450,000 | $ 459,375 | $ 152,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 111 | $ 39,955,000 | $ 359,954 | $ 139,000 |
| Lafayette, LA | 108 | $ 26,120,000 | $ 241,851 | $ 98,000 |
| Birmingham-Hoover, AL | 106 | $ 26,760,000 | $ 252,452 | $ 104,000 |
| Florence-Muscle Shoals, AL | 104 | $ 24,970,000 | $ 240,096 | $ 106,000 |
| Oklahoma City, OK | 104 | $ 29,240,000 | $ 281,153 | $ 119,000 |
| San Antonio-New Braunfels, TX | 101 | $ 30,185,000 | $ 298,861 | $ 122,000 |
| Warren-Troy-Farmington Hills, MI | 99 | $ 24,765,000 | $ 250,151 | $ 99,000 |
| Gulfport-Biloxi-Pascagoula, MS | 98 | $ 25,740,000 | $ 262,653 | $ 103,000 |
| Dallas-Plano-Irving, TX | 97 | $ 35,895,000 | $ 370,051 | $ 167,000 |
| Muskegon, MI | 93 | $ 15,895,000 | $ 170,913 | $ 75,000 |
| St. Louis, MO-IL | 93 | $ 21,205,000 | $ 228,010 | $ 85,075 |
| Elgin, IL | 92 | $ 31,270,000 | $ 339,891 | $ 124,000 |
| Phoenix-Mesa-Scottsdale, AZ | 90 | $ 31,420,000 | $ 349,111 | $ 129,000 |
| Memphis, TN-MS-AR | 88 | $ 24,340,000 | $ 276,590 | $ 97,318 |
| Tallahassee, FL | 87 | $ 24,485,000 | $ 281,436 | $ 135,000 |
| Greenville-Anderson-Mauldin, SC | 86 | $ 26,040,000 | $ 302,790 | $ 101,000 |
| Gadsden, AL | 84 | $ 16,030,000 | $ 190,833 | $ 93,000 |
| Mobile, AL | 80 | $ 18,800,000 | $ 235,000 | $ 103,000 |
| Baltimore-Columbia-Towson, MD | 79 | $ 18,535,000 | $ 234,620 | $ 78,000 |
| Flint, MI | 77 | $ 14,395,000 | $ 186,948 | $ 86,000 |
| Miami-Miami Beach-Kendall, FL | 77 | $ 25,535,000 | $ 331,623 | $ 157,000 |
| Crestview-Fort Walton Beach-Destin, FL | 76 | $ 30,120,000 | $ 396,315 | $ 140,000 |
| Detroit-Dearborn-Livonia, MI | 75 | $ 12,725,000 | $ 169,666 | $ 78,000 |
| Marietta, GA | 75 | $ 22,975,000 | $ 306,333 | $ 106,000 |
| Alexandria, LA | 71 | $ 14,085,000 | $ 198,380 | $ 85,000 |
| Fort Worth-Arlington, TX | 67 | $ 22,695,000 | $ 338,731 | $ 124,000 |
| Tampa, FL | 67 | $ 20,615,000 | $ 307,686 | $ 115,000 |
| Colorado Springs, CO | 66 | $ 26,290,000 | $ 398,333 | $ 120,000 |
| Montgomery, AL | 66 | $ 17,160,000 | $ 260,000 | $ 99,000 |
| Milwaukee-Waukesha-West Allis, WI | 63 | $ 16,995,000 | $ 269,761 | $ 96,000 |
| Orlando-Kissimmee-Sanford, FL | 62 | $ 20,330,000 | $ 327,903 | $ 128,000 |
| Richmond, VA | 53 | $ 14,445,000 | $ 272,547 | $ 106,000 |
| Dothan, AL | 51 | $ 13,495,000 | $ 264,607 | $ 120,000 |
| Panama City, FL | 49 | $ 14,275,000 | $ 291,326 | $ 121,000 |
| Montgomery County-Bucks County-Chester County, PA | 45 | $ 16,555,000 | $ 367,888 | $ 152,000 |
| Spartanburg, SC | 45 | $ 11,265,000 | $ 250,333 | $ 93,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 45 | $ 13,705,000 | $ 304,555 | $ 110,733 |
| Jackson, MI | 44 | $ 8,330,000 | $ 189,318 | $ 77,000 |
| Tulsa, OK | 44 | $ 12,140,000 | $ 275,909 | $ 105,000 |
| Charleston-North Charleston, SC | 42 | $ 14,170,000 | $ 337,380 | $ 100,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 42 | $ 12,370,000 | $ 294,523 | $ 107,000 |
| Pensacola-Ferry Pass-Brent, FL | 42 | $ 13,930,000 | $ 331,666 | $ 117,000 |
| Greensboro-High Point, NC | 40 | $ 14,080,000 | $ 352,000 | $ 121,000 |
| Anniston-Oxford-Jacksonville, AL | 39 | $ 8,715,000 | $ 223,461 | $ 94,000 |
| Lake County-Porter County-Jasper County, IN | 38 | $ 9,270,000 | $ 243,947 | $ 78,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 36 | $ 12,380,000 | $ 343,888 | $ 349,000 |
| Port St. Lucie, FL | 36 | $ 10,880,000 | $ 302,222 | $ 136,000 |
| Huntsville, AL | 35 | $ 10,635,000 | $ 303,857 | $ 126,000 |
| Sheboygan, WI | 35 | $ 7,575,000 | $ 216,428 | $ 67,000 |
| Cincinnati, OH-KY-IN | 34 | $ 7,890,000 | $ 232,058 | $ 80,000 |
| Grand Rapids-Wyoming, MI | 34 | $ 7,340,000 | $ 215,882 | $ 93,000 |
| Knoxville, TN | 34 | $ 10,200,000 | $ 300,000 | $ 93,000 |
| Green Bay, WI | 33 | $ 8,025,000 | $ 243,181 | $ 89,000 |
| Kansas City, MO-KS | 32 | $ 7,290,000 | $ 227,812 | $ 100,000 |
| Indianapolis-Carmel-Anderson, IN | 31 | $ 9,585,000 | $ 309,193 | $ 105,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 30 | $ 12,360,000 | $ 412,000 | $ 149,000 |
| Winston-Salem, NC | 29 | $ 7,775,000 | $ 268,103 | $ 128,000 |
| Columbus, OH | 28 | $ 7,490,000 | $ 267,500 | $ 93,000 |
| Omaha-Council Bluffs, NE-IA | 28 | $ 6,460,000 | $ 230,714 | $ 92,035 |
| Riverside-San Bernardino-Ontario, CA | 27 | $ 12,525,000 | $ 463,888 | $ 142,000 |
| St. Petersburg-Clearwater-Largo, FL | 27 | $ 9,525,000 | $ 352,777 | $ 171,000 |
| Austin-Round Rock, TX | 26 | $ 9,620,000 | $ 370,000 | $ 150,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 9,300,000 | $ 357,692 | $ 130,461 |
| Raleigh, NC | 26 | $ 8,700,000 | $ 334,615 | $ 157,000 |
| Albany, GA | 25 | $ 4,895,000 | $ 195,800 | $ 79,000 |
| Cleveland, OH | 25 | $ 4,465,000 | $ 178,600 | $ 72,000 |
| Slidell-Mandeville-Covington, LA | 25 | $ 6,545,000 | $ 261,800 | $ 98,000 |
| Jackson, MS | 24 | $ 6,180,000 | $ 257,500 | $ 107,000 |
| Rapid City, SD | 24 | $ 8,650,000 | $ 360,416 | $ 111,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 23 | $ 6,335,000 | $ 275,434 | $ 105,000 |
| Peoria, IL | 23 | $ 3,325,000 | $ 144,565 | $ 71,000 |
| Philadelphia, PA | 23 | $ 6,085,000 | $ 264,565 | $ 119,000 |
| Savannah, GA | 23 | $ 7,045,000 | $ 306,304 | $ 105,000 |
| Kingsport-Bristol-Bristol, TN-VA | 22 | $ 5,490,000 | $ 249,545 | $ 99,590 |
| Laredo, TX | 22 | $ 5,310,000 | $ 241,363 | $ 75,000 |
| Wichita, KS | 22 | $ 5,910,000 | $ 268,636 | $ 167,000 |
| Appleton, WI | 21 | $ 4,875,000 | $ 232,142 | $ 78,000 |
| Cedar Rapids, IA | 21 | $ 4,105,000 | $ 195,476 | $ 87,000 |
| Harrisburg-Carlisle, PA | 21 | $ 6,615,000 | $ 315,000 | $ 162,000 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 8,235,000 | $ 392,142 | $ 156,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 5,315,000 | $ 253,095 | $ 125,000 |
| Rockford, IL | 21 | $ 4,205,000 | $ 200,238 | $ 84,000 |
| Blacksburg-Christiansburg-Radford, VA | 20 | $ 5,770,000 | $ 288,500 | $ 101,000 |
| Houma-Thibodaux, LA | 20 | $ 3,990,000 | $ 199,500 | $ 99,000 |
| Joplin, MO | 20 | $ 3,530,000 | $ 176,500 | $ 90,000 |
| New Orleans-Metairie, LA | 20 | $ 5,710,000 | $ 285,500 | $ 117,000 |
| Fond Du Lac, WI | 19 | $ 3,785,000 | $ 199,210 | $ 81,000 |
| Los Angeles-Long Beach-Glendale, CA | 19 | $ 11,635,000 | $ 612,368 | $ 286,000 |
| Chattanooga, TN-GA | 18 | $ 3,940,000 | $ 218,888 | $ 95,666 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 5,460,000 | $ 303,333 | $ 110,000 |
| Reading, PA | 18 | $ 3,940,000 | $ 218,888 | $ 83,000 |
| Paducah, KY-IL | 17 | $ 2,935,000 | $ 172,647 | $ 76,000 |
| Brunswick, GA | 16 | $ 3,810,000 | $ 238,125 | $ 90,000 |
| Daphne-Fairhope-Foley, AL | 16 | $ 4,960,000 | $ 310,000 | $ 116,000 |
| Fargo, ND-MN | 16 | $ 5,270,000 | $ 329,375 | $ 110,687 |
| Greeley, CO | 16 | $ 6,460,000 | $ 403,750 | $ 124,000 |
| Ocala, FL | 16 | $ 7,290,000 | $ 455,625 | $ 256,000 |
| Tuscaloosa, AL | 16 | $ 3,780,000 | $ 236,250 | $ 93,000 |
| Washington, DC-MD | 16 | $ 5,360,000 | $ 335,000 | $ 105,875 |
| Wilmington, NC | 16 | $ 3,920,000 | $ 245,000 | $ 86,000 |
| Fort Collins, CO | 15 | $ 6,305,000 | $ 420,333 | $ 137,000 |
| Jefferson City, MO | 15 | $ 4,245,000 | $ 283,000 | $ 108,000 |
| Valdosta, GA | 15 | $ 3,055,000 | $ 203,666 | $ 96,000 |
| Hinesville, GA | 14 | $ 3,890,000 | $ 277,857 | $ 92,000 |
| Lansing-East Lansing, MI | 14 | $ 2,570,000 | $ 183,571 | $ 84,000 |
| Medford, OR | 14 | $ 5,970,000 | $ 426,428 | $ 102,000 |
| Sebring, FL | 14 | $ 3,230,000 | $ 230,714 | $ 149,000 |
| Springfield, IL | 14 | $ 2,130,000 | $ 152,142 | $ 107,000 |
| Baton Rouge, LA | 13 | $ 2,865,000 | $ 220,384 | $ 102,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 3,945,000 | $ 303,461 | $ 192,000 |
| Durham-Chapel Hill, NC | 13 | $ 4,935,000 | $ 379,615 | $ 142,000 |
| Goldsboro, NC | 13 | $ 4,005,000 | $ 308,076 | $ 92,000 |
| New York-Jersey City-White Plains, NY-NJ | 13 | $ 5,855,000 | $ 450,384 | $ 138,000 |
| Providence-Warwick, RI-MA | 13 | $ 5,645,000 | $ 434,230 | $ 100,000 |
| Roanoke, VA | 13 | $ 3,265,000 | $ 251,153 | $ 96,000 |
| Cheyenne, WY | 12 | $ 6,070,000 | $ 505,833 | $ 161,000 |
| Louisville/Jefferson County, KY-IN | 12 | $ 3,240,000 | $ 270,000 | $ 119,500 |
| Saginaw, MI | 12 | $ 2,390,000 | $ 199,166 | $ 77,000 |
| Boulder, CO | 11 | $ 4,885,000 | $ 444,090 | $ 138,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 11 | $ 3,995,000 | $ 363,181 | $ 125,000 |
| Kankakee, IL | 11 | $ 2,805,000 | $ 255,000 | $ 91,000 |
| Oshkosh-Neenah, WI | 11 | $ 3,245,000 | $ 295,000 | $ 146,000 |
| Rome, GA | 11 | $ 3,215,000 | $ 292,272 | $ 111,000 |
| Camden, NJ | 10 | $ 2,950,000 | $ 295,000 | $ 150,000 |
| Cleveland, TN | 10 | $ 2,190,000 | $ 219,000 | $ 79,000 |
| Jackson, TN | 10 | $ 2,150,000 | $ 215,000 | $ 76,000 |
| Kenosha, WI | 10 | $ 2,990,000 | $ 299,000 | $ 133,000 |
| Macon-Bibb County, GA | 10 | $ 2,470,000 | $ 247,000 | $ 88,000 |
| Oakland-Hayward-Berkeley, CA | 10 | $ 4,420,000 | $ 442,000 | $ 162,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 2,125,000 | $ 236,111 | $ 81,000 |
| Arlington-Alexandria-Reston, VA-WV | 9 | $ 3,535,000 | $ 392,777 | $ 121,000 |
| Athens-Clarke County, GA | 9 | $ 2,495,000 | $ 277,222 | $ 112,000 |
| Auburn-Opelika, AL | 9 | $ 2,215,000 | $ 246,111 | $ 106,000 |
| Bakersfield, CA | 9 | $ 3,025,000 | $ 336,111 | $ 142,000 |
| Lakewood-New Brunswick, NJ | 9 | $ 4,055,000 | $ 450,555 | $ 157,000 |
| Pueblo, CO | 9 | $ 2,735,000 | $ 303,888 | $ 75,000 |
| York-Hanover, PA | 9 | $ 2,805,000 | $ 311,666 | $ 112,000 |
| Ann Arbor, MI | 8 | $ 2,340,000 | $ 292,500 | $ 123,000 |
| Dayton-Springfield-Kettering, OH | 8 | $ 1,770,000 | $ 221,250 | $ 68,000 |
| Gainesville, FL | 8 | $ 1,740,000 | $ 217,500 | $ 103,000 |
| Homosassa Springs, FL | 8 | $ 2,430,000 | $ 303,750 | $ 112,000 |
| Las Cruces, NM | 8 | $ 1,730,000 | $ 216,250 | $ 85,000 |
| Sebastian-Vero Beach, FL | 8 | $ 2,000,000 | $ 250,000 | $ 110,000 |
| Warner Robins, GA | 8 | $ 1,760,000 | $ 220,000 | $ 65,000 |
| Burlington, NC | 7 | $ 2,475,000 | $ 353,571 | $ 136,000 |
| Duluth, MN-WI | 7 | $ 1,555,000 | $ 222,142 | $ 98,571 |
| Fayetteville, NC | 7 | $ 2,075,000 | $ 296,428 | $ 105,000 |
| Gainesville, GA | 7 | $ 2,505,000 | $ 357,857 | $ 101,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,515,000 | $ 216,428 | $ 74,000 |
| Lexington-Fayette, KY | 7 | $ 2,135,000 | $ 305,000 | $ 143,000 |
| Lynchburg, VA | 7 | $ 2,175,000 | $ 310,714 | $ 108,000 |
| Morristown, TN | 7 | $ 1,895,000 | $ 270,714 | $ 125,000 |
| Punta Gorda, FL | 7 | $ 1,655,000 | $ 236,428 | $ 96,000 |
| Champaign-Urbana, IL | 6 | $ 990,000 | $ 165,000 | $ 87,000 |
| Columbus, GA-AL | 6 | $ 2,340,000 | $ 390,000 | $ 147,666 |
| Corpus Christi, TX | 6 | $ 1,230,000 | $ 205,000 | $ 109,000 |
| Decatur, AL | 6 | $ 1,470,000 | $ 245,000 | $ 91,000 |
| El Paso, TX | 6 | $ 1,320,000 | $ 220,000 | $ 63,000 |
| Hattiesburg, MS | 6 | $ 1,460,000 | $ 243,333 | $ 150,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,520,000 | $ 253,333 | $ 88,000 |
| Racine, WI | 6 | $ 1,650,000 | $ 275,000 | $ 95,000 |
| San Diego-Carlsbad, CA | 6 | $ 3,130,000 | $ 521,666 | $ 165,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 980,000 | $ 163,333 | $ 63,166 |
| Toledo, OH | 6 | $ 970,000 | $ 161,666 | $ 91,000 |
| Waco, TX | 6 | $ 1,650,000 | $ 275,000 | $ 98,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 2,175,000 | $ 435,000 | $ 207,000 |
| Bismarck, ND | 5 | $ 2,045,000 | $ 409,000 | $ 219,000 |
| Bloomington, IL | 5 | $ 1,345,000 | $ 269,000 | $ 156,000 |
| Killeen-Temple, TX | 5 | $ 965,000 | $ 193,000 | $ 48,000 |
| Springfield, MO | 5 | $ 1,645,000 | $ 329,000 | $ 108,000 |
| Sumter, SC | 5 | $ 935,000 | $ 187,000 | $ 72,000 |
| Albany, OR | 4 | $ 1,180,000 | $ 295,000 | $ 108,000 |
| Bay City, MI | 4 | $ 690,000 | $ 172,500 | $ 66,000 |
| Bowling Green, KY | 4 | $ 1,230,000 | $ 307,500 | $ 79,000 |
| Charlottesville, VA | 4 | $ 1,180,000 | $ 295,000 | $ 99,000 |
| Dalton, GA | 4 | $ 940,000 | $ 235,000 | $ 86,000 |
| Fort Wayne, IN | 4 | $ 1,000,000 | $ 250,000 | $ 49,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,180,000 | $ 295,000 | $ 98,000 |
| Kalamazoo-Portage, MI | 4 | $ 510,000 | $ 127,500 | $ 52,000 |
| Lawton, OK | 4 | $ 940,000 | $ 235,000 | $ 122,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 1,180,000 | $ 295,000 | $ 83,000 |
| Michigan City-La Porte, IN | 4 | $ 710,000 | $ 177,500 | $ 56,000 |
| Modesto, CA | 4 | $ 1,700,000 | $ 425,000 | $ 106,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 970,000 | $ 242,500 | $ 173,000 |
| St. Cloud, MN | 4 | $ 1,030,000 | $ 257,500 | $ 91,000 |
| Staunton-Waynesboro, VA | 4 | $ 1,250,000 | $ 312,500 | $ 100,000 |
| Wildwood-The Villages, FL | 4 | $ 1,300,000 | $ 325,000 | $ 288,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,470,000 | $ 367,500 | $ 187,000 |
| Asheville, NC | 3 | $ 1,445,000 | $ 481,666 | $ 211,000 |
| Beaumont-Port Arthur, TX | 3 | $ 615,000 | $ 205,000 | $ 71,000 |
| Boston, MA | 3 | $ 1,165,000 | $ 388,333 | $ 103,000 |
| Charleston, WV | 3 | $ 565,000 | $ 188,333 | $ 88,000 |
| Decatur, IL | 3 | $ 1,015,000 | $ 338,333 | $ 0 |
| Eagle Pass, TX | 3 | $ 915,000 | $ 305,000 | $ 112,000 |
| Grand Junction, CO | 3 | $ 1,395,000 | $ 465,000 | $ 110,000 |
| Hammond, LA | 3 | $ 905,000 | $ 301,666 | $ 137,000 |
| Jacksonville, NC | 3 | $ 805,000 | $ 268,333 | $ 85,000 |
| Johnson City, TN | 3 | $ 435,000 | $ 145,000 | $ 43,000 |
| Jonesboro, AR | 3 | $ 705,000 | $ 235,000 | $ 129,000 |
| Lake Charles, LA | 3 | $ 505,000 | $ 168,333 | $ 74,000 |
| Lancaster, PA | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Lebanon, PA | 3 | $ 1,045,000 | $ 348,333 | $ 130,000 |
| Lubbock, TX | 3 | $ 815,000 | $ 271,666 | $ 160,000 |
| Midland, MI | 3 | $ 475,000 | $ 158,333 | $ 91,000 |
| Monroe, MI | 3 | $ 405,000 | $ 135,000 | $ 121,000 |
| Muncie, IN | 3 | $ 445,000 | $ 148,333 | $ 52,000 |
| Niles-Benton Harbor, MI | 3 | $ 615,000 | $ 205,000 | $ 112,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 1,015,000 | $ 338,333 | $ 114,000 |
| Portland-South Portland, ME | 3 | $ 1,595,000 | $ 531,666 | $ 208,000 |
| Rochester, MN | 3 | $ 345,000 | $ 115,000 | $ 75,000 |
| Sherman-Denison, TX | 3 | $ 1,185,000 | $ 395,000 | $ 166,000 |
| Shreveport-Bossier City, LA | 3 | $ 595,000 | $ 198,333 | $ 81,000 |
| Tucson, AZ | 3 | $ 855,000 | $ 285,000 | $ 111,000 |
| Winchester, VA-WV | 3 | $ 1,245,000 | $ 415,000 | $ 104,000 |
| Worcester, MA-CT | 3 | $ 1,005,000 | $ 335,000 | $ 130,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 475,000 | $ 158,333 | $ 79,000 |
| Abilene, TX | 2 | $ 740,000 | $ 370,000 | $ 204,000 |
| Bend-Redmond, OR | 2 | $ 1,040,000 | $ 520,000 | $ 200,000 |
| College Station-Bryan, TX | 2 | $ 410,000 | $ 205,000 | $ 173,000 |
| Des Moines-West Des Moines, IA | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
| Eau Claire, WI | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Elkhart-Goshen, IN | 2 | $ 550,000 | $ 275,000 | $ 146,000 |
| Erie, PA | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Eugene, OR | 2 | $ 610,000 | $ 305,000 | $ 87,000 |
| Florence, SC | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Gettysburg, PA | 2 | $ 460,000 | $ 230,000 | $ 64,000 |
| Harrisonburg, VA | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 620,000 | $ 310,000 | $ 94,000 |
| Lewiston-Auburn, ME | 2 | $ 580,000 | $ 290,000 | $ 89,000 |
| Lincoln, NE | 2 | $ 560,000 | $ 280,000 | $ 137,000 |
| Madison, WI | 2 | $ 460,000 | $ 230,000 | $ 84,000 |
| Minot, ND | 2 | $ 340,000 | $ 170,000 | $ 40,000 |
| Monroe, LA | 2 | $ 320,000 | $ 160,000 | $ 130,000 |
| Morgantown, WV | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 380,000 | $ 190,000 | $ 59,000 |
| Newark, NJ-PA | 2 | $ 870,000 | $ 435,000 | $ 205,000 |
| Ogden-Clearfield, UT | 2 | $ 850,000 | $ 425,000 | $ 203,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 1,560,000 | $ 780,000 | $ 166,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| Provo-Orem, UT | 2 | $ 1,040,000 | $ 520,000 | $ 141,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 1,090,000 | $ 545,000 | $ 177,000 |
| Salt Lake City, UT | 2 | $ 760,000 | $ 380,000 | $ 189,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 900,000 | $ 450,000 | $ 107,000 |
| Springfield, OH | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| State College, PA | 2 | $ 420,000 | $ 210,000 | $ 66,000 |
| Tyler, TX | 2 | $ 460,000 | $ 230,000 | $ 43,000 |
| Akron, OH | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Albuquerque, NM | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Ames, IA | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Amherst Town-Northampton, MA | 1 | $ 595,000 | $ 595,000 | $ 143,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 505,000 | $ 505,000 | $ 188,000 |
| Bangor, ME | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Battle Creek, MI | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Beckley, WV | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Bremerton-Silverdale, WA | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 355,000 | $ 355,000 | $ 183,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Clarksville, TN-KY | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Columbia, MO | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| El Centro, CA | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Enid, OK | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Flagstaff, AZ | 1 | $ 575,000 | $ 575,000 | $ 212,000 |
| Fort Smith, AR-OK | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Fresno, CA | 1 | $ 465,000 | $ 465,000 | $ 111,000 |
| Grand Forks, ND-MN | 1 | $ 185,000 | $ 185,000 | $ 9,421,000 |
| Grants Pass, OR | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Greenville, NC | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Johnstown, PA | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Lexington Park, MD | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Missoula, MT | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Napa, CA | 1 | $ 905,000 | $ 905,000 | $ 180,000 |
| Owensboro, KY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Rocky Mount, NC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Salinas, CA | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Sandusky, OH | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Santa Rosa, CA | 1 | $ 425,000 | $ 425,000 | $ 92,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 345,000 | $ 345,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Stockton-Lodi, CA | 1 | $ 645,000 | $ 645,000 | $ 305,000 |
| Tacoma-Lakewood, WA | 1 | $ 515,000 | $ 515,000 | $ 186,000 |
| Trenton, NJ | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Victoria, TX | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Waterbury-Shelton, CT | 1 | $ 415,000 | $ 415,000 | $ 447,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Wausau, WI | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Wichita Falls, TX | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Yakima, WA | 1 | $ 445,000 | $ 445,000 | $ 0 |
Mortgage Loan Application Detail Totals for Towne Mortgage Company in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,731 | $2,111,285,000 | $273,000 | $1,405,000 | $108,000 | $9,421,000 |
| Cash-out Refinancing | 1,143 | $289,135,000 | $252,000 | $2,005,000 | $106,000 | $615,000 |
| Refinancing | 968 | $317,760,000 | $328,000 | $2,675,000 | $134,000 | $955,000 |
| Other Purpose | 122 | $46,390,000 | $380,000 | $815,000 | $144,000 | $1,068,000 |
| Home Improvement | 16 | $3,400,000 | $212,000 | $595,000 | $89,000 | $306,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,226 | $1,691,520,000 | $271,000 | $2,675,000 | $114,000 | $9,421,000 |
| Hispanic | 1,405 | $397,145,000 | $282,000 | $1,125,000 | $102,000 | $894,000 |
| Black or African American | 1,088 | $287,060,000 | $263,000 | $805,000 | $96,000 | $528,000 |
| Not Provided | 824 | $247,970,000 | $300,000 | $1,225,000 | $115,000 | $740,000 |
| Asian | 371 | $126,935,000 | $342,000 | $965,000 | $140,000 | $592,000 |
| American Indian or Alaskan Native | 58 | $15,290,000 | $263,000 | $805,000 | $99,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,050,000 | $256,000 | $425,000 | $218,000 | $727,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,174 | $1,200,950,000 | $287,000 | $2,675,000 | $129,000 | $1,069,000 |
| FHA-insured (Federal Housing Administration) | 4,076 | $1,051,210,000 | $257,000 | $1,115,000 | $96,000 | $9,421,000 |
| VA-guaranteed (Veterans Administration) | 1,044 | $378,700,000 | $362,000 | $2,005,000 | $115,000 | $701,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 686 | $137,110,000 | $199,000 | $485,000 | $75,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,371 | $2,049,965,000 | $278,000 | $2,005,000 | $111,000 | $1,281,000 |
| Application Approved But Not Accepted | 1,050 | $295,280,000 | $281,000 | $1,405,000 | $108,000 | $999,000 |
| Application Withdrawn By Applicant | 630 | $175,570,000 | $278,000 | $2,675,000 | $127,000 | $9,421,000 |
| Loan Purchased By The Institution | 522 | $129,380,000 | $247,000 | $715,000 | $0 | $0 |
| Application Denied By Financial Institution | 391 | $113,675,000 | $290,000 | $1,255,000 | $91,000 | $432,000 |
| File Closed For Incompleteness | 16 | $4,100,000 | $256,000 | $635,000 | $102,000 | $394,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,589 | $2,654,295,000 | $276,000 | $2,675,000 | $112,000 | $9,421,000 |
| Debt-To-Income Ratio | 130 | $43,770,000 | $336,000 | $1,225,000 | $79,000 | $405,000 |
| Credit History | 87 | $20,595,000 | $236,000 | $705,000 | $89,000 | $432,000 |
| Collateral | 60 | $16,160,000 | $269,000 | $1,255,000 | $101,000 | $394,000 |
| Other | 43 | $11,335,000 | $263,000 | $795,000 | $101,000 | $251,000 |
| Credit Application Incomplete | 24 | $8,000,000 | $333,000 | $645,000 | $114,000 | $234,000 |
| Employment History | 22 | $6,110,000 | $277,000 | $725,000 | $73,000 | $181,000 |
| Unverifiable Information | 17 | $5,715,000 | $336,000 | $775,000 | $112,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,990,000 | $248,000 | $485,000 | $101,000 | $165,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Mortgage Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About