Triumph Bank Mortgage Lending & HMDA Data, 2018

In 2018, Triumph Bank of Memphis, TN reported 3,261 mortgage applications totaling $870.3 million, up 31% from 2017. The average application was for $266,867, and applicants reported an average income of $127,981. 71% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Memphis, TN-MS-AR (587), Atlanta-Sandy Springs-Roswell, GA (149) and Warner Robins, GA (146) (applications in parentheses).

Mortgage Company & Address Triumph Bank
1780 Moriah Woods Blvd., Suite 4
Memphis, TN 38117
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 3,261
Total Mortgage Loan Application Amount $870,255,000
Average Mortgage Loan Application Amount $266,867
Highest Mortgage Loan Application Amount $7,875,000
Average Applicant Income $127,981
Highest Applicant Income $3,393,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Triumph Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Triumph Bank by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Memphis, TN-MS-AR 587 $ 156,955,000 $ 267,385 $ 156,722
Outside any metro area 544 $ 93,230,000 $ 171,378 $ 97,915
Atlanta-Sandy Springs-Roswell, GA 149 $ 44,625,000 $ 299,496 $ 122,000
Warner Robins, GA 146 $ 25,700,000 $ 176,027 $ 77,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 73 $ 27,975,000 $ 383,219 $ 138,410
Nashville-Davidson--Murfreesboro--Franklin, TN 65 $ 29,335,000 $ 451,307 $ 204,000
Charlotte-Concord-Gastonia, NC-SC 64 $ 19,780,000 $ 309,062 $ 127,625
Chicago-Naperville-Arlington Heights, IL 63 $ 19,275,000 $ 305,952 $ 135,000
Minneapolis-St. Paul-Bloomington, MN-WI 58 $ 20,330,000 $ 350,517 $ 143,000
Houston-The Woodlands-Sugar Land, TX 54 $ 15,830,000 $ 293,148 $ 152,000
Raleigh, NC 51 $ 16,195,000 $ 317,549 $ 119,000
Dothan, AL 49 $ 9,225,000 $ 188,265 $ 85,000
Denver-Aurora-Lakewood, CO 44 $ 16,380,000 $ 372,272 $ 127,000
Birmingham-Hoover, AL 39 $ 10,345,000 $ 265,256 $ 104,000
Dallas-Plano-Irving, TX 35 $ 10,875,000 $ 310,714 $ 126,000
Gadsden, AL 35 $ 5,415,000 $ 154,714 $ 65,000
Albany, GA 33 $ 4,825,000 $ 146,212 $ 79,000
Salt Lake City, UT 31 $ 10,585,000 $ 341,451 $ 113,000
St. Louis, MO-IL 31 $ 9,295,000 $ 299,838 $ 119,741
Tampa-St. Petersburg-Clearwater, FL 29 $ 7,975,000 $ 275,000 $ 120,000
Baltimore-Columbia-Towson, MD 28 $ 9,160,000 $ 327,142 $ 144,000
Indianapolis-Carmel-Anderson, IN 28 $ 8,230,000 $ 293,928 $ 128,000
Columbus, OH 26 $ 7,600,000 $ 292,307 $ 121,000
Charleston-North Charleston, SC 25 $ 7,795,000 $ 311,800 $ 133,000
Richmond, VA 25 $ 8,405,000 $ 336,200 $ 137,000
Warren-Troy-Farmington Hills, MI 25 $ 7,665,000 $ 306,600 $ 159,000
Savannah, GA 24 $ 5,260,000 $ 219,166 $ 103,000
Cincinnati, OH-KY-IN 23 $ 7,065,000 $ 307,173 $ 141,869
Hattiesburg, MS 23 $ 3,805,000 $ 165,434 $ 76,000
Silver Spring-Frederick-Rockville, MD 23 $ 8,035,000 $ 349,347 $ 122,000
Austin-Round Rock, TX 22 $ 7,580,000 $ 344,545 $ 190,000
Fort Worth-Arlington, TX 22 $ 6,670,000 $ 303,181 $ 141,000
Orlando-Kissimmee-Sanford, FL 22 $ 6,640,000 $ 301,818 $ 267,000
Valdosta, GA 21 $ 3,355,000 $ 159,761 $ 63,000
Crestview-Fort Walton Beach-Destin, FL 20 $ 5,700,000 $ 285,000 $ 146,000
Cleveland-Elyria, OH 18 $ 5,590,000 $ 310,555 $ 206,000
Louisville/Jefferson County, KY-IN 18 $ 5,440,000 $ 302,222 $ 114,500
Jacksonville, FL 17 $ 5,415,000 $ 318,529 $ 132,000
Montgomery County-Bucks County-Chester County, PA 17 $ 6,075,000 $ 357,352 $ 147,000
Ogden-Clearfield, UT 17 $ 5,825,000 $ 342,647 $ 102,000
Brunswick, GA 16 $ 2,720,000 $ 170,000 $ 94,000
Asheville, NC 15 $ 4,855,000 $ 323,666 $ 115,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 15 $ 5,255,000 $ 350,333 $ 163,000
Hartford-West Hartford-East Hartford, CT 15 $ 5,155,000 $ 343,666 $ 162,000
Anniston-Oxford-Jacksonville, AL 13 $ 1,915,000 $ 147,307 $ 65,000
New York-Jersey City-White Plains, NY-NJ 13 $ 4,555,000 $ 350,384 $ 154,000
Provo-Orem, UT 13 $ 4,285,000 $ 329,615 $ 103,000
Virginia Beach-Norfolk-Newport News, VA-NC 13 $ 3,695,000 $ 284,230 $ 115,000
Greenville-Anderson-Mauldin, SC 12 $ 3,950,000 $ 329,166 $ 136,000
Milwaukee-Waukesha-West Allis, WI 12 $ 3,820,000 $ 318,333 $ 162,000
West Palm Beach-Boca Raton-Delray Beach, FL 12 $ 4,240,000 $ 353,333 $ 166,000
Lake County-Kenosha County, IL-WI 11 $ 3,835,000 $ 348,636 $ 174,545
Macon-Bibb County, GA 11 $ 1,915,000 $ 174,090 $ 113,000
Omaha-Council Bluffs, NE-IA 11 $ 3,295,000 $ 299,545 $ 148,000
San Antonio-New Braunfels, TX 11 $ 3,515,000 $ 319,545 $ 141,000
Wilmington, DE-MD-NJ 11 $ 3,485,000 $ 316,818 $ 99,363
Augusta-Richmond County, GA-SC 10 $ 3,020,000 $ 302,000 $ 233,500
Huntsville, AL 10 $ 2,550,000 $ 255,000 $ 113,000
New Haven-Milford, CT 10 $ 3,510,000 $ 351,000 $ 148,000
Philadelphia, PA 10 $ 3,310,000 $ 331,000 $ 144,000
Columbia, SC 9 $ 2,485,000 $ 276,111 $ 103,000
Columbus, GA-AL 9 $ 2,075,000 $ 230,555 $ 101,000
Auburn-Opelika, AL 8 $ 2,390,000 $ 298,750 $ 118,000
Baton Rouge, LA 8 $ 2,190,000 $ 273,750 $ 124,000
Cambridge-Newton-Framingham, MA 8 $ 3,040,000 $ 380,000 $ 142,000
Jackson, TN 8 $ 1,350,000 $ 168,750 $ 68,000
Kansas City, MO-KS 8 $ 2,390,000 $ 298,750 $ 163,000
New Orleans-Metairie, LA 8 $ 2,540,000 $ 317,500 $ 139,000
Akron, OH 7 $ 1,935,000 $ 276,428 $ 151,000
Boston, MA 7 $ 2,655,000 $ 379,285 $ 147,000
Boulder, CO 7 $ 2,445,000 $ 349,285 $ 107,000
Camden, NJ 7 $ 2,205,000 $ 315,000 $ 131,000
Elgin, IL 7 $ 2,105,000 $ 300,714 $ 155,000
Panama City, FL 7 $ 1,845,000 $ 263,571 $ 98,000
Colorado Springs, CO 6 $ 1,870,000 $ 311,666 $ 115,000
Manchester-Nashua, NH 6 $ 1,720,000 $ 286,666 $ 143,000
North Port-Sarasota-Bradenton, FL 6 $ 2,540,000 $ 423,333 $ 146,000
Palm Bay-Melbourne-Titusville, FL 6 $ 1,890,000 $ 315,000 $ 107,000
Pittsburgh, PA 6 $ 1,570,000 $ 261,666 $ 95,000
Rockingham County-Strafford County, NH 6 $ 2,150,000 $ 358,333 $ 147,000
Toledo, OH 6 $ 1,730,000 $ 288,333 $ 158,000
Detroit-Dearborn-Livonia, MI 5 $ 1,465,000 $ 293,000 $ 102,000
Fort Collins, CO 5 $ 1,725,000 $ 345,000 $ 184,000
Greensboro-High Point, NC 5 $ 1,405,000 $ 281,000 $ 119,000
Lexington-Fayette, KY 5 $ 1,025,000 $ 205,000 $ 86,000
Newark, NJ-PA 5 $ 1,755,000 $ 351,000 $ 113,000
St. George, UT 5 $ 1,335,000 $ 267,000 $ 219,000
Wilmington, NC 5 $ 1,425,000 $ 285,000 $ 119,000
Winston-Salem, NC 5 $ 1,385,000 $ 277,000 $ 115,000
Daphne-Fairhope-Foley, AL 4 $ 1,190,000 $ 297,500 $ 186,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 710,000 $ 177,500 $ 71,000
Dover, DE 4 $ 1,070,000 $ 267,500 $ 98,000
Durham-Chapel Hill, NC 4 $ 1,050,000 $ 262,500 $ 134,000
Huntington-Ashland, WV-KY-OH 4 $ 850,000 $ 212,500 $ 126,500
Lansing-East Lansing, MI 4 $ 1,370,000 $ 342,500 $ 206,000
Miami-Miami Beach-Kendall, FL 4 $ 1,500,000 $ 375,000 $ 130,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 4 $ 1,060,000 $ 265,000 $ 170,000
Racine, WI 4 $ 1,130,000 $ 282,500 $ 235,000
Roanoke, VA 4 $ 1,370,000 $ 342,500 $ 137,000
Shreveport-Bossier City, LA 4 $ 890,000 $ 222,500 $ 122,000
Springfield, MO 4 $ 960,000 $ 240,000 $ 125,000
Allentown-Bethlehem-Easton, PA-NJ 3 $ 995,000 $ 331,666 $ 206,000
Atlantic City-Hammonton, NJ 3 $ 575,000 $ 191,666 $ 127,000
Bridgeport-Stamford-Norwalk, CT 3 $ 1,025,000 $ 341,666 $ 185,000
Dayton, OH 3 $ 865,000 $ 288,333 $ 108,000
Gary, IN 3 $ 715,000 $ 238,333 $ 95,000
Hilton Head Island-Bluffton-Beaufort, SC 3 $ 1,125,000 $ 375,000 $ 165,000
Jackson, MS 3 $ 425,000 $ 141,666 $ 56,000
Lafayette, LA 3 $ 825,000 $ 275,000 $ 116,000
Lakeland-Winter Haven, FL 3 $ 955,000 $ 318,333 $ 118,000
Madison, WI 3 $ 1,045,000 $ 348,333 $ 161,000
Monroe, MI 3 $ 625,000 $ 208,333 $ 86,000
Pensacola-Ferry Pass-Brent, FL 3 $ 1,045,000 $ 348,333 $ 83,000
Port St. Lucie, FL 3 $ 1,125,000 $ 375,000 $ 127,000
Salisbury, MD-DE 3 $ 725,000 $ 241,666 $ 266,333
Tallahassee, FL 3 $ 675,000 $ 225,000 $ 96,000
Tuscaloosa, AL 3 $ 655,000 $ 218,333 $ 100,000
Ann Arbor, MI 2 $ 640,000 $ 320,000 $ 164,000
Athens-Clarke County, GA 2 $ 550,000 $ 275,000 $ 164,000
Bowling Green, KY 2 $ 510,000 $ 255,000 $ 104,000
Burlington-South Burlington, VT 2 $ 840,000 $ 420,000 $ 244,000
Canton-Massillon, OH 2 $ 450,000 $ 225,000 $ 100,000
College Station-Bryan, TX 2 $ 480,000 $ 240,000 $ 189,000
Dalton, GA 2 $ 250,000 $ 125,000 $ 76,000
Elkhart-Goshen, IN 2 $ 390,000 $ 195,000 $ 59,000
Fargo, ND-MN 2 $ 570,000 $ 285,000 $ 98,000
Flint, MI 2 $ 560,000 $ 280,000 $ 86,000
Gainesville, GA 2 $ 490,000 $ 245,000 $ 111,000
Grand Rapids-Wyoming, MI 2 $ 670,000 $ 335,000 $ 105,000
Gulfport-Biloxi-Pascagoula, MS 2 $ 730,000 $ 365,000 $ 265,000
Hinesville, GA 2 $ 400,000 $ 200,000 $ 134,000
Joplin, MO 2 $ 560,000 $ 280,000 $ 109,000
Lake Charles, LA 2 $ 640,000 $ 320,000 $ 283,000
Lancaster, PA 2 $ 470,000 $ 235,000 $ 75,000
Logan, UT-ID 2 $ 540,000 $ 270,000 $ 157,000
Mobile, AL 2 $ 420,000 $ 210,000 $ 142,000
Morgantown, WV 2 $ 420,000 $ 210,000 $ 148,000
Norwich-New London, CT 2 $ 640,000 $ 320,000 $ 144,000
Reading, PA 2 $ 430,000 $ 215,000 $ 71,000
Rochester, MN 2 $ 650,000 $ 325,000 $ 160,000
Scranton--Wilkes-Barre--Hazleton, PA 2 $ 410,000 $ 205,000 $ 115,000
St. Cloud, MN 2 $ 500,000 $ 250,000 $ 120,000
Youngstown-Warren-Boardman, OH-PA 2 $ 570,000 $ 285,000 $ 194,000
Ames, IA 1 $ 165,000 $ 165,000 $ 65,000
Appleton, WI 1 $ 235,000 $ 235,000 $ 160,000
Beaumont-Port Arthur, TX 1 $ 265,000 $ 265,000 $ 190,000
Blacksburg-Christiansburg-Radford, VA 1 $ 445,000 $ 445,000 $ 166,000
Cape Coral-Fort Myers, FL 1 $ 295,000 $ 295,000 $ 155,000
Cape Girardeau, MO-IL 1 $ 355,000 $ 355,000 $ 269,000
Cedar Rapids, IA 1 $ 275,000 $ 275,000 $ 142,000
Charlottesville, VA 1 $ 455,000 $ 455,000 $ 150,000
Chattanooga, TN-GA 1 $ 205,000 $ 205,000 $ 260,000
Clarksville, TN-KY 1 $ 295,000 $ 295,000 $ 127,000
Columbia, MO 1 $ 275,000 $ 275,000 $ 63,000
Corpus Christi, TX 1 $ 325,000 $ 325,000 $ 76,000
Decatur, AL 1 $ 225,000 $ 225,000 $ 97,000
Des Moines-West Des Moines, IA 1 $ 205,000 $ 205,000 $ 57,000
East Stroudsburg, PA 1 $ 105,000 $ 105,000 $ 156,000
Eau Claire, WI 1 $ 455,000 $ 455,000 $ 123,000
Elizabethtown-Fort Knox, KY 1 $ 335,000 $ 335,000 $ 118,000
Fayetteville, NC 1 $ 335,000 $ 335,000 $ 144,000
Fort Wayne, IN 1 $ 425,000 $ 425,000 $ 122,000
Gettysburg, PA 1 $ 255,000 $ 255,000 $ 84,000
Hagerstown-Martinsburg, MD-WV 1 $ 255,000 $ 255,000 $ 66,000
Hammond, LA 1 $ 215,000 $ 215,000 $ 54,000
Harrisburg-Carlisle, PA 1 $ 415,000 $ 415,000 $ 250,000
Hickory-Lenoir-Morganton, NC 1 $ 125,000 $ 125,000 $ 41,000
Hot Springs, AR 1 $ 95,000 $ 95,000 $ 0
Jackson, MI 1 $ 175,000 $ 175,000 $ 90,000
Johnson City, TN 1 $ 75,000 $ 75,000 $ 145,000
Kalamazoo-Portage, MI 1 $ 195,000 $ 195,000 $ 225,000
Kankakee, IL 1 $ 225,000 $ 225,000 $ 132,000
Lafayette-West Lafayette, IN 1 $ 285,000 $ 285,000 $ 170,000
Lebanon, PA 1 $ 235,000 $ 235,000 $ 170,000
Lubbock, TX 1 $ 235,000 $ 235,000 $ 185,000
Mankato-North Mankato, MN 1 $ 135,000 $ 135,000 $ 148,000
Michigan City-La Porte, IN 1 $ 415,000 $ 415,000 $ 351,000
Midland, MI 1 $ 255,000 $ 255,000 $ 125,000
Midland, TX 1 $ 355,000 $ 355,000 $ 277,000
Montgomery, AL 1 $ 225,000 $ 225,000 $ 154,000
Morristown, TN 1 $ 105,000 $ 105,000 $ 55,000
Oklahoma City, OK 1 $ 205,000 $ 205,000 $ 83,000
Portland-South Portland, ME 1 $ 305,000 $ 305,000 $ 83,000
Providence-Warwick, RI-MA 1 $ 205,000 $ 205,000 $ 123,000
Pueblo, CO 1 $ 315,000 $ 315,000 $ 115,000
Rome, GA 1 $ 155,000 $ 155,000 $ 300,000
Sebastian-Vero Beach, FL 1 $ 355,000 $ 355,000 $ 125,000
Sherman-Denison, TX 1 $ 385,000 $ 385,000 $ 300,000
South Bend-Mishawaka, IN-MI 1 $ 275,000 $ 275,000 $ 73,000
Spartanburg, SC 1 $ 335,000 $ 335,000 $ 129,000
Springfield, MA 1 $ 205,000 $ 205,000 $ 40,000
Terre Haute, IN 1 $ 275,000 $ 275,000 $ 148,000
The Villages, FL 1 $ 375,000 $ 375,000 $ 184,000
Winchester, VA-WV 1 $ 175,000 $ 175,000 $ 130,000
Worcester, MA-CT 1 $ 405,000 $ 405,000 $ 101,000
York-Hanover, PA 1 $ 405,000 $ 405,000 $ 58,000

Mortgage Loan Application Detail Totals for Triumph Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,438 $653,930,000 $268,000 $7,875,000 $123,000 $3,393,000
Refinancing 520 $143,830,000 $276,000 $1,465,000 $160,000 $3,375,000
Cash-out Refinancing 296 $71,160,000 $240,000 $1,885,000 $113,000 $505,000
Home Improvement 7 $1,335,000 $190,000 $405,000 $118,000 $163,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,385 $607,075,000 $254,000 $1,885,000 $124,000 $3,375,000
Not Provided 393 $119,375,000 $303,000 $705,000 $144,000 $844,000
Asian 180 $60,940,000 $338,000 $1,025,000 $155,000 $1,022,000
Black or African American 150 $34,090,000 $227,000 $1,975,000 $125,000 $3,393,000
Hispanic 86 $21,360,000 $248,000 $965,000 $111,000 $373,000
American Indian or Alaskan Native 11 $2,515,000 $228,000 $475,000 $163,000 $368,000
Not applicable 8 $9,260,000 $1,157,000 $7,875,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $590,000 $295,000 $435,000 $87,000 $112,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,623 $747,715,000 $285,000 $7,875,000 $142,000 $3,393,000
FHA-insured (Federal Housing Administration) 326 $51,620,000 $158,000 $505,000 $65,000 $204,000
VA-guaranteed (Veterans Administration) 205 $58,185,000 $283,000 $925,000 $98,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 107 $12,735,000 $119,000 $265,000 $47,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,312 $622,760,000 $269,000 $7,875,000 $131,000 $3,393,000
Application Withdrawn By Applicant 599 $170,755,000 $285,000 $705,000 $135,000 $760,000
Application Denied By Financial Institution 304 $64,340,000 $211,000 $965,000 $88,000 $563,000
Application Approved But Not Accepted 36 $9,840,000 $273,000 $545,000 $149,000 $844,000
File Closed For Incompleteness 10 $2,560,000 $256,000 $435,000 $116,000 $210,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,957 $805,915,000 $272,000 $7,875,000 $132,000 $3,393,000
Debt-To-Income Ratio 103 $22,315,000 $216,000 $965,000 $58,000 $182,000
Credit History 64 $11,160,000 $174,000 $925,000 $86,000 $563,000
Collateral 46 $9,990,000 $217,000 $445,000 $123,000 $505,000
Other 39 $9,125,000 $233,000 $925,000 $110,000 $299,000
Insufficient Cash (Downpayment, Closing Cost) 21 $4,255,000 $202,000 $375,000 $86,000 $201,000
Credit Application Incomplete 11 $3,435,000 $312,000 $465,000 $137,000 $324,000
Employment History 9 $1,915,000 $212,000 $515,000 $141,000 $374,000
Unverifiable Information 7 $1,345,000 $192,000 $345,000 $94,000 $173,000
Mortgage Insurance Denied 4 $800,000 $200,000 $265,000 $65,000 $93,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Triumph Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Triumph Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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