Ubs Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Ubs Bank Usa 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ubs Bank Usa 299 S. Main St Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,699 |
| Total Mortgage Loan Application Amount | $3,372,861,000 |
| Average Mortgage Loan Application Amount | $856,333 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $395,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Ubs Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ubs Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Ubs Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ubs Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Ubs Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ubs Bank Usa's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 417 | $ 470,574,000 | $ 1,019,000 | $ 518,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 272 | $ 399,440,000 | $ 1,468,000 | $ 654,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 103 | $ 82,081,000 | $ 796,000 | $ 409,000 |
| SAN DIEGO-CARLSBAD, CA | 103 | $ 100,784,000 | $ 978,000 | $ 389,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 100 | $ 118,521,000 | $ 1,185,000 | $ 700,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 88 | $ 71,722,000 | $ 824,500 | $ 373,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 87 | $ 88,444,000 | $ 1,016,000 | $ 557,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 81 | $ 83,799,000 | $ 1,034,000 | $ 344,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 75 | $ 48,502,000 | $ 646,000 | $ 405,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 75 | $ 81,714,000 | $ 1,089,000 | $ 445,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 71 | $ 60,024,000 | $ 845,000 | $ 394,000 |
| DENVER-AURORA-LAKEWOOD, CO | 68 | $ 55,602,000 | $ 817,000 | $ 306,000 |
| DALLAS-PLANO-IRVING, TX | 67 | $ 54,847,000 | $ 818,000 | $ 378,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 63 | $ 89,486,000 | $ 1,420,000 | $ 742,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 63 | $ 42,203,000 | $ 669,000 | $ 275,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 63 | $ 53,938,000 | $ 856,000 | $ 355,000 |
| NEWARK, NJ-PA | 56 | $ 42,484,000 | $ 758,000 | $ 447,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 53 | $ 43,382,000 | $ 818,000 | $ 511,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 52 | $ 54,629,000 | $ 1,050,000 | $ 430,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 49 | $ 33,888,000 | $ 691,000 | $ 355,000 |
| AUSTIN-ROUND ROCK, TX | 48 | $ 42,729,000 | $ 890,000 | $ 376,000 |
| CAPE CORAL-FORT MYERS, FL | 43 | $ 22,170,000 | $ 515,000 | $ 430,000 |
| BOSTON, MA | 42 | $ 37,188,000 | $ 885,000 | $ 469,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 41 | $ 25,311,000 | $ 617,000 | $ 257,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 39 | $ 32,361,000 | $ 829,000 | $ 476,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 38 | $ 39,730,000 | $ 1,045,000 | $ 465,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 36 | $ 34,518,000 | $ 958,000 | $ 348,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 33 | $ 26,519,000 | $ 803,000 | $ 316,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 32 | $ 30,150,000 | $ 942,000 | $ 636,000 |
| SANTA MARIA-SANTA BARBARA, CA | 32 | $ 47,327,000 | $ 1,478,000 | $ 647,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 31 | $ 27,531,000 | $ 888,000 | $ 367,000 |
| JACKSONVILLE, FL | 29 | $ 19,313,000 | $ 665,000 | $ 324,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 29 | $ 21,747,000 | $ 749,000 | $ 366,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 29 | $ 18,689,000 | $ 644,000 | $ 245,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 28 | $ 18,607,000 | $ 664,000 | $ 285,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 27 | $ 25,460,000 | $ 942,000 | $ 842,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 26 | $ 15,429,000 | $ 593,000 | $ 322,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 25 | $ 18,633,000 | $ 745,000 | $ 276,000 |
| SAN RAFAEL, CA | 24 | $ 25,870,000 | $ 1,077,000 | $ 570,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 22 | $ 19,387,000 | $ 881,000 | $ 269,000 |
| PHILADELPHIA, PA | 22 | $ 12,502,000 | $ 568,000 | $ 389,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 22 | $ 15,220,000 | $ 719,500 | $ 330,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 21 | $ 16,340,000 | $ 778,000 | $ 412,000 |
| CINCINNATI, OH-KY-IN | 20 | $ 8,942,000 | $ 422,500 | $ 189,000 |
| FORT WORTH-ARLINGTON, TX | 20 | $ 14,385,000 | $ 719,000 | $ 502,000 |
| BOULDER, CO | 18 | $ 12,654,000 | $ 703,000 | $ 212,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 18 | $ 13,049,000 | $ 724,000 | $ 323,000 |
| PROVIDENCE-WARWICK, RI-MA | 18 | $ 16,126,000 | $ 711,000 | $ 359,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 15 | $ 12,519,000 | $ 801,000 | $ 790,000 |
| PORT ST. LUCIE, FL | 15 | $ 9,887,000 | $ 659,000 | $ 237,000 |
| BARNSTABLE TOWN, MA | 13 | $ 10,004,000 | $ 769,000 | $ 292,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 13 | $ 11,049,000 | $ 849,000 | $ 522,000 |
| CLEVELAND-ELYRIA, OH | 13 | $ 5,371,000 | $ 413,000 | $ 255,000 |
| COLUMBUS, OH | 13 | $ 5,938,000 | $ 456,000 | $ 223,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 13 | $ 6,387,000 | $ 380,500 | $ 249,500 |
| OCEAN CITY, NJ | 13 | $ 9,303,000 | $ 715,000 | $ 229,000 |
| ST. LOUIS, MO-IL | 13 | $ 10,225,000 | $ 605,000 | $ 310,000 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 9,781,000 | $ 889,000 | $ 348,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 11 | $ 7,186,000 | $ 653,000 | $ 313,000 |
| TUCSON, AZ | 11 | $ 4,718,000 | $ 428,000 | $ 286,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 11 | $ 8,810,000 | $ 1,340,500 | $ 550,500 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 10 | $ 9,644,000 | $ 964,000 | $ 287,000 |
| NAPA, CA | 10 | $ 6,544,000 | $ 654,000 | $ 280,000 |
| NEW ORLEANS-METAIRIE, LA | 10 | $ 5,125,000 | $ 512,000 | $ 382,000 |
| SALINAS, CA | 10 | $ 15,562,000 | $ 1,556,000 | $ 560,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 5,869,000 | $ 652,000 | $ 362,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 9 | $ 8,229,000 | $ 914,000 | $ 1,793,000 |
| PITTSBURGH, PA | 9 | $ 5,254,000 | $ 583,000 | $ 197,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 9 | $ 4,536,000 | $ 504,000 | $ 531,000 |
| ASHEVILLE, NC | 8 | $ 4,463,000 | $ 557,000 | $ 289,000 |
| CAMDEN, NJ | 8 | $ 2,867,000 | $ 358,000 | $ 327,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 8 | $ 3,688,000 | $ 461,000 | $ 287,000 |
| PORTLAND-SOUTH PORTLAND, ME | 8 | $ 5,498,000 | $ 687,000 | $ 250,000 |
| SALISBURY, MD-DE | 8 | $ 5,980,000 | $ 637,000 | $ 270,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 5,438,000 | $ 776,000 | $ 298,000 |
| BRUNSWICK, GA | 7 | $ 8,319,000 | $ 1,188,000 | $ 675,000 |
| LAFAYETTE, LA | 7 | $ 4,918,000 | $ 702,000 | $ 399,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 4,195,000 | $ 599,000 | $ 236,000 |
| SPRINGFIELD, MA | 7 | $ 2,173,000 | $ 310,000 | $ 272,000 |
| CHATTANOOGA, TN-GA | 6 | $ 2,626,000 | $ 437,000 | $ 309,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 5,086,000 | $ 847,000 | $ 325,000 |
| RALEIGH, NC | 6 | $ 4,404,000 | $ 734,000 | $ 375,000 |
| RICHMOND, VA | 6 | $ 3,343,000 | $ 557,000 | $ 224,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 4,462,000 | $ 743,000 | $ 286,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 5,640,000 | $ 940,000 | $ 1,607,000 |
| SANTA FE, NM | 6 | $ 4,201,000 | $ 700,000 | $ 386,000 |
| TULSA, OK | 6 | $ 2,577,000 | $ 429,000 | $ 164,000 |
| WORCESTER, MA-CT | 6 | $ 3,117,000 | $ 519,000 | $ 278,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 3,322,000 | $ 664,000 | $ 216,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 2,358,000 | $ 471,000 | $ 441,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 5 | $ 2,945,000 | $ 589,000 | $ 274,000 |
| FORT COLLINS, CO | 5 | $ 1,891,000 | $ 378,000 | $ 192,000 |
| KANSAS CITY, MO-KS | 5 | $ 2,779,000 | $ 561,000 | $ 262,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5 | $ 2,967,000 | $ 593,000 | $ 251,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 3,317,000 | $ 663,000 | $ 321,000 |
| ROCHESTER, NY | 5 | $ 3,444,000 | $ 688,000 | $ 920,000 |
| SANTA ROSA, CA | 5 | $ 4,040,000 | $ 808,000 | $ 643,000 |
| TACOMA-LAKEWOOD, WA | 5 | $ 2,644,000 | $ 528,000 | $ 199,000 |
| TRENTON, NJ | 5 | $ 4,107,000 | $ 821,000 | $ 964,000 |
| AKRON, OH | 4 | $ 1,424,000 | $ 356,000 | $ 180,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 2,569,000 | $ 642,000 | $ 353,000 |
| CORPUS CHRISTI, TX | 4 | $ 1,640,000 | $ 410,000 | $ 204,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 3,008,000 | $ 752,000 | $ 379,000 |
| HUNTSVILLE, AL | 4 | $ 1,040,000 | $ 260,000 | $ 123,000 |
| KNOXVILLE, TN | 4 | $ 9,771,000 | $ 2,442,000 | $ 509,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 1,633,000 | $ 408,000 | $ 404,000 |
| NEW HAVEN-MILFORD, CT | 4 | $ 1,126,000 | $ 281,000 | $ 190,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 5,180,000 | $ 1,295,000 | $ 795,000 |
| SAVANNAH, GA | 4 | $ 2,503,000 | $ 625,000 | $ 311,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 3,851,000 | $ 962,000 | $ 434,000 |
| ST. GEORGE, UT | 4 | $ 2,476,000 | $ 619,000 | $ 2,257,000 |
| URBAN HONOLULU, HI | 4 | $ 4,233,000 | $ 1,058,000 | $ 386,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,944,000 | $ 477,500 | $ 183,500 |
| WILMINGTON, NC | 4 | $ 3,589,000 | $ 897,000 | $ 293,000 |
| ALBUQUERQUE, NM | 3 | $ 1,484,000 | $ 494,000 | $ 126,000 |
| BATON ROUGE, LA | 3 | $ 700,000 | $ 233,000 | $ 133,000 |
| BEND-REDMOND, OR | 3 | $ 1,270,000 | $ 423,000 | $ 379,000 |
| BOISE CITY, ID | 3 | $ 1,432,000 | $ 477,000 | $ 311,000 |
| COEUR D'ALENE, ID | 3 | $ 748,000 | $ 249,000 | $ 85,000 |
| COLORADO SPRINGS, CO | 3 | $ 494,000 | $ 164,000 | $ 133,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 964,000 | $ 321,000 | $ 465,000 |
| FRESNO, CA | 3 | $ 2,896,000 | $ 965,000 | $ 615,000 |
| GAINESVILLE, GA | 3 | $ 1,500,000 | $ 500,000 | $ 176,000 |
| JOHNSON CITY, TN | 3 | $ 2,216,000 | $ 738,000 | $ 282,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 881,000 | $ 293,000 | $ 188,000 |
| KINGSTON, NY | 3 | $ 1,315,000 | $ 438,000 | $ 235,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 2,727,000 | $ 909,000 | $ 472,000 |
| MONTGOMERY, AL | 3 | $ 1,550,000 | $ 516,000 | $ 345,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 1,340,000 | $ 446,000 | $ 504,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 1,290,000 | $ 430,000 | $ 148,000 |
| OKLAHOMA CITY, OK | 3 | $ 1,908,000 | $ 636,000 | $ 208,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 1,731,000 | $ 577,000 | $ 392,000 |
| PRESCOTT, AZ | 3 | $ 1,238,000 | $ 412,000 | $ 266,000 |
| PROVO-OREM, UT | 3 | $ 984,000 | $ 328,000 | $ 130,000 |
| RENO, NV | 3 | $ 1,361,000 | $ 453,000 | $ 334,000 |
| ROANOKE, VA | 3 | $ 1,489,000 | $ 496,000 | $ 317,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 995,000 | $ 331,000 | $ 207,000 |
| SALT LAKE CITY, UT | 3 | $ 1,436,000 | $ 478,000 | $ 293,000 |
| THE VILLAGES, FL | 3 | $ 1,126,000 | $ 375,000 | $ 167,000 |
| TYLER, TX | 3 | $ 988,000 | $ 329,000 | $ 165,000 |
| ANN ARBOR, MI | 2 | $ 1,182,000 | $ 591,000 | $ 250,000 |
| BAKERSFIELD, CA | 2 | $ 489,000 | $ 244,000 | $ 96,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 423,000 | $ 211,000 | $ 106,000 |
| CANTON-MASSILLON, OH | 2 | $ 794,000 | $ 397,000 | $ 181,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 770,000 | $ 385,000 | $ 134,000 |
| EAST STROUDSBURG, PA | 2 | $ 818,000 | $ 409,000 | $ 99,000 |
| ELGIN, IL | 2 | $ 1,461,000 | $ 730,000 | $ 248,000 |
| GREELEY, CO | 2 | $ 612,000 | $ 306,000 | $ 121,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 661,000 | $ 330,000 | $ 194,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 1,167,000 | $ 583,000 | $ 241,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| LAREDO, TX | 2 | $ 520,000 | $ 260,000 | $ 121,000 |
| LINCOLN, NE | 2 | $ 809,000 | $ 404,000 | $ 191,000 |
| MADISON, WI | 2 | $ 1,418,000 | $ 709,000 | $ 196,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 875,000 | $ 437,000 | $ 284,000 |
| OCALA, FL | 2 | $ 755,000 | $ 377,000 | $ 123,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 1,231,000 | $ 615,000 | $ 305,000 |
| PITTSFIELD, MA | 2 | $ 964,000 | $ 482,000 | $ 429,000 |
| PUNTA GORDA, FL | 2 | $ 763,000 | $ 381,000 | $ 169,000 |
| TOLEDO, OH | 2 | $ 1,953,000 | $ 976,000 | $ 586,000 |
| TUSCALOOSA, AL | 2 | $ 616,000 | $ 308,000 | $ 255,000 |
| AMARILLO, TX | 1 | $ 188,000 | $ 188,000 | $ 72,000 |
| APPLETON, WI | 1 | $ 229,000 | $ 229,000 | $ 65,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 428,000 | $ 428,000 | $ 120,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 187,000 | $ 187,000 | $ 122,000 |
| BILLINGS, MT | 1 | $ 200,000 | $ 200,000 | $ 195,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 196,000 | $ 196,000 | $ 184,000 |
| CHARLESTON, WV | 1 | $ 400,000 | $ 400,000 | $ 118,000 |
| CHARLOTTESVILLE, VA | 1 | $ 418,000 | $ 418,000 | $ 184,000 |
| CLARKSVILLE, TN-KY | 1 | $ 520,000 | $ 520,000 | $ 306,000 |
| CLEVELAND, TN | 1 | $ 340,000 | $ 340,000 | $ 481,000 |
| COLUMBIA, MO | 1 | $ 300,000 | $ 300,000 | $ 167,000 |
| COLUMBIA, SC | 1 | $ 166,000 | $ 166,000 | $ 107,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 597,000 | $ 597,000 | $ 200,000 |
| DAYTON, OH | 1 | $ 157,000 | $ 157,000 | $ 139,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 1,000,000 | $ 1,000,000 | $ 299,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 898,000 | $ 898,000 | $ 266,000 |
| FLAGSTAFF, AZ | 1 | $ 270,000 | $ 270,000 | $ 249,000 |
| FLINT, MI | 1 | $ 635,000 | $ 635,000 | $ 272,000 |
| GRAND JUNCTION, CO | 1 | $ 418,000 | $ 418,000 | $ 479,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 736,000 | $ 736,000 | $ 361,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 503,000 | $ 503,000 | $ 186,000 |
| HARRISONBURG, VA | 1 | $ 249,000 | $ 249,000 | $ 148,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 437,000 | $ 437,000 | $ 116,000 |
| JACKSONVILLE, NC | 1 | $ 410,000 | $ 410,000 | $ 521,000 |
| KANKAKEE, IL | 1 | $ 164,000 | $ 164,000 | $ 220,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 444,000 | $ 444,000 | $ 647,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| LAKE CHARLES, LA | 1 | $ 152,000 | $ 152,000 | $ 123,000 |
| LANCASTER, PA | 1 | $ 493,000 | $ 493,000 | $ 467,000 |
| LONGVIEW, WA | 1 | $ 390,000 | $ 390,000 | $ 134,000 |
| LUBBOCK, TX | 1 | $ 471,000 | $ 471,000 | $ 290,000 |
| MADERA, CA | 1 | $ 1,320,000 | $ 1,320,000 | $ 831,000 |
| MEDFORD, OR | 1 | $ 548,000 | $ 548,000 | $ 162,000 |
| MIDLAND, TX | 1 | $ 236,000 | $ 236,000 | $ 66,000 |
| MOBILE, AL | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| MORGANTOWN, WV | 1 | $ 727,000 | $ 727,000 | $ 491,000 |
| NEW BERN, NC | 1 | $ 426,000 | $ 426,000 | $ 85,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 938,000 | $ 938,000 | $ 0 |
| READING, PA | 1 | $ 414,000 | $ 414,000 | $ 241,000 |
| SHEBOYGAN, WI | 1 | $ 540,000 | $ 540,000 | $ 179,000 |
| SIOUX FALLS, SD | 1 | $ 709,000 | $ 709,000 | $ 76,000 |
| SPRINGFIELD, IL | 1 | $ 672,000 | $ 672,000 | $ 165,000 |
| WACO, TX | 1 | $ 700,000 | $ 700,000 | $ 660,000 |
| WICHITA, KS | 1 | $ 620,000 | $ 620,000 | $ 535,000 |
Mortgage Loan Application Detail Totals for Ubs Bank Usa in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,093 | $1,952,765,000 | $932,000 | $15,000,000 | $458,000 | $9,999,000 |
| Home Purchase | 1,584 | $1,403,564,000 | $886,000 | $14,470,000 | $450,000 | $9,999,000 |
| Home Improvement | 22 | $16,532,000 | $751,000 | $1,850,000 | $278,000 | $1,326,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,069 | $2,791,531,000 | $909,000 | $15,000,000 | $444,000 | $9,999,000 |
| Not Provided | 324 | $309,808,000 | $956,000 | $7,500,000 | $551,000 | $7,783,000 |
| Asian | 157 | $156,310,000 | $995,000 | $3,234,000 | $442,000 | $3,124,000 |
| Hispanic | 96 | $73,296,000 | $763,000 | $3,480,000 | $428,000 | $2,723,000 |
| Black or African American | 35 | $25,901,000 | $740,000 | $1,950,000 | $581,000 | $5,372,000 |
| American Indian or Alaskan Native | 14 | $7,130,000 | $509,000 | $1,000,000 | $260,000 | $610,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,835,000 | $611,000 | $660,000 | $397,000 | $795,000 |
| Not applicable | 1 | $7,050,000 | $7,050,000 | $7,050,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,699 | $3,372,861,000 | $911,000 | $15,000,000 | $454,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,386 | $2,128,735,000 | $892,000 | $15,000,000 | $464,000 | $9,999,000 |
| Application Withdrawn By Applicant | 427 | $376,590,000 | $881,000 | $7,500,000 | $448,000 | $9,999,000 |
| Application Denied By Financial Institution | 360 | $323,333,000 | $898,000 | $8,000,000 | $295,000 | $2,704,000 |
| File Closed For Incompleteness | 265 | $290,648,000 | $1,096,000 | $13,000,000 | $492,000 | $9,999,000 |
| Application Approved But Not Accepted | 261 | $253,555,000 | $971,000 | $13,365,000 | $543,000 | $6,787,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 179 | $162,313,000 | $906,000 | $6,550,000 | $172,000 | $911,000 |
| Collateral | 57 | $53,787,000 | $943,000 | $4,250,000 | $523,000 | $2,450,000 |
| Other | 46 | $44,342,000 | $963,000 | $2,729,000 | $438,000 | $2,486,000 |
| Credit History | 45 | $42,233,000 | $938,000 | $8,000,000 | $337,000 | $1,200,000 |
| Unverifiable Information | 12 | $5,054,000 | $421,000 | $813,000 | $256,000 | $941,000 |
| Credit Application Incomplete | 9 | $6,456,000 | $717,000 | $1,320,000 | $513,000 | $2,704,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $7,473,000 | $934,000 | $3,203,000 | $265,000 | $650,000 |
| Employment History | 4 | $1,675,000 | $418,000 | $640,000 | $119,000 | $289,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ubs Bank Usa's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ubs Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.