UBS Bank USA Mortgage Lending & HMDA Data, 2014

In 2014, UBS Bank USA of Salt Lake City, UT reported 3,699 mortgage applications totaling $3.4 billion, down 36% from 2013. The average application was for $911,830, and applicants reported an average income of $453,503. 65% of its applications resulted in an originated loan and 10% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (417), Los Angeles-Long Beach-Glendale, CA (272) and Chicago-Naperville-Arlington Heights, IL (103) (applications in parentheses).

Mortgage Company & Address UBS Bank USA
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,699
Total Mortgage Loan Application Amount $3,372,861,000
Average Mortgage Loan Application Amount $911,830
Highest Mortgage Loan Application Amount $15,000,000
Average Applicant Income $453,503
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Bank USA by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 272 $ 399,440,000 $ 1,468,529 $ 654,000
New York, New York 186 $ 277,790,000 $ 1,493,494 $ 775,000
San Diego, California 103 $ 100,784,000 $ 978,485 $ 389,000
Palm Beach, Florida 87 $ 88,444,000 $ 1,016,597 $ 557,000
Cook, Illinois 87 $ 70,225,000 $ 807,183 $ 433,000
Orange, California 81 $ 83,799,000 $ 1,034,555 $ 344,000
Fairfield, Connecticut 75 $ 81,714,000 $ 1,089,520 $ 445,000
Suffolk, New York 73 $ 85,770,000 $ 1,174,931 $ 744,000
Westchester, New York 66 $ 68,691,000 $ 1,040,772 $ 567,000
Maricopa, Arizona 63 $ 42,203,000 $ 669,888 $ 275,000
Miami-Dade, Florida 63 $ 89,486,000 $ 1,420,412 $ 742,000
King, Washington 57 $ 51,471,000 $ 903,000 $ 375,000
Harris, Texas 54 $ 50,704,000 $ 938,962 $ 430,000
Collier, Florida 53 $ 43,382,000 $ 818,528 $ 511,000
Dallas, Texas 48 $ 43,090,000 $ 897,708 $ 387,000
Kings, New York 46 $ 33,711,000 $ 732,847 $ 327,000
Lee, Florida 43 $ 22,170,000 $ 515,581 $ 430,000
Travis, Texas 43 $ 40,392,000 $ 939,348 $ 400,000
Fulton, Georgia 41 $ 29,779,000 $ 726,317 $ 523,000
Bergen, New Jersey 41 $ 38,238,000 $ 932,634 $ 497,000
Oakland, Michigan 39 $ 25,060,000 $ 642,564 $ 267,000
Santa Clara, California 38 $ 39,730,000 $ 1,045,526 $ 465,000
District of Columbia, District Of Columbia 38 $ 34,234,000 $ 900,894 $ 444,000
Hennepin, Minnesota 33 $ 23,063,000 $ 698,878 $ 392,000
Santa Barbara, California 32 $ 47,327,000 $ 1,478,968 $ 647,000
Broward, Florida 32 $ 30,150,000 $ 942,187 $ 636,000
San Francisco, California 31 $ 28,461,000 $ 918,096 $ 329,000
Riverside, California 30 $ 28,773,000 $ 959,100 $ 461,000
Clark, Nevada 27 $ 25,460,000 $ 942,962 $ 842,000
Nassau, New York 27 $ 32,751,000 $ 1,213,000 $ 580,000
Contra Costa, California 25 $ 22,654,000 $ 906,160 $ 326,000
Montgomery, Maryland 25 $ 18,633,000 $ 745,320 $ 276,000
Middlesex, Massachusetts 25 $ 23,405,000 $ 936,200 $ 347,000
Mecklenburg, North Carolina 25 $ 18,553,000 $ 742,120 $ 276,000
Marin, California 24 $ 25,870,000 $ 1,077,916 $ 570,000
Monmouth, New Jersey 23 $ 16,575,000 $ 720,652 $ 265,000
Ventura, California 22 $ 19,387,000 $ 881,227 $ 269,000
Denver, Colorado 22 $ 13,764,000 $ 625,636 $ 333,000
San Mateo, California 21 $ 26,168,000 $ 1,246,095 $ 579,000
Fairfax, Virginia 21 $ 17,113,000 $ 814,904 $ 310,000
Summit, Utah 20 $ 26,319,000 $ 1,315,950 $ 460,000
Sarasota, Florida 19 $ 13,210,000 $ 695,263 $ 336,000
Morris, New Jersey 19 $ 15,534,000 $ 817,578 $ 444,000
Tarrant, Texas 19 $ 13,385,000 $ 704,473 $ 515,000
Boulder, Colorado 18 $ 12,654,000 $ 703,000 $ 212,000
Douglas, Colorado 18 $ 13,712,000 $ 761,777 $ 362,000
Suffolk, Massachusetts 18 $ 15,342,000 $ 852,333 $ 474,000
Philadelphia, Pennsylvania 18 $ 9,577,000 $ 532,055 $ 429,000
Pinellas, Florida 17 $ 9,601,000 $ 564,764 $ 167,000
Norfolk, Massachusetts 16 $ 16,003,000 $ 1,000,187 $ 531,000
Essex, New Jersey 16 $ 11,738,000 $ 733,625 $ 531,000
Hudson, New Jersey 15 $ 11,339,000 $ 755,933 $ 278,000
Davidson, Tennessee 15 $ 8,811,000 $ 587,400 $ 364,000
DuPage, Illinois 14 $ 10,570,000 $ 755,000 $ 274,000
Lake, Illinois 14 $ 11,756,000 $ 839,714 $ 580,000
Arapahoe, Colorado 13 $ 18,371,000 $ 1,413,153 $ 273,000
Duval, Florida 13 $ 6,980,000 $ 536,923 $ 330,000
Barnstable, Massachusetts 13 $ 10,004,000 $ 769,538 $ 292,000
Cape May, New Jersey 13 $ 9,303,000 $ 715,615 $ 229,000
Collin, Texas 13 $ 8,709,000 $ 669,923 $ 397,000
Hillsborough, Florida 12 $ 9,088,000 $ 757,333 $ 356,000
Martin, Florida 12 $ 8,495,000 $ 707,916 $ 260,000
St. Johns, Florida 12 $ 9,163,000 $ 763,583 $ 281,000
DeKalb, Georgia 12 $ 5,340,000 $ 445,000 $ 312,000
Ocean, New Jersey 12 $ 10,361,000 $ 863,416 $ 494,000
Hamilton, Ohio 12 $ 6,194,000 $ 516,166 $ 276,000
Chester, Pennsylvania 12 $ 9,103,000 $ 758,583 $ 252,000
Pima, Arizona 11 $ 4,718,000 $ 428,909 $ 286,000
Alameda, California 11 $ 11,864,000 $ 1,078,545 $ 398,000
Jefferson, Colorado 11 $ 7,371,000 $ 670,090 $ 233,000
Orange, Florida 11 $ 9,378,000 $ 852,545 $ 330,000
Cobb, Georgia 11 $ 8,648,000 $ 786,181 $ 198,000
Bucks, Pennsylvania 11 $ 7,731,000 $ 702,818 $ 329,000
Charleston, South Carolina 11 $ 8,817,000 $ 801,545 $ 252,000
Arlington, Virginia 11 $ 8,717,000 $ 792,454 $ 328,000
Monterey, California 10 $ 15,562,000 $ 1,556,200 $ 560,000
Napa, California 10 $ 6,544,000 $ 654,400 $ 280,000
Eagle, Colorado 10 $ 21,424,000 $ 2,142,400 $ 356,000
Pitkin, Colorado 10 $ 23,593,000 $ 2,359,300 $ 660,000
Somerset, New Jersey 10 $ 7,749,000 $ 774,900 $ 341,000
Franklin, Ohio 10 $ 4,378,000 $ 437,800 $ 195,000
Multnomah, Oregon 10 $ 6,515,000 $ 651,500 $ 331,000
Beaufort, South Carolina 10 $ 9,644,000 $ 964,400 $ 287,000
Loudoun, Virginia 10 $ 5,359,000 $ 535,900 $ 175,000
Jefferson, Alabama 9 $ 8,681,000 $ 964,555 $ 334,000
San Bernardino, California 9 $ 3,588,000 $ 398,666 $ 526,000
Manatee, Florida 9 $ 5,397,000 $ 599,666 $ 177,000
Monroe, Florida 9 $ 9,796,000 $ 1,088,444 $ 623,000
Maui, Hawaii 9 $ 8,229,000 $ 914,333 $ 1,793,000
Jefferson, Kentucky 9 $ 4,269,000 $ 474,333 $ 184,000
Nantucket, Massachusetts 9 $ 12,098,000 $ 1,344,222 $ 630,000
St. Louis, Missouri 9 $ 7,448,000 $ 827,555 $ 429,000
Queens, New York 9 $ 4,504,000 $ 500,444 $ 483,000
Williamson, Tennessee 9 $ 4,808,000 $ 534,222 $ 240,000
Gunnison, Colorado 8 $ 7,533,000 $ 941,625 $ 290,000
Plymouth, Massachusetts 8 $ 5,843,000 $ 730,375 $ 331,000
Wayne, Michigan 8 $ 3,688,000 $ 461,000 $ 287,000
Union, New Jersey 8 $ 6,272,000 $ 784,000 $ 513,000
Cuyahoga, Ohio 8 $ 3,701,000 $ 462,625 $ 332,000
Montgomery, Texas 8 $ 5,696,000 $ 712,000 $ 383,000
Brevard, Florida 7 $ 4,195,000 $ 599,285 $ 236,000
Glynn, Georgia 7 $ 8,319,000 $ 1,188,428 $ 675,000
Blaine, Idaho 7 $ 10,975,000 $ 1,567,857 $ 1,504,000
Hamilton, Indiana 7 $ 5,712,000 $ 816,000 $ 349,000
Atlantic, New Jersey 7 $ 5,438,000 $ 776,857 $ 298,000
Clackamas, Oregon 7 $ 6,001,000 $ 857,285 $ 353,000
Washington, Rhode Island 7 $ 6,856,000 $ 979,428 $ 387,000
Placer, California 6 $ 3,096,000 $ 516,000 $ 638,000
Santa Cruz, California 6 $ 5,640,000 $ 940,000 $ 1,607,000
Sussex, Delaware 6 $ 5,148,000 $ 858,000 $ 347,000
Walton, Florida 6 $ 3,994,000 $ 665,666 $ 318,000
Cumberland, Maine 6 $ 3,001,000 $ 500,166 $ 263,000
Anne Arundel, Maryland 6 $ 6,165,000 $ 1,027,500 $ 393,000
Baltimore, Maryland 6 $ 4,598,000 $ 766,333 $ 475,000
Essex, Massachusetts 6 $ 4,126,000 $ 687,666 $ 449,000
Worcester, Massachusetts 6 $ 3,117,000 $ 519,500 $ 278,000
Ramsey, Minnesota 6 $ 2,936,000 $ 489,333 $ 180,000
Santa Fe, New Mexico 6 $ 4,201,000 $ 700,166 $ 386,000
Buncombe, North Carolina 6 $ 3,485,000 $ 580,833 $ 313,000
Wake, North Carolina 6 $ 4,404,000 $ 734,000 $ 375,000
Allegheny, Pennsylvania 6 $ 3,123,000 $ 520,500 $ 161,000
Montgomery, Pennsylvania 6 $ 4,913,000 $ 818,833 $ 660,000
Hamilton, Tennessee 6 $ 2,626,000 $ 437,666 $ 309,000
Virginia Beach, Virginia 6 $ 4,223,000 $ 703,833 $ 267,000
Snohomish, Washington 6 $ 2,467,000 $ 411,166 $ 157,000
Baldwin, Alabama 5 $ 2,358,000 $ 471,600 $ 441,000
Sonoma, California 5 $ 4,040,000 $ 808,000 $ 643,000
Larimer, Colorado 5 $ 1,891,000 $ 378,200 $ 192,000
San Miguel, Colorado 5 $ 5,163,000 $ 1,032,600 $ 692,000
Seminole, Florida 5 $ 2,203,000 $ 440,600 $ 226,000
Kauai, Hawaii 5 $ 3,528,000 $ 705,600 $ 1,241,000
Orleans, Louisiana 5 $ 2,774,000 $ 554,800 $ 367,000
Hampden, Massachusetts 5 $ 1,779,000 $ 355,800 $ 343,000
Burlington, New Jersey 5 $ 1,922,000 $ 384,400 $ 361,000
Mercer, New Jersey 5 $ 4,107,000 $ 821,400 $ 964,000
Richmond, New York 5 $ 3,593,000 $ 718,600 $ 468,000
Tulsa, Oklahoma 5 $ 2,257,000 $ 451,400 $ 167,000
Newport, Rhode Island 5 $ 6,516,000 $ 1,303,200 $ 521,000
Shelby, Tennessee 5 $ 3,317,000 $ 663,400 $ 321,000
Kitsap, Washington 5 $ 3,322,000 $ 664,400 $ 216,000
Pierce, Washington 5 $ 2,644,000 $ 528,800 $ 199,000
Madison, Alabama 4 $ 1,040,000 $ 260,000 $ 123,000
Pulaski, Arkansas 4 $ 2,472,000 $ 618,000 $ 291,000
San Luis Obispo, California 4 $ 5,180,000 $ 1,295,000 $ 795,000
Routt, Colorado 4 $ 1,284,000 $ 321,000 $ 176,000
Litchfield, Connecticut 4 $ 3,383,000 $ 845,750 $ 407,000
New Haven, Connecticut 4 $ 1,126,000 $ 281,500 $ 190,000
Indian River, Florida 4 $ 3,851,000 $ 962,750 $ 434,000
Chatham, Georgia 4 $ 2,503,000 $ 625,750 $ 311,000
Hawaii, Hawaii 4 $ 4,960,000 $ 1,240,000 $ 503,000
Honolulu, Hawaii 4 $ 4,233,000 $ 1,058,250 $ 386,000
Lafayette, Louisiana 4 $ 2,762,000 $ 690,500 $ 391,000
Baltimore City, Maryland 4 $ 2,167,000 $ 541,750 $ 245,000
Washington, Minnesota 4 $ 4,399,000 $ 1,099,750 $ 525,000
Passaic, New Jersey 4 $ 1,737,000 $ 434,250 $ 254,000
Columbia, New York 4 $ 3,925,000 $ 981,250 $ 654,000
Dutchess, New York 4 $ 2,257,000 $ 564,250 $ 311,000
Jackson, North Carolina 4 $ 1,606,000 $ 401,500 $ 326,000
Washington, Oregon 4 $ 1,954,000 $ 488,500 $ 268,000
Delaware, Pennsylvania 4 $ 2,925,000 $ 731,250 $ 210,000
Providence, Rhode Island 4 $ 1,667,000 $ 416,750 $ 385,000
Bexar, Texas 4 $ 3,589,000 $ 897,250 $ 352,000
Denton, Texas 4 $ 2,028,000 $ 507,000 $ 299,000
Fort Bend, Texas 4 $ 2,196,000 $ 549,000 $ 249,000
Galveston, Texas 4 $ 1,216,000 $ 304,000 $ 143,000
Jefferson, Texas 4 $ 2,569,000 $ 642,250 $ 353,000
Nueces, Texas 4 $ 1,640,000 $ 410,000 $ 204,000
Williamson, Texas 4 $ 1,837,000 $ 459,250 $ 164,000
Washington, Utah 4 $ 2,476,000 $ 619,000 $ 2,257,000
Windsor, Vermont 4 $ 3,998,000 $ 999,500 $ 609,000
Alexandria, Virginia 4 $ 3,608,000 $ 902,000 $ 441,000
Waukesha, Wisconsin 4 $ 3,307,000 $ 826,750 $ 331,000
Yavapai, Arizona 3 $ 1,238,000 $ 412,666 $ 266,000
Fresno, California 3 $ 2,896,000 $ 965,333 $ 615,000
El Paso, Colorado 3 $ 494,000 $ 164,666 $ 133,000
Grand, Colorado 3 $ 2,863,000 $ 954,333 $ 636,000
Summit, Colorado 3 $ 1,893,000 $ 631,000 $ 346,000
New London, Connecticut 3 $ 1,290,000 $ 430,000 $ 148,000
New Castle, Delaware 3 $ 1,483,000 $ 494,333 $ 114,000
Nassau, Florida 3 $ 1,730,000 $ 576,666 $ 206,000
Okaloosa, Florida 3 $ 1,875,000 $ 625,000 $ 451,000
St. Lucie, Florida 3 $ 1,392,000 $ 464,000 $ 145,000
Sumter, Florida 3 $ 1,126,000 $ 375,333 $ 167,000
Gwinnett, Georgia 3 $ 2,364,000 $ 788,000 $ 321,000
Hall, Georgia 3 $ 1,500,000 $ 500,000 $ 176,000
Ada, Idaho 3 $ 1,432,000 $ 477,333 $ 311,000
Kootenai, Idaho 3 $ 748,000 $ 249,333 $ 85,000
Johnson, Kansas 3 $ 1,598,000 $ 532,666 $ 301,000
Kenton, Kentucky 3 $ 1,164,000 $ 388,000 $ 135,000
Oldham, Kentucky 3 $ 1,868,000 $ 622,666 $ 384,000
East Baton Rouge, Louisiana 3 $ 700,000 $ 233,333 $ 133,000
Jefferson, Louisiana 3 $ 1,956,000 $ 652,000 $ 607,000
Lincoln, Maine 3 $ 2,811,000 $ 937,000 $ 318,000
Howard, Maryland 3 $ 2,685,000 $ 895,000 $ 599,000
Berrien, Michigan 3 $ 1,340,000 $ 446,666 $ 504,000
Van Buren, Michigan 3 $ 881,000 $ 293,666 $ 188,000
Dakota, Minnesota 3 $ 1,654,000 $ 551,333 $ 234,000
Gallatin, Montana 3 $ 2,105,000 $ 701,666 $ 509,000
Washoe, Nevada 3 $ 1,361,000 $ 453,666 $ 334,000
Grafton, New Hampshire 3 $ 1,239,000 $ 413,000 $ 199,000
Merrimack, New Hampshire 3 $ 1,630,000 $ 543,333 $ 293,000
Rockingham, New Hampshire 3 $ 995,000 $ 331,666 $ 207,000
Camden, New Jersey 3 $ 945,000 $ 315,000 $ 269,000
Bronx, New York 3 $ 1,268,000 $ 422,666 $ 450,000
Monroe, New York 3 $ 2,446,000 $ 815,333 $ 1,337,000
Rockland, New York 3 $ 1,104,000 $ 368,000 $ 228,000
Ulster, New York 3 $ 1,315,000 $ 438,333 $ 235,000
Moore, North Carolina 3 $ 1,810,000 $ 603,333 $ 1,076,000
New Hanover, North Carolina 3 $ 3,341,000 $ 1,113,666 $ 360,000
Union, North Carolina 3 $ 3,132,000 $ 1,044,000 $ 692,000
Butler, Ohio 3 $ 747,000 $ 249,000 $ 132,000
Geauga, Ohio 3 $ 693,000 $ 231,000 $ 112,000
Summit, Ohio 3 $ 1,239,000 $ 413,000 $ 216,000
Deschutes, Oregon 3 $ 1,270,000 $ 423,333 $ 379,000
Butler, Pennsylvania 3 $ 2,131,000 $ 710,333 $ 269,000
Knox, Tennessee 3 $ 8,771,000 $ 2,923,666 $ 442,000
Washington, Tennessee 3 $ 2,216,000 $ 738,666 $ 282,000
Smith, Texas 3 $ 988,000 $ 329,333 $ 165,000
Salt Lake, Utah 3 $ 1,436,000 $ 478,666 $ 293,000
Utah, Utah 3 $ 984,000 $ 328,000 $ 130,000
Fauquier, Virginia 3 $ 2,181,000 $ 727,000 $ 427,000
James City, Virginia 3 $ 2,017,000 $ 672,333 $ 261,000
Richmond City, Virginia 3 $ 1,364,000 $ 454,666 $ 276,000
Polk, Wisconsin 3 $ 976,000 $ 325,333 $ 247,000
Teton, Wyoming 3 $ 4,215,000 $ 1,405,000 $ 549,000
Montgomery, Alabama 2 $ 1,187,000 $ 593,500 $ 356,000
Shelby, Alabama 2 $ 1,100,000 $ 550,000 $ 412,000
Tuscaloosa, Alabama 2 $ 616,000 $ 308,000 $ 255,000
Benton, Arkansas 2 $ 814,000 $ 407,000 $ 649,000
El Dorado, California 2 $ 1,289,000 $ 644,500 $ 196,000
Kern, California 2 $ 489,000 $ 244,500 $ 96,000
Nevada, California 2 $ 1,686,000 $ 843,000 $ 432,000
Broomfield, Colorado 2 $ 1,383,000 $ 691,500 $ 272,000
Elbert, Colorado 2 $ 1,001,000 $ 500,500 $ 164,000
Weld, Colorado 2 $ 612,000 $ 306,000 $ 121,000
Middlesex, Connecticut 2 $ 2,275,000 $ 1,137,500 $ 355,000
Charlotte, Florida 2 $ 763,000 $ 381,500 $ 169,000
Flagler, Florida 2 $ 770,000 $ 385,000 $ 134,000
Marion, Florida 2 $ 755,000 $ 377,500 $ 123,000
Osceola, Florida 2 $ 1,468,000 $ 734,000 $ 526,000
Polk, Florida 2 $ 400,000 $ 200,000 $ 100,000
Santa Rosa, Florida 2 $ 1,081,000 $ 540,500 $ 320,000
Cherokee, Georgia 2 $ 795,000 $ 397,500 $ 697,000
Dawson, Georgia 2 $ 514,000 $ 257,000 $ 146,000
Forsyth, Georgia 2 $ 497,000 $ 248,500 $ 108,000
Kane, Illinois 2 $ 1,461,000 $ 730,500 $ 248,000
Marion, Indiana 2 $ 779,000 $ 389,500 $ 192,000
Fayette, Kentucky 2 $ 1,027,000 $ 513,500 $ 491,000
Acadia, Louisiana 2 $ 1,713,000 $ 856,500 $ 540,000
St. Tammany, Louisiana 2 $ 395,000 $ 197,500 $ 80,000
York, Maine 2 $ 2,497,000 $ 1,248,500 $ 209,000
Talbot, Maryland 2 $ 3,383,000 $ 1,691,500 $ 491,000
Berkshire, Massachusetts 2 $ 964,000 $ 482,000 $ 429,000
Dukes, Massachusetts 2 $ 2,628,000 $ 1,314,000 $ 686,000
Hampshire, Massachusetts 2 $ 394,000 $ 197,000 $ 95,000
Leelanau, Michigan 2 $ 601,000 $ 300,500 $ 156,000
Macomb, Michigan 2 $ 251,000 $ 125,500 $ 65,000
Washtenaw, Michigan 2 $ 1,182,000 $ 591,000 $ 250,000
Platte, Missouri 2 $ 1,181,000 $ 590,500 $ 223,000
St. Charles, Missouri 2 $ 1,520,000 $ 760,000 $ 423,000
Flathead, Montana 2 $ 921,000 $ 460,500 $ 120,000
Douglas, Nebraska 2 $ 1,231,000 $ 615,500 $ 305,000
Lancaster, Nebraska 2 $ 809,000 $ 404,500 $ 191,000
Douglas, Nevada 2 $ 1,391,000 $ 695,500 $ 130,000
Hillsborough, New Hampshire 2 $ 875,000 $ 437,500 $ 284,000
Middlesex, New Jersey 2 $ 842,000 $ 421,000 $ 288,000
Sussex, New Jersey 2 $ 1,091,000 $ 545,500 $ 229,000
Bernalillo, New Mexico 2 $ 1,024,000 $ 512,000 $ 126,000
Erie, New York 2 $ 423,000 $ 211,500 $ 106,000
Ontario, New York 2 $ 998,000 $ 499,000 $ 295,000
Orange, New York 2 $ 821,000 $ 410,500 $ 218,000
Brunswick, North Carolina 2 $ 1,235,000 $ 617,500 $ 583,000
Cabarrus, North Carolina 2 $ 758,000 $ 379,000 $ 151,000
Dare, North Carolina 2 $ 1,266,000 $ 633,000 $ 459,000
Guilford, North Carolina 2 $ 661,000 $ 330,500 $ 194,000
Iredell, North Carolina 2 $ 3,550,000 $ 1,775,000 $ 460,000
Watauga, North Carolina 2 $ 2,133,000 $ 1,066,500 $ 108,000
Delaware, Ohio 2 $ 560,000 $ 280,000 $ 274,000
Erie, Ohio 2 $ 1,345,000 $ 672,500 $ 467,000
Stark, Ohio 2 $ 794,000 $ 397,000 $ 181,000
Clatsop, Oregon 2 $ 969,000 $ 484,500 $ 380,000
Monroe, Pennsylvania 2 $ 818,000 $ 409,000 $ 99,000
Sullivan, Pennsylvania 2 $ 292,000 $ 146,000 $ 91,000
Berkeley, South Carolina 2 $ 2,232,000 $ 1,116,000 $ 2,011,000
Greenville, South Carolina 2 $ 1,167,000 $ 583,500 $ 241,000
Horry, South Carolina 2 $ 398,000 $ 199,000 $ 225,000
Oconee, South Carolina 2 $ 1,757,000 $ 878,500 $ 235,000
Franklin, Tennessee 2 $ 994,000 $ 497,000 $ 203,000
Llano, Texas 2 $ 1,707,000 $ 853,500 $ 706,000
Rockwall, Texas 2 $ 1,020,000 $ 510,000 $ 220,000
Webb, Texas 2 $ 520,000 $ 260,000 $ 121,000
Goochland, Virginia 2 $ 1,373,000 $ 686,500 $ 144,000
Dane, Wisconsin 2 $ 1,418,000 $ 709,000 $ 196,000
Milwaukee, Wisconsin 2 $ 1,779,000 $ 889,500 $ 313,000
Sauk, Wisconsin 2 $ 714,000 $ 357,000 $ 92,000
Elmore, Alabama 1 $ 363,000 $ 363,000 $ 323,000
Mobile, Alabama 1 $ 225,000 $ 225,000 $ 118,000
Haines, Alaska 1 $ 550,000 $ 550,000 $ 599,000
Coconino, Arizona 1 $ 270,000 $ 270,000 $ 249,000
Navajo, Arizona 1 $ 443,000 $ 443,000 $ 369,000
Saline, Arkansas 1 $ 495,000 $ 495,000 $ 90,000
Washington, Arkansas 1 $ 150,000 $ 150,000 $ 97,000
Madera, California 1 $ 1,320,000 $ 1,320,000 $ 831,000
Mono, California 1 $ 420,000 $ 420,000 $ 202,000
Plumas, California 1 $ 2,500,000 $ 2,500,000 $ 690,000
Sacramento, California 1 $ 151,000 $ 151,000 $ 560,000
Archuleta, Colorado 1 $ 600,000 $ 600,000 $ 169,000
Las Animas, Colorado 1 $ 159,000 $ 159,000 $ 51,000
Mesa, Colorado 1 $ 418,000 $ 418,000 $ 479,000
Hartford, Connecticut 1 $ 388,000 $ 388,000 $ 685,000
Tolland, Connecticut 1 $ 345,000 $ 345,000 $ 123,000
Clay, Florida 1 $ 1,440,000 $ 1,440,000 $ 1,130,000
Escambia, Florida 1 $ 650,000 $ 650,000 $ 535,000
Clarke, Georgia 1 $ 428,000 $ 428,000 $ 120,000
Fayette, Georgia 1 $ 141,000 $ 141,000 $ 41,000
Greene, Georgia 1 $ 1,606,000 $ 1,606,000 $ 518,000
Pickens, Georgia 1 $ 424,000 $ 424,000 $ 104,000
Rabun, Georgia 1 $ 638,000 $ 638,000 $ 420,000
Teton, Idaho 1 $ 249,000 $ 249,000 $ 63,000
Edgar, Illinois 1 $ 798,000 $ 798,000 $ 757,000
Kankakee, Illinois 1 $ 164,000 $ 164,000 $ 220,000
LaSalle, Illinois 1 $ 500,000 $ 500,000 $ 170,000
Madison, Illinois 1 $ 391,000 $ 391,000 $ 195,000
McHenry, Illinois 1 $ 714,000 $ 714,000 $ 432,000
Sangamon, Illinois 1 $ 672,000 $ 672,000 $ 165,000
Will, Illinois 1 $ 572,000 $ 572,000 $ 122,000
Boone, Indiana 1 $ 420,000 $ 420,000 $ 531,000
Clark, Indiana 1 $ 250,000 $ 250,000 $ 265,000
Kosciusko, Indiana 1 $ 825,000 $ 825,000 $ 480,000
Morgan, Indiana 1 $ 275,000 $ 275,000 $ 92,000
Steuben, Indiana 1 $ 100,000 $ 100,000 $ 97,000
Dickinson, Iowa 1 $ 800,000 $ 800,000 $ 872,000
Marion, Iowa 1 $ 130,000 $ 130,000 $ 82,000
Scott, Iowa 1 $ 597,000 $ 597,000 $ 200,000
Sedgwick, Kansas 1 $ 620,000 $ 620,000 $ 535,000
Bourbon, Kentucky 1 $ 1,700,000 $ 1,700,000 $ 434,000
Christian, Kentucky 1 $ 520,000 $ 520,000 $ 306,000
Hardin, Kentucky 1 $ 898,000 $ 898,000 $ 266,000
Livingston, Kentucky 1 $ 394,000 $ 394,000 $ 150,000
Calcasieu, Louisiana 1 $ 152,000 $ 152,000 $ 123,000
St. Martin, Louisiana 1 $ 443,000 $ 443,000 $ 150,000
Knox, Maine 1 $ 563,000 $ 563,000 $ 456,000
Carroll, Maryland 1 $ 417,000 $ 417,000 $ 296,000
Cecil, Maryland 1 $ 461,000 $ 461,000 $ 253,000
Harford, Maryland 1 $ 308,000 $ 308,000 $ 374,000
Kent, Maryland 1 $ 945,000 $ 945,000 $ 625,000
Wicomico, Maryland 1 $ 440,000 $ 440,000 $ 188,000
Worcester, Maryland 1 $ 392,000 $ 392,000 $ 199,000
Bristol, Massachusetts 1 $ 504,000 $ 504,000 $ 305,000
Franklin, Massachusetts 1 $ 613,000 $ 613,000 $ 141,000
Alpena, Michigan 1 $ 192,000 $ 192,000 $ 64,000
Arenac, Michigan 1 $ 595,000 $ 595,000 $ 266,000
Genesee, Michigan 1 $ 635,000 $ 635,000 $ 272,000
Isabella, Michigan 1 $ 293,000 $ 293,000 $ 88,000
Kent, Michigan 1 $ 736,000 $ 736,000 $ 361,000
Carver, Minnesota 1 $ 750,000 $ 750,000 $ 183,000
Cass, Minnesota 1 $ 619,000 $ 619,000 $ 267,000
Douglas, Minnesota 1 $ 470,000 $ 470,000 $ 255,000
Scott, Minnesota 1 $ 636,000 $ 636,000 $ 250,000
Wright, Minnesota 1 $ 450,000 $ 450,000 $ 140,000
Boone, Missouri 1 $ 300,000 $ 300,000 $ 167,000
St. Louis City, Missouri 1 $ 866,000 $ 866,000 $ 400,000
Lake, Montana 1 $ 1,000,000 $ 1,000,000 $ 332,000
Madison, Montana 1 $ 3,800,000 $ 3,800,000 $ 767,000
Yellowstone, Montana 1 $ 200,000 $ 200,000 $ 195,000
Carroll, New Hampshire 1 $ 455,000 $ 455,000 $ 439,000
Cheshire, New Hampshire 1 $ 720,000 $ 720,000 $ 392,000
Sullivan, New Hampshire 1 $ 335,000 $ 335,000 $ 172,000
Hunterdon, New Jersey 1 $ 100,000 $ 100,000 $ 120,000
Sandoval, New Mexico 1 $ 460,000 $ 460,000 $ 127,000
Taos, New Mexico 1 $ 500,000 $ 500,000 $ 123,000
Chautauqua, New York 1 $ 676,000 $ 676,000 $ 523,000
Greene, New York 1 $ 179,000 $ 179,000 $ 800,000
Putnam, New York 1 $ 688,000 $ 688,000 $ 127,000
Sullivan, New York 1 $ 392,000 $ 392,000 $ 299,000
Ashe, North Carolina 1 $ 335,000 $ 335,000 $ 85,000
Avery, North Carolina 1 $ 240,000 $ 240,000 $ 366,000
Burke, North Carolina 1 $ 437,000 $ 437,000 $ 116,000
Craven, North Carolina 1 $ 426,000 $ 426,000 $ 85,000
Currituck, North Carolina 1 $ 2,000,000 $ 2,000,000 $ 830,000
Durham, North Carolina 1 $ 1,000,000 $ 1,000,000 $ 299,000
Haywood, North Carolina 1 $ 526,000 $ 526,000 $ 169,000
Henderson, North Carolina 1 $ 452,000 $ 452,000 $ 261,000
Lincoln, North Carolina 1 $ 526,000 $ 526,000 $ 224,000
Macon, North Carolina 1 $ 1,200,000 $ 1,200,000 $ 419,000
Onslow, North Carolina 1 $ 410,000 $ 410,000 $ 521,000
Pender, North Carolina 1 $ 248,000 $ 248,000 $ 95,000
Robeson, North Carolina 1 $ 263,000 $ 263,000 $ 122,000
Rutherford, North Carolina 1 $ 432,000 $ 432,000 $ 130,000
Champaign, Ohio 1 $ 550,000 $ 550,000 $ 107,000
Clermont, Ohio 1 $ 420,000 $ 420,000 $ 200,000
Greene, Ohio 1 $ 157,000 $ 157,000 $ 139,000
Knox, Ohio 1 $ 741,000 $ 741,000 $ 205,000
Licking, Ohio 1 $ 1,000,000 $ 1,000,000 $ 404,000
Lorain, Ohio 1 $ 327,000 $ 327,000 $ 150,000
Lucas, Ohio 1 $ 1,535,000 $ 1,535,000 $ 955,000
Medina, Ohio 1 $ 650,000 $ 650,000 $ 177,000
Portage, Ohio 1 $ 185,000 $ 185,000 $ 71,000
Warren, Ohio 1 $ 417,000 $ 417,000 $ 226,000
Wood, Ohio 1 $ 418,000 $ 418,000 $ 218,000
Canadian, Oklahoma 1 $ 440,000 $ 440,000 $ 190,000
Delaware, Oklahoma 1 $ 495,000 $ 495,000 $ 732,000
McClain, Oklahoma 1 $ 588,000 $ 588,000 $ 208,000
Oklahoma, Oklahoma 1 $ 880,000 $ 880,000 $ 227,000
Wagoner, Oklahoma 1 $ 320,000 $ 320,000 $ 150,000
Crook, Oregon 1 $ 600,000 $ 600,000 $ 450,000
Jackson, Oregon 1 $ 548,000 $ 548,000 $ 162,000
Berks, Pennsylvania 1 $ 414,000 $ 414,000 $ 241,000
Lancaster, Pennsylvania 1 $ 493,000 $ 493,000 $ 467,000
Wayne, Pennsylvania 1 $ 214,000 $ 214,000 $ 76,000
Kent, Rhode Island 1 $ 583,000 $ 583,000 $ 168,000
Aiken, South Carolina 1 $ 187,000 $ 187,000 $ 122,000
Georgetown, South Carolina 1 $ 800,000 $ 800,000 $ 480,000
Richland, South Carolina 1 $ 166,000 $ 166,000 $ 107,000
Minnehaha, South Dakota 1 $ 709,000 $ 709,000 $ 76,000
Bradley, Tennessee 1 $ 340,000 $ 340,000 $ 481,000
Cheatham, Tennessee 1 $ 235,000 $ 235,000 $ 239,000
Loudon, Tennessee 1 $ 1,000,000 $ 1,000,000 $ 709,000
Monroe, Tennessee 1 $ 330,000 $ 330,000 $ 86,000
Sumner, Tennessee 1 $ 1,575,000 $ 1,575,000 $ 525,000
Brazoria, Texas 1 $ 212,000 $ 212,000 $ 90,000
Comal, Texas 1 $ 295,000 $ 295,000 $ 90,000
Gillespie, Texas 1 $ 575,000 $ 575,000 $ 173,000
Guadalupe, Texas 1 $ 578,000 $ 578,000 $ 215,000
Hays, Texas 1 $ 500,000 $ 500,000 $ 192,000
Henderson, Texas 1 $ 834,000 $ 834,000 $ 373,000
Lubbock, Texas 1 $ 471,000 $ 471,000 $ 290,000
McLennan, Texas 1 $ 700,000 $ 700,000 $ 660,000
Midland, Texas 1 $ 236,000 $ 236,000 $ 66,000
Montague, Texas 1 $ 470,000 $ 470,000 $ 144,000
Parker, Texas 1 $ 1,000,000 $ 1,000,000 $ 253,000
Randall, Texas 1 $ 188,000 $ 188,000 $ 72,000
Uvalde, Texas 1 $ 1,200,000 $ 1,200,000 $ 1,125,000
Wood, Texas 1 $ 460,000 $ 460,000 $ 271,000
Davis, Utah 1 $ 938,000 $ 938,000 $ 0
Duchesne, Utah 1 $ 4,000,000 $ 4,000,000 $ 6,716,000
Wasatch, Utah 1 $ 1,000,000 $ 1,000,000 $ 311,000
Bennington, Vermont 1 $ 685,000 $ 685,000 $ 165,000
Chittenden, Vermont 1 $ 196,000 $ 196,000 $ 184,000
Washington, Vermont 1 $ 866,000 $ 866,000 $ 416,000
Accomack, Virginia 1 $ 581,000 $ 581,000 $ 477,000
Albemarle, Virginia 1 $ 418,000 $ 418,000 $ 184,000
Chesterfield, Virginia 1 $ 606,000 $ 606,000 $ 230,000
Clarke, Virginia 1 $ 510,000 $ 510,000 $ 240,000
Franklin, Virginia 1 $ 720,000 $ 720,000 $ 367,000
Northampton, Virginia 1 $ 675,000 $ 675,000 $ 365,000
Orange, Virginia 1 $ 890,000 $ 890,000 $ 425,000
Roanoke, Virginia 1 $ 154,000 $ 154,000 $ 106,000
Roanoke City, Virginia 1 $ 615,000 $ 615,000 $ 480,000
Rockbridge, Virginia 1 $ 601,000 $ 601,000 $ 161,000
Rockingham, Virginia 1 $ 249,000 $ 249,000 $ 148,000
Suffolk, Virginia 1 $ 570,000 $ 570,000 $ 325,000
Washington, Virginia 1 $ 235,000 $ 235,000 $ 63,000
Benton, Washington 1 $ 444,000 $ 444,000 $ 647,000
Clark, Washington 1 $ 750,000 $ 750,000 $ 334,000
Cowlitz, Washington 1 $ 390,000 $ 390,000 $ 134,000
Lewis, Washington 1 $ 184,000 $ 184,000 $ 58,000
Okanogan, Washington 1 $ 564,000 $ 564,000 $ 720,000
Berkeley, West Virginia 1 $ 503,000 $ 503,000 $ 186,000
Greenbrier, West Virginia 1 $ 720,000 $ 720,000 $ 323,000
Kanawha, West Virginia 1 $ 400,000 $ 400,000 $ 118,000
Monongalia, West Virginia 1 $ 727,000 $ 727,000 $ 491,000
Tucker, West Virginia 1 $ 675,000 $ 675,000 $ 491,000
Calumet, Wisconsin 1 $ 229,000 $ 229,000 $ 65,000
Green Lake, Wisconsin 1 $ 1,626,000 $ 1,626,000 $ 900,000
Juneau, Wisconsin 1 $ 1,000,000 $ 1,000,000 $ 304,000
Kenosha, Wisconsin 1 $ 763,000 $ 763,000 $ 1,000,000
Manitowoc, Wisconsin 1 $ 627,000 $ 627,000 $ 270,000
Oneida, Wisconsin 1 $ 541,000 $ 541,000 $ 272,000
Sawyer, Wisconsin 1 $ 176,000 $ 176,000 $ 185,000
Sheboygan, Wisconsin 1 $ 540,000 $ 540,000 $ 179,000

Mortgage Loan Application Detail Totals for UBS Bank USA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,093 $1,952,765,000 $932,000 $15,000,000 $458,000 $9,999,000
Home Purchase 1,584 $1,403,564,000 $886,000 $14,470,000 $450,000 $9,999,000
Home Improvement 22 $16,532,000 $751,000 $1,850,000 $278,000 $1,326,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,069 $2,791,531,000 $909,000 $15,000,000 $444,000 $9,999,000
Not Provided 324 $309,808,000 $956,000 $7,500,000 $551,000 $7,783,000
Asian 157 $156,310,000 $995,000 $3,234,000 $442,000 $3,124,000
Hispanic 96 $73,296,000 $763,000 $3,480,000 $428,000 $2,723,000
Black or African American 35 $25,901,000 $740,000 $1,950,000 $581,000 $5,372,000
American Indian or Alaskan Native 14 $7,130,000 $509,000 $1,000,000 $260,000 $610,000
Native Hawaiian or Other Pacific Islander 3 $1,835,000 $611,000 $660,000 $397,000 $795,000
Not applicable 1 $7,050,000 $7,050,000 $7,050,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,699 $3,372,861,000 $911,000 $15,000,000 $454,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,386 $2,128,735,000 $892,000 $15,000,000 $464,000 $9,999,000
Application Withdrawn By Applicant 427 $376,590,000 $881,000 $7,500,000 $448,000 $9,999,000
Application Denied By Financial Institution 360 $323,333,000 $898,000 $8,000,000 $295,000 $2,704,000
File Closed For Incompleteness 265 $290,648,000 $1,096,000 $13,000,000 $492,000 $9,999,000
Application Approved But Not Accepted 261 $253,555,000 $971,000 $13,365,000 $543,000 $6,787,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 179 $162,313,000 $906,000 $6,550,000 $172,000 $911,000
Collateral 57 $53,787,000 $943,000 $4,250,000 $523,000 $2,450,000
Other 46 $44,342,000 $963,000 $2,729,000 $438,000 $2,486,000
Credit History 45 $42,233,000 $938,000 $8,000,000 $337,000 $1,200,000
Unverifiable Information 12 $5,054,000 $421,000 $813,000 $256,000 $941,000
Credit Application Incomplete 9 $6,456,000 $717,000 $1,320,000 $513,000 $2,704,000
Insufficient Cash (Downpayment, Closing Cost) 8 $7,473,000 $934,000 $3,203,000 $265,000 $650,000
Employment History 4 $1,675,000 $418,000 $640,000 $119,000 $289,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Bank USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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