UBS Mortgage LLC Mortgage Lending & HMDA Data, 2004
In 2004, UBS Mortgage LLC of Minneapolis, MN reported 248 mortgage applications totaling $60.2 million, down 46% from 2003. The average application was for $242,834, and applicants reported an average income of $163,366. 98% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Edison, NJ (12), New York-Wayne-White Plains, NY-NJ (8) and Nassau-Suffolk, NY (6) (applications in parentheses).
| Mortgage Company & Address | UBS Mortgage LLC 2701 Wells Fargo Way, Mac X9902-01r Minneapolis, MN 55467 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 248 |
| Total Mortgage Loan Application Amount | $60,223,000 |
| Average Mortgage Loan Application Amount | $242,834 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $163,366 |
| Highest Applicant Income | $1,008,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfield, Connecticut | 5 | $ 1,442,000 | $ 288,400 | $ 128,000 |
| Monmouth, New Jersey | 5 | $ 1,334,000 | $ 266,800 | $ 222,000 |
| Westchester, New York | 5 | $ 1,644,000 | $ 328,800 | $ 238,000 |
| Maricopa, Arizona | 4 | $ 946,000 | $ 236,500 | $ 156,000 |
| Orange, California | 4 | $ 1,090,000 | $ 272,500 | $ 175,000 |
| San Diego, California | 4 | $ 1,510,000 | $ 377,500 | $ 224,000 |
| New Haven, Connecticut | 4 | $ 990,000 | $ 247,500 | $ 152,000 |
| Palm Beach, Florida | 4 | $ 787,000 | $ 196,750 | $ 100,000 |
| Bergen, New Jersey | 4 | $ 832,000 | $ 208,000 | $ 141,000 |
| Middlesex, New Jersey | 4 | $ 973,000 | $ 243,250 | $ 100,000 |
| Fairfax, Virginia | 4 | $ 1,065,000 | $ 266,250 | $ 448,000 |
| Anchorage, Alaska | 3 | $ 929,000 | $ 309,666 | $ 207,000 |
| San Bernardino, California | 3 | $ 683,000 | $ 227,666 | $ 176,000 |
| New London, Connecticut | 3 | $ 1,288,000 | $ 429,333 | $ 575,000 |
| Broward, Florida | 3 | $ 783,000 | $ 261,000 | $ 250,000 |
| Collier, Florida | 3 | $ 656,000 | $ 218,666 | $ 127,000 |
| Martin, Florida | 3 | $ 490,000 | $ 163,333 | $ 99,000 |
| Miami-Dade, Florida | 3 | $ 785,000 | $ 261,666 | $ 201,000 |
| Orleans, Louisiana | 3 | $ 638,000 | $ 212,666 | $ 156,000 |
| Montgomery, Maryland | 3 | $ 1,052,000 | $ 350,666 | $ 220,000 |
| Middlesex, Massachusetts | 3 | $ 651,000 | $ 217,000 | $ 137,000 |
| Clark, Nevada | 3 | $ 587,000 | $ 195,666 | $ 106,000 |
| Nassau, New York | 3 | $ 1,312,000 | $ 437,333 | $ 194,000 |
| Suffolk, New York | 3 | $ 800,000 | $ 266,666 | $ 170,000 |
| Multnomah, Oregon | 3 | $ 706,000 | $ 235,333 | $ 173,000 |
| Harris, Texas | 3 | $ 573,000 | $ 191,000 | $ 143,000 |
| King, Washington | 3 | $ 500,000 | $ 166,666 | $ 114,000 |
| Yavapai, Arizona | 2 | $ 219,000 | $ 109,500 | $ 32,000 |
| Riverside, California | 2 | $ 415,000 | $ 207,500 | $ 157,000 |
| San Francisco, California | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| San Mateo, California | 2 | $ 574,000 | $ 287,000 | $ 143,000 |
| Pinellas, Florida | 2 | $ 478,000 | $ 239,000 | $ 86,000 |
| Cook, Illinois | 2 | $ 407,000 | $ 203,500 | $ 149,000 |
| McHenry, Illinois | 2 | $ 275,000 | $ 137,500 | $ 87,000 |
| Johnson, Kansas | 2 | $ 467,000 | $ 233,500 | $ 84,000 |
| Essex, Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Hennepin, Minnesota | 2 | $ 215,000 | $ 107,500 | $ 49,000 |
| St. Louis, Missouri | 2 | $ 423,000 | $ 211,500 | $ 96,000 |
| Essex, New Jersey | 2 | $ 592,000 | $ 296,000 | $ 143,000 |
| Hudson, New Jersey | 2 | $ 444,000 | $ 222,000 | $ 86,000 |
| Ocean, New Jersey | 2 | $ 668,000 | $ 334,000 | $ 262,000 |
| Richmond, New York | 2 | $ 536,000 | $ 268,000 | $ 75,000 |
| Franklin, Ohio | 2 | $ 431,000 | $ 215,500 | $ 242,000 |
| Summit, Ohio | 2 | $ 287,000 | $ 143,500 | $ 151,000 |
| Tulsa, Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 120,000 |
| Bucks, Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 140,000 |
| Montgomery, Pennsylvania | 2 | $ 526,000 | $ 263,000 | $ 136,000 |
| Westmoreland, Pennsylvania | 2 | $ 199,000 | $ 99,500 | $ 60,000 |
| Charleston, South Carolina | 2 | $ 589,000 | $ 294,500 | $ 199,000 |
| Dallas, Texas | 2 | $ 334,000 | $ 167,000 | $ 354,000 |
| Travis, Texas | 2 | $ 239,000 | $ 119,500 | $ 44,000 |
| Jefferson, Alabama | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Talladega, Alabama | 1 | $ 240,000 | $ 240,000 | $ 131,000 |
| Kenai Peninsula, Alaska | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Pima, Arizona | 1 | $ 424,000 | $ 424,000 | $ 475,000 |
| Marion, Arkansas | 1 | $ 213,000 | $ 213,000 | $ 100,000 |
| Pulaski, Arkansas | 1 | $ 178,000 | $ 178,000 | $ 150,000 |
| Butte, California | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| Lake, California | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Los Angeles, California | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Marin, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,008,000 |
| Sacramento, California | 1 | $ 220,000 | $ 220,000 | $ 74,000 |
| Santa Clara, California | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| Sierra, California | 1 | $ 270,000 | $ 270,000 | $ 180,000 |
| Solano, California | 1 | $ 167,000 | $ 167,000 | $ 59,000 |
| Tuolumne, California | 1 | $ 605,000 | $ 605,000 | $ 150,000 |
| Arapahoe, Colorado | 1 | $ 179,000 | $ 179,000 | $ 250,000 |
| El Paso, Colorado | 1 | $ 330,000 | $ 330,000 | $ 400,000 |
| Jefferson, Colorado | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Larimer, Colorado | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Summit, Colorado | 1 | $ 300,000 | $ 300,000 | $ 692,000 |
| Hartford, Connecticut | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Litchfield, Connecticut | 1 | $ 334,000 | $ 334,000 | $ 88,000 |
| Kent, Delaware | 1 | $ 240,000 | $ 240,000 | $ 74,000 |
| New Castle, Delaware | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Sussex, Delaware | 1 | $ 496,000 | $ 496,000 | $ 150,000 |
| Bay, Florida | 1 | $ 500,000 | $ 500,000 | $ 500,000 |
| Orange, Florida | 1 | $ 167,000 | $ 167,000 | $ 76,000 |
| DeKalb, Georgia | 1 | $ 179,000 | $ 179,000 | $ 58,000 |
| Pickens, Georgia | 1 | $ 320,000 | $ 320,000 | $ 204,000 |
| Union, Georgia | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Walker, Georgia | 1 | $ 51,000 | $ 51,000 | $ 16,000 |
| Williamson, Illinois | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Marion, Indiana | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Linn, Iowa | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Lyon, Kansas | 1 | $ 77,000 | $ 77,000 | $ 500,000 |
| Cumberland, Maine | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Baltimore City, Maryland | 1 | $ 120,000 | $ 120,000 | $ 123,000 |
| Worcester, Maryland | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Plymouth, Massachusetts | 1 | $ 800,000 | $ 800,000 | $ 396,000 |
| Suffolk, Massachusetts | 1 | $ 330,000 | $ 330,000 | $ 189,000 |
| Genesee, Michigan | 1 | $ 290,000 | $ 290,000 | $ 98,000 |
| Grand Traverse, Michigan | 1 | $ 119,000 | $ 119,000 | $ 30,000 |
| Saginaw, Michigan | 1 | $ 334,000 | $ 334,000 | $ 224,000 |
| Washtenaw, Michigan | 1 | $ 206,000 | $ 206,000 | $ 56,000 |
| Anoka, Minnesota | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| Sherburne, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| St. Louis, Minnesota | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Rankin, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Rockingham, New Hampshire | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| Atlantic, New Jersey | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Burlington, New Jersey | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Camden, New Jersey | 1 | $ 321,000 | $ 321,000 | $ 500,000 |
| Mercer, New Jersey | 1 | $ 300,000 | $ 300,000 | $ 370,000 |
| Morris, New Jersey | 1 | $ 254,000 | $ 254,000 | $ 122,000 |
| Passaic, New Jersey | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Salem, New Jersey | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Somerset, New Jersey | 1 | $ 310,000 | $ 310,000 | $ 100,000 |
| Union, New Jersey | 1 | $ 240,000 | $ 240,000 | $ 125,000 |
| Warren, New Jersey | 1 | $ 252,000 | $ 252,000 | $ 80,000 |
| Cayuga, New York | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Dutchess, New York | 1 | $ 600,000 | $ 600,000 | $ 447,000 |
| Erie, New York | 1 | $ 90,000 | $ 90,000 | $ 130,000 |
| Greene, New York | 1 | $ 238,000 | $ 238,000 | $ 327,000 |
| Livingston, New York | 1 | $ 248,000 | $ 248,000 | $ 145,000 |
| Monroe, New York | 1 | $ 153,000 | $ 153,000 | $ 135,000 |
| New York, New York | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Sullivan, New York | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Wayne, New York | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Buncombe, North Carolina | 1 | $ 813,000 | $ 813,000 | $ 338,000 |
| Henderson, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Mecklenburg, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Union, North Carolina | 1 | $ 127,000 | $ 127,000 | $ 112,000 |
| Cuyahoga, Ohio | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Hamilton, Ohio | 1 | $ 322,000 | $ 322,000 | $ 64,000 |
| Montgomery, Ohio | 1 | $ 150,000 | $ 150,000 | $ 176,000 |
| Wayne, Ohio | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Deschutes, Oregon | 1 | $ 292,000 | $ 292,000 | $ 200,000 |
| Washington, Oregon | 1 | $ 330,000 | $ 330,000 | $ 165,000 |
| Chester, Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 132,000 |
| Delaware, Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 520,000 |
| Washington, Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| Anderson, South Carolina | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Georgetown, South Carolina | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Horry, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Richland, South Carolina | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Sumter, South Carolina | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Davidson, Tennessee | 1 | $ 223,000 | $ 223,000 | $ 125,000 |
| Hamilton, Tennessee | 1 | $ 330,000 | $ 330,000 | $ 75,000 |
| Williamson, Tennessee | 1 | $ 97,000 | $ 97,000 | $ 113,000 |
| Burnet, Texas | 1 | $ 600,000 | $ 600,000 | $ 280,000 |
| Collin, Texas | 1 | $ 298,000 | $ 298,000 | $ 96,000 |
| Denton, Texas | 1 | $ 176,000 | $ 176,000 | $ 137,000 |
| Galveston, Texas | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Lamar, Texas | 1 | $ 176,000 | $ 176,000 | $ 175,000 |
| Tarrant, Texas | 1 | $ 280,000 | $ 280,000 | $ 180,000 |
| Washington, Utah | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Arlington, Virginia | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
| Goochland, Virginia | 1 | $ 283,000 | $ 283,000 | $ 146,000 |
| Louisa, Virginia | 1 | $ 240,000 | $ 240,000 | $ 206,000 |
| Norfolk, Virginia | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Roanoke City, Virginia | 1 | $ 208,000 | $ 208,000 | $ 70,000 |
| Southampton, Virginia | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Virginia Beach, Virginia | 1 | $ 284,000 | $ 284,000 | $ 51,000 |
| Spokane, Washington | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Sawyer, Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for UBS Mortgage LLC in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 124 | $29,848,000 | $219,968 | $1,000,000 | $141,062 | $1,008,000 |
| Refinancing | 124 | $30,375,000 | $225,806 | $850,000 | $148,387 | $1,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 203 | $48,415,000 | $210,675 | $1,000,000 | $131,567 | $1,008,000 |
| Not Provided | 33 | $8,517,000 | $256,166 | $850,000 | $173,500 | $800,000 |
| Hispanic | 6 | $1,539,000 | $239,750 | $321,000 | $198,250 | $500,000 |
| Asian | 3 | $866,000 | $288,666 | $334,000 | $154,333 | $198,000 |
| Not applicable | 2 | $648,000 | $324,000 | $460,000 | $139,500 | $227,000 |
| Black or African American | 1 | $238,000 | $238,000 | $238,000 | $327,000 | $327,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 248 | $60,223,000 | $213,315 | $1,000,000 | $136,684 | $1,008,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 244 | $58,243,000 | $211,894 | $850,000 | $135,342 | $1,000,000 |
| Application Approved But Not Accepted | 4 | $1,980,000 | $596,666 | $1,000,000 | $493,333 | $1,008,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Mortgage LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess UBS Mortgage LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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