UBS Mortgage LLC Mortgage Lending & HMDA Data, 2007

In 2007, UBS Mortgage LLC of Minneapolis, MN reported 209 mortgage applications totaling $59.0 million, down 41% from 2006. The average application was for $282,105, and applicants reported an average income of $194,889. 89% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (18), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (7) and Denver-Aurora, CO (6) (applications in parentheses).

Mortgage Company & Address UBS Mortgage LLC
2801 4th Ave S, 1st Floor, Mac X9902-01r
Minneapolis, MN 55408
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  
Total Number of Mortgage Applications 209
Total Mortgage Loan Application Amount $58,960,000
Average Mortgage Loan Application Amount $282,105
Highest Mortgage Loan Application Amount $750,000
Average Applicant Income $194,889
Highest Applicant Income $1,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Mortgage LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Broward, Florida 7 $ 1,881,000 $ 268,714 $ 129,000
Bergen, New Jersey 5 $ 1,653,000 $ 330,600 $ 236,000
King, Washington 5 $ 1,457,000 $ 291,400 $ 292,000
Pima, Arizona 4 $ 945,000 $ 236,250 $ 78,000
Los Angeles, California 4 $ 1,088,000 $ 272,000 $ 213,000
Riverside, California 4 $ 952,000 $ 238,000 $ 209,000
San Diego, California 4 $ 1,262,000 $ 315,500 $ 185,000
Maricopa, Arizona 3 $ 693,000 $ 231,000 $ 359,000
Orange, California 3 $ 925,000 $ 308,333 $ 109,000
Arapahoe, Colorado 3 $ 1,237,000 $ 412,333 $ 216,000
Martin, Florida 3 $ 777,000 $ 259,000 $ 110,000
Miami-Dade, Florida 3 $ 852,000 $ 284,000 $ 298,000
St. Lucie, Florida 3 $ 731,000 $ 243,666 $ 147,000
Lake, Illinois 3 $ 765,000 $ 255,000 $ 193,000
Jefferson, Kentucky 3 $ 843,000 $ 281,000 $ 107,000
Hennepin, Minnesota 3 $ 642,000 $ 214,000 $ 415,000
New York, New York 3 $ 1,234,000 $ 411,333 $ 308,000
Travis, Texas 3 $ 858,000 $ 286,000 $ 81,000
Butte, California 2 $ 667,000 $ 333,500 $ 151,000
San Francisco, California 2 $ 950,000 $ 475,000 $ 288,000
Ventura, California 2 $ 435,000 $ 217,500 $ 59,000
El Paso, Colorado 2 $ 598,000 $ 299,000 $ 154,000
New London, Connecticut 2 $ 737,000 $ 368,500 $ 531,000
Lee, Florida 2 $ 356,000 $ 178,000 $ 126,000
Honolulu, Hawaii 2 $ 877,000 $ 438,500 $ 110,000
Baltimore City, Maryland 2 $ 512,000 $ 256,000 $ 172,000
Middlesex, Massachusetts 2 $ 587,000 $ 293,500 $ 117,000
Oakland, Michigan 2 $ 515,000 $ 257,500 $ 165,000
Hillsborough, New Hampshire 2 $ 545,000 $ 272,500 $ 92,000
Hudson, New Jersey 2 $ 790,000 $ 395,000 $ 290,000
Mercer, New Jersey 2 $ 525,000 $ 262,500 $ 191,000
Monmouth, New Jersey 2 $ 672,000 $ 336,000 $ 123,000
Ocean, New Jersey 2 $ 680,000 $ 340,000 $ 144,000
Passaic, New Jersey 2 $ 560,000 $ 280,000 $ 206,000
Putnam, New York 2 $ 480,000 $ 240,000 $ 143,000
Rockland, New York 2 $ 751,000 $ 375,500 $ 147,000
Bucks, Pennsylvania 2 $ 576,000 $ 288,000 $ 202,000
Northampton, Pennsylvania 2 $ 512,000 $ 256,000 $ 112,000
Harris, Texas 2 $ 314,000 $ 157,000 $ 45,000
Montgomery, Texas 2 $ 213,000 $ 106,500 $ 208,000
Tarrant, Texas 2 $ 617,000 $ 308,500 $ 178,000
Dane, Wisconsin 2 $ 635,000 $ 317,500 $ 184,000
Shelby, Alabama 1 $ 360,000 $ 360,000 $ 165,000
Pinal, Arizona 1 $ 275,000 $ 275,000 $ 161,000
Cleburne, Arkansas 1 $ 100,000 $ 100,000 $ 48,000
Contra Costa, California 1 $ 150,000 $ 150,000 $ 31,000
Nevada, California 1 $ 257,000 $ 257,000 $ 176,000
San Bernardino, California 1 $ 74,000 $ 74,000 $ 36,000
Santa Clara, California 1 $ 417,000 $ 417,000 $ 141,000
Solano, California 1 $ 150,000 $ 150,000 $ 146,000
Adams, Colorado 1 $ 115,000 $ 115,000 $ 55,000
Denver, Colorado 1 $ 310,000 $ 310,000 $ 159,000
Jefferson, Colorado 1 $ 171,000 $ 171,000 $ 63,000
Routt, Colorado 1 $ 200,000 $ 200,000 $ 100,000
Summit, Colorado 1 $ 126,000 $ 126,000 $ 171,000
Hartford, Connecticut 1 $ 180,000 $ 180,000 $ 160,000
Charlotte, Florida 1 $ 192,000 $ 192,000 $ 72,000
Collier, Florida 1 $ 417,000 $ 417,000 $ 240,000
Highlands, Florida 1 $ 100,000 $ 100,000 $ 66,000
Nassau, Florida 1 $ 350,000 $ 350,000 $ 90,000
Palm Beach, Florida 1 $ 150,000 $ 150,000 $ 103,000
Sarasota, Florida 1 $ 412,000 $ 412,000 $ 350,000
Seminole, Florida 1 $ 184,000 $ 184,000 $ 640,000
St. Johns, Florida 1 $ 214,000 $ 214,000 $ 60,000
Fulton, Georgia 1 $ 417,000 $ 417,000 $ 284,000
Kauai, Hawaii 1 $ 606,000 $ 606,000 $ 198,000
Cook, Illinois 1 $ 340,000 $ 340,000 $ 155,000
Dickinson, Iowa 1 $ 350,000 $ 350,000 $ 177,000
Douglas, Kansas 1 $ 365,000 $ 365,000 $ 186,000
Orleans, Louisiana 1 $ 276,000 $ 276,000 $ 367,000
Hancock, Maine 1 $ 352,000 $ 352,000 $ 240,000
Penobscot, Maine 1 $ 214,000 $ 214,000 $ 145,000
Frederick, Maryland 1 $ 417,000 $ 417,000 $ 215,000
Barnstable, Massachusetts 1 $ 375,000 $ 375,000 $ 282,000
Berkshire, Massachusetts 1 $ 417,000 $ 417,000 $ 800,000
Hampden, Massachusetts 1 $ 350,000 $ 350,000 $ 145,000
Ingham, Michigan 1 $ 188,000 $ 188,000 $ 125,000
Kent, Michigan 1 $ 417,000 $ 417,000 $ 188,000
Washington, Minnesota 1 $ 311,000 $ 311,000 $ 120,000
Jackson, Missouri 1 $ 260,000 $ 260,000 $ 93,000
St. Charles, Missouri 1 $ 300,000 $ 300,000 $ 135,000
St. Louis, Missouri 1 $ 190,000 $ 190,000 $ 498,000
Dodge, Nebraska 1 $ 199,000 $ 199,000 $ 120,000
Clark, Nevada 1 $ 217,000 $ 217,000 $ 190,000
Grafton, New Hampshire 1 $ 150,000 $ 150,000 $ 200,000
Rockingham, New Hampshire 1 $ 162,000 $ 162,000 $ 124,000
Burlington, New Jersey 1 $ 316,000 $ 316,000 $ 128,000
Essex, New Jersey 1 $ 196,000 $ 196,000 $ 300,000
Gloucester, New Jersey 1 $ 400,000 $ 400,000 $ 595,000
Hunterdon, New Jersey 1 $ 417,000 $ 417,000 $ 150,000
Middlesex, New Jersey 1 $ 408,000 $ 408,000 $ 150,000
Morris, New Jersey 1 $ 250,000 $ 250,000 $ 97,000
Grant, New Mexico 1 $ 198,000 $ 198,000 $ 112,000
Lincoln, New Mexico 1 $ 360,000 $ 360,000 $ 350,000
Santa Fe, New Mexico 1 $ 325,000 $ 325,000 $ 718,000
Taos, New Mexico 1 $ 120,000 $ 120,000 $ 76,000
Albany, New York 1 $ 250,000 $ 250,000 $ 150,000
Erie, New York 1 $ 164,000 $ 164,000 $ 110,000
Nassau, New York 1 $ 300,000 $ 300,000 $ 425,000
Orange, New York 1 $ 200,000 $ 200,000 $ 95,000
Queens, New York 1 $ 200,000 $ 200,000 $ 68,000
Westchester, New York 1 $ 400,000 $ 400,000 $ 315,000
Northampton, North Carolina 1 $ 209,000 $ 209,000 $ 50,000
Polk, North Carolina 1 $ 188,000 $ 188,000 $ 52,000
Rockingham, North Carolina 1 $ 228,000 $ 228,000 $ 100,000
Wake, North Carolina 1 $ 282,000 $ 282,000 $ 285,000
Mahoning, Ohio 1 $ 102,000 $ 102,000 $ 50,000
Jackson, Oregon 1 $ 417,000 $ 417,000 $ 400,000
Josephine, Oregon 1 $ 360,000 $ 360,000 $ 133,000
Multnomah, Oregon 1 $ 90,000 $ 90,000 $ 62,000
Washington, Oregon 1 $ 361,000 $ 361,000 $ 400,000
Allegheny, Pennsylvania 1 $ 384,000 $ 384,000 $ 271,000
Chester, Pennsylvania 1 $ 255,000 $ 255,000 $ 57,000
Montgomery, Pennsylvania 1 $ 150,000 $ 150,000 $ 79,000
Westmoreland, Pennsylvania 1 $ 300,000 $ 300,000 $ 180,000
Kent, Rhode Island 1 $ 750,000 $ 750,000 $ 250,000
Aiken, South Carolina 1 $ 193,000 $ 193,000 $ 59,000
Beaufort, South Carolina 1 $ 400,000 $ 400,000 $ 325,000
Charleston, South Carolina 1 $ 408,000 $ 408,000 $ 627,000
Georgetown, South Carolina 1 $ 250,000 $ 250,000 $ 220,000
Horry, South Carolina 1 $ 150,000 $ 150,000 $ 98,000
Pickens, South Carolina 1 $ 384,000 $ 384,000 $ 166,000
Davidson, Tennessee 1 $ 230,000 $ 230,000 $ 65,000
Collin, Texas 1 $ 368,000 $ 368,000 $ 350,000
Comal, Texas 1 $ 200,000 $ 200,000 $ 83,000
Dallas, Texas 1 $ 350,000 $ 350,000 $ 223,000
Lubbock, Texas 1 $ 94,000 $ 94,000 $ 400,000
Williamson, Texas 1 $ 284,000 $ 284,000 $ 149,000
Washington, Utah 1 $ 219,000 $ 219,000 $ 60,000
Windham, Vermont 1 $ 403,000 $ 403,000 $ 825,000
Accomack, Virginia 1 $ 221,000 $ 221,000 $ 168,000
Albemarle, Virginia 1 $ 263,000 $ 263,000 $ 100,000
Chesapeake, Virginia 1 $ 340,000 $ 340,000 $ 114,000
Virginia Beach, Virginia 1 $ 417,000 $ 417,000 $ 247,000
Kittitas, Washington 1 $ 208,000 $ 208,000 $ 330,000
Spokane, Washington 1 $ 110,000 $ 110,000 $ 33,000
Eau Claire, Wisconsin 1 $ 212,000 $ 212,000 $ 175,000

Mortgage Loan Application Detail Totals for UBS Mortgage LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 105 $29,741,000 $283,000 $750,000 $201,000 $800,000
Refinancing 81 $23,626,000 $291,000 $650,000 $200,000 $943,000
Home Improvement 23 $5,593,000 $243,000 $417,000 $149,000 $1,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 147 $40,629,000 $276,000 $650,000 $187,000 $1,000,000
Not Provided 56 $16,168,000 $288,000 $750,000 $219,000 $718,000
Hispanic 3 $1,114,000 $371,000 $408,000 $130,000 $204,000
Asian 2 $572,000 $286,000 $400,000 $235,000 $350,000
Native Hawaiian or Other Pacific Islander 1 $477,000 $477,000 $477,000 $100,000 $100,000
Not applicable 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 209 $58,960,000 $282,000 $750,000 $195,000 $1,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 186 $52,229,000 $280,000 $750,000 $195,000 $1,000,000
Application Approved But Not Accepted 23 $6,731,000 $292,000 $606,000 $195,000 $825,000
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Mortgage LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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