UBS Mortgage LLC Mortgage Lending & HMDA Data, 2007

In 2007, UBS Mortgage LLC of Minneapolis, MN reported 209 mortgage applications totaling $59.0 million, down 41% from 2006. The average application was for $282,105, and applicants reported an average income of $194,889. 89% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (18), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (7) and Denver-Aurora, CO (6) (applications in parentheses).

Mortgage Company & Address UBS Mortgage LLC
2801 4th Ave S, 1st Floor, Mac X9902-01r
Minneapolis, MN 55408
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  
Total Number of Mortgage Applications 209
Total Mortgage Loan Application Amount $58,960,000
Average Mortgage Loan Application Amount $282,105
Highest Mortgage Loan Application Amount $750,000
Average Applicant Income $194,889
Highest Applicant Income $1,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Mortgage LLC by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
New York-White Plains-Wayne, NY-NJ 18 $ 6,068,000 $ 337,111 $ 225,500
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 7 $ 1,881,000 $ 268,714 $ 129,000
Denver-Aurora, CO 6 $ 1,833,000 $ 305,500 $ 154,000
Port St. Lucie, FL 6 $ 1,508,000 $ 251,333 $ 128,000
Edison, NJ 5 $ 1,760,000 $ 352,000 $ 137,000
Riverside-San Bernardino-Ontario, CA 5 $ 1,026,000 $ 205,200 $ 174,000
Seattle-Bellevue-Everett, WA 5 $ 1,457,000 $ 291,400 $ 292,000
Austin-Round Rock, TX 4 $ 1,142,000 $ 285,500 $ 98,000
Houston-Sugar Land-Baytown, TX 4 $ 527,000 $ 131,750 $ 126,000
Los Angeles-Long Beach-Glendale, CA 4 $ 1,088,000 $ 272,000 $ 213,000
Minneapolis-St. Paul-Bloomington, MN-WI 4 $ 953,000 $ 238,250 $ 341,000
Philadelphia, PA 4 $ 981,000 $ 245,250 $ 135,000
Phoenix-Mesa-Scottsdale, AZ 4 $ 968,000 $ 242,000 $ 310,000
San Diego-Carlsbad-San Marcos, CA 4 $ 1,262,000 $ 315,500 $ 185,000
Tucson, AZ 4 $ 945,000 $ 236,250 $ 78,000
Lake County-Kenosha County, IL-WI 3 $ 765,000 $ 255,000 $ 193,000
Louisville-Jefferson County, KY-IN 3 $ 843,000 $ 281,000 $ 107,000
Miami-Miami Beach-Kendall, FL 3 $ 852,000 $ 284,000 $ 298,000
Newark-Union, NJ-PA 3 $ 863,000 $ 287,666 $ 182,000
Santa Ana-Anaheim-Irvine, CA 3 $ 925,000 $ 308,333 $ 109,000
Allentown-Bethlehem-Easton, PA-NJ 2 $ 512,000 $ 256,000 $ 112,000
Baltimore-Towson, MD 2 $ 512,000 $ 256,000 $ 172,000
Cambridge-Newton-Framingham, MA 2 $ 587,000 $ 293,500 $ 117,000
Camden, NJ 2 $ 716,000 $ 358,000 $ 361,000
Cape Coral-Fort Myers, FL 2 $ 356,000 $ 178,000 $ 126,000
Chico, CA 2 $ 667,000 $ 333,500 $ 151,000
Colorado Springs, CO 2 $ 598,000 $ 299,000 $ 154,000
Dallas-Plano-Irving, TX 2 $ 718,000 $ 359,000 $ 286,000
Fort Worth-Arlington, TX 2 $ 617,000 $ 308,500 $ 178,000
Honolulu, HI 2 $ 877,000 $ 438,500 $ 110,000
Jacksonville, FL 2 $ 564,000 $ 282,000 $ 75,000
Madison, WI 2 $ 635,000 $ 317,500 $ 184,000
Manchester-Nashua, NH 2 $ 545,000 $ 272,500 $ 92,000
Norwich-New London, CT 2 $ 737,000 $ 368,500 $ 531,000
Oxnard-Thousand Oaks-Ventura, CA 2 $ 435,000 $ 217,500 $ 59,000
Pittsburgh, PA 2 $ 684,000 $ 342,000 $ 225,000
Portland-Vancouver-Beaverton, OR-WA 2 $ 451,000 $ 225,500 $ 231,000
San Francisco-San Mateo-Redwood City, CA 2 $ 950,000 $ 475,000 $ 288,000
St. Louis, MO-IL 2 $ 490,000 $ 245,000 $ 316,000
Trenton-Ewing, NJ 2 $ 525,000 $ 262,500 $ 191,000
Virginia Beach-Norfolk-Newport News, VA-NC 2 $ 757,000 $ 378,500 $ 180,000
Warren-Troy-Farmington Hills, MI 2 $ 515,000 $ 257,500 $ 165,000
Albany-Schenectady-Troy, NY 1 $ 250,000 $ 250,000 $ 150,000
Atlanta-Sandy Springs-Marietta, GA 1 $ 417,000 $ 417,000 $ 284,000
Augusta-Richmond County, GA-SC 1 $ 193,000 $ 193,000 $ 59,000
Bangor, ME 1 $ 214,000 $ 214,000 $ 145,000
Barnstable Town, MA 1 $ 375,000 $ 375,000 $ 282,000
Bethesda-Gaithersburg-Frederick, MD 1 $ 417,000 $ 417,000 $ 215,000
Birmingham-Hoover, AL 1 $ 360,000 $ 360,000 $ 165,000
Buffalo-Niagara Falls, NY 1 $ 164,000 $ 164,000 $ 110,000
Charleston-North Charleston, SC 1 $ 408,000 $ 408,000 $ 627,000
Charlottesville, VA 1 $ 263,000 $ 263,000 $ 100,000
Chicago-Naperville-Joliet, IL 1 $ 340,000 $ 340,000 $ 155,000
Eau Claire, WI 1 $ 212,000 $ 212,000 $ 175,000
Grand Rapids-Wyoming, MI 1 $ 417,000 $ 417,000 $ 188,000
Greensboro-High Point, NC 1 $ 228,000 $ 228,000 $ 100,000
Greenville-Mauldin-Easley, SC 1 $ 384,000 $ 384,000 $ 166,000
Hartford-West Hartford-East Hartford, CT 1 $ 180,000 $ 180,000 $ 160,000
Kansas City, MO-KS 1 $ 260,000 $ 260,000 $ 93,000
Lansing-East Lansing, MI 1 $ 188,000 $ 188,000 $ 125,000
Las Vegas-Paradise, NV 1 $ 217,000 $ 217,000 $ 190,000
Lawrence, KS 1 $ 365,000 $ 365,000 $ 186,000
Lubbock, TX 1 $ 94,000 $ 94,000 $ 400,000
Medford, OR 1 $ 417,000 $ 417,000 $ 400,000
Myrtle Beach-Conway-North Myrtle Beach, SC 1 $ 150,000 $ 150,000 $ 98,000
Naples-Marco Island, FL 1 $ 417,000 $ 417,000 $ 240,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 230,000 $ 230,000 $ 65,000
Nassau-Suffolk, NY 1 $ 300,000 $ 300,000 $ 425,000
New Orleans-Metairie-Kenner, LA 1 $ 276,000 $ 276,000 $ 367,000
Oakland-Fremont-Hayward, CA 1 $ 150,000 $ 150,000 $ 31,000
Orlando-Kissimmee, FL 1 $ 184,000 $ 184,000 $ 640,000
Pittsfield, MA 1 $ 417,000 $ 417,000 $ 800,000
Poughkeepsie-Newburgh-Middletown, NY 1 $ 200,000 $ 200,000 $ 95,000
Providence-New Bedford-Fall River, RI-MA 1 $ 750,000 $ 750,000 $ 250,000
Punta Gorda, FL 1 $ 192,000 $ 192,000 $ 72,000
Raleigh-Cary, NC 1 $ 282,000 $ 282,000 $ 285,000
Rockingham County-Strafford County, NH 1 $ 162,000 $ 162,000 $ 124,000
San Antonio, TX 1 $ 200,000 $ 200,000 $ 83,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 417,000 $ 417,000 $ 141,000
Santa Fe, NM 1 $ 325,000 $ 325,000 $ 718,000
Sarasota-Bradenton-Venice, FL 1 $ 412,000 $ 412,000 $ 350,000
Spokane, WA 1 $ 110,000 $ 110,000 $ 33,000
Springfield, MA 1 $ 350,000 $ 350,000 $ 145,000
St. George, UT 1 $ 219,000 $ 219,000 $ 60,000
Vallejo-Fairfield, CA 1 $ 150,000 $ 150,000 $ 146,000
West Palm Beach-Boca Raton-Boynton Beach, FL 1 $ 150,000 $ 150,000 $ 103,000
Youngstown-Warren-Boardman, OH-PA 1 $ 102,000 $ 102,000 $ 50,000

Mortgage Loan Application Detail Totals for UBS Mortgage LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 105 $29,741,000 $283,000 $750,000 $201,000 $800,000
Refinancing 81 $23,626,000 $291,000 $650,000 $200,000 $943,000
Home Improvement 23 $5,593,000 $243,000 $417,000 $149,000 $1,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 147 $40,629,000 $276,000 $650,000 $187,000 $1,000,000
Not Provided 56 $16,168,000 $288,000 $750,000 $219,000 $718,000
Hispanic 3 $1,114,000 $371,000 $408,000 $130,000 $204,000
Asian 2 $572,000 $286,000 $400,000 $235,000 $350,000
Native Hawaiian or Other Pacific Islander 1 $477,000 $477,000 $477,000 $100,000 $100,000
Not applicable 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 209 $58,960,000 $282,000 $750,000 $195,000 $1,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 186 $52,229,000 $280,000 $750,000 $195,000 $1,000,000
Application Approved But Not Accepted 23 $6,731,000 $292,000 $606,000 $195,000 $825,000
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Mortgage LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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