United Community Bank Mortgage Lending & HMDA Data, 2022

In 2022, United Community Bank of Greenville, SC reported 22,107 mortgage applications totaling $4.8 billion, up 40% from 2021. The average application was for $216,828, and applicants reported an average income of $121,831. 45% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,748), Greenville-Anderson-Mauldin, SC (752) and Nashville-Davidson--Murfreesboro--Franklin, TN (614) (applications in parentheses).

Mortgage Company & Address United Community Bank
Po Box 398
Greenville, SC 29601
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 22,107
Total Mortgage Loan Application Amount $4,793,425,000
Average Mortgage Loan Application Amount $216,828
Highest Mortgage Loan Application Amount $41,115,000
Average Applicant Income $121,831
Highest Applicant Income $8,063,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Community Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greenville, South Carolina 472 $ 94,360,000 $ 199,915 $ 158,000
Fannin, Georgia 392 $ 98,230,000 $ 250,586 $ 148,000
Union, Georgia 340 $ 64,950,000 $ 191,029 $ 112,000
Hall, Georgia 337 $ 72,515,000 $ 215,178 $ 134,000
Wake, North Carolina 332 $ 155,050,000 $ 467,018 $ 168,000
Gilmer, Georgia 331 $ 92,605,000 $ 279,773 $ 142,000
Fulton, Georgia 301 $ 128,045,000 $ 425,398 $ 251,000
Henderson, North Carolina 279 $ 75,235,000 $ 269,659 $ 131,000
Cobb, Georgia 276 $ 71,760,000 $ 260,000 $ 170,000
Charleston, South Carolina 263 $ 128,685,000 $ 489,296 $ 239,000
Horry, South Carolina 260 $ 56,230,000 $ 216,269 $ 125,000
Spartanburg, South Carolina 247 $ 38,125,000 $ 154,352 $ 101,000
White, Georgia 235 $ 43,275,000 $ 184,148 $ 110,000
Floyd, Georgia 223 $ 45,025,000 $ 201,905 $ 117,000
Johnston, North Carolina 217 $ 39,615,000 $ 182,557 $ 125,000
Cherokee, Georgia 216 $ 58,600,000 $ 271,296 $ 179,000
Gwinnett, Georgia 216 $ 95,270,000 $ 441,064 $ 157,000
Bradley, Tennessee 214 $ 43,720,000 $ 204,299 $ 119,000
Forsyth, Georgia 210 $ 56,260,000 $ 267,904 $ 158,000
Carroll, Georgia 198 $ 44,500,000 $ 224,747 $ 126,000
Loudon, Tennessee 190 $ 46,420,000 $ 244,315 $ 131,000
Pickens, Georgia 187 $ 36,595,000 $ 195,695 $ 119,000
Transylvania, North Carolina 172 $ 44,170,000 $ 256,802 $ 120,000
Mecklenburg, North Carolina 165 $ 61,765,000 $ 374,333 $ 222,000
Chattooga, Georgia 159 $ 17,535,000 $ 110,283 $ 83,000
Avery, North Carolina 149 $ 46,845,000 $ 314,395 $ 188,000
Dawson, Georgia 148 $ 42,600,000 $ 287,837 $ 147,000
Glynn, Georgia 147 $ 31,845,000 $ 216,632 $ 150,000
Habersham, Georgia 146 $ 23,350,000 $ 159,931 $ 95,000
Towns, Georgia 145 $ 20,905,000 $ 144,172 $ 97,000
DeKalb, Georgia 144 $ 43,660,000 $ 303,194 $ 145,000
Montgomery, Texas 141 $ 13,655,000 $ 96,843 $ 71,000
Chatham, Georgia 140 $ 44,210,000 $ 315,785 $ 214,000
Beaufort, South Carolina 138 $ 54,620,000 $ 395,797 $ 201,000
Paulding, Georgia 136 $ 31,350,000 $ 230,514 $ 112,000
Knox, Tennessee 134 $ 36,050,000 $ 269,029 $ 152,000
Maury, Tennessee 134 $ 23,290,000 $ 173,805 $ 104,000
Lumpkin, Georgia 130 $ 29,090,000 $ 223,769 $ 108,000
Jackson, North Carolina 129 $ 44,795,000 $ 347,248 $ 197,000
Macon, North Carolina 129 $ 21,135,000 $ 163,837 $ 129,000
Davidson, Tennessee 127 $ 44,455,000 $ 350,039 $ 200,000
Cherokee, North Carolina 126 $ 20,480,000 $ 162,539 $ 104,000
Bartow, Georgia 122 $ 29,690,000 $ 243,360 $ 115,000
Anderson, South Carolina 122 $ 22,560,000 $ 184,918 $ 105,000
Mitchell, North Carolina 120 $ 20,750,000 $ 172,916 $ 105,000
Tangipahoa, Louisiana 115 $ 11,495,000 $ 99,956 $ 66,000
Liberty, Texas 115 $ 11,475,000 $ 99,782 $ 70,000
Jackson, Georgia 100 $ 19,630,000 $ 196,300 $ 116,000
Williamson, Tennessee 99 $ 36,165,000 $ 365,303 $ 267,000
Yancey, North Carolina 95 $ 19,505,000 $ 205,315 $ 124,000
Buncombe, North Carolina 91 $ 34,125,000 $ 375,000 $ 207,000
Iredell, North Carolina 90 $ 30,170,000 $ 335,222 $ 221,000
Rabun, Georgia 89 $ 19,255,000 $ 216,348 $ 129,000
Livingston, Louisiana 89 $ 9,515,000 $ 106,910 $ 68,000
Haywood, North Carolina 89 $ 18,285,000 $ 205,449 $ 113,000
Hamilton, Tennessee 88 $ 29,930,000 $ 340,113 $ 147,000
Clay, North Carolina 86 $ 10,470,000 $ 121,744 $ 94,000
Coweta, Georgia 85 $ 21,195,000 $ 249,352 $ 145,000
Laurens, South Carolina 80 $ 9,510,000 $ 118,875 $ 163,000
Pickens, South Carolina 78 $ 20,220,000 $ 259,230 $ 125,000
Swain, North Carolina 75 $ 14,085,000 $ 187,800 $ 112,000
Hidalgo, Texas 74 $ 7,720,000 $ 104,324 $ 65,000
Jasper, Texas 74 $ 7,070,000 $ 95,540 $ 73,000
Orange, Florida 73 $ 57,785,000 $ 791,575 $ 417,000
Newton, Georgia 69 $ 14,125,000 $ 204,710 $ 108,000
Sumner, Tennessee 68 $ 14,990,000 $ 220,441 $ 126,000
Douglas, Georgia 66 $ 21,900,000 $ 331,818 $ 140,000
Richland, South Carolina 65 $ 12,335,000 $ 189,769 $ 186,000
Lafayette, Louisiana 63 $ 6,165,000 $ 97,857 $ 51,000
Watauga, North Carolina 63 $ 25,435,000 $ 403,730 $ 197,000
Panola, Mississippi 61 $ 7,295,000 $ 119,590 $ 57,000
Durham, North Carolina 61 $ 20,015,000 $ 328,114 $ 144,000
Lexington, South Carolina 61 $ 35,635,000 $ 584,180 $ 118,000
Cheatham, Tennessee 61 $ 7,825,000 $ 128,278 $ 86,000
Hardin, Texas 61 $ 6,825,000 $ 111,885 $ 82,000
Henry, Georgia 60 $ 14,320,000 $ 238,666 $ 112,000
Montgomery, Tennessee 59 $ 11,185,000 $ 189,576 $ 95,000
Palm Beach, Florida 58 $ 48,030,000 $ 828,103 $ 428,000
Fayette, Georgia 57 $ 18,735,000 $ 328,684 $ 200,000
Ector, Texas 57 $ 6,525,000 $ 114,473 $ 72,000
Berkeley, South Carolina 56 $ 23,140,000 $ 413,214 $ 148,000
Polk, Tennessee 56 $ 9,650,000 $ 172,321 $ 89,000
Roane, Tennessee 56 $ 11,300,000 $ 201,785 $ 98,000
Harris, Texas 56 $ 5,710,000 $ 101,964 $ 79,000
Banks, Georgia 53 $ 8,285,000 $ 156,320 $ 97,000
St. Landry, Louisiana 52 $ 5,930,000 $ 114,038 $ 61,000
Graham, North Carolina 52 $ 5,070,000 $ 97,500 $ 152,000
Walton, Georgia 50 $ 11,630,000 $ 232,600 $ 147,000
Broward, Florida 49 $ 32,905,000 $ 671,530 $ 420,000
Rockdale, Georgia 48 $ 10,040,000 $ 209,166 $ 111,000
Bowie, Texas 47 $ 5,795,000 $ 123,297 $ 75,000
Duval, Florida 46 $ 16,180,000 $ 351,739 $ 223,000
Miami-Dade, Florida 46 $ 39,760,000 $ 864,347 $ 492,000
Caddo, Louisiana 46 $ 5,920,000 $ 128,695 $ 70,000
Hickman, Tennessee 46 $ 4,800,000 $ 104,347 $ 68,000
Robertson, Tennessee 46 $ 8,520,000 $ 185,217 $ 108,000
Madison, Georgia 45 $ 7,165,000 $ 159,222 $ 92,000
Jones, Mississippi 44 $ 4,060,000 $ 92,272 $ 60,000
Dorchester, South Carolina 44 $ 17,580,000 $ 399,545 $ 122,000
Bossier, Louisiana 43 $ 4,835,000 $ 112,441 $ 68,000
Lee, Mississippi 43 $ 4,805,000 $ 111,744 $ 59,000
Simpson, Mississippi 42 $ 4,050,000 $ 96,428 $ 57,000
Greenwood, South Carolina 42 $ 5,360,000 $ 127,619 $ 84,000
Oconee, Georgia 41 $ 9,955,000 $ 242,804 $ 171,000
Rapides, Louisiana 41 $ 4,825,000 $ 117,682 $ 63,000
Clarke, Georgia 40 $ 7,120,000 $ 178,000 $ 210,000
Ouachita, Louisiana 40 $ 3,600,000 $ 90,000 $ 58,000
St. Helena, Louisiana 40 $ 4,470,000 $ 111,750 $ 58,000
Tyler, Texas 40 $ 3,380,000 $ 84,500 $ 77,000
Mobile, Alabama 39 $ 4,965,000 $ 127,307 $ 76,000
Sarasota, Florida 39 $ 20,795,000 $ 533,205 $ 411,000
Polk, Georgia 39 $ 10,745,000 $ 275,512 $ 126,000
Monroe, Mississippi 39 $ 4,195,000 $ 107,564 $ 47,000
Oconee, South Carolina 39 $ 12,295,000 $ 315,256 $ 170,000
Monroe, Tennessee 39 $ 8,425,000 $ 216,025 $ 127,000
Clayton, Georgia 38 $ 7,180,000 $ 188,947 $ 78,000
Rutherford, Tennessee 38 $ 6,450,000 $ 169,736 $ 120,000
Gordon, Georgia 37 $ 8,755,000 $ 236,621 $ 136,000
Franklin, Louisiana 37 $ 3,935,000 $ 106,351 $ 64,000
St. Martin, Louisiana 37 $ 4,295,000 $ 116,081 $ 67,000
Walker, Alabama 35 $ 3,985,000 $ 113,857 $ 59,000
Miller, Arkansas 35 $ 3,965,000 $ 113,285 $ 78,000
Barrow, Georgia 35 $ 8,295,000 $ 237,000 $ 146,000
Washington, Louisiana 35 $ 3,495,000 $ 99,857 $ 66,000
Newton, Texas 35 $ 3,315,000 $ 94,714 $ 81,000
Hinds, Mississippi 34 $ 3,660,000 $ 107,647 $ 69,000
Rankin, Mississippi 34 $ 3,450,000 $ 101,470 $ 66,000
Warren, Mississippi 34 $ 3,710,000 $ 109,117 $ 66,000
Grayson, Texas 34 $ 4,550,000 $ 133,823 $ 80,000
Cass, Texas 33 $ 4,095,000 $ 124,090 $ 60,000
Faulkner, Arkansas 32 $ 3,800,000 $ 118,750 $ 60,000
Blount, Tennessee 32 $ 7,920,000 $ 247,500 $ 263,000
Chilton, Alabama 31 $ 3,455,000 $ 111,451 $ 66,000
McMinn, Tennessee 31 $ 5,035,000 $ 162,419 $ 77,000
De Soto, Louisiana 30 $ 3,700,000 $ 123,333 $ 78,000
Terrebonne, Louisiana 30 $ 2,850,000 $ 95,000 $ 68,000
Wayne, Mississippi 30 $ 3,020,000 $ 100,666 $ 58,000
Harnett, North Carolina 30 $ 4,610,000 $ 153,666 $ 76,000
Georgetown, South Carolina 30 $ 11,480,000 $ 382,666 $ 220,000
Polk, Texas 30 $ 3,490,000 $ 116,333 $ 74,000
Pontotoc, Mississippi 29 $ 3,205,000 $ 110,517 $ 51,000
San Jacinto, Texas 29 $ 2,635,000 $ 90,862 $ 76,000
Talladega, Alabama 28 $ 3,050,000 $ 108,928 $ 60,000
Manatee, Florida 28 $ 14,740,000 $ 526,428 $ 212,000
Webster, Louisiana 28 $ 2,770,000 $ 98,928 $ 69,000
Marshall, Mississippi 28 $ 4,050,000 $ 144,642 $ 65,000
Bryan, Oklahoma 28 $ 3,030,000 $ 108,214 $ 75,000
Cameron, Texas 28 $ 2,670,000 $ 95,357 $ 65,000
Lincoln, Louisiana 27 $ 3,045,000 $ 112,777 $ 69,000
Lincoln, Mississippi 27 $ 2,845,000 $ 105,370 $ 68,000
Chatham, North Carolina 27 $ 20,105,000 $ 744,629 $ 274,000
Columbus, North Carolina 27 $ 5,815,000 $ 215,370 $ 85,000
Parker, Texas 27 $ 3,505,000 $ 129,814 $ 82,000
St. Johns, Florida 26 $ 13,630,000 $ 524,230 $ 474,000
Acadia, Louisiana 26 $ 3,100,000 $ 119,230 $ 66,000
Lafourche, Louisiana 26 $ 2,700,000 $ 103,846 $ 70,000
York, South Carolina 26 $ 8,270,000 $ 318,076 $ 247,000
Haralson, Georgia 25 $ 6,745,000 $ 269,800 $ 150,000
Lamar, Mississippi 25 $ 2,695,000 $ 107,800 $ 56,000
Oktibbeha, Mississippi 25 $ 2,835,000 $ 113,400 $ 53,000
Rutherford, North Carolina 25 $ 7,635,000 $ 305,400 $ 136,000
McCurtain, Oklahoma 25 $ 2,675,000 $ 107,000 $ 73,000
Orange, Texas 25 $ 2,375,000 $ 95,000 $ 84,000
Franklin, Georgia 24 $ 3,520,000 $ 146,666 $ 77,000
Itawamba, Mississippi 24 $ 2,710,000 $ 112,916 $ 51,000
Union, North Carolina 24 $ 11,280,000 $ 470,000 $ 211,000
Brevard, Florida 23 $ 21,145,000 $ 919,347 $ 330,000
Lake, Florida 23 $ 7,395,000 $ 321,521 $ 205,000
Jefferson Davis, Mississippi 23 $ 2,215,000 $ 96,304 $ 57,000
Leake, Mississippi 23 $ 2,265,000 $ 98,478 $ 54,000
Walker, Georgia 22 $ 5,350,000 $ 243,181 $ 98,000
Iberia, Louisiana 22 $ 2,400,000 $ 109,090 $ 57,000
Lafayette, Mississippi 22 $ 2,860,000 $ 130,000 $ 55,000
Brazos, Texas 22 $ 2,750,000 $ 125,000 $ 65,000
Shelby, Texas 22 $ 2,110,000 $ 95,909 $ 71,000
Cherokee, Alabama 21 $ 3,585,000 $ 170,714 $ 122,000
Hot Spring, Arkansas 21 $ 2,405,000 $ 114,523 $ 86,000
Saline, Arkansas 21 $ 2,065,000 $ 98,333 $ 86,000
Seminole, Florida 21 $ 8,715,000 $ 415,000 $ 194,000
St. Mary, Louisiana 21 $ 2,175,000 $ 103,571 $ 63,000
Vermilion, Louisiana 21 $ 2,115,000 $ 100,714 $ 53,000
New Hanover, North Carolina 21 $ 7,795,000 $ 371,190 $ 236,000
Cherokee, South Carolina 21 $ 2,975,000 $ 141,666 $ 58,000
Sevier, Tennessee 21 $ 8,935,000 $ 425,476 $ 183,000
Hunt, Texas 21 $ 2,675,000 $ 127,380 $ 66,000
Ashley, Arkansas 20 $ 1,990,000 $ 99,500 $ 76,000
Lee, Florida 20 $ 10,450,000 $ 522,500 $ 232,000
Union, Louisiana 20 $ 2,320,000 $ 116,000 $ 142,000
Neshoba, Mississippi 20 $ 1,860,000 $ 93,000 $ 42,000
Scott, Mississippi 20 $ 2,580,000 $ 129,000 $ 71,000
Orange, North Carolina 20 $ 12,930,000 $ 646,500 $ 228,000
Chambers, Texas 20 $ 2,050,000 $ 102,500 $ 75,000
Baldwin, Alabama 19 $ 4,405,000 $ 231,842 $ 80,000
Ware, Georgia 19 $ 1,665,000 $ 87,631 $ 73,000
Beauregard, Louisiana 19 $ 1,915,000 $ 100,789 $ 65,000
Calcasieu, Louisiana 19 $ 1,565,000 $ 82,368 $ 73,000
Pointe Coupee, Louisiana 19 $ 2,105,000 $ 110,789 $ 55,000
Red River, Louisiana 19 $ 2,215,000 $ 116,578 $ 61,000
Chickasaw, Mississippi 19 $ 2,075,000 $ 109,210 $ 54,000
Jasper, Mississippi 19 $ 2,365,000 $ 124,473 $ 84,000
Pike, Mississippi 19 $ 1,805,000 $ 95,000 $ 84,000
Pulaski, Arkansas 18 $ 2,370,000 $ 131,666 $ 73,000
Volusia, Florida 18 $ 7,110,000 $ 395,000 $ 381,000
Avoyelles, Louisiana 18 $ 2,080,000 $ 115,555 $ 51,000
Concordia, Louisiana 18 $ 1,870,000 $ 103,888 $ 74,000
Richland, Louisiana 18 $ 1,570,000 $ 87,222 $ 62,000
St. Charles, Louisiana 18 $ 1,800,000 $ 100,000 $ 50,000
Vernon, Louisiana 18 $ 2,020,000 $ 112,222 $ 63,000
Claiborne, Mississippi 18 $ 1,590,000 $ 88,333 $ 55,000
Prentiss, Mississippi 18 $ 1,930,000 $ 107,222 $ 48,000
Union, Mississippi 18 $ 1,790,000 $ 99,444 $ 58,000
Walthall, Mississippi 18 $ 1,820,000 $ 101,111 $ 82,000
Bexar, Texas 18 $ 17,710,000 $ 983,888 $ 76,000
Jefferson, Texas 18 $ 1,420,000 $ 78,888 $ 82,000
Navarro, Texas 18 $ 1,680,000 $ 93,333 $ 82,000
Tarrant, Texas 18 $ 2,030,000 $ 112,777 $ 76,000
Tuscaloosa, Alabama 17 $ 1,975,000 $ 116,176 $ 56,000
Effingham, Georgia 17 $ 2,225,000 $ 130,882 $ 99,000
Stephens, Georgia 17 $ 3,625,000 $ 213,235 $ 147,000
Evangeline, Louisiana 17 $ 2,095,000 $ 123,235 $ 83,000
Madison, Mississippi 17 $ 1,595,000 $ 93,823 $ 66,000
Brunswick, North Carolina 17 $ 5,185,000 $ 305,000 $ 246,000
Sabine, Texas 17 $ 1,675,000 $ 98,529 $ 59,000
Hillsborough, Florida 16 $ 6,170,000 $ 385,625 $ 178,000
Hart, Georgia 16 $ 4,940,000 $ 308,750 $ 121,000
Ascension, Louisiana 16 $ 2,150,000 $ 134,375 $ 69,000
Bienville, Louisiana 16 $ 2,040,000 $ 127,500 $ 100,000
Grant, Louisiana 16 $ 1,910,000 $ 119,375 $ 74,000
St. Tammany, Louisiana 16 $ 1,760,000 $ 110,000 $ 57,000
Lauderdale, Mississippi 16 $ 1,540,000 $ 96,250 $ 50,000
Duplin, North Carolina 16 $ 1,370,000 $ 85,625 $ 85,000
Gaston, North Carolina 16 $ 3,590,000 $ 224,375 $ 180,000
Bastrop, Texas 16 $ 1,500,000 $ 93,750 $ 50,000
Lubbock, Texas 16 $ 1,700,000 $ 106,250 $ 85,000
Midland, Texas 16 $ 1,660,000 $ 103,750 $ 70,000
Autauga, Alabama 15 $ 1,865,000 $ 124,333 $ 70,000
Amite, Mississippi 15 $ 1,505,000 $ 100,333 $ 78,000
Covington, Mississippi 15 $ 1,315,000 $ 87,666 $ 52,000
Forrest, Mississippi 15 $ 1,615,000 $ 107,666 $ 48,000
Lowndes, Mississippi 15 $ 1,715,000 $ 114,333 $ 51,000
Tallahatchie, Mississippi 15 $ 1,415,000 $ 94,333 $ 50,000
Polk, North Carolina 15 $ 4,485,000 $ 299,000 $ 118,000
Angelina, Texas 15 $ 1,605,000 $ 107,000 $ 89,000
Natchitoches, Louisiana 14 $ 1,490,000 $ 106,428 $ 73,000
Adams, Mississippi 14 $ 1,380,000 $ 98,571 $ 65,000
Copiah, Mississippi 14 $ 1,200,000 $ 85,714 $ 67,000
Jefferson, Mississippi 14 $ 1,380,000 $ 98,571 $ 61,000
Newton, Mississippi 14 $ 1,370,000 $ 97,857 $ 70,000
Franklin, North Carolina 14 $ 3,430,000 $ 245,000 $ 105,000
McDowell, North Carolina 14 $ 4,910,000 $ 350,714 $ 182,000
Sampson, North Carolina 14 $ 2,920,000 $ 208,571 $ 119,000
Wilson, Tennessee 14 $ 3,960,000 $ 282,857 $ 298,000
Grimes, Texas 14 $ 1,410,000 $ 100,714 $ 66,000
Blount, Alabama 13 $ 1,645,000 $ 126,538 $ 70,000
Cullman, Alabama 13 $ 1,785,000 $ 137,307 $ 60,000
Shelby, Alabama 13 $ 2,565,000 $ 197,307 $ 82,000
Spalding, Georgia 13 $ 2,835,000 $ 218,076 $ 99,000
Whitfield, Georgia 13 $ 2,365,000 $ 181,923 $ 80,000
Franklin, Mississippi 13 $ 1,175,000 $ 90,384 $ 68,000
Marion, Mississippi 13 $ 1,185,000 $ 91,153 $ 49,000
Perry, Mississippi 13 $ 1,225,000 $ 94,230 $ 56,000
Yalobusha, Mississippi 13 $ 1,395,000 $ 107,307 $ 69,000
Florence, South Carolina 13 $ 3,425,000 $ 263,461 $ 105,000
Dickson, Tennessee 13 $ 10,185,000 $ 783,461 $ 107,000
Warren, Tennessee 13 $ 1,735,000 $ 133,461 $ 80,000
Burleson, Texas 13 $ 1,635,000 $ 125,769 $ 73,000
Dallas, Texas 13 $ 6,015,000 $ 462,692 $ 74,000
Jefferson, Alabama 12 $ 1,700,000 $ 141,666 $ 89,000
Little River, Arkansas 12 $ 1,400,000 $ 116,666 $ 90,000
Pasco, Florida 12 $ 9,550,000 $ 795,833 $ 286,000
Heard, Georgia 12 $ 2,640,000 $ 220,000 $ 109,000
Sabine, Louisiana 12 $ 1,140,000 $ 95,000 $ 83,000
Alcorn, Mississippi 12 $ 1,340,000 $ 111,666 $ 53,000
Tippah, Mississippi 12 $ 1,190,000 $ 99,166 $ 47,000
Alamance, North Carolina 12 $ 3,300,000 $ 275,000 $ 120,000
Guilford, North Carolina 12 $ 3,270,000 $ 272,500 $ 214,000
Onslow, North Carolina 12 $ 10,180,000 $ 848,333 $ 149,000
Meigs, Tennessee 12 $ 2,810,000 $ 234,166 $ 79,000
Marion, Alabama 11 $ 1,405,000 $ 127,727 $ 64,000
Bay, Florida 11 $ 2,705,000 $ 245,909 $ 200,000
Pinellas, Florida 11 $ 6,345,000 $ 576,818 $ 223,000
Bryan, Georgia 11 $ 2,305,000 $ 209,545 $ 150,000
Camden, Georgia 11 $ 2,915,000 $ 265,000 $ 105,000
Morgan, Georgia 11 $ 2,655,000 $ 241,363 $ 158,000
Murray, Georgia 11 $ 2,875,000 $ 261,363 $ 100,000
Putnam, Georgia 11 $ 5,595,000 $ 508,636 $ 430,000
Troup, Georgia 11 $ 3,155,000 $ 286,818 $ 81,000
East Baton Rouge, Louisiana 11 $ 6,315,000 $ 574,090 $ 61,000
Winn, Louisiana 11 $ 1,425,000 $ 129,545 $ 101,000
Cabarrus, North Carolina 11 $ 3,045,000 $ 276,818 $ 147,000
Caldwell, North Carolina 11 $ 3,745,000 $ 340,454 $ 149,000
Oklahoma, Oklahoma 11 $ 1,305,000 $ 118,636 $ 68,000
Anderson, Tennessee 11 $ 3,085,000 $ 280,454 $ 97,000
Carter, Tennessee 11 $ 1,945,000 $ 176,818 $ 75,000
White, Tennessee 11 $ 1,545,000 $ 140,454 $ 57,000
Collin, Texas 11 $ 1,435,000 $ 130,454 $ 143,000
Freestone, Texas 11 $ 1,175,000 $ 106,818 $ 78,000
Henderson, Texas 11 $ 1,245,000 $ 113,181 $ 87,000
Johnson, Texas 11 $ 1,385,000 $ 125,909 $ 75,000
Robertson, Texas 11 $ 1,255,000 $ 114,090 $ 70,000
Smith, Texas 11 $ 1,105,000 $ 100,454 $ 52,000
Wise, Texas 11 $ 1,525,000 $ 138,636 $ 132,000
Columbia, Arkansas 10 $ 1,230,000 $ 123,000 $ 63,000
Jefferson, Arkansas 10 $ 1,060,000 $ 106,000 $ 80,000
Clay, Florida 10 $ 2,830,000 $ 283,000 $ 133,000
Flagler, Florida 10 $ 3,340,000 $ 334,000 $ 140,000
Oglethorpe, Georgia 10 $ 1,140,000 $ 114,000 $ 73,000
Allen, Louisiana 10 $ 1,250,000 $ 125,000 $ 71,000
Catahoula, Louisiana 10 $ 930,000 $ 93,000 $ 68,000
Claiborne, Louisiana 10 $ 1,110,000 $ 111,000 $ 74,000
Iberville, Louisiana 10 $ 1,240,000 $ 124,000 $ 72,000
La Salle, Louisiana 10 $ 1,060,000 $ 106,000 $ 51,000
Morehouse, Louisiana 10 $ 880,000 $ 88,000 $ 64,000
St. John the Baptist, Louisiana 10 $ 1,050,000 $ 105,000 $ 48,000
Attala, Mississippi 10 $ 1,030,000 $ 103,000 $ 56,000
Tishomingo, Mississippi 10 $ 830,000 $ 83,000 $ 57,000
Washington, Mississippi 10 $ 1,110,000 $ 111,000 $ 72,000
Yazoo, Mississippi 10 $ 1,320,000 $ 132,000 $ 62,000
Pender, North Carolina 10 $ 2,930,000 $ 293,000 $ 408,000
Marshall, Oklahoma 10 $ 1,320,000 $ 132,000 $ 78,000
Grundy, Tennessee 10 $ 910,000 $ 91,000 $ 71,000
Jefferson, Tennessee 10 $ 3,840,000 $ 384,000 $ 185,000
Lawrence, Tennessee 10 $ 1,560,000 $ 156,000 $ 66,000
Fannin, Texas 10 $ 1,420,000 $ 142,000 $ 80,000
Trinity, Texas 10 $ 750,000 $ 75,000 $ 82,000
Walker, Texas 10 $ 1,130,000 $ 113,000 $ 69,000
Winston, Alabama 9 $ 1,055,000 $ 117,222 $ 62,000
Cleburne, Arkansas 9 $ 1,285,000 $ 142,777 $ 156,000
Garland, Arkansas 9 $ 835,000 $ 92,777 $ 92,000
Hempstead, Arkansas 9 $ 975,000 $ 108,333 $ 75,000
Alachua, Florida 9 $ 4,995,000 $ 555,000 $ 331,000
Charlotte, Florida 9 $ 2,445,000 $ 271,666 $ 115,000
Collier, Florida 9 $ 5,535,000 $ 615,000 $ 171,000
Monroe, Georgia 9 $ 2,045,000 $ 227,222 $ 257,000
Toombs, Georgia 9 $ 1,845,000 $ 205,000 $ 145,000
Wayne, Georgia 9 $ 2,365,000 $ 262,777 $ 135,000
West Carroll, Louisiana 9 $ 835,000 $ 92,777 $ 66,000
Lawrence, Mississippi 9 $ 795,000 $ 88,333 $ 48,000
Pearl River, Mississippi 9 $ 895,000 $ 99,444 $ 71,000
Tate, Mississippi 9 $ 1,405,000 $ 156,111 $ 63,000
Choctaw, Oklahoma 9 $ 865,000 $ 96,111 $ 78,000
Grady, Oklahoma 9 $ 1,325,000 $ 147,222 $ 88,000
Logan, Oklahoma 9 $ 875,000 $ 97,222 $ 89,000
Pottawatomie, Oklahoma 9 $ 885,000 $ 98,333 $ 89,000
Abbeville, South Carolina 9 $ 1,135,000 $ 126,111 $ 65,000
Jasper, South Carolina 9 $ 1,805,000 $ 200,555 $ 142,000
Orangeburg, South Carolina 9 $ 2,095,000 $ 232,777 $ 85,000
Denton, Texas 9 $ 1,325,000 $ 147,222 $ 85,000
Harrison, Texas 9 $ 1,165,000 $ 129,444 $ 78,000
Hood, Texas 9 $ 1,215,000 $ 135,000 $ 115,000
Lee, Texas 9 $ 805,000 $ 89,444 $ 65,000
Conway, Arkansas 8 $ 1,250,000 $ 156,250 $ 75,000
Lonoke, Arkansas 8 $ 1,070,000 $ 133,750 $ 106,000
White, Arkansas 8 $ 1,340,000 $ 167,500 $ 79,000
Polk, Florida 8 $ 2,560,000 $ 320,000 $ 129,000
Walton, Florida 8 $ 3,480,000 $ 435,000 $ 254,000
Greene, Georgia 8 $ 3,570,000 $ 446,250 $ 517,000
Lamar, Georgia 8 $ 1,370,000 $ 171,250 $ 59,000
McIntosh, Georgia 8 $ 1,880,000 $ 235,000 $ 112,000
East Feliciana, Louisiana 8 $ 610,000 $ 76,250 $ 44,000
Jefferson Davis, Louisiana 8 $ 1,100,000 $ 137,500 $ 72,000
Clay, Mississippi 8 $ 720,000 $ 90,000 $ 32,000
DeSoto, Mississippi 8 $ 980,000 $ 122,500 $ 73,000
George, Mississippi 8 $ 820,000 $ 102,500 $ 59,000
Holmes, Mississippi 8 $ 680,000 $ 85,000 $ 60,000
Noxubee, Mississippi 8 $ 630,000 $ 78,750 $ 51,000
Smith, Mississippi 8 $ 850,000 $ 106,250 $ 57,000
Lee, North Carolina 8 $ 1,770,000 $ 221,250 $ 152,000
Rowan, North Carolina 8 $ 1,710,000 $ 213,750 $ 81,000
Warren, North Carolina 8 $ 3,750,000 $ 468,750 $ 210,000
Wayne, North Carolina 8 $ 1,910,000 $ 238,750 $ 77,000
Lincoln, Oklahoma 8 $ 910,000 $ 113,750 $ 112,000
Pittsburg, Oklahoma 8 $ 910,000 $ 113,750 $ 66,000
Darlington, South Carolina 8 $ 1,600,000 $ 200,000 $ 348,000
Greene, Tennessee 8 $ 940,000 $ 117,500 $ 76,000
Marion, Tennessee 8 $ 1,910,000 $ 238,750 $ 143,000
Atascosa, Texas 8 $ 860,000 $ 107,500 $ 85,000
Kaufman, Texas 8 $ 950,000 $ 118,750 $ 68,000
Leon, Texas 8 $ 1,160,000 $ 145,000 $ 89,000
Madison, Texas 8 $ 1,330,000 $ 166,250 $ 64,000
Bibb, Alabama 7 $ 825,000 $ 117,857 $ 44,000
DeKalb, Alabama 7 $ 1,045,000 $ 149,285 $ 78,000
Lamar, Alabama 7 $ 845,000 $ 120,714 $ 68,000
Limestone, Alabama 7 $ 985,000 $ 140,714 $ 165,000
Randolph, Alabama 7 $ 2,655,000 $ 379,285 $ 352,000
Arkansas, Arkansas 7 $ 955,000 $ 136,428 $ 86,000
Union, Arkansas 7 $ 845,000 $ 120,714 $ 76,000
Indian River, Florida 7 $ 3,965,000 $ 566,428 $ 269,000
St. Lucie, Florida 7 $ 5,995,000 $ 856,428 $ 579,000
Bulloch, Georgia 7 $ 1,255,000 $ 179,285 $ 107,000
Jackson, Louisiana 7 $ 845,000 $ 120,714 $ 61,000
Hancock, Mississippi 7 $ 945,000 $ 135,000 $ 62,000
Webster, Mississippi 7 $ 965,000 $ 137,857 $ 72,000
Wilkinson, Mississippi 7 $ 675,000 $ 96,428 $ 60,000
Winston, Mississippi 7 $ 705,000 $ 100,714 $ 63,000
Cleveland, North Carolina 7 $ 1,545,000 $ 220,714 $ 103,000
Craven, North Carolina 7 $ 1,825,000 $ 260,714 $ 170,000
Lincoln, North Carolina 7 $ 1,545,000 $ 220,714 $ 162,000
Madison, North Carolina 7 $ 1,475,000 $ 210,714 $ 89,000
Atoka, Oklahoma 7 $ 935,000 $ 133,571 $ 72,000
Carter, Oklahoma 7 $ 1,135,000 $ 162,142 $ 93,000
Johnston, Oklahoma 7 $ 565,000 $ 80,714 $ 85,000
Pontotoc, Oklahoma 7 $ 1,015,000 $ 145,000 $ 74,000
Colleton, South Carolina 7 $ 3,915,000 $ 559,285 $ 233,000
Giles, Tennessee 7 $ 1,065,000 $ 152,142 $ 57,000
Brazoria, Texas 7 $ 715,000 $ 102,142 $ 101,000
Colorado, Texas 7 $ 565,000 $ 80,714 $ 72,000
Frio, Texas 7 $ 825,000 $ 117,857 $ 59,000
Gonzales, Texas 7 $ 775,000 $ 110,714 $ 94,000
McLennan, Texas 7 $ 735,000 $ 105,000 $ 47,000
Starr, Texas 7 $ 665,000 $ 95,000 $ 56,000
Waller, Texas 7 $ 725,000 $ 103,571 $ 93,000
Escambia, Alabama 6 $ 640,000 $ 106,666 $ 48,000
Etowah, Alabama 6 $ 630,000 $ 105,000 $ 98,000
Lowndes, Alabama 6 $ 790,000 $ 131,666 $ 97,000
Washington, Alabama 6 $ 730,000 $ 121,666 $ 69,000
Bradley, Arkansas 6 $ 500,000 $ 83,333 $ 69,000
Crawford, Arkansas 6 $ 1,320,000 $ 220,000 $ 100,000
Grant, Arkansas 6 $ 890,000 $ 148,333 $ 55,000
Johnson, Arkansas 6 $ 700,000 $ 116,666 $ 80,000
Ouachita, Arkansas 6 $ 620,000 $ 103,333 $ 68,000
Martin, Florida 6 $ 7,960,000 $ 1,326,666 $ 313,000
Sumter, Florida 6 $ 1,790,000 $ 298,333 $ 563,000
Brantley, Georgia 6 $ 1,060,000 $ 176,666 $ 101,000
Butts, Georgia 6 $ 2,300,000 $ 383,333 $ 296,000
Houston, Georgia 6 $ 670,000 $ 111,666 $ 49,000
West Baton Rouge, Louisiana 6 $ 570,000 $ 95,000 $ 71,000
Montgomery, Mississippi 6 $ 700,000 $ 116,666 $ 48,000
Burke, North Carolina 6 $ 1,460,000 $ 243,333 $ 115,000
Carteret, North Carolina 6 $ 3,050,000 $ 508,333 $ 679,000
Cumberland, North Carolina 6 $ 1,460,000 $ 243,333 $ 113,000
Forsyth, North Carolina 6 $ 1,620,000 $ 270,000 $ 140,000
Stanly, North Carolina 6 $ 1,250,000 $ 208,333 $ 44,000
Garvin, Oklahoma 6 $ 840,000 $ 140,000 $ 89,000
Lancaster, South Carolina 6 $ 1,440,000 $ 240,000 $ 91,000
Coffee, Tennessee 6 $ 660,000 $ 110,000 $ 56,000
Sequatchie, Tennessee 6 $ 1,500,000 $ 250,000 $ 108,000
Washington, Tennessee 6 $ 800,000 $ 133,333 $ 59,000
Caldwell, Texas 6 $ 730,000 $ 121,666 $ 80,000
Hockley, Texas 6 $ 850,000 $ 141,666 $ 86,000
Lamar, Texas 6 $ 760,000 $ 126,666 $ 87,000
Lavaca, Texas 6 $ 770,000 $ 128,333 $ 76,000
Montague, Texas 6 $ 640,000 $ 106,666 $ 96,000
Ward, Texas 6 $ 690,000 $ 115,000 $ 59,000
Elmore, Alabama 5 $ 535,000 $ 107,000 $ 83,000
Franklin, Alabama 5 $ 615,000 $ 123,000 $ 57,000
Hale, Alabama 5 $ 485,000 $ 97,000 $ 33,000
Morgan, Alabama 5 $ 475,000 $ 95,000 $ 70,000
St. Clair, Alabama 5 $ 645,000 $ 129,000 $ 77,000
Sumter, Alabama 5 $ 545,000 $ 109,000 $ 86,000
Howard, Arkansas 5 $ 625,000 $ 125,000 $ 43,000
Nevada, Arkansas 5 $ 605,000 $ 121,000 $ 97,000
Perry, Arkansas 5 $ 775,000 $ 155,000 $ 84,000
Sevier, Arkansas 5 $ 505,000 $ 101,000 $ 82,000
Osceola, Florida 5 $ 1,225,000 $ 245,000 $ 624,000
Harris, Georgia 5 $ 1,995,000 $ 399,000 $ 187,000
Liberty, Georgia 5 $ 1,185,000 $ 237,000 $ 91,000
Meriwether, Georgia 5 $ 585,000 $ 117,000 $ 146,000
Assumption, Louisiana 5 $ 495,000 $ 99,000 $ 59,000
East Carroll, Louisiana 5 $ 385,000 $ 77,000 $ 32,000
Benton, Mississippi 5 $ 625,000 $ 125,000 $ 53,000
Bolivar, Mississippi 5 $ 545,000 $ 109,000 $ 54,000
Greene, Mississippi 5 $ 575,000 $ 115,000 $ 65,000
Kemper, Mississippi 5 $ 465,000 $ 93,000 $ 46,000
Catawba, North Carolina 5 $ 1,405,000 $ 281,000 $ 183,000
Dare, North Carolina 5 $ 2,675,000 $ 535,000 $ 441,000
Davie, North Carolina 5 $ 1,225,000 $ 245,000 $ 70,000
Granville, North Carolina 5 $ 955,000 $ 191,000 $ 77,000
Nash, North Carolina 5 $ 875,000 $ 175,000 $ 78,000
Richmond, North Carolina 5 $ 235,000 $ 47,000 $ 79,000
Wilson, North Carolina 5 $ 815,000 $ 163,000 $ 157,000
Pushmataha, Oklahoma 5 $ 575,000 $ 115,000 $ 105,000
Seminole, Oklahoma 5 $ 575,000 $ 115,000 $ 84,000
Newberry, South Carolina 5 $ 1,675,000 $ 335,000 $ 232,000
Bedford, Tennessee 5 $ 405,000 $ 81,000 $ 72,000
Cannon, Tennessee 5 $ 675,000 $ 135,000 $ 59,000
Grainger, Tennessee 5 $ 1,315,000 $ 263,000 $ 91,000
Henry, Tennessee 5 $ 545,000 $ 109,000 $ 288,000
Trousdale, Tennessee 5 $ 1,495,000 $ 299,000 $ 114,000
Anderson, Texas 5 $ 445,000 $ 89,000 $ 63,000
Andrews, Texas 5 $ 715,000 $ 143,000 $ 102,000
Bandera, Texas 5 $ 325,000 $ 65,000 $ 44,000
Ellis, Texas 5 $ 865,000 $ 173,000 $ 117,000
Travis, Texas 5 $ 1,245,000 $ 249,000 $ 193,000
Victoria, Texas 5 $ 595,000 $ 119,000 $ 79,000
Lauderdale, Alabama 4 $ 450,000 $ 112,500 $ 79,000
Chicot, Arkansas 4 $ 350,000 $ 87,500 $ 36,000
Clark, Arkansas 4 $ 380,000 $ 95,000 $ 71,000
Desha, Arkansas 4 $ 420,000 $ 105,000 $ 54,000
Franklin, Arkansas 4 $ 690,000 $ 172,500 $ 90,000
Lafayette, Arkansas 4 $ 610,000 $ 152,500 $ 112,000
Pike, Arkansas 4 $ 540,000 $ 135,000 $ 98,000
Pope, Arkansas 4 $ 550,000 $ 137,500 $ 98,000
Van Buren, Arkansas 4 $ 570,000 $ 142,500 $ 78,000
Yell, Arkansas 4 $ 680,000 $ 170,000 $ 81,000
Gulf, Florida 4 $ 2,550,000 $ 637,500 $ 270,000
Marion, Florida 4 $ 490,000 $ 122,500 $ 94,000
Nassau, Florida 4 $ 1,160,000 $ 290,000 $ 85,000
Catoosa, Georgia 4 $ 620,000 $ 155,000 $ 198,000
Pike, Georgia 4 $ 1,240,000 $ 310,000 $ 116,000
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Mortgage Loan Application Detail Totals for United Community Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,475 $3,178,045,000 $235,000 $41,115,000 $107,000 $5,508,000
Home Improvement 2,946 $368,080,000 $124,000 $2,725,000 $146,000 $3,180,000
Refinancing 2,648 $600,200,000 $226,000 $5,005,000 $147,000 $3,120,000
Other Purpose 1,729 $235,895,000 $136,000 $4,005,000 $150,000 $8,063,000
Cash-out Refinancing 1,309 $411,205,000 $314,000 $4,805,000 $132,000 $5,525,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,639 $3,230,025,000 $220,000 $5,405,000 $132,000 $8,063,000
Black or African American 3,078 $448,590,000 $145,000 $3,075,000 $73,000 $1,800,000
Hispanic 1,844 $278,980,000 $151,000 $3,005,000 $88,000 $1,334,000
Not Provided 1,756 $396,340,000 $225,000 $5,005,000 $149,000 $3,120,000
Asian 281 $102,345,000 $364,000 $2,475,000 $172,000 $920,000
Not applicable 254 $272,960,000 $1,074,000 $41,115,000 $394,000 $394,000
American Indian or Alaskan Native 152 $25,080,000 $165,000 $1,015,000 $85,000 $384,000
Native Hawaiian or Other Pacific Islander 16 $4,160,000 $260,000 $1,425,000 $210,000 $1,112,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,407 $4,618,285,000 $215,000 $41,115,000 $123,000 $8,063,000
FHA-insured (Federal Housing Administration) 448 $105,360,000 $235,000 $655,000 $70,000 $224,000
VA-guaranteed (Veterans Administration) 154 $50,810,000 $329,000 $815,000 $101,000 $525,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 98 $18,970,000 $193,000 $495,000 $61,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,947 $2,590,025,000 $260,000 $41,115,000 $152,000 $8,063,000
Application Denied By Financial Institution 7,062 $1,109,310,000 $157,000 $5,405,000 $85,000 $2,700,000
File Closed For Incompleteness 2,936 $320,770,000 $109,000 $3,075,000 $75,000 $1,295,000
Application Withdrawn By Applicant 1,684 $650,580,000 $386,000 $15,575,000 $176,000 $5,525,000
Application Approved But Not Accepted 284 $61,590,000 $216,000 $5,005,000 $163,000 $2,057,000
Loan Purchased By The Institution 194 $61,150,000 $315,000 $1,425,000 $98,000 $690,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,045 $3,684,115,000 $244,000 $41,115,000 $139,000 $8,063,000
Credit History 4,227 $574,745,000 $135,000 $4,005,000 $77,000 $2,700,000
Debt-To-Income Ratio 1,695 $309,125,000 $182,000 $2,905,000 $66,000 $1,110,000
Other 453 $97,235,000 $214,000 $4,005,000 $135,000 $2,487,000
Collateral 330 $59,240,000 $179,000 $5,405,000 $150,000 $2,452,000
Unverifiable Information 261 $54,435,000 $208,000 $1,505,000 $175,000 $2,665,000
Insufficient Cash (Downpayment, Closing Cost) 66 $9,140,000 $138,000 $535,000 $75,000 $200,000
Employment History 25 $5,005,000 $200,000 $765,000 $81,000 $290,000
Credit Application Incomplete 5 $385,000 $77,000 $225,000 $135,000 $222,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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