United Premier Funding LLC Mortgage Lending & HMDA Data, 2021
In 2021, United Premier Funding LLC of Duluth, GA reported 559 mortgage applications totaling $140.3 million, up 45% from 2020. The average application was for $251,064, and applicants reported an average income of $96,016. 84% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (253), Charlotte-Concord-Gastonia, NC-SC (58) and Nashville-Davidson--Murfreesboro--Franklin, TN (50) (applications in parentheses).
| Mortgage Company & Address | United Premier Funding LLC 2645 N. Berkeley Lake Road Bldg F Ste 138-139 Duluth, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 559 |
| Total Mortgage Loan Application Amount | $140,345,000 |
| Average Mortgage Loan Application Amount | $251,064 |
| Highest Mortgage Loan Application Amount | $545,000 |
| Average Applicant Income | $96,016 |
| Highest Applicant Income | $909,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Premier Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett, Georgia | 143 | $ 34,395,000 | $ 240,524 | $ 80,000 |
| Mecklenburg, North Carolina | 36 | $ 11,110,000 | $ 308,611 | $ 140,000 |
| Fulton, Georgia | 29 | $ 9,865,000 | $ 340,172 | $ 128,000 |
| Davidson, Tennessee | 27 | $ 7,745,000 | $ 286,851 | $ 90,000 |
| Forsyth, Georgia | 26 | $ 7,010,000 | $ 269,615 | $ 137,000 |
| Cobb, Georgia | 19 | $ 4,505,000 | $ 237,105 | $ 91,000 |
| Wake, North Carolina | 19 | $ 4,525,000 | $ 238,157 | $ 89,000 |
| St. Johns, Florida | 15 | $ 2,865,000 | $ 191,000 | $ 62,000 |
| Hamilton, Tennessee | 14 | $ 3,350,000 | $ 239,285 | $ 141,000 |
| Orange, Florida | 12 | $ 2,640,000 | $ 220,000 | $ 70,000 |
| Knox, Tennessee | 12 | $ 2,800,000 | $ 233,333 | $ 128,000 |
| DeKalb, Georgia | 10 | $ 2,730,000 | $ 273,000 | $ 103,000 |
| Union, North Carolina | 10 | $ 2,630,000 | $ 263,000 | $ 135,000 |
| Montgomery, Tennessee | 9 | $ 1,795,000 | $ 199,444 | $ 66,000 |
| Cabarrus, North Carolina | 8 | $ 2,190,000 | $ 273,750 | $ 148,000 |
| Cumberland, North Carolina | 8 | $ 1,530,000 | $ 191,250 | $ 53,000 |
| Williamson, Tennessee | 8 | $ 2,300,000 | $ 287,500 | $ 125,000 |
| Jefferson, Alabama | 7 | $ 1,925,000 | $ 275,000 | $ 84,000 |
| Rutherford, Tennessee | 7 | $ 2,005,000 | $ 286,428 | $ 61,000 |
| Cherokee, Georgia | 6 | $ 1,580,000 | $ 263,333 | $ 132,000 |
| Shelby, Tennessee | 6 | $ 970,000 | $ 161,666 | $ 122,000 |
| Jackson, Georgia | 5 | $ 1,195,000 | $ 239,000 | $ 129,000 |
| Liberty, Georgia | 5 | $ 645,000 | $ 129,000 | $ 70,000 |
| Collier, Florida | 4 | $ 1,250,000 | $ 312,500 | $ 69,000 |
| Volusia, Florida | 4 | $ 780,000 | $ 195,000 | $ 58,000 |
| Hall, Georgia | 4 | $ 850,000 | $ 212,500 | $ 86,000 |
| Henry, Georgia | 4 | $ 900,000 | $ 225,000 | $ 64,000 |
| Wilson, Tennessee | 4 | $ 1,040,000 | $ 260,000 | $ 57,000 |
| Duval, Florida | 3 | $ 825,000 | $ 275,000 | $ 152,000 |
| Hillsborough, Florida | 3 | $ 945,000 | $ 315,000 | $ 93,000 |
| Palm Beach, Florida | 3 | $ 665,000 | $ 221,666 | $ 140,000 |
| Seminole, Florida | 3 | $ 665,000 | $ 221,666 | $ 97,000 |
| Clayton, Georgia | 3 | $ 675,000 | $ 225,000 | $ 50,000 |
| Coweta, Georgia | 3 | $ 765,000 | $ 255,000 | $ 60,000 |
| Caddo, Louisiana | 3 | $ 545,000 | $ 181,666 | $ 39,000 |
| St. Charles, Louisiana | 3 | $ 465,000 | $ 155,000 | $ 45,000 |
| Blount, Tennessee | 3 | $ 545,000 | $ 181,666 | $ 60,000 |
| Sumner, Tennessee | 3 | $ 725,000 | $ 241,666 | $ 140,000 |
| Mobile, Alabama | 2 | $ 410,000 | $ 205,000 | $ 80,000 |
| Shelby, Alabama | 2 | $ 460,000 | $ 230,000 | $ 61,000 |
| Alachua, Florida | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Lee, Florida | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Leon, Florida | 2 | $ 500,000 | $ 250,000 | $ 130,000 |
| Pinellas, Florida | 2 | $ 610,000 | $ 305,000 | $ 222,000 |
| Douglas, Georgia | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Paulding, Georgia | 2 | $ 610,000 | $ 305,000 | $ 87,000 |
| Upson, Georgia | 2 | $ 280,000 | $ 140,000 | $ 27,000 |
| Bossier, Louisiana | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Forsyth, North Carolina | 2 | $ 500,000 | $ 250,000 | $ 57,000 |
| Gaston, North Carolina | 2 | $ 450,000 | $ 225,000 | $ 61,000 |
| Guilford, North Carolina | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Iredell, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 194,000 |
| Philadelphia, Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 32,000 |
| Anderson, Tennessee | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| Cherokee, Alabama | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Lee, Alabama | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| St. Clair, Alabama | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| Tuscaloosa, Alabama | 1 | $ 275,000 | $ 275,000 | $ 46,000 |
| Bay, Florida | 1 | $ 415,000 | $ 415,000 | $ 166,000 |
| Broward, Florida | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Manatee, Florida | 1 | $ 405,000 | $ 405,000 | $ 114,000 |
| Marion, Florida | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Nassau, Florida | 1 | $ 455,000 | $ 455,000 | $ 118,000 |
| Osceola, Florida | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Polk, Florida | 1 | $ 135,000 | $ 135,000 | $ 18,000 |
| Barrow, Georgia | 1 | $ 245,000 | $ 245,000 | $ 38,000 |
| Bibb, Georgia | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Carroll, Georgia | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Catoosa, Georgia | 1 | $ 255,000 | $ 255,000 | $ 469,000 |
| Chatham, Georgia | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Dawson, Georgia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Fayette, Georgia | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Floyd, Georgia | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Muscogee, Georgia | 1 | $ 485,000 | $ 485,000 | $ 115,000 |
| Newton, Georgia | 1 | $ 315,000 | $ 315,000 | $ 54,000 |
| Oconee, Georgia | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Rockdale, Georgia | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Alamance, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Brunswick, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Buncombe, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Davidson, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Durham, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Onslow, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Orange, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Randolph, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 38,000 |
| Watauga, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Wilson, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Dickson, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| McMinn, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Sevier, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 221,000 |
Mortgage Loan Application Detail Totals for United Premier Funding LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 271 | $71,085,000 | $262,000 | $545,000 | $93,000 | $469,000 |
| Refinancing | 199 | $44,935,000 | $225,000 | $545,000 | $97,000 | $909,000 |
| Cash-out Refinancing | 89 | $24,325,000 | $273,000 | $545,000 | $103,000 | $352,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12 | $3,720,000 | $310,000 | $405,000 | $118,000 | $204,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 559 | $140,345,000 | $251,000 | $545,000 | $96,000 | $909,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 467 | $116,935,000 | $250,000 | $545,000 | $96,000 | $909,000 |
| Application Withdrawn By Applicant | 80 | $20,440,000 | $255,000 | $545,000 | $86,000 | $392,000 |
| Application Denied By Financial Institution | 12 | $2,970,000 | $247,000 | $475,000 | $155,000 | $425,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 547 | $137,375,000 | $251,000 | $545,000 | $95,000 | $909,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,435,000 | $287,000 | $475,000 | $60,000 | $96,000 |
| Unverifiable Information | 3 | $465,000 | $155,000 | $165,000 | $425,000 | $425,000 |
| Collateral | 2 | $580,000 | $290,000 | $465,000 | $102,000 | $128,000 |
| Debt-To-Income Ratio | 1 | $85,000 | $85,000 | $85,000 | $14,000 | $14,000 |
| Employment History | 1 | $405,000 | $405,000 | $405,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Premier Funding LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Premier Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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