US Bank, N.A. Mortgage Lending & HMDA Data, 2018
In 2018, US Bank, N.A. of Cincinnati, OH reported 369,511 mortgage applications totaling $73.7 billion, up 21% from 2017. The average application was for $199,471, and applicants reported an average income of $136,791. 36% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (23,047), Chicago-Naperville-Arlington Heights, IL (15,963) and Phoenix-Mesa-Scottsdale, AZ (14,333) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 369,511 |
| Total Mortgage Loan Application Amount | $73,707,020,000 |
| Average Mortgage Loan Application Amount | $199,471 |
| Highest Mortgage Loan Application Amount | $66,005,000 |
| Average Applicant Income | $136,791 |
| Highest Applicant Income | $9,943,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 41,527 | $ 5,893,925,000 | $ 141,929 | $ 101,435 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 23,047 | $ 4,141,025,000 | $ 179,677 | $ 131,922 |
| Chicago-Naperville-Arlington Heights, IL | 15,963 | $ 2,773,705,000 | $ 173,758 | $ 122,000 |
| Phoenix-Mesa-Scottsdale, AZ | 14,333 | $ 2,930,275,000 | $ 204,442 | $ 138,000 |
| Las Vegas-Henderson-Paradise, NV | 11,004 | $ 2,112,215,000 | $ 191,949 | $ 104,000 |
| Los Angeles-Long Beach-Glendale, CA | 10,827 | $ 4,022,195,000 | $ 371,496 | $ 208,000 |
| Denver-Aurora-Lakewood, CO | 10,508 | $ 2,305,840,000 | $ 219,436 | $ 141,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 8,929 | $ 1,753,775,000 | $ 196,413 | $ 131,181 |
| St. Louis, MO-IL | 8,914 | $ 1,210,160,000 | $ 135,759 | $ 104,047 |
| Cincinnati, OH-KY-IN | 8,692 | $ 1,002,280,000 | $ 115,310 | $ 99,599 |
| Riverside-San Bernardino-Ontario, CA | 7,606 | $ 1,458,910,000 | $ 191,810 | $ 125,000 |
| Seattle-Bellevue-Everett, WA | 6,408 | $ 2,040,580,000 | $ 318,442 | $ 175,000 |
| San Diego-Carlsbad, CA | 5,312 | $ 1,987,340,000 | $ 374,122 | $ 203,000 |
| Columbus, OH | 5,215 | $ 643,925,000 | $ 123,475 | $ 94,000 |
| Anaheim-Santa Ana-Irvine, CA | 5,182 | $ 2,122,740,000 | $ 409,637 | $ 219,000 |
| Oakland-Hayward-Berkeley, CA | 5,147 | $ 2,119,135,000 | $ 411,722 | $ 199,000 |
| Kansas City, MO-KS | 5,126 | $ 716,410,000 | $ 139,760 | $ 107,212 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5,034 | $ 837,880,000 | $ 166,444 | $ 98,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4,668 | $ 1,103,160,000 | $ 236,323 | $ 158,000 |
| Cleveland-Elyria, OH | 4,133 | $ 393,755,000 | $ 95,270 | $ 88,000 |
| Omaha-Council Bluffs, NE-IA | 3,995 | $ 548,345,000 | $ 137,257 | $ 100,174 |
| Tampa-St. Petersburg-Clearwater, FL | 3,434 | $ 539,970,000 | $ 157,242 | $ 132,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,202 | $ 1,059,720,000 | $ 330,955 | $ 187,912 |
| San Jose-Sunnyvale-Santa Clara, CA | 3,189 | $ 1,792,135,000 | $ 561,973 | $ 237,000 |
| Milwaukee-Waukesha-West Allis, WI | 3,167 | $ 483,265,000 | $ 152,593 | $ 131,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2,742 | $ 680,410,000 | $ 248,143 | $ 149,000 |
| Boise City, ID | 2,558 | $ 426,340,000 | $ 166,669 | $ 111,000 |
| Louisville/Jefferson County, KY-IN | 2,518 | $ 279,060,000 | $ 110,826 | $ 78,744 |
| Jacksonville, FL | 2,469 | $ 386,365,000 | $ 156,486 | $ 122,000 |
| Oklahoma City, OK | 2,421 | $ 375,035,000 | $ 154,909 | $ 103,000 |
| Salt Lake City, UT | 2,358 | $ 473,190,000 | $ 200,674 | $ 130,000 |
| Indianapolis-Carmel-Anderson, IN | 2,289 | $ 294,695,000 | $ 128,743 | $ 101,000 |
| Reno, NV | 2,185 | $ 468,415,000 | $ 214,377 | $ 126,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,137 | $ 740,095,000 | $ 346,324 | $ 199,513 |
| Des Moines-West Des Moines, IA | 2,136 | $ 314,950,000 | $ 147,448 | $ 105,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2,090 | $ 1,165,600,000 | $ 557,703 | $ 247,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,037 | $ 475,675,000 | $ 233,517 | $ 179,000 |
| Colorado Springs, CO | 2,017 | $ 347,895,000 | $ 172,481 | $ 111,000 |
| Orlando-Kissimmee-Sanford, FL | 1,980 | $ 361,170,000 | $ 182,409 | $ 137,000 |
| Dayton, OH | 1,911 | $ 189,795,000 | $ 99,317 | $ 82,000 |
| Baltimore-Columbia-Towson, MD | 1,897 | $ 429,085,000 | $ 226,191 | $ 186,000 |
| Little Rock-North Little Rock-Conway, AR | 1,841 | $ 230,595,000 | $ 125,255 | $ 97,000 |
| Dallas-Plano-Irving, TX | 1,838 | $ 527,520,000 | $ 287,007 | $ 189,000 |
| Tucson, AZ | 1,807 | $ 282,995,000 | $ 156,610 | $ 120,000 |
| Tacoma-Lakewood, WA | 1,776 | $ 328,190,000 | $ 184,791 | $ 110,000 |
| Akron, OH | 1,520 | $ 140,040,000 | $ 92,131 | $ 77,000 |
| Salem, OR | 1,481 | $ 233,105,000 | $ 157,397 | $ 102,000 |
| Lincoln, NE | 1,443 | $ 171,665,000 | $ 118,963 | $ 83,000 |
| Ogden-Clearfield, UT | 1,358 | $ 245,660,000 | $ 180,898 | $ 114,000 |
| Rockford, IL | 1,351 | $ 116,545,000 | $ 86,265 | $ 82,000 |
| Elgin, IL | 1,344 | $ 205,110,000 | $ 152,611 | $ 107,000 |
| Duluth, MN-WI | 1,322 | $ 179,120,000 | $ 135,491 | $ 104,897 |
| Spokane-Spokane Valley, WA | 1,321 | $ 183,265,000 | $ 138,732 | $ 96,000 |
| Lake County-Kenosha County, IL-WI | 1,290 | $ 262,960,000 | $ 203,844 | $ 157,003 |
| Palm Bay-Melbourne-Titusville, FL | 1,259 | $ 227,995,000 | $ 181,092 | $ 138,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,211 | $ 315,705,000 | $ 260,697 | $ 183,000 |
| Stockton-Lodi, CA | 1,184 | $ 272,110,000 | $ 229,822 | $ 119,000 |
| Springfield, MO | 1,124 | $ 129,160,000 | $ 114,911 | $ 81,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,119 | $ 266,205,000 | $ 237,895 | $ 148,184 |
| Knoxville, TN | 1,048 | $ 122,060,000 | $ 116,469 | $ 90,000 |
| Provo-Orem, UT | 1,033 | $ 245,775,000 | $ 237,923 | $ 121,000 |
| Fort Collins, CO | 978 | $ 190,540,000 | $ 194,826 | $ 136,000 |
| Raleigh, NC | 964 | $ 241,070,000 | $ 250,072 | $ 137,000 |
| Eugene, OR | 946 | $ 150,330,000 | $ 158,911 | $ 102,000 |
| Madison, WI | 942 | $ 173,850,000 | $ 184,554 | $ 137,000 |
| Davenport-Moline-Rock Island, IA-IL | 941 | $ 115,115,000 | $ 122,332 | $ 92,312 |
| Greeley, CO | 938 | $ 175,570,000 | $ 187,174 | $ 113,000 |
| Silver Spring-Frederick-Rockville, MD | 930 | $ 311,370,000 | $ 334,806 | $ 217,000 |
| Albuquerque, NM | 925 | $ 136,585,000 | $ 147,659 | $ 107,000 |
| Austin-Round Rock, TX | 913 | $ 300,135,000 | $ 328,734 | $ 345,000 |
| Memphis, TN-MS-AR | 887 | $ 159,615,000 | $ 179,949 | $ 116,956 |
| Fort Worth-Arlington, TX | 884 | $ 213,390,000 | $ 241,391 | $ 135,000 |
| Rochester, MN | 859 | $ 133,315,000 | $ 155,197 | $ 114,000 |
| Tulsa, OK | 858 | $ 128,770,000 | $ 150,081 | $ 103,000 |
| Cambridge-Newton-Framingham, MA | 841 | $ 303,665,000 | $ 361,076 | $ 186,000 |
| St. Cloud, MN | 829 | $ 124,105,000 | $ 149,704 | $ 107,000 |
| Warren-Troy-Farmington Hills, MI | 802 | $ 195,340,000 | $ 243,566 | $ 161,000 |
| Sioux Falls, SD | 801 | $ 112,075,000 | $ 139,918 | $ 108,000 |
| Bend-Redmond, OR | 778 | $ 182,290,000 | $ 234,305 | $ 165,000 |
| Boston, MA | 778 | $ 287,110,000 | $ 369,035 | $ 205,000 |
| Fargo, ND-MN | 773 | $ 153,175,000 | $ 198,156 | $ 104,778 |
| Lakeland-Winter Haven, FL | 744 | $ 110,760,000 | $ 148,870 | $ 99,000 |
| Boulder, CO | 741 | $ 192,145,000 | $ 259,304 | $ 148,000 |
| Pittsburgh, PA | 740 | $ 125,870,000 | $ 170,094 | $ 106,000 |
| Bowling Green, KY | 730 | $ 94,250,000 | $ 129,109 | $ 93,000 |
| Vallejo-Fairfield, CA | 688 | $ 145,410,000 | $ 211,351 | $ 123,000 |
| Newark, NJ-PA | 680 | $ 207,770,000 | $ 305,544 | $ 194,123 |
| Deltona-Daytona Beach-Ormond Beach, FL | 674 | $ 100,720,000 | $ 149,436 | $ 126,000 |
| Cape Coral-Fort Myers, FL | 668 | $ 121,400,000 | $ 181,736 | $ 140,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 662 | $ 111,450,000 | $ 168,353 | $ 124,309 |
| Lexington-Fayette, KY | 643 | $ 103,975,000 | $ 161,702 | $ 95,000 |
| Modesto, CA | 634 | $ 105,620,000 | $ 166,593 | $ 114,000 |
| Gary, IN | 632 | $ 85,390,000 | $ 135,110 | $ 105,000 |
| San Antonio-New Braunfels, TX | 622 | $ 142,090,000 | $ 228,440 | $ 148,000 |
| Coeur D'Alene, ID | 621 | $ 112,685,000 | $ 181,457 | $ 115,000 |
| Clarksville, TN-KY | 609 | $ 67,715,000 | $ 111,190 | $ 71,152 |
| Bakersfield, CA | 607 | $ 105,215,000 | $ 173,336 | $ 117,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 584 | $ 154,000,000 | $ 263,698 | $ 149,263 |
| Pueblo, CO | 583 | $ 60,815,000 | $ 104,313 | $ 73,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 578 | $ 151,040,000 | $ 261,314 | $ 194,000 |
| Joplin, MO | 558 | $ 54,820,000 | $ 98,243 | $ 86,000 |
| Cedar Rapids, IA | 547 | $ 75,275,000 | $ 137,614 | $ 101,000 |
| North Port-Sarasota-Bradenton, FL | 541 | $ 109,695,000 | $ 202,763 | $ 165,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 537 | $ 149,765,000 | $ 278,891 | $ 203,000 |
| Santa Rosa, CA | 529 | $ 169,685,000 | $ 320,765 | $ 185,000 |
| Fresno, CA | 525 | $ 108,645,000 | $ 206,942 | $ 144,000 |
| Augusta-Richmond County, GA-SC | 512 | $ 92,220,000 | $ 180,117 | $ 126,679 |
| Nassau County-Suffolk County, NY | 512 | $ 182,850,000 | $ 357,128 | $ 239,000 |
| Kennewick-Richland, WA | 508 | $ 81,400,000 | $ 160,236 | $ 110,000 |
| Miami-Miami Beach-Kendall, FL | 503 | $ 139,515,000 | $ 277,365 | $ 243,000 |
| Bridgeport-Stamford-Norwalk, CT | 492 | $ 243,150,000 | $ 494,207 | $ 271,000 |
| Redding, CA | 489 | $ 76,055,000 | $ 155,531 | $ 117,000 |
| Peoria, IL | 485 | $ 44,865,000 | $ 92,505 | $ 80,000 |
| Chico, CA | 481 | $ 72,495,000 | $ 150,717 | $ 97,000 |
| Providence-Warwick, RI-MA | 481 | $ 104,565,000 | $ 217,390 | $ 127,812 |
| Logan, UT-ID | 474 | $ 96,750,000 | $ 204,113 | $ 87,012 |
| Medford, OR | 470 | $ 76,060,000 | $ 161,829 | $ 125,000 |
| Yakima, WA | 468 | $ 57,130,000 | $ 122,072 | $ 79,000 |
| Topeka, KS | 457 | $ 43,695,000 | $ 95,612 | $ 80,000 |
| Owensboro, KY | 438 | $ 45,080,000 | $ 102,922 | $ 77,000 |
| Billings, MT | 424 | $ 77,470,000 | $ 182,712 | $ 145,000 |
| Montgomery County-Bucks County-Chester County, PA | 424 | $ 117,470,000 | $ 277,051 | $ 169,000 |
| Lake Havasu City-Kingman, AZ | 408 | $ 58,330,000 | $ 142,965 | $ 102,000 |
| Port St. Lucie, FL | 404 | $ 66,880,000 | $ 165,544 | $ 182,000 |
| Canton-Massillon, OH | 401 | $ 40,265,000 | $ 100,411 | $ 69,000 |
| Richmond, VA | 400 | $ 84,060,000 | $ 210,150 | $ 145,000 |
| Springfield, IL | 397 | $ 41,705,000 | $ 105,050 | $ 87,000 |
| Santa Cruz-Watsonville, CA | 393 | $ 158,665,000 | $ 403,727 | $ 210,000 |
| Sheboygan, WI | 389 | $ 44,315,000 | $ 113,920 | $ 85,000 |
| Bremerton-Silverdale, WA | 383 | $ 86,375,000 | $ 225,522 | $ 125,000 |
| Eau Claire, WI | 383 | $ 62,175,000 | $ 162,336 | $ 139,000 |
| Prescott, AZ | 374 | $ 75,480,000 | $ 201,818 | $ 106,000 |
| Wichita, KS | 374 | $ 42,720,000 | $ 114,224 | $ 90,000 |
| Youngstown-Warren-Boardman, OH-PA | 369 | $ 30,055,000 | $ 81,449 | $ 66,845 |
| Bellingham, WA | 365 | $ 63,405,000 | $ 173,712 | $ 127,000 |
| Grand Junction, CO | 364 | $ 57,810,000 | $ 158,818 | $ 116,000 |
| Fort Smith, AR-OK | 363 | $ 53,325,000 | $ 146,900 | $ 61,925 |
| Corpus Christi, TX | 361 | $ 70,335,000 | $ 194,833 | $ 145,000 |
| Bloomington, IL | 360 | $ 45,330,000 | $ 125,916 | $ 102,000 |
| San Rafael, CA | 359 | $ 184,675,000 | $ 514,415 | $ 295,000 |
| St. George, UT | 350 | $ 84,640,000 | $ 241,828 | $ 145,000 |
| Green Bay, WI | 346 | $ 54,790,000 | $ 158,352 | $ 105,000 |
| Pensacola-Ferry Pass-Brent, FL | 346 | $ 42,170,000 | $ 121,878 | $ 87,000 |
| Hartford-West Hartford-East Hartford, CT | 344 | $ 72,640,000 | $ 211,162 | $ 148,000 |
| Weirton-Steubenville, WV-OH | 344 | $ 27,400,000 | $ 79,651 | $ 67,043 |
| Evansville, IN-KY | 342 | $ 41,410,000 | $ 121,081 | $ 87,578 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 338 | $ 102,000,000 | $ 301,775 | $ 162,000 |
| Philadelphia, PA | 335 | $ 70,725,000 | $ 211,119 | $ 152,000 |
| Mankato-North Mankato, MN | 333 | $ 50,535,000 | $ 151,756 | $ 128,000 |
| Columbia, MO | 323 | $ 53,455,000 | $ 165,495 | $ 109,000 |
| Iowa City, IA | 320 | $ 53,730,000 | $ 167,906 | $ 122,000 |
| Columbia, SC | 318 | $ 59,900,000 | $ 188,364 | $ 127,000 |
| St. Joseph, MO-KS | 317 | $ 28,055,000 | $ 88,501 | $ 72,138 |
| Fort Wayne, IN | 316 | $ 35,250,000 | $ 111,550 | $ 130,000 |
| Hot Springs, AR | 316 | $ 34,250,000 | $ 108,386 | $ 80,000 |
| Birmingham-Hoover, AL | 315 | $ 60,055,000 | $ 190,650 | $ 142,000 |
| Worcester, MA-CT | 315 | $ 78,905,000 | $ 250,492 | $ 135,657 |
| Waterloo-Cedar Falls, IA | 314 | $ 40,010,000 | $ 127,420 | $ 107,000 |
| Tallahassee, FL | 310 | $ 36,940,000 | $ 119,161 | $ 80,000 |
| Yuba City, CA | 310 | $ 54,180,000 | $ 174,774 | $ 133,000 |
| Oshkosh-Neenah, WI | 308 | $ 37,030,000 | $ 120,227 | $ 102,000 |
| Rapid City, SD | 308 | $ 56,310,000 | $ 182,824 | $ 164,000 |
| Albany, OR | 307 | $ 39,285,000 | $ 127,964 | $ 95,000 |
| Fond Du Lac, WI | 306 | $ 34,170,000 | $ 111,666 | $ 80,000 |
| Appleton, WI | 296 | $ 58,680,000 | $ 198,243 | $ 105,000 |
| Toledo, OH | 295 | $ 35,075,000 | $ 118,898 | $ 82,000 |
| Carbondale-Marion, IL | 294 | $ 29,950,000 | $ 101,870 | $ 73,000 |
| Wausau, WI | 292 | $ 38,470,000 | $ 131,746 | $ 104,000 |
| Cleveland, TN | 288 | $ 48,190,000 | $ 167,326 | $ 70,000 |
| Charleston-North Charleston, SC | 285 | $ 97,615,000 | $ 342,508 | $ 259,000 |
| Sioux City, IA-NE-SD | 284 | $ 37,030,000 | $ 130,387 | $ 98,137 |
| Detroit-Dearborn-Livonia, MI | 277 | $ 35,185,000 | $ 127,021 | $ 92,000 |
| Baton Rouge, LA | 271 | $ 38,665,000 | $ 142,675 | $ 98,000 |
| Morristown, TN | 269 | $ 23,745,000 | $ 88,271 | $ 72,000 |
| Mount Vernon-Anacortes, WA | 267 | $ 53,845,000 | $ 201,666 | $ 127,000 |
| Wilmington, DE-MD-NJ | 265 | $ 52,345,000 | $ 197,528 | $ 111,550 |
| Lubbock, TX | 262 | $ 50,450,000 | $ 192,557 | $ 131,000 |
| Huntsville, AL | 258 | $ 58,020,000 | $ 224,883 | $ 128,000 |
| Missoula, MT | 257 | $ 40,475,000 | $ 157,490 | $ 106,000 |
| Burlington-South Burlington, VT | 255 | $ 47,365,000 | $ 185,745 | $ 79,000 |
| Racine, WI | 254 | $ 33,200,000 | $ 130,708 | $ 94,000 |
| Yuma, AZ | 254 | $ 36,530,000 | $ 143,818 | $ 95,000 |
| Napa, CA | 250 | $ 74,900,000 | $ 299,600 | $ 197,000 |
| Visalia-Porterville, CA | 250 | $ 48,560,000 | $ 194,240 | $ 97,000 |
| Huntington-Ashland, WV-KY-OH | 249 | $ 24,935,000 | $ 100,140 | $ 85,943 |
| Salinas, CA | 248 | $ 120,300,000 | $ 485,080 | $ 259,000 |
| Naples-Immokalee-Marco Island, FL | 245 | $ 101,155,000 | $ 412,877 | $ 297,000 |
| Cape Girardeau, MO-IL | 244 | $ 26,140,000 | $ 107,131 | $ 83,569 |
| Carson City, NV | 244 | $ 38,390,000 | $ 157,336 | $ 89,000 |
| Lawrence, KS | 244 | $ 32,500,000 | $ 133,196 | $ 111,000 |
| Grand Island, NE | 243 | $ 25,555,000 | $ 105,164 | $ 72,000 |
| Salisbury, MD-DE | 240 | $ 58,170,000 | $ 242,375 | $ 170,991 |
| Great Falls, MT | 239 | $ 28,545,000 | $ 119,435 | $ 92,000 |
| Springfield, OH | 233 | $ 20,035,000 | $ 85,987 | $ 74,000 |
| Ames, IA | 232 | $ 36,500,000 | $ 157,327 | $ 106,000 |
| Amarillo, TX | 231 | $ 41,905,000 | $ 181,406 | $ 136,000 |
| Chattanooga, TN-GA | 229 | $ 37,375,000 | $ 163,209 | $ 96,951 |
| New Orleans-Metairie, LA | 226 | $ 37,420,000 | $ 165,575 | $ 116,000 |
| South Bend-Mishawaka, IN-MI | 226 | $ 23,420,000 | $ 103,628 | $ 107,814 |
| Durham-Chapel Hill, NC | 224 | $ 50,870,000 | $ 227,098 | $ 157,000 |
| Olympia-Tumwater, WA | 221 | $ 44,455,000 | $ 201,153 | $ 124,000 |
| Grand Forks, ND-MN | 218 | $ 58,710,000 | $ 269,311 | $ 98,417 |
| Grand Rapids-Wyoming, MI | 218 | $ 33,370,000 | $ 153,073 | $ 117,000 |
| Lewiston, ID-WA | 214 | $ 28,120,000 | $ 131,401 | $ 84,158 |
| Savannah, GA | 214 | $ 49,480,000 | $ 231,214 | $ 155,000 |
| Crestview-Fort Walton Beach-Destin, FL | 213 | $ 111,785,000 | $ 524,812 | $ 360,000 |
| New Haven-Milford, CT | 211 | $ 43,895,000 | $ 208,033 | $ 148,000 |
| Asheville, NC | 209 | $ 49,215,000 | $ 235,478 | $ 154,000 |
| Idaho Falls, ID | 209 | $ 33,135,000 | $ 158,540 | $ 102,000 |
| Santa Maria-Santa Barbara, CA | 207 | $ 72,455,000 | $ 350,024 | $ 202,000 |
| Greenville-Anderson-Mauldin, SC | 206 | $ 46,410,000 | $ 225,291 | $ 149,000 |
| Charlottesville, VA | 200 | $ 46,640,000 | $ 233,200 | $ 127,000 |
| Longview, WA | 197 | $ 34,205,000 | $ 173,629 | $ 110,000 |
| Santa Fe, NM | 197 | $ 51,475,000 | $ 261,294 | $ 137,000 |
| Greensboro-High Point, NC | 188 | $ 32,180,000 | $ 171,170 | $ 108,000 |
| Kingsport-Bristol-Bristol, TN-VA | 186 | $ 17,160,000 | $ 92,258 | $ 61,327 |
| Jackson, MS | 183 | $ 38,235,000 | $ 208,934 | $ 139,000 |
| Corvallis, OR | 182 | $ 58,520,000 | $ 321,538 | $ 100,000 |
| Urban Honolulu, HI | 181 | $ 117,575,000 | $ 649,585 | $ 328,000 |
| Ann Arbor, MI | 178 | $ 42,320,000 | $ 237,752 | $ 175,000 |
| Camden, NJ | 176 | $ 31,660,000 | $ 179,886 | $ 164,000 |
| Ocala, FL | 176 | $ 24,700,000 | $ 140,340 | $ 118,000 |
| Bismarck, ND | 175 | $ 33,445,000 | $ 191,114 | $ 109,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 174 | $ 37,960,000 | $ 218,160 | $ 138,942 |
| Twin Falls, ID | 172 | $ 27,260,000 | $ 158,488 | $ 88,000 |
| Hickory-Lenoir-Morganton, NC | 171 | $ 26,515,000 | $ 155,058 | $ 81,000 |
| Las Cruces, NM | 171 | $ 24,185,000 | $ 141,432 | $ 104,000 |
| El Centro, CA | 170 | $ 29,430,000 | $ 173,117 | $ 93,000 |
| El Paso, TX | 170 | $ 24,810,000 | $ 145,941 | $ 95,000 |
| Mansfield, OH | 167 | $ 16,135,000 | $ 96,616 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 164 | $ 27,720,000 | $ 169,024 | $ 151,115 |
| Hagerstown-Martinsburg, MD-WV | 164 | $ 26,510,000 | $ 161,646 | $ 102,000 |
| Tuscaloosa, AL | 164 | $ 36,790,000 | $ 224,329 | $ 170,000 |
| Wilmington, NC | 164 | $ 39,950,000 | $ 243,597 | $ 133,000 |
| Merced, CA | 163 | $ 33,265,000 | $ 204,079 | $ 85,000 |
| Wenatchee, WA | 162 | $ 38,860,000 | $ 239,876 | $ 169,000 |
| Flagstaff, AZ | 159 | $ 39,715,000 | $ 249,779 | $ 198,000 |
| Michigan City-La Porte, IN | 155 | $ 20,365,000 | $ 131,387 | $ 221,000 |
| Cheyenne, WY | 151 | $ 25,715,000 | $ 170,298 | $ 97,000 |
| Elkhart-Goshen, IN | 151 | $ 16,615,000 | $ 110,033 | $ 76,000 |
| Dubuque, IA | 150 | $ 16,980,000 | $ 113,200 | $ 73,000 |
| Winston-Salem, NC | 148 | $ 20,650,000 | $ 139,527 | $ 108,000 |
| Midland, TX | 146 | $ 38,140,000 | $ 261,232 | $ 161,000 |
| Barnstable Town, MA | 140 | $ 41,340,000 | $ 295,285 | $ 199,000 |
| Rochester, NY | 140 | $ 18,080,000 | $ 129,142 | $ 120,000 |
| Sierra Vista-Douglas, AZ | 140 | $ 17,480,000 | $ 124,857 | $ 89,000 |
| Shreveport-Bossier City, LA | 138 | $ 22,610,000 | $ 163,840 | $ 65,000 |
| La Crosse-Onalaska, WI-MN | 135 | $ 22,605,000 | $ 167,444 | $ 133,992 |
| Lawton, OK | 132 | $ 15,010,000 | $ 113,712 | $ 57,000 |
| Anchorage, AK | 131 | $ 37,755,000 | $ 288,206 | $ 186,000 |
| Jonesboro, AR | 130 | $ 15,390,000 | $ 118,384 | $ 87,000 |
| Janesville-Beloit, WI | 129 | $ 12,615,000 | $ 97,790 | $ 77,000 |
| Punta Gorda, FL | 129 | $ 20,115,000 | $ 155,930 | $ 103,000 |
| Champaign-Urbana, IL | 128 | $ 15,100,000 | $ 117,968 | $ 91,000 |
| Killeen-Temple, TX | 127 | $ 18,065,000 | $ 142,244 | $ 89,000 |
| Grants Pass, OR | 121 | $ 18,015,000 | $ 148,884 | $ 90,000 |
| Portland-South Portland, ME | 121 | $ 33,885,000 | $ 280,041 | $ 218,000 |
| Harrisburg-Carlisle, PA | 120 | $ 20,710,000 | $ 172,583 | $ 134,000 |
| Jefferson City, MO | 120 | $ 13,450,000 | $ 112,083 | $ 86,000 |
| Rockingham County-Strafford County, NH | 118 | $ 22,920,000 | $ 194,237 | $ 145,000 |
| Walla Walla, WA | 114 | $ 17,510,000 | $ 153,596 | $ 114,000 |
| York-Hanover, PA | 113 | $ 17,045,000 | $ 150,840 | $ 101,000 |
| Decatur, IL | 112 | $ 9,410,000 | $ 84,017 | $ 60,000 |
| Manchester-Nashua, NH | 112 | $ 20,430,000 | $ 182,410 | $ 167,000 |
| Wichita Falls, TX | 109 | $ 15,945,000 | $ 146,284 | $ 83,000 |
| Casper, WY | 107 | $ 19,685,000 | $ 183,971 | $ 109,000 |
| Panama City, FL | 107 | $ 16,515,000 | $ 154,345 | $ 103,000 |
| Terre Haute, IN | 107 | $ 8,575,000 | $ 80,140 | $ 69,000 |
| Daphne-Fairhope-Foley, AL | 104 | $ 24,100,000 | $ 231,730 | $ 164,000 |
| California-Lexington Park, MD | 103 | $ 24,875,000 | $ 241,504 | $ 129,000 |
| Enid, OK | 101 | $ 12,535,000 | $ 124,108 | $ 85,000 |
| Fayetteville, NC | 101 | $ 15,705,000 | $ 155,495 | $ 92,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 97 | $ 11,605,000 | $ 119,639 | $ 114,000 |
| Lafayette-West Lafayette, IN | 97 | $ 11,205,000 | $ 115,515 | $ 118,000 |
| Springfield, MA | 92 | $ 16,210,000 | $ 176,195 | $ 111,000 |
| Sebastian-Vero Beach, FL | 91 | $ 17,775,000 | $ 195,329 | $ 202,000 |
| San Angelo, TX | 90 | $ 18,250,000 | $ 202,777 | $ 396,000 |
| Pine Bluff, AR | 89 | $ 7,305,000 | $ 82,078 | $ 71,000 |
| Sherman-Denison, TX | 89 | $ 17,945,000 | $ 201,629 | $ 99,000 |
| Gainesville, FL | 85 | $ 14,995,000 | $ 176,411 | $ 122,000 |
| Odessa, TX | 85 | $ 18,175,000 | $ 213,823 | $ 249,000 |
| Burlington, NC | 81 | $ 11,955,000 | $ 147,592 | $ 85,000 |
| Chambersburg-Waynesboro, PA | 81 | $ 12,675,000 | $ 156,481 | $ 111,000 |
| Abilene, TX | 80 | $ 14,550,000 | $ 181,875 | $ 72,000 |
| Lima, OH | 80 | $ 7,330,000 | $ 91,625 | $ 72,000 |
| McAllen-Edinburg-Mission, TX | 80 | $ 16,030,000 | $ 200,375 | $ 134,000 |
| Kalamazoo-Portage, MI | 77 | $ 13,375,000 | $ 173,701 | $ 161,000 |
| Kankakee, IL | 77 | $ 8,495,000 | $ 110,324 | $ 68,000 |
| Athens-Clarke County, GA | 75 | $ 17,085,000 | $ 227,800 | $ 128,000 |
| Auburn-Opelika, AL | 75 | $ 15,115,000 | $ 201,533 | $ 100,000 |
| Flint, MI | 75 | $ 18,035,000 | $ 240,466 | $ 99,000 |
| Wheeling, WV-OH | 72 | $ 7,240,000 | $ 100,555 | $ 82,250 |
| Pocatello, ID | 71 | $ 8,235,000 | $ 115,985 | $ 83,000 |
| Montgomery, AL | 69 | $ 11,225,000 | $ 162,681 | $ 88,000 |
| Roanoke, VA | 69 | $ 11,005,000 | $ 159,492 | $ 82,000 |
| Niles-Benton Harbor, MI | 68 | $ 12,740,000 | $ 187,352 | $ 209,000 |
| Hanford-Corcoran, CA | 67 | $ 13,315,000 | $ 198,731 | $ 116,000 |
| Sebring, FL | 67 | $ 8,435,000 | $ 125,895 | $ 87,000 |
| Warner Robins, GA | 67 | $ 11,705,000 | $ 174,701 | $ 92,000 |
| Florence, SC | 65 | $ 9,785,000 | $ 150,538 | $ 97,000 |
| Dover, DE | 63 | $ 11,075,000 | $ 175,793 | $ 76,000 |
| Elizabethtown-Fort Knox, KY | 63 | $ 8,325,000 | $ 132,142 | $ 108,000 |
| Spartanburg, SC | 63 | $ 10,905,000 | $ 173,095 | $ 96,000 |
| Columbus, GA-AL | 62 | $ 10,990,000 | $ 177,258 | $ 102,806 |
| Lancaster, PA | 61 | $ 9,655,000 | $ 158,278 | $ 93,000 |
| Lansing-East Lansing, MI | 61 | $ 6,955,000 | $ 114,016 | $ 119,000 |
| Trenton, NJ | 61 | $ 18,535,000 | $ 303,852 | $ 181,000 |
| Jacksonville, NC | 60 | $ 11,350,000 | $ 189,166 | $ 99,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 59 | $ 21,485,000 | $ 364,152 | $ 208,000 |
| Lynchburg, VA | 59 | $ 9,425,000 | $ 159,745 | $ 109,000 |
| Madera, CA | 58 | $ 10,990,000 | $ 189,482 | $ 231,000 |
| Homosassa Springs, FL | 55 | $ 6,705,000 | $ 121,909 | $ 85,000 |
| Reading, PA | 54 | $ 7,510,000 | $ 139,074 | $ 79,000 |
| Gainesville, GA | 52 | $ 13,890,000 | $ 267,115 | $ 130,000 |
| Monroe, MI | 52 | $ 7,570,000 | $ 145,576 | $ 75,000 |
| Columbus, IN | 51 | $ 6,545,000 | $ 128,333 | $ 84,000 |
| Harrisonburg, VA | 51 | $ 10,895,000 | $ 213,627 | $ 153,000 |
| Manhattan, KS | 51 | $ 6,885,000 | $ 135,000 | $ 98,000 |
| Jackson, TN | 50 | $ 6,710,000 | $ 134,200 | $ 88,000 |
| Atlantic City-Hammonton, NJ | 49 | $ 9,705,000 | $ 198,061 | $ 242,000 |
| Bloomington, IN | 48 | $ 8,010,000 | $ 166,875 | $ 127,000 |
| Mobile, AL | 48 | $ 6,530,000 | $ 136,041 | $ 68,000 |
| Syracuse, NY | 48 | $ 4,920,000 | $ 102,500 | $ 112,000 |
| Morgantown, WV | 47 | $ 10,005,000 | $ 212,872 | $ 125,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 47 | $ 5,465,000 | $ 116,276 | $ 93,000 |
| Dutchess County-Putnam County, NY | 46 | $ 11,360,000 | $ 246,956 | $ 183,000 |
| Laredo, TX | 46 | $ 8,650,000 | $ 188,043 | $ 122,000 |
| Beaumont-Port Arthur, TX | 45 | $ 7,705,000 | $ 171,222 | $ 102,000 |
| Florence-Muscle Shoals, AL | 45 | $ 6,795,000 | $ 151,000 | $ 89,000 |
| Johnson City, TN | 45 | $ 6,415,000 | $ 142,555 | $ 106,000 |
| Norwich-New London, CT | 44 | $ 8,880,000 | $ 201,818 | $ 135,000 |
| Albany-Schenectady-Troy, NY | 43 | $ 7,155,000 | $ 166,395 | $ 148,000 |
| Macon-Bibb County, GA | 43 | $ 6,695,000 | $ 155,697 | $ 110,000 |
| Tyler, TX | 43 | $ 9,305,000 | $ 216,395 | $ 123,000 |
| Brunswick, GA | 42 | $ 11,210,000 | $ 266,904 | $ 148,000 |
| Muncie, IN | 42 | $ 3,250,000 | $ 77,380 | $ 58,000 |
| Ocean City, NJ | 41 | $ 11,625,000 | $ 283,536 | $ 279,000 |
| Kokomo, IN | 40 | $ 3,360,000 | $ 84,000 | $ 114,000 |
| College Station-Bryan, TX | 39 | $ 9,345,000 | $ 239,615 | $ 185,000 |
| Decatur, AL | 39 | $ 4,895,000 | $ 125,512 | $ 81,000 |
| Winchester, VA-WV | 39 | $ 8,495,000 | $ 217,820 | $ 110,179 |
| The Villages, FL | 38 | $ 7,930,000 | $ 208,684 | $ 144,000 |
| Danville, IL | 36 | $ 2,710,000 | $ 75,277 | $ 58,000 |
| Blacksburg-Christiansburg-Radford, VA | 35 | $ 6,945,000 | $ 198,428 | $ 169,000 |
| Kahului-Wailuku-Lahaina, HI | 35 | $ 15,385,000 | $ 439,571 | $ 380,000 |
| Lafayette, LA | 34 | $ 4,830,000 | $ 142,058 | $ 100,000 |
| Monroe, LA | 33 | $ 6,115,000 | $ 185,303 | $ 110,000 |
| Bangor, ME | 31 | $ 4,535,000 | $ 146,290 | $ 149,000 |
| Jackson, MI | 31 | $ 3,035,000 | $ 97,903 | $ 69,000 |
| Muskegon, MI | 31 | $ 3,165,000 | $ 102,096 | $ 104,000 |
| Waco, TX | 31 | $ 4,545,000 | $ 146,612 | $ 71,000 |
| Alexandria, LA | 30 | $ 4,860,000 | $ 162,000 | $ 112,000 |
| Brownsville-Harlingen, TX | 30 | $ 3,630,000 | $ 121,000 | $ 104,000 |
| Charleston, WV | 30 | $ 3,330,000 | $ 111,000 | $ 84,000 |
| East Stroudsburg, PA | 30 | $ 4,240,000 | $ 141,333 | $ 65,000 |
| Greenville, NC | 30 | $ 4,100,000 | $ 136,666 | $ 111,000 |
| Battle Creek, MI | 29 | $ 2,675,000 | $ 92,241 | $ 66,000 |
| Cumberland, MD-WV | 29 | $ 3,025,000 | $ 104,310 | $ 287,068 |
| Gulfport-Biloxi-Pascagoula, MS | 29 | $ 3,185,000 | $ 109,827 | $ 83,000 |
| Saginaw, MI | 29 | $ 3,025,000 | $ 104,310 | $ 52,000 |
| Victoria, TX | 29 | $ 6,705,000 | $ 231,206 | $ 169,000 |
| Staunton-Waynesboro, VA | 28 | $ 4,660,000 | $ 166,428 | $ 82,000 |
| Williamsport, PA | 26 | $ 3,730,000 | $ 143,461 | $ 72,000 |
| Fairbanks, AK | 25 | $ 5,265,000 | $ 210,600 | $ 102,000 |
| Longview, TX | 24 | $ 3,660,000 | $ 152,500 | $ 109,000 |
| Erie, PA | 23 | $ 2,775,000 | $ 120,652 | $ 90,000 |
| Gadsden, AL | 22 | $ 2,170,000 | $ 98,636 | $ 86,000 |
| Gettysburg, PA | 22 | $ 4,050,000 | $ 184,090 | $ 64,000 |
| Lake Charles, LA | 22 | $ 4,350,000 | $ 197,727 | $ 147,000 |
| Midland, MI | 21 | $ 2,105,000 | $ 100,238 | $ 62,000 |
| Texarkana, TX-AR | 21 | $ 5,185,000 | $ 246,904 | $ 84,904 |
| Rocky Mount, NC | 19 | $ 3,365,000 | $ 177,105 | $ 91,000 |
| Dothan, AL | 18 | $ 3,460,000 | $ 192,222 | $ 170,000 |
| Farmington, NM | 18 | $ 2,900,000 | $ 161,111 | $ 127,000 |
| Lebanon, PA | 18 | $ 2,630,000 | $ 146,111 | $ 104,000 |
| Anniston-Oxford-Jacksonville, AL | 17 | $ 1,625,000 | $ 95,588 | $ 80,000 |
| Dalton, GA | 17 | $ 1,865,000 | $ 109,705 | $ 66,000 |
| Lewiston-Auburn, ME | 17 | $ 2,085,000 | $ 122,647 | $ 159,000 |
| Albany, GA | 16 | $ 2,420,000 | $ 151,250 | $ 102,000 |
| Rome, GA | 16 | $ 2,400,000 | $ 150,000 | $ 57,000 |
| Sumter, SC | 15 | $ 2,105,000 | $ 140,333 | $ 112,000 |
| Altoona, PA | 14 | $ 1,690,000 | $ 120,714 | $ 43,000 |
| Bay City, MI | 14 | $ 1,350,000 | $ 96,428 | $ 69,000 |
| Parkersburg-Vienna, WV | 14 | $ 1,600,000 | $ 114,285 | $ 58,000 |
| Beckley, WV | 13 | $ 1,725,000 | $ 132,692 | $ 78,000 |
| Hattiesburg, MS | 13 | $ 2,225,000 | $ 171,153 | $ 99,000 |
| Johnstown, PA | 13 | $ 855,000 | $ 65,769 | $ 76,000 |
| State College, PA | 13 | $ 2,285,000 | $ 175,769 | $ 81,000 |
| Valdosta, GA | 13 | $ 2,205,000 | $ 169,615 | $ 57,000 |
| Elmira, NY | 12 | $ 2,080,000 | $ 173,333 | $ 43,000 |
| Goldsboro, NC | 12 | $ 1,810,000 | $ 150,833 | $ 56,000 |
| Houma-Thibodaux, LA | 12 | $ 1,310,000 | $ 109,166 | $ 62,000 |
| Vineland-Bridgeton, NJ | 12 | $ 1,370,000 | $ 114,166 | $ 91,000 |
| Hinesville, GA | 11 | $ 1,965,000 | $ 178,636 | $ 96,000 |
| New Bern, NC | 11 | $ 2,175,000 | $ 197,727 | $ 78,000 |
| Pittsfield, MA | 10 | $ 1,190,000 | $ 119,000 | $ 99,000 |
| Utica-Rome, NY | 10 | $ 720,000 | $ 72,000 | $ 80,000 |
| Hammond, LA | 9 | $ 1,895,000 | $ 210,555 | $ 174,000 |
| Binghamton, NY | 8 | $ 1,260,000 | $ 157,500 | $ 124,000 |
| Glens Falls, NY | 8 | $ 2,360,000 | $ 295,000 | $ 110,000 |
| Bloomsburg-Berwick, PA | 7 | $ 685,000 | $ 97,857 | $ 95,000 |
| Kingston, NY | 5 | $ 625,000 | $ 125,000 | $ 215,000 |
| Ithaca, NY | 2 | $ 660,000 | $ 330,000 | $ 147,000 |
| Watertown-Fort Drum, NY | 2 | $ 360,000 | $ 180,000 | $ 0 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 144,302 | $38,171,245,000 | $264,000 | $32,005,000 | $155,000 | $9,195,000 |
| Refinancing | 75,620 | $15,251,400,000 | $201,000 | $55,005,000 | $130,000 | $9,872,000 |
| Other Purpose | 61,527 | $6,429,435,000 | $104,000 | $9,005,000 | $117,000 | $9,943,000 |
| Home Improvement | 47,930 | $4,801,400,000 | $100,000 | $66,005,000 | $125,000 | $9,000,000 |
| Cash-out Refinancing | 25,894 | $7,260,870,000 | $280,000 | $8,185,000 | $124,000 | $8,031,000 |
| Not Applicable | 14,238 | $1,792,670,000 | $125,000 | $925,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 178,289 | $33,416,315,000 | $187,000 | $18,005,000 | $131,000 | $9,872,000 |
| Not applicable | 106,974 | $22,400,655,000 | $209,000 | $66,005,000 | $0 | $0 |
| Not Provided | 30,195 | $6,666,735,000 | $220,000 | $16,245,000 | $156,000 | $7,672,000 |
| Hispanic | 21,641 | $3,099,925,000 | $143,000 | $4,125,000 | $94,000 | $6,488,000 |
| Asian | 16,883 | $5,466,065,000 | $323,000 | $6,085,000 | $161,000 | $9,195,000 |
| Black or African American | 10,674 | $1,344,100,000 | $125,000 | $4,945,000 | $94,000 | $9,943,000 |
| American Indian or Alaskan Native | 1,275 | $214,025,000 | $167,000 | $2,005,000 | $111,000 | $3,000,000 |
| Native Hawaiian or Other Pacific Islander | 541 | $85,925,000 | $158,000 | $975,000 | $116,000 | $4,000,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 312,144 | $63,775,915,000 | $204,000 | $66,005,000 | $134,000 | $9,943,000 |
| FHA-insured (Federal Housing Administration) | 44,924 | $7,264,850,000 | $161,000 | $885,000 | $68,000 | $690,000 |
| VA-guaranteed (Veterans Administration) | 8,821 | $2,185,545,000 | $247,000 | $1,145,000 | $84,000 | $780,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,622 | $480,710,000 | $132,000 | $455,000 | $46,000 | $276,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 134,156 | $30,379,925,000 | $226,000 | $66,005,000 | $145,000 | $9,872,000 |
| Loan Purchased By The Institution | 105,756 | $21,314,190,000 | $201,000 | $1,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 96,171 | $14,771,525,000 | $153,000 | $16,245,000 | $108,000 | $9,943,000 |
| Application Withdrawn By Applicant | 18,691 | $4,707,265,000 | $251,000 | $14,005,000 | $149,000 | $8,500,000 |
| File Closed For Incompleteness | 11,230 | $1,859,430,000 | $165,000 | $16,005,000 | $144,000 | $9,830,000 |
| Application Approved But Not Accepted | 3,507 | $674,685,000 | $192,000 | $6,175,000 | $141,000 | $5,726,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 273,340 | $58,935,495,000 | $215,000 | $66,005,000 | $145,000 | $9,872,000 |
| Credit History | 33,071 | $3,275,195,000 | $99,000 | $6,085,000 | $111,000 | $9,943,000 |
| Debt-To-Income Ratio | 26,240 | $5,138,060,000 | $195,000 | $16,245,000 | $75,000 | $4,004,000 |
| Collateral | 16,205 | $2,753,625,000 | $169,000 | $9,005,000 | $143,000 | $7,874,000 |
| Other | 13,797 | $1,809,145,000 | $131,000 | $4,995,000 | $103,000 | $8,213,000 |
| Unverifiable Information | 3,415 | $881,715,000 | $258,000 | $8,005,000 | $168,000 | $5,604,000 |
| Credit Application Incomplete | 1,628 | $344,080,000 | $211,000 | $7,005,000 | $106,000 | $7,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,536 | $511,440,000 | $332,000 | $4,365,000 | $148,000 | $1,995,000 |
| Employment History | 272 | $56,410,000 | $207,000 | $1,165,000 | $78,000 | $690,000 |
| Mortgage Insurance Denied | 7 | $1,855,000 | $265,000 | $945,000 | $131,000 | $475,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About