Genisys Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Genisys Credit Union of Auburn Hills, MI reported 5,610 mortgage applications totaling $1.6 billion, up 11% from 2024. The average application was for $293,670, and applicants reported an average income of $188,679. 64% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (3,282), Flint, MI (385) and Detroit-Dearborn-Livonia, MI (319) (applications in parentheses).

Mortgage Company & Address Genisys Credit Union
2100 Executive Hills Blvd
Auburn Hills, MI 48326
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 5,610
Total Mortgage Loan Application Amount $1,647,490,000
Average Mortgage Loan Application Amount $293,670
Highest Mortgage Loan Application Amount $35,005,000
Average Applicant Income $188,679
Highest Applicant Income $6,580,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Genisys Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Genisys Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 2,166 $ 472,730,000 $ 218,250 $ 164,000
Macomb, Michigan 695 $ 109,885,000 $ 158,107 $ 122,000
Genesee, Michigan 385 $ 56,035,000 $ 145,545 $ 123,000
Wayne, Michigan 319 $ 51,845,000 $ 162,523 $ 154,000
St. Clair, Michigan 211 $ 23,815,000 $ 112,867 $ 105,000
Lapeer, Michigan 116 $ 20,900,000 $ 180,172 $ 133,000
Livingston, Michigan 94 $ 18,930,000 $ 201,382 $ 166,000
Washtenaw, Michigan 84 $ 42,250,000 $ 502,976 $ 186,000
Dakota, Minnesota 63 $ 8,285,000 $ 131,507 $ 203,000
Hennepin, Minnesota 49 $ 17,925,000 $ 365,816 $ 235,000
Grand Traverse, Michigan 43 $ 25,885,000 $ 601,976 $ 467,000
Tuscola, Michigan 43 $ 4,065,000 $ 94,534 $ 71,000
Los Angeles, California 37 $ 44,435,000 $ 1,200,945 $ 391,000
Cook, Illinois 32 $ 23,430,000 $ 732,187 $ 334,000
Ramsey, Minnesota 29 $ 4,775,000 $ 164,655 $ 120,000
Anoka, Minnesota 24 $ 3,740,000 $ 155,833 $ 161,000
Sanilac, Michigan 23 $ 4,355,000 $ 189,347 $ 106,000
Palm Beach, Florida 20 $ 10,540,000 $ 527,000 $ 251,000
Kent, Michigan 20 $ 7,040,000 $ 352,000 $ 201,000
Monroe, Michigan 20 $ 12,940,000 $ 647,000 $ 97,000
Montgomery, Pennsylvania 18 $ 4,980,000 $ 276,666 $ 158,000
Orange, California 17 $ 20,835,000 $ 1,225,588 $ 400,000
Riverside, California 17 $ 11,865,000 $ 697,941 $ 287,000
San Bernardino, California 17 $ 16,205,000 $ 953,235 $ 437,000
San Diego, California 16 $ 12,420,000 $ 776,250 $ 795,000
Lee, Florida 16 $ 7,730,000 $ 483,125 $ 392,000
Washington, Minnesota 15 $ 4,085,000 $ 272,333 $ 143,000
Roscommon, Michigan 14 $ 2,220,000 $ 158,571 $ 119,000
Miami-Dade, Florida 13 $ 21,105,000 $ 1,623,461 $ 1,772,000
Saginaw, Michigan 13 $ 1,195,000 $ 91,923 $ 76,000
Middlesex, New Jersey 13 $ 9,115,000 $ 701,153 $ 321,000
Manatee, Florida 11 $ 4,395,000 $ 399,545 $ 257,000
Fulton, Georgia 11 $ 14,985,000 $ 1,362,272 $ 306,000
Huron, Michigan 11 $ 1,155,000 $ 105,000 $ 104,000
Jackson, Michigan 11 $ 1,965,000 $ 178,636 $ 106,000
Shiawassee, Michigan 11 $ 1,865,000 $ 169,545 $ 103,000
Ingham, Michigan 10 $ 3,130,000 $ 313,000 $ 184,000
Salt Lake, Utah 10 $ 10,300,000 $ 1,030,000 $ 380,000
Hillsborough, Florida 9 $ 7,545,000 $ 838,333 $ 424,000
Leelanau, Michigan 9 $ 5,875,000 $ 652,777 $ 427,000
Lenawee, Michigan 9 $ 1,345,000 $ 149,444 $ 183,000
Ocean, New Jersey 9 $ 4,015,000 $ 446,111 $ 228,000
Chester, Pennsylvania 9 $ 1,815,000 $ 201,666 $ 206,000
Sacramento, California 8 $ 7,820,000 $ 977,500 $ 337,000
Ottawa, Michigan 8 $ 1,590,000 $ 198,750 $ 222,000
Scott, Minnesota 8 $ 2,490,000 $ 311,250 $ 190,000
Buncombe, North Carolina 8 $ 8,290,000 $ 1,036,250 $ 505,000
Philadelphia, Pennsylvania 8 $ 4,150,000 $ 518,750 $ 213,000
Kern, California 7 $ 5,875,000 $ 839,285 $ 367,000
San Francisco, California 7 $ 12,495,000 $ 1,785,000 $ 566,000
Arapahoe, Colorado 7 $ 3,925,000 $ 560,714 $ 269,000
Brevard, Florida 7 $ 3,775,000 $ 539,285 $ 346,000
DeKalb, Georgia 7 $ 3,315,000 $ 473,571 $ 320,000
Hamilton, Indiana 7 $ 5,005,000 $ 715,000 $ 291,000
Charlevoix, Michigan 7 $ 5,355,000 $ 765,000 $ 336,000
Gladwin, Michigan 7 $ 735,000 $ 105,000 $ 114,000
Van Buren, Michigan 7 $ 4,025,000 $ 575,000 $ 254,000
Mercer, New Jersey 7 $ 7,015,000 $ 1,002,142 $ 357,000
Cuyahoga, Ohio 7 $ 3,665,000 $ 523,571 $ 236,000
Allegheny, Pennsylvania 7 $ 5,495,000 $ 785,000 $ 286,000
Williamson, Tennessee 7 $ 9,325,000 $ 1,332,142 $ 460,000
Santa Clara, California 6 $ 8,050,000 $ 1,341,666 $ 572,000
Orange, Florida 6 $ 6,760,000 $ 1,126,666 $ 393,000
Pinellas, Florida 6 $ 4,550,000 $ 758,333 $ 396,000
Volusia, Florida 6 $ 2,380,000 $ 396,666 $ 221,000
Cobb, Georgia 6 $ 5,200,000 $ 866,666 $ 343,000
Alcona, Michigan 6 $ 1,090,000 $ 181,666 $ 128,000
Crawford, Michigan 6 $ 1,030,000 $ 171,666 $ 600,000
Iosco, Michigan 6 $ 850,000 $ 141,666 $ 109,000
Ogemaw, Michigan 6 $ 610,000 $ 101,666 $ 99,000
Otsego, Michigan 6 $ 630,000 $ 105,000 $ 158,000
Carver, Minnesota 6 $ 1,290,000 $ 215,000 $ 224,000
Olmsted, Minnesota 6 $ 3,130,000 $ 521,666 $ 459,000
Mecklenburg, North Carolina 6 $ 5,810,000 $ 968,333 $ 329,000
Delaware, Ohio 6 $ 3,210,000 $ 535,000 $ 372,000
Oklahoma, Oklahoma 6 $ 5,830,000 $ 971,666 $ 426,000
Delaware, Pennsylvania 6 $ 1,440,000 $ 240,000 $ 179,000
Horry, South Carolina 6 $ 5,910,000 $ 985,000 $ 499,000
Davidson, Tennessee 6 $ 8,100,000 $ 1,350,000 $ 449,000
Utah, Utah 6 $ 6,260,000 $ 1,043,333 $ 342,000
King, Washington 6 $ 7,720,000 $ 1,286,666 $ 423,000
Contra Costa, California 5 $ 7,865,000 $ 1,573,000 $ 469,000
Antrim, Michigan 5 $ 2,455,000 $ 491,000 $ 313,000
Arenac, Michigan 5 $ 625,000 $ 125,000 $ 94,000
Bay, Michigan 5 $ 775,000 $ 155,000 $ 147,000
Montmorency, Michigan 5 $ 715,000 $ 143,000 $ 127,000
Wright, Minnesota 5 $ 705,000 $ 141,000 $ 136,000
Bernalillo, New Mexico 5 $ 3,555,000 $ 711,000 $ 344,000
Wake, North Carolina 5 $ 3,485,000 $ 697,000 $ 255,000
Hamilton, Ohio 5 $ 2,695,000 $ 539,000 $ 299,000
Clackamas, Oregon 5 $ 4,845,000 $ 969,000 $ 277,000
Multnomah, Oregon 5 $ 3,505,000 $ 701,000 $ 358,000
Knox, Tennessee 5 $ 6,305,000 $ 1,261,000 $ 570,000
Chesterfield, Virginia 5 $ 2,315,000 $ 463,000 $ 192,000
Milwaukee, Wisconsin 5 $ 1,435,000 $ 287,000 $ 131,000
Jefferson, Alabama 4 $ 4,170,000 $ 1,042,500 $ 338,000
Placer, California 4 $ 3,980,000 $ 995,000 $ 355,000
San Joaquin, California 4 $ 4,200,000 $ 1,050,000 $ 566,000
New Castle, Delaware 4 $ 270,000 $ 67,500 $ 784,000
Duval, Florida 4 $ 3,190,000 $ 797,500 $ 306,000
Lake, Florida 4 $ 890,000 $ 222,500 $ 126,000
Pasco, Florida 4 $ 2,490,000 $ 622,500 $ 276,000
Sarasota, Florida 4 $ 2,250,000 $ 562,500 $ 176,000
St. Johns, Florida 4 $ 1,440,000 $ 360,000 $ 201,000
St. Lucie, Florida 4 $ 1,260,000 $ 315,000 $ 265,000
Marion, Indiana 4 $ 2,570,000 $ 642,500 $ 352,000
St. Joseph, Indiana 4 $ 3,410,000 $ 852,500 $ 398,000
Jefferson, Kentucky 4 $ 2,140,000 $ 535,000 $ 265,000
Clare, Michigan 4 $ 680,000 $ 170,000 $ 111,000
Eaton, Michigan 4 $ 5,890,000 $ 1,472,500 $ 106,000
Kalamazoo, Michigan 4 $ 670,000 $ 167,500 $ 129,000
Oscoda, Michigan 4 $ 240,000 $ 60,000 $ 56,000
Wexford, Michigan 4 $ 480,000 $ 120,000 $ 91,000
Chisago, Minnesota 4 $ 490,000 $ 122,500 $ 148,000
Essex, New Jersey 4 $ 1,820,000 $ 455,000 $ 296,000
Forsyth, North Carolina 4 $ 2,790,000 $ 697,500 $ 354,000
Washington, Oregon 4 $ 4,690,000 $ 1,172,500 $ 412,000
Bucks, Pennsylvania 4 $ 1,730,000 $ 432,500 $ 250,000
Lehigh, Pennsylvania 4 $ 1,520,000 $ 380,000 $ 172,000
La Crosse, Wisconsin 4 $ 2,110,000 $ 527,500 $ 324,000
Alameda, California 3 $ 3,795,000 $ 1,265,000 $ 465,000
Boulder, Colorado 3 $ 1,145,000 $ 381,666 $ 273,000
Denver, Colorado 3 $ 2,225,000 $ 741,666 $ 258,000
Jefferson, Colorado 3 $ 865,000 $ 288,333 $ 268,000
Capitol Planning Region, Connecticut 3 $ 3,285,000 $ 1,095,000 $ 443,000
Alachua, Florida 3 $ 1,755,000 $ 585,000 $ 410,000
Broward, Florida 3 $ 585,000 $ 195,000 $ 380,000
Collier, Florida 3 $ 1,845,000 $ 615,000 $ 379,000
Polk, Florida 3 $ 785,000 $ 261,666 $ 296,000
Forsyth, Georgia 3 $ 1,845,000 $ 615,000 $ 218,000
Lake, Illinois 3 $ 2,585,000 $ 861,666 $ 303,000
Will, Illinois 3 $ 2,505,000 $ 835,000 $ 401,000
Lake, Indiana 3 $ 1,705,000 $ 568,333 $ 486,000
Montgomery, Maryland 3 $ 1,675,000 $ 558,333 $ 221,000
Allegan, Michigan 3 $ 1,105,000 $ 368,333 $ 147,000
Berrien, Michigan 3 $ 1,805,000 $ 601,666 $ 301,000
Branch, Michigan 3 $ 695,000 $ 231,666 $ 142,000
Clinton, Michigan 3 $ 395,000 $ 131,666 $ 175,000
Emmet, Michigan 3 $ 1,785,000 $ 595,000 $ 268,000
Manistee, Michigan 3 $ 905,000 $ 301,666 $ 89,000
Mason, Michigan 3 $ 705,000 $ 235,000 $ 210,000
Mecosta, Michigan 3 $ 435,000 $ 145,000 $ 123,000
Muskegon, Michigan 3 $ 1,295,000 $ 431,666 $ 190,000
Presque Isle, Michigan 3 $ 305,000 $ 101,666 $ 73,000
Douglas, Minnesota 3 $ 1,045,000 $ 348,333 $ 219,000
St. Louis, Minnesota 3 $ 185,000 $ 61,666 $ 127,000
Douglas, Nebraska 3 $ 2,405,000 $ 801,666 $ 355,000
Burlington, New Jersey 3 $ 2,065,000 $ 688,333 $ 299,000
Monmouth, New Jersey 3 $ 2,905,000 $ 968,333 $ 420,000
Johnston, North Carolina 3 $ 1,365,000 $ 455,000 $ 234,000
Union, North Carolina 3 $ 2,365,000 $ 788,333 $ 252,000
Montgomery, Ohio 3 $ 525,000 $ 175,000 $ 113,000
Dauphin, Pennsylvania 3 $ 755,000 $ 251,666 $ 73,000
Washington, Pennsylvania 3 $ 3,355,000 $ 1,118,333 $ 629,000
Clark, Washington 3 $ 3,515,000 $ 1,171,666 $ 446,000
Pierce, Washington 3 $ 2,545,000 $ 848,333 $ 396,000
Spokane, Washington 3 $ 3,555,000 $ 1,185,000 $ 466,000
Brown, Wisconsin 3 $ 1,955,000 $ 651,666 $ 302,000
Dane, Wisconsin 3 $ 2,165,000 $ 721,666 $ 451,000
Pierce, Wisconsin 3 $ 485,000 $ 161,666 $ 143,000
Waukesha, Wisconsin 3 $ 1,705,000 $ 568,333 $ 505,000
El Dorado, California 2 $ 1,250,000 $ 625,000 $ 167,000
Fresno, California 2 $ 2,370,000 $ 1,185,000 $ 465,000
Marin, California 2 $ 2,570,000 $ 1,285,000 $ 511,000
Monterey, California 2 $ 3,160,000 $ 1,580,000 $ 496,000
San Luis Obispo, California 2 $ 2,900,000 $ 1,450,000 $ 415,000
Stanislaus, California 2 $ 1,040,000 $ 520,000 $ 270,000
Tulare, California 2 $ 830,000 $ 415,000 $ 141,000
Ventura, California 2 $ 910,000 $ 455,000 $ 164,000
Douglas, Colorado 2 $ 740,000 $ 370,000 $ 202,000
El Paso, Colorado 2 $ 1,850,000 $ 925,000 $ 264,000
Larimer, Colorado 2 $ 2,300,000 $ 1,150,000 $ 395,000
Montrose, Colorado 2 $ 1,020,000 $ 510,000 $ 434,000
Western Connecticut Planning Region, Connecticut 2 $ 2,250,000 $ 1,125,000 $ 552,000
Charlotte, Florida 2 $ 380,000 $ 190,000 $ 691,000
Hernando, Florida 2 $ 410,000 $ 205,000 $ 98,000
Leon, Florida 2 $ 680,000 $ 340,000 $ 305,000
Marion, Florida 2 $ 850,000 $ 425,000 $ 195,000
Dougherty, Georgia 2 $ 390,000 $ 195,000 $ 147,000
Gwinnett, Georgia 2 $ 370,000 $ 185,000 $ 162,000
Henry, Georgia 2 $ 1,130,000 $ 565,000 $ 264,000
Monroe, Georgia 2 $ 1,930,000 $ 965,000 $ 619,000
Champaign, Illinois 2 $ 970,000 $ 485,000 $ 470,000
DuPage, Illinois 2 $ 610,000 $ 305,000 $ 219,000
Alpena, Michigan 2 $ 390,000 $ 195,000 $ 137,000
Benzie, Michigan 2 $ 820,000 $ 410,000 $ 752,000
Cheboygan, Michigan 2 $ 140,000 $ 70,000 $ 219,000
Houghton, Michigan 2 $ 60,000 $ 30,000 $ 61,000
Kalkaska, Michigan 2 $ 360,000 $ 180,000 $ 44,000
Midland, Michigan 2 $ 160,000 $ 80,000 $ 155,000
Pine, Minnesota 2 $ 610,000 $ 305,000 $ 85,000
Sherburne, Minnesota 2 $ 320,000 $ 160,000 $ 151,000
Harrison, Mississippi 2 $ 660,000 $ 330,000 $ 138,000
Richland, Montana 2 $ 430,000 $ 215,000 $ 204,000
Bergen, New Jersey 2 $ 1,050,000 $ 525,000 $ 320,000
Gloucester, New Jersey 2 $ 1,080,000 $ 540,000 $ 175,000
Morris, New Jersey 2 $ 2,530,000 $ 1,265,000 $ 377,000
Somerset, New Jersey 2 $ 1,210,000 $ 605,000 $ 246,000
Durham, North Carolina 2 $ 1,170,000 $ 585,000 $ 155,000
Guilford, North Carolina 2 $ 730,000 $ 365,000 $ 112,000
Rowan, North Carolina 2 $ 480,000 $ 240,000 $ 233,000
Greene, Ohio 2 $ 600,000 $ 300,000 $ 247,000
Jefferson, Ohio 2 $ 1,380,000 $ 690,000 $ 190,000
Union, Ohio 2 $ 1,530,000 $ 765,000 $ 1,125,000
Warren, Ohio 2 $ 700,000 $ 350,000 $ 182,000
Tulsa, Oklahoma 2 $ 970,000 $ 485,000 $ 455,000
Jackson, Oregon 2 $ 1,590,000 $ 795,000 $ 438,000
Linn, Oregon 2 $ 1,160,000 $ 580,000 $ 210,000
Crawford, Pennsylvania 2 $ 330,000 $ 165,000 $ 118,000
Bristol, Rhode Island 2 $ 1,590,000 $ 795,000 $ 363,000
Kent, Rhode Island 2 $ 2,370,000 $ 1,185,000 $ 320,000
York, South Carolina 2 $ 1,300,000 $ 650,000 $ 270,000
Maury, Tennessee 2 $ 750,000 $ 375,000 $ 164,000
Montgomery, Tennessee 2 $ 720,000 $ 360,000 $ 192,000
Davis, Utah 2 $ 2,220,000 $ 1,110,000 $ 462,000
Fairfax, Virginia 2 $ 3,060,000 $ 1,530,000 $ 469,000
Henrico, Virginia 2 $ 1,980,000 $ 990,000 $ 450,000
Kitsap, Washington 2 $ 660,000 $ 330,000 $ 174,000
Skagit, Washington 2 $ 1,340,000 $ 670,000 $ 181,000
Snohomish, Washington 2 $ 2,530,000 $ 1,265,000 $ 305,000
Geneva, Alabama 1 $ 185,000 $ 185,000 $ 57,000
Madison, Alabama 1 $ 735,000 $ 735,000 $ 225,000
Mobile, Alabama 1 $ 105,000 $ 105,000 $ 153,000
Shelby, Alabama 1 $ 525,000 $ 525,000 $ 543,000
Benton, Arkansas 1 $ 735,000 $ 735,000 $ 450,000
Garland, Arkansas 1 $ 825,000 $ 825,000 $ 425,000
Greene, Arkansas 1 $ 705,000 $ 705,000 $ 353,000
Pulaski, Arkansas 1 $ 405,000 $ 405,000 $ 330,000
Humboldt, California 1 $ 975,000 $ 975,000 $ 440,000
San Mateo, California 1 $ 1,055,000 $ 1,055,000 $ 292,000
Siskiyou, California 1 $ 495,000 $ 495,000 $ 326,000
Tuolumne, California 1 $ 815,000 $ 815,000 $ 649,000
Alamosa, Colorado 1 $ 455,000 $ 455,000 $ 354,000
Broomfield, Colorado 1 $ 65,000 $ 65,000 $ 202,000
Garfield, Colorado 1 $ 845,000 $ 845,000 $ 594,000
Gunnison, Colorado 1 $ 685,000 $ 685,000 $ 289,000
Mesa, Colorado 1 $ 1,195,000 $ 1,195,000 $ 416,000
Summit, Colorado 1 $ 835,000 $ 835,000 $ 332,000
Greater Bridgeport Planning Region, Connecticut 1 $ 785,000 $ 785,000 $ 335,000
South Central Connecticut Planning Region, Connecticut 1 $ 1,325,000 $ 1,325,000 $ 833,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 175,000 $ 175,000 $ 193,000
District of Columbia, District Of Columbia 1 $ 3,445,000 $ 3,445,000 $ 837,000
Bay, Florida 1 $ 175,000 $ 175,000 $ 200,000
Citrus, Florida 1 $ 255,000 $ 255,000 $ 40,000
DeSoto, Florida 1 $ 145,000 $ 145,000 $ 114,000
Flagler, Florida 1 $ 405,000 $ 405,000 $ 437,000
Hardee, Florida 1 $ 695,000 $ 695,000 $ 291,000
Hendry, Florida 1 $ 315,000 $ 315,000 $ 85,000
Highlands, Florida 1 $ 645,000 $ 645,000 $ 260,000
Indian River, Florida 1 $ 2,605,000 $ 2,605,000 $ 1,080,000
Martin, Florida 1 $ 35,000 $ 35,000 $ 101,000
Osceola, Florida 1 $ 155,000 $ 155,000 $ 315,000
Seminole, Florida 1 $ 1,175,000 $ 1,175,000 $ 440,000
Sumter, Florida 1 $ 25,000 $ 25,000 $ 72,000
Bibb, Georgia 1 $ 295,000 $ 295,000 $ 283,000
Bryan, Georgia 1 $ 565,000 $ 565,000 $ 205,000
Carroll, Georgia 1 $ 445,000 $ 445,000 $ 395,000
Chatham, Georgia 1 $ 405,000 $ 405,000 $ 170,000
Cherokee, Georgia 1 $ 765,000 $ 765,000 $ 265,000
Coweta, Georgia 1 $ 695,000 $ 695,000 $ 260,000
Glynn, Georgia 1 $ 1,205,000 $ 1,205,000 $ 350,000
Houston, Georgia 1 $ 545,000 $ 545,000 $ 300,000
Lowndes, Georgia 1 $ 625,000 $ 625,000 $ 211,000
McIntosh, Georgia 1 $ 75,000 $ 75,000 $ 153,000
Richmond, Georgia 1 $ 425,000 $ 425,000 $ 240,000
Tattnall, Georgia 1 $ 235,000 $ 235,000 $ 75,000
Whitfield, Georgia 1 $ 665,000 $ 665,000 $ 290,000
Knox, Illinois 1 $ 235,000 $ 235,000 $ 235,000
Macoupin, Illinois 1 $ 55,000 $ 55,000 $ 151,000
Peoria, Illinois 1 $ 305,000 $ 305,000 $ 260,000
Whiteside, Illinois 1 $ 125,000 $ 125,000 $ 275,000
Williamson, Illinois 1 $ 495,000 $ 495,000 $ 506,000
Winnebago, Illinois 1 $ 665,000 $ 665,000 $ 309,000
Allen, Indiana 1 $ 355,000 $ 355,000 $ 380,000
Boone, Indiana 1 $ 255,000 $ 255,000 $ 200,000
Cass, Indiana 1 $ 205,000 $ 205,000 $ 58,000
Clark, Indiana 1 $ 335,000 $ 335,000 $ 128,000
Harrison, Indiana 1 $ 145,000 $ 145,000 $ 113,000
Jackson, Indiana 1 $ 15,000 $ 15,000 $ 76,000
Madison, Indiana 1 $ 15,000 $ 15,000 $ 91,000
Montgomery, Indiana 1 $ 105,000 $ 105,000 $ 144,000
Morgan, Indiana 1 $ 55,000 $ 55,000 $ 84,000
Steuben, Indiana 1 $ 755,000 $ 755,000 $ 389,000
Johnson, Iowa 1 $ 135,000 $ 135,000 $ 40,000
Story, Iowa 1 $ 1,345,000 $ 1,345,000 $ 500,000
Fayette, Kentucky 1 $ 925,000 $ 925,000 $ 500,000
Madison, Kentucky 1 $ 1,285,000 $ 1,285,000 $ 450,000
McCracken, Kentucky 1 $ 25,000 $ 25,000 $ 85,000
Pike, Kentucky 1 $ 725,000 $ 725,000 $ 449,000
Anne Arundel, Maryland 1 $ 375,000 $ 375,000 $ 102,000
Frederick, Maryland 1 $ 545,000 $ 545,000 $ 143,000
Washington, Maryland 1 $ 495,000 $ 495,000 $ 275,000
Alger, Michigan 1 $ 255,000 $ 255,000 $ 72,000
Calhoun, Michigan 1 $ 155,000 $ 155,000 $ 79,000
Cass, Michigan 1 $ 605,000 $ 605,000 $ 165,000
Chippewa, Michigan 1 $ 25,000 $ 25,000 $ 71,000
Keweenaw, Michigan 1 $ 15,000 $ 15,000 $ 54,000
Lake, Michigan 1 $ 105,000 $ 105,000 $ 26,000
Marquette, Michigan 1 $ 135,000 $ 135,000 $ 96,000
Brown, Minnesota 1 $ 155,000 $ 155,000 $ 106,000
Cass, Minnesota 1 $ 45,000 $ 45,000 $ 132,000
Crow Wing, Minnesota 1 $ 65,000 $ 65,000 $ 120,000
Goodhue, Minnesota 1 $ 65,000 $ 65,000 $ 126,000
Houston, Minnesota 1 $ 1,335,000 $ 1,335,000 $ 440,000
Nicollet, Minnesota 1 $ 385,000 $ 385,000 $ 158,000
Polk, Minnesota 1 $ 55,000 $ 55,000 $ 113,000
Redwood, Minnesota 1 $ 285,000 $ 285,000 $ 653,000
Rice, Minnesota 1 $ 125,000 $ 125,000 $ 109,000
DeSoto, Mississippi 1 $ 795,000 $ 795,000 $ 535,000
Hinds, Mississippi 1 $ 155,000 $ 155,000 $ 76,000
Lafayette, Mississippi 1 $ 585,000 $ 585,000 $ 150,000
Rankin, Mississippi 1 $ 585,000 $ 585,000 $ 350,000
Winston, Mississippi 1 $ 785,000 $ 785,000 $ 312,000
Jefferson, Montana 1 $ 1,505,000 $ 1,505,000 $ 680,000
Atlantic, New Jersey 1 $ 575,000 $ 575,000 $ 275,000
Camden, New Jersey 1 $ 595,000 $ 595,000 $ 350,000
Hudson, New Jersey 1 $ 835,000 $ 835,000 $ 195,000
Passaic, New Jersey 1 $ 1,505,000 $ 1,505,000 $ 469,000
Warren, New Jersey 1 $ 355,000 $ 355,000 $ 200,000
Ashe, North Carolina 1 $ 495,000 $ 495,000 $ 222,000
Brunswick, North Carolina 1 $ 885,000 $ 885,000 $ 350,000
Cherokee, North Carolina 1 $ 65,000 $ 65,000 $ 50,000
Cumberland, North Carolina 1 $ 355,000 $ 355,000 $ 135,000
Franklin, North Carolina 1 $ 155,000 $ 155,000 $ 102,000
Henderson, North Carolina 1 $ 1,235,000 $ 1,235,000 $ 415,000
Jackson, North Carolina 1 $ 205,000 $ 205,000 $ 147,000
New Hanover, North Carolina 1 $ 1,385,000 $ 1,385,000 $ 420,000
Orange, North Carolina 1 $ 375,000 $ 375,000 $ 283,000
Pitt, North Carolina 1 $ 325,000 $ 325,000 $ 113,000
Watauga, North Carolina 1 $ 905,000 $ 905,000 $ 420,000
Cass, North Dakota 1 $ 55,000 $ 55,000 $ 72,000
Butler, Ohio 1 $ 25,000 $ 25,000 $ 92,000
Clermont, Ohio 1 $ 855,000 $ 855,000 $ 260,000
Franklin, Ohio 1 $ 685,000 $ 685,000 $ 251,000
Lake, Ohio 1 $ 125,000 $ 125,000 $ 130,000
Lawrence, Ohio 1 $ 275,000 $ 275,000 $ 163,000
Licking, Ohio 1 $ 415,000 $ 415,000 $ 191,000
Lucas, Ohio 1 $ 995,000 $ 995,000 $ 530,000
Madison, Ohio 1 $ 975,000 $ 975,000 $ 283,000
Mahoning, Ohio 1 $ 695,000 $ 695,000 $ 232,000
Summit, Ohio 1 $ 615,000 $ 615,000 $ 263,000
Wood, Ohio 1 $ 875,000 $ 875,000 $ 343,000
Pontotoc, Oklahoma 1 $ 315,000 $ 315,000 $ 104,000
Deschutes, Oregon 1 $ 1,165,000 $ 1,165,000 $ 336,000
Hood River, Oregon 1 $ 995,000 $ 995,000 $ 665,000
Lane, Oregon 1 $ 815,000 $ 815,000 $ 300,000
Yamhill, Oregon 1 $ 905,000 $ 905,000 $ 311,000
Bedford, Pennsylvania 1 $ 155,000 $ 155,000 $ 92,000
Berks, Pennsylvania 1 $ 435,000 $ 435,000 $ 122,000
Butler, Pennsylvania 1 $ 965,000 $ 965,000 $ 562,000
Carbon, Pennsylvania 1 $ 55,000 $ 55,000 $ 66,000
Luzerne, Pennsylvania 1 $ 165,000 $ 165,000 $ 55,000
Northampton, Pennsylvania 1 $ 355,000 $ 355,000 $ 168,000
Wayne, Pennsylvania 1 $ 275,000 $ 275,000 $ 359,000
Providence, Rhode Island 1 $ 765,000 $ 765,000 $ 345,000
Beaufort, South Carolina 1 $ 2,405,000 $ 2,405,000 $ 1,138,000
Charleston, South Carolina 1 $ 1,425,000 $ 1,425,000 $ 499,000
Pickens, South Carolina 1 $ 815,000 $ 815,000 $ 274,000
Spartanburg, South Carolina 1 $ 675,000 $ 675,000 $ 220,000
Sumter, South Carolina 1 $ 805,000 $ 805,000 $ 500,000
Lawrence, South Dakota 1 $ 1,055,000 $ 1,055,000 $ 782,000
Pennington, South Dakota 1 $ 2,005,000 $ 2,005,000 $ 614,000
Hamilton, Tennessee 1 $ 105,000 $ 105,000 $ 213,000
Loudon, Tennessee 1 $ 555,000 $ 555,000 $ 178,000
Putnam, Tennessee 1 $ 375,000 $ 375,000 $ 283,000
Rutherford, Tennessee 1 $ 1,435,000 $ 1,435,000 $ 450,000
Sevier, Tennessee 1 $ 375,000 $ 375,000 $ 94,000
Shelby, Tennessee 1 $ 435,000 $ 435,000 $ 162,000
Washington, Tennessee 1 $ 435,000 $ 435,000 $ 250,000
Fort Bend, Texas 1 $ 335,000 $ 335,000 $ 101,000
Cache, Utah 1 $ 525,000 $ 525,000 $ 100,000
Washington, Utah 1 $ 855,000 $ 855,000 $ 353,000
Accomack, Virginia 1 $ 75,000 $ 75,000 $ 72,000
Albemarle, Virginia 1 $ 585,000 $ 585,000 $ 780,000
Amherst, Virginia 1 $ 35,000 $ 35,000 $ 83,000
Arlington, Virginia 1 $ 75,000 $ 75,000 $ 145,000
Covington, Virginia 1 $ 155,000 $ 155,000 $ 32,000
Danville, Virginia 1 $ 555,000 $ 555,000 $ 162,000
Frederick, Virginia 1 $ 445,000 $ 445,000 $ 167,000
Fredericksburg, Virginia 1 $ 965,000 $ 965,000 $ 837,000
Hanover, Virginia 1 $ 815,000 $ 815,000 $ 529,000
Henry, Virginia 1 $ 75,000 $ 75,000 $ 51,000
Lancaster, Virginia 1 $ 595,000 $ 595,000 $ 295,000
Loudoun, Virginia 1 $ 575,000 $ 575,000 $ 356,000
Lynchburg, Virginia 1 $ 665,000 $ 665,000 $ 325,000
Prince William, Virginia 1 $ 225,000 $ 225,000 $ 180,000
Richmond City, Virginia 1 $ 545,000 $ 545,000 $ 283,000
Roanoke, Virginia 1 $ 425,000 $ 425,000 $ 221,000
Roanoke City, Virginia 1 $ 385,000 $ 385,000 $ 97,000
Rockingham, Virginia 1 $ 395,000 $ 395,000 $ 553,000
Stafford, Virginia 1 $ 445,000 $ 445,000 $ 154,000
Virginia Beach, Virginia 1 $ 465,000 $ 465,000 $ 110,000
Warren, Virginia 1 $ 185,000 $ 185,000 $ 88,000
Douglas, Washington 1 $ 825,000 $ 825,000 $ 500,000
Grant, Washington 1 $ 95,000 $ 95,000 $ 288,000
Whatcom, Washington 1 $ 805,000 $ 805,000 $ 256,000
Jefferson, West Virginia 1 $ 305,000 $ 305,000 $ 202,000
Nicholas, West Virginia 1 $ 565,000 $ 565,000 $ 346,000
Putnam, West Virginia 1 $ 685,000 $ 685,000 $ 325,000
Eau Claire, Wisconsin 1 $ 655,000 $ 655,000 $ 760,000
Oneida, Wisconsin 1 $ 75,000 $ 75,000 $ 72,000
Outagamie, Wisconsin 1 $ 645,000 $ 645,000 $ 360,000
Winnebago, Wisconsin 1 $ 115,000 $ 115,000 $ 162,000
Campbell, Wyoming 1 $ 585,000 $ 585,000 $ 400,000
Lincoln, Wyoming 1 $ 1,275,000 $ 1,275,000 $ 372,000
Natrona, Wyoming 1 $ 605,000 $ 605,000 $ 280,000

Mortgage Loan Application Detail Totals for Genisys Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,928 $1,142,040,000 $592,000 $35,005,000 $269,000 $6,580,000
Home Improvement 1,300 $105,520,000 $81,000 $1,505,000 $137,000 $4,801,000
Other Purpose 1,217 $99,825,000 $82,000 $1,805,000 $128,000 $5,760,000
Refinancing 845 $157,595,000 $186,000 $3,515,000 $165,000 $3,192,000
Cash-out Refinancing 320 $142,510,000 $445,000 $14,955,000 $208,000 $3,632,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,817 $789,915,000 $206,000 $19,005,000 $163,000 $4,801,000
Not Provided 915 $450,875,000 $492,000 $5,605,000 $281,000 $6,580,000
Asian 316 $176,240,000 $557,000 $6,405,000 $300,000 $5,760,000
Black or African American 293 $43,895,000 $149,000 $3,205,000 $107,000 $859,000
Hispanic 165 $51,435,000 $311,000 $2,305,000 $168,000 $1,100,000
Not applicable 72 $129,910,000 $1,804,000 $35,005,000 $0 $0
American Indian or Alaskan Native 28 $4,930,000 $176,000 $755,000 $196,000 $1,046,000
Native Hawaiian or Other Pacific Islander 4 $290,000 $72,000 $105,000 $85,000 $203,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,610 $1,647,490,000 $293,000 $35,005,000 $188,000 $6,580,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,566 $1,194,070,000 $334,000 $35,005,000 $201,000 $6,580,000
Application Denied By Financial Institution 845 $121,755,000 $144,000 $3,505,000 $124,000 $3,632,000
Application Withdrawn By Applicant 653 $215,795,000 $330,000 $3,825,000 $216,000 $4,801,000
File Closed For Incompleteness 432 $95,890,000 $221,000 $19,005,000 $174,000 $5,760,000
Application Approved But Not Accepted 114 $19,980,000 $175,000 $3,455,000 $161,000 $1,205,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,765 $1,525,735,000 $320,000 $35,005,000 $199,000 $6,580,000
Credit History 307 $21,985,000 $71,000 $985,000 $106,000 $1,922,000
Debt-To-Income Ratio 264 $34,640,000 $131,000 $1,495,000 $72,000 $394,000
Collateral 159 $35,345,000 $222,000 $1,755,000 $210,000 $2,241,000
Credit Application Incomplete 109 $27,815,000 $255,000 $3,505,000 $172,000 $3,632,000
Employment History 5 $465,000 $93,000 $185,000 $79,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 1 $1,505,000 $1,505,000 $1,505,000 $660,000 $660,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Genisys Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Genisys Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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