Genisys Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Genisys Credit Union of Auburn Hills, MI reported 5,610 mortgage applications totaling $1.6 billion, up 11% from 2024. The average application was for $293,670, and applicants reported an average income of $188,679. 64% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (3,282), Flint, MI (385) and Detroit-Dearborn-Livonia, MI (319) (applications in parentheses).
| Mortgage Company & Address | Genisys Credit Union 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,610 |
| Total Mortgage Loan Application Amount | $1,647,490,000 |
| Average Mortgage Loan Application Amount | $293,670 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $188,679 |
| Highest Applicant Income | $6,580,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Genisys Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren-Troy-Farmington Hills, MI | 3,282 | $ 646,260,000 | $ 196,910 | $ 150,000 |
| Flint, MI | 385 | $ 56,035,000 | $ 145,545 | $ 123,000 |
| Detroit-Dearborn-Livonia, MI | 319 | $ 51,845,000 | $ 162,523 | $ 154,000 |
| Outside any metro area | 282 | $ 67,540,000 | $ 239,503 | $ 163,446 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 208 | $ 44,590,000 | $ 214,375 | $ 185,379 |
| Ann Arbor, MI | 84 | $ 42,250,000 | $ 502,976 | $ 186,000 |
| Traverse City, MI | 56 | $ 32,940,000 | $ 588,214 | $ 456,000 |
| Chicago-Naperville, IL | 37 | $ 26,545,000 | $ 717,432 | $ 333,000 |
| Los Angeles-Long Beach-Glendale, CA | 37 | $ 44,435,000 | $ 1,200,945 | $ 391,000 |
| Riverside-San Bernardino-Ontario, CA | 34 | $ 28,070,000 | $ 825,588 | $ 362,000 |
| Montgomery County-Bucks County-Chester County, PA | 31 | $ 8,525,000 | $ 275,000 | $ 184,000 |
| Grand Rapids-Wyoming, MI | 28 | $ 8,630,000 | $ 308,214 | $ 207,000 |
| Atlanta-Sandy Springs-Roswell, GA | 27 | $ 22,785,000 | $ 843,888 | $ 287,000 |
| Lakewood-New Brunswick, NJ | 27 | $ 17,245,000 | $ 638,703 | $ 295,000 |
| Monroe, MI | 20 | $ 12,940,000 | $ 647,000 | $ 97,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 20 | $ 10,540,000 | $ 527,000 | $ 251,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 18 | $ 17,460,000 | $ 970,000 | $ 359,333 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 20,835,000 | $ 1,225,588 | $ 400,000 |
| Lansing-East Lansing, MI | 17 | $ 9,415,000 | $ 553,823 | $ 167,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 7,730,000 | $ 483,125 | $ 392,000 |
| Denver-Aurora-Lakewood, CO | 16 | $ 7,820,000 | $ 488,750 | $ 254,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 16 | $ 19,610,000 | $ 1,225,625 | $ 418,000 |
| San Diego-Carlsbad, CA | 16 | $ 12,420,000 | $ 776,250 | $ 795,000 |
| North Port-Sarasota-Bradenton, FL | 15 | $ 6,645,000 | $ 443,000 | $ 236,000 |
| Tampa, FL | 15 | $ 10,445,000 | $ 696,333 | $ 341,000 |
| Indianapolis-Carmel-Anderson, IN | 14 | $ 7,900,000 | $ 564,285 | $ 273,000 |
| Philadelphia, PA | 14 | $ 5,590,000 | $ 399,285 | $ 199,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 13,050,000 | $ 932,142 | $ 318,000 |
| Charlotte-Concord-Gastonia, NC-SC | 13 | $ 9,955,000 | $ 765,769 | $ 286,923 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 21,105,000 | $ 1,623,461 | $ 1,772,000 |
| Saginaw, MI | 13 | $ 1,195,000 | $ 91,923 | $ 76,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 8,980,000 | $ 748,333 | $ 301,000 |
| Columbus, OH | 11 | $ 6,815,000 | $ 619,545 | $ 408,000 |
| Jackson, MI | 11 | $ 1,965,000 | $ 178,636 | $ 106,000 |
| Pittsburgh, PA | 11 | $ 9,815,000 | $ 892,272 | $ 405,000 |
| Salt Lake City, UT | 10 | $ 10,300,000 | $ 1,030,000 | $ 380,000 |
| Arlington-Alexandria-Reston, VA-WV | 9 | $ 5,835,000 | $ 648,333 | $ 322,000 |
| Asheville, NC | 9 | $ 9,525,000 | $ 1,058,333 | $ 495,000 |
| Cincinnati, OH-KY-IN | 9 | $ 4,275,000 | $ 475,000 | $ 246,000 |
| Raleigh, NC | 9 | $ 5,005,000 | $ 556,111 | $ 231,000 |
| Richmond, VA | 9 | $ 5,655,000 | $ 628,333 | $ 297,000 |
| Cleveland, OH | 8 | $ 3,790,000 | $ 473,750 | $ 222,000 |
| Jacksonville, FL | 8 | $ 4,630,000 | $ 578,750 | $ 254,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 3,140,000 | $ 392,500 | $ 271,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 11,660,000 | $ 1,457,500 | $ 468,000 |
| San Francisco-Redwood City-South San Francisco, CA | 8 | $ 13,550,000 | $ 1,693,750 | $ 532,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 2,285,000 | $ 326,428 | $ 160,571 |
| Bakersfield, CA | 7 | $ 5,875,000 | $ 839,285 | $ 367,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 2,785,000 | $ 397,857 | $ 251,000 |
| Marietta, GA | 7 | $ 5,965,000 | $ 852,142 | $ 332,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 3,775,000 | $ 539,285 | $ 346,000 |
| Trenton, NJ | 7 | $ 7,015,000 | $ 1,002,142 | $ 357,000 |
| Camden, NJ | 6 | $ 3,740,000 | $ 623,333 | $ 266,000 |
| Knoxville, TN | 6 | $ 6,860,000 | $ 1,143,333 | $ 504,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 2,620,000 | $ 436,666 | $ 216,666 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 5,910,000 | $ 985,000 | $ 499,000 |
| Newark, NJ-PA | 6 | $ 4,350,000 | $ 725,000 | $ 323,000 |
| Oklahoma City, OK | 6 | $ 5,830,000 | $ 971,666 | $ 426,000 |
| Provo-Orem, UT | 6 | $ 6,260,000 | $ 1,043,333 | $ 342,000 |
| Rochester, MN | 6 | $ 3,130,000 | $ 521,666 | $ 459,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 8,050,000 | $ 1,341,666 | $ 572,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 7,720,000 | $ 1,286,666 | $ 423,000 |
| St. Petersburg-Clearwater-Largo, FL | 6 | $ 4,550,000 | $ 758,333 | $ 396,000 |
| Albuquerque, NM | 5 | $ 3,555,000 | $ 711,000 | $ 344,000 |
| Bay City, MI | 5 | $ 775,000 | $ 155,000 | $ 147,000 |
| Birmingham-Hoover, AL | 5 | $ 4,695,000 | $ 939,000 | $ 379,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 1,125,000 | $ 225,000 | $ 167,000 |
| La Crosse-Onalaska, WI-MN | 5 | $ 3,445,000 | $ 689,000 | $ 347,200 |
| Port St. Lucie, FL | 5 | $ 1,295,000 | $ 259,000 | $ 232,000 |
| Providence-Warwick, RI-MA | 5 | $ 4,725,000 | $ 945,000 | $ 342,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 4,015,000 | $ 803,000 | $ 351,400 |
| Kalamazoo-Portage, MI | 4 | $ 670,000 | $ 167,500 | $ 129,000 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 3,390,000 | $ 847,500 | $ 326,000 |
| Stockton-Lodi, CA | 4 | $ 4,200,000 | $ 1,050,000 | $ 566,000 |
| Washington-Baltimore-Arlington, DC | 4 | $ 2,220,000 | $ 555,000 | $ 202,000 |
| Wilmington, DE-MD-NJ | 4 | $ 270,000 | $ 67,500 | $ 784,000 |
| Winston-Salem, NC | 4 | $ 2,790,000 | $ 697,500 | $ 354,000 |
| Boulder, CO | 3 | $ 1,145,000 | $ 381,666 | $ 273,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 3,035,000 | $ 1,011,666 | $ 480,000 |
| Duluth, MN-WI | 3 | $ 185,000 | $ 61,666 | $ 127,000 |
| Durham-Chapel Hill, NC | 3 | $ 1,545,000 | $ 515,000 | $ 197,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 585,000 | $ 195,000 | $ 380,000 |
| Gainesville, FL | 3 | $ 1,755,000 | $ 585,000 | $ 410,000 |
| Green Bay, WI | 3 | $ 1,955,000 | $ 651,666 | $ 302,000 |
| Harrisburg-Carlisle, PA | 3 | $ 755,000 | $ 251,666 | $ 73,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 3,285,000 | $ 1,095,000 | $ 443,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 2,585,000 | $ 861,666 | $ 303,000 |
| Lake County-Porter County-Jasper County, IN | 3 | $ 1,705,000 | $ 568,333 | $ 486,000 |
| Lakeland-Winter Haven, FL | 3 | $ 785,000 | $ 261,666 | $ 296,000 |
| Macon-Bibb County, GA | 3 | $ 2,225,000 | $ 741,666 | $ 507,000 |
| Madison, WI | 3 | $ 2,165,000 | $ 721,666 | $ 451,000 |
| Muskegon, MI | 3 | $ 1,295,000 | $ 431,666 | $ 190,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,845,000 | $ 615,000 | $ 379,000 |
| Niles-Benton Harbor, MI | 3 | $ 1,805,000 | $ 601,666 | $ 301,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 2,405,000 | $ 801,666 | $ 355,000 |
| Spokane-Spokane Valley, WA | 3 | $ 3,555,000 | $ 1,185,000 | $ 466,000 |
| Tacoma-Lakewood, WA | 3 | $ 2,545,000 | $ 848,333 | $ 396,000 |
| Albany, GA | 2 | $ 390,000 | $ 195,000 | $ 147,000 |
| Albany, OR | 2 | $ 1,160,000 | $ 580,000 | $ 210,000 |
| Bremerton-Silverdale, WA | 2 | $ 660,000 | $ 330,000 | $ 174,000 |
| Brunswick, GA | 2 | $ 1,280,000 | $ 640,000 | $ 251,000 |
| Champaign-Urbana, IL | 2 | $ 970,000 | $ 485,000 | $ 470,000 |
| Clarksville, TN-KY | 2 | $ 720,000 | $ 360,000 | $ 192,000 |
| Colorado Springs, CO | 2 | $ 1,850,000 | $ 925,000 | $ 264,000 |
| Everett, WA | 2 | $ 2,530,000 | $ 1,265,000 | $ 305,000 |
| Fort Collins, CO | 2 | $ 2,300,000 | $ 1,150,000 | $ 395,000 |
| Fresno, CA | 2 | $ 2,370,000 | $ 1,185,000 | $ 465,000 |
| Greensboro-High Point, NC | 2 | $ 730,000 | $ 365,000 | $ 112,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 660,000 | $ 330,000 | $ 138,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 960,000 | $ 480,000 | $ 244,000 |
| Jackson, MS | 2 | $ 740,000 | $ 370,000 | $ 213,000 |
| Lynchburg, VA | 2 | $ 700,000 | $ 350,000 | $ 204,000 |
| Medford, OR | 2 | $ 1,590,000 | $ 795,000 | $ 438,000 |
| Memphis, TN-MS-AR | 2 | $ 1,230,000 | $ 615,000 | $ 348,500 |
| Midland, MI | 2 | $ 160,000 | $ 80,000 | $ 155,000 |
| Modesto, CA | 2 | $ 1,040,000 | $ 520,000 | $ 270,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,340,000 | $ 670,000 | $ 181,000 |
| Ocala, FL | 2 | $ 850,000 | $ 425,000 | $ 195,000 |
| Ogden-Clearfield, UT | 2 | $ 2,220,000 | $ 1,110,000 | $ 462,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 910,000 | $ 455,000 | $ 164,000 |
| Punta Gorda, FL | 2 | $ 380,000 | $ 190,000 | $ 691,000 |
| Roanoke, VA | 2 | $ 810,000 | $ 405,000 | $ 159,000 |
| Salinas, CA | 2 | $ 3,160,000 | $ 1,580,000 | $ 496,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 2,900,000 | $ 1,450,000 | $ 415,000 |
| San Rafael, CA | 2 | $ 2,570,000 | $ 1,285,000 | $ 511,000 |
| Savannah, GA | 2 | $ 970,000 | $ 485,000 | $ 187,000 |
| Tallahassee, FL | 2 | $ 680,000 | $ 340,000 | $ 305,000 |
| Toledo, OH | 2 | $ 1,870,000 | $ 935,000 | $ 436,000 |
| Tulsa, OK | 2 | $ 970,000 | $ 485,000 | $ 455,000 |
| Visalia-Porterville, CA | 2 | $ 830,000 | $ 415,000 | $ 141,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 1,380,000 | $ 690,000 | $ 190,000 |
| Wilmington, NC | 2 | $ 2,270,000 | $ 1,135,000 | $ 385,000 |
| Akron, OH | 1 | $ 615,000 | $ 615,000 | $ 263,000 |
| Ames, IA | 1 | $ 1,345,000 | $ 1,345,000 | $ 500,000 |
| Appleton, WI | 1 | $ 645,000 | $ 645,000 | $ 360,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 575,000 | $ 575,000 | $ 275,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 425,000 | $ 425,000 | $ 240,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| Battle Creek, MI | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Bellingham, WA | 1 | $ 805,000 | $ 805,000 | $ 256,000 |
| Bend-Redmond, OR | 1 | $ 1,165,000 | $ 1,165,000 | $ 336,000 |
| Casper, WY | 1 | $ 605,000 | $ 605,000 | $ 280,000 |
| Charleston-North Charleston, SC | 1 | $ 1,425,000 | $ 1,425,000 | $ 499,000 |
| Charlottesville, VA | 1 | $ 585,000 | $ 585,000 | $ 780,000 |
| Chattanooga, TN-GA | 1 | $ 105,000 | $ 105,000 | $ 213,000 |
| Dalton, GA | 1 | $ 665,000 | $ 665,000 | $ 290,000 |
| Dothan, AL | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Eau Claire, WI | 1 | $ 655,000 | $ 655,000 | $ 760,000 |
| Eugene, OR | 1 | $ 815,000 | $ 815,000 | $ 300,000 |
| Fargo, ND-MN | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Fayetteville, NC | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 735,000 | $ 735,000 | $ 450,000 |
| Fort Wayne, IN | 1 | $ 355,000 | $ 355,000 | $ 380,000 |
| Grand Forks, ND-MN | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Grand Junction, CO | 1 | $ 1,195,000 | $ 1,195,000 | $ 416,000 |
| Greenville, NC | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 815,000 | $ 815,000 | $ 274,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 495,000 | $ 495,000 | $ 275,000 |
| Harrisonburg, VA | 1 | $ 395,000 | $ 395,000 | $ 553,000 |
| Helena, MT | 1 | $ 1,505,000 | $ 1,505,000 | $ 680,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 2,405,000 | $ 2,405,000 | $ 1,138,000 |
| Homosassa Springs, FL | 1 | $ 255,000 | $ 255,000 | $ 40,000 |
| Hot Springs, AR | 1 | $ 825,000 | $ 825,000 | $ 425,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Huntsville, AL | 1 | $ 735,000 | $ 735,000 | $ 225,000 |
| Iowa City, IA | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Johnson City, TN | 1 | $ 435,000 | $ 435,000 | $ 250,000 |
| Lexington-Fayette, KY | 1 | $ 925,000 | $ 925,000 | $ 500,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 405,000 | $ 405,000 | $ 330,000 |
| Logan, UT-ID | 1 | $ 525,000 | $ 525,000 | $ 100,000 |
| Mankato-North Mankato, MN | 1 | $ 385,000 | $ 385,000 | $ 158,000 |
| Mobile, AL | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| New Haven-Milford, CT | 1 | $ 1,325,000 | $ 1,325,000 | $ 833,000 |
| Norwich-New London, CT | 1 | $ 175,000 | $ 175,000 | $ 193,000 |
| Oshkosh-Neenah, WI | 1 | $ 115,000 | $ 115,000 | $ 162,000 |
| Paducah, KY-IL | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Panama City, FL | 1 | $ 175,000 | $ 175,000 | $ 200,000 |
| Peoria, IL | 1 | $ 305,000 | $ 305,000 | $ 260,000 |
| Rapid City, SD | 1 | $ 2,005,000 | $ 2,005,000 | $ 614,000 |
| Reading, PA | 1 | $ 435,000 | $ 435,000 | $ 122,000 |
| Rockford, IL | 1 | $ 665,000 | $ 665,000 | $ 309,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Sebastian-Vero Beach, FL | 1 | $ 2,605,000 | $ 2,605,000 | $ 1,080,000 |
| Sebring, FL | 1 | $ 645,000 | $ 645,000 | $ 260,000 |
| Spartanburg, SC | 1 | $ 675,000 | $ 675,000 | $ 220,000 |
| St. George, UT | 1 | $ 855,000 | $ 855,000 | $ 353,000 |
| St. Louis, MO-IL | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Sumter, SC | 1 | $ 805,000 | $ 805,000 | $ 500,000 |
| Valdosta, GA | 1 | $ 625,000 | $ 625,000 | $ 211,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 465,000 | $ 465,000 | $ 110,000 |
| Warner Robins, GA | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| Washington, DC-MD | 1 | $ 3,445,000 | $ 3,445,000 | $ 837,000 |
| Wenatchee, WA | 1 | $ 825,000 | $ 825,000 | $ 500,000 |
| Wildwood-The Villages, FL | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Winchester, VA-WV | 1 | $ 445,000 | $ 445,000 | $ 167,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 695,000 | $ 695,000 | $ 232,000 |
Mortgage Loan Application Detail Totals for Genisys Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,928 | $1,142,040,000 | $592,000 | $35,005,000 | $269,000 | $6,580,000 |
| Home Improvement | 1,300 | $105,520,000 | $81,000 | $1,505,000 | $137,000 | $4,801,000 |
| Other Purpose | 1,217 | $99,825,000 | $82,000 | $1,805,000 | $128,000 | $5,760,000 |
| Refinancing | 845 | $157,595,000 | $186,000 | $3,515,000 | $165,000 | $3,192,000 |
| Cash-out Refinancing | 320 | $142,510,000 | $445,000 | $14,955,000 | $208,000 | $3,632,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,817 | $789,915,000 | $206,000 | $19,005,000 | $163,000 | $4,801,000 |
| Not Provided | 915 | $450,875,000 | $492,000 | $5,605,000 | $281,000 | $6,580,000 |
| Asian | 316 | $176,240,000 | $557,000 | $6,405,000 | $300,000 | $5,760,000 |
| Black or African American | 293 | $43,895,000 | $149,000 | $3,205,000 | $107,000 | $859,000 |
| Hispanic | 165 | $51,435,000 | $311,000 | $2,305,000 | $168,000 | $1,100,000 |
| Not applicable | 72 | $129,910,000 | $1,804,000 | $35,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 28 | $4,930,000 | $176,000 | $755,000 | $196,000 | $1,046,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $290,000 | $72,000 | $105,000 | $85,000 | $203,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,610 | $1,647,490,000 | $293,000 | $35,005,000 | $188,000 | $6,580,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,566 | $1,194,070,000 | $334,000 | $35,005,000 | $201,000 | $6,580,000 |
| Application Denied By Financial Institution | 845 | $121,755,000 | $144,000 | $3,505,000 | $124,000 | $3,632,000 |
| Application Withdrawn By Applicant | 653 | $215,795,000 | $330,000 | $3,825,000 | $216,000 | $4,801,000 |
| File Closed For Incompleteness | 432 | $95,890,000 | $221,000 | $19,005,000 | $174,000 | $5,760,000 |
| Application Approved But Not Accepted | 114 | $19,980,000 | $175,000 | $3,455,000 | $161,000 | $1,205,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,765 | $1,525,735,000 | $320,000 | $35,005,000 | $199,000 | $6,580,000 |
| Credit History | 307 | $21,985,000 | $71,000 | $985,000 | $106,000 | $1,922,000 |
| Debt-To-Income Ratio | 264 | $34,640,000 | $131,000 | $1,495,000 | $72,000 | $394,000 |
| Collateral | 159 | $35,345,000 | $222,000 | $1,755,000 | $210,000 | $2,241,000 |
| Credit Application Incomplete | 109 | $27,815,000 | $255,000 | $3,505,000 | $172,000 | $3,632,000 |
| Employment History | 5 | $465,000 | $93,000 | $185,000 | $79,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,505,000 | $1,505,000 | $1,505,000 | $660,000 | $660,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Genisys Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Genisys Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About