USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2024
In 2024, USAA Federal Savings Bank of San Antonio, TX reported 28,020 mortgage applications totaling $9.9 billion, up 12% from 2023. The average application was for $353,184, and applicants reported an average income of $149,332. 47% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (510), Atlanta-Sandy Springs-Roswell, GA (492) and San Antonio-New Braunfels, TX (478) (applications in parentheses).
| Mortgage Company & Address | USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 28,020 |
| Total Mortgage Loan Application Amount | $9,896,220,000 |
| Average Mortgage Loan Application Amount | $353,184 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $149,332 |
| Highest Applicant Income | $7,350,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 4,857 | $ 1,351,905,000 | $ 278,341 | $ 132,565 |
| Houston-The Woodlands-Sugar Land, TX | 510 | $ 191,820,000 | $ 376,117 | $ 178,000 |
| Atlanta-Sandy Springs-Roswell, GA | 492 | $ 184,040,000 | $ 374,065 | $ 148,000 |
| San Antonio-New Braunfels, TX | 478 | $ 177,570,000 | $ 371,485 | $ 159,000 |
| Dallas-Plano-Irving, TX | 387 | $ 166,725,000 | $ 430,813 | $ 198,000 |
| Arlington-Alexandria-Reston, VA-WV | 361 | $ 205,105,000 | $ 568,157 | $ 226,534 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 350 | $ 132,520,000 | $ 378,628 | $ 154,314 |
| Phoenix-Mesa-Scottsdale, AZ | 324 | $ 136,520,000 | $ 421,358 | $ 165,000 |
| Charlotte-Concord-Gastonia, NC-SC | 304 | $ 119,600,000 | $ 393,421 | $ 152,907 |
| St. Louis, MO-IL | 292 | $ 85,680,000 | $ 293,424 | $ 141,421 |
| Chicago-Naperville, IL | 284 | $ 107,130,000 | $ 377,218 | $ 184,000 |
| Kansas City, MO-KS | 266 | $ 82,360,000 | $ 309,624 | $ 141,112 |
| Fort Worth-Arlington, TX | 262 | $ 96,760,000 | $ 369,312 | $ 170,000 |
| Orlando-Kissimmee-Sanford, FL | 260 | $ 107,610,000 | $ 413,884 | $ 152,000 |
| Tampa, FL | 246 | $ 97,550,000 | $ 396,544 | $ 155,000 |
| Denver-Aurora-Lakewood, CO | 242 | $ 122,400,000 | $ 505,785 | $ 192,000 |
| Oklahoma City, OK | 236 | $ 69,970,000 | $ 296,483 | $ 138,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 234 | $ 83,650,000 | $ 357,478 | $ 148,722 |
| Austin-Round Rock, TX | 231 | $ 106,605,000 | $ 461,493 | $ 203,000 |
| Baltimore-Columbia-Towson, MD | 227 | $ 94,335,000 | $ 415,572 | $ 172,000 |
| Fayetteville, NC | 223 | $ 57,565,000 | $ 258,139 | $ 109,000 |
| Las Vegas-Henderson-Paradise, NV | 216 | $ 87,220,000 | $ 403,796 | $ 146,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 207 | $ 98,195,000 | $ 474,371 | $ 190,000 |
| Jacksonville, FL | 202 | $ 76,450,000 | $ 378,465 | $ 168,000 |
| Raleigh, NC | 197 | $ 82,695,000 | $ 419,771 | $ 167,000 |
| Colorado Springs, CO | 193 | $ 87,055,000 | $ 451,062 | $ 169,000 |
| Cincinnati, OH-KY-IN | 186 | $ 54,200,000 | $ 291,397 | $ 139,666 |
| Indianapolis-Carmel-Anderson, IN | 174 | $ 56,340,000 | $ 323,793 | $ 148,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 174 | $ 82,300,000 | $ 472,988 | $ 170,339 |
| Augusta-Richmond County, GA-SC | 171 | $ 51,815,000 | $ 303,011 | $ 127,538 |
| Riverside-San Bernardino-Ontario, CA | 170 | $ 76,190,000 | $ 448,176 | $ 167,000 |
| Washington, DC-MD | 169 | $ 93,495,000 | $ 553,224 | $ 170,360 |
| Albuquerque, NM | 165 | $ 52,865,000 | $ 320,393 | $ 143,000 |
| Dayton-Springfield-Kettering, OH | 163 | $ 45,755,000 | $ 280,705 | $ 136,000 |
| Columbia, SC | 162 | $ 49,700,000 | $ 306,790 | $ 133,000 |
| Cleveland, OH | 161 | $ 49,045,000 | $ 304,627 | $ 162,000 |
| Little Rock-North Little Rock-Conway, AR | 161 | $ 45,665,000 | $ 283,633 | $ 127,000 |
| Richmond, VA | 157 | $ 60,805,000 | $ 387,292 | $ 148,000 |
| Killeen-Temple, TX | 154 | $ 46,530,000 | $ 302,142 | $ 127,000 |
| Pittsburgh, PA | 151 | $ 39,445,000 | $ 261,225 | $ 138,000 |
| Pensacola-Ferry Pass-Brent, FL | 150 | $ 48,700,000 | $ 324,666 | $ 140,000 |
| Columbus, OH | 149 | $ 47,555,000 | $ 319,161 | $ 122,000 |
| Huntsville, AL | 149 | $ 53,565,000 | $ 359,496 | $ 148,000 |
| El Paso, TX | 138 | $ 40,200,000 | $ 291,304 | $ 139,000 |
| Marietta, GA | 137 | $ 52,895,000 | $ 386,094 | $ 158,000 |
| Louisville/Jefferson County, KY-IN | 136 | $ 42,340,000 | $ 311,323 | $ 148,323 |
| Warren-Troy-Farmington Hills, MI | 134 | $ 40,290,000 | $ 300,671 | $ 148,000 |
| Tucson, AZ | 131 | $ 45,805,000 | $ 349,656 | $ 143,000 |
| Charleston-North Charleston, SC | 129 | $ 49,525,000 | $ 383,914 | $ 155,000 |
| New York-Jersey City-White Plains, NY-NJ | 128 | $ 68,810,000 | $ 537,578 | $ 236,515 |
| Greenville-Anderson-Mauldin, SC | 127 | $ 42,905,000 | $ 337,834 | $ 147,000 |
| Los Angeles-Long Beach-Glendale, CA | 125 | $ 85,545,000 | $ 684,360 | $ 237,000 |
| Palm Bay-Melbourne-Titusville, FL | 125 | $ 46,655,000 | $ 373,240 | $ 155,000 |
| Knoxville, TN | 120 | $ 45,240,000 | $ 377,000 | $ 144,000 |
| Anchorage, AK | 118 | $ 49,690,000 | $ 421,101 | $ 153,000 |
| Birmingham-Hoover, AL | 118 | $ 37,130,000 | $ 314,661 | $ 119,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 116 | $ 42,150,000 | $ 363,362 | $ 143,000 |
| New Orleans-Metairie, LA | 116 | $ 35,430,000 | $ 305,431 | $ 142,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 116 | $ 58,140,000 | $ 501,206 | $ 213,000 |
| Memphis, TN-MS-AR | 112 | $ 32,850,000 | $ 293,303 | $ 126,633 |
| Tacoma-Lakewood, WA | 112 | $ 57,110,000 | $ 509,910 | $ 192,000 |
| Crestview-Fort Walton Beach-Destin, FL | 111 | $ 48,405,000 | $ 436,081 | $ 159,000 |
| Clarksville, TN-KY | 109 | $ 33,265,000 | $ 305,183 | $ 127,275 |
| Tulsa, OK | 108 | $ 29,110,000 | $ 269,537 | $ 110,000 |
| Omaha-Council Bluffs, NE-IA | 107 | $ 33,745,000 | $ 315,373 | $ 140,009 |
| Fayetteville-Springdale-Rogers, AR-MO | 103 | $ 41,195,000 | $ 399,951 | $ 189,000 |
| Seattle-Bellevue-Everett, WA | 103 | $ 64,215,000 | $ 623,446 | $ 219,000 |
| Philadelphia, PA | 102 | $ 33,400,000 | $ 327,450 | $ 156,000 |
| Camden, NJ | 98 | $ 31,870,000 | $ 325,204 | $ 139,000 |
| St. Petersburg-Clearwater-Largo, FL | 97 | $ 38,975,000 | $ 401,804 | $ 165,000 |
| San Diego-Carlsbad, CA | 95 | $ 67,665,000 | $ 712,263 | $ 240,000 |
| Savannah, GA | 93 | $ 31,225,000 | $ 335,752 | $ 134,000 |
| Washington-Baltimore-Arlington, DC | 92 | $ 49,470,000 | $ 537,717 | $ 218,000 |
| Gulfport-Biloxi-Pascagoula, MS | 91 | $ 24,315,000 | $ 267,197 | $ 132,000 |
| Montgomery County-Bucks County-Chester County, PA | 91 | $ 33,805,000 | $ 371,483 | $ 145,000 |
| Warner Robins, GA | 90 | $ 29,760,000 | $ 330,666 | $ 148,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 89 | $ 38,435,000 | $ 431,853 | $ 198,000 |
| Wichita, KS | 89 | $ 22,895,000 | $ 257,247 | $ 118,000 |
| North Port-Sarasota-Bradenton, FL | 87 | $ 35,345,000 | $ 406,264 | $ 174,000 |
| Wilmington, NC | 87 | $ 31,755,000 | $ 365,000 | $ 152,000 |
| Winston-Salem, NC | 87 | $ 26,965,000 | $ 309,942 | $ 124,000 |
| Providence-Warwick, RI-MA | 85 | $ 38,705,000 | $ 455,352 | $ 159,364 |
| Columbus, GA-AL | 84 | $ 20,450,000 | $ 243,452 | $ 112,607 |
| Montgomery, AL | 84 | $ 25,270,000 | $ 300,833 | $ 127,000 |
| Hartford-West Hartford-East Hartford, CT | 82 | $ 27,840,000 | $ 339,512 | $ 163,000 |
| Lakewood-New Brunswick, NJ | 78 | $ 30,570,000 | $ 391,923 | $ 150,000 |
| Jacksonville, NC | 76 | $ 21,000,000 | $ 276,315 | $ 122,000 |
| Cambridge-Newton-Framingham, MA | 73 | $ 41,765,000 | $ 572,123 | $ 259,000 |
| Corpus Christi, TX | 73 | $ 23,975,000 | $ 328,424 | $ 143,000 |
| Greensboro-High Point, NC | 73 | $ 21,095,000 | $ 288,972 | $ 118,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 72 | $ 17,860,000 | $ 248,055 | $ 135,000 |
| Boise City, ID | 71 | $ 29,595,000 | $ 416,830 | $ 127,000 |
| Boston, MA | 71 | $ 40,855,000 | $ 575,422 | $ 219,000 |
| Syracuse, NY | 70 | $ 18,660,000 | $ 266,571 | $ 125,000 |
| Asheville, NC | 69 | $ 25,925,000 | $ 375,724 | $ 148,000 |
| Baton Rouge, LA | 69 | $ 19,795,000 | $ 286,884 | $ 138,000 |
| Springfield, MO | 69 | $ 19,615,000 | $ 284,275 | $ 121,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 69 | $ 34,045,000 | $ 493,405 | $ 254,000 |
| Chattanooga, TN-GA | 68 | $ 19,470,000 | $ 286,323 | $ 123,941 |
| Lakeland-Winter Haven, FL | 68 | $ 22,540,000 | $ 331,470 | $ 122,000 |
| Daphne-Fairhope-Foley, AL | 66 | $ 21,890,000 | $ 331,666 | $ 125,000 |
| Durham-Chapel Hill, NC | 64 | $ 27,460,000 | $ 429,062 | $ 181,000 |
| Shreveport-Bossier City, LA | 64 | $ 19,440,000 | $ 303,750 | $ 137,000 |
| Detroit-Dearborn-Livonia, MI | 63 | $ 12,945,000 | $ 205,476 | $ 122,000 |
| Nassau County-Suffolk County, NY | 63 | $ 33,595,000 | $ 533,253 | $ 201,000 |
| Jackson, MS | 62 | $ 16,790,000 | $ 270,806 | $ 146,000 |
| Milwaukee-Waukesha-West Allis, WI | 62 | $ 20,090,000 | $ 324,032 | $ 155,000 |
| Cape Coral-Fort Myers, FL | 61 | $ 22,365,000 | $ 366,639 | $ 217,000 |
| Pinehurst-Southern Pines, NC | 60 | $ 24,080,000 | $ 401,333 | $ 144,000 |
| Spokane-Spokane Valley, WA | 60 | $ 24,980,000 | $ 416,333 | $ 135,000 |
| Portland-South Portland, ME | 59 | $ 23,195,000 | $ 393,135 | $ 136,000 |
| Roanoke, VA | 59 | $ 17,975,000 | $ 304,661 | $ 116,000 |
| Miami-Miami Beach-Kendall, FL | 58 | $ 32,880,000 | $ 566,896 | $ 178,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 58 | $ 18,720,000 | $ 322,758 | $ 145,000 |
| Panama City, FL | 58 | $ 21,260,000 | $ 366,551 | $ 144,000 |
| Wichita Falls, TX | 58 | $ 14,540,000 | $ 250,689 | $ 114,000 |
| Albany-Schenectady-Troy, NY | 57 | $ 18,285,000 | $ 320,789 | $ 147,000 |
| Newark, NJ-PA | 57 | $ 27,595,000 | $ 484,122 | $ 220,000 |
| Mobile, AL | 56 | $ 12,650,000 | $ 225,892 | $ 94,000 |
| Ocala, FL | 56 | $ 14,490,000 | $ 258,750 | $ 128,000 |
| Sumter, SC | 56 | $ 14,060,000 | $ 251,071 | $ 114,000 |
| Grand Rapids-Wyoming, MI | 55 | $ 18,855,000 | $ 342,818 | $ 152,000 |
| Lawton, OK | 54 | $ 12,010,000 | $ 222,407 | $ 107,000 |
| Olympia-Tumwater, WA | 54 | $ 26,780,000 | $ 495,925 | $ 162,000 |
| Harrisburg-Carlisle, PA | 53 | $ 15,485,000 | $ 292,169 | $ 116,000 |
| Manhattan, KS | 52 | $ 13,140,000 | $ 252,692 | $ 113,000 |
| Rochester, NY | 51 | $ 10,965,000 | $ 215,000 | $ 116,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 50 | $ 19,630,000 | $ 392,600 | $ 157,000 |
| Spartanburg, SC | 50 | $ 13,260,000 | $ 265,200 | $ 99,000 |
| Davenport-Moline-Rock Island, IA-IL | 49 | $ 11,185,000 | $ 228,265 | $ 130,755 |
| Hinesville, GA | 49 | $ 14,245,000 | $ 290,714 | $ 120,000 |
| Lake County-Kenosha County, IL-WI | 49 | $ 21,115,000 | $ 430,918 | $ 213,000 |
| Lexington-Fayette, KY | 48 | $ 14,370,000 | $ 299,375 | $ 152,000 |
| Lynchburg, VA | 48 | $ 14,650,000 | $ 305,208 | $ 121,000 |
| Worcester, MA-CT | 48 | $ 21,960,000 | $ 457,500 | $ 151,000 |
| Anaheim-Santa Ana-Irvine, CA | 46 | $ 39,160,000 | $ 851,304 | $ 248,000 |
| Bakersfield, CA | 46 | $ 16,260,000 | $ 353,478 | $ 123,000 |
| Reno, NV | 46 | $ 24,880,000 | $ 540,869 | $ 219,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 45 | $ 14,645,000 | $ 325,444 | $ 159,222 |
| Tallahassee, FL | 45 | $ 13,195,000 | $ 293,222 | $ 123,000 |
| Wildwood-The Villages, FL | 45 | $ 15,845,000 | $ 352,111 | $ 143,000 |
| Oakland-Hayward-Berkeley, CA | 44 | $ 23,510,000 | $ 534,318 | $ 199,000 |
| Port St. Lucie, FL | 44 | $ 14,920,000 | $ 339,090 | $ 145,000 |
| Charlottesville, VA | 43 | $ 17,895,000 | $ 416,162 | $ 173,000 |
| Lubbock, TX | 43 | $ 12,015,000 | $ 279,418 | $ 115,000 |
| Wilmington, DE-MD-NJ | 43 | $ 17,435,000 | $ 405,465 | $ 150,883 |
| Auburn-Opelika, AL | 42 | $ 14,260,000 | $ 339,523 | $ 148,000 |
| Fort Wayne, IN | 42 | $ 10,790,000 | $ 256,904 | $ 104,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 42 | $ 17,980,000 | $ 428,095 | $ 153,000 |
| Lexington Park, MD | 42 | $ 18,770,000 | $ 446,904 | $ 203,000 |
| York-Hanover, PA | 42 | $ 12,060,000 | $ 287,142 | $ 136,000 |
| Abilene, TX | 41 | $ 10,595,000 | $ 258,414 | $ 135,000 |
| Akron, OH | 41 | $ 10,325,000 | $ 251,829 | $ 120,000 |
| Las Cruces, NM | 41 | $ 12,115,000 | $ 295,487 | $ 122,000 |
| Ogden-Clearfield, UT | 41 | $ 20,035,000 | $ 488,658 | $ 176,000 |
| Rockingham County-Strafford County, NH | 41 | $ 16,605,000 | $ 405,000 | $ 178,000 |
| Des Moines-West Des Moines, IA | 40 | $ 12,380,000 | $ 309,500 | $ 136,000 |
| McAllen-Edinburg-Mission, TX | 40 | $ 9,830,000 | $ 245,750 | $ 125,000 |
| Peoria, IL | 40 | $ 7,820,000 | $ 195,500 | $ 107,000 |
| Watertown-Fort Drum, NY | 40 | $ 10,310,000 | $ 257,750 | $ 106,000 |
| Amarillo, TX | 39 | $ 9,995,000 | $ 256,282 | $ 132,000 |
| Salt Lake City, UT | 39 | $ 21,475,000 | $ 550,641 | $ 268,000 |
| Slidell-Mandeville-Covington, LA | 39 | $ 11,205,000 | $ 287,307 | $ 126,000 |
| Springfield, MA | 39 | $ 12,665,000 | $ 324,743 | $ 107,000 |
| Manchester-Nashua, NH | 38 | $ 18,480,000 | $ 486,315 | $ 178,000 |
| Naples-Immokalee-Marco Island, FL | 38 | $ 19,470,000 | $ 512,368 | $ 232,000 |
| Bremerton-Silverdale, WA | 37 | $ 20,665,000 | $ 558,513 | $ 185,000 |
| Fresno, CA | 37 | $ 13,505,000 | $ 365,000 | $ 162,000 |
| Huntington-Ashland, WV-KY-OH | 37 | $ 8,245,000 | $ 222,837 | $ 112,567 |
| Macon-Bibb County, GA | 37 | $ 8,455,000 | $ 228,513 | $ 101,000 |
| Urban Honolulu, HI | 37 | $ 26,075,000 | $ 704,729 | $ 218,000 |
| Elgin, IL | 36 | $ 12,450,000 | $ 345,833 | $ 148,000 |
| Fort Collins, CO | 36 | $ 14,600,000 | $ 405,555 | $ 193,000 |
| Johnson City, TN | 36 | $ 10,990,000 | $ 305,277 | $ 118,000 |
| Toledo, OH | 36 | $ 8,540,000 | $ 237,222 | $ 143,000 |
| Cheyenne, WY | 35 | $ 12,525,000 | $ 357,857 | $ 141,000 |
| Gainesville, FL | 35 | $ 8,505,000 | $ 243,000 | $ 124,000 |
| Lafayette, LA | 35 | $ 8,935,000 | $ 255,285 | $ 144,000 |
| Lake County-Porter County-Jasper County, IN | 35 | $ 9,305,000 | $ 265,857 | $ 144,000 |
| Madison, WI | 35 | $ 14,735,000 | $ 421,000 | $ 131,000 |
| Tyler, TX | 35 | $ 11,385,000 | $ 325,285 | $ 188,000 |
| Waco, TX | 35 | $ 11,425,000 | $ 326,428 | $ 175,000 |
| Bridgeport-Stamford-Norwalk, CT | 34 | $ 17,960,000 | $ 528,235 | $ 276,000 |
| Dothan, AL | 34 | $ 8,610,000 | $ 253,235 | $ 117,000 |
| Homosassa Springs, FL | 34 | $ 9,650,000 | $ 283,823 | $ 169,000 |
| Lansing-East Lansing, MI | 34 | $ 8,380,000 | $ 246,470 | $ 140,000 |
| Ann Arbor, MI | 33 | $ 10,655,000 | $ 322,878 | $ 154,000 |
| Bend-Redmond, OR | 33 | $ 19,895,000 | $ 602,878 | $ 203,000 |
| Hagerstown-Martinsburg, MD-WV | 33 | $ 10,445,000 | $ 316,515 | $ 113,000 |
| Salem, OR | 33 | $ 14,205,000 | $ 430,454 | $ 139,000 |
| New Haven-Milford, CT | 32 | $ 11,630,000 | $ 363,437 | $ 163,000 |
| Billings, MT | 31 | $ 11,305,000 | $ 364,677 | $ 153,000 |
| Elizabethtown-Fort Knox, KY | 31 | $ 9,905,000 | $ 319,516 | $ 158,000 |
| Lake Havasu City-Kingman, AZ | 31 | $ 10,205,000 | $ 329,193 | $ 117,000 |
| Lincoln, NE | 31 | $ 10,085,000 | $ 325,322 | $ 127,000 |
| Winchester, VA-WV | 31 | $ 11,685,000 | $ 376,935 | $ 169,741 |
| Canton-Massillon, OH | 30 | $ 6,210,000 | $ 207,000 | $ 123,000 |
| Fairbanks, AK | 30 | $ 10,380,000 | $ 346,000 | $ 113,000 |
| Helena, MT | 30 | $ 11,980,000 | $ 399,333 | $ 118,000 |
| Hickory-Lenoir-Morganton, NC | 30 | $ 9,330,000 | $ 311,000 | $ 134,000 |
| Kingsport-Bristol-Bristol, TN-VA | 30 | $ 9,170,000 | $ 305,666 | $ 159,933 |
| Norwich-New London, CT | 30 | $ 12,500,000 | $ 416,666 | $ 167,000 |
| Prescott Valley-Prescott, AZ | 30 | $ 11,720,000 | $ 390,666 | $ 135,000 |
| Topeka, KS | 30 | $ 7,630,000 | $ 254,333 | $ 143,000 |
| Beaumont-Port Arthur, TX | 29 | $ 6,675,000 | $ 230,172 | $ 131,000 |
| College Station-Bryan, TX | 29 | $ 11,025,000 | $ 380,172 | $ 270,000 |
| Erie, PA | 29 | $ 7,055,000 | $ 243,275 | $ 121,000 |
| Fort Smith, AR-OK | 29 | $ 8,015,000 | $ 276,379 | $ 127,862 |
| Goldsboro, NC | 29 | $ 6,475,000 | $ 223,275 | $ 79,000 |
| Rockford, IL | 29 | $ 7,265,000 | $ 250,517 | $ 166,000 |
| Kennewick-Richland, WA | 28 | $ 13,550,000 | $ 483,928 | $ 200,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 28 | $ 17,300,000 | $ 617,857 | $ 203,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 28 | $ 8,180,000 | $ 292,142 | $ 146,000 |
| Sierra Vista-Douglas, AZ | 28 | $ 7,270,000 | $ 259,642 | $ 143,000 |
| Valdosta, GA | 28 | $ 6,720,000 | $ 240,000 | $ 135,000 |
| Brownsville-Harlingen, TX | 27 | $ 7,335,000 | $ 271,666 | $ 135,000 |
| Great Falls, MT | 27 | $ 10,665,000 | $ 395,000 | $ 128,000 |
| Morgantown, WV | 27 | $ 7,805,000 | $ 289,074 | $ 161,000 |
| Punta Gorda, FL | 27 | $ 10,085,000 | $ 373,518 | $ 150,000 |
| Santa Fe, NM | 27 | $ 10,915,000 | $ 404,259 | $ 159,000 |
| Duluth, MN-WI | 26 | $ 6,900,000 | $ 265,384 | $ 116,076 |
| Everett, WA | 26 | $ 14,990,000 | $ 576,538 | $ 152,000 |
| Lake Charles, LA | 26 | $ 5,640,000 | $ 216,923 | $ 95,000 |
| Utica-Rome, NY | 26 | $ 5,780,000 | $ 222,307 | $ 113,000 |
| Bloomington, IN | 25 | $ 9,305,000 | $ 372,200 | $ 299,000 |
| Bowling Green, KY | 25 | $ 5,745,000 | $ 229,800 | $ 86,000 |
| Charleston, WV | 25 | $ 6,235,000 | $ 249,400 | $ 128,000 |
| Eugene, OR | 25 | $ 10,345,000 | $ 413,800 | $ 142,000 |
| Greeley, CO | 25 | $ 10,835,000 | $ 433,400 | $ 134,000 |
| Joplin, MO | 25 | $ 5,395,000 | $ 215,800 | $ 164,000 |
| Kalamazoo-Portage, MI | 25 | $ 6,875,000 | $ 275,000 | $ 128,000 |
| Lancaster, PA | 24 | $ 7,740,000 | $ 322,500 | $ 170,000 |
| Albany, GA | 23 | $ 5,305,000 | $ 230,652 | $ 90,000 |
| Battle Creek, MI | 23 | $ 4,415,000 | $ 191,956 | $ 85,000 |
| Lawrence, KS | 23 | $ 8,335,000 | $ 362,391 | $ 149,000 |
| Medford, OR | 23 | $ 7,765,000 | $ 337,608 | $ 105,000 |
| San Angelo, TX | 23 | $ 5,985,000 | $ 260,217 | $ 142,000 |
| Waterbury-Shelton, CT | 23 | $ 9,945,000 | $ 432,391 | $ 164,000 |
| Yuma, AZ | 23 | $ 7,795,000 | $ 338,913 | $ 152,000 |
| Bangor, ME | 22 | $ 5,870,000 | $ 266,818 | $ 116,000 |
| Dover, DE | 22 | $ 6,220,000 | $ 282,727 | $ 115,000 |
| Longview, TX | 22 | $ 6,060,000 | $ 275,454 | $ 134,000 |
| Rapid City, SD | 22 | $ 6,540,000 | $ 297,272 | $ 140,000 |
| Reading, PA | 22 | $ 7,250,000 | $ 329,545 | $ 145,000 |
| Sebastian-Vero Beach, FL | 22 | $ 8,250,000 | $ 375,000 | $ 132,000 |
| Terre Haute, IN | 22 | $ 6,270,000 | $ 285,000 | $ 118,000 |
| Atlantic City-Hammonton, NJ | 21 | $ 6,785,000 | $ 323,095 | $ 287,000 |
| Champaign-Urbana, IL | 21 | $ 5,205,000 | $ 247,857 | $ 140,000 |
| Florence, SC | 21 | $ 5,885,000 | $ 280,238 | $ 191,000 |
| Jackson, TN | 21 | $ 5,505,000 | $ 262,142 | $ 168,000 |
| Redding, CA | 21 | $ 7,695,000 | $ 366,428 | $ 202,000 |
| Tuscaloosa, AL | 21 | $ 6,565,000 | $ 312,619 | $ 139,000 |
| Youngstown-Warren-Boardman, OH-PA | 21 | $ 5,995,000 | $ 285,476 | $ 124,000 |
| Binghamton, NY | 20 | $ 4,340,000 | $ 217,000 | $ 113,000 |
| Blacksburg-Christiansburg-Radford, VA | 20 | $ 5,980,000 | $ 299,000 | $ 133,000 |
| Burlington, NC | 20 | $ 7,000,000 | $ 350,000 | $ 122,000 |
| Grand Junction, CO | 20 | $ 7,270,000 | $ 363,500 | $ 128,000 |
| Lafayette-West Lafayette, IN | 20 | $ 6,900,000 | $ 345,000 | $ 174,000 |
| Provo-Orem, UT | 20 | $ 9,080,000 | $ 454,000 | $ 136,000 |
| Santa Rosa, CA | 20 | $ 9,950,000 | $ 497,500 | $ 169,000 |
| Sioux Falls, SD | 20 | $ 5,840,000 | $ 292,000 | $ 111,000 |
| South Bend-Mishawaka, IN-MI | 20 | $ 4,480,000 | $ 224,000 | $ 94,700 |
| Stockton-Lodi, CA | 20 | $ 9,910,000 | $ 495,500 | $ 154,000 |
| Boulder, CO | 19 | $ 8,185,000 | $ 430,789 | $ 199,000 |
| Green Bay, WI | 19 | $ 5,795,000 | $ 305,000 | $ 112,000 |
| Pueblo, CO | 19 | $ 5,995,000 | $ 315,526 | $ 136,000 |
| St. George, UT | 19 | $ 8,555,000 | $ 450,263 | $ 212,000 |
| Appleton, WI | 18 | $ 5,000,000 | $ 277,777 | $ 173,000 |
| Brunswick, GA | 18 | $ 6,290,000 | $ 349,444 | $ 232,000 |
| Fargo, ND-MN | 18 | $ 5,360,000 | $ 297,777 | $ 105,166 |
| Flagstaff, AZ | 18 | $ 9,780,000 | $ 543,333 | $ 212,000 |
| Gainesville, GA | 18 | $ 7,340,000 | $ 407,777 | $ 145,000 |
| Grand Forks, ND-MN | 18 | $ 4,710,000 | $ 261,666 | $ 103,500 |
| Hattiesburg, MS | 18 | $ 5,610,000 | $ 311,666 | $ 133,000 |
| Minot, ND | 18 | $ 4,380,000 | $ 243,333 | $ 96,000 |
| Vallejo-Fairfield, CA | 18 | $ 10,950,000 | $ 608,333 | $ 213,000 |
| Wausau, WI | 18 | $ 5,580,000 | $ 310,000 | $ 136,000 |
| Beckley, WV | 17 | $ 5,105,000 | $ 300,294 | $ 119,000 |
| Bozeman, MT | 17 | $ 12,175,000 | $ 716,176 | $ 250,000 |
| Burlington-South Burlington, VT | 17 | $ 5,955,000 | $ 350,294 | $ 160,000 |
| Cleveland, TN | 17 | $ 5,765,000 | $ 339,117 | $ 126,000 |
| Columbia, MO | 17 | $ 5,995,000 | $ 352,647 | $ 172,000 |
| Evansville, IN-KY | 17 | $ 4,545,000 | $ 267,352 | $ 135,000 |
| Florence-Muscle Shoals, AL | 17 | $ 6,045,000 | $ 355,588 | $ 120,000 |
| Gettysburg, PA | 17 | $ 6,045,000 | $ 355,588 | $ 164,000 |
| Hot Springs, AR | 17 | $ 3,915,000 | $ 230,294 | $ 99,000 |
| La Crosse-Onalaska, WI-MN | 17 | $ 5,875,000 | $ 345,588 | $ 107,882 |
| Midland, TX | 17 | $ 6,685,000 | $ 393,235 | $ 185,000 |
| San Francisco-Redwood City-South San Francisco, CA | 17 | $ 13,395,000 | $ 787,941 | $ 233,000 |
| Texarkana, TX-AR | 17 | $ 4,315,000 | $ 253,823 | $ 120,588 |
| Traverse City, MI | 17 | $ 5,875,000 | $ 345,588 | $ 156,000 |
| Athens-Clarke County, GA | 16 | $ 5,250,000 | $ 328,125 | $ 140,000 |
| Bellingham, WA | 16 | $ 9,420,000 | $ 588,750 | $ 163,000 |
| Cedar Rapids, IA | 16 | $ 5,090,000 | $ 318,125 | $ 117,000 |
| Greenville, NC | 16 | $ 4,830,000 | $ 301,875 | $ 119,000 |
| Harrisonburg, VA | 16 | $ 5,820,000 | $ 363,750 | $ 168,000 |
| Paducah, KY-IL | 16 | $ 2,800,000 | $ 175,000 | $ 96,312 |
| Sherman-Denison, TX | 16 | $ 4,240,000 | $ 265,000 | $ 144,000 |
| Staunton-Waynesboro, VA | 16 | $ 4,910,000 | $ 306,875 | $ 147,000 |
| Eau Claire, WI | 15 | $ 5,105,000 | $ 340,333 | $ 136,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 15 | $ 8,205,000 | $ 547,000 | $ 188,000 |
| Santa Maria-Santa Barbara, CA | 15 | $ 7,895,000 | $ 526,333 | $ 218,000 |
| Sebring, FL | 15 | $ 3,405,000 | $ 227,000 | $ 100,000 |
| Springfield, OH | 15 | $ 3,515,000 | $ 234,333 | $ 106,000 |
| Decatur, AL | 14 | $ 4,400,000 | $ 314,285 | $ 144,000 |
| Lewiston-Auburn, ME | 14 | $ 5,200,000 | $ 371,428 | $ 149,000 |
| Missoula, MT | 14 | $ 5,990,000 | $ 427,857 | $ 135,000 |
| Monroe, LA | 14 | $ 3,330,000 | $ 237,857 | $ 175,000 |
| Muskegon, MI | 14 | $ 4,380,000 | $ 312,857 | $ 122,000 |
| Anniston-Oxford-Jacksonville, AL | 13 | $ 2,365,000 | $ 181,923 | $ 121,000 |
| Chambersburg-Waynesboro, PA | 13 | $ 4,545,000 | $ 349,615 | $ 167,000 |
| Enid, OK | 13 | $ 3,695,000 | $ 284,230 | $ 151,000 |
| Flint, MI | 13 | $ 3,035,000 | $ 233,461 | $ 103,000 |
| Jackson, MI | 13 | $ 2,885,000 | $ 221,923 | $ 96,000 |
| Kenosha, WI | 13 | $ 4,445,000 | $ 341,923 | $ 138,000 |
| Pittsfield, MA | 13 | $ 3,105,000 | $ 238,846 | $ 114,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 10,975,000 | $ 844,230 | $ 216,000 |
| Springfield, IL | 13 | $ 3,105,000 | $ 238,846 | $ 127,000 |
| Weirton-Steubenville, WV-OH | 13 | $ 2,645,000 | $ 203,461 | $ 104,230 |
| Albany, OR | 12 | $ 4,130,000 | $ 344,166 | $ 96,000 |
| Barnstable Town, MA | 12 | $ 5,970,000 | $ 497,500 | $ 188,000 |
| Elkhart-Goshen, IN | 12 | $ 2,810,000 | $ 234,166 | $ 134,000 |
| Glens Falls, NY | 12 | $ 2,440,000 | $ 203,333 | $ 98,000 |
| Kokomo, IN | 12 | $ 3,550,000 | $ 295,833 | $ 99,000 |
| Lebanon, PA | 12 | $ 4,160,000 | $ 346,666 | $ 165,000 |
| Modesto, CA | 12 | $ 4,580,000 | $ 381,666 | $ 142,000 |
| Monroe, MI | 12 | $ 3,310,000 | $ 275,833 | $ 97,000 |
| Owensboro, KY | 12 | $ 2,430,000 | $ 202,500 | $ 75,000 |
| Rochester, MN | 12 | $ 4,120,000 | $ 343,333 | $ 136,000 |
| Salinas, CA | 12 | $ 6,860,000 | $ 571,666 | $ 159,000 |
| St. Cloud, MN | 12 | $ 3,690,000 | $ 307,500 | $ 104,000 |
| State College, PA | 12 | $ 3,240,000 | $ 270,000 | $ 140,000 |
| Wenatchee, WA | 12 | $ 4,980,000 | $ 415,000 | $ 116,000 |
| Wheeling, WV-OH | 12 | $ 2,070,000 | $ 172,500 | $ 108,166 |
| Casper, WY | 11 | $ 3,325,000 | $ 302,272 | $ 114,000 |
| Coeur D'Alene, ID | 11 | $ 4,645,000 | $ 422,272 | $ 105,000 |
| Jonesboro, AR | 11 | $ 2,805,000 | $ 255,000 | $ 106,000 |
| Muncie, IN | 11 | $ 3,105,000 | $ 282,272 | $ 118,000 |
| Sandusky, OH | 11 | $ 2,685,000 | $ 244,090 | $ 113,000 |
| Sioux City, IA-NE-SD | 11 | $ 3,185,000 | $ 289,545 | $ 93,181 |
| Yakima, WA | 11 | $ 4,555,000 | $ 414,090 | $ 190,000 |
| Bismarck, ND | 10 | $ 3,400,000 | $ 340,000 | $ 127,000 |
| Columbus, IN | 10 | $ 2,530,000 | $ 253,000 | $ 100,000 |
| Grants Pass, OR | 10 | $ 4,060,000 | $ 406,000 | $ 181,000 |
| Hanford-Corcoran, CA | 10 | $ 3,970,000 | $ 397,000 | $ 116,000 |
| Kingston, NY | 10 | $ 4,300,000 | $ 430,000 | $ 176,000 |
| Mankato-North Mankato, MN | 10 | $ 3,240,000 | $ 324,000 | $ 163,000 |
| Morristown, TN | 10 | $ 3,200,000 | $ 320,000 | $ 147,000 |
| San Rafael, CA | 10 | $ 9,630,000 | $ 963,000 | $ 311,000 |
| Amherst Town-Northampton, MA | 9 | $ 3,375,000 | $ 375,000 | $ 174,000 |
| Chico, CA | 9 | $ 2,955,000 | $ 328,333 | $ 129,000 |
| Farmington, NM | 9 | $ 2,595,000 | $ 288,333 | $ 78,000 |
| Fond Du Lac, WI | 9 | $ 2,165,000 | $ 240,555 | $ 103,000 |
| Hammond, LA | 9 | $ 1,925,000 | $ 213,888 | $ 122,000 |
| Johnstown, PA | 9 | $ 2,035,000 | $ 226,111 | $ 108,000 |
| Lewiston, ID-WA | 9 | $ 2,265,000 | $ 251,666 | $ 91,222 |
| Mount Vernon-Anacortes, WA | 9 | $ 3,315,000 | $ 368,333 | $ 122,000 |
| Rome, GA | 9 | $ 2,545,000 | $ 282,777 | $ 115,000 |
| St. Joseph, MO-KS | 9 | $ 2,055,000 | $ 228,333 | $ 139,000 |
| Twin Falls, ID | 9 | $ 3,635,000 | $ 403,888 | $ 127,000 |
| Vineland-Bridgeton, NJ | 9 | $ 2,405,000 | $ 267,222 | $ 63,000 |
| Visalia-Porterville, CA | 9 | $ 3,335,000 | $ 370,555 | $ 106,000 |
| Ames, IA | 8 | $ 2,200,000 | $ 275,000 | $ 109,000 |
| Bloomington, IL | 8 | $ 2,310,000 | $ 288,750 | $ 139,000 |
| Elmira, NY | 8 | $ 1,990,000 | $ 248,750 | $ 149,000 |
| Gadsden, AL | 8 | $ 2,290,000 | $ 286,250 | $ 151,000 |
| Houma-Thibodaux, LA | 8 | $ 1,880,000 | $ 235,000 | $ 75,000 |
| Idaho Falls, ID | 8 | $ 4,120,000 | $ 515,000 | $ 215,000 |
| Longview, WA | 8 | $ 3,400,000 | $ 425,000 | $ 170,000 |
| Niles-Benton Harbor, MI | 8 | $ 1,710,000 | $ 213,750 | $ 294,000 |
| Trenton, NJ | 8 | $ 2,310,000 | $ 288,750 | $ 172,000 |
| Victoria, TX | 8 | $ 2,440,000 | $ 305,000 | $ 263,000 |
| Alexandria, LA | 7 | $ 1,875,000 | $ 267,857 | $ 127,000 |
| Cape Girardeau, MO-IL | 7 | $ 2,255,000 | $ 322,142 | $ 100,285 |
| Carson City, NV | 7 | $ 2,865,000 | $ 409,285 | $ 140,000 |
| Decatur, IL | 7 | $ 2,095,000 | $ 299,285 | $ 184,000 |
| El Centro, CA | 7 | $ 3,065,000 | $ 437,857 | $ 161,000 |
| Grand Island, NE | 7 | $ 1,745,000 | $ 249,285 | $ 104,000 |
| Iowa City, IA | 7 | $ 2,725,000 | $ 389,285 | $ 158,000 |
| Janesville-Beloit, WI | 7 | $ 1,695,000 | $ 242,142 | $ 93,000 |
| Mansfield, OH | 7 | $ 1,235,000 | $ 176,428 | $ 101,000 |
| Michigan City-La Porte, IN | 7 | $ 1,675,000 | $ 239,285 | $ 85,000 |
| Pocatello, ID | 7 | $ 3,005,000 | $ 429,285 | $ 144,000 |
| Salisbury, MD-DE | 7 | $ 1,465,000 | $ 209,285 | $ 101,000 |
| Dalton, GA | 6 | $ 2,640,000 | $ 440,000 | $ 140,000 |
| Dubuque, IA | 6 | $ 1,500,000 | $ 250,000 | $ 109,000 |
| Eagle Pass, TX | 6 | $ 1,490,000 | $ 248,333 | $ 121,000 |
| Ithaca, NY | 6 | $ 1,840,000 | $ 306,666 | $ 345,000 |
| Laredo, TX | 6 | $ 1,950,000 | $ 325,000 | $ 115,000 |
| Odessa, TX | 6 | $ 2,150,000 | $ 358,333 | $ 136,000 |
| Oshkosh-Neenah, WI | 6 | $ 1,260,000 | $ 210,000 | $ 89,000 |
| Parkersburg-Vienna, WV | 6 | $ 1,240,000 | $ 206,666 | $ 181,000 |
| Racine, WI | 6 | $ 2,050,000 | $ 341,666 | $ 133,000 |
| Rocky Mount, NC | 6 | $ 890,000 | $ 148,333 | $ 88,000 |
| Walla Walla, WA | 6 | $ 1,970,000 | $ 328,333 | $ 160,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 1,370,000 | $ 228,333 | $ 120,000 |
| Yuba City, CA | 6 | $ 2,980,000 | $ 496,666 | $ 173,000 |
| Altoona, PA | 5 | $ 685,000 | $ 137,000 | $ 123,000 |
| Bay City, MI | 5 | $ 1,005,000 | $ 201,000 | $ 156,000 |
| Jefferson City, MO | 5 | $ 1,195,000 | $ 239,000 | $ 76,000 |
| Kankakee, IL | 5 | $ 1,565,000 | $ 313,000 | $ 150,000 |
| Logan, UT-ID | 5 | $ 1,765,000 | $ 353,000 | $ 137,600 |
| Merced, CA | 5 | $ 1,615,000 | $ 323,000 | $ 114,000 |
| Saginaw, MI | 5 | $ 995,000 | $ 199,000 | $ 123,000 |
| Sheboygan, WI | 5 | $ 1,805,000 | $ 361,000 | $ 211,000 |
| Corvallis, OR | 4 | $ 1,360,000 | $ 340,000 | $ 153,000 |
| Lima, OH | 4 | $ 610,000 | $ 152,500 | $ 53,000 |
| Midland, MI | 4 | $ 640,000 | $ 160,000 | $ 106,000 |
| Napa, CA | 4 | $ 2,950,000 | $ 737,500 | $ 265,000 |
| Williamsport, PA | 3 | $ 975,000 | $ 325,000 | $ 178,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,710,000 | $ 855,000 | $ 357,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 1,475,000 | $ 1,475,000 | $ 373,000 |
Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,347 | $8,482,625,000 | $363,000 | $3,005,000 | $157,000 | $7,350,000 |
| Cash-out Refinancing | 2,496 | $742,480,000 | $297,000 | $1,855,000 | $114,000 | $891,000 |
| Refinancing | 1,509 | $559,785,000 | $370,000 | $2,275,000 | $108,000 | $625,000 |
| Home Improvement | 396 | $56,230,000 | $141,000 | $765,000 | $99,000 | $3,605,000 |
| Other Purpose | 272 | $55,100,000 | $202,000 | $1,505,000 | $118,000 | $1,893,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,560 | $6,421,970,000 | $346,000 | $3,005,000 | $152,000 | $6,000,000 |
| Hispanic | 2,829 | $1,018,835,000 | $360,000 | $2,215,000 | $142,000 | $3,360,000 |
| Black or African American | 2,710 | $956,220,000 | $352,000 | $1,755,000 | $138,000 | $2,594,000 |
| Not Provided | 2,606 | $994,060,000 | $381,000 | $3,005,000 | $164,000 | $2,689,000 |
| Asian | 783 | $328,945,000 | $420,000 | $2,405,000 | $181,000 | $7,350,000 |
| American Indian or Alaskan Native | 448 | $144,440,000 | $322,000 | $1,555,000 | $128,000 | $608,000 |
| Native Hawaiian or Other Pacific Islander | 70 | $27,910,000 | $398,000 | $865,000 | $164,000 | $2,772,000 |
| Not applicable | 9 | $2,225,000 | $247,000 | $395,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 16,873 | $6,575,715,000 | $389,000 | $3,005,000 | $145,000 | $3,360,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,147 | $3,320,505,000 | $297,000 | $3,005,000 | $161,000 | $7,350,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,205 | $4,588,145,000 | $347,000 | $3,005,000 | $149,000 | $3,605,000 |
| Application Withdrawn By Applicant | 8,064 | $2,988,050,000 | $370,000 | $2,215,000 | $166,000 | $7,350,000 |
| Application Denied By Financial Institution | 6,580 | $2,257,480,000 | $343,000 | $3,005,000 | $138,000 | $6,000,000 |
| Application Approved But Not Accepted | 151 | $56,315,000 | $372,000 | $1,455,000 | $156,000 | $629,000 |
| File Closed For Incompleteness | 11 | $4,005,000 | $364,000 | $985,000 | $146,000 | $680,000 |
| Loan Purchased By The Institution | 9 | $2,225,000 | $247,000 | $395,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,440 | $7,638,740,000 | $356,000 | $3,005,000 | $155,000 | $7,350,000 |
| Credit Application Incomplete | 2,402 | $927,370,000 | $386,000 | $3,005,000 | $177,000 | $2,772,000 |
| Debt-To-Income Ratio | 1,576 | $530,520,000 | $336,000 | $2,375,000 | $75,000 | $702,000 |
| Credit History | 796 | $207,160,000 | $260,000 | $1,155,000 | $57,000 | $1,025,000 |
| Other | 514 | $185,530,000 | $360,000 | $3,005,000 | $197,000 | $6,000,000 |
| Collateral | 514 | $139,130,000 | $270,000 | $2,405,000 | $157,000 | $3,315,000 |
| Unverifiable Information | 413 | $158,465,000 | $383,000 | $1,805,000 | $205,000 | $4,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 364 | $109,140,000 | $299,000 | $1,755,000 | $152,000 | $3,988,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $125,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess USAA Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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