Vanguard Mortgage & Title, Inc Mortgage Lending & HMDA Data, 2007
In 2007, Vanguard Mortgage & Title, Inc of Littleton, CO reported 1,397 mortgage applications totaling $290.2 million, up 106% from 2006. The average application was for $207,749, and applicants reported an average income of $103,926. 85% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (144), Portland-Vancouver-Beaverton, OR-WA (135) and Denver-Aurora, CO (129) (applications in parentheses).
| Mortgage Company & Address | Vanguard Mortgage & Title, Inc 7921 South0park Plaza, Ste. 100 Littleton, CO 80120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 1,397 |
| Total Mortgage Loan Application Amount | $290,226,000 |
| Average Mortgage Loan Application Amount | $207,749 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $103,926 |
| Highest Applicant Income | $2,732,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Vanguard Mortgage & Title, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 87 | $ 21,989,000 | $ 252,747 | $ 144,000 |
| Jefferson, Colorado | 47 | $ 9,419,000 | $ 200,404 | $ 87,000 |
| District of Columbia, District Of Columbia | 42 | $ 10,815,000 | $ 257,500 | $ 114,000 |
| Benton, Washington | 42 | $ 5,496,000 | $ 130,857 | $ 68,000 |
| Montgomery, Alabama | 37 | $ 4,071,000 | $ 110,027 | $ 45,000 |
| Lane, Oregon | 37 | $ 7,440,000 | $ 201,081 | $ 70,000 |
| Multnomah, Oregon | 37 | $ 8,610,000 | $ 232,702 | $ 134,000 |
| Clark, Washington | 37 | $ 8,826,000 | $ 238,540 | $ 116,000 |
| Washington, Oregon | 35 | $ 7,172,000 | $ 204,914 | $ 92,000 |
| Wood, Wisconsin | 31 | $ 3,411,000 | $ 110,032 | $ 60,000 |
| Prince George's, Maryland | 30 | $ 6,602,000 | $ 220,066 | $ 90,000 |
| Dallas, Texas | 30 | $ 3,802,000 | $ 126,733 | $ 72,000 |
| Weber, Utah | 30 | $ 4,703,000 | $ 156,766 | $ 57,000 |
| Franklin, Washington | 24 | $ 2,710,000 | $ 112,916 | $ 47,000 |
| Denver, Colorado | 23 | $ 4,460,000 | $ 193,913 | $ 119,000 |
| Salt Lake, Utah | 23 | $ 6,439,000 | $ 279,956 | $ 96,000 |
| Clackamas, Oregon | 21 | $ 5,323,000 | $ 253,476 | $ 107,000 |
| Washington, Utah | 21 | $ 4,972,000 | $ 236,761 | $ 90,000 |
| Douglas, Colorado | 20 | $ 4,258,000 | $ 212,900 | $ 86,000 |
| St. Charles, Missouri | 20 | $ 3,225,000 | $ 161,250 | $ 91,000 |
| St. Louis City, Missouri | 20 | $ 3,308,000 | $ 165,400 | $ 104,000 |
| Thurston, Washington | 18 | $ 4,518,000 | $ 251,000 | $ 99,000 |
| Arapahoe, Colorado | 17 | $ 3,821,000 | $ 224,764 | $ 164,000 |
| Montgomery, Maryland | 17 | $ 5,665,000 | $ 333,235 | $ 144,000 |
| Fairfax, Virginia | 16 | $ 5,477,000 | $ 342,312 | $ 115,000 |
| Marathon, Wisconsin | 16 | $ 2,413,000 | $ 150,812 | $ 77,000 |
| Jefferson, Kentucky | 15 | $ 1,668,000 | $ 111,200 | $ 72,000 |
| Tarrant, Texas | 15 | $ 1,934,000 | $ 128,933 | $ 108,000 |
| Contra Costa, California | 14 | $ 4,911,000 | $ 350,785 | $ 198,000 |
| Cobb, Georgia | 12 | $ 2,254,000 | $ 187,833 | $ 72,000 |
| Fulton, Georgia | 12 | $ 2,328,000 | $ 194,000 | $ 125,000 |
| Jefferson, Missouri | 11 | $ 2,069,000 | $ 188,090 | $ 72,000 |
| Collin, Texas | 11 | $ 2,535,000 | $ 230,454 | $ 148,000 |
| Denton, Texas | 11 | $ 1,775,000 | $ 161,363 | $ 102,000 |
| Adams, Colorado | 10 | $ 1,203,000 | $ 120,300 | $ 113,000 |
| Anne Arundel, Maryland | 10 | $ 2,059,000 | $ 205,900 | $ 84,000 |
| Baltimore City, Maryland | 10 | $ 924,000 | $ 92,400 | $ 103,000 |
| Prince William, Virginia | 10 | $ 2,364,000 | $ 236,400 | $ 112,000 |
| Clark, Wisconsin | 10 | $ 1,201,000 | $ 120,100 | $ 64,000 |
| Los Angeles, California | 9 | $ 2,554,000 | $ 283,777 | $ 182,000 |
| Davis, Utah | 9 | $ 1,688,000 | $ 187,555 | $ 58,000 |
| Maricopa, Arizona | 8 | $ 2,181,000 | $ 272,625 | $ 154,000 |
| Gwinnett, Georgia | 8 | $ 3,189,000 | $ 398,625 | $ 210,000 |
| Baltimore, Maryland | 8 | $ 1,519,000 | $ 189,875 | $ 98,000 |
| Summit, Colorado | 7 | $ 1,445,000 | $ 206,428 | $ 223,000 |
| Cumberland, Maine | 7 | $ 1,395,000 | $ 199,285 | $ 71,000 |
| Morgan, Utah | 7 | $ 1,881,000 | $ 268,714 | $ 126,000 |
| Pierce, Washington | 7 | $ 1,545,000 | $ 220,714 | $ 73,000 |
| Portage, Wisconsin | 7 | $ 813,000 | $ 116,142 | $ 72,000 |
| Laramie, Wyoming | 7 | $ 1,258,000 | $ 179,714 | $ 69,000 |
| Broomfield, Colorado | 6 | $ 820,000 | $ 136,666 | $ 91,000 |
| Larimer, Colorado | 6 | $ 913,000 | $ 152,166 | $ 138,000 |
| Monroe, Florida | 6 | $ 9,625,000 | $ 1,604,166 | $ 913,000 |
| York, Maine | 6 | $ 1,036,000 | $ 172,666 | $ 70,000 |
| Anchorage, Alaska | 5 | $ 1,346,000 | $ 269,200 | $ 83,000 |
| DeKalb, Georgia | 5 | $ 1,158,000 | $ 231,600 | $ 94,000 |
| Oldham, Kentucky | 5 | $ 821,000 | $ 164,200 | $ 81,000 |
| Hillsborough, New Hampshire | 5 | $ 1,009,000 | $ 201,800 | $ 58,000 |
| Hamilton, Tennessee | 5 | $ 1,219,000 | $ 243,800 | $ 202,000 |
| Solano, California | 4 | $ 1,196,000 | $ 299,000 | $ 104,000 |
| Miami-Dade, Florida | 4 | $ 1,634,000 | $ 408,500 | $ 270,000 |
| Androscoggin, Maine | 4 | $ 612,000 | $ 153,000 | $ 59,000 |
| Jackson, Missouri | 4 | $ 247,000 | $ 61,750 | $ 91,000 |
| McLennan, Texas | 4 | $ 144,000 | $ 36,000 | $ 98,000 |
| Utah, Utah | 4 | $ 1,077,000 | $ 269,250 | $ 81,000 |
| Cowlitz, Washington | 4 | $ 581,000 | $ 145,250 | $ 48,000 |
| Boulder, Colorado | 3 | $ 673,000 | $ 224,333 | $ 77,000 |
| Clear Creek, Colorado | 3 | $ 529,000 | $ 176,333 | $ 61,000 |
| New Castle, Delaware | 3 | $ 1,266,000 | $ 422,000 | $ 96,000 |
| Broward, Florida | 3 | $ 910,000 | $ 303,333 | $ 216,000 |
| Walton, Georgia | 3 | $ 487,000 | $ 162,333 | $ 48,000 |
| Ada, Idaho | 3 | $ 866,000 | $ 288,666 | $ 86,000 |
| Bullitt, Kentucky | 3 | $ 372,000 | $ 124,000 | $ 67,000 |
| Shelby, Kentucky | 3 | $ 502,000 | $ 167,333 | $ 91,000 |
| Kennebec, Maine | 3 | $ 402,000 | $ 134,000 | $ 51,000 |
| Knox, Maine | 3 | $ 343,000 | $ 114,333 | $ 52,000 |
| Penobscot, Maine | 3 | $ 373,000 | $ 124,333 | $ 51,000 |
| Charles, Maryland | 3 | $ 485,000 | $ 161,666 | $ 76,000 |
| Washington, Maryland | 3 | $ 665,000 | $ 221,666 | $ 54,000 |
| Warren, Missouri | 3 | $ 958,000 | $ 319,333 | $ 106,000 |
| Mecklenburg, North Carolina | 3 | $ 477,000 | $ 159,000 | $ 62,000 |
| Wake, North Carolina | 3 | $ 1,366,000 | $ 455,333 | $ 236,000 |
| Ashland, Ohio | 3 | $ 510,000 | $ 170,000 | $ 103,000 |
| Tillamook, Oregon | 3 | $ 554,000 | $ 184,666 | $ 68,000 |
| Yamhill, Oregon | 3 | $ 365,000 | $ 121,666 | $ 57,000 |
| Iron, Utah | 3 | $ 422,000 | $ 140,666 | $ 45,000 |
| Alexandria, Virginia | 3 | $ 859,000 | $ 286,333 | $ 119,000 |
| Manassas, Virginia | 3 | $ 460,000 | $ 153,333 | $ 66,000 |
| Spotsylvania, Virginia | 3 | $ 861,000 | $ 287,000 | $ 118,000 |
| Warren, Virginia | 3 | $ 768,000 | $ 256,000 | $ 58,000 |
| Klickitat, Washington | 3 | $ 324,000 | $ 108,000 | $ 40,000 |
| Milwaukee, Wisconsin | 3 | $ 635,000 | $ 211,666 | $ 103,000 |
| Albany, Wyoming | 3 | $ 359,000 | $ 119,666 | $ 69,000 |
| Orange, California | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| San Diego, California | 2 | $ 825,000 | $ 412,500 | $ 118,000 |
| El Paso, Colorado | 2 | $ 403,000 | $ 201,500 | $ 36,000 |
| Park, Colorado | 2 | $ 437,000 | $ 218,500 | $ 102,000 |
| New Haven, Connecticut | 2 | $ 405,000 | $ 202,500 | $ 126,000 |
| Sussex, Delaware | 2 | $ 505,000 | $ 252,500 | $ 240,000 |
| Cherokee, Georgia | 2 | $ 359,000 | $ 179,500 | $ 104,000 |
| Henry, Georgia | 2 | $ 383,000 | $ 191,500 | $ 140,000 |
| Lumpkin, Georgia | 2 | $ 250,000 | $ 125,000 | $ 201,000 |
| Paulding, Georgia | 2 | $ 215,000 | $ 107,500 | $ 56,000 |
| Canyon, Idaho | 2 | $ 468,000 | $ 234,000 | $ 91,000 |
| Henry, Kentucky | 2 | $ 291,000 | $ 145,500 | $ 98,000 |
| Oxford, Maine | 2 | $ 345,000 | $ 172,500 | $ 61,000 |
| Somerset, Maine | 2 | $ 377,000 | $ 188,500 | $ 125,000 |
| Waldo, Maine | 2 | $ 299,000 | $ 149,500 | $ 59,000 |
| Calvert, Maryland | 2 | $ 281,000 | $ 140,500 | $ 58,000 |
| Cecil, Maryland | 2 | $ 203,000 | $ 101,500 | $ 32,000 |
| Frederick, Maryland | 2 | $ 258,000 | $ 129,000 | $ 113,000 |
| Queen Anne's, Maryland | 2 | $ 865,000 | $ 432,500 | $ 123,000 |
| Carver, Minnesota | 2 | $ 176,000 | $ 88,000 | $ 203,000 |
| Dodge, Minnesota | 2 | $ 432,000 | $ 216,000 | $ 98,000 |
| Camden, Missouri | 2 | $ 409,000 | $ 204,500 | $ 189,000 |
| Clay, Missouri | 2 | $ 414,000 | $ 207,000 | $ 86,000 |
| Lincoln, Missouri | 2 | $ 236,000 | $ 118,000 | $ 52,000 |
| Huron, Ohio | 2 | $ 227,000 | $ 113,500 | $ 38,000 |
| Clatsop, Oregon | 2 | $ 852,000 | $ 426,000 | $ 171,000 |
| Columbia, Oregon | 2 | $ 510,000 | $ 255,000 | $ 67,000 |
| Deschutes, Oregon | 2 | $ 478,000 | $ 239,000 | $ 206,000 |
| Douglas, Oregon | 2 | $ 349,000 | $ 174,500 | $ 40,000 |
| Linn, Oregon | 2 | $ 484,000 | $ 242,000 | $ 65,000 |
| Horry, South Carolina | 2 | $ 265,000 | $ 132,500 | $ 126,000 |
| Bexar, Texas | 2 | $ 354,000 | $ 177,000 | $ 54,000 |
| Brazoria, Texas | 2 | $ 163,000 | $ 81,500 | $ 62,000 |
| Galveston, Texas | 2 | $ 148,000 | $ 74,000 | $ 62,000 |
| Wise, Texas | 2 | $ 182,000 | $ 91,000 | $ 912,000 |
| Cache, Utah | 2 | $ 373,000 | $ 186,500 | $ 113,000 |
| Summit, Utah | 2 | $ 540,000 | $ 270,000 | $ 392,000 |
| Loudoun, Virginia | 2 | $ 689,000 | $ 344,500 | $ 129,000 |
| Portsmouth, Virginia | 2 | $ 270,000 | $ 135,000 | $ 198,000 |
| Asotin, Washington | 2 | $ 185,000 | $ 92,500 | $ 63,000 |
| Lewis, Washington | 2 | $ 292,000 | $ 146,000 | $ 75,000 |
| Spokane, Washington | 2 | $ 331,000 | $ 165,500 | $ 44,000 |
| Walla Walla, Washington | 2 | $ 297,000 | $ 148,500 | $ 87,000 |
| Eau Claire, Wisconsin | 2 | $ 209,000 | $ 104,500 | $ 46,000 |
| Lincoln, Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 69,000 |
| Price, Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 90,000 |
| Taylor, Wisconsin | 2 | $ 301,000 | $ 150,500 | $ 76,000 |
| Waupaca, Wisconsin | 2 | $ 314,000 | $ 157,000 | $ 54,000 |
| Sweetwater, Wyoming | 2 | $ 329,000 | $ 164,500 | $ 100,000 |
| Elmore, Alabama | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Lee, Alabama | 1 | $ 177,000 | $ 177,000 | $ 48,000 |
| Mobile, Alabama | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Shelby, Alabama | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Coconino, Arizona | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Mohave, Arizona | 1 | $ 148,000 | $ 148,000 | $ 126,000 |
| Alameda, California | 1 | $ 414,000 | $ 414,000 | $ 88,000 |
| El Dorado, California | 1 | $ 360,000 | $ 360,000 | $ 64,000 |
| Lake, California | 1 | $ 209,000 | $ 209,000 | $ 109,000 |
| Riverside, California | 1 | $ 175,000 | $ 175,000 | $ 326,000 |
| Elbert, Colorado | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Mesa, Colorado | 1 | $ 260,000 | $ 260,000 | $ 98,000 |
| Routt, Colorado | 1 | $ 250,000 | $ 250,000 | $ 153,000 |
| Weld, Colorado | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Fairfield, Connecticut | 1 | $ 257,000 | $ 257,000 | $ 540,000 |
| Collier, Florida | 1 | $ 441,000 | $ 441,000 | $ 421,000 |
| Palm Beach, Florida | 1 | $ 261,000 | $ 261,000 | $ 115,000 |
| Pinellas, Florida | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Clarke, Georgia | 1 | $ 127,000 | $ 127,000 | $ 154,000 |
| Clayton, Georgia | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Coweta, Georgia | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Effingham, Georgia | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Forsyth, Georgia | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
| Gilmer, Georgia | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Oconee, Georgia | 1 | $ 153,000 | $ 153,000 | $ 61,000 |
| Rabun, Georgia | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Troup, Georgia | 1 | $ 219,000 | $ 219,000 | $ 102,000 |
| Bear Lake, Idaho | 1 | $ 202,000 | $ 202,000 | $ 240,000 |
| Bonner, Idaho | 1 | $ 99,000 | $ 99,000 | $ 21,000 |
| Fremont, Idaho | 1 | $ 146,000 | $ 146,000 | $ 108,000 |
| Oneida, Idaho | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Teton, Idaho | 1 | $ 400,000 | $ 400,000 | $ 136,000 |
| Valley, Idaho | 1 | $ 193,000 | $ 193,000 | $ 40,000 |
| Cook, Illinois | 1 | $ 196,000 | $ 196,000 | $ 144,000 |
| Jefferson, Illinois | 1 | $ 157,000 | $ 157,000 | $ 49,000 |
| Madison, Illinois | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Hamilton, Indiana | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Hardin, Kentucky | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Meade, Kentucky | 1 | $ 192,000 | $ 192,000 | $ 74,000 |
| Spencer, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Franklin, Maine | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Lincoln, Maine | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Piscataquis, Maine | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Caroline, Maryland | 1 | $ 233,000 | $ 233,000 | $ 88,000 |
| Carroll, Maryland | 1 | $ 280,000 | $ 280,000 | $ 54,000 |
| Harford, Maryland | 1 | $ 324,000 | $ 324,000 | $ 100,000 |
| Barnstable, Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Middlesex, Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Mower, Minnesota | 1 | $ 216,000 | $ 216,000 | $ 69,000 |
| Sherburne, Minnesota | 1 | $ 157,000 | $ 157,000 | $ 39,000 |
| Washington, Minnesota | 1 | $ 198,000 | $ 198,000 | $ 135,000 |
| Boone, Missouri | 1 | $ 67,000 | $ 67,000 | $ 156,000 |
| Cole, Missouri | 1 | $ 379,000 | $ 379,000 | $ 276,000 |
| Greene, Missouri | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Miller, Missouri | 1 | $ 192,000 | $ 192,000 | $ 59,000 |
| Pemiscot, Missouri | 1 | $ 163,000 | $ 163,000 | $ 94,000 |
| Pulaski, Missouri | 1 | $ 97,000 | $ 97,000 | $ 45,000 |
| Ralls, Missouri | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| St. Francois, Missouri | 1 | $ 193,000 | $ 193,000 | $ 47,000 |
| Ste. Genevieve, Missouri | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Flathead, Montana | 1 | $ 624,000 | $ 624,000 | $ 313,000 |
| Yellowstone, Montana | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Clark, Nevada | 1 | $ 122,000 | $ 122,000 | $ 97,000 |
| Eureka, Nevada | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Humboldt, Nevada | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| Carroll, New Hampshire | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Coos, New Hampshire | 1 | $ 238,000 | $ 238,000 | $ 83,000 |
| Grafton, New Hampshire | 1 | $ 191,000 | $ 191,000 | $ 100,000 |
| Ocean, New Jersey | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Bernalillo, New Mexico | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Dona Ana, New Mexico | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Santa Fe, New Mexico | 1 | $ 338,000 | $ 338,000 | $ 70,000 |
| Harnett, North Carolina | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| New Hanover, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Columbiana, Ohio | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Coshocton, Ohio | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Crawford, Ohio | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Cuyahoga, Ohio | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Erie, Ohio | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Portage, Ohio | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Richland, Ohio | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Marion, Oregon | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Sherman, Oregon | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Umatilla, Oregon | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Allegheny, Pennsylvania | 1 | $ 193,000 | $ 193,000 | $ 86,000 |
| York, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 75,000 |
| Newport, Rhode Island | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
| Charleston, South Carolina | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| Blount, Tennessee | 1 | $ 224,000 | $ 224,000 | $ 67,000 |
| Davidson, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Montgomery, Tennessee | 1 | $ 57,000 | $ 57,000 | $ 94,000 |
| Shelby, Tennessee | 1 | $ 158,000 | $ 158,000 | $ 138,000 |
| Cameron, Texas | 1 | $ 327,000 | $ 327,000 | $ 162,000 |
| Hood, Texas | 1 | $ 167,000 | $ 167,000 | $ 135,000 |
| Lubbock, Texas | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Nueces, Texas | 1 | $ 278,000 | $ 278,000 | $ 120,000 |
| Box Elder, Utah | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| Millard, Utah | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Tooele, Utah | 1 | $ 613,000 | $ 613,000 | $ 187,000 |
| Uintah, Utah | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Arlington, Virginia | 1 | $ 259,000 | $ 259,000 | $ 90,000 |
| Chesapeake, Virginia | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Chesterfield, Virginia | 1 | $ 123,000 | $ 123,000 | $ 62,000 |
| Fauquier, Virginia | 1 | $ 380,000 | $ 380,000 | $ 91,000 |
| Henrico, Virginia | 1 | $ 134,000 | $ 134,000 | $ 120,000 |
| Norfolk, Virginia | 1 | $ 152,000 | $ 152,000 | $ 153,000 |
| Patrick, Virginia | 1 | $ 99,000 | $ 99,000 | $ 21,000 |
| Pulaski, Virginia | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Stafford, Virginia | 1 | $ 12,000 | $ 12,000 | $ 95,000 |
| Columbia, Washington | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Grant, Washington | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Grays Harbor, Washington | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Jefferson, Washington | 1 | $ 332,000 | $ 332,000 | $ 171,000 |
| King, Washington | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Pacific, Washington | 1 | $ 303,000 | $ 303,000 | $ 59,000 |
| Skagit, Washington | 1 | $ 233,000 | $ 233,000 | $ 60,000 |
| Berkeley, West Virginia | 1 | $ 207,000 | $ 207,000 | $ 306,000 |
| Mercer, West Virginia | 1 | $ 66,000 | $ 66,000 | $ 64,000 |
| Adams, Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| Dodge, Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 54,000 |
| Jefferson, Wisconsin | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| Marinette, Wisconsin | 1 | $ 43,000 | $ 43,000 | $ 24,000 |
| Oneida, Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 187,000 |
| Rusk, Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 51,000 |
| St. Croix, Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
| Vilas, Wisconsin | 1 | $ 453,000 | $ 453,000 | $ 177,000 |
| Platte, Wyoming | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Teton, Wyoming | 1 | $ 1,500,000 | $ 1,500,000 | $ 540,000 |
Mortgage Loan Application Detail Totals for Vanguard Mortgage & Title, Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 712 | $136,894,000 | $192,000 | $1,750,000 | $100,000 | $912,000 |
| Refinancing | 684 | $153,241,000 | $224,000 | $1,750,000 | $108,000 | $2,732,000 |
| Home Improvement | 1 | $91,000 | $91,000 | $91,000 | $113,000 | $113,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,093 | $235,746,000 | $215,000 | $1,750,000 | $110,000 | $2,732,000 |
| Black or African American | 123 | $20,776,000 | $168,000 | $608,000 | $82,000 | $522,000 |
| Hispanic | 78 | $12,589,000 | $161,000 | $592,000 | $72,000 | $852,000 |
| Not Provided | 76 | $15,864,000 | $208,000 | $878,000 | $92,000 | $480,000 |
| Asian | 20 | $3,389,000 | $169,000 | $385,000 | $98,000 | $475,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,549,000 | $309,000 | $575,000 | $137,000 | $177,000 |
| American Indian or Alaskan Native | 2 | $313,000 | $156,000 | $172,000 | $47,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,147 | $250,446,000 | $218,000 | $1,750,000 | $114,000 | $2,732,000 |
| FHA-insured (Federal Housing Administration) | 248 | $39,278,000 | $158,000 | $340,000 | $61,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 2 | $502,000 | $251,000 | $337,000 | $89,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,187 | $238,836,000 | $201,000 | $1,625,000 | $102,000 | $2,732,000 |
| Application Withdrawn By Applicant | 173 | $39,363,000 | $227,000 | $1,750,000 | $118,000 | $1,782,000 |
| Application Denied By Financial Institution | 26 | $9,811,000 | $377,000 | $1,750,000 | $90,000 | $480,000 |
| Application Approved But Not Accepted | 8 | $1,736,000 | $217,000 | $592,000 | $162,000 | $852,000 |
| File Closed For Incompleteness | 3 | $480,000 | $160,000 | $170,000 | $144,000 | $310,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $512,000 | $170,000 | $209,000 | $72,000 | $83,000 |
| Collateral | 2 | $419,000 | $209,000 | $248,000 | $94,000 | $132,000 |
| Other | 1 | $142,000 | $142,000 | $142,000 | $68,000 | $68,000 |
| Debt-To-Income Ratio | 1 | $124,000 | $124,000 | $124,000 | $50,000 | $50,000 |
| Employment History | 1 | $146,000 | $146,000 | $146,000 | $38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanguard Mortgage & Title, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanguard Mortgage & Title, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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