Panorama Mortgage Group, LLC Mortgage Lending & HMDA Data, 2014

In 2014, Panorama Mortgage Group, LLC of Las Vegas, NV reported 2,848 mortgage applications totaling $562.3 million, up 65% from 2013. The average application was for $197,421, and applicants reported an average income of $67,797. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (1,033), Los Angeles-Long Beach-Glendale, CA (590) and Riverside-San Bernardino-Ontario, CA (199) (applications in parentheses).

Mortgage Company & Address Panorama Mortgage Group, LLC
350 Rampart Boulevard Suite 310
Las Vegas, NV 89113
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 2,848
Total Mortgage Loan Application Amount $562,256,000
Average Mortgage Loan Application Amount $197,421
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $67,797
Highest Applicant Income $913,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Panorama Mortgage Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Panorama Mortgage Group, LLC by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Las Vegas-Henderson-Paradise, NV 1,033 $ 174,685,000 $ 169,104 $ 59,000
Los Angeles-Long Beach-Glendale, CA 590 $ 156,161,000 $ 264,679 $ 74,000
Riverside-San Bernardino-Ontario, CA 199 $ 43,543,000 $ 218,809 $ 66,000
Fresno, CA 168 $ 29,359,000 $ 174,755 $ 57,000
Atlanta-Sandy Springs-Roswell, GA 110 $ 14,678,000 $ 133,436 $ 46,000
Miami-Miami Beach-Kendall, FL 86 $ 16,375,000 $ 190,406 $ 75,000
Austin-Round Rock, TX 83 $ 15,531,000 $ 187,120 $ 127,000
Dallas-Plano-Irving, TX 80 $ 11,922,000 $ 149,025 $ 66,000
Bakersfield, CA 74 $ 12,028,000 $ 162,540 $ 67,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 69 $ 15,801,000 $ 229,000 $ 93,000
Fort Worth-Arlington, TX 33 $ 4,091,000 $ 123,969 $ 87,000
Phoenix-Mesa-Scottsdale, AZ 29 $ 3,826,000 $ 131,931 $ 47,000
Odessa, TX 19 $ 3,579,000 $ 188,368 $ 69,000
San Diego-Carlsbad, CA 19 $ 5,254,000 $ 276,526 $ 71,000
Orlando-Kissimmee-Sanford, FL 17 $ 2,275,000 $ 133,823 $ 37,000
Oxnard-Thousand Oaks-Ventura, CA 16 $ 5,248,000 $ 328,000 $ 73,000
Reno, NV 15 $ 2,635,000 $ 175,666 $ 91,000
Anaheim-Santa Ana-Irvine, CA 14 $ 5,438,000 $ 388,428 $ 131,000
Sacramento--Roseville--Arden-Arcade, CA 14 $ 3,855,000 $ 275,357 $ 76,000
Visalia-Porterville, CA 12 $ 2,411,000 $ 200,916 $ 68,000
Hanford-Corcoran, CA 11 $ 2,097,000 $ 190,636 $ 71,000
Madera, CA 11 $ 1,769,000 $ 160,818 $ 58,000
El Centro, CA 9 $ 1,221,000 $ 135,666 $ 44,000
Salinas, CA 9 $ 2,759,000 $ 306,555 $ 130,000
Tampa-St. Petersburg-Clearwater, FL 9 $ 1,540,000 $ 171,111 $ 66,000
Oakland-Hayward-Berkeley, CA 8 $ 3,197,000 $ 399,625 $ 129,000
Houston-The Woodlands-Sugar Land, TX 7 $ 1,051,000 $ 150,142 $ 73,000
Portland-Vancouver-Hillsboro, OR-WA 7 $ 1,602,000 $ 228,857 $ 173,571
Seattle-Bellevue-Everett, WA 7 $ 1,555,000 $ 222,142 $ 38,000
West Palm Beach-Boca Raton-Delray Beach, FL 7 $ 1,509,000 $ 215,571 $ 95,000
Merced, CA 6 $ 1,112,000 $ 185,333 $ 62,000
Midland, TX 4 $ 692,000 $ 173,000 $ 100,000
Mount Vernon-Anacortes, WA 4 $ 836,000 $ 209,000 $ 48,000
Santa Cruz-Watsonville, CA 4 $ 1,059,000 $ 264,750 $ 70,000
San Antonio-New Braunfels, TX 3 $ 437,000 $ 145,666 $ 43,000
San Jose-Sunnyvale-Santa Clara, CA 3 $ 1,256,000 $ 418,666 $ 107,000
Cape Coral-Fort Myers, FL 2 $ 258,000 $ 129,000 $ 108,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 191,000 $ 95,500 $ 34,000
El Paso, TX 2 $ 417,000 $ 208,500 $ 121,000
Gainesville, GA 2 $ 268,000 $ 134,000 $ 36,000
Grants Pass, OR 2 $ 259,000 $ 129,500 $ 36,000
Port St. Lucie, FL 2 $ 305,000 $ 152,500 $ 87,000
San Francisco-Redwood City-South San Francisco, CA 2 $ 817,000 $ 408,500 $ 47,000
Tacoma-Lakewood, WA 2 $ 186,000 $ 93,000 $ 36,000
Bend-Redmond, OR 1 $ 176,000 $ 176,000 $ 44,000
Boise City, ID 1 $ 156,000 $ 156,000 $ 60,000
Brownsville-Harlingen, TX 1 $ 150,000 $ 150,000 $ 60,000
Corpus Christi, TX 1 $ 136,000 $ 136,000 $ 67,000
Dalton, GA 1 $ 71,000 $ 71,000 $ 19,000
Longview, WA 1 $ 238,000 $ 238,000 $ 60,000
McAllen-Edinburg-Mission, TX 1 $ 82,000 $ 82,000 $ 65,000
Medford, OR 1 $ 176,000 $ 176,000 $ 44,000
Modesto, CA 1 $ 172,000 $ 172,000 $ 32,000
North Port-Sarasota-Bradenton, FL 1 $ 78,000 $ 78,000 $ 20,000
Ocala, FL 1 $ 152,000 $ 152,000 $ 32,000
Olympia-Tumwater, WA 1 $ 280,000 $ 280,000 $ 77,000
Salem, OR 1 $ 164,000 $ 164,000 $ 44,000
Santa Maria-Santa Barbara, CA 1 $ 89,000 $ 89,000 $ 40,000
Santa Rosa, CA 1 $ 328,000 $ 328,000 $ 124,000

Mortgage Loan Application Detail Totals for Panorama Mortgage Group, LLC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,394 $462,840,000 $193,000 $740,000 $67,000 $913,000
Refinancing 454 $99,416,000 $218,000 $1,000,000 $72,000 $444,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,795 $336,963,000 $187,000 $648,000 $60,000 $913,000
White 706 $154,149,000 $218,000 $1,000,000 $84,000 $734,000
Asian 202 $42,958,000 $212,000 $608,000 $73,000 $540,000
Black or African American 106 $20,474,000 $193,000 $391,000 $64,000 $444,000
Native Hawaiian or Other Pacific Islander 23 $4,724,000 $205,000 $476,000 $70,000 $166,000
Not Provided 14 $2,394,000 $171,000 $421,000 $91,000 $159,000
American Indian or Alaskan Native 2 $594,000 $297,000 $365,000 $126,000 $170,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,557 $296,413,000 $190,000 $740,000 $58,000 $540,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,084 $213,347,000 $196,000 $608,000 $80,000 $913,000
VA-guaranteed (Veterans Administration) 185 $49,283,000 $266,000 $1,000,000 $76,000 $440,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $3,213,000 $146,000 $240,000 $48,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,176 $434,609,000 $199,000 $1,000,000 $68,000 $734,000
Application Withdrawn By Applicant 451 $86,583,000 $191,000 $836,000 $71,000 $913,000
Application Denied By Financial Institution 152 $26,818,000 $176,000 $517,000 $56,000 $192,000
Application Approved But Not Accepted 65 $13,036,000 $200,000 $520,000 $63,000 $136,000
File Closed For Incompleteness 4 $1,210,000 $302,000 $442,000 $74,000 $96,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 57 $10,793,000 $189,000 $417,000 $52,000 $154,000
Credit History 32 $5,268,000 $164,000 $456,000 $55,000 $166,000
Other 23 $4,832,000 $210,000 $357,000 $58,000 $97,000
Collateral 11 $1,210,000 $110,000 $266,000 $46,000 $152,000
Unverifiable Information 7 $1,139,000 $162,000 $272,000 $59,000 $117,000
Employment History 6 $727,000 $121,000 $233,000 $61,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 4 $671,000 $167,000 $216,000 $56,000 $100,000
Credit Application Incomplete 2 $684,000 $342,000 $517,000 $87,000 $136,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Panorama Mortgage Group, LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Panorama Mortgage Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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