Village Capital & Investment Mortgage Lending & HMDA Data, 2009

In 2009, Village Capital & Investment of Henderson, NV reported 8,628 mortgage applications totaling $1.9 billion, down 2% from 2008. The average application was for $220,803, and applicants reported an average income of $60,778. 29% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Philadelphia, PA (950), Camden, NJ (661) and Edison-New Brunswick, NJ (537) (applications in parentheses).

Mortgage Company & Address Village Capital & Investment
2460 Paseo Verde Pkwy Suite 100
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 8,628
Total Mortgage Loan Application Amount $1,905,090,000
Average Mortgage Loan Application Amount $220,803
Highest Mortgage Loan Application Amount $1,660,000
Average Applicant Income $60,778
Highest Applicant Income $1,714,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Village Capital & Investment by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 339 $ 55,577,000 $ 163,943 $ 45,000
Burlington, New Jersey 251 $ 55,526,000 $ 221,219 $ 65,000
Camden, New Jersey 243 $ 47,648,000 $ 196,082 $ 62,000
Middlesex, New Jersey 200 $ 61,597,000 $ 307,985 $ 82,000
Bucks, Pennsylvania 177 $ 42,314,000 $ 239,062 $ 65,000
Essex, New Jersey 174 $ 50,491,000 $ 290,178 $ 74,000
Montgomery, Pennsylvania 172 $ 41,668,000 $ 242,255 $ 67,000
Bergen, New Jersey 171 $ 61,658,000 $ 360,573 $ 87,000
Delaware, Pennsylvania 171 $ 31,817,000 $ 186,064 $ 51,000
Gloucester, New Jersey 167 $ 37,284,000 $ 223,257 $ 71,000
Ocean, New Jersey 146 $ 38,473,000 $ 263,513 $ 67,000
Monmouth, New Jersey 129 $ 39,671,000 $ 307,527 $ 87,000
Union, New Jersey 119 $ 34,121,000 $ 286,731 $ 73,000
York, Pennsylvania 116 $ 21,792,000 $ 187,862 $ 48,000
Hudson, New Jersey 113 $ 35,527,000 $ 314,398 $ 75,000
Mercer, New Jersey 111 $ 25,094,000 $ 226,072 $ 59,000
Passaic, New Jersey 110 $ 33,998,000 $ 309,072 $ 75,000
Cook, Illinois 106 $ 22,934,000 $ 216,358 $ 64,000
Allegheny, Pennsylvania 106 $ 17,140,000 $ 161,698 $ 54,000
Northampton, Pennsylvania 95 $ 20,155,000 $ 212,157 $ 58,000
New Castle, Delaware 93 $ 20,554,000 $ 221,010 $ 60,000
Chester, Pennsylvania 91 $ 23,303,000 $ 256,076 $ 66,000
Cumberland, New Jersey 87 $ 15,578,000 $ 179,057 $ 48,000
Morris, New Jersey 84 $ 27,227,000 $ 324,130 $ 102,000
Lehigh, Pennsylvania 79 $ 14,989,000 $ 189,734 $ 49,000
Prince George's, Maryland 77 $ 22,040,000 $ 286,233 $ 62,000
Lancaster, Pennsylvania 77 $ 14,572,000 $ 189,246 $ 52,000
Atlantic, New Jersey 70 $ 15,224,000 $ 217,485 $ 63,000
Berks, Pennsylvania 70 $ 12,127,000 $ 173,242 $ 44,000
Baltimore, Maryland 67 $ 15,223,000 $ 227,208 $ 55,000
Somerset, New Jersey 62 $ 17,140,000 $ 276,451 $ 76,000
Hartford, Connecticut 60 $ 12,965,000 $ 216,083 $ 46,000
New Haven, Connecticut 51 $ 12,100,000 $ 237,254 $ 52,000
Montgomery, Maryland 51 $ 15,784,000 $ 309,490 $ 71,000
Cumberland, Pennsylvania 50 $ 8,775,000 $ 175,500 $ 44,000
Franklin, Ohio 47 $ 7,980,000 $ 169,787 $ 62,000
Luzerne, Pennsylvania 47 $ 6,980,000 $ 148,510 $ 59,000
Baltimore City, Maryland 46 $ 7,354,000 $ 159,869 $ 45,000
Worcester, Massachusetts 46 $ 10,613,000 $ 230,717 $ 63,000
Dauphin, Pennsylvania 46 $ 8,122,000 $ 176,565 $ 62,000
Lackawanna, Pennsylvania 45 $ 7,463,000 $ 165,844 $ 40,000
Monroe, Pennsylvania 45 $ 8,943,000 $ 198,733 $ 67,000
Chesterfield, Virginia 43 $ 8,601,000 $ 200,023 $ 53,000
Westmoreland, Pennsylvania 42 $ 6,300,000 $ 150,000 $ 58,000
Franklin, Pennsylvania 41 $ 7,498,000 $ 182,878 $ 48,000
Middlesex, Massachusetts 40 $ 12,211,000 $ 305,275 $ 70,000
Cuyahoga, Ohio 40 $ 6,020,000 $ 150,500 $ 50,000
Hampden, Massachusetts 38 $ 6,944,000 $ 182,736 $ 48,000
Adams, Pennsylvania 36 $ 6,801,000 $ 188,916 $ 43,000
Henrico, Virginia 36 $ 7,602,000 $ 211,166 $ 49,000
Cape May, New Jersey 35 $ 8,658,000 $ 247,371 $ 63,000
Kent, Delaware 34 $ 7,211,000 $ 212,088 $ 37,000
Salem, New Jersey 34 $ 5,835,000 $ 171,617 $ 47,000
Warren, New Jersey 34 $ 9,407,000 $ 276,676 $ 67,000
Sussex, New Jersey 33 $ 8,985,000 $ 272,272 $ 81,000
Virginia Beach, Virginia 33 $ 7,315,000 $ 221,666 $ 51,000
Sussex, Delaware 31 $ 6,576,000 $ 212,129 $ 55,000
Fairfield, Connecticut 30 $ 9,243,000 $ 308,100 $ 73,000
Rockingham, New Hampshire 30 $ 7,017,000 $ 233,900 $ 69,000
Oklahoma, Oklahoma 30 $ 5,400,000 $ 180,000 $ 63,000
Lebanon, Pennsylvania 29 $ 5,704,000 $ 196,689 $ 45,000
Butler, Pennsylvania 28 $ 5,576,000 $ 199,142 $ 50,000
Anne Arundel, Maryland 25 $ 6,930,000 $ 277,200 $ 57,000
Harford, Maryland 24 $ 5,575,000 $ 232,291 $ 60,000
Essex, Massachusetts 24 $ 5,905,000 $ 246,041 $ 59,000
Hillsborough, New Hampshire 24 $ 5,512,000 $ 229,666 $ 64,000
Washington, Pennsylvania 24 $ 4,293,000 $ 178,875 $ 37,000
Fairfax, Virginia 24 $ 9,481,000 $ 395,041 $ 70,000
Norfolk, Massachusetts 23 $ 6,292,000 $ 273,565 $ 64,000
Hamilton, Ohio 23 $ 3,907,000 $ 169,869 $ 49,000
Carbon, Pennsylvania 23 $ 3,916,000 $ 170,260 $ 42,000
Prince William, Virginia 22 $ 5,501,000 $ 250,045 $ 66,000
Lake, Illinois 21 $ 4,059,000 $ 193,285 $ 62,000
Lake, Indiana 21 $ 3,942,000 $ 187,714 $ 66,000
Hunterdon, New Jersey 21 $ 6,485,000 $ 308,809 $ 82,000
Bristol, Massachusetts 20 $ 4,910,000 $ 245,500 $ 57,000
Summit, Ohio 20 $ 3,227,000 $ 161,350 $ 51,000
Newport News, Virginia 20 $ 3,661,000 $ 183,050 $ 36,000
York, Maine 19 $ 3,758,000 $ 197,789 $ 44,000
Suffolk, Massachusetts 19 $ 5,795,000 $ 305,000 $ 63,000
Will, Illinois 18 $ 3,426,000 $ 190,333 $ 54,000
Marion, Indiana 18 $ 2,889,000 $ 160,500 $ 73,000
Tulsa, Oklahoma 18 $ 3,469,000 $ 192,722 $ 99,000
Beaver, Pennsylvania 18 $ 3,082,000 $ 171,222 $ 59,000
Schuylkill, Pennsylvania 18 $ 2,744,000 $ 152,444 $ 51,000
Norfolk, Virginia 18 $ 3,767,000 $ 209,277 $ 69,000
New London, Connecticut 17 $ 3,867,000 $ 227,470 $ 58,000
Mercer, Pennsylvania 17 $ 2,572,000 $ 151,294 $ 50,000
Greenville, South Carolina 17 $ 2,969,000 $ 174,647 $ 35,000
Spotsylvania, Virginia 17 $ 3,819,000 $ 224,647 $ 42,000
DuPage, Illinois 16 $ 4,121,000 $ 257,562 $ 79,000
Kane, Illinois 16 $ 3,497,000 $ 218,562 $ 63,000
Charles, Maryland 16 $ 4,327,000 $ 270,437 $ 68,000
Plymouth, Massachusetts 16 $ 4,335,000 $ 270,937 $ 71,000
Wayne, Michigan 16 $ 2,502,000 $ 156,375 $ 52,000
Perry, Pennsylvania 16 $ 2,779,000 $ 173,687 $ 53,000
Portsmouth, Virginia 16 $ 2,490,000 $ 155,625 $ 51,000
Hamilton, Indiana 15 $ 3,008,000 $ 200,533 $ 46,000
Cumberland, Maine 15 $ 3,022,000 $ 201,466 $ 43,000
Marion, Florida 14 $ 2,956,000 $ 211,142 $ 49,000
Elkhart, Indiana 14 $ 2,658,000 $ 189,857 $ 49,000
Frederick, Maryland 14 $ 3,997,000 $ 285,500 $ 169,000
Centre, Pennsylvania 14 $ 2,754,000 $ 196,714 $ 46,000
Shelby, Tennessee 14 $ 2,835,000 $ 202,500 $ 82,000
Chesapeake, Virginia 14 $ 4,672,000 $ 333,714 $ 94,000
Stafford, Virginia 14 $ 3,815,000 $ 272,500 $ 92,000
Jefferson, Alabama 13 $ 2,065,000 $ 158,846 $ 46,000
McHenry, Illinois 13 $ 2,053,000 $ 157,923 $ 40,000
Kennebec, Maine 13 $ 2,274,000 $ 174,923 $ 43,000
Calvert, Maryland 13 $ 3,801,000 $ 292,384 $ 61,000
Carroll, Maryland 13 $ 3,315,000 $ 255,000 $ 72,000
Washington, Maryland 13 $ 2,796,000 $ 215,076 $ 43,000
Delaware, Ohio 13 $ 2,960,000 $ 227,692 $ 63,000
Cleveland, Oklahoma 13 $ 2,653,000 $ 204,076 $ 68,000
Fayette, Pennsylvania 13 $ 2,006,000 $ 154,307 $ 43,000
Pinellas, Florida 12 $ 2,178,000 $ 181,500 $ 63,000
Lycoming, Pennsylvania 12 $ 1,991,000 $ 165,916 $ 50,000
Loudoun, Virginia 12 $ 4,240,000 $ 353,333 $ 101,000
Cecil, Maryland 11 $ 2,738,000 $ 248,909 $ 60,000
Howard, Maryland 11 $ 3,335,000 $ 303,181 $ 69,000
Wicomico, Maryland 11 $ 1,709,000 $ 155,363 $ 30,000
St. Charles, Missouri 11 $ 2,317,000 $ 210,636 $ 69,000
St. Louis, Missouri 11 $ 1,961,000 $ 178,272 $ 43,000
Licking, Ohio 11 $ 2,046,000 $ 186,000 $ 46,000
Medina, Ohio 11 $ 2,158,000 $ 196,181 $ 48,000
Cambria, Pennsylvania 11 $ 1,738,000 $ 158,000 $ 26,000
Pike, Pennsylvania 11 $ 2,506,000 $ 227,818 $ 66,000
Roanoke, Virginia 11 $ 2,265,000 $ 205,909 $ 37,000
Litchfield, Connecticut 10 $ 2,280,000 $ 228,000 $ 67,000
Middlesex, Connecticut 10 $ 2,059,000 $ 205,900 $ 55,000
Tolland, Connecticut 10 $ 2,152,000 $ 215,200 $ 65,000
Hillsborough, Florida 10 $ 2,029,000 $ 202,900 $ 82,000
Tippecanoe, Indiana 10 $ 1,321,000 $ 132,100 $ 26,000
Blair, Pennsylvania 10 $ 1,673,000 $ 167,300 $ 45,000
Columbia, Pennsylvania 10 $ 1,700,000 $ 170,000 $ 44,000
Huntingdon, Pennsylvania 10 $ 1,581,000 $ 158,100 $ 55,000
Roanoke City, Virginia 10 $ 1,403,000 $ 140,300 $ 46,000
Maricopa, Arizona 9 $ 1,849,000 $ 205,444 $ 54,000
St. Joseph, Indiana 9 $ 1,628,000 $ 180,888 $ 50,000
Androscoggin, Maine 9 $ 1,545,000 $ 171,666 $ 40,000
St. Mary's, Maryland 9 $ 2,475,000 $ 275,000 $ 94,000
Montgomery, Ohio 9 $ 1,331,000 $ 147,888 $ 57,000
Erie, Pennsylvania 9 $ 1,226,000 $ 136,222 $ 27,000
Lawrence, Pennsylvania 9 $ 1,401,000 $ 155,666 $ 44,000
Somerset, Pennsylvania 9 $ 1,408,000 $ 156,444 $ 24,000
Wayne, Pennsylvania 9 $ 1,676,000 $ 186,222 $ 57,000
Horry, South Carolina 9 $ 1,750,000 $ 194,444 $ 61,000
Spartanburg, South Carolina 9 $ 1,565,000 $ 173,888 $ 52,000
Hampton, Virginia 9 $ 1,611,000 $ 179,000 $ 32,000
Louisa, Virginia 9 $ 1,973,000 $ 219,222 $ 34,000
Richmond City, Virginia 9 $ 1,850,000 $ 205,555 $ 42,000
Bay, Florida 8 $ 1,387,000 $ 173,375 $ 49,000
Gwinnett, Georgia 8 $ 1,619,000 $ 202,375 $ 59,000
Hendricks, Indiana 8 $ 1,706,000 $ 213,250 $ 55,000
Porter, Indiana 8 $ 1,453,000 $ 181,625 $ 39,000
Jefferson, Missouri 8 $ 1,862,000 $ 232,750 $ 74,000
Lorain, Ohio 8 $ 1,652,000 $ 206,500 $ 60,000
Northumberland, Pennsylvania 8 $ 1,158,000 $ 144,750 $ 44,000
Frederick, Virginia 8 $ 1,846,000 $ 230,750 $ 49,000
Adams, Colorado 7 $ 1,450,000 $ 207,142 $ 51,000
District of Columbia, District Of Columbia 7 $ 1,830,000 $ 261,428 $ 68,000
Orange, Florida 7 $ 1,074,000 $ 153,428 $ 48,000
Seminole, Florida 7 $ 1,260,000 $ 180,000 $ 73,000
DeKalb, Georgia 7 $ 1,082,000 $ 154,571 $ 39,000
Allen, Indiana 7 $ 1,354,000 $ 193,428 $ 39,000
Penobscot, Maine 7 $ 1,327,000 $ 189,571 $ 56,000
Jackson, Missouri 7 $ 1,004,000 $ 143,428 $ 36,000
Clermont, Ohio 7 $ 1,240,000 $ 177,142 $ 66,000
Stark, Ohio 7 $ 1,004,000 $ 143,428 $ 28,000
Warren, Ohio 7 $ 1,344,000 $ 192,000 $ 42,000
Wood, Ohio 7 $ 1,066,000 $ 152,285 $ 56,000
Clinton, Pennsylvania 7 $ 1,172,000 $ 167,428 $ 15,000
Fulton, Pennsylvania 7 $ 1,160,000 $ 165,714 $ 36,000
Berkeley, South Carolina 7 $ 1,101,000 $ 157,285 $ 43,000
Richland, South Carolina 7 $ 1,168,000 $ 166,857 $ 49,000
York, South Carolina 7 $ 1,254,000 $ 179,142 $ 48,000
Culpeper, Virginia 7 $ 1,596,000 $ 228,000 $ 56,000
Dinwiddie, Virginia 7 $ 1,202,000 $ 171,714 $ 24,000
Hanover, Virginia 7 $ 1,669,000 $ 238,428 $ 58,000
Warren, Virginia 7 $ 1,353,000 $ 193,285 $ 44,000
Cobb, Georgia 6 $ 1,119,000 $ 186,500 $ 70,000
Fulton, Georgia 6 $ 900,000 $ 150,000 $ 35,000
Clark, Indiana 6 $ 980,000 $ 163,333 $ 37,000
Johnson, Indiana 6 $ 867,000 $ 144,500 $ 38,000
Allegany, Maryland 6 $ 858,000 $ 143,000 $ 56,000
Monroe, Michigan 6 $ 1,007,000 $ 167,833 $ 48,000
Merrimack, New Hampshire 6 $ 1,235,000 $ 205,833 $ 44,000
Guilford, North Carolina 6 $ 729,000 $ 121,500 $ 32,000
Lake, Ohio 6 $ 1,506,000 $ 251,000 $ 77,000
Portage, Ohio 6 $ 1,089,000 $ 181,500 $ 79,000
Canadian, Oklahoma 6 $ 1,283,000 $ 213,833 $ 60,000
Crawford, Pennsylvania 6 $ 879,000 $ 146,500 $ 33,000
Union, Pennsylvania 6 $ 949,000 $ 158,166 $ 48,000
Campbell, Virginia 6 $ 879,000 $ 146,500 $ 48,000
Rockingham, Virginia 6 $ 1,197,000 $ 199,500 $ 48,000
Suffolk, Virginia 6 $ 1,148,000 $ 191,333 $ 43,000
Washington, Virginia 6 $ 977,000 $ 162,833 $ 71,000
Madison, Alabama 5 $ 790,000 $ 158,000 $ 75,000
Mobile, Alabama 5 $ 808,000 $ 161,600 $ 67,000
Shelby, Alabama 5 $ 773,000 $ 154,600 $ 52,000
San Diego, California 5 $ 1,153,000 $ 230,600 $ 68,000
Arapahoe, Colorado 5 $ 774,000 $ 154,800 $ 42,000
Windham, Connecticut 5 $ 1,090,000 $ 218,000 $ 109,000
Pasco, Florida 5 $ 839,000 $ 167,800 $ 58,000
Kendall, Illinois 5 $ 1,205,000 $ 241,000 $ 85,000
Vanderburgh, Indiana 5 $ 836,000 $ 167,200 $ 39,000
Berkshire, Massachusetts 5 $ 961,000 $ 192,200 $ 43,000
Hampshire, Massachusetts 5 $ 972,000 $ 194,400 $ 83,000
Strafford, New Hampshire 5 $ 1,034,000 $ 206,800 $ 48,000
Belmont, Ohio 5 $ 790,000 $ 158,000 $ 45,000
Fairfield, Ohio 5 $ 901,000 $ 180,200 $ 34,000
Lucas, Ohio 5 $ 957,000 $ 191,400 $ 65,000
Comanche, Oklahoma 5 $ 763,000 $ 152,600 $ 56,000
Bedford, Pennsylvania 5 $ 967,000 $ 193,400 $ 58,000
Elk, Pennsylvania 5 $ 938,000 $ 187,600 $ 53,000
Indiana, Pennsylvania 5 $ 759,000 $ 151,800 $ 62,000
Mifflin, Pennsylvania 5 $ 749,000 $ 149,800 $ 46,000
Tioga, Pennsylvania 5 $ 498,000 $ 99,600 $ 25,000
Aiken, South Carolina 5 $ 959,000 $ 191,800 $ 59,000
Dorchester, South Carolina 5 $ 1,086,000 $ 217,200 $ 54,000
Florence, South Carolina 5 $ 848,000 $ 169,600 $ 48,000
Davidson, Tennessee 5 $ 1,031,000 $ 206,200 $ 313,000
Gloucester, Virginia 5 $ 1,207,000 $ 241,400 $ 55,000
Prince George, Virginia 5 $ 1,223,000 $ 244,600 $ 29,000
Shenandoah, Virginia 5 $ 917,000 $ 183,400 $ 65,000
Baldwin, Alabama 4 $ 681,000 $ 170,250 $ 51,000
Jefferson, Colorado 4 $ 1,469,000 $ 367,250 $ 89,000
Highlands, Florida 4 $ 901,000 $ 225,250 $ 44,000
Indian River, Florida 4 $ 698,000 $ 174,500 $ 32,000
Miami-Dade, Florida 4 $ 734,000 $ 183,500 $ 53,000
Bartholomew, Indiana 4 $ 592,000 $ 148,000 $ 77,000
Marshall, Indiana 4 $ 549,000 $ 137,250 $ 35,000
Sagadahoc, Maine 4 $ 854,000 $ 213,500 $ 55,000
Garrett, Maryland 4 $ 757,000 $ 189,250 $ 77,000
St. Louis, Minnesota 4 $ 766,000 $ 191,500 $ 50,000
St. Louis City, Missouri 4 $ 484,000 $ 121,000 $ 19,000
Cheshire, New Hampshire 4 $ 729,000 $ 182,250 $ 48,000
Catawba, North Carolina 4 $ 594,000 $ 148,500 $ 58,000
Hancock, Ohio 4 $ 737,000 $ 184,250 $ 12,000
Knox, Ohio 4 $ 626,000 $ 156,500 $ 41,000
Perry, Ohio 4 $ 638,000 $ 159,500 $ 72,000
Ross, Ohio 4 $ 546,000 $ 136,500 $ 51,000
McClain, Oklahoma 4 $ 877,000 $ 219,250 $ 77,000
Rogers, Oklahoma 4 $ 907,000 $ 226,750 $ 68,000
Armstrong, Pennsylvania 4 $ 533,000 $ 133,250 $ 46,000
Jefferson, Pennsylvania 4 $ 625,000 $ 156,250 $ 51,000
Snyder, Pennsylvania 4 $ 580,000 $ 145,000 $ 23,000
Beaufort, South Carolina 4 $ 886,000 $ 221,500 $ 31,000
Charleston, South Carolina 4 $ 716,000 $ 179,000 $ 58,000
Laurens, South Carolina 4 $ 767,000 $ 191,750 $ 43,000
Lexington, South Carolina 4 $ 870,000 $ 217,500 $ 67,000
Pickens, South Carolina 4 $ 640,000 $ 160,000 $ 67,000
Hamblen, Tennessee 4 $ 473,000 $ 118,250 $ 50,000
Knox, Tennessee 4 $ 935,000 $ 233,750 $ 79,000
Albemarle, Virginia 4 $ 897,000 $ 224,250 $ 56,000
Bedford, Virginia 4 $ 668,000 $ 167,000 $ 66,000
Botetourt, Virginia 4 $ 731,000 $ 182,750 $ 56,000
Fluvanna, Virginia 4 $ 1,413,000 $ 353,250 $ 93,000
Goochland, Virginia 4 $ 1,236,000 $ 309,000 $ 84,000
Greene, Virginia 4 $ 782,000 $ 195,500 $ 17,000
Harrisonburg, Virginia 4 $ 742,000 $ 185,500 $ 27,000
Isle of Wight, Virginia 4 $ 923,000 $ 230,750 $ 235,000
Manassas, Virginia 4 $ 499,000 $ 124,750 $ 40,000
Orange, Virginia 4 $ 824,000 $ 206,000 $ 47,000
Petersburg, Virginia 4 $ 581,000 $ 145,250 $ 27,000
Powhatan, Virginia 4 $ 980,000 $ 245,000 $ 58,000
York, Virginia 4 $ 852,000 $ 213,000 $ 52,000
Anchorage, Alaska 3 $ 774,000 $ 258,000 $ 46,000
Douglas, Colorado 3 $ 738,000 $ 246,000 $ 73,000
Mesa, Colorado 3 $ 570,000 $ 190,000 $ 60,000
Broward, Florida 3 $ 449,000 $ 149,666 $ 69,000
Lee, Florida 3 $ 416,000 $ 138,666 $ 24,000
Leon, Florida 3 $ 565,000 $ 188,333 $ 42,000
Manatee, Florida 3 $ 505,000 $ 168,333 $ 45,000
Osceola, Florida 3 $ 646,000 $ 215,333 $ 157,000
Sumter, Florida 3 $ 666,000 $ 222,000 $ 64,000
Volusia, Florida 3 $ 640,000 $ 213,333 $ 76,000
Douglas, Georgia 3 $ 677,000 $ 225,666 $ 80,000
Forsyth, Georgia 3 $ 764,000 $ 254,666 $ 26,000
Richmond, Georgia 3 $ 527,000 $ 175,666 $ 37,000
Winnebago, Illinois 3 $ 387,000 $ 129,000 $ 26,000
Boone, Indiana 3 $ 495,000 $ 165,000 $ 23,000
Floyd, Indiana 3 $ 548,000 $ 182,666 $ 88,000
Hancock, Indiana 3 $ 510,000 $ 170,000 $ 64,000
Noble, Indiana 3 $ 404,000 $ 134,666 $ 47,000
Whitley, Indiana 3 $ 595,000 $ 198,333 $ 28,000
Oxford, Maine 3 $ 444,000 $ 148,000 $ 33,000
Piscataquis, Maine 3 $ 561,000 $ 187,000 $ 43,000
Somerset, Maine 3 $ 632,000 $ 210,666 $ 59,000
Queen Anne's, Maryland 3 $ 880,000 $ 293,333 $ 29,000
Worcester, Maryland 3 $ 1,006,000 $ 335,333 $ 482,000
Barnstable, Massachusetts 3 $ 811,000 $ 270,333 $ 72,000
Franklin, Massachusetts 3 $ 385,000 $ 128,333 $ 47,000
Macomb, Michigan 3 $ 584,000 $ 194,666 $ 74,000
Washtenaw, Michigan 3 $ 569,000 $ 189,666 $ 77,000
Boone, Missouri 3 $ 484,000 $ 161,333 $ 41,000
Forsyth, North Carolina 3 $ 487,000 $ 162,333 $ 38,000
Gaston, North Carolina 3 $ 341,000 $ 113,666 $ 37,000
Iredell, North Carolina 3 $ 365,000 $ 121,666 $ 25,000
Wake, North Carolina 3 $ 483,000 $ 161,000 $ 22,000
Butler, Ohio 3 $ 511,000 $ 170,333 $ 68,000
Clark, Ohio 3 $ 460,000 $ 153,333 $ 0
Columbiana, Ohio 3 $ 441,000 $ 147,000 $ 43,000
Scioto, Ohio 3 $ 381,000 $ 127,000 $ 79,000
Seneca, Ohio 3 $ 514,000 $ 171,333 $ 27,000
Union, Ohio 3 $ 558,000 $ 186,000 $ 61,000
Beckham, Oklahoma 3 $ 558,000 $ 186,000 $ 49,000
Carter, Oklahoma 3 $ 708,000 $ 236,000 $ 24,000
Logan, Oklahoma 3 $ 587,000 $ 195,666 $ 20,000
Osage, Oklahoma 3 $ 480,000 $ 160,000 $ 64,000
Pottawatomie, Oklahoma 3 $ 397,000 $ 132,333 $ 51,000
Bradford, Pennsylvania 3 $ 328,000 $ 109,333 $ 52,000
Greene, Pennsylvania 3 $ 353,000 $ 117,666 $ 33,000
Wyoming, Pennsylvania 3 $ 503,000 $ 167,666 $ 26,000
Orangeburg, South Carolina 3 $ 322,000 $ 107,333 $ 55,000
Putnam, Tennessee 3 $ 444,000 $ 148,000 $ 33,000
Sullivan, Tennessee 3 $ 622,000 $ 207,333 $ 68,000
Accomack, Virginia 3 $ 526,000 $ 175,333 $ 47,000
Buckingham, Virginia 3 $ 530,000 $ 176,666 $ 44,000
Fauquier, Virginia 3 $ 838,000 $ 279,333 $ 65,000
Franklin, Virginia 3 $ 654,000 $ 218,000 $ 119,000
King George, Virginia 3 $ 740,000 $ 246,666 $ 59,000
Lynchburg, Virginia 3 $ 565,000 $ 188,333 $ 20,000
Montgomery, Virginia 3 $ 949,000 $ 316,333 $ 55,000
Nelson, Virginia 3 $ 1,016,000 $ 338,666 $ 87,000
Page, Virginia 3 $ 592,000 $ 197,333 $ 18,000
Pittsylvania, Virginia 3 $ 398,000 $ 132,666 $ 41,000
Pulaski, Virginia 3 $ 406,000 $ 135,333 $ 42,000
Waynesboro, Virginia 3 $ 501,000 $ 167,000 $ 66,000
Wythe, Virginia 3 $ 767,000 $ 255,666 $ 31,000
Montgomery, Alabama 2 $ 274,000 $ 137,000 $ 40,000
Yavapai, Arizona 2 $ 326,000 $ 163,000 $ 12,000
Boulder, Colorado 2 $ 506,000 $ 253,000 $ 99,000
Denver, Colorado 2 $ 282,000 $ 141,000 $ 19,000
Larimer, Colorado 2 $ 471,000 $ 235,500 $ 85,000
Park, Colorado 2 $ 385,000 $ 192,500 $ 39,000
Weld, Colorado 2 $ 421,000 $ 210,500 $ 79,000
Clay, Florida 2 $ 460,000 $ 230,000 $ 71,000
Duval, Florida 2 $ 322,000 $ 161,000 $ 0
Flagler, Florida 2 $ 382,000 $ 191,000 $ 97,000
St. Lucie, Florida 2 $ 221,000 $ 110,500 $ 72,000
Carroll, Georgia 2 $ 504,000 $ 252,000 $ 87,000
Boone, Illinois 2 $ 321,000 $ 160,500 $ 74,000
Champaign, Illinois 2 $ 215,000 $ 107,500 $ 35,000
DeKalb, Illinois 2 $ 329,000 $ 164,500 $ 57,000
Jo Daviess, Illinois 2 $ 319,000 $ 159,500 $ 61,000
Kankakee, Illinois 2 $ 247,000 $ 123,500 $ 32,000
Monroe, Illinois 2 $ 310,000 $ 155,000 $ 48,000
Peoria, Illinois 2 $ 314,000 $ 157,000 $ 69,000
St. Clair, Illinois 2 $ 443,000 $ 221,500 $ 93,000
Williamson, Illinois 2 $ 256,000 $ 128,000 $ 32,000
Adams, Indiana 2 $ 373,000 $ 186,500 $ 54,000
Cass, Indiana 2 $ 188,000 $ 94,000 $ 19,000
Dearborn, Indiana 2 $ 455,000 $ 227,500 $ 30,000
Franklin, Indiana 2 $ 285,000 $ 142,500 $ 25,000
Grant, Indiana 2 $ 341,000 $ 170,500 $ 53,000
Greene, Indiana 2 $ 260,000 $ 130,000 $ 35,000
Howard, Indiana 2 $ 212,000 $ 106,000 $ 13,000
Huntington, Indiana 2 $ 367,000 $ 183,500 $ 83,000
Jasper, Indiana 2 $ 453,000 $ 226,500 $ 28,000
Jefferson, Indiana 2 $ 224,000 $ 112,000 $ 62,000
Kosciusko, Indiana 2 $ 267,000 $ 133,500 $ 56,000
LaPorte, Indiana 2 $ 316,000 $ 158,000 $ 38,000
Monroe, Indiana 2 $ 330,000 $ 165,000 $ 36,000
Morgan, Indiana 2 $ 397,000 $ 198,500 $ 0
Newton, Indiana 2 $ 402,000 $ 201,000 $ 51,000
Randolph, Indiana 2 $ 201,000 $ 100,500 $ 49,000
Shelby, Indiana 2 $ 249,000 $ 124,500 $ 28,000
Knox, Maine 2 $ 260,000 $ 130,000 $ 25,000
Lincoln, Maine 2 $ 443,000 $ 221,500 $ 27,000
Washington, Maine 2 $ 270,000 $ 135,000 $ 20,000
Caroline, Maryland 2 $ 415,000 $ 207,500 $ 59,000
Somerset, Maryland 2 $ 259,000 $ 129,500 $ 36,000
Talbot, Maryland 2 $ 376,000 $ 188,000 $ 54,000
Ingham, Michigan 2 $ 150,000 $ 75,000 $ 48,000
Livingston, Michigan 2 $ 459,000 $ 229,500 $ 87,000
St. Clair, Michigan 2 $ 321,000 $ 160,500 $ 51,000
Hennepin, Minnesota 2 $ 301,000 $ 150,500 $ 41,000
Kanabec, Minnesota 2 $ 395,000 $ 197,500 $ 64,000
Ramsey, Minnesota 2 $ 418,000 $ 209,000 $ 64,000
Clay, Missouri 2 $ 381,000 $ 190,500 $ 64,000
Franklin, Missouri 2 $ 282,000 $ 141,000 $ 79,000
Greene, Missouri 2 $ 229,000 $ 114,500 $ 50,000
Grafton, New Hampshire 2 $ 371,000 $ 185,500 $ 32,000
Brunswick, North Carolina 2 $ 283,000 $ 141,500 $ 58,000
Harnett, North Carolina 2 $ 327,000 $ 163,500 $ 17,000
Mecklenburg, North Carolina 2 $ 425,000 $ 212,500 $ 70,000
Rockingham, North Carolina 2 $ 315,000 $ 157,500 $ 54,000
Allen, Ohio 2 $ 316,000 $ 158,000 $ 52,000
Ashtabula, Ohio 2 $ 476,000 $ 238,000 $ 168,000
Fayette, Ohio 2 $ 191,000 $ 95,500 $ 40,000
Geauga, Ohio 2 $ 467,000 $ 233,500 $ 61,000
Greene, Ohio 2 $ 361,000 $ 180,500 $ 49,000
Logan, Ohio 2 $ 298,000 $ 149,000 $ 53,000
Mahoning, Ohio 2 $ 236,000 $ 118,000 $ 24,000
Mercer, Ohio 2 $ 245,000 $ 122,500 $ 25,000
Pickaway, Ohio 2 $ 302,000 $ 151,000 $ 0
Sandusky, Ohio 2 $ 412,000 $ 206,000 $ 67,000
Trumbull, Ohio 2 $ 362,000 $ 181,000 $ 66,000
Tuscarawas, Ohio 2 $ 366,000 $ 183,000 $ 142,000
Wayne, Ohio 2 $ 287,000 $ 143,500 $ 41,000
Cherokee, Oklahoma 2 $ 309,000 $ 154,500 $ 69,000
Garfield, Oklahoma 2 $ 497,000 $ 248,500 $ 154,000
Mayes, Oklahoma 2 $ 318,000 $ 159,000 $ 60,000
Wagoner, Oklahoma 2 $ 343,000 $ 171,500 $ 106,000
Clearfield, Pennsylvania 2 $ 177,000 $ 88,500 $ 15,000
McKean, Pennsylvania 2 $ 191,000 $ 95,500 $ 40,000
Susquehanna, Pennsylvania 2 $ 177,000 $ 88,500 $ 48,000
Venango, Pennsylvania 2 $ 373,000 $ 186,500 $ 72,000
Anderson, South Carolina 2 $ 268,000 $ 134,000 $ 15,000
Chester, South Carolina 2 $ 479,000 $ 239,500 $ 70,000
Darlington, South Carolina 2 $ 328,000 $ 164,000 $ 39,000
Georgetown, South Carolina 2 $ 352,000 $ 176,000 $ 0
Kershaw, South Carolina 2 $ 290,000 $ 145,000 $ 49,000
Blount, Tennessee 2 $ 325,000 $ 162,500 $ 23,000
Cumberland, Tennessee 2 $ 484,000 $ 242,000 $ 61,000
Dickson, Tennessee 2 $ 343,000 $ 171,500 $ 61,000
Hamilton, Tennessee 2 $ 433,000 $ 216,500 $ 22,000
Jefferson, Tennessee 2 $ 284,000 $ 142,000 $ 30,000
Montgomery, Tennessee 2 $ 383,000 $ 191,500 $ 30,000
Sevier, Tennessee 2 $ 381,000 $ 190,500 $ 33,000
Sumner, Tennessee 2 $ 526,000 $ 263,000 $ 71,000
Unicoi, Tennessee 2 $ 347,000 $ 173,500 $ 59,000
Alexandria, Virginia 2 $ 897,000 $ 448,500 $ 100,000
Alleghany, Virginia 2 $ 277,000 $ 138,500 $ 21,000
Amelia, Virginia 2 $ 344,000 $ 172,000 $ 16,000
Amherst, Virginia 2 $ 426,000 $ 213,000 $ 57,000
Arlington, Virginia 2 $ 1,025,000 $ 512,500 $ 114,000
Augusta, Virginia 2 $ 430,000 $ 215,000 $ 72,000
Buena Vista, Virginia 2 $ 312,000 $ 156,000 $ 49,000
Caroline, Virginia 2 $ 416,000 $ 208,000 $ 56,000
Charlottesville, Virginia 2 $ 357,000 $ 178,500 $ 48,000
Cumberland, Virginia 2 $ 245,000 $ 122,500 $ 47,000
Danville, Virginia 2 $ 636,000 $ 318,000 $ 108,000
Franklin City, Virginia 2 $ 341,000 $ 170,500 $ 24,000
Hopewell, Virginia 2 $ 253,000 $ 126,500 $ 21,000
King William, Virginia 2 $ 329,000 $ 164,500 $ 15,000
New Kent, Virginia 2 $ 369,000 $ 184,500 $ 44,000
Poquoson, Virginia 2 $ 490,000 $ 245,000 $ 82,000
Radford, Virginia 2 $ 224,000 $ 112,000 $ 49,000
Salem, Virginia 2 $ 236,000 $ 118,000 $ 28,000
Southampton, Virginia 2 $ 398,000 $ 199,000 $ 50,000
Tazewell, Virginia 2 $ 275,000 $ 137,500 $ 24,000
Westmoreland, Virginia 2 $ 421,000 $ 210,500 $ 116,000
Dane, Wisconsin 2 $ 232,000 $ 116,000 $ 32,000
Milwaukee, Wisconsin 2 $ 461,000 $ 230,500 $ 93,000
Chilton, Alabama 1 $ 104,000 $ 104,000 $ 68,000
Clarke, Alabama 1 $ 190,000 $ 190,000 $ 105,000
Coffee, Alabama 1 $ 226,000 $ 226,000 $ 79,000
Covington, Alabama 1 $ 184,000 $ 184,000 $ 95,000
DeKalb, Alabama 1 $ 175,000 $ 175,000 $ 60,000
Escambia, Alabama 1 $ 138,000 $ 138,000 $ 51,000
Houston, Alabama 1 $ 130,000 $ 130,000 $ 53,000
Marengo, Alabama 1 $ 96,000 $ 96,000 $ 23,000
Russell, Alabama 1 $ 179,000 $ 179,000 $ 0
St. Clair, Alabama 1 $ 194,000 $ 194,000 $ 0
Talladega, Alabama 1 $ 201,000 $ 201,000 $ 72,000
Tuscaloosa, Alabama 1 $ 221,000 $ 221,000 $ 65,000
Pima, Arizona 1 $ 217,000 $ 217,000 $ 0
Pinal, Arizona 1 $ 154,000 $ 154,000 $ 0
Contra Costa, California 1 $ 131,000 $ 131,000 $ 46,000
El Dorado, California 1 $ 515,000 $ 515,000 $ 114,000
Fresno, California 1 $ 166,000 $ 166,000 $ 52,000
Monterey, California 1 $ 190,000 $ 190,000 $ 48,000
Napa, California 1 $ 687,000 $ 687,000 $ 0
Placer, California 1 $ 424,000 $ 424,000 $ 119,000
Sacramento, California 1 $ 128,000 $ 128,000 $ 42,000
San Bernardino, California 1 $ 193,000 $ 193,000 $ 60,000
San Joaquin, California 1 $ 138,000 $ 138,000 $ 65,000
San Luis Obispo, California 1 $ 483,000 $ 483,000 $ 91,000
Ventura, California 1 $ 222,000 $ 222,000 $ 0
Eagle, Colorado 1 $ 455,000 $ 455,000 $ 97,000
El Paso, Colorado 1 $ 170,000 $ 170,000 $ 68,000
La Plata, Colorado 1 $ 415,000 $ 415,000 $ 216,000
Moffat, Colorado 1 $ 147,000 $ 147,000 $ 36,000
Otero, Colorado 1 $ 100,000 $ 100,000 $ 53,000
Pueblo, Colorado 1 $ 222,000 $ 222,000 $ 0
Routt, Colorado 1 $ 416,000 $ 416,000 $ 0
Summit, Colorado 1 $ 417,000 $ 417,000 $ 174,000
Alachua, Florida 1 $ 201,000 $ 201,000 $ 127,000
Citrus, Florida 1 $ 178,000 $ 178,000 $ 42,000
Columbia, Florida 1 $ 81,000 $ 81,000 $ 22,000
Gulf, Florida 1 $ 414,000 $ 414,000 $ 155,000
Hernando, Florida 1 $ 219,000 $ 219,000 $ 115,000
Jackson, Florida 1 $ 87,000 $ 87,000 $ 49,000
Lake, Florida 1 $ 98,000 $ 98,000 $ 81,000
Okeechobee, Florida 1 $ 276,000 $ 276,000 $ 161,000
Palm Beach, Florida 1 $ 137,000 $ 137,000 $ 39,000
Polk, Florida 1 $ 175,000 $ 175,000 $ 65,000
Sarasota, Florida 1 $ 181,000 $ 181,000 $ 63,000
St. Johns, Florida 1 $ 205,000 $ 205,000 $ 77,000
Walton, Florida 1 $ 120,000 $ 120,000 $ 0
Baldwin, Georgia 1 $ 108,000 $ 108,000 $ 33,000
Camden, Georgia 1 $ 119,000 $ 119,000 $ 49,000
Chatham, Georgia 1 $ 122,000 $ 122,000 $ 0
Cherokee, Georgia 1 $ 154,000 $ 154,000 $ 84,000
Clayton, Georgia 1 $ 110,000 $ 110,000 $ 0
Colquitt, Georgia 1 $ 153,000 $ 153,000 $ 41,000
Columbia, Georgia 1 $ 205,000 $ 205,000 $ 109,000
Coweta, Georgia 1 $ 326,000 $ 326,000 $ 191,000
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Mortgage Loan Application Detail Totals for Village Capital & Investment in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,788 $1,734,521,000 $222,000 $1,660,000 $60,000 $1,714,000
Home Purchase 840 $170,569,000 $203,000 $611,000 $68,000 $390,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 4,082 $926,873,000 $227,000 $1,660,000 $55,000 $1,714,000
White 3,368 $725,329,000 $215,000 $742,000 $67,000 $1,512,000
Black or African American 712 $145,311,000 $204,000 $644,000 $60,000 $260,000
Hispanic 346 $76,776,000 $221,000 $604,000 $59,000 $279,000
Asian 96 $25,159,000 $262,000 $606,000 $78,000 $344,000
American Indian or Alaskan Native 14 $3,222,000 $230,000 $428,000 $65,000 $156,000
Native Hawaiian or Other Pacific Islander 10 $2,420,000 $242,000 $417,000 $66,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 7,812 $1,722,486,000 $220,000 $838,000 $58,000 $1,714,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 810 $181,343,000 $223,000 $1,660,000 $81,000 $1,268,000
VA-guaranteed (Veterans Administration) 6 $1,261,000 $210,000 $342,000 $13,000 $50,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 3,896 $859,446,000 $220,000 $1,660,000 $61,000 $1,320,000
Loan Originated 2,460 $521,132,000 $211,000 $704,000 $63,000 $1,268,000
Application Denied By Financial Institution 2,270 $523,775,000 $230,000 $825,000 $57,000 $1,714,000
File Closed For Incompleteness 2 $737,000 $368,000 $417,000 $142,000 $152,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Village Capital & Investment's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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