Village Capital & Investment Mortgage Lending & HMDA Data, 2009

In 2009, Village Capital & Investment of Henderson, NV reported 8,628 mortgage applications totaling $1.9 billion, down 2% from 2008. The average application was for $220,803, and applicants reported an average income of $60,778. 29% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Philadelphia, PA (950), Camden, NJ (661) and Edison-New Brunswick, NJ (537) (applications in parentheses).

Mortgage Company & Address Village Capital & Investment
2460 Paseo Verde Pkwy Suite 100
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 8,628
Total Mortgage Loan Application Amount $1,905,090,000
Average Mortgage Loan Application Amount $220,803
Highest Mortgage Loan Application Amount $1,660,000
Average Applicant Income $60,778
Highest Applicant Income $1,714,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Village Capital & Investment by Metropolitan Area in 2009

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, PA 950 $ 194,679,000 $ 204,925 $ 56,000
Camden, NJ 661 $ 140,458,000 $ 212,493 $ 65,000
Edison-New Brunswick, NJ 537 $ 156,881,000 $ 292,143 $ 78,000
Newark-Union, NJ-PA 442 $ 129,815,000 $ 293,699 $ 79,651
New York-White Plains-Wayne, NY-NJ 395 $ 131,600,000 $ 333,164 $ 80,083
Pittsburgh, PA 235 $ 38,930,000 $ 165,659 $ 52,000
Allentown-Bethlehem-Easton, PA-NJ 231 $ 48,467,000 $ 209,813 $ 55,060
Washington-Arlington-Alexandria, DC-VA-MD-WV 222 $ 63,952,000 $ 288,072 $ 66,103
Baltimore-Towson, MD 189 $ 42,612,000 $ 225,460 $ 55,000
Chicago-Naperville-Joliet, IL 177 $ 37,837,000 $ 213,768 $ 63,000
Richmond, VA 141 $ 29,055,000 $ 206,063 $ 46,000
Wilmington, DE-MD-NJ 138 $ 29,127,000 $ 211,065 $ 56,797
Virginia Beach-Norfolk-Newport News, VA-NC 133 $ 29,123,000 $ 218,969 $ 61,000
York-Hanover, PA 116 $ 21,792,000 $ 187,862 $ 48,000
Harrisburg-Carlisle, PA 112 $ 19,676,000 $ 175,678 $ 53,000
Trenton-Ewing, NJ 111 $ 25,094,000 $ 226,072 $ 59,000
Scranton--Wilkes-Barre, PA 95 $ 14,946,000 $ 157,326 $ 49,000
Vineland-Millville-Bridgeton, NJ 87 $ 15,578,000 $ 179,057 $ 48,000
Columbus, OH 83 $ 15,101,000 $ 181,939 $ 55,000
Hartford-West Hartford-East Hartford, CT 80 $ 17,176,000 $ 214,700 $ 50,000
Lancaster, PA 77 $ 14,572,000 $ 189,246 $ 52,000
Atlantic City-Hammonton, NJ 70 $ 15,224,000 $ 217,485 $ 63,000
Reading, PA 70 $ 12,127,000 $ 173,242 $ 44,000
Cleveland-Elyria-Mentor, OH 67 $ 11,803,000 $ 176,164 $ 54,000
Bethesda-Frederick-Rockville, MD 65 $ 19,781,000 $ 304,323 $ 92,000
Boston-Quincy, MA 58 $ 16,422,000 $ 283,137 $ 65,000
Indianapolis-Carmel, IN 58 $ 10,314,000 $ 177,827 $ 52,000
Oklahoma City, OK 57 $ 11,022,000 $ 193,368 $ 61,000
New Haven-Milford, CT 51 $ 12,100,000 $ 237,254 $ 52,000
Springfield, MA 46 $ 8,301,000 $ 180,456 $ 52,000
Worcester, MA 46 $ 10,613,000 $ 230,717 $ 63,000
Cincinnati-Middletown, OH-KY-IN 44 $ 7,742,000 $ 175,954 $ 49,727
Atlanta-Sandy Springs-Marietta, GA 42 $ 8,224,000 $ 195,809 $ 60,000
St. Louis, MO-IL 42 $ 8,090,000 $ 192,619 $ 59,142
Cambridge-Newton-Framingham, MA 40 $ 12,211,000 $ 305,275 $ 70,000
Portland-South Portland-Biddeford, ME 38 $ 7,634,000 $ 200,894 $ 45,000
Ocean City, NJ 35 $ 8,658,000 $ 247,371 $ 63,000
Rockingham County-Strafford County, NH 35 $ 8,051,000 $ 230,028 $ 66,000
Dover, DE 34 $ 7,211,000 $ 212,088 $ 37,000
Gary, IN 33 $ 6,250,000 $ 189,393 $ 56,000
Bridgeport-Stamford-Norwalk, CT 30 $ 9,243,000 $ 308,100 $ 73,000
Roanoke, VA 30 $ 5,289,000 $ 176,300 $ 50,000
Tulsa, OK 30 $ 5,667,000 $ 188,900 $ 89,000
Lebanon, PA 29 $ 5,704,000 $ 196,689 $ 45,000
Tampa-St. Petersburg-Clearwater, FL 28 $ 5,265,000 $ 188,035 $ 71,000
Akron, OH 26 $ 4,316,000 $ 166,000 $ 58,000
Greenville-Mauldin-Easley, SC 25 $ 4,376,000 $ 175,040 $ 42,000
Manchester-Nashua, NH 24 $ 5,512,000 $ 229,666 $ 64,000
Peabody, MA 24 $ 5,905,000 $ 246,041 $ 59,000
Denver-Aurora-Broomfield, CO 23 $ 5,098,000 $ 221,652 $ 54,000
Lake County-Kenosha County, IL-WI 22 $ 4,263,000 $ 193,772 $ 64,272
Youngstown-Warren-Boardman, OH-PA 21 $ 3,170,000 $ 150,952 $ 49,047
Birmingham-Hoover, AL 20 $ 3,136,000 $ 156,800 $ 46,000
Providence-New Bedford-Fall River, RI-MA 20 $ 4,910,000 $ 245,500 $ 57,000
Orlando-Kissimmee, FL 18 $ 3,078,000 $ 171,000 $ 77,000
Charlottesville, VA 17 $ 4,465,000 $ 262,647 $ 60,000
Norwich-New London, CT 17 $ 3,867,000 $ 227,470 $ 58,000
Charleston-North Charleston-Summerville, SC 16 $ 2,903,000 $ 181,437 $ 50,000
Detroit-Livonia-Dearborn, MI 16 $ 2,502,000 $ 156,375 $ 52,000
Lynchburg, VA 16 $ 2,663,000 $ 166,437 $ 47,000
Memphis, TN-MS-AR 16 $ 3,264,000 $ 204,000 $ 80,000
Elkhart-Goshen, IN 14 $ 2,658,000 $ 189,857 $ 49,000
Ocala, FL 14 $ 2,956,000 $ 211,142 $ 49,000
State College, PA 14 $ 2,754,000 $ 196,714 $ 46,000
Toledo, OH 14 $ 2,345,000 $ 167,500 $ 54,000
Columbia, SC 13 $ 2,328,000 $ 179,076 $ 54,000
Hagerstown-Martinsburg, MD-WV 13 $ 2,796,000 $ 215,076 $ 43,000
Salisbury, MD 13 $ 1,968,000 $ 151,384 $ 31,000
Charlotte-Gastonia-Concord, NC-SC 12 $ 2,020,000 $ 168,333 $ 48,833
Dayton, OH 12 $ 1,859,000 $ 154,916 $ 55,000
Nashville-Davidson--Murfreesboro--Franklin, TN 12 $ 2,476,000 $ 206,333 $ 166,000
Williamsport, PA 12 $ 1,991,000 $ 165,916 $ 50,000
Fort Wayne, IN 11 $ 2,069,000 $ 188,090 $ 35,000
Johnstown, PA 11 $ 1,738,000 $ 158,000 $ 26,000
Kingsport-Bristol-Bristol, TN-VA 11 $ 1,860,000 $ 169,090 $ 62,090
Altoona, PA 10 $ 1,673,000 $ 167,300 $ 45,000
Augusta-Richmond County, GA-SC 10 $ 1,820,000 $ 182,000 $ 55,000
Harrisonburg, VA 10 $ 1,939,000 $ 193,900 $ 40,000
Kansas City, MO-KS 10 $ 1,491,000 $ 149,100 $ 38,000
Lafayette, IN 10 $ 1,321,000 $ 132,100 $ 26,000
Louisville-Jefferson County, KY-IN 10 $ 1,668,000 $ 166,800 $ 51,000
Phoenix-Mesa-Scottsdale, AZ 10 $ 2,003,000 $ 200,300 $ 48,000
Erie, PA 9 $ 1,226,000 $ 136,222 $ 27,000
Knoxville, TN 9 $ 1,723,000 $ 191,444 $ 54,000
Lewiston-Auburn, ME 9 $ 1,545,000 $ 171,666 $ 40,000
Myrtle Beach-North Myrtle Beach-Conway, SC 9 $ 1,750,000 $ 194,444 $ 61,000
South Bend-Mishawaka, IN-MI 9 $ 1,628,000 $ 180,888 $ 50,000
Spartanburg, SC 9 $ 1,565,000 $ 173,888 $ 52,000
Blacksburg-Christiansburg-Radford, VA 8 $ 1,579,000 $ 197,375 $ 48,000
Canton-Massillon, OH 8 $ 1,149,000 $ 143,625 $ 31,000
Greensboro-High Point, NC 8 $ 1,044,000 $ 130,500 $ 38,000
Panama City-Lynn Haven-Panama City Beach, FL 8 $ 1,387,000 $ 173,375 $ 49,000
Warren-Troy-Farmington Hills, MI 8 $ 1,554,000 $ 194,250 $ 72,000
Winchester, VA-WV 8 $ 1,846,000 $ 230,750 $ 49,000
Bangor, ME 7 $ 1,327,000 $ 189,571 $ 56,000
Florence, SC 7 $ 1,176,000 $ 168,000 $ 46,000
Minneapolis-St. Paul-Bloomington, MN-WI 7 $ 1,297,000 $ 185,285 $ 51,000
Morristown, TN 7 $ 859,000 $ 122,714 $ 40,000
Cumberland, MD-WV 6 $ 858,000 $ 143,000 $ 56,000
Hickory-Lenoir-Morganton, NC 6 $ 1,020,000 $ 170,000 $ 65,000
Monroe, MI 6 $ 1,007,000 $ 167,833 $ 48,000
Bloomington, IN 5 $ 970,000 $ 194,000 $ 28,000
Danville, VA 5 $ 1,034,000 $ 206,800 $ 68,000
Duluth, MN-WI 5 $ 950,000 $ 190,000 $ 57,000
Evansville, IN-KY 5 $ 836,000 $ 167,200 $ 39,000
Huntsville, AL 5 $ 790,000 $ 158,000 $ 75,000
Jacksonville, FL 5 $ 987,000 $ 197,400 $ 43,000
Lawton, OK 5 $ 763,000 $ 152,600 $ 56,000
Mobile, AL 5 $ 808,000 $ 161,600 $ 67,000
Pittsfield, MA 5 $ 961,000 $ 192,200 $ 43,000
Rockford, IL 5 $ 708,000 $ 141,600 $ 45,000
San Diego-Carlsbad-San Marcos, CA 5 $ 1,153,000 $ 230,600 $ 68,000
Wheeling, WV-OH 5 $ 790,000 $ 158,000 $ 45,000
Bradenton-Sarasota-Venice, FL 4 $ 686,000 $ 171,500 $ 49,000
Columbus, IN 4 $ 592,000 $ 148,000 $ 77,000
Miami-Miami Beach-Kendall, FL 4 $ 734,000 $ 183,500 $ 53,000
Sebastian-Vero Beach, FL 4 $ 698,000 $ 174,500 $ 32,000
Anchorage, AK 3 $ 774,000 $ 258,000 $ 46,000
Ann Arbor, MI 3 $ 569,000 $ 189,666 $ 77,000
Asheville, NC 3 $ 578,000 $ 192,666 $ 23,000
Barnstable Town, MA 3 $ 811,000 $ 270,333 $ 72,000
Cape Coral-Fort Myers, FL 3 $ 416,000 $ 138,666 $ 24,000
Columbia, MO 3 $ 484,000 $ 161,333 $ 41,000
Deltona-Daytona Beach-Ormond Beach, FL 3 $ 640,000 $ 213,333 $ 76,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3 $ 449,000 $ 149,666 $ 69,000
Grand Junction, CO 3 $ 570,000 $ 190,000 $ 60,000
Lansing-East Lansing, MI 3 $ 411,000 $ 137,000 $ 62,000
Milwaukee-Waukesha-West Allis, WI 3 $ 732,000 $ 244,000 $ 109,000
Peoria, IL 3 $ 445,000 $ 148,333 $ 69,000
Raleigh-Cary, NC 3 $ 483,000 $ 161,000 $ 22,000
Sacramento--Arden-Arcade--Roseville, CA 3 $ 1,067,000 $ 355,666 $ 91,000
Springfield, MO 3 $ 314,000 $ 104,666 $ 42,000
Springfield, OH 3 $ 460,000 $ 153,333 $ 0
Tallahassee, FL 3 $ 565,000 $ 188,333 $ 42,000
Wilmington, NC 3 $ 689,000 $ 229,666 $ 73,000
Winston-Salem, NC 3 $ 487,000 $ 162,333 $ 38,000
Anderson, SC 2 $ 268,000 $ 134,000 $ 15,000
Boulder, CO 2 $ 506,000 $ 253,000 $ 99,000
Champaign-Urbana, IL 2 $ 215,000 $ 107,500 $ 35,000
Chattanooga, TN-GA 2 $ 433,000 $ 216,500 $ 22,000
Clarksville, TN-KY 2 $ 383,000 $ 191,500 $ 30,000
Columbus, GA-AL 2 $ 361,000 $ 180,500 $ 17,500
Fort Collins-Loveland, CO 2 $ 471,000 $ 235,500 $ 85,000
Greeley, CO 2 $ 421,000 $ 210,500 $ 79,000
Jackson, TN 2 $ 228,000 $ 114,000 $ 23,000
Johnson City, TN 2 $ 347,000 $ 173,500 $ 59,000
Joplin, MO 2 $ 262,000 $ 131,000 $ 15,000
Kankakee-Bradley, IL 2 $ 247,000 $ 123,500 $ 32,000
Kokomo, IN 2 $ 212,000 $ 106,000 $ 13,000
Lima, OH 2 $ 316,000 $ 158,000 $ 52,000
Madison, WI 2 $ 232,000 $ 116,000 $ 32,000
Michigan City-La Porte, IN 2 $ 316,000 $ 158,000 $ 38,000
Montgomery, AL 2 $ 274,000 $ 137,000 $ 40,000
Nassau-Suffolk, NY 2 $ 516,000 $ 258,000 $ 71,000
Palm Coast, FL 2 $ 382,000 $ 191,000 $ 97,000
Port St. Lucie, FL 2 $ 221,000 $ 110,500 $ 72,000
Prescott, AZ 2 $ 326,000 $ 163,000 $ 12,000
Anderson, IN 1 $ 222,000 $ 222,000 $ 0
Bay City, MI 1 $ 77,000 $ 77,000 $ 41,000
Brunswick, GA 1 $ 122,000 $ 122,000 $ 28,000
Buffalo-Niagara Falls, NY 1 $ 81,000 $ 81,000 $ 27,000
Colorado Springs, CO 1 $ 170,000 $ 170,000 $ 68,000
Dothan, AL 1 $ 130,000 $ 130,000 $ 53,000
Durham-Chapel Hill, NC 1 $ 204,000 $ 204,000 $ 65,000
Flint, MI 1 $ 108,000 $ 108,000 $ 45,000
Fort Smith, AR-OK 1 $ 160,000 $ 160,000 $ 0
Fresno, CA 1 $ 166,000 $ 166,000 $ 52,000
Gainesville, FL 1 $ 201,000 $ 201,000 $ 127,000
Goldsboro, NC 1 $ 106,000 $ 106,000 $ 51,000
Grand Rapids-Wyoming, MI 1 $ 187,000 $ 187,000 $ 42,000
Green Bay, WI 1 $ 90,000 $ 90,000 $ 33,000
Greenville, NC 1 $ 208,000 $ 208,000 $ 42,000
Honolulu, HI 1 $ 397,000 $ 397,000 $ 0
Houston-Sugar Land-Baytown, TX 1 $ 222,000 $ 222,000 $ 0
Huntington-Ashland, WV-KY-OH 1 $ 102,000 $ 102,000 $ 32,000
Jacksonville, NC 1 $ 186,000 $ 186,000 $ 68,000
Lakeland-Winter Haven, FL 1 $ 175,000 $ 175,000 $ 65,000
Mansfield, OH 1 $ 167,000 $ 167,000 $ 82,000
Muncie, IN 1 $ 236,000 $ 236,000 $ 52,000
Napa, CA 1 $ 687,000 $ 687,000 $ 0
Oakland-Fremont-Hayward, CA 1 $ 131,000 $ 131,000 $ 46,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 222,000 $ 222,000 $ 0
Pueblo, CO 1 $ 222,000 $ 222,000 $ 0
Riverside-San Bernardino-Ontario, CA 1 $ 193,000 $ 193,000 $ 60,000
Rochester, MN 1 $ 140,000 $ 140,000 $ 44,000
Salinas, CA 1 $ 190,000 $ 190,000 $ 48,000
San Antonio, TX 1 $ 258,000 $ 258,000 $ 48,000
San Luis Obispo-Paso Robles, CA 1 $ 483,000 $ 483,000 $ 91,000
Sandusky, OH 1 $ 86,000 $ 86,000 $ 0
Savannah, GA 1 $ 122,000 $ 122,000 $ 0
Stockton, CA 1 $ 138,000 $ 138,000 $ 65,000
Sumter, SC 1 $ 222,000 $ 222,000 $ 30,000
Tucson, AZ 1 $ 217,000 $ 217,000 $ 0
Tuscaloosa, AL 1 $ 221,000 $ 221,000 $ 65,000
Weirton-Steubenville, WV-OH 1 $ 222,000 $ 222,000 $ 0
West Palm Beach-Boca Raton-Boynton Beach, FL 1 $ 137,000 $ 137,000 $ 39,000

Mortgage Loan Application Detail Totals for Village Capital & Investment in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,788 $1,734,521,000 $222,000 $1,660,000 $60,000 $1,714,000
Home Purchase 840 $170,569,000 $203,000 $611,000 $68,000 $390,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 4,082 $926,873,000 $227,000 $1,660,000 $55,000 $1,714,000
White 3,368 $725,329,000 $215,000 $742,000 $67,000 $1,512,000
Black or African American 712 $145,311,000 $204,000 $644,000 $60,000 $260,000
Hispanic 346 $76,776,000 $221,000 $604,000 $59,000 $279,000
Asian 96 $25,159,000 $262,000 $606,000 $78,000 $344,000
American Indian or Alaskan Native 14 $3,222,000 $230,000 $428,000 $65,000 $156,000
Native Hawaiian or Other Pacific Islander 10 $2,420,000 $242,000 $417,000 $66,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 7,812 $1,722,486,000 $220,000 $838,000 $58,000 $1,714,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 810 $181,343,000 $223,000 $1,660,000 $81,000 $1,268,000
VA-guaranteed (Veterans Administration) 6 $1,261,000 $210,000 $342,000 $13,000 $50,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 3,896 $859,446,000 $220,000 $1,660,000 $61,000 $1,320,000
Loan Originated 2,460 $521,132,000 $211,000 $704,000 $63,000 $1,268,000
Application Denied By Financial Institution 2,270 $523,775,000 $230,000 $825,000 $57,000 $1,714,000
File Closed For Incompleteness 2 $737,000 $368,000 $417,000 $142,000 $152,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Village Capital & Investment's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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