Wcs Lending, LLC Mortgage Lending & HMDA Data, 2011
In 2011, Wcs Lending, LLC of Boca Raton, FL reported 5,446 mortgage applications totaling $1.3 billion, up 23% from 2010. The average application was for $230,744, and applicants reported an average income of $84,065. 79% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (626), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (317) and Chicago-Joliet-Naperville, IL (224) (applications in parentheses).
| Mortgage Company & Address | Wcs Lending, LLC 951 Yamato Road, Suite 150 Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,446 |
| Total Mortgage Loan Application Amount | $1,256,635,000 |
| Average Mortgage Loan Application Amount | $230,744 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $84,065 |
| Highest Applicant Income | $7,377,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wcs Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 626 | $ 259,462,000 | $ 414,476 | $ 135,137 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 317 | $ 61,703,000 | $ 194,646 | $ 84,000 |
| Chicago-Joliet-Naperville, IL | 224 | $ 41,990,000 | $ 187,455 | $ 61,000 |
| Miami-Miami Beach-Kendall, FL | 217 | $ 37,361,000 | $ 172,170 | $ 55,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 210 | $ 44,408,000 | $ 211,466 | $ 130,000 |
| Newark-Union, NJ-PA | 178 | $ 52,146,000 | $ 292,955 | $ 98,000 |
| Nassau-Suffolk, NY | 143 | $ 47,342,000 | $ 331,062 | $ 117,000 |
| Columbus, OH | 107 | $ 17,205,000 | $ 160,794 | $ 59,000 |
| Edison-New Brunswick, NJ | 101 | $ 28,466,000 | $ 281,841 | $ 88,000 |
| Atlanta-Sandy Springs-Marietta, GA | 94 | $ 16,532,000 | $ 175,872 | $ 63,000 |
| Lakeland-Winter Haven, FL | 90 | $ 12,074,000 | $ 134,155 | $ 43,000 |
| Cincinnati-Middletown, OH-KY-IN | 89 | $ 13,575,000 | $ 152,528 | $ 54,966 |
| Riverside-San Bernardino-Ontario, CA | 89 | $ 19,183,000 | $ 215,539 | $ 62,000 |
| Philadelphia, PA | 82 | $ 19,582,000 | $ 238,804 | $ 83,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 77 | $ 29,616,000 | $ 384,623 | $ 170,935 |
| Tampa-St. Petersburg-Clearwater, FL | 73 | $ 12,815,000 | $ 175,547 | $ 60,000 |
| Los Angeles-Long Beach-Glendale, CA | 67 | $ 26,568,000 | $ 396,537 | $ 100,000 |
| Baton Rouge, LA | 65 | $ 10,511,000 | $ 161,707 | $ 53,000 |
| Houston-Sugar Land-Baytown, TX | 63 | $ 11,038,000 | $ 175,206 | $ 87,000 |
| Albany-Schenectady-Troy, NY | 59 | $ 10,344,000 | $ 175,322 | $ 57,000 |
| Orlando-Kissimmee-Sanford, FL | 57 | $ 8,568,000 | $ 150,315 | $ 48,000 |
| Warren-Troy-Farmington Hills, MI | 57 | $ 10,039,000 | $ 176,122 | $ 90,000 |
| Binghamton, NY | 56 | $ 7,494,000 | $ 133,821 | $ 54,000 |
| Camden, NJ | 54 | $ 10,759,000 | $ 199,240 | $ 76,000 |
| Cleveland-Elyria-Mentor, OH | 47 | $ 7,263,000 | $ 154,531 | $ 55,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 43 | $ 7,801,000 | $ 181,418 | $ 58,000 |
| Santa Ana-Anaheim-Irvine, CA | 36 | $ 13,393,000 | $ 372,027 | $ 85,000 |
| Providence-New Bedford-Fall River, RI-MA | 35 | $ 7,311,000 | $ 208,885 | $ 54,314 |
| Memphis, TN-MS-AR | 34 | $ 5,144,000 | $ 151,294 | $ 50,000 |
| New Orleans-Metairie-Kenner, LA | 34 | $ 5,532,000 | $ 162,705 | $ 52,000 |
| Anchorage, AK | 32 | $ 9,332,000 | $ 291,625 | $ 73,000 |
| Baltimore-Towson, MD | 30 | $ 8,365,000 | $ 278,833 | $ 114,000 |
| Glens Falls, NY | 29 | $ 3,880,000 | $ 133,793 | $ 47,000 |
| Seattle-Bellevue-Everett, WA | 28 | $ 10,417,000 | $ 372,035 | $ 202,000 |
| Jacksonville, FL | 26 | $ 4,879,000 | $ 187,653 | $ 65,000 |
| San Antonio-New Braunfels, TX | 26 | $ 3,971,000 | $ 152,730 | $ 51,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 26 | $ 5,404,000 | $ 207,846 | $ 51,384 |
| Birmingham-Hoover, AL | 25 | $ 3,778,000 | $ 151,120 | $ 49,000 |
| Boston-Quincy, MA | 25 | $ 10,954,000 | $ 438,160 | $ 185,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 25 | $ 4,833,000 | $ 193,320 | $ 70,000 |
| Bridgeport-Stamford-Norwalk, CT | 23 | $ 14,028,000 | $ 609,913 | $ 361,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 3,695,000 | $ 160,652 | $ 158,000 |
| Phoenix-Mesa-Glendale, AZ | 22 | $ 3,558,000 | $ 161,727 | $ 86,000 |
| Port St. Lucie, FL | 22 | $ 3,367,000 | $ 153,045 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 21 | $ 4,318,000 | $ 205,619 | $ 87,333 |
| Austin-Round Rock-San Marcos, TX | 21 | $ 4,700,000 | $ 223,809 | $ 78,000 |
| Canton-Massillon, OH | 21 | $ 2,879,000 | $ 137,095 | $ 47,000 |
| Dayton, OH | 21 | $ 3,016,000 | $ 143,619 | $ 54,000 |
| Detroit-Livonia-Dearborn, MI | 21 | $ 2,624,000 | $ 124,952 | $ 68,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 21 | $ 4,951,000 | $ 235,761 | $ 76,000 |
| Akron, OH | 20 | $ 2,879,000 | $ 143,950 | $ 59,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 20 | $ 2,818,000 | $ 140,900 | $ 47,000 |
| Pittsburgh, PA | 20 | $ 2,631,000 | $ 131,550 | $ 57,000 |
| Cambridge-Newton-Framingham, MA | 19 | $ 9,087,000 | $ 478,263 | $ 207,000 |
| Knoxville, TN | 19 | $ 3,512,000 | $ 184,842 | $ 66,000 |
| Oakland-Fremont-Hayward, CA | 19 | $ 8,637,000 | $ 454,578 | $ 184,000 |
| Ocala, FL | 19 | $ 1,842,000 | $ 96,947 | $ 31,000 |
| Denver-Aurora-Broomfield, CO | 18 | $ 5,523,000 | $ 306,833 | $ 103,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 18 | $ 7,217,000 | $ 400,944 | $ 109,000 |
| Toledo, OH | 18 | $ 3,100,000 | $ 172,222 | $ 72,000 |
| Cedar Rapids, IA | 16 | $ 1,934,000 | $ 120,875 | $ 41,000 |
| Dallas-Plano-Irving, TX | 16 | $ 3,795,000 | $ 237,187 | $ 105,000 |
| Elmira, NY | 16 | $ 1,818,000 | $ 113,625 | $ 49,000 |
| Little Rock-North Little Rock-Conway, AR | 16 | $ 2,375,000 | $ 148,437 | $ 52,000 |
| North Port-Bradenton-Sarasota, FL | 16 | $ 5,057,000 | $ 316,062 | $ 133,000 |
| San Diego-Carlsbad-San Marcos, CA | 16 | $ 5,874,000 | $ 367,125 | $ 96,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 15 | $ 2,839,000 | $ 189,266 | $ 81,466 |
| Indianapolis-Carmel, IN | 15 | $ 3,257,000 | $ 217,133 | $ 77,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 15 | $ 3,800,000 | $ 253,333 | $ 71,000 |
| Bakersfield-Delano, CA | 14 | $ 2,371,000 | $ 169,357 | $ 49,000 |
| Richmond, VA | 14 | $ 2,870,000 | $ 205,000 | $ 86,000 |
| Bethesda-Rockville-Frederick, MD | 13 | $ 6,289,000 | $ 483,769 | $ 185,000 |
| Las Vegas-Paradise, NV | 13 | $ 2,097,000 | $ 161,307 | $ 63,000 |
| Tacoma, WA | 13 | $ 2,113,000 | $ 162,538 | $ 48,000 |
| Wilmington, DE-MD-NJ | 13 | $ 3,013,000 | $ 231,769 | $ 63,846 |
| Mobile, AL | 12 | $ 1,620,000 | $ 135,000 | $ 47,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 4,056,000 | $ 338,000 | $ 121,333 |
| Billings, MT | 11 | $ 1,970,000 | $ 179,090 | $ 50,000 |
| Rochester, NY | 11 | $ 1,186,000 | $ 107,818 | $ 40,000 |
| San Francisco-San Mateo-Redwood City, CA | 11 | $ 6,384,000 | $ 580,363 | $ 150,000 |
| Winchester, VA-WV | 11 | $ 2,716,000 | $ 246,909 | $ 60,727 |
| Atlantic City-Hammonton, NJ | 10 | $ 1,929,000 | $ 192,900 | $ 125,000 |
| Chattanooga, TN-GA | 10 | $ 1,797,000 | $ 179,700 | $ 45,000 |
| Greenville-Mauldin-Easley, SC | 10 | $ 1,435,000 | $ 143,500 | $ 45,000 |
| Spartanburg, SC | 10 | $ 1,449,000 | $ 144,900 | $ 44,000 |
| Spokane, WA | 10 | $ 1,357,000 | $ 135,700 | $ 37,000 |
| Trenton-Ewing, NJ | 10 | $ 1,707,000 | $ 170,700 | $ 64,000 |
| Buffalo-Niagara Falls, NY | 9 | $ 1,431,000 | $ 159,000 | $ 52,000 |
| Columbia, SC | 9 | $ 1,232,000 | $ 136,888 | $ 40,000 |
| Huntsville, AL | 9 | $ 1,465,000 | $ 162,777 | $ 52,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 1,550,000 | $ 172,222 | $ 44,000 |
| Lancaster, PA | 9 | $ 1,622,000 | $ 180,222 | $ 47,000 |
| Louisville-Jefferson County, KY-IN | 9 | $ 1,113,000 | $ 123,666 | $ 46,000 |
| Rockingham County-Strafford County, NH | 9 | $ 2,476,000 | $ 275,111 | $ 64,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 1,290,000 | $ 143,333 | $ 61,555 |
| Manchester-Nashua, NH | 8 | $ 1,913,000 | $ 239,125 | $ 57,000 |
| Vallejo-Fairfield, CA | 8 | $ 1,605,000 | $ 200,625 | $ 50,000 |
| Dover, DE | 7 | $ 1,327,000 | $ 189,571 | $ 39,000 |
| Flint, MI | 7 | $ 791,000 | $ 113,000 | $ 44,000 |
| Fort Wayne, IN | 7 | $ 712,000 | $ 101,714 | $ 31,000 |
| Fresno, CA | 7 | $ 1,339,000 | $ 191,285 | $ 57,000 |
| Naples-Marco Island, FL | 7 | $ 1,487,000 | $ 212,428 | $ 55,000 |
| Scranton--Wilkes-Barre, PA | 7 | $ 1,360,000 | $ 194,285 | $ 36,000 |
| Stockton, CA | 7 | $ 1,834,000 | $ 262,000 | $ 55,000 |
| Fort Worth-Arlington, TX | 6 | $ 1,119,000 | $ 186,500 | $ 77,000 |
| Lansing-East Lansing, MI | 6 | $ 717,000 | $ 119,500 | $ 47,000 |
| Morristown, TN | 6 | $ 768,000 | $ 128,000 | $ 38,000 |
| Olympia, WA | 6 | $ 1,136,000 | $ 189,333 | $ 42,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 672,000 | $ 112,000 | $ 42,333 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 1,807,000 | $ 301,166 | $ 57,000 |
| Palm Coast, FL | 6 | $ 686,000 | $ 114,333 | $ 48,000 |
| York-Hanover, PA | 6 | $ 882,000 | $ 147,000 | $ 66,000 |
| Charleston-North Charleston-Summerville, SC | 5 | $ 591,000 | $ 118,200 | $ 39,000 |
| Chico, CA | 5 | $ 1,370,000 | $ 274,000 | $ 46,000 |
| Gary, IN | 5 | $ 756,000 | $ 151,200 | $ 63,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,383,000 | $ 276,600 | $ 209,000 |
| Honolulu, HI | 5 | $ 2,033,000 | $ 406,600 | $ 46,000 |
| Mansfield, OH | 5 | $ 639,000 | $ 127,800 | $ 39,000 |
| Montgomery, AL | 5 | $ 637,000 | $ 127,400 | $ 49,000 |
| Peabody, MA | 5 | $ 1,446,000 | $ 289,200 | $ 69,000 |
| Reading, PA | 5 | $ 825,000 | $ 165,000 | $ 38,000 |
| Salinas, CA | 5 | $ 1,447,000 | $ 289,400 | $ 62,000 |
| Springfield, OH | 5 | $ 665,000 | $ 133,000 | $ 55,000 |
| Tallahassee, FL | 5 | $ 627,000 | $ 125,400 | $ 54,000 |
| Tuscaloosa, AL | 5 | $ 876,000 | $ 175,200 | $ 49,000 |
| Winston-Salem, NC | 5 | $ 845,000 | $ 169,000 | $ 46,000 |
| Beaumont-Port Arthur, TX | 4 | $ 660,000 | $ 165,000 | $ 47,000 |
| Decatur, AL | 4 | $ 861,000 | $ 215,250 | $ 66,000 |
| Dothan, AL | 4 | $ 875,000 | $ 218,750 | $ 62,000 |
| Harrisburg-Carlisle, PA | 4 | $ 723,000 | $ 180,750 | $ 48,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 645,000 | $ 161,250 | $ 61,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 568,000 | $ 142,000 | $ 47,000 |
| Kingston, NY | 4 | $ 809,000 | $ 202,250 | $ 61,000 |
| Lebanon, PA | 4 | $ 685,000 | $ 171,250 | $ 71,000 |
| Lexington-Fayette, KY | 4 | $ 473,000 | $ 118,250 | $ 42,000 |
| Lima, OH | 4 | $ 498,000 | $ 124,500 | $ 55,000 |
| Monroe, LA | 4 | $ 498,000 | $ 124,500 | $ 52,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 492,000 | $ 123,000 | $ 47,000 |
| New Haven-Milford, CT | 4 | $ 918,000 | $ 229,500 | $ 80,000 |
| Ocean City, NJ | 4 | $ 894,000 | $ 223,500 | $ 64,000 |
| Raleigh-Cary, NC | 4 | $ 808,000 | $ 202,000 | $ 81,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 1,474,000 | $ 368,500 | $ 76,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 579,000 | $ 144,750 | $ 57,000 |
| Albuquerque, NM | 3 | $ 748,000 | $ 249,333 | $ 68,000 |
| Anniston-Oxford, AL | 3 | $ 327,000 | $ 109,000 | $ 38,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,019,000 | $ 339,666 | $ 126,000 |
| Brownsville-Harlingen, TX | 3 | $ 725,000 | $ 241,666 | $ 120,000 |
| Clarksville, TN-KY | 3 | $ 408,000 | $ 136,000 | $ 27,000 |
| Corpus Christi, TX | 3 | $ 368,000 | $ 122,666 | $ 47,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 453,000 | $ 151,000 | $ 57,000 |
| Erie, PA | 3 | $ 293,000 | $ 97,666 | $ 28,000 |
| Gainesville, FL | 3 | $ 392,000 | $ 130,666 | $ 66,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 362,000 | $ 120,666 | $ 35,000 |
| Greeley, CO | 3 | $ 326,000 | $ 108,666 | $ 83,000 |
| Green Bay, WI | 3 | $ 340,000 | $ 113,333 | $ 67,000 |
| Greensboro-High Point, NC | 3 | $ 322,000 | $ 107,333 | $ 59,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 541,000 | $ 180,333 | $ 68,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 349,000 | $ 116,333 | $ 33,000 |
| Jackson, MS | 3 | $ 387,000 | $ 129,000 | $ 46,000 |
| Kansas City, MO-KS | 3 | $ 645,000 | $ 215,000 | $ 63,000 |
| Lafayette, LA | 3 | $ 504,000 | $ 168,000 | $ 70,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 288,000 | $ 96,000 | $ 34,000 |
| Madera-Chowchilla, CA | 3 | $ 406,000 | $ 135,333 | $ 57,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 289,000 | $ 96,333 | $ 41,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 446,000 | $ 148,666 | $ 36,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 564,000 | $ 188,000 | $ 97,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 413,000 | $ 137,666 | $ 53,000 |
| Rockford, IL | 3 | $ 298,000 | $ 99,333 | $ 33,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 1,079,000 | $ 359,666 | $ 258,000 |
| Sebastian-Vero Beach, FL | 3 | $ 453,000 | $ 151,000 | $ 107,000 |
| Wichita, KS | 3 | $ 327,000 | $ 109,000 | $ 38,000 |
| Albany, GA | 2 | $ 226,000 | $ 113,000 | $ 35,000 |
| Altoona, PA | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Ann Arbor, MI | 2 | $ 432,000 | $ 216,000 | $ 77,000 |
| Asheville, NC | 2 | $ 621,000 | $ 310,500 | $ 63,000 |
| Auburn-Opelika, AL | 2 | $ 531,000 | $ 265,500 | $ 107,000 |
| Boise City-Nampa, ID | 2 | $ 291,000 | $ 145,500 | $ 57,000 |
| Boulder, CO | 2 | $ 788,000 | $ 394,000 | $ 141,000 |
| Burlington, NC | 2 | $ 393,000 | $ 196,500 | $ 68,000 |
| Charlottesville, VA | 2 | $ 478,000 | $ 239,000 | $ 72,000 |
| Dalton, GA | 2 | $ 235,000 | $ 117,500 | $ 57,000 |
| El Paso, TX | 2 | $ 266,000 | $ 133,000 | $ 69,000 |
| Elkhart-Goshen, IN | 2 | $ 284,000 | $ 142,000 | $ 42,000 |
| Evansville, IN-KY | 2 | $ 195,000 | $ 97,500 | $ 46,000 |
| Holland-Grand Haven, MI | 2 | $ 267,000 | $ 133,500 | $ 54,000 |
| Kalamazoo-Portage, MI | 2 | $ 169,000 | $ 84,500 | $ 47,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 221,000 | $ 110,500 | $ 42,000 |
| Lewiston, ID-WA | 2 | $ 319,000 | $ 159,500 | $ 62,000 |
| Longview, TX | 2 | $ 323,000 | $ 161,500 | $ 62,000 |
| Lynchburg, VA | 2 | $ 263,000 | $ 131,500 | $ 81,000 |
| Ogden-Clearfield, UT | 2 | $ 371,000 | $ 185,500 | $ 62,000 |
| Prescott, AZ | 2 | $ 211,000 | $ 105,500 | $ 46,000 |
| Punta Gorda, FL | 2 | $ 639,000 | $ 319,500 | $ 326,000 |
| Reno-Sparks, NV | 2 | $ 246,000 | $ 123,000 | $ 101,000 |
| Rochester, MN | 2 | $ 324,000 | $ 162,000 | $ 35,000 |
| Salt Lake City, UT | 2 | $ 272,000 | $ 136,000 | $ 181,000 |
| Santa Fe, NM | 2 | $ 374,000 | $ 187,000 | $ 48,000 |
| Savannah, GA | 2 | $ 236,000 | $ 118,000 | $ 48,000 |
| Shreveport-Bossier City, LA | 2 | $ 245,000 | $ 122,500 | $ 37,000 |
| Sumter, SC | 2 | $ 302,000 | $ 151,000 | $ 57,000 |
| Tucson, AZ | 2 | $ 126,000 | $ 63,000 | $ 52,000 |
| Tyler, TX | 2 | $ 295,000 | $ 147,500 | $ 53,000 |
| Wheeling, WV-OH | 2 | $ 278,000 | $ 139,000 | $ 51,000 |
| Worcester, MA | 2 | $ 673,000 | $ 336,500 | $ 112,000 |
| Anderson, IN | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
| Anderson, SC | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 142,000 | $ 142,000 | $ 77,000 |
| Barnstable Town, MA | 1 | $ 400,000 | $ 400,000 | $ 74,000 |
| Battle Creek, MI | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Bay City, MI | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Bellingham, WA | 1 | $ 222,000 | $ 222,000 | $ 72,000 |
| Bend, OR | 1 | $ 112,000 | $ 112,000 | $ 23,000 |
| Bloomington, IN | 1 | $ 81,000 | $ 81,000 | $ 24,000 |
| Bowling Green, KY | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Brunswick, GA | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Burlington-South Burlington, VT | 1 | $ 416,000 | $ 416,000 | $ 168,000 |
| Casper, WY | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| Champaign-Urbana, IL | 1 | $ 167,000 | $ 167,000 | $ 43,000 |
| Cheyenne, WY | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| Coeur D'Alene, ID | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Columbus, GA-AL | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Des Moines-West Des Moines, IA | 1 | $ 223,000 | $ 223,000 | $ 49,000 |
| Dubuque, IA | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Duluth, MN-WI | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Durham-Chapel Hill, NC | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| El Centro, CA | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Eugene-Springfield, OR | 1 | $ 178,000 | $ 178,000 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Flagstaff, AZ | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Florence, SC | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Florence-Muscle Shoals, AL | 1 | $ 181,000 | $ 181,000 | $ 40,000 |
| Gadsden, AL | 1 | $ 189,000 | $ 189,000 | $ 41,000 |
| Grand Junction, CO | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Greenville, NC | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Hanford-Corcoran, CA | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Hattiesburg, MS | 1 | $ 39,000 | $ 39,000 | $ 23,000 |
| Ithaca, NY | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Johnstown, PA | 1 | $ 151,000 | $ 151,000 | $ 30,000 |
| Kankakee-Bradley, IL | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Kokomo, IN | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Lafayette, IN | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Las Cruces, NM | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Lawrence, KS | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Lubbock, TX | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Manhattan, KS | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Medford, OR | 1 | $ 156,000 | $ 156,000 | $ 24,000 |
| Merced, CA | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 125,000 | $ 125,000 | $ 21,000 |
| Modesto, CA | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Monroe, MI | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Napa, CA | 1 | $ 371,000 | $ 371,000 | $ 65,000 |
| Norwich-New London, CT | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Owensboro, KY | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 313,000 | $ 313,000 | $ 100,000 |
| Provo-Orem, UT | 1 | $ 173,000 | $ 173,000 | $ 34,000 |
| Redding, CA | 1 | $ 214,000 | $ 214,000 | $ 95,000 |
| Roanoke, VA | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Salem, OR | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Salisbury, MD | 1 | $ 232,000 | $ 232,000 | $ 31,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Springfield, MA | 1 | $ 218,000 | $ 218,000 | $ 74,000 |
| St. George, UT | 1 | $ 164,000 | $ 164,000 | $ 49,000 |
| Syracuse, NY | 1 | $ 129,000 | $ 129,000 | $ 134,000 |
| Topeka, KS | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Utica-Rome, NY | 1 | $ 156,000 | $ 156,000 | $ 71,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 233,000 | $ 233,000 | $ 156,000 |
| Williamsport, PA | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Wilmington, NC | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Wcs Lending, LLC in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,276 | $683,868,000 | $208,000 | $1,800,000 | $70,000 | $7,377,000 |
| Refinancing | 1,581 | $428,335,000 | $270,000 | $3,000,000 | $111,000 | $2,350,000 |
| Home Improvement | 589 | $144,432,000 | $245,000 | $1,200,000 | $90,000 | $1,380,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,327 | $787,291,000 | $236,000 | $3,000,000 | $94,000 | $7,377,000 |
| Hispanic | 831 | $167,427,000 | $201,000 | $955,000 | $58,000 | $1,800,000 |
| Black or African American | 783 | $150,643,000 | $192,000 | $987,000 | $56,000 | $445,000 |
| Not Provided | 285 | $82,354,000 | $288,000 | $2,000,000 | $100,000 | $1,800,000 |
| Asian | 179 | $59,070,000 | $330,000 | $1,050,000 | $116,000 | $1,410,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $7,600,000 | $281,000 | $674,000 | $74,000 | $186,000 |
| American Indian or Alaskan Native | 14 | $2,250,000 | $160,000 | $351,000 | $52,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,673 | $741,910,000 | $201,000 | $1,074,000 | $60,000 | $1,800,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,033 | $398,543,000 | $385,000 | $3,000,000 | $198,000 | $7,377,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 586 | $81,793,000 | $139,000 | $414,000 | $42,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 154 | $34,389,000 | $223,000 | $668,000 | $56,000 | $212,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,312 | $1,010,908,000 | $234,000 | $3,000,000 | $89,000 | $7,377,000 |
| Application Withdrawn By Applicant | 688 | $146,642,000 | $213,000 | $2,050,000 | $70,000 | $1,401,000 |
| Application Denied By Financial Institution | 446 | $99,085,000 | $222,000 | $1,074,000 | $61,000 | $600,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wcs Lending, LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wcs Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About