Wcs Lending, LLC Mortgage Lending & HMDA Data, 2011

In 2011, Wcs Lending, LLC of Boca Raton, FL reported 5,446 mortgage applications totaling $1.3 billion, up 23% from 2010. The average application was for $230,744, and applicants reported an average income of $84,065. 79% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (626), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (317) and Chicago-Joliet-Naperville, IL (224) (applications in parentheses).

Mortgage Company & Address Wcs Lending, LLC
951 Yamato Road, Suite 150
Boca Raton, FL 33431
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  
Total Number of Mortgage Applications 5,446
Total Mortgage Loan Application Amount $1,256,635,000
Average Mortgage Loan Application Amount $230,744
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $84,065
Highest Applicant Income $7,377,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wcs Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wcs Lending, LLC by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Broward, Florida 317 $ 61,703,000 $ 194,646 $ 84,000
Miami-Dade, Florida 217 $ 37,361,000 $ 172,170 $ 55,000
Palm Beach, Florida 210 $ 44,408,000 $ 211,466 $ 130,000
Cook, Illinois 134 $ 26,086,000 $ 194,671 $ 61,000
Kings, New York 124 $ 60,574,000 $ 488,500 $ 128,000
Queens, New York 99 $ 37,680,000 $ 380,606 $ 80,000
Polk, Florida 90 $ 12,074,000 $ 134,155 $ 43,000
Essex, New Jersey 77 $ 25,108,000 $ 326,077 $ 121,000
New York, New York 76 $ 43,661,000 $ 574,486 $ 346,000
Suffolk, New York 72 $ 21,103,000 $ 293,097 $ 116,000
Nassau, New York 71 $ 26,239,000 $ 369,563 $ 119,000
Bergen, New Jersey 69 $ 23,941,000 $ 346,971 $ 105,000
Hudson, New Jersey 68 $ 18,530,000 $ 272,500 $ 69,000
Los Angeles, California 67 $ 26,568,000 $ 396,537 $ 100,000
Riverside, California 66 $ 14,118,000 $ 213,909 $ 66,000
Westchester, New York 64 $ 33,082,000 $ 516,906 $ 191,000
Union, New Jersey 58 $ 14,252,000 $ 245,724 $ 69,000
Franklin, Ohio 58 $ 8,795,000 $ 151,637 $ 60,000
Richmond, New York 57 $ 19,450,000 $ 341,228 $ 66,000
Broome, New York 47 $ 6,469,000 $ 137,638 $ 54,000
Harris, Texas 42 $ 7,780,000 $ 185,238 $ 100,000
Orange, California 36 $ 13,393,000 $ 372,027 $ 85,000
Hamilton, Ohio 36 $ 5,364,000 $ 149,000 $ 57,000
East Baton Rouge, Louisiana 35 $ 5,393,000 $ 154,085 $ 53,000
Middlesex, New Jersey 35 $ 9,172,000 $ 262,057 $ 65,000
Hillsborough, Florida 34 $ 7,164,000 $ 210,705 $ 72,000
Oakland, Michigan 32 $ 7,372,000 $ 230,375 $ 111,000
Philadelphia, Pennsylvania 30 $ 5,358,000 $ 178,600 $ 70,000
Morris, New Jersey 29 $ 9,779,000 $ 337,206 $ 112,000
Shelby, Tennessee 28 $ 4,137,000 $ 147,750 $ 52,000
Anchorage, Alaska 27 $ 8,199,000 $ 303,666 $ 76,000
Passaic, New Jersey 27 $ 6,412,000 $ 237,481 $ 53,000
Bronx, New York 27 $ 10,628,000 $ 393,629 $ 90,000
Orange, Florida 25 $ 3,440,000 $ 137,600 $ 41,000
Montgomery, Pennsylvania 24 $ 7,867,000 $ 327,791 $ 100,000
Bexar, Texas 24 $ 3,592,000 $ 149,666 $ 50,000
San Bernardino, California 23 $ 5,065,000 $ 220,217 $ 49,000
Fairfield, Connecticut 23 $ 14,028,000 $ 609,913 $ 361,000
Lee, Florida 23 $ 3,695,000 $ 160,652 $ 158,000
Will, Illinois 23 $ 4,037,000 $ 175,521 $ 57,000
Camden, New Jersey 23 $ 4,581,000 $ 199,173 $ 76,000
Monmouth, New Jersey 23 $ 7,986,000 $ 347,217 $ 109,000
Somerset, New Jersey 22 $ 6,083,000 $ 276,500 $ 106,000
Wayne, Michigan 21 $ 2,624,000 $ 124,952 $ 68,000
Ocean, New Jersey 21 $ 5,225,000 $ 248,809 $ 83,000
Saratoga, New York 21 $ 3,859,000 $ 183,761 $ 65,000
Butler, Ohio 21 $ 3,548,000 $ 168,952 $ 59,000
Volusia, Florida 20 $ 2,818,000 $ 140,900 $ 47,000
DuPage, Illinois 20 $ 4,156,000 $ 207,800 $ 84,000
McHenry, Illinois 20 $ 2,587,000 $ 129,350 $ 42,000
King, Washington 20 $ 8,885,000 $ 444,250 $ 266,000
Maricopa, Arizona 19 $ 3,249,000 $ 171,000 $ 91,000
Marion, Florida 19 $ 1,842,000 $ 96,947 $ 31,000
Middlesex, Massachusetts 19 $ 9,087,000 $ 478,263 $ 207,000
Cuyahoga, Ohio 19 $ 2,757,000 $ 145,105 $ 61,000
Stark, Ohio 19 $ 2,514,000 $ 132,315 $ 48,000
District of Columbia, District Of Columbia 18 $ 8,784,000 $ 488,000 $ 399,000
Gloucester, New Jersey 18 $ 3,811,000 $ 211,722 $ 66,000
Rensselaer, New York 18 $ 2,790,000 $ 155,000 $ 52,000
Pasco, Florida 17 $ 2,722,000 $ 160,117 $ 50,000
St. Lucie, Florida 17 $ 2,123,000 $ 124,882 $ 51,000
DeKalb, Georgia 17 $ 2,529,000 $ 148,764 $ 50,000
Washington, New York 17 $ 2,190,000 $ 128,823 $ 48,000
Fairfax, Virginia 17 $ 8,395,000 $ 493,823 $ 146,000
Jefferson, Alabama 16 $ 2,433,000 $ 152,062 $ 52,000
San Diego, California 16 $ 5,874,000 $ 367,125 $ 96,000
Gwinnett, Georgia 16 $ 2,354,000 $ 147,125 $ 48,000
Prince George's, Maryland 16 $ 4,089,000 $ 255,562 $ 66,000
Chemung, New York 16 $ 1,818,000 $ 113,625 $ 49,000
Warren, Ohio 16 $ 2,478,000 $ 154,875 $ 53,000
Providence, Rhode Island 16 $ 2,928,000 $ 183,000 $ 47,000
Seminole, Florida 15 $ 2,572,000 $ 171,466 $ 56,000
Cobb, Georgia 15 $ 3,996,000 $ 266,400 $ 116,000
Kane, Illinois 15 $ 2,803,000 $ 186,866 $ 61,000
Ascension, Louisiana 15 $ 2,674,000 $ 178,266 $ 58,000
Summit, Ohio 15 $ 2,264,000 $ 150,933 $ 57,000
Davidson, Tennessee 15 $ 1,978,000 $ 131,866 $ 55,000
Kern, California 14 $ 2,371,000 $ 169,357 $ 49,000
Lapeer, Michigan 14 $ 1,446,000 $ 103,285 $ 37,000
Lorain, Ohio 14 $ 2,195,000 $ 156,785 $ 51,000
Hernando, Florida 13 $ 1,344,000 $ 103,384 $ 34,000
Monroe, Florida 13 $ 3,730,000 $ 286,923 $ 247,000
Linn, Iowa 13 $ 1,646,000 $ 126,615 $ 43,000
Natchitoches, Louisiana 13 $ 1,794,000 $ 138,000 $ 52,000
Norfolk, Massachusetts 13 $ 6,610,000 $ 508,461 $ 223,000
Clark, Nevada 13 $ 2,097,000 $ 161,307 $ 63,000
Burlington, New Jersey 13 $ 2,367,000 $ 182,076 $ 90,000
Albany, New York 13 $ 2,591,000 $ 199,307 $ 57,000
Allegheny, Pennsylvania 13 $ 1,709,000 $ 131,461 $ 57,000
Pierce, Washington 13 $ 2,113,000 $ 162,538 $ 48,000
Mobile, Alabama 12 $ 1,620,000 $ 135,000 $ 47,000
Alameda, California 12 $ 4,734,000 $ 394,500 $ 126,000
Highlands, Florida 12 $ 1,169,000 $ 97,416 $ 28,000
Montgomery, Maryland 12 $ 6,162,000 $ 513,500 $ 198,000
Bristol, Massachusetts 12 $ 2,647,000 $ 220,583 $ 53,000
Rockland, New York 12 $ 4,385,000 $ 365,416 $ 121,000
Warren, New York 12 $ 1,690,000 $ 140,833 $ 45,000
Fairfield, Ohio 12 $ 1,987,000 $ 165,583 $ 66,000
Licking, Ohio 12 $ 2,040,000 $ 170,000 $ 46,000
Sacramento, California 11 $ 1,968,000 $ 178,909 $ 49,000
Santa Clara, California 11 $ 5,694,000 $ 517,636 $ 144,000
Livingston, Louisiana 11 $ 1,625,000 $ 147,727 $ 45,000
Hennepin, Minnesota 11 $ 2,312,000 $ 210,181 $ 75,000
Yellowstone, Montana 11 $ 1,970,000 $ 179,090 $ 50,000
Mecklenburg, North Carolina 11 $ 2,287,000 $ 207,909 $ 91,000
Lucas, Ohio 11 $ 1,941,000 $ 176,454 $ 85,000
Montgomery, Ohio 11 $ 1,561,000 $ 141,909 $ 60,000
Chester, Pennsylvania 11 $ 2,531,000 $ 230,090 $ 78,000
Baxter, Arkansas 10 $ 1,172,000 $ 117,200 $ 39,000
Clay, Florida 10 $ 1,619,000 $ 161,900 $ 54,000
Duval, Florida 10 $ 1,669,000 $ 166,900 $ 61,000
Sarasota, Florida 10 $ 3,166,000 $ 316,600 $ 107,000
Fulton, Georgia 10 $ 1,625,000 $ 162,500 $ 68,000
Atlantic, New Jersey 10 $ 1,929,000 $ 192,900 $ 125,000
Mercer, New Jersey 10 $ 1,707,000 $ 170,700 $ 64,000
Sussex, New Jersey 10 $ 2,130,000 $ 213,000 $ 57,000
Delaware, Ohio 10 $ 2,064,000 $ 206,400 $ 74,000
Bucks, Pennsylvania 10 $ 2,437,000 $ 243,700 $ 92,000
Spartanburg, South Carolina 10 $ 1,449,000 $ 144,900 $ 44,000
Spokane, Washington 10 $ 1,357,000 $ 135,700 $ 37,000
Madison, Alabama 9 $ 1,465,000 $ 162,777 $ 52,000
Osceola, Florida 9 $ 1,362,000 $ 151,333 $ 55,000
Pinellas, Florida 9 $ 1,585,000 $ 176,111 $ 68,000
Lake, Illinois 9 $ 1,550,000 $ 172,222 $ 44,000
Marion, Indiana 9 $ 998,000 $ 110,888 $ 51,000
Jefferson, Louisiana 9 $ 1,372,000 $ 152,444 $ 62,000
Rockingham, New Hampshire 9 $ 2,476,000 $ 275,111 $ 64,000
Orange, New York 9 $ 2,406,000 $ 267,333 $ 70,000
Tioga, New York 9 $ 1,025,000 $ 113,888 $ 50,000
Clermont, Ohio 9 $ 1,213,000 $ 134,777 $ 48,000
Lancaster, Pennsylvania 9 $ 1,622,000 $ 180,222 $ 47,000
Knox, Tennessee 9 $ 1,507,000 $ 167,444 $ 61,000
Travis, Texas 9 $ 3,083,000 $ 342,555 $ 126,000
Frederick, Virginia 9 $ 2,533,000 $ 281,444 $ 68,000
Prince William, Virginia 9 $ 2,317,000 $ 257,444 $ 59,000
Placer, California 8 $ 2,350,000 $ 293,750 $ 110,000
Solano, California 8 $ 1,605,000 $ 200,625 $ 50,000
Lake, Florida 8 $ 1,194,000 $ 149,250 $ 45,000
Kendall, Illinois 8 $ 1,672,000 $ 209,000 $ 74,000
Jefferson, Kentucky 8 $ 1,053,000 $ 131,625 $ 48,000
Tangipahoa, Louisiana 8 $ 1,048,000 $ 131,000 $ 39,000
Anne Arundel, Maryland 8 $ 3,093,000 $ 386,625 $ 94,000
Suffolk, Massachusetts 8 $ 3,541,000 $ 442,625 $ 183,000
Macomb, Michigan 8 $ 811,000 $ 101,375 $ 117,000
Hillsborough, New Hampshire 8 $ 1,913,000 $ 239,125 $ 57,000
Erie, New York 8 $ 1,293,000 $ 161,625 $ 54,000
Steuben, New York 8 $ 903,000 $ 112,875 $ 49,000
Pickaway, Ohio 8 $ 1,494,000 $ 186,750 $ 54,000
Monroe, Pennsylvania 8 $ 1,324,000 $ 165,500 $ 58,000
Northampton, Pennsylvania 8 $ 1,561,000 $ 195,125 $ 88,000
Greenville, South Carolina 8 $ 1,044,000 $ 130,500 $ 42,000
Hamilton, Tennessee 8 $ 1,256,000 $ 157,000 $ 50,000
Sumner, Tennessee 8 $ 1,166,000 $ 145,750 $ 50,000
Fort Bend, Texas 8 $ 1,246,000 $ 155,750 $ 64,000
Snohomish, Washington 8 $ 1,532,000 $ 191,500 $ 40,000
Pulaski, Arkansas 7 $ 1,043,000 $ 149,000 $ 49,000
Contra Costa, California 7 $ 3,903,000 $ 557,571 $ 283,000
Fresno, California 7 $ 1,339,000 $ 191,285 $ 57,000
San Benito, California 7 $ 1,523,000 $ 217,571 $ 54,000
San Joaquin, California 7 $ 1,834,000 $ 262,000 $ 55,000
Douglas, Colorado 7 $ 3,069,000 $ 438,428 $ 145,000
Kent, Delaware 7 $ 1,327,000 $ 189,571 $ 39,000
New Castle, Delaware 7 $ 1,755,000 $ 250,714 $ 66,000
Collier, Florida 7 $ 1,487,000 $ 212,428 $ 55,000
Maui, Hawaii 7 $ 2,304,000 $ 329,142 $ 41,000
Allen, Indiana 7 $ 712,000 $ 101,714 $ 31,000
Orleans, Louisiana 7 $ 1,406,000 $ 200,857 $ 49,000
St. Tammany, Louisiana 7 $ 1,265,000 $ 180,714 $ 62,000
Howard, Maryland 7 $ 2,224,000 $ 317,714 $ 95,000
Genesee, Michigan 7 $ 791,000 $ 113,000 $ 44,000
Flathead, Montana 7 $ 1,027,000 $ 146,714 $ 43,000
Warren, New Jersey 7 $ 1,258,000 $ 179,714 $ 76,000
Schenectady, New York 7 $ 1,104,000 $ 157,714 $ 48,000
Wayne, Ohio 7 $ 894,000 $ 127,714 $ 46,000
Delaware, Pennsylvania 7 $ 1,389,000 $ 198,428 $ 68,000
Chesapeake, Virginia 7 $ 1,849,000 $ 264,142 $ 49,000
San Mateo, California 6 $ 3,115,000 $ 519,166 $ 153,000
Ventura, California 6 $ 1,807,000 $ 301,166 $ 57,000
Flagler, Florida 6 $ 686,000 $ 114,333 $ 48,000
Hardee, Florida 6 $ 631,000 $ 105,166 $ 37,000
Manatee, Florida 6 $ 1,891,000 $ 315,166 $ 177,000
Cherokee, Georgia 6 $ 1,173,000 $ 195,500 $ 66,000
Harford, Maryland 6 $ 1,171,000 $ 195,166 $ 65,000
Dutchess, New York 6 $ 1,394,000 $ 232,333 $ 72,000
Monroe, New York 6 $ 651,000 $ 108,500 $ 44,000
Trumbull, Ohio 6 $ 949,000 $ 158,166 $ 70,000
York, Pennsylvania 6 $ 882,000 $ 147,000 $ 66,000
Dallas, Texas 6 $ 840,000 $ 140,000 $ 76,000
Galveston, Texas 6 $ 980,000 $ 163,333 $ 56,000
Tarrant, Texas 6 $ 1,119,000 $ 186,500 $ 77,000
Williamson, Texas 6 $ 767,000 $ 127,833 $ 32,000
Thurston, Washington 6 $ 1,136,000 $ 189,333 $ 42,000
Tuscaloosa, Alabama 5 $ 876,000 $ 175,200 $ 49,000
Matanuska-Susitna, Alaska 5 $ 1,133,000 $ 226,600 $ 55,000
Butte, California 5 $ 1,370,000 $ 274,000 $ 46,000
Monterey, California 5 $ 1,447,000 $ 289,400 $ 62,000
San Francisco, California 5 $ 3,269,000 $ 653,800 $ 147,000
Martin, Florida 5 $ 1,244,000 $ 248,800 $ 113,000
St. Johns, Florida 5 $ 1,396,000 $ 279,200 $ 100,000
Honolulu, Hawaii 5 $ 2,033,000 $ 406,600 $ 46,000
Labette, Kansas 5 $ 406,000 $ 81,200 $ 26,000
Montgomery, Kansas 5 $ 408,000 $ 81,600 $ 41,000
Calloway, Kentucky 5 $ 662,000 $ 132,400 $ 38,000
St. Bernard, Louisiana 5 $ 491,000 $ 98,200 $ 27,000
Baltimore, Maryland 5 $ 1,229,000 $ 245,800 $ 281,000
Essex, Massachusetts 5 $ 1,446,000 $ 289,200 $ 69,000
Eaton, Michigan 5 $ 598,000 $ 119,600 $ 48,000
Greene, New York 5 $ 782,000 $ 156,400 $ 59,000
Ashtabula, Ohio 5 $ 646,000 $ 129,200 $ 56,000
Clark, Ohio 5 $ 665,000 $ 133,000 $ 55,000
Lake, Ohio 5 $ 767,000 $ 153,400 $ 58,000
Medina, Ohio 5 $ 839,000 $ 167,800 $ 49,000
Miami, Ohio 5 $ 830,000 $ 166,000 $ 50,000
Portage, Ohio 5 $ 615,000 $ 123,000 $ 66,000
Richland, Ohio 5 $ 639,000 $ 127,800 $ 39,000
Multnomah, Oregon 5 $ 2,431,000 $ 486,200 $ 173,000
Berks, Pennsylvania 5 $ 825,000 $ 165,000 $ 38,000
Lehigh, Pennsylvania 5 $ 1,386,000 $ 277,200 $ 113,000
Beaufort, South Carolina 5 $ 716,000 $ 143,200 $ 45,000
Richland, South Carolina 5 $ 790,000 $ 158,000 $ 40,000
Campbell, Tennessee 5 $ 539,000 $ 107,800 $ 44,000
Wilson, Tennessee 5 $ 745,000 $ 149,000 $ 46,000
Baldwin, Alabama 4 $ 550,000 $ 137,500 $ 41,000
Houston, Alabama 4 $ 875,000 $ 218,750 $ 62,000
Morgan, Alabama 4 $ 861,000 $ 215,250 $ 66,000
Faulkner, Arkansas 4 $ 583,000 $ 145,750 $ 58,000
San Luis Obispo, California 4 $ 1,474,000 $ 368,500 $ 76,000
Arapahoe, Colorado 4 $ 875,000 $ 218,750 $ 66,000
New Haven, Connecticut 4 $ 918,000 $ 229,500 $ 80,000
Leon, Florida 4 $ 490,000 $ 122,500 $ 58,000
Sumter, Florida 4 $ 759,000 $ 189,750 $ 65,000
Forsyth, Georgia 4 $ 772,000 $ 193,000 $ 72,000
Henry, Georgia 4 $ 780,000 $ 195,000 $ 40,000
Pickens, Georgia 4 $ 829,000 $ 207,250 $ 44,000
Ouachita, Louisiana 4 $ 498,000 $ 124,500 $ 52,000
Winn, Louisiana 4 $ 412,000 $ 103,000 $ 47,000
Cecil, Maryland 4 $ 865,000 $ 216,250 $ 60,000
Plymouth, Massachusetts 4 $ 803,000 $ 200,750 $ 63,000
Dakota, Minnesota 4 $ 730,000 $ 182,500 $ 51,000
DeSoto, Mississippi 4 $ 610,000 $ 152,500 $ 50,000
Douglas, Nebraska 4 $ 532,000 $ 133,000 $ 42,000
Cape May, New Jersey 4 $ 894,000 $ 223,500 $ 64,000
Cumberland, New Jersey 4 $ 579,000 $ 144,750 $ 57,000
Hunterdon, New Jersey 4 $ 877,000 $ 219,250 $ 64,000
Ulster, New York 4 $ 809,000 $ 202,250 $ 61,000
Wayne, New York 4 $ 459,000 $ 114,750 $ 33,000
Forsyth, North Carolina 4 $ 723,000 $ 180,750 $ 50,000
Allen, Ohio 4 $ 498,000 $ 124,500 $ 55,000
Columbiana, Ohio 4 $ 459,000 $ 114,750 $ 40,000
Fulton, Ohio 4 $ 611,000 $ 152,750 $ 36,000
Geauga, Ohio 4 $ 705,000 $ 176,250 $ 46,000
Knox, Ohio 4 $ 729,000 $ 182,250 $ 63,000
Washington, Oregon 4 $ 975,000 $ 243,750 $ 107,000
Lackawanna, Pennsylvania 4 $ 811,000 $ 202,750 $ 22,000
Lebanon, Pennsylvania 4 $ 685,000 $ 171,250 $ 71,000
Kent, Rhode Island 4 $ 966,000 $ 241,500 $ 87,000
Horry, South Carolina 4 $ 492,000 $ 123,000 $ 47,000
Blount, Tennessee 4 $ 1,301,000 $ 325,250 $ 83,000
Hamblen, Tennessee 4 $ 464,000 $ 116,000 $ 33,000
Robertson, Tennessee 4 $ 486,000 $ 121,500 $ 37,000
Rutherford, Tennessee 4 $ 522,000 $ 130,500 $ 41,000
Williamson, Tennessee 4 $ 2,503,000 $ 625,750 $ 155,000
Bastrop, Texas 4 $ 560,000 $ 140,000 $ 56,000
Brazoria, Texas 4 $ 619,000 $ 154,750 $ 57,000
Collin, Texas 4 $ 1,342,000 $ 335,500 $ 156,000
Henrico, Virginia 4 $ 1,034,000 $ 258,500 $ 139,000
Loudoun, Virginia 4 $ 2,288,000 $ 572,000 $ 248,000
Newport News, Virginia 4 $ 622,000 $ 155,500 $ 45,000
Calhoun, Alabama 3 $ 327,000 $ 109,000 $ 38,000
Cullman, Alabama 3 $ 384,000 $ 128,000 $ 30,000
Shelby, Alabama 3 $ 492,000 $ 164,000 $ 40,000
St. Clair, Alabama 3 $ 585,000 $ 195,000 $ 62,000
Mohave, Arizona 3 $ 288,000 $ 96,000 $ 34,000
Pinal, Arizona 3 $ 309,000 $ 103,000 $ 55,000
Boone, Arkansas 3 $ 366,000 $ 122,000 $ 31,000
Madera, California 3 $ 406,000 $ 135,333 $ 57,000
Sonoma, California 3 $ 1,079,000 $ 359,666 $ 258,000
Denver, Colorado 3 $ 717,000 $ 239,000 $ 118,000
Jefferson, Colorado 3 $ 764,000 $ 254,666 $ 64,000
Weld, Colorado 3 $ 326,000 $ 108,666 $ 83,000
Hartford, Connecticut 3 $ 727,000 $ 242,333 $ 294,000
Bay, Florida 3 $ 564,000 $ 188,000 $ 97,000
Brevard, Florida 3 $ 446,000 $ 148,666 $ 36,000
Citrus, Florida 3 $ 344,000 $ 114,666 $ 44,000
Indian River, Florida 3 $ 453,000 $ 151,000 $ 107,000
Douglas, Georgia 3 $ 398,000 $ 132,666 $ 49,000
Fayette, Georgia 3 $ 601,000 $ 200,333 $ 47,000
Rockdale, Georgia 3 $ 529,000 $ 176,333 $ 77,000
Hawaii, Hawaii 3 $ 1,028,000 $ 342,666 $ 41,000
DeKalb, Illinois 3 $ 493,000 $ 164,333 $ 40,000
Winnebago, Illinois 3 $ 298,000 $ 99,333 $ 33,000
Scott, Iowa 3 $ 453,000 $ 151,000 $ 57,000
Sedgwick, Kansas 3 $ 327,000 $ 109,000 $ 38,000
Lafayette, Louisiana 3 $ 504,000 $ 168,000 $ 70,000
Lafourche, Louisiana 3 $ 473,000 $ 157,666 $ 37,000
St. Charles, Louisiana 3 $ 543,000 $ 181,000 $ 56,000
St. John the Baptist, Louisiana 3 $ 455,000 $ 151,666 $ 40,000
West Baton Rouge, Louisiana 3 $ 642,000 $ 214,000 $ 62,000
Kent, Michigan 3 $ 362,000 $ 120,666 $ 35,000
Montcalm, Michigan 3 $ 286,000 $ 95,333 $ 44,000
Sherburne, Minnesota 3 $ 499,000 $ 166,333 $ 75,000
Dawson, Montana 3 $ 617,000 $ 205,666 $ 55,000
Merrimack, New Hampshire 3 $ 568,000 $ 189,333 $ 53,000
Putnam, New York 3 $ 1,119,000 $ 373,000 $ 350,000
Guilford, North Carolina 3 $ 322,000 $ 107,333 $ 59,000
Champaign, Ohio 3 $ 430,000 $ 143,333 $ 55,000
Hardin, Ohio 3 $ 381,000 $ 127,000 $ 43,000
Lawrence, Ohio 3 $ 349,000 $ 116,333 $ 33,000
Preble, Ohio 3 $ 399,000 $ 133,000 $ 50,000
Ross, Ohio 3 $ 333,000 $ 111,000 $ 52,000
Tuscarawas, Ohio 3 $ 600,000 $ 200,000 $ 52,000
Union, Ohio 3 $ 382,000 $ 127,333 $ 35,000
Adams, Pennsylvania 3 $ 566,000 $ 188,666 $ 50,000
Erie, Pennsylvania 3 $ 293,000 $ 97,666 $ 28,000
Perry, Pennsylvania 3 $ 486,000 $ 162,000 $ 44,000
Westmoreland, Pennsylvania 3 $ 362,000 $ 120,666 $ 62,000
Dorchester, South Carolina 3 $ 342,000 $ 114,000 $ 40,000
Lexington, South Carolina 3 $ 376,000 $ 125,333 $ 48,000
Cheatham, Tennessee 3 $ 401,000 $ 133,666 $ 42,000
Montgomery, Tennessee 3 $ 408,000 $ 136,000 $ 27,000
Sevier, Tennessee 3 $ 513,000 $ 171,000 $ 48,000
Cameron, Texas 3 $ 725,000 $ 241,666 $ 120,000
Hidalgo, Texas 3 $ 289,000 $ 96,333 $ 41,000
Jefferson, Texas 3 $ 397,000 $ 132,333 $ 46,000
Kaufman, Texas 3 $ 390,000 $ 130,000 $ 45,000
Montgomery, Texas 3 $ 413,000 $ 137,666 $ 59,000
Chesterfield, Virginia 3 $ 550,000 $ 183,333 $ 59,000
Norfolk, Virginia 3 $ 504,000 $ 168,000 $ 55,000
Portsmouth, Virginia 3 $ 345,000 $ 115,000 $ 31,000
Spotsylvania, Virginia 3 $ 695,000 $ 231,666 $ 56,000
Stafford, Virginia 3 $ 897,000 $ 299,000 $ 71,000
Virginia Beach, Virginia 3 $ 611,000 $ 203,666 $ 73,000
Kitsap, Washington 3 $ 1,019,000 $ 339,666 $ 126,000
Lewis, Washington 3 $ 348,000 $ 116,000 $ 27,000
Stevens, Washington 3 $ 536,000 $ 178,666 $ 61,000
Brown, Wisconsin 3 $ 340,000 $ 113,333 $ 67,000
Fremont, Wyoming 3 $ 445,000 $ 148,333 $ 22,000
Lee, Alabama 2 $ 531,000 $ 265,500 $ 107,000
Marshall, Alabama 2 $ 207,000 $ 103,500 $ 26,000
Montgomery, Alabama 2 $ 263,000 $ 131,500 $ 63,000
Talladega, Alabama 2 $ 332,000 $ 166,000 $ 44,000
Walker, Alabama 2 $ 164,000 $ 82,000 $ 30,000
Juneau, Alaska 2 $ 526,000 $ 263,000 $ 130,000
Pima, Arizona 2 $ 126,000 $ 63,000 $ 52,000
Yavapai, Arizona 2 $ 211,000 $ 105,500 $ 46,000
Lonoke, Arkansas 2 $ 376,000 $ 188,000 $ 56,000
Saline, Arkansas 2 $ 295,000 $ 147,500 $ 64,000
Nevada, California 2 $ 540,000 $ 270,000 $ 253,000
Yolo, California 2 $ 633,000 $ 316,500 $ 86,000
Boulder, Colorado 2 $ 788,000 $ 394,000 $ 141,000
Middlesex, Connecticut 2 $ 656,000 $ 328,000 $ 81,000
Windham, Connecticut 2 $ 329,000 $ 164,500 $ 54,000
Alachua, Florida 2 $ 271,000 $ 135,500 $ 62,000
Charlotte, Florida 2 $ 639,000 $ 319,500 $ 326,000
DeSoto, Florida 2 $ 378,000 $ 189,000 $ 59,000
Escambia, Florida 2 $ 280,000 $ 140,000 $ 63,000
Bryan, Georgia 2 $ 236,000 $ 118,000 $ 48,000
Clayton, Georgia 2 $ 165,000 $ 82,500 $ 31,000
Coweta, Georgia 2 $ 220,000 $ 110,000 $ 35,000
Dougherty, Georgia 2 $ 226,000 $ 113,000 $ 35,000
Union, Georgia 2 $ 399,000 $ 199,500 $ 44,000
Walker, Georgia 2 $ 541,000 $ 270,500 $ 25,000
Walton, Georgia 2 $ 236,000 $ 118,000 $ 54,000
Ada, Idaho 2 $ 291,000 $ 145,500 $ 57,000
Blaine, Idaho 2 $ 775,000 $ 387,500 $ 130,000
LaSalle, Illinois 2 $ 141,000 $ 70,500 $ 35,000
Dearborn, Indiana 2 $ 287,000 $ 143,500 $ 73,000
DeKalb, Indiana 2 $ 191,000 $ 95,500 $ 37,000
Elkhart, Indiana 2 $ 284,000 $ 142,000 $ 42,000
Johnson, Indiana 2 $ 209,000 $ 104,500 $ 42,000
Kosciusko, Indiana 2 $ 164,000 $ 82,000 $ 57,000
Lake, Indiana 2 $ 316,000 $ 158,000 $ 58,000
Porter, Indiana 2 $ 320,000 $ 160,000 $ 76,000
Benton, Iowa 2 $ 194,000 $ 97,000 $ 35,000
Muscatine, Iowa 2 $ 307,000 $ 153,500 $ 53,000
Pottawattamie, Iowa 2 $ 140,000 $ 70,000 $ 43,000
Johnson, Kansas 2 $ 424,000 $ 212,000 $ 75,000
Kenton, Kentucky 2 $ 297,000 $ 148,500 $ 39,000
Marshall, Kentucky 2 $ 281,000 $ 140,500 $ 43,000
Caddo, Louisiana 2 $ 245,000 $ 122,500 $ 37,000
St. Landry, Louisiana 2 $ 281,000 $ 140,500 $ 45,000
Baltimore City, Maryland 2 $ 250,000 $ 125,000 $ 40,000
Caroline, Maryland 2 $ 671,000 $ 335,500 $ 115,000
Carroll, Maryland 2 $ 398,000 $ 199,000 $ 62,000
Washington, Maryland 2 $ 359,000 $ 179,500 $ 77,000
Worcester, Massachusetts 2 $ 673,000 $ 336,500 $ 112,000
Ottawa, Michigan 2 $ 267,000 $ 133,500 $ 54,000
St. Clair, Michigan 2 $ 252,000 $ 126,000 $ 40,000
Washtenaw, Michigan 2 $ 432,000 $ 216,000 $ 77,000
Anoka, Minnesota 2 $ 438,000 $ 219,000 $ 89,000
Koochiching, Minnesota 2 $ 388,000 $ 194,000 $ 100,000
Olmsted, Minnesota 2 $ 324,000 $ 162,000 $ 35,000
Ramsey, Minnesota 2 $ 249,000 $ 124,500 $ 60,000
Rice, Minnesota 2 $ 342,000 $ 171,000 $ 39,000
Washington, Minnesota 2 $ 469,000 $ 234,500 $ 57,000
Hinds, Mississippi 2 $ 216,000 $ 108,000 $ 41,000
Washoe, Nevada 2 $ 246,000 $ 123,000 $ 101,000
Carroll, New Hampshire 2 $ 370,000 $ 185,000 $ 38,000
Salem, New Jersey 2 $ 393,000 $ 196,500 $ 64,000
Santa Fe, New Mexico 2 $ 374,000 $ 187,000 $ 48,000
Chautauqua, New York 2 $ 270,000 $ 135,000 $ 44,000
Columbia, New York 2 $ 353,000 $ 176,500 $ 83,000
Seneca, New York 2 $ 179,000 $ 89,500 $ 36,000
Alamance, North Carolina 2 $ 393,000 $ 196,500 $ 68,000
Currituck, North Carolina 2 $ 334,000 $ 167,000 $ 32,000
Davidson, North Carolina 2 $ 270,000 $ 135,000 $ 61,000
Iredell, North Carolina 2 $ 279,000 $ 139,500 $ 73,000
Johnston, North Carolina 2 $ 143,000 $ 71,500 $ 14,000
Wake, North Carolina 2 $ 665,000 $ 332,500 $ 147,000
Ashland, Ohio 2 $ 265,000 $ 132,500 $ 63,000
Belmont, Ohio 2 $ 278,000 $ 139,000 $ 51,000
Brown, Ohio 2 $ 251,000 $ 125,500 $ 27,000
Carroll, Ohio 2 $ 365,000 $ 182,500 $ 37,000
Clinton, Ohio 2 $ 367,000 $ 183,500 $ 132,000
Darke, Ohio 2 $ 361,000 $ 180,500 $ 47,000
Defiance, Ohio 2 $ 231,000 $ 115,500 $ 56,000
Greene, Ohio 2 $ 226,000 $ 113,000 $ 33,000
Hocking, Ohio 2 $ 289,000 $ 144,500 $ 46,000
Huron, Ohio 2 $ 253,000 $ 126,500 $ 63,000
Logan, Ohio 2 $ 397,000 $ 198,500 $ 70,000
Madison, Ohio 2 $ 224,000 $ 112,000 $ 32,000
Mahoning, Ohio 2 $ 232,000 $ 116,000 $ 61,000
Morrow, Ohio 2 $ 219,000 $ 109,500 $ 52,000
Ottawa, Ohio 2 $ 295,000 $ 147,500 $ 48,000
Putnam, Ohio 2 $ 298,000 $ 149,000 $ 63,000
Scioto, Ohio 2 $ 208,000 $ 104,000 $ 37,000
Seneca, Ohio 2 $ 306,000 $ 153,000 $ 61,000
Blair, Pennsylvania 2 $ 400,000 $ 200,000 $ 57,000
Luzerne, Pennsylvania 2 $ 300,000 $ 150,000 $ 59,000
Somerset, Pennsylvania 2 $ 333,000 $ 166,500 $ 55,000
Washington, Pennsylvania 2 $ 352,000 $ 176,000 $ 76,000
Bristol, Rhode Island 2 $ 624,000 $ 312,000 $ 67,000
Barnwell, South Carolina 2 $ 272,000 $ 136,000 $ 38,000
Berkeley, South Carolina 2 $ 249,000 $ 124,500 $ 37,000
Pickens, South Carolina 2 $ 391,000 $ 195,500 $ 58,000
Sumter, South Carolina 2 $ 302,000 $ 151,000 $ 57,000
Anderson, Tennessee 2 $ 256,000 $ 128,000 $ 54,000
Cumberland, Tennessee 2 $ 276,000 $ 138,000 $ 28,000
Loudon, Tennessee 2 $ 272,000 $ 136,000 $ 100,000
Roane, Tennessee 2 $ 313,000 $ 156,500 $ 30,000
Sullivan, Tennessee 2 $ 300,000 $ 150,000 $ 37,000
Tipton, Tennessee 2 $ 397,000 $ 198,500 $ 29,000
Union, Tennessee 2 $ 176,000 $ 88,000 $ 33,000
Comal, Texas 2 $ 379,000 $ 189,500 $ 67,000
Denton, Texas 2 $ 949,000 $ 474,500 $ 202,000
El Paso, Texas 2 $ 266,000 $ 133,000 $ 69,000
Hays, Texas 2 $ 290,000 $ 145,000 $ 49,000
San Patricio, Texas 2 $ 258,000 $ 129,000 $ 57,000
Smith, Texas 2 $ 295,000 $ 147,500 $ 53,000
Davis, Utah 2 $ 371,000 $ 185,500 $ 62,000
Windham, Vermont 2 $ 378,000 $ 189,000 $ 60,000
Halifax, Virginia 2 $ 323,000 $ 161,500 $ 37,000
Louisa, Virginia 2 $ 426,000 $ 213,000 $ 107,000
Mecklenburg, Virginia 2 $ 268,000 $ 134,000 $ 35,000
Richmond City, Virginia 2 $ 261,000 $ 130,500 $ 35,000
York, Virginia 2 $ 437,000 $ 218,500 $ 58,000
Asotin, Washington 2 $ 319,000 $ 159,500 $ 62,000
Clark, Washington 2 $ 406,000 $ 203,000 $ 63,000
Mason, Washington 2 $ 373,000 $ 186,500 $ 60,000
Autauga, Alabama 1 $ 181,000 $ 181,000 $ 37,000
Blount, Alabama 1 $ 104,000 $ 104,000 $ 36,000
Butler, Alabama 1 $ 173,000 $ 173,000 $ 36,000
Clarke, Alabama 1 $ 64,000 $ 64,000 $ 31,000
Colbert, Alabama 1 $ 181,000 $ 181,000 $ 40,000
Coosa, Alabama 1 $ 176,000 $ 176,000 $ 43,000
DeKalb, Alabama 1 $ 119,000 $ 119,000 $ 32,000
Elmore, Alabama 1 $ 101,000 $ 101,000 $ 48,000
Etowah, Alabama 1 $ 189,000 $ 189,000 $ 41,000
Fayette, Alabama 1 $ 191,000 $ 191,000 $ 58,000
Lowndes, Alabama 1 $ 92,000 $ 92,000 $ 37,000
Randolph, Alabama 1 $ 193,000 $ 193,000 $ 46,000
Russell, Alabama 1 $ 68,000 $ 68,000 $ 25,000
Tallapoosa, Alabama 1 $ 84,000 $ 84,000 $ 77,000
Southeast Fairbanks, Alaska 1 $ 259,000 $ 259,000 $ 140,000
Coconino, Arizona 1 $ 108,000 $ 108,000 $ 37,000
Santa Cruz, Arizona 1 $ 675,000 $ 675,000 $ 180,000
Ashley, Arkansas 1 $ 66,000 $ 66,000 $ 48,000
Chicot, Arkansas 1 $ 64,000 $ 64,000 $ 14,000
Conway, Arkansas 1 $ 113,000 $ 113,000 $ 41,000
Hot Spring, Arkansas 1 $ 73,000 $ 73,000 $ 33,000
Izard, Arkansas 1 $ 110,000 $ 110,000 $ 35,000
Marion, Arkansas 1 $ 98,000 $ 98,000 $ 20,000
Perry, Arkansas 1 $ 78,000 $ 78,000 $ 22,000
Washington, Arkansas 1 $ 92,000 $ 92,000 $ 31,000
White, Arkansas 1 $ 95,000 $ 95,000 $ 43,000
Amador, California 1 $ 117,000 $ 117,000 $ 19,000
Calaveras, California 1 $ 292,000 $ 292,000 $ 102,000
Imperial, California 1 $ 215,000 $ 215,000 $ 78,000
Kings, California 1 $ 156,000 $ 156,000 $ 49,000
Mendocino, California 1 $ 154,000 $ 154,000 $ 40,000
Merced, California 1 $ 143,000 $ 143,000 $ 53,000
Napa, California 1 $ 371,000 $ 371,000 $ 65,000
Santa Barbara, California 1 $ 84,000 $ 84,000 $ 36,000
Shasta, California 1 $ 214,000 $ 214,000 $ 95,000
Stanislaus, California 1 $ 154,000 $ 154,000 $ 44,000
Tehama, California 1 $ 113,000 $ 113,000 $ 51,000
Trinity, California 1 $ 116,000 $ 116,000 $ 41,000
Adams, Colorado 1 $ 98,000 $ 98,000 $ 40,000
Fremont, Colorado 1 $ 141,000 $ 141,000 $ 48,000
Las Animas, Colorado 1 $ 157,000 $ 157,000 $ 57,000
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Mortgage Loan Application Detail Totals for Wcs Lending, LLC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,276 $683,868,000 $208,000 $1,800,000 $70,000 $7,377,000
Refinancing 1,581 $428,335,000 $270,000 $3,000,000 $111,000 $2,350,000
Home Improvement 589 $144,432,000 $245,000 $1,200,000 $90,000 $1,380,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,327 $787,291,000 $236,000 $3,000,000 $94,000 $7,377,000
Hispanic 831 $167,427,000 $201,000 $955,000 $58,000 $1,800,000
Black or African American 783 $150,643,000 $192,000 $987,000 $56,000 $445,000
Not Provided 285 $82,354,000 $288,000 $2,000,000 $100,000 $1,800,000
Asian 179 $59,070,000 $330,000 $1,050,000 $116,000 $1,410,000
Native Hawaiian or Other Pacific Islander 27 $7,600,000 $281,000 $674,000 $74,000 $186,000
American Indian or Alaskan Native 14 $2,250,000 $160,000 $351,000 $52,000 $96,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,673 $741,910,000 $201,000 $1,074,000 $60,000 $1,800,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,033 $398,543,000 $385,000 $3,000,000 $198,000 $7,377,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 586 $81,793,000 $139,000 $414,000 $42,000 $99,000
VA-guaranteed (Veterans Administration) 154 $34,389,000 $223,000 $668,000 $56,000 $212,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,312 $1,010,908,000 $234,000 $3,000,000 $89,000 $7,377,000
Application Withdrawn By Applicant 688 $146,642,000 $213,000 $2,050,000 $70,000 $1,401,000
Application Denied By Financial Institution 446 $99,085,000 $222,000 $1,074,000 $61,000 $600,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wcs Lending, LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wcs Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

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