Wells Fargo Bank, Na 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Bank, Na 1 Home Campus, 4Th Floor, Mac X2301-042 Des Moines, IA 50328 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,327,223 |
| Total Mortgage Loan Application Amount | $280,496,988,000 |
| Average Mortgage Loan Application Amount | $150,848 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $75,943 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, Na's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 35,338 | $ 6,813,435,000 | $ 192,000 | $ 73,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 35,250 | $ 14,238,811,000 | $ 403,000 | $ 128,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 33,925 | $ 6,732,500,000 | $ 198,000 | $ 73,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 30,563 | $ 7,024,167,000 | $ 229,000 | $ 84,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24,404 | $ 6,298,694,000 | $ 258,000 | $ 93,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 21,380 | $ 4,247,765,000 | $ 198,000 | $ 75,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 21,129 | $ 2,577,925,000 | $ 122,000 | $ 75,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 20,624 | $ 9,012,321,000 | $ 436,000 | $ 125,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 20,555 | $ 5,290,185,000 | $ 257,000 | $ 88,000 |
| BALTIMORE-TOWSON, MD | 20,039 | $ 4,519,485,000 | $ 225,000 | $ 84,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 18,220 | $ 3,240,235,000 | $ 177,000 | $ 72,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 17,853 | $ 6,479,758,000 | $ 362,000 | $ 126,000 |
| PHILADELPHIA, PA | 17,343 | $ 3,574,042,000 | $ 206,000 | $ 98,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 16,428 | $ 6,540,910,000 | $ 398,000 | $ 116,000 |
| DENVER-AURORA, CO | 16,352 | $ 3,266,143,000 | $ 199,000 | $ 79,000 |
| DALLAS-PLANO-IRVING, TX | 15,562 | $ 2,233,909,000 | $ 143,000 | $ 80,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 15,482 | $ 4,642,583,000 | $ 299,000 | $ 115,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 14,733 | $ 7,239,403,000 | $ 491,000 | $ 151,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14,454 | $ 7,125,383,000 | $ 492,000 | $ 134,000 |
| LAS VEGAS-PARADISE, NV | 14,294 | $ 2,914,108,000 | $ 203,000 | $ 78,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 14,030 | $ 2,718,599,000 | $ 193,000 | $ 81,000 |
| EDISON, NJ | 12,085 | $ 3,335,834,000 | $ 276,000 | $ 110,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 11,584 | $ 6,578,548,000 | $ 567,000 | $ 162,000 |
| ORLANDO, FL | 11,169 | $ 2,046,891,000 | $ 183,000 | $ 74,000 |
| NASSAU-SUFFOLK, NY | 9,464 | $ 3,242,403,000 | $ 342,000 | $ 143,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 9,244 | $ 3,006,461,000 | $ 325,000 | $ 99,000 |
| FORT WORTH-ARLINGTON, TX | 9,025 | $ 1,077,136,000 | $ 119,000 | $ 66,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8,973 | $ 1,668,019,000 | $ 185,000 | $ 74,000 |
| NEWARK-UNION, NJ-PA | 8,734 | $ 2,608,984,000 | $ 298,000 | $ 117,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 8,345 | $ 1,931,798,000 | $ 231,000 | $ 121,000 |
| ST. LOUIS, MO-IL | 7,890 | $ 1,268,458,000 | $ 160,000 | $ 67,000 |
| DES MOINES, IA | 7,458 | $ 864,771,000 | $ 115,000 | $ 58,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7,447 | $ 1,720,312,000 | $ 231,000 | $ 96,000 |
| RALEIGH-CARY, NC | 7,364 | $ 1,247,172,000 | $ 169,000 | $ 65,000 |
| AUSTIN-ROUND ROCK, TX | 7,273 | $ 1,128,214,000 | $ 155,000 | $ 71,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7,254 | $ 1,163,720,000 | $ 160,000 | $ 74,000 |
| SAN ANTONIO, TX | 7,212 | $ 811,159,000 | $ 112,000 | $ 76,000 |
| JACKSONVILLE, FL | 6,878 | $ 1,179,490,000 | $ 171,000 | $ 81,000 |
| KANSAS CITY, MO-KS | 6,615 | $ 858,041,000 | $ 129,000 | $ 62,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6,503 | $ 789,417,000 | $ 121,000 | $ 67,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 6,231 | $ 1,139,982,000 | $ 182,000 | $ 70,000 |
| COLUMBUS, OH | 6,098 | $ 981,878,000 | $ 161,000 | $ 68,000 |
| RICHMOND, VA | 6,055 | $ 1,090,690,000 | $ 180,000 | $ 65,000 |
| SARASOTA-BRADENTON-VENICE, FL | 5,649 | $ 1,297,882,000 | $ 229,000 | $ 114,000 |
| TUCSON, AZ | 5,555 | $ 809,027,000 | $ 145,000 | $ 72,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5,553 | $ 1,534,840,000 | $ 276,000 | $ 117,000 |
| ALBUQUERQUE, NM | 5,538 | $ 760,605,000 | $ 137,000 | $ 62,000 |
| CAPE CORAL-FORT MYERS, FL | 5,500 | $ 1,162,327,000 | $ 211,000 | $ 90,000 |
| RENO-SPARKS, NV | 5,453 | $ 1,368,234,000 | $ 250,000 | $ 81,000 |
| TACOMA, WA | 5,235 | $ 978,355,000 | $ 186,000 | $ 66,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 5,086 | $ 1,013,592,000 | $ 199,000 | $ 77,000 |
| PITTSBURGH, PA | 4,996 | $ 598,531,000 | $ 119,000 | $ 65,000 |
| BOISE CITY-NAMPA, ID | 4,976 | $ 713,165,000 | $ 143,000 | $ 62,000 |
| SALT LAKE CITY, UT | 4,916 | $ 911,194,000 | $ 185,000 | $ 96,000 |
| BOSTON-QUINCY, MA | 4,905 | $ 1,609,300,000 | $ 328,000 | $ 109,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,904 | $ 1,543,688,000 | $ 314,000 | $ 112,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4,900 | $ 2,089,690,000 | $ 426,000 | $ 165,000 |
| FRESNO, CA | 4,883 | $ 1,022,225,000 | $ 209,000 | $ 87,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4,612 | $ 655,682,000 | $ 142,000 | $ 66,000 |
| BAKERSFIELD, CA | 4,600 | $ 842,254,000 | $ 183,000 | $ 78,000 |
| CAMDEN, NJ | 4,415 | $ 804,537,000 | $ 182,000 | $ 77,000 |
| ANCHORAGE, AK | 4,389 | $ 724,444,000 | $ 165,000 | $ 67,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4,363 | $ 1,524,061,000 | $ 349,000 | $ 111,000 |
| STOCKTON, CA | 4,254 | $ 1,176,219,000 | $ 276,000 | $ 90,000 |
| EL PASO, TX | 4,185 | $ 295,726,000 | $ 70,000 | $ 58,000 |
| COLORADO SPRINGS, CO | 4,123 | $ 729,119,000 | $ 176,000 | $ 74,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4,058 | $ 651,448,000 | $ 160,000 | $ 72,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3,840 | $ 610,477,000 | $ 158,000 | $ 70,000 |
| INDIANAPOLIS, IN | 3,822 | $ 549,350,000 | $ 143,000 | $ 71,000 |
| KNOXVILLE, TN | 3,765 | $ 496,065,000 | $ 131,000 | $ 62,000 |
| MEMPHIS, TN-MS-AR | 3,659 | $ 530,563,000 | $ 145,000 | $ 65,000 |
| MODESTO, CA | 3,515 | $ 837,733,000 | $ 238,000 | $ 93,000 |
| GREENSBORO-HIGH POINT, NC | 3,438 | $ 449,721,000 | $ 130,000 | $ 58,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3,405 | $ 1,557,431,000 | $ 457,000 | $ 152,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3,382 | $ 423,686,000 | $ 125,000 | $ 63,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 3,335 | $ 568,267,000 | $ 170,000 | $ 70,000 |
| WILMINGTON, DE-MD-NJ | 3,328 | $ 672,382,000 | $ 202,000 | $ 80,000 |
| MCALLEN-EDINBURG-PHARR, TX | 3,216 | $ 226,214,000 | $ 70,000 | $ 67,000 |
| LOUISVILLE, KY-IN | 3,189 | $ 464,346,000 | $ 145,000 | $ 68,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3,096 | $ 572,515,000 | $ 184,000 | $ 75,000 |
| LINCOLN, NE | 2,996 | $ 327,384,000 | $ 109,000 | $ 55,000 |
| VALLEJO-FAIRFIELD, CA | 2,974 | $ 919,480,000 | $ 309,000 | $ 101,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2,923 | $ 569,336,000 | $ 194,000 | $ 85,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2,908 | $ 418,098,000 | $ 143,000 | $ 62,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2,896 | $ 828,016,000 | $ 285,000 | $ 108,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2,869 | $ 494,428,000 | $ 172,000 | $ 78,000 |
| HONOLULU, HI | 2,868 | $ 939,357,000 | $ 327,000 | $ 116,000 |
| ROCHESTER, MN | 2,867 | $ 378,647,000 | $ 132,000 | $ 63,000 |
| SIOUX FALLS, SD | 2,850 | $ 327,627,000 | $ 114,000 | $ 67,000 |
| DAYTON, OH | 2,843 | $ 323,597,000 | $ 113,000 | $ 58,000 |
| SPOKANE, WA | 2,838 | $ 377,351,000 | $ 132,000 | $ 70,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2,831 | $ 651,189,000 | $ 230,000 | $ 87,000 |
| BIRMINGHAM-HOOVER, AL | 2,771 | $ 380,532,000 | $ 137,000 | $ 66,000 |
| DULUTH, MN-WI | 2,717 | $ 287,377,000 | $ 105,000 | $ 55,000 |
| WILMINGTON, NC | 2,647 | $ 502,488,000 | $ 189,000 | $ 93,000 |
| OKLAHOMA CITY, OK | 2,621 | $ 293,374,000 | $ 111,000 | $ 60,000 |
| CEDAR RAPIDS, IA | 2,619 | $ 278,470,000 | $ 106,000 | $ 55,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 2,595 | $ 406,851,000 | $ 156,000 | $ 91,000 |
| SALEM, OR | 2,560 | $ 333,869,000 | $ 130,000 | $ 62,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2,552 | $ 425,700,000 | $ 166,000 | $ 70,000 |
| BROWNSVILLE-HARLINGEN, TX | 2,545 | $ 192,093,000 | $ 75,000 | $ 71,000 |
| FAYETTEVILLE, NC | 2,427 | $ 299,756,000 | $ 123,000 | $ 54,000 |
| FORT WAYNE, IN | 2,422 | $ 238,845,000 | $ 98,000 | $ 49,000 |
| ROCHESTER, NY | 2,385 | $ 251,377,000 | $ 105,000 | $ 56,000 |
| FORT COLLINS-LOVELAND, CO | 2,365 | $ 424,640,000 | $ 179,000 | $ 84,000 |
| SANTA ROSA-PETALUMA, CA | 2,362 | $ 943,728,000 | $ 399,000 | $ 126,000 |
| MADISON, WI | 2,357 | $ 396,559,000 | $ 168,000 | $ 67,000 |
| LAKELAND, FL | 2,351 | $ 317,309,000 | $ 134,000 | $ 57,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2,333 | $ 1,093,959,000 | $ 468,000 | $ 123,000 |
| GARY, IN | 2,294 | $ 280,297,000 | $ 122,000 | $ 68,000 |
| DURHAM, NC | 2,225 | $ 371,017,000 | $ 166,000 | $ 75,000 |
| WORCESTER, MA | 2,225 | $ 533,305,000 | $ 239,000 | $ 86,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2,201 | $ 296,158,000 | $ 134,000 | $ 68,000 |
| NAPLES-MARCO ISLAND, FL | 2,200 | $ 678,926,000 | $ 308,000 | $ 132,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,191 | $ 502,520,000 | $ 229,000 | $ 96,000 |
| MANCHESTER-NASHUA, NH | 2,175 | $ 429,988,000 | $ 197,000 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 2,142 | $ 346,364,000 | $ 161,000 | $ 68,000 |
| GREEN BAY, WI | 2,113 | $ 259,529,000 | $ 122,000 | $ 65,000 |
| ESSEX COUNTY, MA | 2,102 | $ 609,064,000 | $ 289,000 | $ 89,000 |
| OGDEN-CLEARFIELD, UT | 2,098 | $ 275,221,000 | $ 131,000 | $ 57,000 |
| AKRON, OH | 2,090 | $ 271,659,000 | $ 129,000 | $ 61,000 |
| SALINAS, CA | 2,077 | $ 938,914,000 | $ 452,000 | $ 126,000 |
| TRENTON-EWING, NJ | 2,072 | $ 472,704,000 | $ 228,000 | $ 88,000 |
| OLYMPIA, WA | 2,059 | $ 353,180,000 | $ 171,000 | $ 64,000 |
| YORK-HANOVER, PA | 2,055 | $ 291,074,000 | $ 141,000 | $ 63,000 |
| BOULDER, CO | 2,050 | $ 553,590,000 | $ 270,000 | $ 94,000 |
| PRESCOTT, AZ | 2,029 | $ 330,083,000 | $ 162,000 | $ 74,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,957 | $ 284,910,000 | $ 145,000 | $ 63,000 |
| COEUR D'ALENE, ID | 1,922 | $ 330,845,000 | $ 172,000 | $ 103,000 |
| TULSA, OK | 1,902 | $ 231,942,000 | $ 121,000 | $ 58,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1,900 | $ 684,609,000 | $ 360,000 | $ 122,000 |
| BATON ROUGE, LA | 1,878 | $ 234,487,000 | $ 124,000 | $ 68,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1,836 | $ 835,149,000 | $ 454,000 | $ 146,000 |
| WICHITA, KS | 1,825 | $ 199,782,000 | $ 109,000 | $ 53,000 |
| GREELEY, CO | 1,803 | $ 273,675,000 | $ 151,000 | $ 59,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1,803 | $ 238,341,000 | $ 132,000 | $ 65,000 |
| WINSTON-SALEM, NC | 1,802 | $ 233,356,000 | $ 129,000 | $ 56,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1,768 | $ 211,605,000 | $ 119,000 | $ 52,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,766 | $ 379,028,000 | $ 214,000 | $ 82,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 1,759 | $ 365,069,000 | $ 207,000 | $ 90,000 |
| GREENVILLE, SC | 1,727 | $ 251,332,000 | $ 145,000 | $ 58,000 |
| NEW HAVEN-MILFORD, CT | 1,708 | $ 342,537,000 | $ 200,000 | $ 79,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,704 | $ 227,800,000 | $ 133,000 | $ 64,000 |
| ATLANTIC CITY, NJ | 1,664 | $ 353,634,000 | $ 212,000 | $ 92,000 |
| ST. CLOUD, MN | 1,600 | $ 204,519,000 | $ 127,000 | $ 57,000 |
| LAS CRUCES, NM | 1,575 | $ 167,182,000 | $ 106,000 | $ 67,000 |
| YUMA, AZ | 1,552 | $ 163,370,000 | $ 105,000 | $ 80,000 |
| GRAND RAPIDS-WYOMING, MI | 1,487 | $ 201,274,000 | $ 135,000 | $ 55,000 |
| EUGENE-SPRINGFIELD, OR | 1,472 | $ 254,297,000 | $ 172,000 | $ 69,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1,467 | $ 156,738,000 | $ 106,000 | $ 58,000 |
| GRAND JUNCTION, CO | 1,449 | $ 209,625,000 | $ 144,000 | $ 53,000 |
| OCEAN CITY, NJ | 1,449 | $ 518,947,000 | $ 358,000 | $ 190,000 |
| PROVO-OREM, UT | 1,447 | $ 204,861,000 | $ 141,000 | $ 67,000 |
| APPLETON, WI | 1,446 | $ 178,054,000 | $ 123,000 | $ 61,000 |
| CORPUS CHRISTI, TX | 1,435 | $ 138,410,000 | $ 96,000 | $ 74,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,424 | $ 138,223,000 | $ 97,000 | $ 61,000 |
| BEND, OR | 1,387 | $ 296,572,000 | $ 213,000 | $ 124,000 |
| COLUMBIA, SC | 1,386 | $ 182,698,000 | $ 131,000 | $ 58,000 |
| BELLINGHAM, WA | 1,380 | $ 253,198,000 | $ 183,000 | $ 66,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1,368 | $ 146,641,000 | $ 107,000 | $ 57,000 |
| JACKSON, MS | 1,359 | $ 159,751,000 | $ 117,000 | $ 66,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,345 | $ 261,463,000 | $ 194,000 | $ 92,000 |
| YUBA CITY, CA | 1,320 | $ 281,800,000 | $ 213,000 | $ 73,000 |
| LANCASTER, PA | 1,312 | $ 172,901,000 | $ 131,000 | $ 73,000 |
| ASHEVILLE, NC | 1,294 | $ 224,292,000 | $ 173,000 | $ 83,000 |
| TOLEDO, OH | 1,290 | $ 164,643,000 | $ 127,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 1,284 | $ 246,402,000 | $ 191,000 | $ 83,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1,266 | $ 110,789,000 | $ 87,000 | $ 50,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1,263 | $ 234,570,000 | $ 185,000 | $ 77,000 |
| CHICO, CA | 1,230 | $ 236,165,000 | $ 192,000 | $ 75,000 |
| HARRISBURG-CARLISLE, PA | 1,221 | $ 164,555,000 | $ 134,000 | $ 62,000 |
| DOVER, DE | 1,204 | $ 196,282,000 | $ 163,000 | $ 66,000 |
| BEAUMONT-PORT ARTHUR, TX | 1,191 | $ 82,247,000 | $ 69,000 | $ 68,000 |
| LEXINGTON-FAYETTE, KY | 1,171 | $ 164,541,000 | $ 140,000 | $ 68,000 |
| READING, PA | 1,167 | $ 165,653,000 | $ 141,000 | $ 63,000 |
| SPRINGFIELD, MO | 1,164 | $ 130,524,000 | $ 112,000 | $ 55,000 |
| MERCED, CA | 1,159 | $ 247,463,000 | $ 213,000 | $ 96,000 |
| SPRINGFIELD, MA | 1,155 | $ 176,004,000 | $ 152,000 | $ 65,000 |
| ST. GEORGE, UT | 1,153 | $ 196,443,000 | $ 170,000 | $ 74,000 |
| GAINESVILLE, FL | 1,129 | $ 163,966,000 | $ 145,000 | $ 70,000 |
| BILLINGS, MT | 1,122 | $ 138,393,000 | $ 123,000 | $ 69,000 |
| FARGO, ND-MN | 1,122 | $ 140,527,000 | $ 125,000 | $ 76,000 |
| RAPID CITY, SD | 1,121 | $ 142,108,000 | $ 126,000 | $ 57,000 |
| MEDFORD, OR | 1,114 | $ 237,512,000 | $ 213,000 | $ 81,000 |
| CANTON-MASSILLON, OH | 1,109 | $ 122,126,000 | $ 110,000 | $ 59,000 |
| LUBBOCK, TX | 1,076 | $ 83,843,000 | $ 77,000 | $ 65,000 |
| SCRANTON--WILKES-BARRE, PA | 1,075 | $ 115,179,000 | $ 107,000 | $ 66,000 |
| TALLAHASSEE, FL | 1,071 | $ 154,421,000 | $ 144,000 | $ 59,000 |
| WATERLOO-CEDAR FALLS, IA | 1,070 | $ 95,404,000 | $ 89,000 | $ 58,000 |
| FLAGSTAFF, AZ | 1,054 | $ 196,140,000 | $ 186,000 | $ 80,000 |
| MOUNT VERNON-ANACORTES, WA | 1,054 | $ 194,397,000 | $ 184,000 | $ 64,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,037 | $ 136,231,000 | $ 131,000 | $ 63,000 |
| PUNTA GORDA, FL | 1,030 | $ 191,173,000 | $ 185,000 | $ 76,000 |
| RACINE, WI | 1,013 | $ 141,771,000 | $ 139,000 | $ 60,000 |
| MADERA, CA | 1,008 | $ 203,632,000 | $ 202,000 | $ 83,000 |
| SYRACUSE, NY | 1,005 | $ 95,085,000 | $ 94,000 | $ 53,000 |
| OCALA, FL | 998 | $ 130,409,000 | $ 130,000 | $ 67,000 |
| LAREDO, TX | 995 | $ 81,433,000 | $ 81,000 | $ 59,000 |
| SANTA FE, NM | 994 | $ 247,303,000 | $ 248,000 | $ 89,000 |
| KALAMAZOO-PORTAGE, MI | 988 | $ 133,845,000 | $ 135,000 | $ 66,000 |
| CHATTANOOGA, TN-GA | 984 | $ 109,245,000 | $ 111,000 | $ 56,000 |
| REDDING, CA | 981 | $ 182,931,000 | $ 186,000 | $ 76,000 |
| WINCHESTER, VA-WV | 957 | $ 195,903,000 | $ 204,000 | $ 78,000 |
| BINGHAMTON, NY | 955 | $ 80,526,000 | $ 84,000 | $ 50,000 |
| MOBILE, AL | 950 | $ 86,937,000 | $ 91,000 | $ 49,000 |
| PUEBLO, CO | 931 | $ 93,554,000 | $ 100,000 | $ 48,000 |
| HUNTSVILLE, AL | 913 | $ 129,015,000 | $ 141,000 | $ 61,000 |
| ATHENS-CLARKE COUNTY, GA | 911 | $ 127,649,000 | $ 140,000 | $ 63,000 |
| NAPA, CA | 891 | $ 395,986,000 | $ 444,000 | $ 175,000 |
| BISMARCK, ND | 889 | $ 87,616,000 | $ 98,000 | $ 55,000 |
| AMARILLO, TX | 885 | $ 83,468,000 | $ 94,000 | $ 72,000 |
| MISSOULA, MT | 876 | $ 139,823,000 | $ 159,000 | $ 75,000 |
| VICTORIA, TX | 861 | $ 65,232,000 | $ 75,000 | $ 67,000 |
| CHEYENNE, WY | 855 | $ 109,234,000 | $ 127,000 | $ 56,000 |
| STATE COLLEGE, PA | 848 | $ 118,457,000 | $ 139,000 | $ 66,000 |
| JACKSONVILLE, NC | 836 | $ 117,626,000 | $ 140,000 | $ 68,000 |
| PEORIA, IL | 828 | $ 78,195,000 | $ 94,000 | $ 58,000 |
| MIDLAND, TX | 821 | $ 65,525,000 | $ 79,000 | $ 58,000 |
| WICHITA FALLS, TX | 819 | $ 57,114,000 | $ 69,000 | $ 69,000 |
| HICKORY-LENOIR-MORGANTON, NC | 808 | $ 103,716,000 | $ 128,000 | $ 61,000 |
| GREAT FALLS, MT | 806 | $ 89,889,000 | $ 111,000 | $ 59,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 800 | $ 186,484,000 | $ 233,000 | $ 105,000 |
| OSHKOSH-NEENAH, WI | 799 | $ 92,888,000 | $ 116,000 | $ 63,000 |
| EAU CLAIRE, WI | 798 | $ 97,255,000 | $ 121,000 | $ 56,000 |
| LAFAYETTE, LA | 792 | $ 97,017,000 | $ 122,000 | $ 63,000 |
| SALISBURY, MD | 787 | $ 111,989,000 | $ 142,000 | $ 62,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 775 | $ 65,899,000 | $ 85,000 | $ 46,000 |
| NORWICH-NEW LONDON, CT | 758 | $ 154,572,000 | $ 203,000 | $ 112,000 |
| IOWA CITY, IA | 753 | $ 108,783,000 | $ 144,000 | $ 81,000 |
| WENATCHEE, WA | 747 | $ 108,512,000 | $ 145,000 | $ 73,000 |
| SHEBOYGAN, WI | 736 | $ 76,354,000 | $ 103,000 | $ 67,000 |
| SPARTANBURG, SC | 735 | $ 95,325,000 | $ 129,000 | $ 61,000 |
| CASPER, WY | 717 | $ 81,446,000 | $ 113,000 | $ 87,000 |
| IDAHO FALLS, ID | 712 | $ 83,298,000 | $ 116,000 | $ 59,000 |
| LANSING-EAST LANSING, MI | 708 | $ 87,977,000 | $ 124,000 | $ 63,000 |
| LA CROSSE, WI-MN | 699 | $ 86,367,000 | $ 123,000 | $ 65,000 |
| GULFPORT-BILOXI, MS | 697 | $ 91,773,000 | $ 131,000 | $ 68,000 |
| FAIRBANKS, AK | 696 | $ 95,957,000 | $ 137,000 | $ 70,000 |
| ANN ARBOR, MI | 693 | $ 151,129,000 | $ 218,000 | $ 111,000 |
| ROANOKE, VA | 687 | $ 96,915,000 | $ 141,000 | $ 64,000 |
| MONTGOMERY, AL | 673 | $ 88,674,000 | $ 131,000 | $ 63,000 |
| PANAMA CITY-LYNN HAVEN, FL | 661 | $ 129,099,000 | $ 195,000 | $ 86,000 |
| GOLDSBORO, NC | 658 | $ 72,218,000 | $ 109,000 | $ 45,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 658 | $ 59,092,000 | $ 89,000 | $ 56,000 |
| FARMINGTON, NM | 650 | $ 74,342,000 | $ 114,000 | $ 59,000 |
| MORRISTOWN, TN | 649 | $ 67,777,000 | $ 104,000 | $ 44,000 |
| CHARLOTTESVILLE, VA | 624 | $ 131,128,000 | $ 210,000 | $ 91,000 |
| BARNSTABLE TOWN, MA | 617 | $ 198,543,000 | $ 321,000 | $ 150,000 |
| SAVANNAH, GA | 612 | $ 103,231,000 | $ 168,000 | $ 77,000 |
| SPRINGFIELD, OH | 610 | $ 62,183,000 | $ 101,000 | $ 54,000 |
| ERIE, PA | 598 | $ 65,993,000 | $ 110,000 | $ 69,000 |
| WACO, TX | 592 | $ 58,657,000 | $ 99,000 | $ 56,000 |
| AMES, IA | 588 | $ 65,381,000 | $ 111,000 | $ 69,000 |
| ROCKFORD, IL | 573 | $ 69,982,000 | $ 122,000 | $ 65,000 |
| SIOUX CITY, IA-NE-SD | 573 | $ 46,318,000 | $ 80,000 | $ 51,000 |
| COLLEGE STATION-BRYAN, TX | 569 | $ 56,561,000 | $ 99,000 | $ 67,000 |
| LYNCHBURG, VA | 566 | $ 77,402,000 | $ 136,000 | $ 62,000 |
| YAKIMA, WA | 551 | $ 58,801,000 | $ 106,000 | $ 50,000 |
| VERO BEACH, FL | 549 | $ 110,642,000 | $ 201,000 | $ 90,000 |
| EL CENTRO, CA | 548 | $ 78,294,000 | $ 142,000 | $ 69,000 |
| SAN ANGELO, TX | 546 | $ 37,731,000 | $ 69,000 | $ 48,000 |
| TOPEKA, KS | 529 | $ 53,061,000 | $ 100,000 | $ 52,000 |
| JANESVILLE, WI | 525 | $ 57,224,000 | $ 108,000 | $ 48,000 |
| FLINT, MI | 524 | $ 74,428,000 | $ 142,000 | $ 53,000 |
| BURLINGTON, NC | 523 | $ 62,486,000 | $ 119,000 | $ 51,000 |
| ANDERSON, SC | 521 | $ 59,558,000 | $ 114,000 | $ 51,000 |
| CORVALLIS, OR | 514 | $ 96,632,000 | $ 188,000 | $ 88,000 |
| HANFORD-CORCORAN, CA | 514 | $ 72,992,000 | $ 142,000 | $ 73,000 |
| KINGSTON, NY | 496 | $ 95,363,000 | $ 192,000 | $ 83,000 |
| POCATELLO, ID | 494 | $ 46,430,000 | $ 93,000 | $ 50,000 |
| AUBURN-OPELIKA, AL | 488 | $ 68,453,000 | $ 140,000 | $ 70,000 |
| COLUMBUS, GA-AL | 486 | $ 67,695,000 | $ 139,000 | $ 68,000 |
| LOGAN, UT-ID | 486 | $ 94,044,000 | $ 193,000 | $ 45,000 |
| JOPLIN, MO | 481 | $ 42,578,000 | $ 88,000 | $ 48,000 |
| MANSFIELD, OH | 478 | $ 45,464,000 | $ 95,000 | $ 44,000 |
| VALDOSTA, GA | 476 | $ 58,121,000 | $ 122,000 | $ 55,000 |
| HOT SPRINGS, AR | 471 | $ 56,372,000 | $ 119,000 | $ 70,000 |
| GAINESVILLE, GA | 439 | $ 81,677,000 | $ 186,000 | $ 80,000 |
| JOHNSON CITY, TN | 439 | $ 57,872,000 | $ 131,000 | $ 54,000 |
| BATTLE CREEK, MI | 435 | $ 50,320,000 | $ 115,000 | $ 58,000 |
| JOHNSTOWN, PA | 432 | $ 35,989,000 | $ 83,000 | $ 50,000 |
| BANGOR, ME | 429 | $ 47,706,000 | $ 111,000 | $ 47,000 |
| SPRINGFIELD, IL | 427 | $ 42,019,000 | $ 98,000 | $ 59,000 |
| WAUSAU, WI | 420 | $ 46,143,000 | $ 109,000 | $ 58,000 |
| MICHIGAN CITY-LA PORTE, IN | 418 | $ 46,512,000 | $ 111,000 | $ 89,000 |
| LONGVIEW, WA | 415 | $ 51,961,000 | $ 125,000 | $ 56,000 |
| JACKSON, TN | 412 | $ 44,204,000 | $ 107,000 | $ 42,000 |
| HARRISONBURG, VA | 403 | $ 65,062,000 | $ 161,000 | $ 73,000 |
| FORT SMITH, AR-OK | 400 | $ 42,754,000 | $ 106,000 | $ 61,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 399 | $ 53,390,000 | $ 133,000 | $ 60,000 |
| ODESSA, TX | 396 | $ 24,045,000 | $ 60,000 | $ 53,000 |
| ROCKY MOUNT, NC | 396 | $ 42,924,000 | $ 108,000 | $ 48,000 |
| GLENS FALLS, NY | 388 | $ 54,933,000 | $ 141,000 | $ 88,000 |
| COLUMBIA, MO | 387 | $ 54,060,000 | $ 139,000 | $ 68,000 |
| ELKHART-GOSHEN, IN | 382 | $ 37,715,000 | $ 98,000 | $ 64,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 376 | $ 41,682,000 | $ 110,000 | $ 51,000 |
| CLARKSVILLE, TN-KY | 375 | $ 42,551,000 | $ 113,000 | $ 45,000 |
| FOND DU LAC, WI | 372 | $ 46,218,000 | $ 124,000 | $ 55,000 |
| LAKE CHARLES, LA | 367 | $ 32,964,000 | $ 89,000 | $ 57,000 |
| PASCAGOULA, MS | 367 | $ 39,761,000 | $ 108,000 | $ 55,000 |
| EVANSVILLE, IN-KY | 349 | $ 44,815,000 | $ 128,000 | $ 58,000 |
| GREENVILLE, NC | 345 | $ 41,074,000 | $ 119,000 | $ 64,000 |
| CARSON CITY, NV | 343 | $ 69,015,000 | $ 201,000 | $ 69,000 |
| TERRE HAUTE, IN | 342 | $ 29,293,000 | $ 85,000 | $ 42,000 |
| HOLLAND-GRAND HAVEN, MI | 335 | $ 44,396,000 | $ 132,000 | $ 49,000 |
| LEWISTON, ID-WA | 332 | $ 32,096,000 | $ 96,000 | $ 48,000 |
| JACKSON, MI | 330 | $ 39,458,000 | $ 119,000 | $ 53,000 |
| FLORENCE, SC | 325 | $ 35,003,000 | $ 107,000 | $ 61,000 |
| UTICA-ROME, NY | 323 | $ 31,988,000 | $ 99,000 | $ 54,000 |
| WILLIAMSPORT, PA | 323 | $ 29,604,000 | $ 91,000 | $ 45,000 |
| TYLER, TX | 321 | $ 41,429,000 | $ 129,000 | $ 76,000 |
| LAFAYETTE, IN | 320 | $ 36,975,000 | $ 115,000 | $ 63,000 |
| NILES-BENTON HARBOR, MI | 314 | $ 53,892,000 | $ 171,000 | $ 95,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 313 | $ 61,359,000 | $ 196,000 | $ 102,000 |
| ELIZABETHTOWN, KY | 301 | $ 35,338,000 | $ 117,000 | $ 60,000 |
| ALTOONA, PA | 300 | $ 28,014,000 | $ 93,000 | $ 49,000 |
| ABILENE, TX | 295 | $ 21,344,000 | $ 72,000 | $ 51,000 |
| ANDERSON, IN | 286 | $ 20,643,000 | $ 72,000 | $ 42,000 |
| CHAMPAIGN-URBANA, IL | 286 | $ 36,748,000 | $ 128,000 | $ 66,000 |
| ALEXANDRIA, LA | 283 | $ 24,333,000 | $ 85,000 | $ 56,000 |
| DOTHAN, AL | 274 | $ 29,081,000 | $ 106,000 | $ 56,000 |
| BLOOMINGTON-NORMAL, IL | 258 | $ 35,704,000 | $ 138,000 | $ 88,000 |
| COLUMBUS, IN | 255 | $ 35,209,000 | $ 138,000 | $ 62,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 253 | $ 25,314,000 | $ 100,000 | $ 50,000 |
| MACON, GA | 249 | $ 30,174,000 | $ 121,000 | $ 70,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 241 | $ 29,206,000 | $ 121,000 | $ 63,000 |
| MORGANTOWN, WV | 235 | $ 30,226,000 | $ 128,000 | $ 62,000 |
| CHARLESTON, WV | 231 | $ 24,022,000 | $ 103,000 | $ 61,000 |
| BLOOMINGTON, IN | 221 | $ 22,672,000 | $ 102,000 | $ 47,000 |
| JONESBORO, AR | 220 | $ 23,688,000 | $ 107,000 | $ 54,000 |
| ELMIRA, NY | 217 | $ 18,677,000 | $ 86,000 | $ 56,000 |
| MUSKEGON-NORTON SHORES, MI | 217 | $ 22,967,000 | $ 105,000 | $ 56,000 |
| CLEVELAND, TN | 213 | $ 22,941,000 | $ 107,000 | $ 50,000 |
| PITTSFIELD, MA | 209 | $ 41,701,000 | $ 199,000 | $ 113,000 |
| SHERMAN-DENISON, TX | 206 | $ 22,185,000 | $ 107,000 | $ 107,000 |
| LEBANON, PA | 200 | $ 23,574,000 | $ 117,000 | $ 69,000 |
| DANVILLE, VA | 196 | $ 17,610,000 | $ 89,000 | $ 49,000 |
| LONGVIEW, TX | 192 | $ 22,127,000 | $ 115,000 | $ 54,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 191 | $ 19,196,000 | $ 100,000 | $ 62,000 |
| MONROE, MI | 187 | $ 26,649,000 | $ 142,000 | $ 64,000 |
| GRAND FORKS, ND-MN | 186 | $ 20,997,000 | $ 112,000 | $ 64,000 |
| KANKAKEE-BRADLEY, IL | 185 | $ 21,239,000 | $ 114,000 | $ 46,000 |
| ST. JOSEPH, MO-KS | 185 | $ 16,486,000 | $ 89,000 | $ 54,000 |
| BRUNSWICK, GA | 184 | $ 41,412,000 | $ 225,000 | $ 95,000 |
| DECATUR, AL | 181 | $ 19,575,000 | $ 108,000 | $ 56,000 |
| DALTON, GA | 180 | $ 18,147,000 | $ 100,000 | $ 53,000 |
| LIMA, OH | 172 | $ 16,266,000 | $ 94,000 | $ 56,000 |
| LEWISTON-AUBURN, ME | 171 | $ 18,489,000 | $ 108,000 | $ 54,000 |
| LAWRENCE, KS | 168 | $ 24,939,000 | $ 148,000 | $ 71,000 |
| LAWTON, OK | 168 | $ 15,693,000 | $ 93,000 | $ 63,000 |
| WARNER ROBINS, GA | 164 | $ 18,561,000 | $ 113,000 | $ 58,000 |
| SANDUSKY, OH | 162 | $ 20,193,000 | $ 124,000 | $ 73,000 |
| MUNCIE, IN | 161 | $ 13,519,000 | $ 83,000 | $ 162,000 |
| PARKERSBURG-MARIETTA, WV-OH | 160 | $ 15,280,000 | $ 95,000 | $ 50,000 |
| HATTIESBURG, MS | 159 | $ 17,932,000 | $ 112,000 | $ 57,000 |
| CUMBERLAND, MD-WV | 156 | $ 13,145,000 | $ 84,000 | $ 54,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 156 | $ 12,276,000 | $ 78,000 | $ 39,000 |
| TUSCALOOSA, AL | 150 | $ 16,483,000 | $ 109,000 | $ 57,000 |
| ROME, GA | 148 | $ 16,725,000 | $ 113,000 | $ 52,000 |
| MONROE, LA | 134 | $ 16,438,000 | $ 122,000 | $ 66,000 |
| DECATUR, IL | 133 | $ 10,777,000 | $ 81,000 | $ 58,000 |
| ALBANY, GA | 127 | $ 14,234,000 | $ 112,000 | $ 72,000 |
| JEFFERSON CITY, MO | 124 | $ 12,580,000 | $ 101,000 | $ 51,000 |
| ITHACA, NY | 123 | $ 16,905,000 | $ 137,000 | $ 80,000 |
| FLORENCE-MUSCLE SHOALS, AL | 119 | $ 12,020,000 | $ 101,000 | $ 53,000 |
| PINE BLUFF, AR | 116 | $ 10,104,000 | $ 87,000 | $ 57,000 |
| SUMTER, SC | 110 | $ 10,787,000 | $ 98,000 | $ 61,000 |
| KOKOMO, IN | 104 | $ 10,452,000 | $ 100,000 | $ 54,000 |
| DANVILLE, IL | 103 | $ 6,891,000 | $ 66,000 | $ 53,000 |
| ANNISTON-OXFORD, AL | 100 | $ 10,070,000 | $ 100,000 | $ 70,000 |
| DUBUQUE, IA | 92 | $ 10,922,000 | $ 118,000 | $ 61,000 |
| TEXARKANA, TX-TEXARKANA, AR | 84 | $ 6,946,000 | $ 82,000 | $ 51,000 |
| BAY CITY, MI | 83 | $ 7,336,000 | $ 88,000 | $ 49,000 |
| HINESVILLE-FORT STEWART, GA | 77 | $ 5,495,000 | $ 71,000 | $ 53,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 68 | $ 5,148,000 | $ 75,000 | $ 50,000 |
| WHEELING, WV-OH | 65 | $ 5,849,000 | $ 89,000 | $ 66,000 |
| GADSDEN, AL | 60 | $ 4,867,000 | $ 81,000 | $ 48,000 |
| OWENSBORO, KY | 52 | $ 6,054,000 | $ 116,000 | $ 59,000 |
| BOWLING GREEN, KY | 51 | $ 7,076,000 | $ 138,000 | $ 69,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 35 | $ 6,311,000 | $ 180,000 | $ 71,000 |
| PONCE, PR | 5 | $ 417,000 | $ 83,000 | $ 22,000 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 2 | $ 467,000 | $ 233,000 | $ 165,000 |
| YAUCO, PR | 2 | $ 312,000 | $ 156,000 | $ 103,000 |
| FAJARDO, PR | 1 | $ 244,000 | $ 244,000 | $ 68,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 685,203 | $155,507,773,000 | $196,075 | $99,999,000 | $83,981 | $9,999,000 |
| Refinancing | 553,156 | $114,712,603,000 | $167,207 | $99,999,000 | $69,000 | $9,999,000 |
| Home Improvement | 88,864 | $10,276,612,000 | $88,076 | $30,600,000 | $74,826 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 899,023 | $191,503,834,000 | $187,075 | $15,000,000 | $82,113 | $9,999,000 |
| Not Provided | 145,132 | $29,864,735,000 | $165,792 | $5,542,000 | $75,698 | $9,999,000 |
| Hispanic | 120,864 | $21,310,860,000 | $155,188 | $5,700,000 | $67,584 | $7,680,000 |
| Black or African American | 86,181 | $14,085,505,000 | $148,641 | $7,000,000 | $64,622 | $9,999,000 |
| Asian | 62,805 | $19,900,598,000 | $206,094 | $9,540,000 | $92,433 | $9,999,000 |
| American Indian or Alaskan Native | 5,920 | $978,027,000 | $149,500 | $3,419,000 | $78,250 | $4,180,000 |
| Native Hawaiian or Other Pacific Islander | 5,728 | $1,477,265,000 | $179,980 | $2,560,000 | $90,411 | $8,349,000 |
| Not applicable | 1,570 | $1,376,164,000 | $695,653 | $99,999,000 | $14,019 | $9,444,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,242,832 | $269,342,935,000 | $180,528 | $99,999,000 | $82,981 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 61,744 | $7,635,464,000 | $130,698 | $602,000 | $43,528 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 21,639 | $3,406,104,000 | $158,211 | $539,000 | $43,403 | $1,018,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,008 | $112,485,000 | $113,571 | $592,000 | $38,190 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 827,584 | $183,311,477,000 | $190,132 | $99,999,000 | $88,603 | $9,999,000 |
| Application Denied By Financial Institution | 172,543 | $25,684,119,000 | $138,792 | $99,999,000 | $62,603 | $9,999,000 |
| Application Approved But Not Accepted | 163,202 | $33,092,504,000 | $168,509 | $7,500,000 | $72,226 | $9,999,000 |
| Loan Purchased By The Institution | 62,749 | $15,890,520,000 | $201,923 | $6,500,000 | $105,365 | $9,999,000 |
| Application Withdrawn By Applicant | 62,334 | $14,509,099,000 | $184,622 | $19,500,000 | $58,792 | $9,999,000 |
| Preapproval Denied by Financial Institution | 19,028 | $3,349,715,000 | $176,000 | $4,200,000 | $60,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 14,728 | $3,517,950,000 | $238,000 | $2,500,000 | $60,000 | $4,000,000 |
| File Closed For Incompleteness | 5,055 | $1,141,604,000 | $189,461 | $3,500,000 | $77,423 | $3,430,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 66,069 | $6,528,432,000 | $94,735 | $23,000,000 | $58,584 | $9,999,000 |
| Debt-To-Income Ratio | 33,281 | $6,211,003,000 | $157,811 | $99,999,000 | $47,566 | $4,417,000 |
| Collateral | 30,893 | $4,739,173,000 | $154,981 | $20,000,000 | $73,603 | $9,999,000 |
| Other | 25,964 | $4,240,238,000 | $138,207 | $5,600,000 | $65,528 | $9,999,000 |
| Credit Application Incomplete | 18,919 | $4,068,361,000 | $181,320 | $6,500,000 | $62,377 | $9,999,000 |
| Unverifiable Information | 9,094 | $1,776,355,000 | $166,903 | $4,200,000 | $77,500 | $6,251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3,775 | $921,016,000 | $187,038 | $2,748,000 | $71,826 | $2,004,000 |
| Employment History | 3,558 | $545,927,000 | $135,846 | $2,000,000 | $50,153 | $1,040,000 |
| Mortgage Insurance Denied | 18 | $3,329,000 | $169,111 | $640,000 | $79,555 | $264,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, Na's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.