Weststar Mortgage, Inc. Mortgage Lending & HMDA Data, 2010
In 2010, Weststar Mortgage, Inc. of Woodbridge, VA reported 4,761 mortgage applications totaling $990.6 million, up 4% from 2009. The average application was for $208,066, and applicants reported an average income of $80,026. 88% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (930), Virginia Beach-Norfolk-Newport News, VA-NC (436) and Des Moines-West Des Moines, IA (381) (applications in parentheses).
| Mortgage Company & Address | Weststar Mortgage, Inc. 3350 Commission Court Woodbridge, VA 22192 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,761 |
| Total Mortgage Loan Application Amount | $990,606,000 |
| Average Mortgage Loan Application Amount | $208,066 |
| Highest Mortgage Loan Application Amount | $1,073,000 |
| Average Applicant Income | $80,026 |
| Highest Applicant Income | $4,079,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Weststar Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 930 | $ 273,082,000 | $ 293,636 | $ 98,312 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 436 | $ 94,469,000 | $ 216,672 | $ 58,100 |
| Des Moines-West Des Moines, IA | 381 | $ 54,282,000 | $ 142,472 | $ 62,000 |
| Omaha-Council Bluffs, NE-IA | 310 | $ 48,262,000 | $ 155,683 | $ 77,903 |
| Atlanta-Sandy Springs-Marietta, GA | 269 | $ 47,330,000 | $ 175,947 | $ 86,000 |
| Richmond, VA | 203 | $ 37,667,000 | $ 185,551 | $ 63,000 |
| Baltimore-Towson, MD | 98 | $ 27,622,000 | $ 281,857 | $ 87,000 |
| Roanoke, VA | 94 | $ 20,171,000 | $ 214,585 | $ 112,000 |
| Austin-Round Rock-San Marcos, TX | 86 | $ 14,289,000 | $ 166,151 | $ 73,000 |
| Lynchburg, VA | 65 | $ 11,434,000 | $ 175,907 | $ 64,000 |
| Bethesda-Rockville-Frederick, MD | 62 | $ 19,771,000 | $ 318,887 | $ 198,000 |
| Philadelphia, PA | 62 | $ 12,723,000 | $ 205,209 | $ 70,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 61 | $ 12,930,000 | $ 211,967 | $ 89,000 |
| Houston-Sugar Land-Baytown, TX | 53 | $ 9,787,000 | $ 184,660 | $ 86,000 |
| Kansas City, MO-KS | 52 | $ 8,784,000 | $ 168,923 | $ 54,153 |
| Denver-Aurora-Broomfield, CO | 41 | $ 10,219,000 | $ 249,243 | $ 131,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 41 | $ 9,047,000 | $ 220,658 | $ 108,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 40 | $ 9,016,000 | $ 225,400 | $ 108,000 |
| Wichita, KS | 38 | $ 4,573,000 | $ 120,342 | $ 63,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 36 | $ 6,722,000 | $ 186,722 | $ 80,444 |
| Dallas-Plano-Irving, TX | 36 | $ 6,796,000 | $ 188,777 | $ 89,000 |
| Tampa-St. Petersburg-Clearwater, FL | 33 | $ 6,148,000 | $ 186,303 | $ 90,000 |
| Boston-Quincy, MA | 26 | $ 6,581,000 | $ 253,115 | $ 112,000 |
| Norwich-New London, CT | 26 | $ 5,069,000 | $ 194,961 | $ 70,000 |
| Pittsburgh, PA | 26 | $ 3,869,000 | $ 148,807 | $ 47,000 |
| Raleigh-Cary, NC | 26 | $ 4,446,000 | $ 171,000 | $ 73,000 |
| Columbus, OH | 25 | $ 3,559,000 | $ 142,360 | $ 56,000 |
| Columbia, SC | 23 | $ 3,437,000 | $ 149,434 | $ 54,000 |
| Cambridge-Newton-Framingham, MA | 22 | $ 6,371,000 | $ 289,590 | $ 121,000 |
| Jacksonville, FL | 21 | $ 5,641,000 | $ 268,619 | $ 45,000 |
| San Antonio-New Braunfels, TX | 21 | $ 4,024,000 | $ 191,619 | $ 54,000 |
| St. Louis, MO-IL | 17 | $ 2,632,000 | $ 154,823 | $ 57,882 |
| Little Rock-North Little Rock-Conway, AR | 16 | $ 2,531,000 | $ 158,187 | $ 43,000 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 2,940,000 | $ 183,750 | $ 111,000 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 3,360,000 | $ 210,000 | $ 87,000 |
| Altoona, PA | 13 | $ 1,629,000 | $ 125,307 | $ 27,000 |
| Winchester, VA-WV | 13 | $ 2,221,000 | $ 170,846 | $ 87,000 |
| Charlottesville, VA | 12 | $ 3,455,000 | $ 287,916 | $ 77,000 |
| Fort Worth-Arlington, TX | 12 | $ 2,423,000 | $ 201,916 | $ 90,000 |
| Greensboro-High Point, NC | 12 | $ 1,460,000 | $ 121,666 | $ 50,000 |
| Knoxville, TN | 12 | $ 2,258,000 | $ 188,166 | $ 110,000 |
| Ocean City, NJ | 12 | $ 2,284,000 | $ 190,333 | $ 31,000 |
| Peabody, MA | 11 | $ 3,437,000 | $ 312,454 | $ 181,000 |
| Providence-New Bedford-Fall River, RI-MA | 11 | $ 2,342,000 | $ 212,909 | $ 58,363 |
| Wilmington, DE-MD-NJ | 11 | $ 2,080,000 | $ 189,090 | $ 42,363 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 1,511,000 | $ 151,100 | $ 32,000 |
| Rockingham County-Strafford County, NH | 10 | $ 2,694,000 | $ 269,400 | $ 197,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 2,231,000 | $ 247,888 | $ 40,000 |
| Durham-Chapel Hill, NC | 9 | $ 1,788,000 | $ 198,666 | $ 85,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,970,000 | $ 218,888 | $ 51,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 1,370,000 | $ 152,222 | $ 45,000 |
| Newark-Union, NJ-PA | 9 | $ 2,473,000 | $ 274,777 | $ 67,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 1,490,000 | $ 186,250 | $ 65,000 |
| Charleston-North Charleston-Summerville, SC | 8 | $ 1,810,000 | $ 226,250 | $ 80,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,665,000 | $ 208,125 | $ 156,000 |
| Scranton--Wilkes-Barre, PA | 8 | $ 1,127,000 | $ 140,875 | $ 72,000 |
| Tallahassee, FL | 8 | $ 1,293,000 | $ 161,625 | $ 78,000 |
| York-Hanover, PA | 8 | $ 1,809,000 | $ 226,125 | $ 31,000 |
| Gainesville, GA | 7 | $ 1,573,000 | $ 224,714 | $ 104,000 |
| Greenville-Mauldin-Easley, SC | 7 | $ 1,230,000 | $ 175,714 | $ 64,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 888,000 | $ 126,857 | $ 49,000 |
| Memphis, TN-MS-AR | 7 | $ 1,504,000 | $ 214,857 | $ 66,000 |
| Tulsa, OK | 7 | $ 928,000 | $ 132,571 | $ 57,000 |
| Boulder, CO | 6 | $ 1,701,000 | $ 283,500 | $ 210,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 1,599,000 | $ 266,500 | $ 34,000 |
| Harrisburg-Carlisle, PA | 6 | $ 875,000 | $ 145,833 | $ 55,000 |
| Manchester-Nashua, NH | 6 | $ 1,450,000 | $ 241,666 | $ 104,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,278,000 | $ 213,000 | $ 77,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 880,000 | $ 146,666 | $ 37,000 |
| Winston-Salem, NC | 6 | $ 1,245,000 | $ 207,500 | $ 87,000 |
| Akron, OH | 5 | $ 653,000 | $ 130,600 | $ 86,000 |
| Brownsville-Harlingen, TX | 5 | $ 868,000 | $ 173,600 | $ 77,000 |
| Chicago-Joliet-Naperville, IL | 5 | $ 1,009,000 | $ 201,800 | $ 25,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 1,094,000 | $ 218,800 | $ 13,000 |
| El Paso, TX | 5 | $ 1,260,000 | $ 252,000 | $ 23,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 905,000 | $ 181,000 | $ 126,000 |
| Gainesville, FL | 5 | $ 1,075,000 | $ 215,000 | $ 129,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,239,000 | $ 247,800 | $ 77,400 |
| Mobile, AL | 5 | $ 594,000 | $ 118,800 | $ 0 |
| Naples-Marco Island, FL | 5 | $ 1,326,000 | $ 265,200 | $ 149,000 |
| Port St. Lucie, FL | 5 | $ 927,000 | $ 185,400 | $ 110,000 |
| Worcester, MA | 5 | $ 1,265,000 | $ 253,000 | $ 161,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 915,000 | $ 228,750 | $ 119,000 |
| Cedar Rapids, IA | 4 | $ 442,000 | $ 110,500 | $ 32,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 646,000 | $ 161,500 | $ 82,000 |
| College Station-Bryan, TX | 4 | $ 569,000 | $ 142,250 | $ 115,000 |
| Greeley, CO | 4 | $ 991,000 | $ 247,750 | $ 120,000 |
| Lancaster, PA | 4 | $ 577,000 | $ 144,250 | $ 34,000 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 791,000 | $ 197,750 | $ 70,000 |
| Wheeling, WV-OH | 4 | $ 500,000 | $ 125,000 | $ 19,000 |
| Amarillo, TX | 3 | $ 516,000 | $ 172,000 | $ 55,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 692,000 | $ 230,666 | $ 23,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 328,000 | $ 109,333 | $ 49,666 |
| Camden, NJ | 3 | $ 447,000 | $ 149,000 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 3 | $ 812,000 | $ 270,666 | $ 129,000 |
| Clarksville, TN-KY | 3 | $ 415,000 | $ 138,333 | $ 41,000 |
| Colorado Springs, CO | 3 | $ 853,000 | $ 284,333 | $ 115,000 |
| Cumberland, MD-WV | 3 | $ 442,000 | $ 147,333 | $ 44,000 |
| Danville, VA | 3 | $ 508,000 | $ 169,333 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 357,000 | $ 119,000 | $ 45,000 |
| Dover, DE | 3 | $ 636,000 | $ 212,000 | $ 60,000 |
| Fayetteville, NC | 3 | $ 366,000 | $ 122,000 | $ 74,000 |
| Florence, SC | 3 | $ 422,000 | $ 140,666 | $ 48,000 |
| New Haven-Milford, CT | 3 | $ 645,000 | $ 215,000 | $ 42,000 |
| Ocala, FL | 3 | $ 826,000 | $ 275,333 | $ 116,000 |
| Oklahoma City, OK | 3 | $ 622,000 | $ 207,333 | $ 0 |
| Toledo, OH | 3 | $ 259,000 | $ 86,333 | $ 55,000 |
| Topeka, KS | 3 | $ 504,000 | $ 168,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 423,000 | $ 141,000 | $ 59,000 |
| Abilene, TX | 2 | $ 315,000 | $ 157,500 | $ 79,000 |
| Ames, IA | 2 | $ 382,000 | $ 191,000 | $ 36,000 |
| Asheville, NC | 2 | $ 337,000 | $ 168,500 | $ 35,000 |
| Barnstable Town, MA | 2 | $ 397,000 | $ 198,500 | $ 110,000 |
| Beaumont-Port Arthur, TX | 2 | $ 428,000 | $ 214,000 | $ 124,000 |
| Champaign-Urbana, IL | 2 | $ 196,000 | $ 98,000 | $ 21,000 |
| Duluth, MN-WI | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| Erie, PA | 2 | $ 277,000 | $ 138,500 | $ 76,000 |
| Fort Collins-Loveland, CO | 2 | $ 417,000 | $ 208,500 | $ 273,000 |
| Fresno, CA | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Indianapolis-Carmel, IN | 2 | $ 279,000 | $ 139,500 | $ 35,000 |
| Jacksonville, NC | 2 | $ 440,000 | $ 220,000 | $ 42,000 |
| Lakeland-Winter Haven, FL | 2 | $ 242,000 | $ 121,000 | $ 28,000 |
| Lawton, OK | 2 | $ 395,000 | $ 197,500 | $ 0 |
| Lebanon, PA | 2 | $ 348,000 | $ 174,000 | $ 76,000 |
| Macon, GA | 2 | $ 367,000 | $ 183,500 | $ 110,000 |
| Manhattan, KS | 2 | $ 424,000 | $ 212,000 | $ 97,000 |
| Nassau-Suffolk, NY | 2 | $ 595,000 | $ 297,500 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 2 | $ 435,000 | $ 217,500 | $ 0 |
| Phoenix-Mesa-Glendale, AZ | 2 | $ 447,000 | $ 223,500 | $ 71,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 456,000 | $ 228,000 | $ 104,000 |
| Reading, PA | 2 | $ 226,000 | $ 113,000 | $ 18,000 |
| Rocky Mount, NC | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Salisbury, MD | 2 | $ 371,000 | $ 185,500 | $ 64,000 |
| Savannah, GA | 2 | $ 344,000 | $ 172,000 | $ 87,000 |
| Sioux City, IA-NE-SD | 2 | $ 169,000 | $ 84,500 | $ 58,000 |
| Springfield, MA | 2 | $ 645,000 | $ 322,500 | $ 150,000 |
| Springfield, MO | 2 | $ 237,000 | $ 118,500 | $ 157,000 |
| Visalia-Porterville, CA | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Warner Robins, GA | 2 | $ 485,000 | $ 242,500 | $ 29,000 |
| Wilmington, NC | 2 | $ 251,000 | $ 125,500 | $ 95,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 292,000 | $ 146,000 | $ 39,000 |
| Albany, GA | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Binghamton, NY | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| Burlington, NC | 1 | $ 372,000 | $ 372,000 | $ 90,000 |
| Charleston, WV | 1 | $ 143,000 | $ 143,000 | $ 65,000 |
| Chattanooga, TN-GA | 1 | $ 222,000 | $ 222,000 | $ 84,000 |
| Cleveland, TN | 1 | $ 200,000 | $ 200,000 | $ 1,500,000 |
| Columbus, GA-AL | 1 | $ 116,000 | $ 116,000 | $ 81,000 |
| Corpus Christi, TX | 1 | $ 150,000 | $ 150,000 | $ 114,000 |
| Edison-New Brunswick, NJ | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Goldsboro, NC | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Greenville, NC | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 203,000 | $ 203,000 | $ 38,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 260,000 | $ 260,000 | $ 282,000 |
| Johnson City, TN | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Johnstown, PA | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 160,000 | $ 160,000 | $ 169,000 |
| Lafayette, IN | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 184,000 | $ 184,000 | $ 131,000 |
| Lawrence, KS | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Lima, OH | 1 | $ 211,000 | $ 211,000 | $ 167,000 |
| Lincoln, NE | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Mankato-North Mankato, MN | 1 | $ 118,000 | $ 118,000 | $ 25,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Modesto, CA | 1 | $ 188,000 | $ 188,000 | $ 96,000 |
| Morristown, TN | 1 | $ 94,000 | $ 94,000 | $ 120,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Palm Coast, FL | 1 | $ 242,000 | $ 242,000 | $ 127,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 256,000 | $ 256,000 | $ 114,000 |
| Punta Gorda, FL | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| Rochester, MN | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| San Angelo, TX | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Springfield, IL | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| State College, PA | 1 | $ 183,000 | $ 183,000 | $ 57,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Sumter, SC | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Trenton-Ewing, NJ | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Tyler, TX | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Wausau, WI | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Williamsport, PA | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Weststar Mortgage, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,691 | $594,871,000 | $221,000 | $1,073,000 | $84,000 | $1,500,000 |
| Home Purchase | 2,061 | $394,139,000 | $191,000 | $962,000 | $75,000 | $4,079,000 |
| Home Improvement | 9 | $1,596,000 | $177,000 | $275,000 | $43,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,332 | $698,844,000 | $209,000 | $967,000 | $89,000 | $4,079,000 |
| Black or African American | 594 | $121,113,000 | $203,000 | $687,000 | $55,000 | $667,000 |
| Hispanic | 281 | $51,585,000 | $183,000 | $742,000 | $62,000 | $797,000 |
| Not applicable | 229 | $42,367,000 | $185,000 | $564,000 | $28,000 | $452,000 |
| Not Provided | 173 | $39,451,000 | $228,000 | $1,073,000 | $83,000 | $448,000 |
| Asian | 125 | $32,313,000 | $258,000 | $665,000 | $95,000 | $399,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,486,000 | $177,000 | $419,000 | $81,000 | $176,000 |
| American Indian or Alaskan Native | 13 | $2,447,000 | $188,000 | $429,000 | $83,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,088 | $395,856,000 | $189,000 | $746,000 | $62,000 | $797,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,891 | $414,233,000 | $219,000 | $1,073,000 | $112,000 | $4,079,000 |
| VA-guaranteed (Veterans Administration) | 592 | $150,892,000 | $254,000 | $967,000 | $51,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 190 | $29,625,000 | $155,000 | $325,000 | $50,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,187 | $882,836,000 | $210,000 | $1,073,000 | $84,000 | $4,079,000 |
| Loan Purchased By The Institution | 229 | $42,367,000 | $185,000 | $564,000 | $28,000 | $452,000 |
| Application Denied By Financial Institution | 180 | $36,986,000 | $205,000 | $768,000 | $71,000 | $310,000 |
| Application Withdrawn By Applicant | 130 | $21,071,000 | $162,000 | $603,000 | $65,000 | $560,000 |
| File Closed For Incompleteness | 25 | $6,246,000 | $249,000 | $840,000 | $83,000 | $243,000 |
| Application Approved But Not Accepted | 10 | $1,100,000 | $110,000 | $174,000 | $55,000 | $143,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20 | $4,580,000 | $229,000 | $768,000 | $58,000 | $144,000 |
| Credit History | 18 | $2,630,000 | $146,000 | $246,000 | $46,000 | $80,000 |
| Other | 14 | $3,842,000 | $274,000 | $665,000 | $81,000 | $214,000 |
| Collateral | 10 | $1,934,000 | $193,000 | $509,000 | $111,000 | $310,000 |
| Employment History | 5 | $946,000 | $189,000 | $288,000 | $62,000 | $75,000 |
| Mortgage Insurance Denied | 2 | $690,000 | $345,000 | $367,000 | $128,000 | $144,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $90,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $338,000 | $338,000 | $338,000 | $264,000 | $264,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Weststar Mortgage, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Weststar Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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