Wilmington Finance, Inc. Mortgage Lending & HMDA Data, 2006
In 2006, Wilmington Finance, Inc. of Plymouth Meeting, PA reported 114,895 mortgage applications totaling $20.6 billion, up 2743% from 2005. The average application was for $179,061, and applicants reported an average income of $81,525. 44% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,392), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,656) and Atlanta-Sandy Springs-Marietta, GA (2,978) (applications in parentheses).
| Mortgage Company & Address | Wilmington Finance, Inc. 620 W Germantown Rd Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 114,895 |
| Total Mortgage Loan Application Amount | $20,573,278,000 |
| Average Mortgage Loan Application Amount | $179,061 |
| Highest Mortgage Loan Application Amount | $1,259,000 |
| Average Applicant Income | $81,525 |
| Highest Applicant Income | $4,458,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wilmington Finance, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 4,392 | $ 827,351,000 | $ 188,376 | $ 85,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,656 | $ 929,715,000 | $ 254,298 | $ 98,218 |
| Atlanta-Sandy Springs-Marietta, GA | 2,978 | $ 438,087,000 | $ 147,107 | $ 78,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,881 | $ 906,549,000 | $ 314,664 | $ 111,000 |
| Baltimore-Towson, MD | 2,607 | $ 524,254,000 | $ 201,094 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,288 | $ 428,696,000 | $ 187,367 | $ 79,000 |
| Miami-Miami Beach-Kendall, FL | 2,214 | $ 412,206,000 | $ 186,181 | $ 97,000 |
| Riverside-San Bernardino-Ontario, CA | 2,137 | $ 556,631,000 | $ 260,473 | $ 103,000 |
| Orlando-Kissimmee, FL | 2,110 | $ 359,718,000 | $ 170,482 | $ 82,000 |
| New York-White Plains-Wayne, NY-NJ | 1,968 | $ 652,791,000 | $ 331,702 | $ 118,104 |
| Tampa-St. Petersburg-Clearwater, FL | 1,723 | $ 280,821,000 | $ 162,983 | $ 77,000 |
| Philadelphia, PA | 1,719 | $ 297,439,000 | $ 173,030 | $ 83,000 |
| Nassau-Suffolk, NY | 1,436 | $ 411,693,000 | $ 286,694 | $ 119,000 |
| Houston-Sugar Land-Baytown, TX | 1,372 | $ 141,327,000 | $ 103,008 | $ 73,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,366 | $ 262,854,000 | $ 192,426 | $ 92,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,348 | $ 247,891,000 | $ 183,895 | $ 85,523 |
| St. Louis, MO-IL | 1,346 | $ 182,928,000 | $ 135,904 | $ 67,650 |
| Las Vegas-Paradise, NV | 1,334 | $ 265,057,000 | $ 198,693 | $ 84,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,310 | $ 346,832,000 | $ 264,757 | $ 106,000 |
| Denver-Aurora, CO | 1,296 | $ 219,459,000 | $ 169,335 | $ 77,000 |
| Cleveland-Elyria-Mentor, OH | 1,273 | $ 161,154,000 | $ 126,593 | $ 70,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,271 | $ 263,340,000 | $ 207,191 | $ 81,680 |
| Hartford-West Hartford-East Hartford, CT | 1,172 | $ 206,550,000 | $ 176,237 | $ 77,000 |
| Kansas City, MO-KS | 1,172 | $ 150,778,000 | $ 128,650 | $ 72,656 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,165 | $ 201,239,000 | $ 172,737 | $ 70,006 |
| Detroit-Livonia-Dearborn, MI | 1,104 | $ 119,198,000 | $ 107,969 | $ 64,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,035 | $ 134,336,000 | $ 129,793 | $ 69,067 |
| Warren-Troy-Farmington Hills, MI | 1,013 | $ 155,898,000 | $ 153,897 | $ 77,000 |
| Seattle-Bellevue-Everett, WA | 1,012 | $ 220,122,000 | $ 217,511 | $ 95,000 |
| Oakland-Fremont-Hayward, CA | 980 | $ 323,543,000 | $ 330,145 | $ 116,000 |
| Bethesda-Gaithersburg-Frederick, MD | 964 | $ 252,819,000 | $ 262,260 | $ 106,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 927 | $ 178,537,000 | $ 192,596 | $ 97,000 |
| Memphis, TN-MS-AR | 891 | $ 113,937,000 | $ 127,875 | $ 69,993 |
| Jacksonville, FL | 886 | $ 129,964,000 | $ 146,686 | $ 73,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 864 | $ 149,588,000 | $ 173,134 | $ 80,314 |
| Birmingham-Hoover, AL | 828 | $ 111,124,000 | $ 134,207 | $ 71,000 |
| New Haven-Milford, CT | 808 | $ 152,437,000 | $ 188,659 | $ 84,000 |
| San Diego-Carlsbad-San Marcos, CA | 785 | $ 241,684,000 | $ 307,877 | $ 111,000 |
| Richmond, VA | 781 | $ 123,414,000 | $ 158,020 | $ 69,000 |
| Boston-Quincy, MA | 670 | $ 183,055,000 | $ 273,216 | $ 104,000 |
| Indianapolis-Carmel, IN | 641 | $ 85,266,000 | $ 133,020 | $ 76,000 |
| Columbus, OH | 637 | $ 83,334,000 | $ 130,822 | $ 68,000 |
| Dallas-Plano-Irving, TX | 637 | $ 83,011,000 | $ 130,315 | $ 96,000 |
| Tacoma, WA | 635 | $ 116,795,000 | $ 183,929 | $ 81,000 |
| Salt Lake City, UT | 623 | $ 102,543,000 | $ 164,595 | $ 77,000 |
| Pittsburgh, PA | 601 | $ 74,298,000 | $ 123,623 | $ 67,000 |
| Charlotte-Gastonia-Concord, NC-SC | 599 | $ 76,849,000 | $ 128,295 | $ 71,504 |
| Wilmington, DE-MD-NJ | 598 | $ 112,908,000 | $ 188,809 | $ 78,209 |
| Cape Coral-Fort Myers, FL | 554 | $ 94,629,000 | $ 170,810 | $ 84,000 |
| Bridgeport-Stamford-Norwalk, CT | 552 | $ 134,056,000 | $ 242,855 | $ 95,000 |
| Grand Rapids-Wyoming, MI | 552 | $ 67,555,000 | $ 122,382 | $ 67,000 |
| York-Hanover, PA | 543 | $ 73,991,000 | $ 136,263 | $ 75,000 |
| Nashville-Davidson--Murfreesboro, TN | 527 | $ 75,858,000 | $ 143,943 | $ 69,000 |
| Akron, OH | 523 | $ 58,039,000 | $ 110,973 | $ 62,000 |
| Stockton, CA | 519 | $ 134,956,000 | $ 260,030 | $ 95,000 |
| Oklahoma City, OK | 503 | $ 53,487,000 | $ 106,335 | $ 73,000 |
| Santa Ana-Anaheim-Irvine, CA | 489 | $ 182,432,000 | $ 373,071 | $ 133,000 |
| Chattanooga, TN-GA | 455 | $ 50,797,000 | $ 111,641 | $ 61,483 |
| New Orleans-Metairie-Kenner, LA | 454 | $ 65,411,000 | $ 144,077 | $ 77,000 |
| Lake County-Kenosha County, IL-WI | 448 | $ 76,397,000 | $ 170,529 | $ 85,504 |
| Louisville-Jefferson County, KY-IN | 448 | $ 53,394,000 | $ 119,183 | $ 64,285 |
| Tulsa, OK | 447 | $ 47,833,000 | $ 107,008 | $ 72,000 |
| Palm Bay-Melbourne-Titusville, FL | 446 | $ 70,661,000 | $ 158,432 | $ 74,000 |
| Lakeland, FL | 444 | $ 63,086,000 | $ 142,085 | $ 71,000 |
| Milwaukee-Waukesha-West Allis, WI | 425 | $ 65,022,000 | $ 152,992 | $ 70,000 |
| Bakersfield, CA | 423 | $ 80,623,000 | $ 190,598 | $ 73,000 |
| Albany-Schenectady-Troy, NY | 416 | $ 58,213,000 | $ 139,935 | $ 71,000 |
| Harrisburg-Carlisle, PA | 393 | $ 49,547,000 | $ 126,073 | $ 69,000 |
| Albuquerque, NM | 384 | $ 60,349,000 | $ 157,158 | $ 74,000 |
| Newark-Union, NJ-PA | 371 | $ 92,472,000 | $ 249,250 | $ 103,452 |
| Knoxville, TN | 360 | $ 47,326,000 | $ 131,461 | $ 62,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 358 | $ 59,100,000 | $ 165,083 | $ 72,000 |
| Camden, NJ | 357 | $ 59,092,000 | $ 165,523 | $ 84,000 |
| Baton Rouge, LA | 355 | $ 48,542,000 | $ 136,738 | $ 67,000 |
| Fresno, CA | 344 | $ 66,713,000 | $ 193,933 | $ 82,000 |
| Mobile, AL | 337 | $ 36,988,000 | $ 109,756 | $ 66,000 |
| Vallejo-Fairfield, CA | 330 | $ 99,962,000 | $ 302,915 | $ 112,000 |
| Worcester, MA | 329 | $ 65,264,000 | $ 198,370 | $ 83,000 |
| Modesto, CA | 323 | $ 81,545,000 | $ 252,461 | $ 89,000 |
| Essex County, MA | 319 | $ 84,920,000 | $ 266,206 | $ 93,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 314 | $ 51,078,000 | $ 162,668 | $ 73,318 |
| Canton-Massillon, OH | 313 | $ 33,011,000 | $ 105,466 | $ 57,000 |
| Charleston-North Charleston, SC | 313 | $ 49,572,000 | $ 158,376 | $ 76,000 |
| Cambridge-Newton-Framingham, MA | 309 | $ 82,194,000 | $ 266,000 | $ 107,000 |
| Gary, IN | 299 | $ 36,213,000 | $ 121,113 | $ 69,000 |
| Omaha-Council Bluffs, NE-IA | 291 | $ 37,061,000 | $ 127,357 | $ 75,766 |
| Port St. Lucie-Fort Pierce, FL | 281 | $ 47,981,000 | $ 170,750 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 280 | $ 52,707,000 | $ 188,239 | $ 78,342 |
| Edison, NJ | 278 | $ 72,586,000 | $ 261,100 | $ 104,000 |
| Flint, MI | 276 | $ 31,422,000 | $ 113,847 | $ 62,000 |
| Youngstown-Warren-Boardman, OH-PA | 263 | $ 26,513,000 | $ 100,809 | $ 59,555 |
| Portland-South Portland-Biddeford, ME | 260 | $ 48,516,000 | $ 186,600 | $ 67,000 |
| Fort Worth-Arlington, TX | 252 | $ 28,436,000 | $ 112,841 | $ 76,000 |
| Toledo, OH | 251 | $ 28,646,000 | $ 114,127 | $ 65,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 250 | $ 98,128,000 | $ 392,512 | $ 138,000 |
| Norwich-New London, CT | 249 | $ 48,726,000 | $ 195,686 | $ 80,000 |
| Boise City-Nampa, ID | 248 | $ 41,141,000 | $ 165,891 | $ 75,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 248 | $ 60,049,000 | $ 242,133 | $ 98,000 |
| Sarasota-Bradenton-Venice, FL | 246 | $ 51,058,000 | $ 207,552 | $ 88,000 |
| Rockingham County-Strafford County, NH | 244 | $ 51,432,000 | $ 210,786 | $ 88,000 |
| Scranton--Wilkes-Barre, PA | 243 | $ 29,059,000 | $ 119,584 | $ 62,000 |
| Greensboro-High Point, NC | 241 | $ 30,751,000 | $ 127,597 | $ 71,000 |
| Columbia, SC | 224 | $ 26,815,000 | $ 119,709 | $ 68,000 |
| Fort Wayne, IN | 224 | $ 23,102,000 | $ 103,133 | $ 56,000 |
| Manchester-Nashua, NH | 224 | $ 42,755,000 | $ 190,870 | $ 99,000 |
| Lancaster, PA | 216 | $ 32,593,000 | $ 150,893 | $ 72,000 |
| Dayton, OH | 215 | $ 23,795,000 | $ 110,674 | $ 67,000 |
| Jackson, MS | 209 | $ 24,655,000 | $ 117,966 | $ 61,000 |
| Asheville, NC | 208 | $ 28,360,000 | $ 136,346 | $ 77,000 |
| Des Moines-West Des Moines, IA | 208 | $ 23,696,000 | $ 113,923 | $ 55,000 |
| Salem, OR | 208 | $ 32,643,000 | $ 156,937 | $ 72,000 |
| Colorado Springs, CO | 206 | $ 32,985,000 | $ 160,121 | $ 75,000 |
| Columbus, GA-AL | 204 | $ 24,912,000 | $ 122,117 | $ 56,578 |
| Raleigh-Cary, NC | 204 | $ 30,692,000 | $ 150,450 | $ 86,000 |
| Ogden-Clearfield, UT | 203 | $ 32,873,000 | $ 161,935 | $ 73,000 |
| Springfield, MA | 201 | $ 32,417,000 | $ 161,278 | $ 70,000 |
| Huntsville, AL | 200 | $ 22,614,000 | $ 113,070 | $ 62,000 |
| Santa Rosa-Petaluma, CA | 200 | $ 60,393,000 | $ 301,965 | $ 122,000 |
| Tucson, AZ | 200 | $ 32,312,000 | $ 161,560 | $ 71,000 |
| Ocala, FL | 198 | $ 28,374,000 | $ 143,303 | $ 64,000 |
| Pensacola-Ferry Pass-Brent, FL | 198 | $ 28,838,000 | $ 145,646 | $ 73,000 |
| Wichita, KS | 198 | $ 21,279,000 | $ 107,469 | $ 64,000 |
| Little Rock-North Little Rock, AR | 197 | $ 24,616,000 | $ 124,954 | $ 73,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 194 | $ 67,070,000 | $ 345,721 | $ 113,000 |
| Reno-Sparks, NV | 190 | $ 35,477,000 | $ 186,721 | $ 77,000 |
| Lafayette, LA | 187 | $ 22,139,000 | $ 118,390 | $ 66,000 |
| Lexington-Fayette, KY | 183 | $ 24,806,000 | $ 135,551 | $ 78,000 |
| Austin-Round Rock, TX | 175 | $ 24,274,000 | $ 138,708 | $ 81,000 |
| Reading, PA | 175 | $ 26,142,000 | $ 149,382 | $ 65,000 |
| Lansing-East Lansing, MI | 174 | $ 19,826,000 | $ 113,942 | $ 61,000 |
| Montgomery, AL | 171 | $ 19,584,000 | $ 114,526 | $ 60,000 |
| Provo-Orem, UT | 171 | $ 31,784,000 | $ 185,871 | $ 79,000 |
| Naples-Marco Island, FL | 167 | $ 39,641,000 | $ 237,371 | $ 104,000 |
| Visalia-Porterville, CA | 161 | $ 27,523,000 | $ 170,950 | $ 78,000 |
| Buffalo-Niagara Falls, NY | 160 | $ 18,666,000 | $ 116,662 | $ 69,000 |
| Evansville, IN-KY | 160 | $ 14,948,000 | $ 93,425 | $ 52,931 |
| Santa Barbara-Santa Maria, CA | 160 | $ 44,717,000 | $ 279,481 | $ 100,000 |
| Macon, GA | 157 | $ 17,210,000 | $ 109,617 | $ 74,000 |
| Rockford, IL | 149 | $ 18,161,000 | $ 121,885 | $ 63,000 |
| Winston-Salem, NC | 148 | $ 17,246,000 | $ 116,527 | $ 149,000 |
| Hickory-Lenoir-Morganton, NC | 147 | $ 14,699,000 | $ 99,993 | $ 59,000 |
| Winchester, VA-WV | 147 | $ 29,223,000 | $ 198,795 | $ 80,571 |
| Spokane, WA | 146 | $ 18,095,000 | $ 123,938 | $ 56,000 |
| San Francisco-San Mateo-Redwood City, CA | 144 | $ 60,562,000 | $ 420,569 | $ 147,000 |
| Madison, WI | 143 | $ 24,724,000 | $ 172,895 | $ 78,000 |
| Bangor, ME | 131 | $ 17,077,000 | $ 130,358 | $ 56,000 |
| Olympia, WA | 129 | $ 26,363,000 | $ 204,364 | $ 86,000 |
| Greenville, SC | 123 | $ 14,527,000 | $ 118,105 | $ 67,000 |
| Rochester, NY | 120 | $ 15,812,000 | $ 131,766 | $ 70,000 |
| Gulfport-Biloxi, MS | 118 | $ 16,094,000 | $ 136,389 | $ 61,000 |
| Kalamazoo-Portage, MI | 118 | $ 14,566,000 | $ 123,440 | $ 64,000 |
| Greeley, CO | 117 | $ 19,362,000 | $ 165,487 | $ 79,000 |
| Holland-Grand Haven, MI | 114 | $ 14,608,000 | $ 128,140 | $ 67,000 |
| Pascagoula, MS | 114 | $ 12,262,000 | $ 107,561 | $ 51,000 |
| Roanoke, VA | 112 | $ 16,138,000 | $ 144,089 | $ 65,000 |
| Shreveport-Bossier City, LA | 111 | $ 11,252,000 | $ 101,369 | $ 61,000 |
| San Antonio, TX | 108 | $ 9,950,000 | $ 92,129 | $ 67,000 |
| Springfield, MO | 103 | $ 11,134,000 | $ 108,097 | $ 56,000 |
| Bremerton-Silverdale, WA | 102 | $ 20,800,000 | $ 203,921 | $ 80,000 |
| South Bend-Mishawaka, IN-MI | 99 | $ 9,697,000 | $ 97,949 | $ 65,262 |
| Merced, CA | 94 | $ 23,050,000 | $ 245,212 | $ 90,000 |
| Barnstable Town, MA | 91 | $ 21,356,000 | $ 234,681 | $ 115,000 |
| Punta Gorda, FL | 91 | $ 14,621,000 | $ 160,670 | $ 70,000 |
| Tallahassee, FL | 91 | $ 13,478,000 | $ 148,109 | $ 76,000 |
| Dover, DE | 90 | $ 18,171,000 | $ 201,900 | $ 81,000 |
| Lewiston-Auburn, ME | 89 | $ 13,953,000 | $ 156,775 | $ 62,000 |
| Tuscaloosa, AL | 86 | $ 10,003,000 | $ 116,313 | $ 74,000 |
| Charleston, WV | 83 | $ 10,458,000 | $ 126,000 | $ 62,000 |
| Kennewick-Richland-Pasco, WA | 83 | $ 9,577,000 | $ 115,385 | $ 66,000 |
| Salisbury, MD | 83 | $ 15,180,000 | $ 182,891 | $ 75,000 |
| Erie, PA | 81 | $ 7,893,000 | $ 97,444 | $ 51,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 78 | $ 10,022,000 | $ 128,487 | $ 62,871 |
| Gadsden, AL | 78 | $ 8,841,000 | $ 113,346 | $ 86,000 |
| Morristown, TN | 78 | $ 8,436,000 | $ 108,153 | $ 58,000 |
| Muskegon-Norton Shores, MI | 78 | $ 8,264,000 | $ 105,948 | $ 51,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 75 | $ 11,509,000 | $ 153,453 | $ 114,000 |
| Eugene-Springfield, OR | 74 | $ 11,047,000 | $ 149,283 | $ 76,000 |
| Monroe, MI | 74 | $ 11,666,000 | $ 157,648 | $ 79,000 |
| Atlantic City, NJ | 72 | $ 13,941,000 | $ 193,625 | $ 108,000 |
| Cleveland, TN | 72 | $ 8,144,000 | $ 113,111 | $ 55,000 |
| Fort Walton Beach-Crestview-Destin, FL | 72 | $ 12,611,000 | $ 175,152 | $ 96,000 |
| Yuba City, CA | 72 | $ 14,603,000 | $ 202,819 | $ 84,000 |
| Racine, WI | 71 | $ 12,734,000 | $ 179,352 | $ 83,000 |
| Sebastian-Vero Beach, FL | 71 | $ 12,324,000 | $ 173,577 | $ 86,000 |
| Davenport-Moline-Rock Island, IA-IL | 70 | $ 7,247,000 | $ 103,528 | $ 51,828 |
| Peoria, IL | 69 | $ 7,837,000 | $ 113,579 | $ 65,000 |
| Charlottesville, VA | 68 | $ 12,876,000 | $ 189,352 | $ 74,000 |
| Jackson, MI | 67 | $ 7,673,000 | $ 114,522 | $ 54,000 |
| Auburn-Opelika, AL | 66 | $ 9,849,000 | $ 149,227 | $ 66,000 |
| Ann Arbor, MI | 65 | $ 13,203,000 | $ 203,123 | $ 90,000 |
| Durham, NC | 65 | $ 8,351,000 | $ 128,476 | $ 69,000 |
| Lynchburg, VA | 65 | $ 10,540,000 | $ 162,153 | $ 74,000 |
| Savannah, GA | 65 | $ 9,166,000 | $ 141,015 | $ 68,000 |
| Yakima, WA | 65 | $ 8,028,000 | $ 123,507 | $ 62,000 |
| Elizabethtown, KY | 64 | $ 7,562,000 | $ 118,156 | $ 67,000 |
| Jackson, TN | 63 | $ 7,220,000 | $ 114,603 | $ 56,000 |
| Elkhart-Goshen, IN | 62 | $ 8,205,000 | $ 132,338 | $ 60,000 |
| Fort Collins-Loveland, CO | 62 | $ 10,401,000 | $ 167,758 | $ 79,000 |
| Kingston, NY | 62 | $ 13,693,000 | $ 220,854 | $ 86,000 |
| Huntington-Ashland, WV-KY-OH | 61 | $ 6,735,000 | $ 110,409 | $ 58,377 |
| Syracuse, NY | 60 | $ 8,750,000 | $ 145,833 | $ 74,000 |
| Battle Creek, MI | 59 | $ 7,084,000 | $ 120,067 | $ 65,000 |
| Prescott, AZ | 59 | $ 12,987,000 | $ 220,118 | $ 82,000 |
| Saginaw-Saginaw Township North, MI | 59 | $ 6,562,000 | $ 111,220 | $ 62,000 |
| Lincoln, NE | 58 | $ 8,525,000 | $ 146,982 | $ 78,000 |
| Cedar Rapids, IA | 57 | $ 6,053,000 | $ 106,192 | $ 58,000 |
| Kingsport-Bristol-Bristol, TN-VA | 57 | $ 6,763,000 | $ 118,649 | $ 59,666 |
| Warner Robins, GA | 57 | $ 6,370,000 | $ 111,754 | $ 66,000 |
| El Centro, CA | 56 | $ 11,067,000 | $ 197,625 | $ 70,000 |
| Trenton-Ewing, NJ | 56 | $ 10,481,000 | $ 187,160 | $ 86,000 |
| Wilmington, NC | 56 | $ 10,008,000 | $ 178,714 | $ 97,000 |
| Panama City-Lynn Haven, FL | 55 | $ 9,119,000 | $ 165,800 | $ 73,000 |
| St. George, UT | 55 | $ 11,440,000 | $ 208,000 | $ 81,000 |
| Topeka, KS | 55 | $ 6,203,000 | $ 112,781 | $ 67,000 |
| Glens Falls, NY | 54 | $ 7,689,000 | $ 142,388 | $ 69,000 |
| Janesville, WI | 53 | $ 6,445,000 | $ 121,603 | $ 57,000 |
| Salinas, CA | 53 | $ 21,940,000 | $ 413,962 | $ 123,000 |
| Gainesville, GA | 52 | $ 6,474,000 | $ 124,500 | $ 68,000 |
| Lebanon, PA | 52 | $ 6,593,000 | $ 126,788 | $ 66,000 |
| Bend, OR | 51 | $ 10,182,000 | $ 199,647 | $ 86,000 |
| Houma-Bayou Cane-Thibodaux, LA | 51 | $ 6,039,000 | $ 118,411 | $ 64,000 |
| Madera, CA | 51 | $ 10,670,000 | $ 209,215 | $ 79,000 |
| Bloomington, IN | 50 | $ 6,338,000 | $ 126,760 | $ 65,000 |
| Napa, CA | 50 | $ 16,743,000 | $ 334,860 | $ 121,000 |
| St. Joseph, MO-KS | 50 | $ 5,450,000 | $ 109,000 | $ 65,400 |
| Augusta-Richmond County, GA-SC | 49 | $ 5,857,000 | $ 119,530 | $ 63,673 |
| Johnson City, TN | 49 | $ 5,581,000 | $ 113,897 | $ 56,000 |
| Anderson, IN | 47 | $ 4,371,000 | $ 93,000 | $ 56,000 |
| Decatur, AL | 47 | $ 5,471,000 | $ 116,404 | $ 63,000 |
| Harrisonburg, VA | 47 | $ 7,939,000 | $ 168,914 | $ 87,000 |
| Mansfield, OH | 47 | $ 5,453,000 | $ 116,021 | $ 68,000 |
| Medford, OR | 47 | $ 7,645,000 | $ 162,659 | $ 94,000 |
| Binghamton, NY | 46 | $ 5,357,000 | $ 116,456 | $ 64,000 |
| Clarksville, TN-KY | 46 | $ 5,397,000 | $ 117,326 | $ 69,956 |
| Lake Charles, LA | 46 | $ 6,411,000 | $ 139,369 | $ 62,000 |
| Anniston-Oxford, AL | 45 | $ 4,334,000 | $ 96,311 | $ 55,000 |
| Duluth, MN-WI | 45 | $ 5,633,000 | $ 125,177 | $ 62,133 |
| Parkersburg-Marietta-Vienna, WV-OH | 45 | $ 5,036,000 | $ 111,911 | $ 51,200 |
| Brownsville-Harlingen, TX | 44 | $ 4,570,000 | $ 103,863 | $ 83,000 |
| Green Bay, WI | 44 | $ 6,844,000 | $ 155,545 | $ 88,000 |
| Chico, CA | 43 | $ 11,174,000 | $ 259,860 | $ 97,000 |
| Cumberland, MD-WV | 42 | $ 5,087,000 | $ 121,119 | $ 63,285 |
| Kokomo, IN | 42 | $ 4,487,000 | $ 106,833 | $ 58,000 |
| Pueblo, CO | 42 | $ 5,697,000 | $ 135,642 | $ 61,000 |
| Spartanburg, SC | 42 | $ 4,342,000 | $ 103,380 | $ 61,000 |
| Burlington, NC | 41 | $ 4,865,000 | $ 118,658 | $ 65,000 |
| Fayetteville, NC | 41 | $ 4,244,000 | $ 103,512 | $ 58,000 |
| Florence-Muscle Shoals, AL | 41 | $ 5,236,000 | $ 127,707 | $ 62,000 |
| Longview, WA | 41 | $ 6,300,000 | $ 153,658 | $ 60,000 |
| Boulder, CO | 40 | $ 7,747,000 | $ 193,675 | $ 111,000 |
| Gainesville, FL | 40 | $ 7,160,000 | $ 179,000 | $ 84,000 |
| McAllen-Edinburg-Mission, TX | 40 | $ 5,078,000 | $ 126,950 | $ 72,000 |
| Redding, CA | 40 | $ 8,082,000 | $ 202,050 | $ 71,000 |
| Oshkosh-Neenah, WI | 39 | $ 4,746,000 | $ 121,692 | $ 56,000 |
| Rochester, MN | 39 | $ 5,416,000 | $ 138,871 | $ 67,000 |
| Springfield, OH | 39 | $ 4,535,000 | $ 116,282 | $ 54,000 |
| Anchorage, AK | 38 | $ 8,223,000 | $ 216,394 | $ 88,000 |
| Niles-Benton Harbor, MI | 38 | $ 5,396,000 | $ 142,000 | $ 66,000 |
| Weirton-Steubenville, WV-OH | 38 | $ 3,051,000 | $ 80,289 | $ 46,578 |
| Hanford-Corcoran, CA | 37 | $ 6,503,000 | $ 175,756 | $ 68,000 |
| Santa Fe, NM | 37 | $ 8,973,000 | $ 242,513 | $ 82,000 |
| Bowling Green, KY | 36 | $ 5,333,000 | $ 148,138 | $ 90,000 |
| St. Cloud, MN | 36 | $ 4,637,000 | $ 128,805 | $ 72,000 |
| Wenatchee, WA | 36 | $ 6,370,000 | $ 176,944 | $ 74,000 |
| Jefferson City, MO | 35 | $ 3,448,000 | $ 98,514 | $ 52,000 |
| Albany, GA | 34 | $ 3,505,000 | $ 103,088 | $ 55,000 |
| San Luis Obispo-Paso Robles, CA | 34 | $ 11,541,000 | $ 339,441 | $ 107,000 |
| Altoona, PA | 33 | $ 3,637,000 | $ 110,212 | $ 51,000 |
| Appleton, WI | 33 | $ 4,829,000 | $ 146,333 | $ 67,000 |
| Dothan, AL | 33 | $ 3,760,000 | $ 113,939 | $ 61,000 |
| Michigan City-La Porte, IN | 33 | $ 3,915,000 | $ 118,636 | $ 61,000 |
| Alexandria, LA | 32 | $ 3,251,000 | $ 101,593 | $ 59,000 |
| Eau Claire, WI | 32 | $ 4,091,000 | $ 127,843 | $ 60,000 |
| Lewiston, ID-WA | 32 | $ 2,820,000 | $ 88,125 | $ 48,562 |
| Sandusky, OH | 32 | $ 3,998,000 | $ 124,937 | $ 63,000 |
| Utica-Rome, NY | 32 | $ 3,426,000 | $ 107,062 | $ 56,000 |
| Coeur D'Alene, ID | 31 | $ 6,484,000 | $ 209,161 | $ 82,000 |
| Pittsfield, MA | 31 | $ 4,315,000 | $ 139,193 | $ 63,000 |
| Anderson, SC | 30 | $ 2,981,000 | $ 99,366 | $ 54,000 |
| Athens-Clarke County, GA | 30 | $ 4,076,000 | $ 135,866 | $ 112,000 |
| Greenville, NC | 30 | $ 3,357,000 | $ 111,900 | $ 69,000 |
| Ocean City, NJ | 30 | $ 7,937,000 | $ 264,566 | $ 106,000 |
| Yuma, AZ | 30 | $ 5,356,000 | $ 178,533 | $ 61,000 |
| Sioux Falls, SD | 29 | $ 3,999,000 | $ 137,896 | $ 66,000 |
| Bay City, MI | 28 | $ 2,856,000 | $ 102,000 | $ 50,000 |
| Dalton, GA | 28 | $ 3,290,000 | $ 117,500 | $ 50,000 |
| Grand Junction, CO | 28 | $ 3,704,000 | $ 132,285 | $ 60,000 |
| Killeen-Temple-Fort Hood, TX | 28 | $ 2,436,000 | $ 87,000 | $ 72,000 |
| Owensboro, KY | 28 | $ 2,746,000 | $ 98,071 | $ 56,000 |
| Williamsport, PA | 28 | $ 3,119,000 | $ 111,392 | $ 63,000 |
| Muncie, IN | 27 | $ 2,727,000 | $ 101,000 | $ 67,000 |
| Sheboygan, WI | 27 | $ 3,467,000 | $ 128,407 | $ 72,000 |
| Terre Haute, IN | 27 | $ 3,042,000 | $ 112,666 | $ 62,000 |
| Waterloo-Cedar Falls, IA | 27 | $ 3,210,000 | $ 118,888 | $ 66,000 |
| Wheeling, WV-OH | 27 | $ 2,645,000 | $ 97,962 | $ 55,370 |
| Blacksburg-Christiansburg-Radford, VA | 26 | $ 4,010,000 | $ 154,230 | $ 53,000 |
| Kankakee-Bradley, IL | 26 | $ 3,430,000 | $ 131,923 | $ 66,000 |
| Sioux City, IA-NE-SD | 26 | $ 3,110,000 | $ 119,615 | $ 63,346 |
| Joplin, MO | 25 | $ 2,999,000 | $ 119,960 | $ 69,000 |
| Vineland-Millville-Bridgeton, NJ | 25 | $ 3,430,000 | $ 137,200 | $ 69,000 |
| Champaign-Urbana, IL | 24 | $ 3,162,000 | $ 131,750 | $ 64,000 |
| Lima, OH | 24 | $ 3,025,000 | $ 126,041 | $ 70,000 |
| Wausau, WI | 24 | $ 3,231,000 | $ 134,625 | $ 60,000 |
| Bloomington-Normal, IL | 23 | $ 3,381,000 | $ 147,000 | $ 81,000 |
| Florence, SC | 22 | $ 2,457,000 | $ 111,681 | $ 49,000 |
| Johnstown, PA | 22 | $ 2,181,000 | $ 99,136 | $ 72,000 |
| Jonesboro, AR | 22 | $ 2,625,000 | $ 119,318 | $ 64,000 |
| La Crosse, WI-MN | 22 | $ 3,493,000 | $ 158,772 | $ 76,000 |
| Lawrence, KS | 22 | $ 3,772,000 | $ 171,454 | $ 73,000 |
| Lawton, OK | 22 | $ 1,780,000 | $ 80,909 | $ 59,000 |
| State College, PA | 22 | $ 3,045,000 | $ 138,409 | $ 56,000 |
| Valdosta, GA | 22 | $ 2,853,000 | $ 129,681 | $ 67,000 |
| Ames, IA | 21 | $ 2,105,000 | $ 100,238 | $ 66,000 |
| Bellingham, WA | 21 | $ 4,677,000 | $ 222,714 | $ 78,000 |
| El Paso, TX | 21 | $ 2,440,000 | $ 116,190 | $ 78,000 |
| Hattiesburg, MS | 21 | $ 3,166,000 | $ 150,761 | $ 65,000 |
| Morgantown, WV | 21 | $ 2,737,000 | $ 130,333 | $ 60,000 |
| Farmington, NM | 20 | $ 2,936,000 | $ 146,800 | $ 87,000 |
| Fort Smith, AR-OK | 20 | $ 1,634,000 | $ 81,700 | $ 55,100 |
| Hot Springs, AR | 20 | $ 2,069,000 | $ 103,450 | $ 47,000 |
| Las Cruces, NM | 20 | $ 3,316,000 | $ 165,800 | $ 93,000 |
| Monroe, LA | 20 | $ 2,724,000 | $ 136,200 | $ 61,000 |
| Santa Cruz-Watsonville, CA | 20 | $ 8,665,000 | $ 433,250 | $ 116,000 |
| Tyler, TX | 20 | $ 1,739,000 | $ 86,950 | $ 72,000 |
| Billings, MT | 19 | $ 2,202,000 | $ 115,894 | $ 85,000 |
| Lafayette, IN | 19 | $ 2,050,000 | $ 107,894 | $ 49,000 |
| Columbia, MO | 18 | $ 3,184,000 | $ 176,888 | $ 71,000 |
| Missoula, MT | 18 | $ 3,568,000 | $ 198,222 | $ 125,000 |
| Danville, VA | 17 | $ 1,605,000 | $ 94,411 | $ 54,000 |
| Fargo, ND-MN | 17 | $ 2,239,000 | $ 131,705 | $ 63,705 |
| Mount Vernon-Anacortes, WA | 17 | $ 3,001,000 | $ 176,529 | $ 74,000 |
| Springfield, IL | 17 | $ 2,198,000 | $ 129,294 | $ 62,000 |
| Amarillo, TX | 16 | $ 1,726,000 | $ 107,875 | $ 65,000 |
| Brunswick, GA | 16 | $ 2,141,000 | $ 133,812 | $ 95,000 |
| Iowa City, IA | 16 | $ 2,337,000 | $ 146,062 | $ 113,000 |
| Rapid City, SD | 16 | $ 1,761,000 | $ 110,062 | $ 69,000 |
| Rocky Mount, NC | 16 | $ 1,796,000 | $ 112,250 | $ 62,000 |
| Beaumont-Port Arthur, TX | 15 | $ 1,134,000 | $ 75,600 | $ 47,000 |
| Cheyenne, WY | 15 | $ 3,264,000 | $ 217,600 | $ 79,000 |
| Columbus, IN | 15 | $ 1,573,000 | $ 104,866 | $ 47,000 |
| Pocatello, ID | 15 | $ 1,786,000 | $ 119,066 | $ 73,000 |
| Texarkana, Tx-Texarkana, AR | 14 | $ 1,181,000 | $ 84,357 | $ 52,857 |
| Flagstaff, AZ | 13 | $ 2,767,000 | $ 212,846 | $ 96,000 |
| Fond Du Lac, WI | 13 | $ 2,207,000 | $ 169,769 | $ 59,000 |
| Idaho Falls, ID | 13 | $ 1,989,000 | $ 153,000 | $ 79,000 |
| Danville, IL | 12 | $ 1,399,000 | $ 116,583 | $ 70,000 |
| Hinesville-Fort Stewart, GA | 12 | $ 1,746,000 | $ 145,500 | $ 70,000 |
| Honolulu, HI | 12 | $ 5,263,000 | $ 438,583 | $ 137,000 |
| Rome, GA | 12 | $ 1,280,000 | $ 106,666 | $ 58,000 |
| Corpus Christi, TX | 10 | $ 1,403,000 | $ 140,300 | $ 77,000 |
| Longview, TX | 10 | $ 673,000 | $ 67,300 | $ 46,000 |
| Pine Bluff, AR | 10 | $ 985,000 | $ 98,500 | $ 75,000 |
| Casper, WY | 9 | $ 1,120,000 | $ 124,444 | $ 56,000 |
| Elmira, NY | 9 | $ 1,061,000 | $ 117,888 | $ 92,000 |
| Ithaca, NY | 9 | $ 1,095,000 | $ 121,666 | $ 82,000 |
| Dubuque, IA | 8 | $ 761,000 | $ 95,125 | $ 42,000 |
| Goldsboro, NC | 8 | $ 975,000 | $ 121,875 | $ 76,000 |
| Grand Forks, ND-MN | 8 | $ 895,000 | $ 111,875 | $ 63,250 |
| Jacksonville, NC | 8 | $ 1,350,000 | $ 168,750 | $ 75,000 |
| Logan, UT-ID | 8 | $ 1,285,000 | $ 160,625 | $ 66,000 |
| Sherman-Denison, TX | 8 | $ 790,000 | $ 98,750 | $ 94,000 |
| Sumter, SC | 8 | $ 593,000 | $ 74,125 | $ 38,000 |
| Waco, TX | 8 | $ 1,018,000 | $ 127,250 | $ 78,000 |
| Decatur, IL | 7 | $ 549,000 | $ 78,428 | $ 45,000 |
| Great Falls, MT | 7 | $ 637,000 | $ 91,000 | $ 42,000 |
| Carson City, NV | 6 | $ 1,184,000 | $ 197,333 | $ 61,000 |
| Midland, TX | 6 | $ 824,000 | $ 137,333 | $ 180,000 |
| Abilene, TX | 5 | $ 546,000 | $ 109,200 | $ 48,000 |
| College Station-Bryan, TX | 5 | $ 591,000 | $ 118,200 | $ 99,000 |
| Lubbock, TX | 5 | $ 472,000 | $ 94,400 | $ 55,000 |
| Corvallis, OR | 4 | $ 666,000 | $ 166,500 | $ 76,000 |
| San Angelo, TX | 4 | $ 483,000 | $ 120,750 | $ 52,000 |
| Fairbanks, AK | 3 | $ 432,000 | $ 144,000 | $ 61,000 |
| Laredo, TX | 3 | $ 297,000 | $ 99,000 | $ 50,000 |
| Odessa, TX | 3 | $ 382,000 | $ 127,333 | $ 124,000 |
| Bismarck, ND | 2 | $ 190,000 | $ 95,000 | $ 29,000 |
| Victoria, TX | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Wichita Falls, TX | 2 | $ 139,000 | $ 69,500 | $ 96,000 |
Mortgage Loan Application Detail Totals for Wilmington Finance, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 73,445 | $14,211,357,000 | $193,000 | $1,200,000 | $79,000 | $2,652,000 |
| Home Purchase | 41,450 | $6,361,921,000 | $153,000 | $1,259,000 | $86,000 | $4,458,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 50,808 | $8,638,762,000 | $170,000 | $1,259,000 | $81,000 | $3,462,000 |
| Not Provided | 23,206 | $4,434,207,000 | $191,000 | $1,200,000 | $80,000 | $1,765,000 |
| Hispanic | 18,201 | $3,517,255,000 | $193,000 | $1,050,000 | $85,000 | $2,162,000 |
| Black or African American | 17,063 | $2,824,277,000 | $165,000 | $975,000 | $76,000 | $4,458,000 |
| Not applicable | 2,440 | $442,433,000 | $181,000 | $993,000 | $82,000 | $1,536,000 |
| Asian | 2,385 | $551,188,000 | $231,000 | $880,000 | $106,000 | $1,877,000 |
| Native Hawaiian or Other Pacific Islander | 441 | $102,059,000 | $231,000 | $750,000 | $98,000 | $878,000 |
| American Indian or Alaskan Native | 351 | $63,097,000 | $179,000 | $720,000 | $84,000 | $589,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 114,895 | $20,573,278,000 | $179,000 | $1,259,000 | $81,000 | $4,458,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 50,255 | $8,751,610,000 | $174,000 | $1,000,000 | $79,000 | $4,458,000 |
| Application Denied By Financial Institution | 38,243 | $6,904,167,000 | $180,000 | $1,259,000 | $83,000 | $3,462,000 |
| Application Approved But Not Accepted | 21,093 | $3,946,937,000 | $187,000 | $1,156,000 | $82,000 | $2,162,000 |
| Loan Purchased By The Institution | 4,004 | $716,916,000 | $179,000 | $993,000 | $80,000 | $1,536,000 |
| Application Withdrawn By Applicant | 1,297 | $253,062,000 | $195,000 | $1,000,000 | $85,000 | $633,000 |
| File Closed For Incompleteness | 3 | $586,000 | $195,000 | $390,000 | $94,000 | $180,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12,923 | $2,210,261,000 | $171,000 | $1,200,000 | $78,000 | $1,800,000 |
| Other | 10,253 | $1,968,298,000 | $191,000 | $1,050,000 | $89,000 | $2,344,000 |
| Collateral | 5,982 | $1,049,288,000 | $175,000 | $1,259,000 | $90,000 | $2,652,000 |
| Debt-To-Income Ratio | 4,737 | $868,106,000 | $183,000 | $1,256,000 | $69,000 | $840,000 |
| Unverifiable Information | 2,288 | $452,161,000 | $197,000 | $1,000,000 | $100,000 | $1,765,000 |
| Employment History | 1,495 | $263,383,000 | $176,000 | $877,000 | $87,000 | $3,462,000 |
| Credit Application Incomplete | 346 | $57,209,000 | $165,000 | $700,000 | $76,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 210 | $33,743,000 | $160,000 | $692,000 | $78,000 | $624,000 |
| Mortgage Insurance Denied | 9 | $1,718,000 | $190,000 | $680,000 | $124,000 | $379,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Finance, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Finance, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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