Wyndham Capital Mortgage, Inc. Mortgage Lending & HMDA Data, 2023
In 2023, Wyndham Capital Mortgage, Inc. of Raleigh, NC reported 1,060 mortgage applications totaling $334.8 million, down 94% from 2022. The average application was for $315,801, and applicants reported an average income of $124,541. 34% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (133), Atlanta-Sandy Springs-Roswell, GA (50) and Dallas-Plano-Irving, TX (24) (applications in parentheses).
| Mortgage Company & Address | Wyndham Capital Mortgage, Inc. 6115 Park South Drive, Ste 200 Raleigh, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,060 |
| Total Mortgage Loan Application Amount | $334,750,000 |
| Average Mortgage Loan Application Amount | $315,801 |
| Highest Mortgage Loan Application Amount | $1,085,000 |
| Average Applicant Income | $124,541 |
| Highest Applicant Income | $1,963,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wyndham Capital Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charlotte-Concord-Gastonia, NC-SC | 133 | $ 50,415,000 | $ 379,060 | $ 159,263 |
| Outside any metro area | 103 | $ 28,565,000 | $ 277,330 | $ 118,543 |
| Atlanta-Sandy Springs-Roswell, GA | 50 | $ 16,750,000 | $ 335,000 | $ 135,000 |
| Dallas-Plano-Irving, TX | 24 | $ 7,550,000 | $ 314,583 | $ 132,000 |
| San Antonio-New Braunfels, TX | 21 | $ 6,255,000 | $ 297,857 | $ 103,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 5,940,000 | $ 297,000 | $ 97,000 |
| Houston-The Woodlands-Sugar Land, TX | 19 | $ 4,845,000 | $ 255,000 | $ 115,000 |
| Fort Worth-Arlington, TX | 18 | $ 5,950,000 | $ 330,555 | $ 140,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 18 | $ 8,150,000 | $ 452,777 | $ 165,777 |
| Chicago-Naperville, IL | 15 | $ 4,385,000 | $ 292,333 | $ 150,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 6,505,000 | $ 433,666 | $ 122,000 |
| Austin-Round Rock, TX | 14 | $ 4,650,000 | $ 332,142 | $ 138,000 |
| Tampa-St. Petersburg-Clearwater, FL | 13 | $ 3,385,000 | $ 260,384 | $ 105,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 7,470,000 | $ 622,500 | $ 208,000 |
| Indianapolis-Carmel-Anderson, IN | 11 | $ 3,005,000 | $ 273,181 | $ 143,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 2,745,000 | $ 249,545 | $ 88,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11 | $ 4,875,000 | $ 443,181 | $ 135,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 2,570,000 | $ 257,000 | $ 120,000 |
| Jacksonville, FL | 10 | $ 2,660,000 | $ 266,000 | $ 114,000 |
| Montgomery County-Bucks County-Chester County, PA | 10 | $ 3,560,000 | $ 356,000 | $ 134,000 |
| Columbus, OH | 9 | $ 1,675,000 | $ 186,111 | $ 61,000 |
| Denver-Aurora-Lakewood, CO | 9 | $ 4,745,000 | $ 527,222 | $ 173,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9 | $ 2,345,000 | $ 260,555 | $ 152,888 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 3,435,000 | $ 381,666 | $ 150,000 |
| Raleigh, NC | 9 | $ 2,675,000 | $ 297,222 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 3,285,000 | $ 365,000 | $ 94,000 |
| Washington-Baltimore-Arlington, DC | 9 | $ 3,915,000 | $ 435,000 | $ 235,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 3,680,000 | $ 460,000 | $ 129,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 8 | $ 2,960,000 | $ 370,000 | $ 100,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 2,550,000 | $ 318,750 | $ 78,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,880,000 | $ 235,000 | $ 83,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 8 | $ 2,590,000 | $ 323,750 | $ 129,000 |
| Baltimore-Columbia-Towson, MD | 7 | $ 2,275,000 | $ 325,000 | $ 116,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,915,000 | $ 273,571 | $ 137,000 |
| Cincinnati, OH-KY-IN | 7 | $ 1,945,000 | $ 277,857 | $ 155,142 |
| Columbia, SC | 7 | $ 1,985,000 | $ 283,571 | $ 100,000 |
| Huntsville, AL | 7 | $ 1,605,000 | $ 229,285 | $ 96,000 |
| New York-Newark, NY | 7 | $ 2,355,000 | $ 336,428 | $ 143,000 |
| Charleston-North Charleston, SC | 6 | $ 2,340,000 | $ 390,000 | $ 107,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 1,760,000 | $ 293,333 | $ 99,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 2,180,000 | $ 363,333 | $ 106,000 |
| Oklahoma City, OK | 6 | $ 1,660,000 | $ 276,666 | $ 104,000 |
| Richmond, VA | 6 | $ 1,600,000 | $ 266,666 | $ 87,000 |
| Salt Lake City, UT | 6 | $ 2,100,000 | $ 350,000 | $ 134,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,550,000 | $ 258,333 | $ 100,166 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,425,000 | $ 285,000 | $ 317,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,195,000 | $ 239,000 | $ 101,000 |
| Greensboro-High Point, NC | 5 | $ 1,265,000 | $ 253,000 | $ 73,000 |
| Kansas City, MO-KS | 5 | $ 1,735,000 | $ 347,000 | $ 107,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 935,000 | $ 187,000 | $ 66,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 1,575,000 | $ 315,000 | $ 87,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 925,000 | $ 185,000 | $ 83,200 |
| New Orleans-Metairie, LA | 5 | $ 1,025,000 | $ 205,000 | $ 93,000 |
| Reno, NV | 5 | $ 1,765,000 | $ 353,000 | $ 139,000 |
| San Diego-Carlsbad, CA | 5 | $ 2,195,000 | $ 439,000 | $ 113,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,485,000 | $ 497,000 | $ 149,000 |
| Wilmington, NC | 5 | $ 1,965,000 | $ 393,000 | $ 96,000 |
| Albuquerque, NM | 4 | $ 1,050,000 | $ 262,500 | $ 78,000 |
| Camden, NJ | 4 | $ 900,000 | $ 225,000 | $ 107,000 |
| Chattanooga, TN-GA | 4 | $ 1,100,000 | $ 275,000 | $ 119,500 |
| Lynchburg, VA | 4 | $ 1,060,000 | $ 265,000 | $ 111,000 |
| Ogden-Clearfield, UT | 4 | $ 1,670,000 | $ 417,500 | $ 91,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,500,000 | $ 375,000 | $ 224,000 |
| St. Louis, MO-IL | 4 | $ 630,000 | $ 157,500 | $ 106,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 605,000 | $ 201,666 | $ 101,666 |
| Asheville, NC | 3 | $ 745,000 | $ 248,333 | $ 79,000 |
| Bangor, ME | 3 | $ 595,000 | $ 198,333 | $ 172,000 |
| Baton Rouge, LA | 3 | $ 345,000 | $ 115,000 | $ 56,000 |
| Birmingham-Hoover, AL | 3 | $ 335,000 | $ 111,666 | $ 119,000 |
| Colorado Springs, CO | 3 | $ 1,125,000 | $ 375,000 | $ 99,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 1,005,000 | $ 335,000 | $ 115,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 685,000 | $ 228,333 | $ 75,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 1,015,000 | $ 338,333 | $ 233,000 |
| Fayetteville, NC | 3 | $ 865,000 | $ 288,333 | $ 81,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 705,000 | $ 235,000 | $ 73,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 605,000 | $ 201,666 | $ 82,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 685,000 | $ 228,333 | $ 88,000 |
| Jackson, TN | 3 | $ 605,000 | $ 201,666 | $ 82,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 565,000 | $ 188,333 | $ 71,000 |
| Memphis, TN-MS-AR | 3 | $ 765,000 | $ 255,000 | $ 73,333 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,245,000 | $ 415,000 | $ 121,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 495,000 | $ 165,000 | $ 66,000 |
| Philadelphia, PA | 3 | $ 505,000 | $ 168,333 | $ 67,000 |
| Salisbury, MD-DE | 3 | $ 1,385,000 | $ 461,666 | $ 147,000 |
| Springfield, MO | 3 | $ 765,000 | $ 255,000 | $ 88,000 |
| Tulsa, OK | 3 | $ 595,000 | $ 198,333 | $ 91,000 |
| Tyler, TX | 3 | $ 555,000 | $ 185,000 | $ 147,000 |
| Valdosta, GA | 3 | $ 565,000 | $ 188,333 | $ 124,000 |
| Winston-Salem, NC | 3 | $ 585,000 | $ 195,000 | $ 171,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 1,340,000 | $ 670,000 | $ 132,000 |
| Ann Arbor, MI | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| Bellingham, WA | 2 | $ 870,000 | $ 435,000 | $ 157,000 |
| Boise City, ID | 2 | $ 760,000 | $ 380,000 | $ 109,000 |
| Boulder, CO | 2 | $ 1,510,000 | $ 755,000 | $ 271,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Clarksville, TN-KY | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Cleveland-Elyria, OH | 2 | $ 570,000 | $ 285,000 | $ 83,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 650,000 | $ 325,000 | $ 180,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 380,000 | $ 190,000 | $ 135,000 |
| Des Moines-West Des Moines, IA | 2 | $ 550,000 | $ 275,000 | $ 122,000 |
| Dover, DE | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Durham-Chapel Hill, NC | 2 | $ 670,000 | $ 335,000 | $ 127,000 |
| El Paso, TX | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Fargo, ND-MN | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| Flagstaff, AZ | 2 | $ 450,000 | $ 225,000 | $ 64,000 |
| Fresno, CA | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| Harrisburg-Carlisle, PA | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| Homosassa Springs, FL | 2 | $ 340,000 | $ 170,000 | $ 75,000 |
| Jacksonville, NC | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| Killeen-Temple, TX | 2 | $ 630,000 | $ 315,000 | $ 122,000 |
| Lakeland-Winter Haven, FL | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Lansing-East Lansing, MI | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Morristown, TN | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
| New Bern, NC | 2 | $ 540,000 | $ 270,000 | $ 96,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 1,050,000 | $ 525,000 | $ 197,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,380,000 | $ 690,000 | $ 207,000 |
| Ocala, FL | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Ocean City, NJ | 2 | $ 520,000 | $ 260,000 | $ 257,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 540,000 | $ 270,000 | $ 82,000 |
| Pittsburgh, PA | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| Port St. Lucie, FL | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Providence-Warwick, RI-MA | 2 | $ 480,000 | $ 240,000 | $ 151,000 |
| Reading, PA | 2 | $ 650,000 | $ 325,000 | $ 138,000 |
| Salem, OR | 2 | $ 790,000 | $ 395,000 | $ 95,000 |
| Santa Rosa, CA | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Savannah, GA | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 1,070,000 | $ 535,000 | $ 172,000 |
| Sebastian-Vero Beach, FL | 2 | $ 530,000 | $ 265,000 | $ 70,000 |
| Spartanburg, SC | 2 | $ 690,000 | $ 345,000 | $ 136,000 |
| Toledo, OH | 2 | $ 420,000 | $ 210,000 | $ 65,000 |
| Tucson, AZ | 2 | $ 740,000 | $ 370,000 | $ 98,000 |
| Williamsport, PA | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Worcester, MA-CT | 2 | $ 430,000 | $ 215,000 | $ 74,000 |
| York-Hanover, PA | 2 | $ 570,000 | $ 285,000 | $ 76,000 |
| Akron, OH | 1 | $ 475,000 | $ 475,000 | $ 306,000 |
| Albany, GA | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Amarillo, TX | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Bakersfield, CA | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Beaumont-Port Arthur, TX | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Billings, MT | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Bismarck, ND | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Bowling Green, KY | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Bremerton-Silverdale, WA | 1 | $ 395,000 | $ 395,000 | $ 261,000 |
| Brunswick, GA | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Burlington-South Burlington, VT | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| California-Lexington Park, MD | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Canton-Massillon, OH | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Cheyenne, WY | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Cleveland, TN | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Coeur D'Alene, ID | 1 | $ 465,000 | $ 465,000 | $ 98,000 |
| Corpus Christi, TX | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| Corvallis, OR | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Duluth, MN-WI | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| East Stroudsburg, PA | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Elgin, IL | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Florence, SC | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Green Bay, WI | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Greenville, NC | 1 | $ 495,000 | $ 495,000 | $ 163,000 |
| Harrisonburg, VA | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Hattiesburg, MS | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Hinesville, GA | 1 | $ 435,000 | $ 435,000 | $ 68,000 |
| Hot Springs, AR | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Houma-Thibodaux, LA | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Johnson City, TN | 1 | $ 435,000 | $ 435,000 | $ 220,000 |
| Joplin, MO | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| Kennewick-Richland, WA | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Knoxville, TN | 1 | $ 295,000 | $ 295,000 | $ 232,000 |
| Lafayette, LA | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Lancaster, PA | 1 | $ 425,000 | $ 425,000 | $ 192,000 |
| Lawrence, KS | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Lewiston, ID-WA | 1 | $ 395,000 | $ 395,000 | $ 115,000 |
| Lincoln, NE | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Lubbock, TX | 1 | $ 405,000 | $ 405,000 | $ 320,000 |
| Madison, WI | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Manchester-Nashua, NH | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| Medford, OR | 1 | $ 295,000 | $ 295,000 | $ 44,000 |
| Merced, CA | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| Modesto, CA | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| New Haven-Milford, CT | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Newark, NJ-PA | 1 | $ 455,000 | $ 455,000 | $ 87,000 |
| Norwich-New London, CT | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Olympia-Tumwater, WA | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Oshkosh-Neenah, WI | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Panama City, FL | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Pocatello, ID | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Provo-Orem, UT | 1 | $ 725,000 | $ 725,000 | $ 167,000 |
| Pueblo, CO | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Roanoke, VA | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Rochester, MN | 1 | $ 445,000 | $ 445,000 | $ 438,000 |
| Rockingham County-Strafford County, NH | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 405,000 | $ 405,000 | $ 287,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Sebring, FL | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 445,000 | $ 445,000 | $ 109,000 |
| Spokane-Spokane Valley, WA | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Springfield, IL | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Staunton-Waynesboro, VA | 1 | $ 435,000 | $ 435,000 | $ 114,000 |
| Stockton-Lodi, CA | 1 | $ 335,000 | $ 335,000 | $ 56,000 |
| The Villages, FL | 1 | $ 675,000 | $ 675,000 | $ 158,000 |
| Trenton, NJ | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Tuscaloosa, AL | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Vallejo-Fairfield, CA | 1 | $ 535,000 | $ 535,000 | $ 362,000 |
| Victoria, TX | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| Visalia-Porterville, CA | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Waco, TX | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Wheeling, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Wichita, KS | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Yakima, WA | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Yuba City, CA | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for Wyndham Capital Mortgage, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 488 | $122,580,000 | $251,000 | $1,065,000 | $97,000 | $438,000 |
| Home Purchase | 465 | $180,045,000 | $387,000 | $1,085,000 | $153,000 | $1,963,000 |
| Refinancing | 69 | $24,025,000 | $348,000 | $1,005,000 | $149,000 | $544,000 |
| Other Purpose | 30 | $6,400,000 | $213,000 | $455,000 | $90,000 | $188,000 |
| Home Improvement | 8 | $1,700,000 | $212,000 | $455,000 | $69,000 | $120,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 638 | $195,830,000 | $306,000 | $1,085,000 | $125,000 | $1,963,000 |
| Not Provided | 159 | $52,565,000 | $330,000 | $1,065,000 | $133,000 | $1,200,000 |
| Hispanic | 94 | $29,280,000 | $311,000 | $665,000 | $104,000 | $305,000 |
| Black or African American | 88 | $24,570,000 | $279,000 | $615,000 | $94,000 | $235,000 |
| Asian | 71 | $30,095,000 | $423,000 | $855,000 | $173,000 | $585,000 |
| American Indian or Alaskan Native | 10 | $2,410,000 | $241,000 | $615,000 | $90,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 819 | $265,925,000 | $324,000 | $1,085,000 | $133,000 | $1,963,000 |
| FHA-insured (Federal Housing Administration) | 163 | $41,575,000 | $255,000 | $665,000 | $87,000 | $438,000 |
| VA-guaranteed (Veterans Administration) | 76 | $26,800,000 | $352,000 | $755,000 | $112,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $450,000 | $225,000 | $225,000 | $64,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 432 | $119,280,000 | $276,000 | $1,065,000 | $110,000 | $544,000 |
| Loan Originated | 356 | $127,610,000 | $358,000 | $1,085,000 | $143,000 | $1,963,000 |
| Application Denied By Financial Institution | 134 | $38,520,000 | $287,000 | $725,000 | $112,000 | $1,200,000 |
| Application Withdrawn By Applicant | 132 | $47,940,000 | $363,000 | $985,000 | $136,000 | $492,000 |
| Application Approved But Not Accepted | 6 | $1,400,000 | $233,000 | $365,000 | $137,000 | $313,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 926 | $296,230,000 | $319,000 | $1,085,000 | $126,000 | $1,963,000 |
| Other | 52 | $17,850,000 | $343,000 | $685,000 | $154,000 | $1,200,000 |
| Credit History | 48 | $10,300,000 | $214,000 | $535,000 | $84,000 | $200,000 |
| Debt-To-Income Ratio | 18 | $5,070,000 | $281,000 | $725,000 | $54,000 | $143,000 |
| Collateral | 10 | $2,950,000 | $295,000 | $465,000 | $111,000 | $279,000 |
| Unverifiable Information | 4 | $1,450,000 | $362,000 | $515,000 | $103,000 | $144,000 |
| Credit Application Incomplete | 2 | $900,000 | $450,000 | $675,000 | $211,000 | $335,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wyndham Capital Mortgage, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wyndham Capital Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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