Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Xceed Financial 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Xceed Financial
888 N. Nash St
El Segundo, CA 90245
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 979
Total Mortgage Loan Application Amount $328,846,000
Average Mortgage Loan Application Amount $285,666
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $122,333
Highest Applicant Income $2,635,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.

Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2016.

Mortgage Loan Application Totals for Xceed Financial by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Monroe County New York 208 $ 23,713,000 $ 114,000 $ 87,000
Los Angeles County California 147 $ 77,729,000 $ 528,000 $ 152,000
Alameda County California 34 $ 21,875,000 $ 643,000 $ 182,000
San Mateo County California 34 $ 26,326,000 $ 774,000 $ 161,000
Wayne County New York 29 $ 2,692,000 $ 92,000 $ 61,000
Santa Clara County California 28 $ 16,021,000 $ 572,000 $ 153,000
Denton County Texas 23 $ 4,857,000 $ 211,000 $ 86,000
Orange County California 16 $ 7,415,000 $ 463,000 $ 171,000
San Francisco County California 16 $ 15,306,000 $ 956,000 $ 174,000
San Bernardino County California 14 $ 3,762,000 $ 268,000 $ 129,000
Dallas County Texas 13 $ 2,393,000 $ 184,000 $ 51,000
Contra Costa County California 12 $ 4,720,000 $ 393,000 $ 127,000
Riverside County California 11 $ 2,470,000 $ 224,000 $ 242,000
Maricopa County Arizona 10 $ 3,043,000 $ 304,000 $ 99,000
Tarrant County Texas 8 $ 1,551,000 $ 193,000 $ 103,000
San Joaquin County California 7 $ 1,523,000 $ 217,000 $ 95,000
Morris County New Jersey 7 $ 1,139,000 $ 162,000 $ 93,000
Livingston County New York 7 $ 1,096,000 $ 156,000 $ 96,000
Ontario County New York 7 $ 777,000 $ 111,000 $ 94,000
Wake County North Carolina 7 $ 1,883,000 $ 269,000 $ 142,000
Sacramento County California 6 $ 1,734,000 $ 289,000 $ 59,000
Fairfield County Connecticut 6 $ 1,166,000 $ 194,000 $ 99,000
Essex County New Jersey 6 $ 1,165,000 $ 194,000 $ 165,000
Placer County California 5 $ 5,213,000 $ 1,042,000 $ 204,000
San Diego County California 5 $ 2,184,000 $ 436,000 $ 167,000
Pinellas County Florida 5 $ 582,000 $ 116,000 $ 77,000
Bergen County New Jersey 5 $ 1,833,000 $ 366,000 $ 135,000
Cook County Illinois 4 $ 776,000 $ 194,000 $ 134,000
Clark County Nevada 4 $ 576,000 $ 144,000 $ 62,000
Somerset County New Jersey 4 $ 1,293,000 $ 323,000 $ 129,000
Erie County New York 4 $ 739,000 $ 184,000 $ 103,000
Onondaga County New York 4 $ 747,000 $ 186,000 $ 157,000
Collin County Texas 4 $ 745,000 $ 186,000 $ 116,000
Travis County Texas 4 $ 1,303,000 $ 325,000 $ 59,000
King County Washington 4 $ 2,357,000 $ 589,000 $ 225,000
Fresno County California 3 $ 2,549,000 $ 849,000 $ 68,000
Santa Cruz County California 3 $ 1,991,000 $ 663,000 $ 411,000
Solano County California 3 $ 1,275,000 $ 425,000 $ 40,000
Fulton County Georgia 3 $ 243,000 $ 81,000 $ 112,000
Nassau County New York 3 $ 1,853,000 $ 617,000 $ 537,000
Mecklenburg County North Carolina 3 $ 488,000 $ 162,000 $ 124,000
Clackamas County Oregon 3 $ 1,322,000 $ 440,000 $ 201,000
Dauphin County Pennsylvania 3 $ 437,000 $ 145,000 $ 75,000
Fort Bend County Texas 3 $ 595,000 $ 198,000 $ 79,000
Fairfax County Virginia 3 $ 748,000 $ 249,000 $ 112,000
Calaveras County California 2 $ 272,000 $ 136,000 $ 31,000
Kern County California 2 $ 377,000 $ 188,000 $ 40,000
Merced County California 2 $ 465,000 $ 232,000 $ 54,000
Mono County California 2 $ 2,014,000 $ 1,007,000 $ 455,000
Adams County Colorado 2 $ 837,000 $ 418,000 $ 0
Hillsborough County Florida 2 $ 263,000 $ 131,000 $ 41,000
Lee County Florida 2 $ 268,000 $ 134,000 $ 71,000
Miami-Dade County Florida 2 $ 261,000 $ 130,000 $ 68,000
Palm Beach County Florida 2 $ 134,000 $ 67,000 $ 114,000
Sarasota County Florida 2 $ 419,000 $ 209,000 $ 223,000
Sumter County Florida 2 $ 303,000 $ 151,000 $ 86,000
Cobb County Georgia 2 $ 556,000 $ 278,000 $ 127,000
Peoria County Illinois 2 $ 86,000 $ 43,000 $ 59,000
Prince George's County Maryland 2 $ 347,000 $ 173,000 $ 66,000
Plymouth County Massachusetts 2 $ 288,000 $ 144,000 $ 34,000
Kent County Michigan 2 $ 76,000 $ 38,000 $ 103,000
Hinds County Mississippi 2 $ 95,000 $ 47,000 $ 77,000
St. Louis City County Missouri 2 $ 387,000 $ 193,000 $ 159,000
Burlington County New Jersey 2 $ 338,000 $ 169,000 $ 81,000
Passaic County New Jersey 2 $ 546,000 $ 273,000 $ 70,000
Union County New Jersey 2 $ 412,000 $ 206,000 $ 73,000
Genesee County New York 2 $ 229,000 $ 114,000 $ 108,000
Ulster County New York 2 $ 120,000 $ 60,000 $ 14,000
Dare County North Carolina 2 $ 508,000 $ 254,000 $ 57,000
Harnett County North Carolina 2 $ 379,000 $ 189,000 $ 81,000
Lane County Oregon 2 $ 420,000 $ 210,000 $ 124,000
Washington County Oregon 2 $ 475,000 $ 237,000 $ 71,000
Allegheny County Pennsylvania 2 $ 174,000 $ 87,000 $ 49,000
Burnet County Texas 2 $ 400,000 $ 200,000 $ 88,000
Comal County Texas 2 $ 439,000 $ 219,000 $ 122,000
Grayson County Texas 2 $ 336,000 $ 168,000 $ 70,000
Harris County Texas 2 $ 512,000 $ 256,000 $ 127,000
Williamson County Texas 2 $ 498,000 $ 249,000 $ 116,000
Butte County California 1 $ 260,000 $ 260,000 $ 94,000
Kings County California 1 $ 840,000 $ 840,000 $ 0
Marin County California 1 $ 780,000 $ 780,000 $ 200,000
Monterey County California 1 $ 1,280,000 $ 1,280,000 $ 491,000
Plumas County California 1 $ 320,000 $ 320,000 $ 644,000
San Benito County California 1 $ 341,000 $ 341,000 $ 79,000
Sonoma County California 1 $ 369,000 $ 369,000 $ 292,000
Stanislaus County California 1 $ 269,000 $ 269,000 $ 89,000
Ventura County California 1 $ 162,000 $ 162,000 $ 169,000
Duval County Florida 1 $ 2,850,000 $ 2,850,000 $ 0
Leon County Florida 1 $ 1,652,000 $ 1,652,000 $ 0
Manatee County Florida 1 $ 257,000 $ 257,000 $ 82,000
Marion County Florida 1 $ 112,000 $ 112,000 $ 51,000
Martin County Florida 1 $ 200,000 $ 200,000 $ 140,000
Orange County Florida 1 $ 128,000 $ 128,000 $ 43,000
Osceola County Florida 1 $ 471,000 $ 471,000 $ 0
St. Lucie County Florida 1 $ 230,000 $ 230,000 $ 171,000
Walton County Florida 1 $ 111,000 $ 111,000 $ 148,000
Bartow County Georgia 1 $ 30,000 $ 30,000 $ 112,000
Cherokee County Georgia 1 $ 26,000 $ 26,000 $ 85,000
DeKalb County Georgia 1 $ 117,000 $ 117,000 $ 155,000
Forsyth County Georgia 1 $ 417,000 $ 417,000 $ 0
Canyon County Idaho 1 $ 115,000 $ 115,000 $ 57,000
Kendall County Illinois 1 $ 215,000 $ 215,000 $ 235,000
Will County Illinois 1 $ 130,000 $ 130,000 $ 73,000
Sedgwick County Kansas 1 $ 68,000 $ 68,000 $ 28,000
Jefferson County Kentucky 1 $ 64,000 $ 64,000 $ 65,000
Kenton County Kentucky 1 $ 2,500,000 $ 2,500,000 $ 0
Orleans County Louisiana 1 $ 99,000 $ 99,000 $ 182,000
Baltimore City County Maryland 1 $ 319,000 $ 319,000 $ 152,000
Montgomery County Maryland 1 $ 516,000 $ 516,000 $ 180,000
Essex County Massachusetts 1 $ 183,000 $ 183,000 $ 80,000
Norfolk County Massachusetts 1 $ 666,000 $ 666,000 $ 240,000
Worcester County Massachusetts 1 $ 118,000 $ 118,000 $ 130,000
Oakland County Michigan 1 $ 221,000 $ 221,000 $ 122,000
Cheyenne County Nebraska 1 $ 205,000 $ 205,000 $ 75,000
Gloucester County New Jersey 1 $ 40,000 $ 40,000 $ 45,000
Hunterdon County New Jersey 1 $ 332,000 $ 332,000 $ 146,000
Middlesex County New Jersey 1 $ 341,000 $ 341,000 $ 116,000
Monmouth County New Jersey 1 $ 329,000 $ 329,000 $ 132,000
Ocean County New Jersey 1 $ 188,000 $ 188,000 $ 225,000
San Juan County New Mexico 1 $ 200,000 $ 200,000 $ 177,000
Santa Fe County New Mexico 1 $ 472,000 $ 472,000 $ 115,000
Albany County New York 1 $ 100,000 $ 100,000 $ 84,000
Cayuga County New York 1 $ 47,000 $ 47,000 $ 65,000
Chenango County New York 1 $ 50,000 $ 50,000 $ 206,000
Dutchess County New York 1 $ 246,000 $ 246,000 $ 117,000
Kings County New York 1 $ 790,000 $ 790,000 $ 0
New York County New York 1 $ 28,000 $ 28,000 $ 390,000
Orange County New York 1 $ 336,000 $ 336,000 $ 160,000
Orleans County New York 1 $ 92,000 $ 92,000 $ 101,000
Rockland County New York 1 $ 160,000 $ 160,000 $ 0
Seneca County New York 1 $ 69,000 $ 69,000 $ 52,000
Steuben County New York 1 $ 108,000 $ 108,000 $ 41,000
Suffolk County New York 1 $ 88,000 $ 88,000 $ 109,000
Washington County New York 1 $ 144,000 $ 144,000 $ 71,000
Yates County New York 1 $ 220,000 $ 220,000 $ 151,000
Guilford County North Carolina 1 $ 104,000 $ 104,000 $ 50,000
Johnston County North Carolina 1 $ 128,000 $ 128,000 $ 86,000
Cuyahoga County Ohio 1 $ 76,000 $ 76,000 $ 77,000
Hamilton County Ohio 1 $ 116,000 $ 116,000 $ 130,000
Lorain County Ohio 1 $ 268,000 $ 268,000 $ 186,000
Rogers County Oklahoma 1 $ 165,000 $ 165,000 $ 93,000
Clatsop County Oregon 1 $ 594,000 $ 594,000 $ 247,000
Polk County Oregon 1 $ 118,000 $ 118,000 $ 41,000
Berks County Pennsylvania 1 $ 30,000 $ 30,000 $ 85,000
Bucks County Pennsylvania 1 $ 322,000 $ 322,000 $ 135,000
Chester County Pennsylvania 1 $ 417,000 $ 417,000 $ 138,000
Franklin County Pennsylvania 1 $ 158,000 $ 158,000 $ 46,000
Monroe County Pennsylvania 1 $ 117,000 $ 117,000 $ 60,000
Potter County Pennsylvania 1 $ 90,000 $ 90,000 $ 68,000
Wayne County Pennsylvania 1 $ 120,000 $ 120,000 $ 68,000
York County Pennsylvania 1 $ 224,000 $ 224,000 $ 107,000
Charleston County South Carolina 1 $ 264,000 $ 264,000 $ 219,000
Lancaster County South Carolina 1 $ 219,000 $ 219,000 $ 100,000
Oconee County South Carolina 1 $ 88,000 $ 88,000 $ 19,000
Richland County South Carolina 1 $ 230,000 $ 230,000 $ 105,000
Humphreys County Tennessee 1 $ 68,000 $ 68,000 $ 34,000
Rutherford County Tennessee 1 $ 166,000 $ 166,000 $ 57,000
Shelby County Tennessee 1 $ 241,000 $ 241,000 $ 177,000
Wilson County Tennessee 1 $ 229,000 $ 229,000 $ 96,000
Brazoria County Texas 1 $ 184,000 $ 184,000 $ 72,000
El Paso County Texas 1 $ 56,000 $ 56,000 $ 4,000
Henderson County Texas 1 $ 119,000 $ 119,000 $ 86,000
Johnson County Texas 1 $ 125,000 $ 125,000 $ 56,000
Llano County Texas 1 $ 175,000 $ 175,000 $ 82,000
Young County Texas 1 $ 214,000 $ 214,000 $ 145,000
Weber County Utah 1 $ 1,260,000 $ 1,260,000 $ 0
Windsor County Vermont 1 $ 210,000 $ 210,000 $ 285,000
Albemarle County Virginia 1 $ 210,000 $ 210,000 $ 77,000
Alexandria County Virginia 1 $ 684,000 $ 684,000 $ 240,000
Loudoun County Virginia 1 $ 128,000 $ 128,000 $ 136,000
Prince William County Virginia 1 $ 249,000 $ 249,000 $ 101,000
Stafford County Virginia 1 $ 334,000 $ 334,000 $ 60,000
Island County Washington 1 $ 405,000 $ 405,000 $ 481,000
Kitsap County Washington 1 $ 508,000 $ 508,000 $ 175,000
Snohomish County Washington 1 $ 310,000 $ 310,000 $ 150,000
Thurston County Washington 1 $ 294,000 $ 294,000 $ 76,000
Milwaukee County Wisconsin 1 $ 53,000 $ 53,000 $ 114,000

Mortgage Loan Application Detail Totals for Xceed Financial in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 611 $189,151,000 $309,000 $4,000,000 $111,000 $625,000
Home Purchase 310 $132,668,000 $427,000 $3,000,000 $156,000 $2,635,000
Home Improvement 58 $7,027,000 $121,000 $1,820,000 $100,000 $464,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 429 $94,094,000 $219,000 $2,270,000 $109,000 $770,000
Not Provided 327 $149,479,000 $457,000 $3,000,000 $158,000 $2,635,000
Hispanic 85 $25,100,000 $295,000 $790,000 $111,000 $384,000
Asian 70 $29,977,000 $428,000 $1,400,000 $136,000 $317,000
Black or African American 49 $7,841,000 $160,000 $608,000 $84,000 $315,000
Not applicable 13 $18,750,000 $1,442,000 $4,000,000 $0 $0
American Indian or Alaskan Native 4 $3,292,000 $823,000 $1,348,000 $119,000 $242,000
Native Hawaiin or Other Pacific Islander 2 $313,000 $156,000 $198,000 $49,000 $57,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 979 $328,846,000 $335,000 $4,000,000 $125,000 $2,635,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 516 $182,711,000 $354,000 $4,000,000 $130,000 $2,635,000
Application Withdrawn By Applicant 179 $58,030,000 $324,000 $1,890,000 $127,000 $932,000
Application Denied By Financial Institution 134 $38,865,000 $290,000 $2,500,000 $93,000 $556,000
File Closed For Incompleteness 62 $17,907,000 $288,000 $1,282,000 $89,000 $390,000
Application Approved But Not Accepted 52 $14,303,000 $275,000 $1,845,000 $128,000 $508,000
Preapproval Approved but not Accepted 36 $17,030,000 $473,000 $2,730,000 $214,000 $2,414,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 48 $11,574,000 $241,000 $1,200,000 $59,000 $230,000
Credit History 34 $7,963,000 $234,000 $625,000 $127,000 $556,000
Collateral 21 $7,874,000 $374,000 $2,500,000 $77,000 $177,000
Other 21 $5,741,000 $273,000 $1,500,000 $125,000 $500,000
Unverifiable Information 3 $2,020,000 $673,000 $1,400,000 $171,000 $297,000
Employment History 2 $443,000 $221,000 $245,000 $66,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 2 $172,000 $86,000 $118,000 $94,000 $130,000
Mortgage Insurance Denied 1 $990,000 $990,000 $990,000 $200,000 $200,000
Credit Application Incomplete 1 $2,000,000 $2,000,000 $2,000,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Xceed Financial's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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