Lincoln County, NE Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,253 mortgage applications in Lincoln County, NE totaling $209.8 million, up 22% from 2024. The average application was for $167,000, and applicants reported an average income of $97,000. 55% of applications resulted in an originated loan and 14% were denied. The most active lender was Adams Bank & Trust, with 112 applications, followed by Centris Federal Credit Union and Dayspring Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,253
Total Mortgage Loan Application Amount $209,815,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $7,005,000
Average Applicant Income $97,000
Highest Applicant Income $815,000

Mortgage Company List for Lending in Lincoln County, NE for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ n/a 112 $ 16,620,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ n/a 111 $ 8,325,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ n/a 110 $ 26,470,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ n/a 65 $ 13,055,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 64 $ 8,820,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 55 $ 9,635,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 53 $ 8,695,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 45 $ 9,535,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 39 $ 6,025,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 24 $ 4,540,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 22 $ 2,050,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 22 $ 1,660,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 22 $ 1,920,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 18 $ 2,650,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 17 $ 2,425,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 15 $ 2,345,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 14 $ 2,820,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 14 $ 2,210,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 13 $ 2,985,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 13 $ 2,815,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 13 $ 695,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 12 $ 1,750,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 12 $ 3,260,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 11 $ 995,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 11 $ 1,905,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 11 $ 1,865,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 10 $ 2,440,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 10 $ 1,770,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 9 $ 655,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 1,660,000
Mnb Bank
220 NORRIS AVE
MCCOOK, NE 69001
* $ n/a 8 $ 370,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 8 $ 1,310,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 7 $ 655,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 1,505,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 7 $ 4,045,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 7 $ 1,445,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 6 $ 710,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 6 $ 610,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 6 $ 330,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 6 $ 1,450,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 5 $ 1,035,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 5 $ 875,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 1,805,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 5 $ 855,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 930,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 860,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 4 $ 780,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 1,000,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 3 $ 435,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 3 $ 445,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 3 $ 85,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 475,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 3 $ 725,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 655,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ n/a 3 $ 665,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 3 $ 1,205,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 295,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 925,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 835,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 645,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 2 $ 240,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 470,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 480,000
Bruning Bank
104 E MAIN STREET
BRUNING, NE 68322
* $ n/a 2 $ 670,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 430,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ n/a 2 $ 460,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 2 $ 420,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 340,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 2 $ 110,000
Heritage Bank
110 E 9TH ST
WOOD RIVER, NE 68883
* $ n/a 2 $ 190,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 2 $ 640,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 160,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 270,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ n/a 2 $ 310,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 2 $ 430,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 190,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 2 $ 450,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 230,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 250,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 810,000
Trius Federal Credit Union
2915 2ND AVENUE
KEARNEY, NE 68847
* $ n/a 2 $ 170,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 115,000
Nebraska Bank of Commerce
6000 VILLAGE DRIVE, STE 100
LINCOLN, NE 68516
* $ n/a 1 $ 165,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 1 $ 265,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 165,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 415,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ n/a 1 $ 105,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 115,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ n/a 1 $ 365,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ n/a 1 $ 165,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 55,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ n/a 1 $ 15,000
Platte Valley Bank

SCOTTSBLUFF, NE 69361
* $ n/a 1 $ 145,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 35,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 185,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 155,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 25,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 205,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ n/a 1 $ 105,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 105,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 125,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 145,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 175,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 195,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 275,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 205,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 175,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 85,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ n/a 1 $ 455,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ n/a 1 $ 85,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ n/a 1 $ 85,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ n/a 1 $ 1,145,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 165,000

The tables below break down 2025 mortgage applications in Lincoln County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lincoln County, NE in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 694 $142,900,000 $205,000 $7,005,000 $100,000 $815,000
Cash-out Refinancing 205 $29,535,000 $144,000 $2,015,000 $86,000 $319,000
Refinancing 133 $24,555,000 $184,000 $1,375,000 $104,000 $355,000
Other Purpose 124 $8,150,000 $65,000 $205,000 $92,000 $325,000
Home Improvement 97 $4,675,000 $48,000 $225,000 $104,000 $500,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 905 $143,345,000 $158,000 $2,015,000 $97,000 $500,000
Not applicable 131 $32,045,000 $244,000 $7,005,000 $130,000 $693,000
Hispanic 103 $14,675,000 $142,000 $505,000 $99,000 $815,000
Not Provided 97 $16,245,000 $167,000 $855,000 $95,000 $495,000
American Indian or Alaskan Native 7 $1,615,000 $230,000 $475,000 $87,000 $170,000
Asian 5 $695,000 $139,000 $205,000 $90,000 $190,000
Black or African American 5 $1,195,000 $239,000 $345,000 $92,000 $141,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 906 $139,070,000 $153,000 $7,005,000 $102,000 $815,000
FHA-insured (Federal Housing Administration) 207 $38,735,000 $187,000 $425,000 $79,000 $302,000
VA-guaranteed (Veterans Administration) 137 $31,555,000 $230,000 $575,000 $96,000 $319,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $455,000 $151,000 $165,000 $63,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 690 $121,380,000 $175,000 $7,005,000 $102,000 $815,000
Loan Purchased By The Institution 180 $33,680,000 $187,000 $505,000 $97,000 $693,000
Application Denied By Financial Institution 177 $21,495,000 $121,000 $805,000 $79,000 $545,000
Application Withdrawn By Applicant 133 $23,465,000 $176,000 $855,000 $105,000 $693,000
File Closed For Incompleteness 45 $6,005,000 $133,000 $385,000 $85,000 $187,000
Application Approved But Not Accepted 26 $3,460,000 $133,000 $515,000 $95,000 $500,000
Preapproval Approved but not Accepted 2 $330,000 $165,000 $165,000 $155,000 $210,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,002 $174,270,000 $173,000 $7,005,000 $99,000 $693,000
Debt-To-Income Ratio 124 $18,860,000 $152,000 $1,375,000 $101,000 $815,000
Credit History 50 $5,830,000 $116,000 $305,000 $88,000 $545,000
Collateral 31 $4,385,000 $141,000 $805,000 $99,000 $495,000
Credit Application Incomplete 19 $2,175,000 $114,000 $335,000 $68,000 $200,000
Other 12 $1,570,000 $130,000 $345,000 $48,000 $84,000
Unverifiable Information 5 $945,000 $189,000 $605,000 $59,000 $92,000
Employment History 5 $1,235,000 $247,000 $805,000 $137,000 $446,000
Insufficient Cash (Downpayment, Closing Cost) 5 $545,000 $109,000 $175,000 $58,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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