Lincoln County WA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed Lincoln County WA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Washington.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 436 |
| Total Mortgage Loan Application Amount | $58,688,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $431,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $486,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 47 | $ 5,064,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 22 | $ 2,710,000 |
| HORIZON FEDERALLY INSURED STATE-CHARTERED CREDIT UNION 13224 E MANSFIELD AVE SPOKANE VALLEY, WA 99216 |
* | $ 620,763,000 | 18 | $ 1,992,000 |
| SPOKANE TEACHERS 1620 N SIGNAL DR LIBERTY LAKE, WA 99019 |
* | $ 2,018,709,000 | 18 | $ 1,197,000 |
| HOMESTREET BANK 601 UNION STREET 2000 TWO UNION SQUARE SEATTLE, WA 98101 |
* | $ 3,513,885,000 | 16 | $ 2,484,000 |
| NUMERICA CREDIT UNION 14610 E SPRAGUE AVE SPOKANE VALLEY, WA 99216 |
* | $ 1,421,899,000 | 15 | $ 1,289,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 14 | $ 2,109,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 12 | $ 1,995,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 9 | $ 1,035,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 9 | $ 1,413,000 |
| GLOBAL 1500 W 4TH AVE SPOKANE, WA 99201 |
* | $ 370,436,000 | 9 | $ 1,527,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 8 | $ 1,363,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 8 | $ 830,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 8 | $ 1,763,000 |
| WASHINGTON STATE EMPLOYEES CREDIT UNION PO BOX WSECU OLYMPIA, WA 98507 |
* | $ 2,217,437,000 | 8 | $ 888,000 |
| UMPQUA BANK 445 SE MAIN STREET ROSEBURG, OR 97470 |
* | $ 22,612,839,000 | 7 | $ 1,363,000 |
| MANN FINANCIAL INC. 1220 WHITEFISH STAGE ROAD KALISPELL, MT 59901 |
* | $ 10,000,000 | 7 | $ 928,000 |
| WASHINGTON TRUST BANK 717 W SPRAGUE AVE SPOKANE, WA 99201 |
* | $ 4,767,725,000 | 6 | $ 488,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 6 | $ 1,078,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 91,782,513,000 | 6 | $ 540,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 6 | $ 810,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 6 | $ 811,000 |
| AGWEST FARM CREDIT, FLCA 2001 SOUTH FLINT ROAD SPOKANE, WA 99220 |
* | $ 4,658,882,000 | 5 | $ 890,000 |
| INLAND NORTHWEST BANK 421 W RIVERSIDE AVE, STE 113 SPOKANE, WA 99201 |
* | $ 420,807,000 | 5 | $ 692,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 5 | $ 697,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 451,471,000 | 5 | $ 232,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 4 | $ 609,000 |
| BANNER BANK 10 SOUTH 1ST STREET WALLA WALLA, WA 99362 |
* | $ 4,483,767,000 | 4 | $ 738,000 |
| BOEING EMPLOYEES CREDIT UNION 12770 GATEWAY DRIVE TUKWILA, WA 98168 |
* | $ 13,050,765,000 | 4 | $ 452,000 |
| WASHINGTON FEDERAL BANK 425 PIKE ST SEATTLE, WA 98101 |
* | $ 14,493,978,000 | 4 | $ 456,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 4 | $ 826,000 |
| LENNAR MORTGAGE, LLC 730 NW 107TH AVENUE, 4TH FL NORTH PALM BEACH, FL 33172 |
* | $ 31,000,000 | 4 | $ 815,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 3 | $ 748,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 3 | $ 314,000 |
| INSPIRUS CREDIT UNION 5200 SOUTHCENTER BLVD SEATTLE, WA 98188 |
* | $ 1,021,242,000 | 3 | $ 117,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,356,442,000,000 | 3 | $ 685,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 533,000 |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY 15405 SE 37TH STREET OLYMPIA, WA 98006 |
* | $ 10,000,000 | 3 | $ 184,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 3 | $ 583,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 3 | $ 438,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ 10,000,000 | 3 | $ 341,000 |
| FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 9,779,461,000 | 3 | $ 479,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ 10,000,000 | 3 | $ 322,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 138,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 335,060,015,000 | 2 | $ 306,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 217,000 |
| AVISTA CORPORATION PO BOX 3727 SPOKANE, WA 99220 |
* | $ 54,902,000 | 2 | $ 320,000 |
| PENRITH HOME LOANS LLC 601 UNION STREET, SUITE 2100 WILMINGTON, DE 98101 |
* | $ 8,526,000 | 2 | $ 354,000 |
| FIRST DIRECT LENDING LLC 15261 LAGUNA CANYON ROAD, SUITE 200 IRVINE, CA 92618 |
* | $ 0 | 2 | $ 338,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 2 | $ 469,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 2 | $ 438,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 332,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,761,042,000 | 2 | $ 156,000 |
| GLACIER BANK 202 MAIN KALISPELL, MT 59901 |
* | $ 8,288,508,000 | 2 | $ 198,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 2 | $ 346,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ 10,000,000 | 2 | $ 229,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ 10,000,000 | 2 | $ 270,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 2 | $ 346,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 109,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 2 | $ 282,000 |
| WESTSTAR MORTGAGE CORPORATION 6363 NORTH STATE HIGHWAY 161 ALBUQUERQUE, NM 75038 |
* | $ 26,864,000 | 1 | $ 417,000 |
| PLATINUM HOME MORTGAGE CORPORATION 2200 HICKS RD, STE 101 SPRINGFIELD, IL 60008 |
* | $ 10,000,000 | 1 | $ 81,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 59,000 |
| CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N WILMINGTON, DE 80111 |
* | $ 10,000,000 | 1 | $ 315,000 |
| SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 286,834,000 | 1 | $ 15,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ 10,000,000 | 1 | $ 90,000 |
| PEOPLES BANK 3100 WOBURN STREET BELLINGHAM, WA 98226 |
* | $ 1,362,633,000 | 1 | $ 75,000 |
| ALLIANCE FINANCIAL RESOURCES 5410 EAST HIGH STREET SUITE 200 PHOENIX, AZ 85054 |
* | $ 10,000,000 | 1 | $ 275,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 1 | $ 151,000 |
| AMERIFIRST FINANCIAL, INC. 1550 E. MCKELLIPS RD, SUITE 117 MESA, AZ 85203 |
* | $ 96,267,000 | 1 | $ 82,000 |
| SOUND CREDIT UNION 1331 BROADWAY TACOMA, WA 98402 |
* | $ 1,154,289,000 | 1 | $ 35,000 |
| 1ST SECURITY BANK OF WASHINGTON 6920 220TH STREET SW MOUNTLAKE TERRACE, WA 98043 |
* | $ 500,664,000 | 1 | $ 116,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 388,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 213,000 |
| DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,508,574,000 | 1 | $ 215,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 83,125,845,000 | 1 | $ 150,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 1 | $ 67,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 95,920,564,000 | 1 | $ 263,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 1 | $ 13,000 |
| MORTGAGE MASTER SERVICE CORPORATION 20425 72ND AVENUE SOUTH, SUITE 210 KENT, WA 98032 |
* | $ 32,037,000 | 1 | $ 151,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 184,000 |
| GREAT PLAINS NATIONAL BANK 5909 NW EXPRESSWAY ELK CITY, OK 73132 |
* | $ 636,758,000 | 1 | $ 60,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 1 | $ 123,000 |
| TIMBERLAND BANK 624 SIMPSON AVE HOQUIAM, WA 98550 |
* | $ 749,433,000 | 1 | $ 325,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ 11,000,000 | 1 | $ 120,000 |
| R M K FINANCIAL CORP. 1819 S. EXCISE AVENUE ONTARIO, CA 91761 |
* | $ 16,639,000 | 1 | $ 213,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 144,000 |
| PARKSIDE LENDING, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ 9,102,000 | 1 | $ 305,000 |
| AMERICANWEST BANK P O BOX 105 CHEWELAH, WA 99109 |
* | $ 4,201,859,000 | 1 | $ 270,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,071,910,000 | 1 | $ 33,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 271,000 |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. 10800 MAIN STREET WILMINGTON, DE 22030 |
* | $ 435,000,000 | 1 | $ 245,000 |
| OPES ADVISORS, INC. 19330 STEVENS CREEK BLVD CUPERTINO, CA 95014 |
* | $ 2,541,000 | 1 | $ 50,000 |
| GESA 51 GAGE BLVD RICHLAND, WA 99352 |
* | $ 1,412,135,000 | 1 | $ 124,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 WILMINGTON, DE 08054 |
* | $ 4,464,000 | 1 | $ 70,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 1 | $ 100,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 1 | $ 114,000 |
| SOVEREIGN LENDING GROUP INCORPORATED 3540 HOWARD WAY STE # 200 COSTA MESA, CA 92626 |
* | $ 10,000,000 | 1 | $ 168,000 |
| AMERICASH 3080 BRISTOL STREET, SUITE 300 COSTA MESA, CA 92626 |
* | $ 10,000,000 | 1 | $ 264,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lincoln County WA in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 225 | $32,938,000 | $146,000 | $431,000 | $70,000 | $327,000 |
| Home Purchase | 167 | $23,232,000 | $139,000 | $417,000 | $90,000 | $486,000 |
| Home Improvement | 44 | $2,518,000 | $57,000 | $250,000 | $73,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 344 | $47,184,000 | $137,000 | $431,000 | $78,000 | $486,000 |
| Not Provided | 54 | $6,972,000 | $129,000 | $391,000 | $81,000 | $318,000 |
| Not applicable | 13 | $1,793,000 | $137,000 | $240,000 | $34,000 | $180,000 |
| American Indian or Alaskan Native | 11 | $1,347,000 | $122,000 | $271,000 | $104,000 | $282,000 |
| Hispanic | 8 | $705,000 | $88,000 | $126,000 | $79,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $300,000 | $100,000 | $130,000 | $81,000 | $100,000 |
| Asian | 3 | $387,000 | $129,000 | $240,000 | $41,000 | $47,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 311 | $39,258,000 | $126,000 | $417,000 | $91,000 | $486,000 |
| VA-guaranteed (Veterans Administration) | 62 | $10,892,000 | $175,000 | $431,000 | $54,000 | $127,000 |
| FHA-insured (Federal Housing Administration) | 56 | $7,601,000 | $135,000 | $315,000 | $37,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $937,000 | $133,000 | $173,000 | $42,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 224 | $30,963,000 | $138,000 | $429,000 | $86,000 | $486,000 |
| Application Denied By Financial Institution | 95 | $11,251,000 | $118,000 | $417,000 | $64,000 | $401,000 |
| Application Withdrawn By Applicant | 48 | $7,362,000 | $153,000 | $431,000 | $64,000 | $171,000 |
| Loan Purchased By The Institution | 32 | $4,881,000 | $152,000 | $339,000 | $64,000 | $186,000 |
| File Closed For Incompleteness | 22 | $2,659,000 | $120,000 | $273,000 | $98,000 | $327,000 |
| Application Approved But Not Accepted | 15 | $1,572,000 | $104,000 | $314,000 | $86,000 | $303,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 18 | $2,153,000 | $119,000 | $327,000 | $72,000 | $191,000 |
| Credit History | 12 | $1,169,000 | $97,000 | $257,000 | $50,000 | $115,000 |
| Debt-To-Income Ratio | 12 | $1,357,000 | $113,000 | $264,000 | $24,000 | $53,000 |
| Other | 7 | $1,108,000 | $158,000 | $417,000 | $90,000 | $299,000 |
| Unverifiable Information | 6 | $821,000 | $136,000 | $327,000 | $68,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $227,000 | $113,000 | $132,000 | $51,000 | $59,000 |
| Credit Application Incomplete | 2 | $406,000 | $203,000 | $303,000 | $132,000 | $148,000 |
| Employment History | 1 | $78,000 | $78,000 | $78,000 | $31,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.