Linn County, KS Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 426 mortgage applications in Linn County, KS totaling $75.2 million, up 16% from 2024. The average application was for $176,000, and applicants reported an average income of $112,000. 50% of applications resulted in an originated loan and 18% were denied. The most active lender was First Option Bank, with 19 applications, followed by PennyMac Loan Services LLC and Newrez LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 426
Total Mortgage Loan Application Amount $75,160,000
Average Mortgage Loan Application Amount $176,000
Highest Mortgage Loan Application Amount $965,000
Average Applicant Income $112,000
Highest Applicant Income $1,080,000

Mortgage Company List for Lending in Linn County, KS for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Option Bank
702 BAPTISTE DR.
PAOLA, KS 66071
* $ n/a 19 $ 3,395,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 18 $ 4,120,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 14 $ 3,070,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 13 $ 3,065,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 12 $ 1,250,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 12 $ 1,970,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 11 $ 2,405,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 11 $ 2,375,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 875,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 2,495,000
Labette Bank
PO BOX 497 319 4TH
ALTAMONT, KS 67330
* $ n/a 9 $ 1,075,000
Mainstreet Federal Credit Union
13001 W 95TH STREET
LENEXA, KS 66215
* $ n/a 8 $ 950,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 8 $ 940,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 8 $ 2,160,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 8 $ 1,180,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 8 $ 680,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 7 $ 1,415,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,235,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 7 $ 675,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 6 $ 1,680,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 6 $ 490,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 1,050,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ n/a 5 $ 695,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 5 $ 1,175,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 5 $ 1,195,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 5 $ 535,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ n/a 5 $ 1,195,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 350,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 470,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 590,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 4 $ 460,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 4 $ 760,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 670,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 770,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 4 $ 480,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 430,000
Arvest Bank

TULSA, OK 74103
* $ n/a 4 $ 590,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 4 $ 240,000
Citizens Bank of Amsterdam
19 SOUTH ORANGE STREET
BUTLER, MO 64730
* $ n/a 3 $ 465,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 3 $ 445,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 1,975,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 485,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 305,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 405,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 3 $ 375,000
Frontier Community Credit Unio
690 EISENHOWER ROAD
LEAVENWORTH, KS 66048
* $ n/a 3 $ 985,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 495,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 3 $ 285,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 275,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ n/a 3 $ 805,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 3 $ 535,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 640,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 2 $ 640,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 310,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 200,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 390,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 2 $ 330,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 160,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 310,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 230,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 410,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 330,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 2 $ 440,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 350,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ n/a 2 $ 310,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 65,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 1 $ 55,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 255,000
Community First Bank
P.O. BOX 407
BUTLER, MO 64730
* $ n/a 1 $ 285,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ n/a 1 $ 75,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 305,000
Security Bank of Kansas City
701 MINNESOTA AVENUE
KANSAS CITY, KS 66101
* $ n/a 1 $ 185,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 95,000
Premier Members Credit Union
5505 ARAPAHOE AVE
BOULDER, CO 80303
* $ n/a 1 $ 165,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 155,000
Omb Bank
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ n/a 1 $ 355,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ n/a 1 $ 165,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 15,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 225,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 225,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 1 $ 205,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ n/a 1 $ 5,000
The First Security Bank
312 MAPLE STREET
OVERBROOK, KS 66524
* $ n/a 1 $ 25,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 165,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 245,000
M Squared Financial LLC
7501 MISSION RD STE 200
PRAIRIE VILLAGE, KS 66208
* $ n/a 1 $ 795,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 185,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 165,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 455,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 125,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 365,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 145,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 375,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ n/a 1 $ 115,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 55,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 1 $ 155,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ n/a 1 $ 235,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ n/a 1 $ 265,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 125,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 1 $ 155,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 175,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 195,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 125,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 125,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 155,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 75,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 5,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 145,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 15,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 135,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 1 $ 65,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 185,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 215,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 245,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 115,000

The tables below break down 2025 mortgage applications in Linn County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Linn County, KS in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 213 $43,085,000 $202,000 $965,000 $126,000 $1,080,000
Cash-out Refinancing 71 $12,675,000 $178,000 $525,000 $91,000 $562,000
Refinancing 60 $12,860,000 $214,000 $635,000 $107,000 $333,000
Home Improvement 40 $3,270,000 $81,000 $355,000 $111,000 $313,000
Other Purpose 39 $2,945,000 $75,000 $205,000 $90,000 $286,000
Not Applicable 3 $325,000 $108,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 303 $53,845,000 $177,000 $965,000 $114,000 $1,080,000
Not applicable 48 $9,370,000 $195,000 $795,000 $48,000 $58,000
Not Provided 43 $6,555,000 $152,000 $795,000 $96,000 $399,000
Hispanic 17 $2,725,000 $160,000 $265,000 $98,000 $200,000
Asian 7 $1,055,000 $150,000 $285,000 $134,000 $216,000
American Indian or Alaskan Native 5 $1,045,000 $209,000 $255,000 $173,000 $437,000
Black or African American 3 $565,000 $188,000 $225,000 $62,000 $74,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 295 $49,605,000 $168,000 $965,000 $121,000 $1,080,000
FHA-insured (Federal Housing Administration) 92 $16,910,000 $183,000 $465,000 $82,000 $562,000
VA-guaranteed (Veterans Administration) 34 $8,030,000 $236,000 $635,000 $95,000 $245,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $615,000 $123,000 $185,000 $68,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 213 $39,385,000 $184,000 $965,000 $119,000 $535,000
Application Denied By Financial Institution 77 $10,825,000 $140,000 $525,000 $99,000 $1,080,000
Application Withdrawn By Applicant 47 $8,065,000 $171,000 $355,000 $108,000 $513,000
Loan Purchased By The Institution 45 $8,865,000 $197,000 $795,000 $81,000 $181,000
File Closed For Incompleteness 28 $4,650,000 $166,000 $465,000 $103,000 $562,000
Application Approved But Not Accepted 16 $3,370,000 $210,000 $635,000 $118,000 $333,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 319 $59,405,000 $186,000 $965,000 $113,000 $562,000
Debt-To-Income Ratio 55 $8,925,000 $162,000 $465,000 $122,000 $1,080,000
Credit History 19 $1,915,000 $100,000 $185,000 $96,000 $286,000
Collateral 14 $1,290,000 $92,000 $215,000 $86,000 $313,000
Credit Application Incomplete 10 $1,740,000 $174,000 $345,000 $90,000 $151,000
Other 5 $1,455,000 $291,000 $525,000 $91,000 $162,000
Unverifiable Information 3 $235,000 $78,000 $125,000 $145,000 $306,000
Insufficient Cash (Downpayment, Closing Cost) 1 $195,000 $195,000 $195,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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