Livingston County, IL Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 755 mortgage applications in Livingston County, IL totaling $71.2 million, up 2% from 2014. The average application was for $94,000, and applicants reported an average income of $62,000. 62% of applications resulted in an originated loan and 20% were denied. The most active lender was First State Bank of Forrest, with 109 applications, followed by State Bank of Graymont and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 755
Total Mortgage Loan Application Amount $71,167,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $1,804,000
Average Applicant Income $62,000
Highest Applicant Income $529,000

Mortgage Company List for Lending in Livingston County, IL for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First State Bank of Forrest
133 E. KRACK ST.
FORREST, IL 61741
* $ 151,586,000 109 $ 7,460,000
State Bank of Graymont
204 MAIN STREET
GRAYMONT, IL 61743
* $ 209,344,000 97 $ 9,097,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 54 $ 5,475,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 34 $ 4,361,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,904,575,000 29 $ 1,712,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,603,427,000 29 $ 3,029,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 27 $ 3,293,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 22 $ 1,346,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 17 $ 1,418,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 14 $ 1,025,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 12 $ 1,068,000
Vermilion Valley Bank
4 E PEORIA PO BOX 128
PIPER CITY, IL 60959
* $ 125,400,000 12 $ 618,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 12 $ 1,446,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 869,784,000 11 $ 985,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 497,841,000 10 $ 1,286,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 953,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 9 $ 185,000
Grundy Bank
201 LIBERTY STREET
MORRIS, IL 60450
* $ 265,520,000 8 $ 707,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,314,575,000 8 $ 218,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 813,990,000 8 $ 490,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 899,000
American Commercial Bank & Trust, National Association
701 LASALLE ST
OTTAWA, IL 61350
* $ 273,113,000 7 $ 770,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 1,074,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 7 $ 1,042,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,508,876,000 6 $ 550,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 6 $ 360,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 6 $ 352,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 5 $ 191,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 5 $ 49,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 451,000
First Federal Savings Bank
633 LASALLE ST
OTTAWA, IL 61350
* $ 377,350,000 5 $ 479,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 291,766,000 4 $ 332,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 23,881,169,000 4 $ 162,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 4 $ 548,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 4 $ 514,000
Standard Bank and Trust Co.
7800 W 95TH ST
HICKORY HILLS, IL 60457
* $ 2,287,197,000 4 $ 462,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 2,857,859,000 4 $ 823,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 369,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 3 $ 433,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 682,680,000 3 $ 2,062,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,790,595,000 3 $ 386,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 66,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 246,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 260,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 2 $ 74,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 216,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 2 $ 454,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 142,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 2 $ 174,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 2 $ 113,000
Mazon State Bank
606 DEPOT ST., BOX 367
MAZON, IL 60444
* $ 88,733,000 2 $ 257,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 274,000
Ottawa Savings Bank
925 LASALLE STREET
OTTAWA, IL 61350
* $ 221,725,000 2 $ 127,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 202,275,000 2 $ 137,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 197,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 160,000
Performance Equity Partners, Inc.
PO BOX 368
TINLEY PARK, IL 60477
* $ 10,231,000 2 $ 45,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 228,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 209,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 111,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 17,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 218,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 1 $ 66,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 125,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 193,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 1 $ 158,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 112,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 3,407,081,000 1 $ 80,000
Prospect Bank
PO BOX 400
PARIS, IL 61944
* $ 391,254,000 1 $ 100,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 1 $ 191,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 142,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 1 $ 108,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 77,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,090,048,000 1 $ 37,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,180,805,000 1 $ 94,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 167,000
Fay Servicing LLC

TAMPA, FL 33609
* $ 25,961,064,000 1 $ 137,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 232,369,000 1 $ 69,000
Homestar Bank and Financial Services
3 DIVERSATECH DR
MANTENO, IL 60950
* $ 338,181,000 1 $ 102,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 126,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 77,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 1 $ 10,000
Green Hill Financial
6547 N. AVONDALE #301D
CHICAGO, IL 60631
* $ 13,866,359,000 1 $ 24,000
De Witt Savings Bank
302 W MAIN ST
CLINTON, IL 61727
* $ 98,670,000 1 $ 33,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 141,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 83,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 57,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 1 $ 100,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 15,574,465,000 1 $ 39,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 136,279,317,000 1 $ 216,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 100,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 1 $ 186,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 1 $ 102,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 127,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 85,000
First Merchants Bank, NA
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 5,801,944,000 1 $ 87,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,040,425,000 1 $ 64,000
The First National Bank of Cat
202 S SANDUSKY
CATLIN, IL 61817
* $ 44,740,000 1 $ 225,000
Federated Bank
107 N. CHESTNUT
ONARGA, IL 60955
* $ 81,818,000 1 $ 51,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 195,000
First Northern Credit Union
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 307,932,000 1 $ 293,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 50,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 171,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 286,834,000 1 $ 47,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 205,241,000 1 $ 43,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 82,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 137,000
Townstone Finanacial, Inc.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ 10,000,000 1 $ 150,000
Heritage Bank of Central Il
615 N TRIVOLI
TRIVOLI, IL 61569
* $ 269,870,000 1 $ 188,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 195,000

The tables below break down 2015 mortgage applications in Livingston County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Livingston County, IL in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 386 $35,423,000 $91,000 $373,000 $56,000 $248,000
Refinancing 271 $31,506,000 $116,000 $1,804,000 $72,000 $529,000
Home Improvement 98 $4,238,000 $43,000 $224,000 $62,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 626 $58,986,000 $94,000 $373,000 $67,000 $529,000
Not applicable 52 $6,461,000 $124,000 $1,804,000 $2,000 $79,000
Not Provided 36 $3,301,000 $91,000 $247,000 $63,000 $168,000
Hispanic 34 $2,145,000 $63,000 $164,000 $54,000 $119,000
Black or African American 4 $169,000 $42,000 $108,000 $105,000 $146,000
American Indian or Alaskan Native 3 $105,000 $35,000 $40,000 $108,000 $156,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 526 $46,620,000 $88,000 $1,804,000 $69,000 $529,000
FHA-insured (Federal Housing Administration) 117 $12,441,000 $106,000 $265,000 $50,000 $156,000
VA-guaranteed (Veterans Administration) 57 $7,360,000 $129,000 $276,000 $51,000 $152,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $4,746,000 $86,000 $140,000 $34,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 465 $44,326,000 $95,000 $1,804,000 $72,000 $529,000
Application Denied By Financial Institution 148 $12,872,000 $86,000 $240,000 $54,000 $156,000
Application Withdrawn By Applicant 56 $5,593,000 $99,000 $243,000 $58,000 $152,000
Loan Purchased By The Institution 56 $5,457,000 $97,000 $225,000 $15,000 $219,000
Application Approved But Not Accepted 19 $1,906,000 $100,000 $225,000 $54,000 $142,000
File Closed For Incompleteness 11 $1,013,000 $92,000 $151,000 $44,000 $103,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 39 $2,500,000 $64,000 $150,000 $55,000 $156,000
Collateral 21 $2,112,000 $100,000 $212,000 $63,000 $152,000
Debt-To-Income Ratio 20 $2,258,000 $112,000 $240,000 $55,000 $156,000
Credit Application Incomplete 13 $1,351,000 $103,000 $201,000 $47,000 $78,000
Unverifiable Information 3 $385,000 $128,000 $231,000 $79,000 $156,000
Other 2 $90,000 $45,000 $50,000 $82,000 $144,000
Employment History 2 $248,000 $124,000 $205,000 $60,000 $101,000
Insufficient Cash (Downpayment, Closing Cost) 2 $150,000 $75,000 $80,000 $21,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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