Lunenburg County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Unlock detailed Lunenburg County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 802 |
| Total Mortgage Loan Application Amount | $62,209,000 |
| Average Mortgage Loan Application Amount | $77,000 |
| Highest Mortgage Loan Application Amount | $580,000 |
| Average Applicant Income | $47,000 |
| Highest Applicant Income | $381,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BENEFICIAL 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 49 | $ 3,731,000 |
| HFC 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 42 | $ 3,965,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 35 | $ 2,606,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 67,584,376,000 | 29 | $ 2,458,000 |
| EQUITY ONE 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 10,538,602,000 | 28 | $ 1,140,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 26 | $ 1,758,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 97,957,619,000 | 25 | $ 2,040,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 353,541,000,000 | 24 | $ 1,198,000 |
| FIRST-CITIZENS BANK & TRUST CO 16 E ROWAN STREET RALEIGH, NC 27609 |
* | $ 11,283,653,000 | 23 | $ 2,460,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 23 | $ 1,034,000 |
| CITIZENS BANK AND TRUST COMPANY 126 SOUTH MAIN ST. BLACKSTONE, VA 23824 |
* | $ 267,409,000 | 22 | $ 676,000 |
| CHASE MANHATTAN MORTGAGE CORP. 194 WOOD AVENUE SOUTH ISELIN, NJ 08830 |
* | $ 770,912,000 | 17 | $ 2,075,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 17 | $ 916,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 250,474,000,000 | 17 | $ 1,471,000 |
| OAK STREET MORTGAGE 11555 N MERIDIAN ST CARMEL, IN 46032 |
* | $ 10,000,000 | 16 | $ 1,221,000 |
| NATIONAL CITY BANK OF INDIANA 1900 EAST NINTH CLEVELAND, OH 44114 |
* | $ 42,548,912,000 | 15 | $ 1,450,000 |
| THE BANK OF CHARLOTTE COUNTY 101 BERKLEY STREET PHENIX, VA 23959 |
* | $ 108,429,000 | 13 | $ 1,102,000 |
| DELTA FUNDING CORPORATION 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 13 | $ 1,105,000 |
| HOMEOWNERS LOAN CORPORATION 4501 CIRCLE 75 PARKWAY, SUITE D-4300 ATLANTA, GA 30339 |
* | $ 1,840,459,615,000 | 13 | $ 963,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 617,888,534,000 | 12 | $ 1,285,000 |
| CITIMORTGAGE, INC. ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 59,720,267,000 | 11 | $ 1,244,000 |
| THE CIT GROUP/CONSUMER FINANCE 1 CIT DRIVE LIVINGSTON, NJ 07039 |
* | $ 10,000,000 | 11 | $ 903,000 |
| NEW CENTURY MORTGAGE CORPORATI 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 11 | $ 938,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 9 | $ 955,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 282,755,000 | 9 | $ 434,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 36,578,612,000 | 8 | $ 434,000 |
| OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 8 | $ 942,000 |
| PRINCIPAL RESIDENTIAL MORTGAGE ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 10,000,000 | 7 | $ 718,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 124,453,567,000 | 7 | $ 703,000 |
| AAMES FUNDING CORPORATION 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 7 | $ 487,000 |
| AMERICAS MONEYLINE 4880 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 7 | $ 386,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 74,320,522,000 | 7 | $ 235,000 |
| GREEN TREE SERVICING LLC 345 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 31,000,000 | 7 | $ 324,000 |
| FIRST GREENSBORO HOME EQUITY 1801 STANLEY RD, STE 400 GREENSBORO, NC 27407 |
* | $ 10,000,000 | 7 | $ 824,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 256,787,000,000 | 6 | $ 353,000 |
| AMERICAN GENERAL FIN.SERV.(DE) 601 N.W. SECOND STREET, P.O. BOX 59 EVANSVILLE, IN 47701 |
* | $ 10,000,000 | 6 | $ 245,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 6 | $ 488,000 |
| ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 5 | $ 486,000 |
| C & F MORTGAGE CORPORATION 1400 ALVERSER DRIVE WEST POINT, VA 23113 |
* | $ 189,567,000 | 5 | $ 362,000 |
| GMFS, LLC 7389 FLORIDA BLVD, STE 200-A BATON ROUGE, LA 70806 |
* | $ 10,000,000 | 5 | $ 428,000 |
| MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 2,032,341,000 | 5 | $ 403,000 |
| NOVASTAR HOME MORTGAGE, INC. 8140 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 10,000,000 | 4 | $ 330,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 13,721,232,000 | 4 | $ 244,000 |
| VILLAGE BANK MORTGAGE CORPORATION 13305 MIDLOTHIAN TURNPIKE RICHMOND, VA 23113 |
* | $ 300,960,000 | 4 | $ 331,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 4 | $ 400,000 |
| FINANCE AMERICA, LLC 16802 ASTON ST. IRVINE, CA 92606 |
* | $ 10,000,000 | 4 | $ 282,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 4 | $ 433,000 |
| E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 4 | $ 258,000 |
| LONG BEACH MORTGAGE CO. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 10,000,000 | 4 | $ 400,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 3 | $ 178,000 |
| FLEET NATIONAL BANK 525 N TRYON ST NC1-023-06-04 CHARLOTTE, NC 28255 |
* | $ 192,265,000,000 | 3 | $ 255,000 |
| CITIFINANCIAL MTG CO, INC 4000 REGENT BLVD IRVING, TX 75063 |
* | $ 32,424,600,000 | 3 | $ 193,000 |
| AEGIS MORTGAGE CORPORATION 3250 BRIARPARK DRIVE, SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 3 | $ 197,000 |
| SLM FINANCIAL CORPORATION 300 CONTINENTAL DRIVE NEWARK, DE 19713 |
* | $ 10,000,000 | 3 | $ 244,000 |
| THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 3 | $ 260,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 20,039,756,000 | 3 | $ 485,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 3 | $ 120,000 |
| LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 3 | $ 267,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 3 | $ 305,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 3 | $ 233,000 |
| WASHINGTION MUTUAL FINANCE COR 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 3 | $ 45,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 234,680,095,000 | 3 | $ 263,000 |
| WELLS FARGO FIN'L SYS VIRGINIA 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 34,311,813,000 | 2 | $ 74,000 |
| MERCANTILE SOUTHERN MD BANK P.O. BOX 655 LEONARDTOWN, MD 20650 |
* | $ 265,011,000 | 2 | $ 140,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 9,078,943,000 | 2 | $ 110,000 |
| NEXSTAR FINANCIAL CORPORATION 19 RESEARCH PARK COURT ST. CHARLES, MO 63304 |
* | $ 10,000,000 | 2 | $ 167,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 2 | $ 94,000 |
| OPTEUM FINANCIAL SERVICES LLC WEST 115 CENTURY ROAD - 3RD FLOOR PARAMUS, NJ 07652 |
* | $ 10,000,000 | 2 | $ 129,000 |
| UNION FEDERAL C/O SKY BANK 137 CLOUGH ST BOWLING GREEN, OH 43402 |
* | $ 3,690,967,000 | 2 | $ 106,000 |
| UNION PLANTERS BANK P.O. BOX 10247 BIRMINGHAM, AL 35202 |
* | $ 31,657,778,000 | 2 | $ 385,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 2 | $ 134,000 |
| AMERICAN BUSINESS FINANCIAL 100 PENN SQUARE EAST PHILADELPHIA, PA 19107 |
* | $ 10,000,000 | 2 | $ 164,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 128,000 |
| CAPITAL CENTER, L.L.C. 4510 COX ROAD STE 402 GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 2 | $ 125,000 |
| CENTRAL VIRGINIA BANK PO BOX 391 WEST POINT, VA 23181 |
* | $ 364,010,000 | 2 | $ 481,000 |
| FREMONT INVESTMENT & LOAN 2727 E. IMPERIAL HIGHWAY BREA, CA 92821 |
* | $ 9,333,614,000 | 2 | $ 130,000 |
| GMAC BANK 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 2,615,181,000 | 2 | $ 61,000 |
| GREATER ACCEPTANCE MORTGAGE CO 940 TOWN & COUNTRY ROAD ORNAGE, CA 92868 |
* | $ 10,000,000 | 2 | $ 144,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 45,247,734,000 | 2 | $ 230,000 |
| CRESCENT MORTGAGE COMPANY 115 PERIMETER CENTER PLACE STE 285 ATLANTA, GA 30346 |
* | $ 367,510,000 | 2 | $ 259,000 |
| FIRST HORIZON HOME LOAN CORP 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 1,446,000,000 | 2 | $ 260,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 904,406,000 | 2 | $ 209,000 |
| CORINTHIAN MORTGAGE CORP 5750 W 95TH STREET, SUITE 155 OVERLAND PARK, KS 66207 |
* | $ 341,661,000 | 2 | $ 207,000 |
| H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 152,000 |
| GREENLIGHT FINANCIAL SERVICES 18200 VON KARMAN STE #300 IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 15,000 |
| GUARANTY RESIDENTIAL LENDING 1300 S. MOPAC EXPWY AUSTIN, TX 78746 |
* | $ 9,102,046,000 | 1 | $ 105,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 1 | $ 159,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 43,000 |
| INTERVALE MORTGAGE 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 203,824,000 | 1 | $ 182,000 |
| MACQUARIE MORTGAGES USA, INC. 10151 DEERWOOD PARK BLDG 100, SUITE 500 JACKSONVILLE,, FL 32256 |
* | $ 10,000,000 | 1 | $ 135,000 |
| LASALLE BANK NA 135 SOUTH LASALLE STREET, STE 2325 CHICAGO, IL 60603 |
* | $ 61,258,857,000 | 1 | $ 84,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 14,165,872,000 | 1 | $ 187,000 |
| KELLNER MORTGAGE INVESTMENTS 5055 W. PARK BLVD., SUITE 600 PLANO, TX 75093 |
* | $ 10,000,000 | 1 | $ 85,000 |
| FIRST INDIANA BANK 135 NORTH PENNSYLVANIA INDIANAPOLIS, IN 46204 |
* | $ 2,178,163,000 | 1 | $ 15,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 1 | $ 134,000 |
| DECISION ONE MORTGAGE 6060 J.A. JONES DRIVE CHARLOTTE, NC 28287 |
* | $ 10,000,000 | 1 | $ 54,000 |
| GREATER ATLANTIC MORTGAGE CORP 8230 OLD COURTHOUSE ROAD S520 VIENNA, VA 22182 |
* | $ 117,754,000 | 1 | $ 87,000 |
| FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 7,070,664,000 | 1 | $ 63,000 |
| CAPITALONE 15000 CAPITAL ONE DR RICHMOND, VA 23238 |
* | $ 12,581,787,000 | 1 | $ 70,000 |
| BRIDGE CAPITAL CORPORATION 27121 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 10,000,000 | 1 | $ 120,000 |
| BENEFIT FUNDING CORPORATION 10724 BALTIMORE AVENUE BELTSVILLE, MD 20705 |
* | $ 10,000,000 | 1 | $ 160,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,022,330,000 | 1 | $ 35,000 |
| COMMUNITY NATIONAL BANK PO BOX 3748 MARTINSVILLE, VA 24115 |
* | $ 242,912,000 | 1 | $ 65,000 |
| CORESTAR FINANCIAL GROUP, LLC 1966 GREENSPRING DRIVE, SUITE 610 TIMONIUM, MD 21093 |
* | $ 10,000,000 | 1 | $ 108,000 |
| 1ST ADVANTAGE FEDERAL CREDIT UNION 110 CYBERNETICS WAY YORKTOWN, VA 23693 |
* | $ 361,000,000 | 1 | $ 36,000 |
| AEGIS FUNDING CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 1 | $ 64,000 |
| AEGIS LENDING CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 1 | $ 73,000 |
| AEGIS WHOLESALE CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 1 | $ 60,000 |
| AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 1,223,098,000 | 1 | $ 180,000 |
| AMERICAN HOME BANK 3840 HEMPLAND ROAD MOUNTVILLE, PA 17554 |
* | $ 128,534,000 | 1 | $ 289,000 |
| AMERICAN HOME MORTGAGE CORP. 538 BROADHOLLOW RD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 55,000 |
| AMERICAN MORTGAGE NETWORK 10421 WATERIDGE CIR STE 250 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 1 | $ 136,000 |
| PRINCIPAL BANK 711 HIGH STREET DES MOINES, IA 50392 |
* | $ 2,011,540,000 | 1 | $ 25,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 45,247,734,000 | 1 | $ 85,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 1 | $ 48,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 124,453,567,000 | 1 | $ 33,000 |
| THE MARATHON BANK 1200 GROSSCUP AVENUE DUNBAR, WV 25064 |
* | $ 273,702,000 | 1 | $ 185,000 |
| UNITED MORTGAGE LENDERS INC 5201 CONGRESS AVE SUITE C234 BOCA RATON, FL 33487 |
* | $ 10,000,000 | 1 | $ 140,000 |
| TRANSLAND FINANCIAL SERVICES 2701 MAITLAND CENTER PARKWAY, STE 300 MAITLAND, FL 32751 |
* | $ 10,000,000 | 1 | $ 86,000 |
| NORTHERN STAR CREDIT UNION, INC. 5100 GEORGE WASHINGTON HWY PORTSMOUTH, VA 23702 |
* | $ 97,095,000 | 1 | $ 35,000 |
| NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 1 | $ 40,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 29,327,000,000 | 1 | $ 139,000 |
| WESTSTAR MORTGAGE, INC. 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 123,000 |
| WELLS FARGO FIN'L GEORGIA, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 34,311,813,000 | 1 | $ 15,000 |
| WELLS FARGO FIN'L NEW JERSEY 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 34,311,813,000 | 1 | $ 45,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2004, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lunenburg County VA in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 520 | $42,101,000 | $80,000 | $440,000 | $47,000 | $381,000 |
| Home Purchase | 209 | $17,595,000 | $84,000 | $580,000 | $46,000 | $264,000 |
| Home Improvement | 73 | $2,513,000 | $34,000 | $284,000 | $49,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 410 | $34,621,000 | $84,000 | $440,000 | $53,000 | $381,000 |
| Black or African American | 205 | $12,983,000 | $63,000 | $580,000 | $45,000 | $264,000 |
| Not Provided | 138 | $10,165,000 | $73,000 | $333,000 | $48,000 | $346,000 |
| Not applicable | 36 | $3,359,000 | $93,000 | $295,000 | $8,000 | $73,000 |
| Hispanic | 5 | $353,000 | $70,000 | $120,000 | $44,000 | $70,000 |
| American Indian or Alaskan Native | 4 | $306,000 | $76,000 | $95,000 | $31,000 | $43,000 |
| Asian | 3 | $337,000 | $112,000 | $160,000 | $29,000 | $31,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $36,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 759 | $58,318,000 | $76,000 | $580,000 | $48,000 | $381,000 |
| FHA-insured (Federal Housing Administration) | 27 | $2,609,000 | $96,000 | $160,000 | $38,000 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,013,000 | $77,000 | $121,000 | $28,000 | $51,000 |
| VA-guaranteed (Veterans Administration) | 3 | $269,000 | $89,000 | $108,000 | $36,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 294 | $21,624,000 | $73,000 | $580,000 | $46,000 | $381,000 |
| Loan Originated | 267 | $20,966,000 | $78,000 | $333,000 | $55,000 | $346,000 |
| Application Withdrawn By Applicant | 109 | $8,689,000 | $79,000 | $420,000 | $44,000 | $162,000 |
| Loan Purchased By The Institution | 60 | $5,394,000 | $89,000 | $296,000 | $26,000 | $134,000 |
| Application Approved But Not Accepted | 58 | $4,348,000 | $74,000 | $310,000 | $47,000 | $216,000 |
| File Closed For Incompleteness | 14 | $1,188,000 | $84,000 | $149,000 | $55,000 | $86,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 87 | $5,964,000 | $68,000 | $203,000 | $50,000 | $189,000 |
| Other | 38 | $2,664,000 | $70,000 | $334,000 | $50,000 | $163,000 |
| Collateral | 35 | $3,760,000 | $107,000 | $580,000 | $58,000 | $381,000 |
| Debt-To-Income Ratio | 26 | $1,973,000 | $75,000 | $147,000 | $33,000 | $106,000 |
| Credit Application Incomplete | 23 | $1,937,000 | $84,000 | $155,000 | $44,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $353,000 | $88,000 | $119,000 | $42,000 | $52,000 |
| Unverifiable Information | 1 | $15,000 | $15,000 | $15,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.