Marinette County, WI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,671 mortgage applications in Marinette County, WI totaling $240.3 million, up 11% from 2023. The average application was for $143,000, and applicants reported an average income of $99,000. 61% of applications resulted in an originated loan and 15% were denied. The most active lender was Stephenson National Bank & Trust, with 108 applications, followed by Covantage Credit Union and Associated Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,671
Total Mortgage Loan Application Amount $240,295,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $1,235,000
Average Applicant Income $99,000
Highest Applicant Income $1,528,000

Mortgage Company List for Lending in Marinette County, WI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stephenson National Bank & Trust
1820 HALL AVE
MARINETTE, WI 54143
* $ n/a 108 $ 17,870,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 100 $ 10,650,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 100 $ 10,060,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 86 $ 14,980,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 68 $ 10,830,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ n/a 66 $ 9,240,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 65 $ 8,525,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 60 $ 10,150,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 55 $ 9,155,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 48 $ 4,360,000
Pcm Credit Union
601 WILLARD DRIVE
GREEN BAY, WI 54304
* $ n/a 47 $ 4,655,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 43 $ 9,295,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 34 $ 3,160,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ n/a 33 $ 4,715,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 32 $ 7,100,000
Peshtigo National Bank
250 FRENCH STREET
PESHTIGO, WI 54157
* $ n/a 27 $ 3,515,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 27 $ 5,325,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 22 $ 3,470,000
N.E.W. Credit Union
301 JACKSON ST
OCONTO FALLS, WI 54154
* $ n/a 22 $ 1,880,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 20 $ 5,520,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ n/a 20 $ 4,520,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 18 $ 2,380,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 17 $ 1,125,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 17 $ 2,775,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 17 $ 2,335,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ n/a 16 $ 2,730,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 15 $ 2,635,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 14 $ 830,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 14 $ 1,490,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 13 $ 2,335,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 13 $ 465,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 1,760,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 11 $ 805,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 11 $ 1,315,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 10 $ 1,360,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 10 $ 940,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 9 $ 1,305,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 9 $ 855,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 9 $ 1,075,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 9 $ 1,435,000
Laona State Bank
5308 BEECH ST
LAONA, WI 54541
* $ n/a 9 $ 795,000
Unitedone Credit Union
1117 S 10 ST
MANITOWOC, WI 54220
* $ n/a 8 $ 830,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ n/a 8 $ 1,090,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 8 $ 1,170,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 8 $ 1,750,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 8 $ 1,980,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 8 $ 1,560,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 7 $ 1,235,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 7 $ 1,075,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 7 $ 705,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ n/a 6 $ 550,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 5 $ 1,265,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 705,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 5 $ 985,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 5 $ 235,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ n/a 5 $ 505,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 5 $ 775,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 515,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 5 $ 165,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 670,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 4 $ 130,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 4 $ 920,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 490,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 4 $ 740,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 230,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 490,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 385,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 3 $ 345,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 3 $ 655,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 3 $ 75,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 365,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ n/a 3 $ 305,000
Bank of Luxemburg
630 MAIN ST
LUXEMBURG, WI 54217
* $ n/a 3 $ 305,000
Wisconsin Mortgage Corporation
PO BOX 942
BROOKFIELD, WI 53008
* $ n/a 3 $ 355,000
Kohler Credit Union
905 S TAYLOR DR
SHEBOYGAN, WI 53083
* $ n/a 3 $ 545,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 3 $ 715,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 445,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ n/a 3 $ 295,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 455,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 775,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 565,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 220,000
Waldo State Bank
119 N DEPOT ST.
WALDO, WI 53093
* $ n/a 2 $ 280,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 630,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 500,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ n/a 2 $ 90,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 470,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 2 $ 370,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 340,000
Blc Community Bank
206 E MAIN ST
LITTLE CHUTE, WI 54140
* $ n/a 2 $ 390,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 2 $ 130,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 2 $ 390,000
West Pointe Bank
1750 WITZEL AVE
OSHKOSH, WI 54902
* $ n/a 2 $ 230,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 110,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 2 $ 160,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 2 $ 450,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 175,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 1 $ 85,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 335,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 75,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 55,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 1 $ 75,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 275,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 355,000
American National Bank Fox Cities
2200 N RICHMOND ST
APPLETON, WI 54911
* $ n/a 1 $ 185,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 1 $ 35,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 1 $ 85,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 205,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ n/a 1 $ 155,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 525,000
Bristol Morgan Bank
103 S. MAIN ST., PO BOX 128
OAKFIELD, WI 53065
* $ n/a 1 $ 135,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ n/a 1 $ 285,000
Accunet Mortgage LLC
13000 W SILVER SPRING DR.
WAUKESHA, WI 53188
* $ n/a 1 $ 145,000
Westbury Bank
200 S MAIN ST
WEST BEND, WI 53095
* $ n/a 1 $ 85,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 95,000
Unison Credit Union
PO BOX 260
KAUKAUNA, WI 54130
* $ n/a 1 $ 205,000
Glacier Hills Credit Union
2150 S. MAIN STREET
WEST BEND, WI 53095
* $ n/a 1 $ 205,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ n/a 1 $ 235,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 235,000
Citizens Bank
301 N ROCHESTER ST PO BOX 223
MUKWONAGO, WI 53149
* $ n/a 1 $ 195,000
Fond Du Lac Credit Union
91 N PIONEER RD
FOND DU LAC, WI 54935
* $ n/a 1 $ 155,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 205,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 75,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 35,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 135,000
State Employees Credit Union of MD
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ n/a 1 $ 85,000
Evergreen Credit Union
1500 W AMERICAN DR
NEENAH, WI 54956
* $ n/a 1 $ 165,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 605,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 205,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 1 $ 185,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 1 $ 195,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 125,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 1 $ 75,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 135,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 235,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54401
* $ n/a 1 $ 145,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 145,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 1 $ 25,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 1 $ 85,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 85,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 315,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 145,000
Wolf River Community Bank
309 E MAIN ST
HORTONVILLE, WI 54944
* $ n/a 1 $ 45,000
Crystal Lake Bank & Trust Company, N.A.
70 NORTH WILLIAMS STREET
CRYSTAL LAKE, IL 60014
* $ n/a 1 $ 395,000
Range Bank
100 N FRONT ST
MARQUETTE, MI 49855
* $ n/a 1 $ 155,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 285,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 155,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 125,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 265,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 125,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 405,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 85,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 1 $ 145,000

The tables below break down 2024 mortgage applications in Marinette County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Marinette County, WI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 799 $142,825,000 $178,000 $1,235,000 $101,000 $1,145,000
Cash-out Refinancing 319 $43,565,000 $136,000 $645,000 $87,000 $1,528,000
Refinancing 224 $30,090,000 $134,000 $645,000 $100,000 $638,000
Other Purpose 190 $13,500,000 $71,000 $615,000 $100,000 $885,000
Home Improvement 139 $10,315,000 $74,000 $765,000 $112,000 $1,383,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,337 $191,315,000 $143,000 $1,235,000 $99,000 $1,528,000
Not applicable 142 $22,370,000 $157,000 $385,000 $0 $0
Not Provided 130 $18,270,000 $140,000 $625,000 $88,000 $639,000
Hispanic 33 $4,885,000 $148,000 $385,000 $129,000 $1,145,000
American Indian or Alaskan Native 16 $1,570,000 $98,000 $385,000 $77,000 $169,000
Black or African American 9 $1,265,000 $140,000 $565,000 $117,000 $326,000
Asian 3 $525,000 $175,000 $235,000 $72,000 $178,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,304 $173,030,000 $132,000 $1,235,000 $104,000 $1,528,000
FHA-insured (Federal Housing Administration) 168 $27,490,000 $163,000 $465,000 $73,000 $249,000
VA-guaranteed (Veterans Administration) 137 $29,835,000 $217,000 $625,000 $89,000 $296,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $9,940,000 $160,000 $275,000 $61,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,020 $148,070,000 $145,000 $1,235,000 $105,000 $1,528,000
Application Denied By Financial Institution 243 $27,785,000 $114,000 $695,000 $75,000 $1,145,000
Application Withdrawn By Applicant 172 $27,730,000 $161,000 $765,000 $98,000 $591,000
Loan Purchased By The Institution 113 $18,785,000 $166,000 $385,000 $0 $0
Application Approved But Not Accepted 63 $9,855,000 $156,000 $605,000 $100,000 $454,000
File Closed For Incompleteness 46 $5,920,000 $128,000 $405,000 $95,000 $639,000
Preapproval Approved but not Accepted 10 $1,460,000 $146,000 $405,000 $84,000 $147,000
Preapproval Denied by Financial Institution 4 $690,000 $172,000 $285,000 $93,000 $250,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,408 $209,500,000 $148,000 $1,235,000 $103,000 $1,528,000
Debt-To-Income Ratio 91 $11,655,000 $128,000 $645,000 $58,000 $363,000
Credit History 74 $6,000,000 $81,000 $265,000 $86,000 $1,145,000
Collateral 44 $5,220,000 $118,000 $305,000 $96,000 $452,000
Credit Application Incomplete 22 $2,820,000 $128,000 $245,000 $73,000 $156,000
Other 18 $2,850,000 $158,000 $695,000 $86,000 $322,000
Unverifiable Information 9 $1,385,000 $153,000 $385,000 $73,000 $215,000
Insufficient Cash (Downpayment, Closing Cost) 3 $565,000 $188,000 $215,000 $69,000 $86,000
Employment History 2 $300,000 $150,000 $175,000 $49,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Wisconsin Lender List