Mayes County, OK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,556 mortgage applications in Mayes County, OK totaling $281.1 million, up 2% from 2023. The average application was for $180,000, and applicants reported an average income of $101,000. 42% of applications resulted in an originated loan and 21% were denied. The most active lender was Arvest Bank, with 117 applications, followed by Vanderbilt Mortgage and Finance, Inc and Triad Financial Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,556
Total Mortgage Loan Application Amount $281,050,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $6,175,000
Average Applicant Income $101,000
Highest Applicant Income $2,254,000

Mortgage Company List for Lending in Mayes County, OK for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Bank

TULSA, OK 74103
* $ n/a 117 $ 14,855,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 90 $ 10,600,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 88 $ 12,060,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 64 $ 8,000,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 51 $ 11,705,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ n/a 49 $ 8,535,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 46 $ 5,640,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 40 $ 7,040,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 38 $ 7,610,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 35 $ 5,535,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ n/a 34 $ 4,280,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 31 $ 7,285,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 30 $ 6,410,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 29 $ 7,895,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 28 $ 5,000,000
Bank of Commerce
322 W 6TH ST
CHELSEA, OK 74016
* $ n/a 28 $ 2,610,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 27 $ 6,555,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ n/a 26 $ 6,730,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 26 $ 6,310,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 22 $ 6,050,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 21 $ 3,935,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 20 $ 3,880,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 19 $ 3,555,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ n/a 18 $ 1,900,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 17 $ 3,025,000
Red Crown Federal Credit Union
5001 E 91ST ST
TULSA, OK 74137
* $ n/a 17 $ 2,435,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 17 $ 3,535,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ n/a 17 $ 2,145,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 16 $ 2,300,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 15 $ 2,785,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 14 $ 2,110,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 13 $ 2,485,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 13 $ 3,015,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ n/a 11 $ 1,405,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 11 $ 975,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 11 $ 1,965,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 10 $ 2,190,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 10 $ 1,770,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 10 $ 2,600,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 9 $ 1,555,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 9 $ 1,795,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 9 $ 1,525,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 9 $ 1,685,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 8 $ 1,370,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 8 $ 1,650,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ n/a 8 $ 620,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 8 $ 1,660,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 7 $ 1,435,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ n/a 7 $ 1,885,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ n/a 7 $ 2,425,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 6 $ 860,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 6 $ 890,000
Firstar Bank
1720 E CHEROKEE AVE
SALLISAW, OK 74955
* $ n/a 5 $ 1,425,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 5 $ 1,345,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 325,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 175,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 1,000,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 4 $ 1,060,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 600,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 230,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 4 $ 660,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 810,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 4 $ 770,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ n/a 4 $ 790,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 3 $ 405,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ n/a 3 $ 345,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 635,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 3 $ 825,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 835,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 3 $ 725,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ n/a 3 $ 715,000
Avb Bank
302 SOUTH MAIN
BROKEN ARROW, OK 74012
* $ n/a 3 $ 1,055,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 1,025,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 3 $ 545,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ n/a 3 $ 1,845,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 555,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 3 $ 405,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 540,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 2 $ 310,000
First Pryority Bank
310 E GRAHAM AVE
PRYOR, OK 74361
* $ n/a 2 $ 210,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ n/a 2 $ 110,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ n/a 2 $ 680,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 340,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 320,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 640,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 400,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 480,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 120,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 450,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 520,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 540,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 620,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 370,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 2 $ 180,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 130,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 400,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 530,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 2 $ 270,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 80,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 2 $ 270,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 2 $ 170,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 2 $ 450,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ n/a 2 $ 100,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 480,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 265,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 295,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 105,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 385,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 365,000
Western Sun FCU
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ n/a 1 $ 55,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 65,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ n/a 1 $ 55,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 225,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 295,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ n/a 1 $ 175,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 1 $ 285,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 165,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 125,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 315,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 115,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 255,000
Security Bank
10727 E 51ST STREET
TULSA, OK 74146
* $ n/a 1 $ 575,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 205,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 1 $ 275,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 105,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 85,000
Grand Savings Bank
P O BOX 451809, 1022 SOUTH MAIN
GROVE, OK 74344
* $ n/a 1 $ 55,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ n/a 1 $ 245,000
Triad Bank, N.A.
7666 E. 61ST STEET, SUITE 150
TULSA, OK 74153
* $ n/a 1 $ 965,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 125,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 395,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 125,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 175,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 15,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ n/a 1 $ 325,000
Labette Bank
PO BOX 497 319 4TH
ALTAMONT, KS 67330
* $ n/a 1 $ 45,000
Susser Bank
3030 MATLOCK ROAD
ARLINGTON, TX 76015
* $ n/a 1 $ 165,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 465,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 105,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 1 $ 205,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ n/a 1 $ 95,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 465,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 315,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 75,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 1 $ 145,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 155,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 45,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ n/a 1 $ 6,175,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 265,000
Local Bank
385 EAST MAIN
HULBERT, OK 74441
* $ n/a 1 $ 85,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 225,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 1,035,000
Skyward Credit Union
4 CESSNA BLVD
WICHITA, KS 67215
* $ n/a 1 $ 275,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 1 $ 125,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ n/a 1 $ 425,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ n/a 1 $ 295,000
Citizens Bank of Edmond
1 E. 1ST STREET
EDMOND, OK 73034
* $ n/a 1 $ 465,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 1 $ 205,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 115,000
Everence Federal Credit Union
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ n/a 1 $ 405,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 155,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 175,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ n/a 1 $ 505,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 275,000

The tables below break down 2024 mortgage applications in Mayes County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mayes County, OK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 990 $183,240,000 $185,000 $965,000 $97,000 $1,571,000
Cash-out Refinancing 231 $47,995,000 $207,000 $6,175,000 $99,000 $2,254,000
Refinancing 157 $36,015,000 $229,000 $1,035,000 $110,000 $482,000
Home Improvement 89 $6,665,000 $74,000 $365,000 $122,000 $779,000
Other Purpose 88 $7,060,000 $80,000 $405,000 $113,000 $1,654,000
Not Applicable 1 $75,000 $75,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 865 $147,855,000 $170,000 $965,000 $106,000 $1,654,000
American Indian or Alaskan Native 282 $48,030,000 $170,000 $715,000 $97,000 $2,254,000
Not applicable 171 $43,635,000 $255,000 $6,175,000 $87,000 $123,000
Not Provided 151 $27,885,000 $184,000 $685,000 $92,000 $692,000
Hispanic 56 $7,340,000 $131,000 $505,000 $81,000 $208,000
Asian 11 $3,115,000 $283,000 $755,000 $85,000 $148,000
Black or African American 10 $1,520,000 $152,000 $245,000 $67,000 $121,000
Native Hawaiian or Other Pacific Islander 10 $1,670,000 $167,000 $355,000 $76,000 $130,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,012 $166,480,000 $164,000 $6,175,000 $110,000 $2,254,000
FHA-insured (Federal Housing Administration) 316 $61,940,000 $196,000 $515,000 $76,000 $420,000
VA-guaranteed (Veterans Administration) 166 $41,600,000 $250,000 $535,000 $92,000 $297,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $11,030,000 $177,000 $265,000 $72,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 650 $126,970,000 $195,000 $6,175,000 $113,000 $1,654,000
Application Denied By Financial Institution 334 $46,920,000 $140,000 $755,000 $77,000 $779,000
Application Withdrawn By Applicant 200 $38,000,000 $190,000 $685,000 $119,000 $2,254,000
Loan Purchased By The Institution 177 $39,395,000 $222,000 $1,035,000 $81,000 $238,000
File Closed For Incompleteness 111 $16,355,000 $147,000 $435,000 $80,000 $183,000
Application Approved But Not Accepted 80 $12,870,000 $160,000 $525,000 $100,000 $689,000
Preapproval Approved but not Accepted 3 $415,000 $138,000 $285,000 $84,000 $102,000
Preapproval Denied by Financial Institution 1 $125,000 $125,000 $125,000 $39,000 $39,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,177 $227,525,000 $193,000 $6,175,000 $107,000 $2,254,000
Credit History 150 $18,220,000 $121,000 $515,000 $71,000 $232,000
Debt-To-Income Ratio 127 $19,335,000 $152,000 $755,000 $84,000 $1,025,000
Collateral 31 $4,365,000 $140,000 $375,000 $94,000 $270,000
Credit Application Incomplete 20 $3,630,000 $181,000 $445,000 $92,000 $205,000
Unverifiable Information 19 $3,035,000 $159,000 $325,000 $77,000 $167,000
Other 16 $2,460,000 $153,000 $275,000 $177,000 $779,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,035,000 $156,000 $345,000 $89,000 $165,000
Employment History 3 $445,000 $148,000 $165,000 $33,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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