McDonough County, IL Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 649 mortgage applications in McDonough County, IL totaling $68.2 million, down 17% from 2021. The average application was for $105,000, and applicants reported an average income of $87,000. 58% of applications resulted in an originated loan and 15% were denied. The most active lender was United Community Bank, with 80 applications, followed by Morton Community Bank and Midamerica National Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 649
Total Mortgage Loan Application Amount $68,175,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $815,000
Average Applicant Income $87,000
Highest Applicant Income $2,570,000

Mortgage Company List for Lending in McDonough County, IL for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 3,479,391,000 80 $ 6,270,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 4,880,056,000 73 $ 7,775,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ 523,226,000 47 $ 5,385,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 262,541,000 36 $ 3,120,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 1,225,398,000 26 $ 2,410,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 555,533,000 25 $ 2,455,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 19 $ 2,385,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 19 $ 3,255,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 16 $ 1,250,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 13 $ 1,255,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 739,238,000 12 $ 1,560,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 10 $ 650,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 10 $ 800,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 1,832,277,000 10 $ 470,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 8 $ 400,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 8 $ 380,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 950,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 8 $ 1,810,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 7 $ 755,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 565,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 7 $ 685,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 7 $ 885,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 7 $ 525,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,454,541,000 6 $ 490,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 1,150,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 6 $ 600,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,713,957,000 6 $ 710,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 625,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 5 $ 585,000
Ipava State Bank
PO BOX 49 70 EAST MAIN STREET
IPAVA, IL 61441
* $ 169,281,000 4 $ 700,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 570,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 250,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 637,122,000 4 $ 540,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 315,000
West Central Bank
400 E BUCHANAN
ASHLAND, IL 62612
* $ 225,552,000 3 $ 545,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 3 $ 465,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 3 $ 455,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 3 $ 345,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 3 $ 205,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 3 $ 805,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 120,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 140,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 860,014,000 2 $ 260,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 2 $ 140,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 2 $ 300,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 460,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 2 $ 170,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 320,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 240,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 271,366,000 2 $ 390,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 50,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 220,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 5,951,048,000 2 $ 130,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ 1,143,091,000 2 $ 190,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 290,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 2 $ 240,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 2 $ 50,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 510,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 110,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 155,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 4,833,920,000 1 $ 25,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 981,440,000 1 $ 65,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 155,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 185,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 95,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 135,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 95,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 1 $ 45,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 1,401,610,000 1 $ 45,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 1,063,621,000 1 $ 25,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 349,214,000 1 $ 55,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 469,148,000 1 $ 85,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 165,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 200,333,000 1 $ 65,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 75,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 848,859,000 1 $ 105,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 75,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ 2,055,157,000 1 $ 55,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 75,000
Community Choice Credit Union
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ 1,628,879,000 1 $ 5,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 145,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 205,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 795,509,000 1 $ 25,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,432,330,000 1 $ 75,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 1,664,906,000 1 $ 55,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 1 $ 25,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,434,242,000 1 $ 25,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 1 $ 25,000
Better Banks
10225 N KNOXVILLE AVE
PEORIA, IL 61615
* $ 411,263,000 1 $ 145,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 161,574,000 1 $ 25,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 65,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 165,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 145,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 55,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 275,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 65,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 1,164,122,000 1 $ 55,000
Senb Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 373,572,000 1 $ 95,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 1 $ 25,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 125,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 2,026,686,000 1 $ 45,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 65,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 25,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 12,827,680,000 1 $ 75,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 65,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 1 $ 235,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 7,846,662,000 1 $ 185,000

The tables below break down 2022 mortgage applications in McDonough County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for McDonough County, IL in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 435 $50,165,000 $115,000 $815,000 $85,000 $436,000
Cash-out Refinancing 85 $8,835,000 $103,000 $465,000 $83,000 $355,000
Refinancing 68 $6,190,000 $91,000 $365,000 $109,000 $2,570,000
Home Improvement 34 $1,680,000 $49,000 $185,000 $96,000 $321,000
Other Purpose 23 $1,055,000 $45,000 $155,000 $66,000 $158,000
Not Applicable 4 $250,000 $62,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 467 $47,735,000 $102,000 $675,000 $87,000 $2,570,000
Not applicable 66 $7,660,000 $116,000 $815,000 $0 $0
Not Provided 53 $5,745,000 $108,000 $425,000 $95,000 $250,000
Black or African American 23 $1,905,000 $82,000 $255,000 $63,000 $188,000
Hispanic 19 $2,605,000 $137,000 $365,000 $63,000 $96,000
Asian 12 $1,560,000 $130,000 $325,000 $140,000 $284,000
American Indian or Alaskan Native 7 $755,000 $107,000 $225,000 $99,000 $144,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 428 $43,620,000 $101,000 $815,000 $98,000 $2,570,000
FHA-insured (Federal Housing Administration) 83 $8,725,000 $105,000 $425,000 $64,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 75 $6,445,000 $85,000 $165,000 $49,000 $100,000
VA-guaranteed (Veterans Administration) 63 $9,385,000 $148,000 $465,000 $70,000 $176,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 374 $40,450,000 $108,000 $815,000 $92,000 $2,570,000
Application Denied By Financial Institution 100 $8,400,000 $84,000 $425,000 $68,000 $250,000
Application Withdrawn By Applicant 75 $8,565,000 $114,000 $465,000 $84,000 $404,000
Loan Purchased By The Institution 56 $6,020,000 $107,000 $415,000 $128,000 $211,000
File Closed For Incompleteness 26 $2,380,000 $91,000 $405,000 $79,000 $216,000
Application Approved But Not Accepted 14 $1,790,000 $127,000 $425,000 $102,000 $365,000
Preapproval Approved but not Accepted 4 $570,000 $142,000 $275,000 $119,000 $193,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 499 $53,635,000 $107,000 $815,000 $89,000 $2,570,000
Debt-To-Income Ratio 73 $8,375,000 $114,000 $385,000 $99,000 $365,000
Credit History 34 $1,930,000 $56,000 $155,000 $59,000 $204,000
Collateral 16 $1,180,000 $73,000 $155,000 $76,000 $234,000
Credit Application Incomplete 9 $1,195,000 $132,000 $425,000 $81,000 $156,000
Other 7 $555,000 $79,000 $175,000 $69,000 $107,000
Unverifiable Information 6 $740,000 $123,000 $355,000 $67,000 $156,000
Employment History 3 $265,000 $88,000 $165,000 $41,000 $80,000
Insufficient Cash (Downpayment, Closing Cost) 2 $300,000 $150,000 $215,000 $72,000 $101,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Illinois Lender List