Mills County, IA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 802 mortgage applications in Mills County, IA totaling $178.5 million, up 16% from 2024. The average application was for $222,000, and applicants reported an average income of $124,000. 62% of applications resulted in an originated loan and 9% were denied. The most active lender was PennyMac Loan Services LLC, with 58 applications, followed by Glenwood State Bank and Ark-La-Tex Financial Services LLC.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 802
Total Mortgage Loan Application Amount $178,530,000
Average Mortgage Loan Application Amount $222,000
Highest Mortgage Loan Application Amount $3,205,000
Average Applicant Income $124,000
Highest Applicant Income $1,141,000

Mortgage Company List for Lending in Mills County, IA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 58 $ 16,480,000
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ n/a 58 $ 6,070,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 50 $ 11,080,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 50 $ 12,060,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 36 $ 4,870,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 31 $ 5,525,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 29 $ 7,635,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 28 $ 8,390,000
Malvern Bank
404 MAIN ST
MALVERN, IA 51551
* $ n/a 28 $ 6,470,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 21 $ 5,055,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 21 $ 4,435,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 15 $ 935,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 14 $ 1,160,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 3,650,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ n/a 12 $ 1,410,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 11 $ 2,535,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ n/a 10 $ 3,400,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 2,910,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 9 $ 2,605,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 9 $ 2,425,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ n/a 8 $ 1,500,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 8 $ 1,990,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ n/a 8 $ 980,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 2,235,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,540,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 6 $ 1,420,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 6 $ 1,220,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ n/a 6 $ 1,340,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 6 $ 1,930,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ n/a 6 $ 1,820,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 6 $ 2,620,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 6 $ 1,520,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 6 $ 1,760,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 6 $ 800,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 1,615,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 815,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 5 $ 1,565,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 5 $ 465,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 5 $ 395,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 1,445,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 5 $ 435,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 180,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 1,560,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 4 $ 480,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ n/a 4 $ 3,070,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 4 $ 1,050,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 4 $ 970,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 4 $ 440,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 3 $ 1,375,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 3 $ 1,005,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 3 $ 775,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ n/a 3 $ 995,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 1,285,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 365,000
Houghton State Bank
116 E COOLBAUGH ST
RED OAK, IA 51566
* $ n/a 2 $ 360,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 420,000
Rvr Bank
1005 E 23RD ST #1
FREMONT, NE 68025
* $ n/a 2 $ 690,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ n/a 2 $ 370,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 490,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 840,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ n/a 2 $ 280,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 480,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 720,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 160,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 670,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 280,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 620,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 390,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 110,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 460,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 2 $ 540,000
Exchange Bank
14 LABARRE STREET
KEARNEY, NE 68847
* $ n/a 2 $ 500,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 55,000
Washington County Bank
1523 WASHINGTON ST.
BLAIR, NE 68008
* $ n/a 1 $ 275,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 375,000
Omaha Federal Credit Union
3001 S 82ND AVE
OMAHA, NE 68124
* $ n/a 1 $ 115,000
Ts Bank
15 E MAIN ST
TREYNOR, IA 51575
* $ n/a 1 $ 125,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ n/a 1 $ 385,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ n/a 1 $ 165,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 135,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 175,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 455,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 45,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 255,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 275,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 1 $ 135,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 145,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 185,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 195,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 1 $ 245,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 135,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 55,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 65,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ n/a 1 $ 3,205,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ n/a 1 $ 25,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 155,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 1 $ 165,000
Belem Servicing, LLC dba Patriot Home Mortgage
230 N 1680 E
ST GEORGE, UT 84770
* $ n/a 1 $ 265,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ n/a 1 $ 205,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 575,000
Shelby County State Bank
508 COURT ST
HARLAN, IA 51537
* $ n/a 1 $ 255,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 1 $ 235,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 185,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 45,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 265,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 155,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 65,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ n/a 1 $ 255,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ n/a 1 $ 305,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 305,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ n/a 1 $ 255,000
Omaha Police Federal Credit Un
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ n/a 1 $ 85,000

The tables below break down 2025 mortgage applications in Mills County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mills County, IA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 422 $113,620,000 $269,000 $2,405,000 $125,000 $1,141,000
Refinancing 124 $27,770,000 $223,000 $3,205,000 $122,000 $537,000
Cash-out Refinancing 119 $24,625,000 $206,000 $695,000 $103,000 $421,000
Other Purpose 71 $5,555,000 $78,000 $315,000 $120,000 $297,000
Home Improvement 65 $6,905,000 $106,000 $1,645,000 $156,000 $629,000
Not Applicable 1 $55,000 $55,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 604 $123,050,000 $203,000 $795,000 $124,000 $1,141,000
Not applicable 119 $38,795,000 $326,000 $3,205,000 $117,000 $117,000
Not Provided 45 $7,475,000 $166,000 $475,000 $114,000 $622,000
Hispanic 19 $4,555,000 $239,000 $605,000 $111,000 $266,000
Asian 5 $1,605,000 $321,000 $465,000 $130,000 $270,000
Black or African American 5 $1,935,000 $387,000 $605,000 $148,000 $271,000
American Indian or Alaskan Native 4 $1,070,000 $267,000 $475,000 $146,000 $196,000
Native Hawaiian or Other Pacific Islander 1 $45,000 $45,000 $45,000 $101,000 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 531 $103,265,000 $194,000 $3,205,000 $131,000 $1,141,000
VA-guaranteed (Veterans Administration) 147 $48,825,000 $332,000 $705,000 $119,000 $285,000
FHA-insured (Federal Housing Administration) 107 $23,425,000 $218,000 $515,000 $92,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $3,015,000 $177,000 $305,000 $69,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 501 $109,005,000 $217,000 $3,205,000 $127,000 $1,141,000
Loan Purchased By The Institution 104 $30,150,000 $289,000 $705,000 $114,000 $277,000
Application Withdrawn By Applicant 87 $19,155,000 $220,000 $675,000 $130,000 $435,000
Application Denied By Financial Institution 71 $12,665,000 $178,000 $555,000 $96,000 $287,000
File Closed For Incompleteness 24 $4,860,000 $202,000 $655,000 $116,000 $219,000
Application Approved But Not Accepted 15 $2,695,000 $179,000 $475,000 $113,000 $297,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 629 $144,475,000 $229,000 $795,000 $123,000 $622,000
Debt-To-Income Ratio 119 $23,805,000 $200,000 $3,205,000 $136,000 $1,141,000
Credit History 22 $3,820,000 $173,000 $445,000 $91,000 $180,000
Collateral 12 $1,790,000 $149,000 $515,000 $88,000 $229,000
Credit Application Incomplete 12 $2,690,000 $224,000 $485,000 $106,000 $241,000
Other 7 $1,595,000 $227,000 $555,000 $155,000 $287,000
Insufficient Cash (Downpayment, Closing Cost) 1 $355,000 $355,000 $355,000 $178,000 $178,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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