Mineral County, MT Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 302 mortgage applications in Mineral County, MT totaling $47.0 million, down 24% from 2007. The average application was for $155,000, and applicants reported an average income of $63,000. 43% of applications resulted in an originated loan and 26% were denied. The most active lender was Wells Fargo Bank, NA, with 54 applications, followed by Countrywide Bank FSB and Trailwest Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Montana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 302
Total Mortgage Loan Application Amount $47,012,000
Average Mortgage Loan Application Amount $155,000
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $63,000
Highest Applicant Income $746,000

Mortgage Company List for Lending in Mineral County, MT for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 54 $ 7,589,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 38 $ 7,318,000
Trailwest Bank
PO BOX 9
LOLO, MT 59847
* $ 196,358,000 34 $ 1,990,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 24 $ 3,896,000
Wells Fargo Fin'l Montana, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 15 $ 1,531,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 13 $ 4,051,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 2,225,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 7 $ 649,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 7 $ 1,412,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 7 $ 1,077,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 1,087,000
Golf Savings Bank
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 399,805,000 4 $ 560,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 4 $ 715,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 4 $ 651,000
Farmers State Bank
103 MAIN STREET VICTOR
VICTOR, MT 59875
* $ 268,008,000 4 $ 928,000
First Security Bank of Missoul
1704 DEARBORN AVE
MISSOULA, MT 59801
* $ 792,319,000 3 $ 714,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 5,087,506,000 3 $ 475,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 3 $ 565,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 3 $ 518,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 3 $ 131,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 801,000
Mountain West Bank
P O BOX 1059
COEUR D'ALENE, ID 83816
* $ 1,037,874,000 3 $ 841,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 332,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 3 $ 609,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 319,000
Montana Mortgage Company
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 2 $ 329,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 322,000
Bank of the Pacific
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ 562,983,000 2 $ 417,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 409,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 2 $ 482,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 2 $ 442,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 2 $ 372,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 1 $ 128,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 40,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 1 $ 9,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 29,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 1 $ 220,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 1 $ 243,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 125,715,000 1 $ 43,000
Gateway Community FCU
2300 GREAT NORTHERN WAY
MISSOULA, MT 59808
* $ 38,562,000 1 $ 20,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 1 $ 48,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 1 $ 170,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 1 $ 126,000
Beartooth Bank
4130 KING AVE W
BILLINGS, MT 59106
* $ 38,763,000 1 $ 76,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 165,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 144,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 98,000
Homestead Mortgage, Inc.
2707 COLBY AVE, SUITE #2707
EVERETT, WA 98201
* $ 15,000,000 1 $ 161,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 238,000
Streeter Brothers Mortgage Cor
2823 6TH AVENUE NORTH
BILLINGS, MT 59101
* $ 10,000,000 1 $ 65,000
Stonewater Mortgage Corporatio
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 65,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 166,000
Allen Mortgage, LLC
P.O. BOX 1168
CENTENNIAL PARK, AZ 86021
* $ 10,000,000 1 $ 157,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 225,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 138,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 65,000

The tables below break down 2008 mortgage applications in Mineral County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mineral County, MT in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 203 $34,036,000 $167,000 $2,000,000 $68,000 $746,000
Home Purchase 65 $9,211,000 $141,000 $285,000 $47,000 $186,000
Home Improvement 34 $3,765,000 $110,000 $740,000 $67,000 $345,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 254 $39,590,000 $155,000 $2,000,000 $68,000 $746,000
Not applicable 23 $4,029,000 $175,000 $417,000 $20,000 $155,000
Not Provided 20 $2,496,000 $124,000 $274,000 $64,000 $150,000
American Indian or Alaskan Native 2 $376,000 $188,000 $249,000 $37,000 $43,000
Hispanic 2 $378,000 $189,000 $268,000 $48,000 $72,000
Native Hawaiian or Other Pacific Islander 1 $143,000 $143,000 $143,000 $93,000 $93,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 241 $36,846,000 $152,000 $2,000,000 $69,000 $746,000
FHA-insured (Federal Housing Administration) 48 $8,033,000 $167,000 $296,000 $43,000 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,084,000 $154,000 $199,000 $27,000 $47,000
VA-guaranteed (Veterans Administration) 6 $1,049,000 $174,000 $224,000 $47,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 129 $18,609,000 $144,000 $740,000 $67,000 $493,000
Application Denied By Financial Institution 79 $13,789,000 $174,000 $2,000,000 $70,000 $746,000
Application Withdrawn By Applicant 41 $5,280,000 $128,000 $316,000 $55,000 $169,000
Loan Purchased By The Institution 31 $6,201,000 $200,000 $417,000 $57,000 $345,000
Application Approved But Not Accepted 18 $2,368,000 $131,000 $256,000 $42,000 $109,000
File Closed For Incompleteness 4 $765,000 $191,000 $223,000 $66,000 $134,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 17 $1,824,000 $107,000 $246,000 $56,000 $142,000
Debt-To-Income Ratio 11 $1,966,000 $178,000 $350,000 $28,000 $46,000
Credit Application Incomplete 10 $3,361,000 $336,000 $2,000,000 $140,000 $746,000
Credit History 10 $1,168,000 $116,000 $400,000 $59,000 $163,000
Employment History 2 $546,000 $273,000 $278,000 $113,000 $155,000
Other 2 $425,000 $212,000 $228,000 $126,000 $186,000
Unverifiable Information 2 $330,000 $165,000 $197,000 $48,000 $67,000
Mortgage Insurance Denied 1 $198,000 $198,000 $198,000 $89,000 $89,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Montana Lender List