Newport County, RI Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 2,927 mortgage applications in Newport County, RI totaling $1.2 billion, down 36% from 2022. The average application was for $410,000, and applicants reported an average income of $226,000. 54% of applications resulted in an originated loan and 18% were denied. The most active lender was Citizens Bank, NA, with 357 applications, followed by Banknewport and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,927
Total Mortgage Loan Application Amount $1,200,235,000
Average Mortgage Loan Application Amount $410,000
Highest Mortgage Loan Application Amount $9,005,000
Average Applicant Income $226,000
Highest Applicant Income $4,888,000

Mortgage Company List for Lending in Newport County, RI for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 357 $ 88,265,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ 2,508,364,000 323 $ 81,865,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 123 $ 155,425,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 116 $ 29,430,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 2,820,893,000 105 $ 34,745,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 687,853,000 97 $ 24,965,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 92 $ 43,210,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 91 $ 31,115,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ -1,000 65 $ 32,275,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ 3,133,087,000 57 $ 15,055,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 55 $ 5,175,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 51 $ 22,595,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 6,659,837,000 49 $ 23,815,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 48 $ 27,600,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 3,424,195,000 44 $ 18,530,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 44 $ 17,380,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 38 $ 17,170,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ 1,151,715,000 38 $ 5,950,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,656,860,000 36 $ 9,190,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 34 $ 11,240,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 32 $ 12,080,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 71,166,370,000 32 $ 12,000,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 30 $ 18,790,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,738,869,000 30 $ 13,340,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 29 $ 10,795,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ 3,166,822,000 28 $ 17,110,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ 2,127,985,000 26 $ 21,750,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 25 $ 10,155,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 1,705,192,000 24 $ 7,820,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 23 $ 9,645,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ 402,124,000 22 $ 1,590,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 20 $ 9,190,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 19 $ 7,415,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 19 $ 8,445,000
Somerset Federal Credit Union
740 COUNTY ST.
SOMERSET, MA 02726
* $ 228,366,000 18 $ 1,840,000
Hometown Bank
31 SUTTON AVENUE
OXFORD, MA 01540
* $ 1,350,307,000 17 $ 8,195,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 16 $ 7,470,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 15 $ 6,035,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 15 $ 20,935,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 14 $ 1,540,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 14 $ 8,870,000
Fall River Municipal Credit Un
333 MILLIKEN BLVD
FALL RIVER, MA 02721
* $ 243,710,000 14 $ 1,640,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 792,493,000 13 $ 2,215,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 13 $ 4,385,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 3,985,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ 3,093,991,000 12 $ 3,570,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ 19,296,982,000 12 $ 6,640,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 11 $ 2,985,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 11 $ 5,445,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 10 $ 2,470,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 10 $ 4,290,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 10 $ 7,370,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 9 $ 4,775,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 9 $ 4,695,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ -1,000 9 $ 3,485,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 9 $ 7,825,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 9 $ 13,025,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 9 $ 3,735,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ -1,000 9 $ 5,065,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 8 $ 2,840,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ 22,629,483,000 8 $ 5,620,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 8 $ 3,050,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 8 $ 4,050,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 8 $ 3,840,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 7 $ 2,215,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 7 $ 1,465,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ 6,619,741,000 7 $ 6,575,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 6 $ 2,570,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 6 $ 7,400,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 2,960,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 6 $ 2,590,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,907,360,000 6 $ 2,650,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 2,230,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 1,775,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 5 $ 555,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 5 $ 1,515,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 5 $ 2,125,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 5 $ 2,485,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 212,638,872,000 5 $ 5,415,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 1,875,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 4 $ 1,920,000
Southcoast FCU
101 PAGE ST
NEW BEDFORD, MA 02740
* $ 56,925,000 4 $ 390,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 4 $ 1,860,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 4 $ 2,200,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 4 $ 2,510,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 3 $ 1,575,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 1,065,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 31,424,000,000 3 $ 4,615,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 3 $ 1,445,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 3 $ 915,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 1,125,000
Chelsea Groton Bank
1 FRANKLIN SQ
GROTON, CT 06340
* $ 1,572,496,000 3 $ 1,755,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,906,886,000 3 $ 555,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 3 $ 2,005,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 3 $ 1,405,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 3 $ 1,405,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 96,504,709,000 3 $ 4,335,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 1,105,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 3 $ 335,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ 2,028,684,000 3 $ 1,095,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 3 $ 1,655,000
Alltrust Credit Union
123 ALDEN RD
FAIRHAVEN, MA 02719
* $ 345,746,000 3 $ 305,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 3 $ 995,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,097,782,000 2 $ 2,010,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 1,160,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ -1,000 2 $ 1,500,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 2 $ 220,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 2 $ 870,000
Cape & Coast Bank
121 MAIN STREET
YARMOUTH PORT, MA 02675
* $ 1,465,307,000 2 $ 1,270,000
Dedham Institution for Savings
55 ELM STREET
DEDHAM, MA 02026
* $ 2,099,129,000 2 $ 1,060,000
Ccg Fund 1, LLC
6 LIBERTY SQ #267
BOSTON, MA 02116
* $ -1,000 2 $ 4,860,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 610,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 2 $ 1,590,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ 6,944,336,000 2 $ 410,000
Abington Bank
40 SOUTH MAIN STREET
ABINGTON, MA 02025
* $ 1,355,003,000 2 $ 290,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ -1,000 2 $ 1,510,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 620,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 1,190,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 2 $ 940,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 2 $ 710,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 980,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 1,398,628,000 2 $ 510,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ 2,746,666,000 2 $ 360,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ 452,758,000 2 $ 310,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ 5,362,221,000 2 $ 610,000
Mass Bay Credit Union
147 WEST 4TH STREET
SOUTH BOSTON, MA 02127
* $ 324,572,000 2 $ 230,000
Brightbridge Credit Union
500 MERRIMACK STREET
LAWRENCE, MA 01843
* $ 1,354,142,000 2 $ 290,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 1,710,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 2 $ 910,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 1,200,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ -1,000 2 $ 1,160,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 2 $ 840,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 2 $ 770,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 109,180,139,000 1 $ 1,255,000
Southern States Bank

DALLAS, GA 30157
* $ 2,048,225,000 1 $ 1,725,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 1 $ 725,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 665,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 764,903,000 1 $ 25,000
Gfa Federal Credit Union
PO BOX 468
GARDNER, MA 01440
* $ 658,233,000 1 $ 105,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,069,955,000 1 $ 275,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 365,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 1 $ 505,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 485,553,000,000 1 $ 3,005,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 1 $ 385,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 3,906,943,000 1 $ 595,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 165,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 405,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 335,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 305,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ -1,000 1 $ 545,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 215,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ -1,000 1 $ 155,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 505,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 585,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ 762,143,000 1 $ 425,000
Windsor Federal Bank
250 BROAD STREET
WINDSOR, CT 06095
* $ 749,050,000 1 $ 485,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ 2,485,908,000 1 $ 505,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 622,889,000 1 $ 405,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 745,082,000 1 $ 465,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 145,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 7,971,719,000 1 $ 765,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 435,000
First Intercontinental Bank

DULUTH, GA 30096
* $ 1,028,049,000 1 $ 335,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 1 $ 635,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 755,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 945,000
South Shore Bank
1530 MAIN STREET
WEYMOUTH, MA 02190
* $ 2,111,040,000 1 $ 375,000
Westport Federal Credit Union
655 STATE RD
WESTPORT, MA 02790
* $ 77,235,000 1 $ 215,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 995,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ -1,000 1 $ 505,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ -1,000 1 $ 395,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 154,522,864,000 1 $ 805,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ 1,350,826,000 1 $ 635,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 745,000
Direct Federal Credit Union
50 CABOT STREET
NEEDHAM, MA 02494
* $ 835,089,000 1 $ 35,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 57,451,653,000 1 $ 1,195,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ 639,977,000 1 $ 525,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ 487,689,000 1 $ 275,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ -1,000 1 $ 3,755,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 8,422,113,000 1 $ 255,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 145,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 1,615,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ 1,145,537,000 1 $ 385,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ 141,633,000 1 $ 215,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 11,417,843,000 1 $ 805,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 745,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 895,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 1,505,000
Jewett City Savings Bank
111 MAIN STREET
JEWETT CITY, CT 06351
* $ 403,286,000 1 $ 205,000
Cornerstone Bank
176 MAIN STREET
SPENCER, MA 01562
* $ 1,503,914,000 1 $ 145,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ -1,000 1 $ 635,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 1 $ 565,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 5,000
BNC National Bank

BISMARCK, ND 58501
* $ 942,438,000 1 $ 725,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 505,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 245,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 515,000
Charles River Bank
70 MAIN ST
MEDWAY, MA 02053
* $ 307,961,000 1 $ 705,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 365,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 1,005,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 1 $ 505,000
Dean Cooperative Bank
21 MAIN STREET
FRANKLIN, MA 02038
* $ 439,231,000 1 $ 335,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 425,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 85,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 1,005,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 355,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ -1,000 1 $ 2,455,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 565,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 26,819,331,000 1 $ 515,000
Truwest Credit Union
1667 N PRIEST DR
TEMPE, AZ 85284
* $ 1,514,782,000 1 $ 305,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,668,165,000 1 $ 885,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 635,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 1 $ 205,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 1,525,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 1 $ 395,000

The tables below break down 2023 mortgage applications in Newport County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Newport County, RI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,118 $653,000,000 $584,000 $7,355,000 $296,000 $4,888,000
Home Improvement 600 $101,530,000 $169,000 $2,455,000 $176,000 $1,651,000
Cash-out Refinancing 451 $187,675,000 $416,000 $8,855,000 $169,000 $2,362,000
Other Purpose 410 $116,620,000 $284,000 $9,005,000 $209,000 $4,524,000
Refinancing 332 $130,040,000 $391,000 $3,755,000 $199,000 $2,929,000
Not Applicable 16 $11,370,000 $710,000 $2,605,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,167 $774,025,000 $357,000 $9,005,000 $224,000 $4,888,000
Not Provided 328 $136,450,000 $416,000 $4,005,000 $248,000 $2,362,000
Not applicable 255 $224,315,000 $879,000 $8,855,000 $228,000 $511,000
Hispanic 57 $19,625,000 $344,000 $1,175,000 $163,000 $987,000
Asian 43 $19,815,000 $460,000 $2,925,000 $290,000 $3,705,000
Black or African American 43 $14,915,000 $346,000 $1,915,000 $198,000 $1,410,000
American Indian or Alaskan Native 21 $7,835,000 $373,000 $1,165,000 $154,000 $439,000
Native Hawaiian or Other Pacific Islander 3 $955,000 $318,000 $725,000 $182,000 $395,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,681 $1,085,145,000 $404,000 $9,005,000 $234,000 $4,888,000
FHA-insured (Federal Housing Administration) 137 $55,985,000 $408,000 $995,000 $123,000 $614,000
VA-guaranteed (Veterans Administration) 108 $58,750,000 $543,000 $1,905,000 $161,000 $400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $355,000 $355,000 $355,000 $108,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,581 $649,555,000 $410,000 $7,355,000 $254,000 $4,888,000
Application Denied By Financial Institution 513 $128,405,000 $250,000 $2,005,000 $150,000 $2,152,000
Application Withdrawn By Applicant 338 $135,450,000 $400,000 $9,005,000 $231,000 $3,705,000
Loan Purchased By The Institution 300 $227,310,000 $757,000 $8,855,000 $237,000 $1,143,000
File Closed For Incompleteness 141 $38,405,000 $272,000 $1,005,000 $167,000 $1,723,000
Application Approved But Not Accepted 52 $20,330,000 $390,000 $4,005,000 $236,000 $2,097,000
Preapproval Approved but not Accepted 1 $475,000 $475,000 $475,000 $139,000 $139,000
Preapproval Denied by Financial Institution 1 $305,000 $305,000 $305,000 $63,000 $63,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,372 $1,057,740,000 $445,000 $9,005,000 $245,000 $4,888,000
Debt-To-Income Ratio 273 $78,675,000 $288,000 $2,005,000 $127,000 $848,000
Credit History 90 $16,110,000 $179,000 $705,000 $138,000 $550,000
Collateral 77 $18,335,000 $238,000 $1,075,000 $201,000 $1,100,000
Other 62 $17,860,000 $288,000 $1,955,000 $200,000 $1,036,000
Credit Application Incomplete 39 $8,055,000 $206,000 $925,000 $196,000 $2,152,000
Unverifiable Information 12 $3,020,000 $251,000 $885,000 $220,000 $768,000
Employment History 2 $440,000 $220,000 $355,000 $53,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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