North Slope, AK Mortgage Lenders & HMDA Data, 2016
In 2016, lenders reported 64 mortgage applications in North Slope, AK totaling $8.1 million, down 15% from 2015. The average application was for $127,000, and applicants reported an average income of $103,000. 41% of applications resulted in an originated loan and 39% were denied. The most active lender was Wells Fargo Bank NA, with 17 applications, followed by Credit Union 1 and loanDepot.com LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 64 |
| Total Mortgage Loan Application Amount | $8,142,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $371,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $336,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,610,580,000,000 | 17 | $ 1,486,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 977,042,000 | 7 | $ 73,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 138,031,000 | 7 | $ 1,268,000 |
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 5 | $ 683,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ 106,268,000 | 4 | $ 858,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 6,149,860,000 | 3 | $ 374,000 |
| Bokf NA ONE WEST 3RD, 5TH FL TULSA, OK 74172 |
* | $ 31,272,894,000 | 2 | $ 370,000 |
| Banc of California, National Association 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 8,231,396,000 | 1 | $ 270,000 |
| Arc Home LLC MOORESTOWN, NJ 08057 |
* | $ 10,000,000 | 1 | $ 175,000 |
| American Advisors Group 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 1 | $ 12,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 1 | $ 269,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 3,569,426,000 | 1 | $ 141,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,639,305,000,000 | 1 | $ 103,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 11,567,246,000 | 1 | $ 1,000 |
| Suntrust Bank P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 186,710,993,000 | 1 | $ 20,000 |
The tables below break down 2016 mortgage applications in North Slope, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for North Slope, AK in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 29 | $4,833,000 | $166,000 | $270,000 | $105,000 | $336,000 |
| Home Improvement | 20 | $348,000 | $17,000 | $103,000 | $89,000 | $234,000 |
| Home Purchase | 15 | $2,961,000 | $197,000 | $371,000 | $118,000 | $305,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 25 | $3,044,000 | $121,000 | $371,000 | $131,000 | $336,000 |
| White | 18 | $3,220,000 | $178,000 | $270,000 | $93,000 | $159,000 |
| Not Provided | 12 | $955,000 | $79,000 | $160,000 | $87,000 | $197,000 |
| Asian | 4 | $221,000 | $55,000 | $166,000 | $88,000 | $138,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $273,000 | $136,000 | $270,000 | $85,000 | $110,000 |
| Not applicable | 2 | $211,000 | $105,000 | $210,000 | $0 | $0 |
| Hispanic | 1 | $218,000 | $218,000 | $218,000 | $89,000 | $89,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 46 | $5,415,000 | $117,000 | $371,000 | $114,000 | $336,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,567,000 | $151,000 | $270,000 | $75,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 1 | $160,000 | $160,000 | $160,000 | $78,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26 | $3,396,000 | $130,000 | $220,000 | $100,000 | $197,000 |
| Application Denied By Financial Institution | 25 | $2,610,000 | $104,000 | $371,000 | $115,000 | $336,000 |
| Application Withdrawn By Applicant | 4 | $896,000 | $224,000 | $270,000 | $99,000 | $138,000 |
| Application Approved But Not Accepted | 4 | $411,000 | $102,000 | $260,000 | $106,000 | $234,000 |
| Loan Purchased By The Institution | 4 | $560,000 | $140,000 | $211,000 | $45,000 | $127,000 |
| File Closed For Incompleteness | 1 | $269,000 | $269,000 | $269,000 | $120,000 | $120,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $222,000 | $24,000 | $103,000 | $95,000 | $215,000 |
| Debt-To-Income Ratio | 4 | $53,000 | $13,000 | $25,000 | $57,000 | $79,000 |
| Collateral | 4 | $820,000 | $205,000 | $371,000 | $208,000 | $336,000 |
| Credit Application Incomplete | 2 | $287,000 | $143,000 | $167,000 | $49,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $351,000 | $351,000 | $351,000 | $305,000 | $305,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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