Ohio County, WV Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 923 mortgage applications in Ohio County, WV totaling $145.0 million, down 30% from 2022. The average application was for $157,000, and applicants reported an average income of $105,000. 59% of applications resulted in an originated loan and 18% were denied. The most active lender was Wesbanco Bank, Inc., with 167 applications, followed by Main Street Bank and Truist Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 923
Total Mortgage Loan Application Amount $145,025,000
Average Mortgage Loan Application Amount $157,000
Highest Mortgage Loan Application Amount $8,005,000
Average Applicant Income $105,000
Highest Applicant Income $3,204,000

Mortgage Company List for Lending in Ohio County, WV for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 167 $ 20,985,000
Main Street Bank
2001 MAIN STREET, SUITE 100
WHEELING, WV 26003
* $ 604,276,000 103 $ 14,325,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 76 $ 12,800,000
Belmont Savings Bank
PO BOX 654
BELLAIRE, OH 43906
* $ 419,610,000 71 $ 12,015,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 35 $ 3,055,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 699,502,000 28 $ 2,810,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 28 $ 2,260,000
Community Bank
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ 1,407,091,000 22 $ 7,600,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 18 $ 2,000,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 17 $ 2,045,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 15 $ 1,865,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 14 $ 2,780,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 13 $ 1,835,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 13 $ 2,035,000
First Choice America Community
3501 MAIN STREET
WEIRTON, WV 26062
* $ 590,591,000 12 $ 1,400,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 2,015,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 11 $ 1,415,000
Unified Bank
201 S 4TH STREET
MARTINS FERRY, OH 43935
* $ 755,071,000 11 $ 1,275,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 9 $ 685,000
United Bank VA

MORGANTOWN, WV 26505
* $ 29,430,409,000 9 $ 505,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ -1,000 9 $ 2,175,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 9 $ 975,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 8 $ 960,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 7 $ 905,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 7 $ 1,055,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 7 $ 855,000
Hancock County Savings Bank, FSB
351 CAROLINA AVENUE
CHESTER, WV 26034
* $ 450,320,000 7 $ 445,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 6 $ 1,200,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 43,726,588,000 6 $ 520,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 1,310,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 5 $ 765,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 1,780,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 8,408,012,000 4 $ 1,070,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 4 $ 500,000
Ohio Valley Community Credit Union
52775 BOSTON HILL ROAD
CLARINGTON, OH 43915
* $ 212,536,000 4 $ 530,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 520,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 4 $ 480,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 3 $ 355,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 365,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 3 $ 295,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 3 $ 205,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 3 $ 1,655,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 3 $ 295,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 335,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 3 $ 525,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 3 $ 735,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 2 $ 460,000
Bank of Clarke
2 E MAIN ST
BERRYVILLE, VA 22611
* $ 1,616,263,000 2 $ 920,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 2 $ 230,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 510,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 200,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 350,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 380,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 600,000
Peoples Bank
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 7,197,574,000 2 $ 390,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 401,943,000 2 $ 400,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 770,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 300,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ -1,000 2 $ 480,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 2 $ 190,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 110,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 500,000
First Federal Savings and Loan
25 E HIGH ST
WAYNESBURG, PA 15370
* $ 1,056,311,000 1 $ 425,000
Fairmont Federal Credit Union
PO BOX 2139
FAIRMONT, WV 26554
* $ 492,537,000 1 $ 455,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 1,817,155,000 1 $ 25,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 525,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ -1,000 1 $ 565,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 215,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 1 $ 145,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 1 $ 205,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 11,417,843,000 1 $ 95,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 165,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 165,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 145,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 125,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 125,000
First Commerce Credit Union
107 E COLLEGE AVE
TALLAHASSEE, FL 32317
* $ 1,014,264,000 1 $ 15,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 435,000
Mars Bank
PO BOX 927
MARS, PA 16046
* $ 514,573,000 1 $ 615,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 195,000
First Peoples Cfcu
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 574,480,000 1 $ 215,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ -1,000 1 $ 225,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 65,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 85,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 55,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 3,149,346,000 1 $ 415,000
Somerset Trust Company
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 2,017,848,000 1 $ 455,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 105,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 175,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 245,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 65,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 165,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 185,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 75,000
Brentwood Bank
411 MCMURRAY ROAD
BETHEL PARK, PA 15102
* $ 906,837,000 1 $ 8,005,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 9,776,999,000 1 $ 35,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 75,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,739,271,000 1 $ 55,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 397,701,000 1 $ 55,000

The tables below break down 2023 mortgage applications in Ohio County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ohio County, WV in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 543 $101,035,000 $186,000 $8,005,000 $102,000 $711,000
Home Improvement 109 $7,175,000 $65,000 $305,000 $105,000 $1,100,000
Cash-out Refinancing 105 $14,535,000 $138,000 $595,000 $131,000 $3,204,000
Other Purpose 90 $7,520,000 $83,000 $475,000 $108,000 $749,000
Refinancing 72 $14,660,000 $203,000 $6,005,000 $88,000 $424,000
Not Applicable 4 $100,000 $25,000 $45,000 $67,000 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 713 $98,455,000 $138,000 $1,205,000 $105,000 $3,204,000
Not applicable 98 $31,270,000 $319,000 $8,005,000 $106,000 $135,000
Not Provided 71 $9,985,000 $140,000 $685,000 $114,000 $711,000
Black or African American 26 $3,040,000 $116,000 $275,000 $110,000 $468,000
Asian 6 $900,000 $150,000 $205,000 $74,000 $149,000
Hispanic 5 $685,000 $137,000 $295,000 $89,000 $175,000
American Indian or Alaskan Native 1 $55,000 $55,000 $55,000 $9,000 $9,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 752 $118,240,000 $157,000 $8,005,000 $112,000 $3,204,000
FHA-insured (Federal Housing Administration) 117 $16,845,000 $143,000 $435,000 $72,000 $333,000
VA-guaranteed (Veterans Administration) 47 $8,595,000 $182,000 $655,000 $90,000 $539,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,345,000 $192,000 $315,000 $75,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 542 $83,620,000 $154,000 $6,005,000 $108,000 $749,000
Application Denied By Financial Institution 162 $18,480,000 $114,000 $685,000 $78,000 $445,000
Application Withdrawn By Applicant 101 $24,595,000 $243,000 $8,005,000 $141,000 $3,204,000
Loan Purchased By The Institution 56 $10,510,000 $187,000 $675,000 $113,000 $230,000
File Closed For Incompleteness 39 $4,705,000 $120,000 $375,000 $107,000 $1,100,000
Application Approved But Not Accepted 23 $3,115,000 $135,000 $575,000 $82,000 $235,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 637 $101,275,000 $158,000 $6,005,000 $108,000 $3,204,000
Debt-To-Income Ratio 157 $29,795,000 $189,000 $8,005,000 $115,000 $749,000
Credit History 59 $4,565,000 $77,000 $425,000 $78,000 $445,000
Collateral 41 $4,845,000 $118,000 $365,000 $86,000 $240,000
Credit Application Incomplete 10 $710,000 $71,000 $155,000 $93,000 $264,000
Other 8 $1,140,000 $142,000 $505,000 $101,000 $170,000
Unverifiable Information 5 $715,000 $143,000 $245,000 $65,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,560,000 $390,000 $685,000 $164,000 $256,000
Employment History 2 $420,000 $210,000 $285,000 $22,000 $22,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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