Onondaga County, NY Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 15,972 mortgage applications in Onondaga County, NY totaling $2.9 billion, down 25% from 2021. The average application was for $180,000, and applicants reported an average income of $107,000. 62% of applications resulted in an originated loan and 14% were denied. The most active lender was Empower Federal Credit Union, with 2,859 applications, followed by Americu Credit Union and M&T Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,972
Total Mortgage Loan Application Amount $2,888,600,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $68,795,000
Average Applicant Income $107,000
Highest Applicant Income $5,729,000

Mortgage Company List for Lending in Onondaga County, NY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 2,938,711,000 2,859 $ 305,365,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 2,541,059,000 879 $ 102,185,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 817 $ 102,435,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 627 $ 74,715,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 560 $ 148,000,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 536 $ 96,440,000
Geddes Federal Savings and Loan Association
2208 WEST GENESEE STREET
SYRACUSE, NY 13219
* $ 601,636,000 495 $ 91,945,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ -1,000 436 $ 96,980,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 432 $ 84,740,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 395 $ 71,535,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 979,606,000 308 $ 64,800,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 5,447,073,000 297 $ 21,425,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 287 $ 57,185,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 279 $ 47,295,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 11,919,970,000 274 $ 71,420,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 256 $ 47,010,000
Solvay Bank
1537 MILTON AVE
SOLVAY, NY 13209
* $ 934,604,000 253 $ 56,695,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 251 $ 32,335,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 5,621,672,000 218 $ 31,870,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 214 $ 39,520,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ -1,000 207 $ 42,715,000
Fulton Savings Bank
41 SOUTH FIRST STREET
FULTON, NY 13069
* $ 456,071,000 203 $ 43,555,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 1,206,940,000 199 $ 15,145,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 197 $ 14,695,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,323,828,000 185 $ 26,485,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 162 $ 23,800,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 160 $ 32,250,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 150 $ 29,380,000
Secny Federal Credit Union
2235 DOWNER STREET
SYRACUSE, NY 13219
* $ 258,579,000 131 $ 18,345,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 124 $ 24,880,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 120 $ 24,570,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 101 $ 23,265,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 99 $ 15,965,000
Pathfinder Bank
214 WEST 1ST STREET
OSWEGO, NY 13126
* $ 1,281,614,000 97 $ 39,625,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 87 $ 15,905,000
Seneca Savings
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 215,022,000 86 $ 17,620,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 80 $ 11,860,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 80 $ 12,470,000
Northern Credit Union
120 FACTORY ST
WATERTOWN, NY 13601
* $ 434,590,000 80 $ 9,880,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 77 $ 3,925,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,548,730,000 72 $ 30,540,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,626,303,000 70 $ 14,440,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 63 $ 4,845,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 63 $ 13,505,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 56 $ 7,800,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 53 $ 9,575,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 52 $ 8,140,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 50 $ 11,530,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 50 $ 9,040,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 44 $ 7,550,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 44 $ 7,810,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 42 $ 5,970,000
Tompkins Community Bank
THE COMMONS
ITHACA, NY 14850
* $ 2,453,893,000 40 $ 25,600,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 40 $ 3,250,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 38 $ 7,930,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 38 $ 7,810,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 37 $ 4,865,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 33 $ 3,215,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 33 $ 5,975,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 30 $ 3,370,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 29 $ 8,365,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 29 $ 10,215,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 23 $ 3,345,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 22 $ 4,150,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 22 $ 3,920,000
Beginnings Credit Union
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 1,377,119,000 22 $ 4,770,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 21 $ 4,315,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 423,958,417,000 20 $ 6,390,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 19 $ 1,975,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 19 $ 3,175,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 18 $ 2,970,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 18 $ 2,530,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 17 $ 1,435,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 16 $ 2,780,000
The Upstate National Bank
150 STATE ST
OGDENSBURG, NY 14614
* $ 247,699,000 16 $ 5,910,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 16 $ 3,630,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 15 $ 3,645,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,151,137,000 15 $ 2,495,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 15 $ 3,015,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 2,311,081,000 14 $ 1,430,000
Ukrainian Federal Credit Union
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 341,806,000 13 $ 1,865,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 13 $ 2,735,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 13 $ 825,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 12 $ 2,280,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 12 $ 3,140,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 11 $ 855,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 11 $ 2,195,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 11 $ 2,235,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 11 $ 1,915,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 3,111,820,000 9 $ 1,505,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 916,091,000 9 $ 2,015,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 8 $ 2,140,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 8 $ 710,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 8 $ 1,280,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 5,481,889,000 8 $ 14,850,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 7 $ 38,365,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 7 $ 1,565,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 6 $ 600,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 6 $ 1,000,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 6 $ 1,160,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 6 $ 1,670,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 6 $ 1,830,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,413,407,000 6 $ 2,530,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 6 $ 1,400,000
First Source Federal Credit Un
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 805,603,000 6 $ 650,000
Capital Communications Federal Credit Union
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 2,780,799,000 6 $ 310,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 154,830,000,000 6 $ 6,430,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 9,203,588,000 5 $ 575,000
General Electric Employees Federal Credit Union
265 SUB WAY
265 SUB WAY, CT 06461
* $ 268,252,000 5 $ 345,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 5 $ 1,005,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,206,869,000 5 $ 815,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 153,010,000 5 $ 1,185,000
Adirondack Bank
185 GENESEE ST
UTICA, NY 13501
* $ 958,373,000 5 $ 645,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 5 $ 1,175,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 5 $ 575,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 400,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 6,466,636,000 4 $ 560,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 4 $ 780,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 4 $ 1,360,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 280,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 4 $ 660,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 4 $ 600,000
Oswego County FCU
90 EAST BRIDGE STREET
OSWEGO, NY 13126
* $ 128,137,000 4 $ 450,000
Gpo Federal Credit Union
4311 MIDDLE SETTLEMENT RD
NEW HARTFORD, NY 13413
* $ 427,771,000 4 $ 800,000
Family First of Ny FCU
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 280,731,000 4 $ 360,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 1,200,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 1,010,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 4 $ 1,590,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 4 $ 800,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 4 $ 970,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 788,114,000 4 $ 1,590,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 4 $ 2,270,000
Bayfirst Financial
9190 SEMINOLE BLVD
SAINT PETERSBURG, FL 33701
* $ 917,272,000 4 $ 690,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 164,678,000 4 $ 970,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 4 $ 560,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 4 $ 720,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 3 $ 995,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 3 $ 545,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 3 $ 415,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 3 $ 1,215,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 3 $ 515,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 3 $ 645,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 3 $ 245,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 187,956,756,000 3 $ 775,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,072,223,000 3 $ 655,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 34,893,033,000 3 $ 255,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 3 $ 525,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 420,502,000,000 3 $ 735,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 3 $ 235,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 3 $ 765,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 3 $ 205,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 3 $ 495,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 3 $ 605,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,886,658,000 3 $ 525,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 2 $ 370,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 101,845,032,000 2 $ 56,300,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 380,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 2,005,076,000 2 $ 110,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,018,212,000 2 $ 320,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 320,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 2 $ 240,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 2 $ 1,290,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 2 $ 60,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 3,961,334,000 2 $ 160,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ -1,000 2 $ 390,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 2 $ 330,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 870,500,000 2 $ 100,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 637,085,000 2 $ 230,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 50,093,398,000 2 $ 270,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ -1,000 2 $ 310,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 2 $ 370,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 93,227,302,000 2 $ 380,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 2 $ 600,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ -1,000 2 $ 520,000
Ponce Bank
2244 WESTCHESTER AVE
BRONX, NY 10462
* $ 1,630,029,000 2 $ 440,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 330,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 2 $ 3,440,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 2 $ 60,000
Tioga State Bank, N.A.
PO BOX 386
SPENCER, NY 14883
* $ 548,737,000 2 $ 2,030,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 460,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 9,023,056,000 2 $ 190,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 181,087,209,000 2 $ 1,070,000
Finger Lakes Federal Credit Union
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 244,668,000 2 $ 330,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 2 $ 50,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ -1,000 2 $ 190,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 1,008,821,000 2 $ 190,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 9,196,967,000 2 $ 40,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,025,737,000 2 $ 90,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 2 $ 580,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 2 $ 210,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,341,481,000 2 $ 150,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 39,468,318,000 1 $ 185,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 125,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 60,005,000
New Millennium Bank
1620 LEMOINE AVE
FORT LEE, NJ 07024
* $ 540,808,000 1 $ 145,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 1 $ 135,000
Millenium Home Mortgage
40 BALDWIN ROAD
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 155,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 407,850,000 1 $ 135,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 1,423,356,000 1 $ 95,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 11,067,830,000 1 $ 105,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 378,454,000 1 $ 145,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 1 $ 225,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 7,187,889,000 1 $ 435,000
Cayuga Lake National Bank
165 CAYUGA ST
UNION SPRINGS, NY 13160
* $ 237,610,000 1 $ 605,000
Community Resource Federal Credit Union
20 WADE ROAD
LATHAM, NY 12110
* $ 107,692,000 1 $ 135,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ 1,582,859,000 1 $ 65,000
Readycap Commercial LLC

BERKELEYN++HEIGHTS, NJ 07922
* $ -1,000 1 $ 68,795,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,408,244,000 1 $ 155,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 60,005,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 4,351,512,000 1 $ 105,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 195,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 205,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 95,000
1st 2nd Mortgage Company of N.J., Inc.
50 SPRING ST
CRESSKILL, NJ 07626
* $ -1,000 1 $ 95,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 4,183,621,000 1 $ 225,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ 23,490,236,000 1 $ 425,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 295,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 26,812,859,000 1 $ 115,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 155,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,522,046,000 1 $ 325,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 434,075,000,000 1 $ 15,005,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 2,230,007,000 1 $ 185,000
Constructive Loans LLC
1801 S MEYERS RD
OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 205,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 275,000
Shore United Bank, N.A.
18 EAST DOVER STREET
EASTON, MD 21601
* $ 3,458,147,000 1 $ 65,000
Reliant Home Funding, Inc
445 BROADHOLLOW RD SUITE 334
MELVILLE, NY 11747
* $ -1,000 1 $ 185,000
East Cambridge Savings Bank
344 CAMBRIDGE ST
CAMBRIDGE, MA 02141
* $ 1,317,811,000 1 $ 335,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,713,957,000 1 $ 205,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 125,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 75,000
Ctbc Bank USA
801 FIGUEROA
LOS ANGELES, CA 90017
* $ 4,329,500,000 1 $ 235,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 135,000
Pgim Real Estate Agency Financing, LLC

DALLAS, TX 75201
* $ -1,000 1 $ 15,505,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ -1,000 1 $ 14,555,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 1,214,719,000 1 $ 55,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 225,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 1 $ 145,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,413,912,000 1 $ 65,000
Northwest Community Bank
86 MAIN ST
WINSTED, CT 06098
* $ 1,029,233,000 1 $ 205,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 290,729,000 1 $ 305,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 185,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 2,311,213,000 1 $ 155,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 25,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 275,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 235,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 185,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 245,000
Advantage Federal Credit Union
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 435,219,000 1 $ 275,000
Peoples Security Bank and Trust Company
100 SOUTH BLAKLEY STREET DUNMORE
DUNMORE, PA 18512
* $ 3,366,863,000 1 $ 3,105,000

The tables below break down 2022 mortgage applications in Onondaga County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Onondaga County, NY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,576 $1,716,210,000 $226,000 $68,795,000 $112,000 $4,888,000
Home Improvement 2,668 $188,160,000 $70,000 $9,005,000 $103,000 $1,063,000
Cash-out Refinancing 2,360 $419,240,000 $177,000 $15,505,000 $103,000 $5,729,000
Refinancing 1,900 $443,420,000 $233,000 $60,005,000 $100,000 $1,828,000
Other Purpose 1,323 $110,815,000 $83,000 $1,505,000 $105,000 $862,000
Not Applicable 145 $10,755,000 $74,000 $255,000 $40,000 $60,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,131 $1,680,155,000 $150,000 $2,405,000 $108,000 $2,703,000
Not Provided 1,459 $247,485,000 $169,000 $4,015,000 $133,000 $5,729,000
Not applicable 1,164 $651,310,000 $559,000 $68,795,000 $96,000 $450,000
Black or African American 1,081 $125,345,000 $115,000 $605,000 $79,000 $1,353,000
Hispanic 488 $70,290,000 $144,000 $1,205,000 $88,000 $822,000
Asian 452 $84,200,000 $186,000 $865,000 $106,000 $624,000
American Indian or Alaskan Native 107 $12,345,000 $115,000 $615,000 $82,000 $515,000
Native Hawaiian or Other Pacific Islander 6 $1,050,000 $175,000 $475,000 $69,000 $149,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,638 $2,477,500,000 $181,000 $68,795,000 $111,000 $5,729,000
FHA-insured (Federal Housing Administration) 1,600 $244,160,000 $152,000 $545,000 $70,000 $1,353,000
VA-guaranteed (Veterans Administration) 726 $165,560,000 $228,000 $925,000 $93,000 $387,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,380,000 $172,000 $225,000 $68,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,895 $1,914,405,000 $193,000 $68,795,000 $112,000 $5,729,000
Application Denied By Financial Institution 2,311 $274,645,000 $118,000 $15,005,000 $82,000 $2,068,000
Loan Purchased By The Institution 1,432 $256,860,000 $179,000 $1,485,000 $101,000 $1,452,000
Application Withdrawn By Applicant 1,383 $314,915,000 $227,000 $60,005,000 $117,000 $1,400,000
File Closed For Incompleteness 591 $61,125,000 $103,000 $665,000 $103,000 $2,703,000
Application Approved But Not Accepted 338 $62,190,000 $183,000 $3,105,000 $108,000 $924,000
Preapproval Approved but not Accepted 21 $4,125,000 $196,000 $965,000 $84,000 $360,000
Preapproval Denied by Financial Institution 1 $335,000 $335,000 $335,000 $61,000 $61,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,213 $2,499,625,000 $189,000 $68,795,000 $111,000 $5,729,000
Debt-To-Income Ratio 1,127 $197,605,000 $175,000 $14,555,000 $87,000 $719,000
Credit History 701 $58,825,000 $83,000 $435,000 $80,000 $756,000
Collateral 422 $52,240,000 $123,000 $1,505,000 $117,000 $2,068,000
Other 220 $37,390,000 $169,000 $15,005,000 $96,000 $822,000
Credit Application Incomplete 141 $21,285,000 $150,000 $585,000 $92,000 $312,000
Unverifiable Information 55 $6,875,000 $125,000 $335,000 $79,000 $550,000
Employment History 47 $6,755,000 $143,000 $495,000 $66,000 $244,000
Insufficient Cash (Downpayment, Closing Cost) 43 $7,645,000 $177,000 $465,000 $75,000 $257,000
Mortgage Insurance Denied 3 $355,000 $118,000 $155,000 $81,000 $125,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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