Osage County, KS Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 529 mortgage applications in Osage County, KS totaling $78.5 million, up 10% from 2023. The average application was for $148,000, and applicants reported an average income of $104,000. 62% of applications resulted in an originated loan and 15% were denied. The most active lender was Envista Federal Credit Union, with 45 applications, followed by Mortgage Research Center and PennyMac Loan Services LLC.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 529
Total Mortgage Loan Application Amount $78,465,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $945,000
Average Applicant Income $104,000
Highest Applicant Income $2,309,000

Mortgage Company List for Lending in Osage County, KS for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ n/a 45 $ 3,655,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 22 $ 4,720,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 22 $ 3,410,000
Lyndon State Bank
817 TOPEKA AVE
LYNDON, KS 66451
* $ n/a 21 $ 4,045,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ n/a 21 $ 1,465,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 14 $ 1,960,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 14 $ 2,550,000
Flint Hills Bank
PATRICK WIEDERHOLT - 103 1/2 N MAIN PO BOX 5
ESKRIDGE, KS 66423
* $ n/a 12 $ 1,290,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 12 $ 1,750,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 11 $ 2,595,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ n/a 11 $ 1,655,000
The First Security Bank
312 MAPLE STREET
OVERBROOK, KS 66524
* $ n/a 10 $ 1,030,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ n/a 9 $ 445,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 9 $ 1,585,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 9 $ 1,385,000
The Citizens State Bank
410 E. MAIN STREET
GRIDLEY, KS 66852
* $ n/a 8 $ 920,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 7 $ 1,705,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 7 $ 495,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 1,375,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ n/a 7 $ 595,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 6 $ 800,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 6 $ 910,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 6 $ 920,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 6 $ 1,510,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 6 $ 270,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 5 $ 755,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 5 $ 825,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 5 $ 1,075,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 5 $ 1,085,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 5 $ 585,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 4 $ 790,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 730,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 4 $ 700,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 890,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 4 $ 880,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 4 $ 210,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 4 $ 670,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 1,020,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 4 $ 810,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 500,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ n/a 4 $ 190,000
Community National Bank
210 MAIN ST
SENECA, KS 66538
* $ n/a 3 $ 745,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 235,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 325,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ n/a 3 $ 505,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 3 $ 255,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 585,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 3 $ 695,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 340,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 320,000
Denison State Bank
421 NEW YORK AVENUE
HOLTON, KS 66436
* $ n/a 2 $ 250,000
Bank of the Flint Hills
806 W 5TH ST, PO BOX 226
WAMEGO, KS 66547
* $ n/a 2 $ 230,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 230,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 180,000
Stockgrowers State Bank
304 MISSOURI, PO BOX 217
ALMA, KS 66401
* $ n/a 2 $ 390,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 220,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 2 $ 190,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 430,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 370,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 2 $ 140,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 2 $ 290,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 230,000
Esb Financial
801 MERCHANT
EMPORIA, KS 66801
* $ n/a 2 $ 410,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 2 $ 180,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 100,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 125,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 185,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ n/a 1 $ 185,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 1 $ 945,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 1 $ 55,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 85,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 25,000
Silver Lake Bank
201 NW US HWY 24 P O BOX 8330
TOPEKA, KS 66608
* $ n/a 1 $ 35,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 115,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 235,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 235,000
Reliable Holdings Manager dba Lendz Financial
19790 W DIXIE HWY SUITE 104
MIAMI, FL 33180
* $ n/a 1 $ 265,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ n/a 1 $ 45,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 105,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 115,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 335,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 215,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 185,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 95,000
Cs Bank
PO BOX 309, 152 EAST VAN BUREN
EUREKA SPRINGS, AR 72632
* $ n/a 1 $ 345,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ n/a 1 $ 135,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ n/a 1 $ 125,000
Community Bank
5431 SW 29TH ST
TOPEKA, KS 66614
* $ n/a 1 $ 285,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 1 $ 155,000
Citizens Bank of Amsterdam
19 SOUTH ORANGE STREET
BUTLER, MO 64730
* $ n/a 1 $ 125,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 55,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 25,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 165,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 215,000
First State Bank & Trust
PO BOX 219
TONGANOXIE, KS 66086
* $ n/a 1 $ 185,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 145,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ n/a 1 $ 25,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 95,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 105,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 35,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 115,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 265,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 1 $ 165,000
Quantum Credit Union
6300 W 21ST ST N
WICHITA, KS 67205
* $ n/a 1 $ 35,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 75,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 1 $ 105,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 1 $ 315,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 175,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 125,000
The Farmers State Bank
209 MONTANA AVENUE, PO BOX 465
HOLTON, KS 66436
* $ n/a 1 $ 135,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 105,000

The tables below break down 2024 mortgage applications in Osage County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Osage County, KS in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 261 $45,655,000 $174,000 $945,000 $110,000 $2,309,000
Cash-out Refinancing 101 $15,105,000 $149,000 $595,000 $99,000 $240,000
Refinancing 64 $10,170,000 $158,000 $445,000 $94,000 $300,000
Other Purpose 53 $3,365,000 $63,000 $155,000 $89,000 $195,000
Home Improvement 48 $3,930,000 $81,000 $535,000 $111,000 $239,000
Not Applicable 2 $240,000 $120,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 402 $58,780,000 $146,000 $945,000 $101,000 $2,309,000
Not Provided 58 $8,590,000 $148,000 $425,000 $115,000 $353,000
Not applicable 45 $7,705,000 $171,000 $595,000 $34,000 $40,000
Hispanic 11 $1,515,000 $137,000 $215,000 $191,000 $911,000
American Indian or Alaskan Native 6 $860,000 $143,000 $315,000 $80,000 $184,000
Asian 3 $315,000 $105,000 $155,000 $100,000 $150,000
Black or African American 3 $595,000 $198,000 $225,000 $87,000 $105,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $74,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 352 $45,400,000 $128,000 $945,000 $112,000 $2,309,000
FHA-insured (Federal Housing Administration) 92 $15,890,000 $172,000 $375,000 $83,000 $230,000
VA-guaranteed (Veterans Administration) 66 $14,370,000 $217,000 $595,000 $91,000 $217,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,805,000 $147,000 $215,000 $70,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 326 $49,660,000 $152,000 $945,000 $113,000 $2,309,000
Application Denied By Financial Institution 80 $9,670,000 $120,000 $505,000 $82,000 $166,000
Application Withdrawn By Applicant 46 $7,190,000 $156,000 $355,000 $88,000 $190,000
Loan Purchased By The Institution 42 $7,490,000 $178,000 $595,000 $46,000 $69,000
Application Approved But Not Accepted 17 $1,715,000 $100,000 $275,000 $97,000 $353,000
File Closed For Incompleteness 15 $1,845,000 $123,000 $435,000 $81,000 $175,000
Preapproval Approved but not Accepted 2 $590,000 $295,000 $405,000 $152,000 $200,000
Preapproval Denied by Financial Institution 1 $305,000 $305,000 $305,000 $109,000 $109,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 387 $59,015,000 $152,000 $945,000 $108,000 $2,309,000
Debt-To-Income Ratio 76 $11,400,000 $150,000 $535,000 $104,000 $353,000
Credit History 26 $2,870,000 $110,000 $315,000 $75,000 $154,000
Collateral 18 $2,040,000 $113,000 $265,000 $95,000 $166,000
Other 9 $1,075,000 $119,000 $265,000 $68,000 $108,000
Credit Application Incomplete 8 $870,000 $108,000 $155,000 $99,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,080,000 $270,000 $505,000 $67,000 $109,000
Unverifiable Information 1 $115,000 $115,000 $115,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Kansas Lender List