Palo Pinto County, TX Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,075 mortgage applications in Palo Pinto County, TX totaling $235.6 million, up 9% from 2018. The average application was for $219,000, and applicants reported an average income of $165,000. 49% of applications resulted in an originated loan and 17% were denied. The most active lender was First Financial Bank, with 107 applications, followed by 21st Mortgage and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,075
Total Mortgage Loan Application Amount $235,575,000
Average Mortgage Loan Application Amount $219,000
Highest Mortgage Loan Application Amount $6,895,000
Average Applicant Income $165,000
Highest Applicant Income $4,878,000

Mortgage Company List for Lending in Palo Pinto County, TX for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 7,703,083,000 107 $ 20,475,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 67 $ 6,125,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 55 $ 12,955,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 35 $ 4,635,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 33 $ 5,465,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 30 $ 8,260,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 30 $ 9,360,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 29 $ 3,935,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 21 $ 4,065,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 17 $ 2,695,000
Community National Bank & Trust of Texas
PO BOX 624
CORSICANA, TX 75151
* $ 751,528,000 15 $ 2,385,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 13 $ 2,375,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 7,010,234,000 13 $ 3,165,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 12 $ 2,050,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 12 $ 1,810,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 12 $ 2,620,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 11 $ 2,405,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 11 $ 2,285,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 11 $ 3,035,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 11 $ 1,045,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 348,428,000 11 $ 2,505,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 751,688,000 10 $ 3,030,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 10 $ 1,680,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 10 $ 770,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 10 $ 3,240,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 10 $ 1,770,000
Spirit of Texas Bank, SSB
625 UNIVERSITY DRIVE EAST
COLLEGE STATION, TX 77840
* $ 1,465,892,000 9 $ 1,585,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 9 $ 1,845,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 9 $ 1,565,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 9 $ 2,265,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ 2,263,160,000 9 $ 1,515,000
Legacytexas Bank
5851 LEGACY CIRCLE, SUITE 1200
PLANO, TX 75024
* $ 9,058,559,000 8 $ 3,150,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 8 $ 860,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 8 $ 3,540,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 7 $ 575,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 22,689,286,000 7 $ 3,195,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,770,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 6 $ 630,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 6 $ 1,590,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 6 $ 590,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 6 $ 2,560,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 6 $ 1,550,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 6 $ 1,060,000
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ -1,000 5 $ 2,015,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 5 $ 325,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 5 $ 1,845,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 5 $ 935,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 5 $ 785,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 1,195,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 5 $ 655,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 1,105,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 5 $ 775,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 455,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 1,405,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 4 $ 1,350,000
The First National Bank of Gra
101 E BRIDGE ST
GRANBURY, TX 76048
* $ 598,650,000 4 $ 1,080,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 300,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,545,656,000 4 $ 410,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 90,056,875,000 4 $ 1,020,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 370,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 4 $ 730,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,710,801,000 4 $ 1,070,000
Citizens National Bank of Texas
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 1,117,758,000 3 $ 9,055,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 815,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 3 $ 515,000
First State Bank
801 E CALIFORNIA STREET
GAINESVILLE, TX 76240
* $ 1,085,931,000 3 $ 1,175,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 565,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 3 $ 955,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 10,105,549,000 3 $ 2,105,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ -1,000 3 $ 405,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,874,272,000 3 $ 135,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 3 $ 935,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 3 $ 415,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,306,280,000 3 $ 535,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 3 $ 395,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 495,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 3 $ 885,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 1,055,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 215,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 305,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 3 $ 1,175,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 575,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 2 $ 560,000
First National Bank and Trust Company of Weatherford
220 PALO PINTO ST
WEATHERFORD, TX 76086
* $ 244,245,000 2 $ 370,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 490,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 475,542,000 2 $ 1,260,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 190,000
Inwood National Bank
7621 INWOOD RD
DALLAS, TX 75209
* $ 2,817,297,000 2 $ 1,520,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 2 $ 450,000
First United Bank
5802 4TH STREET
LUBBOCK, TX 79416
* $ 1,315,753,000 2 $ 850,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 2 $ 780,000
Happy State Bank
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 3,444,514,000 2 $ 590,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 2 $ 450,000
Pinnacle Bank
PO BOX 676
FORT WORTH, TX 76102
* $ 1,339,377,000 2 $ 150,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 2 $ 70,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 560,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 180,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,513,109,000 2 $ 590,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 2 $ 190,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ 420,019,000 2 $ 820,000
Interstate Bank, SSB
5085 S COULTER
AMARILLO, TX 79119
* $ 197,402,000 2 $ 1,150,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 190,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 400,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 170,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 3,561,569,000 2 $ 280,000
Members Trust of the Southwest FCU
2315 MANGUM RD
HOUSTON, TX 77092
* $ 146,227,000 2 $ 410,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 6,117,745,000 2 $ 580,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 2 $ 610,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 2 $ 500,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 32,355,408,000 2 $ 1,210,000
Ciera Bank
623 ELM ST
GRAHAM, TX 76450
* $ 567,202,000 2 $ 350,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 68,745,745,000 2 $ 270,000
Gardner Financial Services, Ltd.
3503 PAESANOS PKWY
SAN ANTONIO, TX 78231
* $ -1,000 2 $ 350,000
Vista Bank
5840 W NORTHWEST HWY
DALLAS, TX 75225
* $ 802,720,000 2 $ 350,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 18,008,424,000 2 $ 1,160,000
Jacksboro National Bank
910 MAIN STREET
JACKSBORO, TX 76458
* $ 240,334,000 2 $ 810,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 650,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 1 $ 95,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 485,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 75,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 45,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 175,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 45,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ -1,000 1 $ 195,000
Tarrant County's Credit Union
200 TAYLOR STREET, SUITE 215
FORT WORTH, TX 76196
* $ 86,365,000 1 $ 45,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 135,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 335,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 205,000
Veritex Community Bank
2101 ABRAMS RD
DALLAS, TX 75225
* $ 3,207,962,000 1 $ 1,995,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 55,000
Community National Bank
401 W. TEXAS AVE.
MIDLAND, TX 79701
* $ 1,351,767,000 1 $ 175,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 255,000
Union Square Credit Union
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ 352,132,000 1 $ 425,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 145,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,469,038,000 1 $ 215,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 75,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 485,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 1 $ 85,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 1 $ 85,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 485,000
Barton Creek Lending Group, LLC
6011 CAPE CORAL DRIVE
AUSTIN, TX 78746
* $ -1,000 1 $ 485,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 115,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 1 $ 205,000
The First Liberty National Bank
1900 SAM HOUSTON STREET
LIBERTY, TX 77575
* $ 307,164,000 1 $ 405,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 95,000
West Texas National Bank
6 DESTA DRIVE STE 2400
MIDLAND, TX 79705
* $ 1,430,581,000 1 $ 95,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 155,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 1 $ 355,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 265,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 275,000
R Bank
3600 E PALM VALLEY BLVD
ROUND ROCK, TX 78665
* $ 487,235,000 1 $ 325,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 12,714,862,000 1 $ 25,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 892,403,000 1 $ 55,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 205,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 1,115,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 75,000
Aimbank
110 COLLEGE AVE
LEVELLAND, TX 79336
* $ 1,401,066,000 1 $ 395,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 957,527,000 1 $ 35,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 165,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 155,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 1 $ 1,115,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ -1,000 1 $ 35,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ -1,000 1 $ 1,725,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 1 $ 5,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 9,275,910,000 1 $ 145,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 105,000
Bth Bank, National Association
412 E GOODE
QUITMAN, TX 75783
* $ 1,915,036,000 1 $ 55,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 30,737,643,000 1 $ 325,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 175,000
Western Bank
5701 82ND ST
LUBBOCK, TX 79401
* $ 240,727,000 1 $ 705,000
Texas Trust Credit Union
5080 W IH 20
ARLINGTON, TX 76017
* $ 1,240,897,000 1 $ 45,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 195,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 732,343,000 1 $ 235,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 675,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 70,737,276,000 1 $ 115,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,516,051,000 1 $ 1,285,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 135,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,855,606,000 1 $ 485,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 315,000
Windthorst Federal Credit Unio
14205 FM174
WINDTHORST, TX 76389
* $ 52,781,000 1 $ 135,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 275,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 3,156,040,000 1 $ 195,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 578,076,000 1 $ 65,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 385,000
Pacific Lending LLC
4141 INLAND EMPIRE BLVD STE 160
ONTARIO, CA 91764
* $ -1,000 1 $ 145,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 4,367,991,000 1 $ 335,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,058,211,000 1 $ 575,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 235,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 190,245,000 1 $ 135,000
Air Force Federal Credit Union
1560 CABLE RANCH ROAD STE 200
SAN ANTONIO, TX 78245
* $ 423,096,000 1 $ 175,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ -1,000 1 $ 175,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 225,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 115,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 225,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 4,026,669,000 1 $ 345,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 185,000
The First National Bank of Sonora
5710 SHERWOOD WAY
SONORA, TX 76950
* $ 423,400,000 1 $ 285,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 779,710,000 1 $ 75,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 9,842,314,000 1 $ 75,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 185,000
Firstcapital Bank of Texas, National Association
3900 S. SONCY RD
AMARILLO, TX 79119
* $ 1,122,516,000 1 $ 165,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 15,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 95,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 185,000
Esb Mortgage Company Inc.
815 W ENNIS AVE
ENNIS, TX 75119
* $ -1,000 1 $ 155,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 125,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 1 $ 585,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 245,000

The tables below break down 2019 mortgage applications in Palo Pinto County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Palo Pinto County, TX in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 668 $144,330,000 $216,000 $6,895,000 $145,000 $2,595,000
Refinancing 192 $54,380,000 $283,000 $1,995,000 $226,000 $4,878,000
Cash-out Refinancing 125 $25,735,000 $205,000 $1,115,000 $169,000 $4,800,000
Home Improvement 47 $5,885,000 $125,000 $1,055,000 $202,000 $3,774,000
Other Purpose 33 $3,875,000 $117,000 $1,135,000 $179,000 $885,000
Not Applicable 10 $1,370,000 $137,000 $315,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 783 $162,655,000 $207,000 $1,995,000 $161,000 $3,774,000
Not Provided 102 $23,520,000 $230,000 $1,365,000 $190,000 $4,878,000
Not applicable 94 $34,860,000 $370,000 $6,895,000 $164,000 $665,000
Hispanic 75 $12,575,000 $167,000 $855,000 $186,000 $4,800,000
Black or African American 10 $760,000 $76,000 $205,000 $53,000 $112,000
Asian 6 $850,000 $141,000 $335,000 $323,000 $462,000
American Indian or Alaskan Native 5 $355,000 $71,000 $145,000 $64,000 $119,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 869 $202,695,000 $233,000 $6,895,000 $185,000 $4,878,000
FHA-insured (Federal Housing Administration) 136 $19,250,000 $141,000 $315,000 $67,000 $399,000
VA-guaranteed (Veterans Administration) 55 $11,635,000 $211,000 $535,000 $66,000 $152,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,995,000 $133,000 $235,000 $50,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 523 $131,395,000 $251,000 $6,895,000 $194,000 $4,878,000
Application Denied By Financial Institution 188 $30,510,000 $162,000 $1,845,000 $91,000 $1,292,000
Application Withdrawn By Applicant 153 $25,925,000 $169,000 $1,045,000 $156,000 $4,800,000
Loan Purchased By The Institution 117 $28,565,000 $244,000 $925,000 $221,000 $1,445,000
File Closed For Incompleteness 56 $11,810,000 $210,000 $1,135,000 $140,000 $1,870,000
Application Approved But Not Accepted 36 $6,910,000 $191,000 $1,155,000 $138,000 $844,000
Preapproval Approved but not Accepted 2 $460,000 $230,000 $385,000 $78,000 $105,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 855 $194,095,000 $227,000 $6,895,000 $179,000 $4,878,000
Debt-To-Income Ratio 91 $23,025,000 $253,000 $1,995,000 $137,000 $2,635,000
Credit History 65 $5,925,000 $91,000 $305,000 $69,000 $260,000
Collateral 26 $4,120,000 $158,000 $575,000 $100,000 $420,000
Credit Application Incomplete 16 $3,330,000 $208,000 $1,505,000 $107,000 $548,000
Other 13 $3,875,000 $298,000 $1,365,000 $235,000 $1,292,000
Unverifiable Information 5 $735,000 $147,000 $335,000 $118,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 4 $470,000 $117,000 $185,000 $96,000 $228,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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