Pittsburg County, OK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,378 mortgage applications in Pittsburg County, OK totaling $251.8 million, up 5% from 2023. The average application was for $182,000, and applicants reported an average income of $116,000. 47% of applications resulted in an originated loan and 21% were denied. The most active lender was Arvest Bank, with 121 applications, followed by 21st Mortgage and Bancfirst.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,378
Total Mortgage Loan Application Amount $251,770,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $3,185,000
Average Applicant Income $116,000
Highest Applicant Income $2,319,000

Mortgage Company List for Lending in Pittsburg County, OK for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Bank

TULSA, OK 74103
* $ n/a 121 $ 20,755,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 112 $ 13,060,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ n/a 85 $ 8,585,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 72 $ 14,240,000
The Bank, National Association
201 E CARL ALBERT PKWY
MCALESTER, OK 74501
* $ n/a 53 $ 9,165,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 53 $ 9,485,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 45 $ 8,975,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 43 $ 10,505,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 40 $ 4,720,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 37 $ 3,075,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 35 $ 7,485,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 30 $ 3,900,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 30 $ 5,170,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 23 $ 1,495,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 21 $ 3,785,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 20 $ 4,040,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 17 $ 2,915,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 15 $ 4,355,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 15 $ 2,985,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 14 $ 1,720,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 14 $ 2,700,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 13 $ 1,985,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 2,910,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 12 $ 2,070,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 11 $ 1,875,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 11 $ 1,445,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 11 $ 6,765,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 10 $ 2,150,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 10 $ 1,860,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 1,690,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 9 $ 845,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 9 $ 2,185,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 8 $ 2,170,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ n/a 8 $ 1,470,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 7 $ 825,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 565,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 6 $ 340,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 6 $ 1,060,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 6 $ 1,040,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 6 $ 1,170,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 6 $ 930,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 6 $ 1,780,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 6 $ 1,260,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 150,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 5 $ 1,215,000
Firstar Bank
1720 E CHEROKEE AVE
SALLISAW, OK 74955
* $ n/a 5 $ 1,165,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 345,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ n/a 5 $ 245,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 5 $ 745,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 455,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 5 $ 1,775,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 5 $ 565,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 610,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 290,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 4 $ 700,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 4 $ 760,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ n/a 4 $ 930,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 4 $ 1,230,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ n/a 4 $ 1,400,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 4 $ 750,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 1,275,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ n/a 3 $ 1,085,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 3 $ 335,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 3 $ 605,000
American Exchange Bank
510 W MAIN ST
HENRYETTA, OK 74437
* $ n/a 3 $ 215,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 1,495,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ n/a 3 $ 265,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 785,000
Cwm Partners, LP dba Citywide Mortgage
9400 S I 35 SERVICE ROAD
OKLAHOMA CITY, OK 73160
* $ n/a 3 $ 525,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ n/a 3 $ 245,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 1,245,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ n/a 3 $ 1,255,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ n/a 2 $ 400,000
Sovereign Bank
130 E MACARTHUR
SHAWNEE, OK 74804
* $ n/a 2 $ 530,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 730,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 250,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 2 $ 740,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 2 $ 1,430,000
Ynb
P.O BOX 851700
YUKON, OK 73099
* $ n/a 2 $ 140,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 1,180,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 280,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 550,000
Crossfirst Bank

CHAMPAIGN, IL 61820
* $ n/a 2 $ 3,330,000
Valor Bank
1501 RENAISSANCE BLVD
EDMOND, OK 73013
* $ n/a 2 $ 1,910,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 2 $ 230,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ n/a 2 $ 200,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 120,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ n/a 2 $ 160,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 100,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 2 $ 220,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 2 $ 610,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 2 $ 1,460,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 1 $ 215,000
Transpecos Banks, SSB - Pecos, Tx
112 E. PECAN STREET SUITE 800
SAN ANTONIO, TX 78205
* $ n/a 1 $ 85,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 485,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 275,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 425,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ n/a 1 $ 235,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 205,000
First Pryority Bank
310 E GRAHAM AVE
PRYOR, OK 74361
* $ n/a 1 $ 455,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 85,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 115,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ n/a 1 $ 115,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 335,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 195,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 175,000
Patrons Bank, NA
PO BOX 1037
OKMULGEE, OK 74447
* $ n/a 1 $ 15,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 205,000
Financial Concpepts Mortgage
2949 S BRYANT
EDMOND, OK 73013
* $ n/a 1 $ 725,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 595,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 495,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 905,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 365,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 215,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 765,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 225,000
Grand Bank, An Oklahoma Banking Corporation
4200 E. SKELLY DRIVE SUITE 200
TULSA, OK 74114
* $ n/a 1 $ 1,265,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 255,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ n/a 1 $ 105,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 455,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ n/a 1 $ 45,000
First Fed Bank
105 W 8TH ST
PORT ANGELES, WA 98362
* $ n/a 1 $ 95,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 315,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 335,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 195,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 135,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 75,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 1 $ 75,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 1 $ 335,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ n/a 1 $ 345,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 1 $ 205,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 585,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 215,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 105,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 115,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 175,000
Genhome Mortgage Corporation

IRVINE, CA 92614
* $ n/a 1 $ 65,000
The First National Bank & Trust Co
PO BOX 1130
CHICKASHA, OK 73018
* $ n/a 1 $ 85,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ n/a 1 $ 155,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 625,000
Bank7
1039 N.W. 63RD ST
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 625,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 255,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 1 $ 105,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ n/a 1 $ 625,000
Fnb Community Bank
2911 S AIR DEPOT BLVD
MIDWEST CITY, OK 73110
* $ n/a 1 $ 325,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 255,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 95,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ n/a 1 $ 745,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 175,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 225,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 145,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 405,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 85,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 1 $ 275,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 175,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 195,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 725,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 465,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 165,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 1 $ 265,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 205,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 95,000

The tables below break down 2024 mortgage applications in Pittsburg County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pittsburg County, OK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 845 $171,225,000 $202,000 $3,185,000 $120,000 $2,319,000
Cash-out Refinancing 180 $29,440,000 $163,000 $495,000 $86,000 $600,000
Refinancing 168 $36,830,000 $219,000 $905,000 $153,000 $1,587,000
Other Purpose 113 $10,175,000 $90,000 $1,575,000 $111,000 $2,152,000
Home Improvement 71 $4,055,000 $57,000 $475,000 $85,000 $221,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 881 $153,435,000 $174,000 $1,805,000 $119,000 $2,319,000
Not applicable 149 $39,345,000 $264,000 $3,185,000 $159,000 $170,000
American Indian or Alaskan Native 124 $16,330,000 $131,000 $505,000 $83,000 $381,000
Not Provided 122 $27,900,000 $228,000 $1,575,000 $153,000 $2,152,000
Hispanic 55 $7,165,000 $130,000 $335,000 $81,000 $221,000
Black or African American 32 $4,920,000 $153,000 $345,000 $91,000 $221,000
Asian 15 $2,675,000 $178,000 $335,000 $93,000 $200,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 873 $154,185,000 $176,000 $3,185,000 $134,000 $2,319,000
FHA-insured (Federal Housing Administration) 218 $36,460,000 $167,000 $405,000 $73,000 $321,000
VA-guaranteed (Veterans Administration) 213 $50,835,000 $238,000 $955,000 $94,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $10,290,000 $139,000 $255,000 $61,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 643 $127,855,000 $198,000 $3,185,000 $137,000 $2,319,000
Application Denied By Financial Institution 287 $39,345,000 $137,000 $1,805,000 $81,000 $2,000,000
Application Withdrawn By Applicant 158 $33,740,000 $213,000 $1,245,000 $126,000 $908,000
Loan Purchased By The Institution 135 $29,265,000 $216,000 $915,000 $71,000 $170,000
File Closed For Incompleteness 92 $12,590,000 $136,000 $435,000 $85,000 $321,000
Application Approved But Not Accepted 62 $8,660,000 $139,000 $435,000 $91,000 $350,000
Preapproval Approved but not Accepted 1 $315,000 $315,000 $315,000 $96,000 $96,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,078 $208,010,000 $192,000 $3,185,000 $125,000 $2,319,000
Credit History 109 $12,285,000 $112,000 $365,000 $79,000 $410,000
Debt-To-Income Ratio 94 $17,530,000 $186,000 $1,105,000 $80,000 $878,000
Collateral 35 $6,145,000 $175,000 $1,805,000 $139,000 $2,000,000
Credit Application Incomplete 28 $2,930,000 $104,000 $285,000 $65,000 $216,000
Unverifiable Information 13 $2,175,000 $167,000 $405,000 $117,000 $529,000
Other 11 $1,845,000 $167,000 $495,000 $94,000 $206,000
Employment History 5 $435,000 $87,000 $115,000 $39,000 $44,000
Insufficient Cash (Downpayment, Closing Cost) 5 $415,000 $83,000 $115,000 $69,000 $110,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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