Platte County, NE Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,234 mortgage applications in Platte County, NE totaling $303.5 million, up 20% from 2024. The average application was for $245,000, and applicants reported an average income of $109,000. 55% of applications resulted in an originated loan and 11% were denied. The most active lender was Pinnacle Bank, with 179 applications, followed by US Bank, N.A. and Charter West Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,234
Total Mortgage Loan Application Amount $303,490,000
Average Mortgage Loan Application Amount $245,000
Highest Mortgage Loan Application Amount $31,165,000
Average Applicant Income $109,000
Highest Applicant Income $5,715,000

Mortgage Company List for Lending in Platte County, NE for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 179 $ 45,585,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 126 $ 25,370,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 114 $ 29,760,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 64 $ 11,130,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 62 $ 12,700,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 59 $ 9,265,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 57 $ 13,735,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 34 $ 8,500,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 29 $ 7,025,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 28 $ 7,340,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 18 $ 4,730,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 17 $ 4,685,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ n/a 16 $ 4,040,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 15 $ 2,255,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 15 $ 3,645,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 14 $ 34,450,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 14 $ 3,180,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 12 $ 2,350,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ n/a 12 $ 1,960,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 11 $ 3,265,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 10 $ 2,540,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 2,240,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 10 $ 420,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 9 $ 765,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 8 $ 2,030,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 8 $ 3,570,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 8 $ 740,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 7 $ 1,905,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 1,325,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 7 $ 1,195,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 7 $ 1,025,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 6 $ 610,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ n/a 6 $ 1,160,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 6 $ 2,200,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 815,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ n/a 5 $ 115,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ n/a 5 $ 375,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 5 $ 295,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ n/a 5 $ 915,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 5 $ 155,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 5 $ 1,445,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 550,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 1,150,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 1,190,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 680,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 4 $ 1,090,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 640,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 4 $ 660,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ n/a 4 $ 540,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 1,320,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 3 $ 525,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 3 $ 295,000
Bridgeway Lending Partners, LLC
10550 CAMDEN DRIVE, SUITE B
CYPRESS, CA 90630
* $ n/a 3 $ 1,085,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 95,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 375,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ n/a 3 $ 1,255,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 635,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 400,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ n/a 2 $ 360,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 2 $ 220,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ n/a 2 $ 920,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 2 $ 480,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 2 $ 480,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 620,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 2 $ 510,000
Citizens State Bank
921 AVENUE E
WISNER, NE 68791
* $ n/a 2 $ 90,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 250,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 540,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ n/a 2 $ 130,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ n/a 2 $ 420,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 720,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 2 $ 480,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 2 $ 440,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 580,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 2 $ 1,190,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 550,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 400,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ n/a 1 $ 285,000
Rvr Bank
1005 E 23RD ST #1
FREMONT, NE 68025
* $ n/a 1 $ 265,000
Bruning Bank
104 E MAIN STREET
BRUNING, NE 68322
* $ n/a 1 $ 115,000
University of Nebraska Federal Credit Union
1720 P STREET
LINCOLN, NE 68508
* $ n/a 1 $ 55,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 405,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 95,000
Foundation One Bank
4141 N 156TH ST SUITE 101
WATERLOO, NE 68069
* $ n/a 1 $ 725,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 115,000
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ n/a 1 $ 225,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 185,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 305,000
Bank of Commerce
101 W MAIN
CHANUTE, KS 66720
* $ n/a 1 $ 225,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 245,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 505,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 425,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 215,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 345,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 215,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ n/a 1 $ 45,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ n/a 1 $ 485,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 205,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 225,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 1 $ 155,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 1 $ 285,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 105,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 1 $ 205,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 1 $ 225,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 165,000
Washington County Bank
1523 WASHINGTON ST.
BLAIR, NE 68008
* $ n/a 1 $ 325,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 145,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 165,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 355,000
Fidelity Bank
302 MAIN ST
SAVANNA, IL 61074
* $ n/a 1 $ 185,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 275,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 1 $ 295,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 235,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ n/a 1 $ 85,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 1 $ 245,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 275,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 355,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 35,000
Nebraska Bank of Commerce
6000 VILLAGE DRIVE, STE 100
LINCOLN, NE 68516
* $ n/a 1 $ 145,000

The tables below break down 2025 mortgage applications in Platte County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Platte County, NE in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 699 $214,235,000 $306,000 $31,165,000 $100,000 $592,000
Refinancing 188 $43,200,000 $229,000 $1,115,000 $108,000 $346,000
Cash-out Refinancing 172 $32,450,000 $188,000 $685,000 $132,000 $5,715,000
Other Purpose 92 $7,150,000 $77,000 $505,000 $122,000 $1,072,000
Home Improvement 81 $6,295,000 $77,000 $405,000 $109,000 $369,000
Not Applicable 2 $160,000 $80,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 643 $131,875,000 $205,000 $965,000 $121,000 $5,715,000
Hispanic 347 $67,695,000 $195,000 $905,000 $87,000 $1,185,000
Not applicable 173 $88,595,000 $512,000 $31,165,000 $99,000 $149,000
Not Provided 53 $11,075,000 $208,000 $505,000 $99,000 $457,000
Asian 9 $2,335,000 $259,000 $405,000 $148,000 $362,000
Black or African American 4 $1,050,000 $262,000 $315,000 $95,000 $134,000
American Indian or Alaskan Native 4 $550,000 $137,000 $255,000 $64,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 821 $200,005,000 $243,000 $31,165,000 $110,000 $1,185,000
FHA-insured (Federal Housing Administration) 312 $76,790,000 $246,000 $535,000 $88,000 $263,000
VA-guaranteed (Veterans Administration) 73 $20,745,000 $284,000 $465,000 $220,000 $5,715,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $5,950,000 $212,000 $295,000 $76,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 676 $184,040,000 $272,000 $31,165,000 $108,000 $1,072,000
Loan Purchased By The Institution 231 $58,795,000 $254,000 $965,000 $91,000 $375,000
Application Denied By Financial Institution 134 $22,710,000 $169,000 $905,000 $85,000 $425,000
Application Withdrawn By Applicant 124 $25,770,000 $207,000 $535,000 $147,000 $5,715,000
File Closed For Incompleteness 37 $8,135,000 $219,000 $535,000 $114,000 $263,000
Application Approved But Not Accepted 32 $4,040,000 $126,000 $305,000 $136,000 $1,185,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,056 $270,530,000 $256,000 $31,165,000 $112,000 $5,715,000
Debt-To-Income Ratio 99 $20,315,000 $205,000 $965,000 $88,000 $461,000
Credit History 33 $4,375,000 $132,000 $385,000 $96,000 $294,000
Collateral 23 $3,585,000 $155,000 $485,000 $105,000 $425,000
Credit Application Incomplete 12 $2,240,000 $186,000 $355,000 $80,000 $120,000
Other 5 $855,000 $171,000 $275,000 $85,000 $129,000
Insufficient Cash (Downpayment, Closing Cost) 4 $950,000 $237,000 $335,000 $71,000 $134,000
Unverifiable Information 2 $640,000 $320,000 $375,000 $115,000 $129,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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