RAPID CITY, SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed RAPID CITY, SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in South Dakota.
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Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 8,158
Total Mortgage Loan Application Amount $1,495,199,000
Average Mortgage Loan Application Amount $183,000
Highest Mortgage Loan Application Amount $8,194,000
Average Applicant Income $69,000
Highest Applicant Income $2,326,000

Mortgage Company List for Lending in RAPID CITY, SD for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BLACK HILLS FEDERAL CREDIT UNION
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57709
* $ 1,073,687,000 787 $ 114,674,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 689 $ 124,773,000
PREMIER HOME MORTGAGE, INC.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 548 $ 101,374,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 481 $ 92,034,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 351 $ 69,257,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 339 $ 56,332,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 275 $ 55,174,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 8,699,182,000 265 $ 50,238,000
BLACK HILLS COMMUNITY BANK, N.A.
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 184,280,000 239 $ 49,188,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 232 $ 46,259,000
FIRST NATIONAL BANK
125 WEST SIOUX AVE
FT. PIERRE, SD 57501
* $ 848,094,000 229 $ 44,730,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 219 $ 42,307,000
AMERICAN BANK OF FREEDOM
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 166,835,000 195 $ 37,243,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 915,092,000 183 $ 29,634,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 167 $ 33,206,000
PIONEER BANK & TRUST
125 E COLORADO BLVD STE 1A
BELLE FOURCHE, SD 57783
* $ 636,572,000 153 $ 23,565,000
HIGHMARK FEDERAL CREDIT UNION
725 5TH STREET
RAPID CITY, SD 57701
* $ 110,244,000 136 $ 25,796,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 134 $ 26,954,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 133 $ 23,679,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 122 $ 25,851,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,649,486,000 114 $ 22,497,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 109 $ 22,995,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 108 $ 19,308,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 104 $ 21,803,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 102 $ 19,401,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 97 $ 15,523,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 2,227,404,000 90 $ 16,182,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 67 $ 12,775,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 53 $ 9,350,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 53 $ 9,736,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 50 $ 9,920,000
NORTHERN HILLS FEDERAL CREDIT UNION
1080 MAIN ST
STURGIS, SD 57785
* $ 79,585,000 47 $ 4,398,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,587,008,000 45 $ 8,551,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 175,672,000 43 $ 9,331,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,952,150,000 40 $ 5,552,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 35 $ 7,747,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 33 $ 6,797,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 33 $ 10,021,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 31 $ 6,533,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 30 $ 4,551,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 29 $ 5,277,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 31,272,894,000 29 $ 6,072,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 28 $ 4,389,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 28 $ 6,685,000
MED5 FEDERAL CREDIT UNION
625 FLORMANN ST
RAPID CITY, SD 57701
* $ 55,619,000 26 $ 1,868,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 22 $ 2,891,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 22 $ 3,578,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 22 $ 3,950,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 21 $ 3,416,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 20 $ 4,033,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 20 $ 3,594,000
SENTINEL FEDERAL CREDIT UNION
2723 LEMAY BOULEVARD
ELLSWORTH AIR FORCE BASE, SD 57706
* $ 107,288,000 19 $ 969,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 18 $ 2,900,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,299,801,000,000 18 $ 2,701,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 18 $ 2,660,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 17 $ 2,679,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 610,982,000 17 $ 3,196,000
SECURITY FIRST BANK
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 891,231,000 16 $ 3,335,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ 50,442,000 15 $ 2,588,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 14 $ 2,597,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 14 $ 2,849,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 13 $ 2,530,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 1,770,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 11 $ 629,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 11 $ 2,572,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 10 $ 567,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 10 $ 2,374,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 504,343,000 10 $ 2,047,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 567,648,000 9 $ 2,131,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 9 $ 1,646,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 205,125,538,000 9 $ 2,122,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 9 $ 2,305,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 7 $ 1,022,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 7 $ 1,342,000
PINNACLE BANK - WYOMING
PO BOX 760
CODY, WY 82240
* $ 713,926,000 7 $ 1,573,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 7 $ 1,189,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 6 $ 1,338,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 6 $ 752,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 19,460,442,000 6 $ 917,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 6 $ 1,357,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 6 $ 1,024,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 6 $ 337,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 3,128,427,000 5 $ 269,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 5 $ 889,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 284,507,000 5 $ 1,555,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 5 $ 90,000
RELIABANK DAKOTA
211 N MAIN ST
ESTELLINE, SD 57201
* $ 304,199,000 5 $ 837,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 5 $ 1,079,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 5 $ 985,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 4 $ 637,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 727,923,000 4 $ 5,087,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 4 $ 844,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 961,290,000 4 $ 659,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 568,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 4 $ 865,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 3 $ 537,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 3 $ 941,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 619,000
HOME FEDERAL BANK
225 S. MAIN AVE
SIOUX FALLS, SD 57104
* $ 1,170,034,000 3 $ 273,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 1,293,340,000 3 $ 280,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,738,618,000 3 $ 1,111,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 85,747,508,000 3 $ 156,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 3 $ 461,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 2 $ 1,344,000
NEW YORK COMMUNITY BANK
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 2 $ 629,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 2 $ 461,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 583,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 2 $ 577,000
META FINANCIAL GROUP, INC.
4900 S WESTERN AVENUE
SIOUX FALLS, SD 57108
* $ 2,959,506,000 2 $ 508,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 2 $ 205,000
FORETHOUGHT LIFE INSURANCE CO
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ 100,000,000 2 $ 130,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 2 $ 200,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 463,000
SEMPER HOME LOANS, INC
225 DUPONT DRIVE
WILMINGTON, DE 02907
* $ 3,295,000 2 $ 315,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 374,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,887,863,000 2 $ 580,000
DAKOTA PLAINS FEDERAL CREDIT UNION
519 MAIN AVE
LEMMON, SD 57638
* $ 51,358,000 2 $ 38,000
CAMBRIA FINANCIAL GROUP, LLC
11000 W 78TH STREET, SUITE 300
BELLE PLAINE, MN 55344
* $ 7,380,000 2 $ 461,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 2 $ 304,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 564,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 1,547,327,000 2 $ 248,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 1,267,342,000 2 $ 400,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ 9,774,230,000 1 $ 97,000
WILLAMETTE VALLEY BANK
101 HIGH ST NE
SALEM, OR 97301
* $ 150,488,000 1 $ 162,000
FIRST WESTERN TRUST BANK
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 1 $ 159,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 1 $ 135,000
BENCHMARK BANK
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 1 $ 240,000
WESTERN STATE BANK
755 13TH AVE E
DEVILS LAKE, ND 58108
* $ 831,999,000 1 $ 200,000
RIVERS EDGE BANK
211 N BROADWAY
MARION, SD 57043
* $ 84,269,000 1 $ 132,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 2,136,230,000 1 $ 171,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 1 $ 77,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ 10,000,000 1 $ 152,000
KIRKWOOD BANK & TRUST CO.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ 221,765,000 1 $ 355,000
BREMER BANK, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 10,643,549,000 1 $ 260,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 903,318,000 1 $ 187,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 2,883,399,000 1 $ 358,000
TINKER FEDERAL CREDIT UNION
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,446,707,000 1 $ 23,000
FOUR POINTS
510 N 127TH ST
OMAHA, NE 68154
* $ 116,746,000 1 $ 45,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 961,929,000 1 $ 128,000
SECURITY FIRST BANK OF NORTH DAKOTA
P.O. BOX 397, 700 ASH AVENUE
NEW SALEM, ND 58563
* $ 185,225,000 1 $ 100,000
F & M COMMUNITY BANK, NATIONAL ASSOCIATION
PO BOX 467
PRESTON, MN 55965
* $ 115,994,000 1 $ 150,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 169,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 131,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 216,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ 12,210,000 1 $ 220,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 42,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 100,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 120,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 125,111,000 1 $ 168,000
MINNESOTA BANK & TRUST
7701 FRANCE AVE S SUITE 110
EDINA, MN 55435
* $ 214,303,000 1 $ 100,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 136,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 1 $ 191,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 487,384,000 1 $ 125,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 250,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 1,776,865,000 1 $ 207,000
PRESIDENTIAL BANK, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 563,777,000 1 $ 77,000
FIRST COMMAND BANK
1 FIRSTCOMM PLAZA
FORT WORTH, TX 76109
* $ 700,411,000 1 $ 45,000
BANK OF THE PRAIRIE
18675 W 151ST ST
OLATHE, KS 66062
* $ 96,064,000 1 $ 323,000
AIR ACADEMY FEDERAL CREDIT UNION
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 515,210,000 1 $ 110,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 1 $ 178,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 15,972,565,000 1 $ 400,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 1 $ 208,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,136,579,000 1 $ 663,000
COLORADO CREDIT UNION
8331 CONTINENTAL DIVIDE ROAD
LITTLETON, CO 80127
* $ 141,917,000 1 $ 160,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,297,355,000 1 $ 636,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,227,852,000 1 $ 216,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ 4,028,990,000 1 $ 216,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 1 $ 1,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 122,099,687,000 1 $ 202,000
JONAH BANK OF WYOMING
777 WEST 1ST STREET
CASPER, WY 82601
* $ 287,530,000 1 $ 230,000
CENTRAL BANK AND TRUST
285 MAIN STREET
LANDER, WY 82520
* $ 158,375,000 1 $ 304,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 435,793,000 1 $ 158,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 136,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 217,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 921,127,000 1 $ 392,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,421,072,000 1 $ 213,000
STARION BANK
109 1ST STREET NW
BISMARCK, ND 58554
* $ 1,200,081,000 1 $ 106,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
WILMINGTON, DE 20814
* $ 552,596,000 1 $ 3,781,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ 10,000,000 1 $ 152,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for RAPID CITY, SD in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,194 $820,337,000 $195,000 $8,194,000 $69,000 $2,308,000
Refinancing 3,509 $626,540,000 $178,000 $3,781,000 $66,000 $2,326,000
Home Improvement 455 $48,322,000 $106,000 $800,000 $86,000 $1,040,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,739 $1,021,323,000 $177,000 $2,130,000 $81,000 $2,326,000
Not applicable 1,551 $322,645,000 $208,000 $8,194,000 $17,000 $405,000
Not Provided 443 $76,979,000 $173,000 $944,000 $78,000 $1,006,000
American Indian or Alaskan Native 157 $26,702,000 $170,000 $508,000 $86,000 $767,000
Hispanic 143 $24,691,000 $172,000 $700,000 $77,000 $500,000
Asian 54 $10,048,000 $186,000 $544,000 $85,000 $674,000
Black or African American 45 $8,289,000 $184,000 $445,000 $67,000 $486,000
Native Hawaiin or Other Pacific Islander 26 $4,522,000 $173,000 $257,000 $50,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,890 $866,058,000 $177,000 $8,194,000 $84,000 $2,326,000
VA-guaranteed (Veterans Administration) 1,810 $385,400,000 $212,000 $944,000 $48,000 $486,000
FHA-insured (Federal Housing Administration) 1,102 $182,952,000 $166,000 $3,781,000 $45,000 $365,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 356 $60,789,000 $170,000 $320,000 $40,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,291 $800,452,000 $186,000 $8,194,000 $82,000 $2,053,000
Loan Purchased By The Institution 1,763 $347,916,000 $197,000 $810,000 $30,000 $538,000
Application Denied By Financial Institution 978 $151,605,000 $155,000 $900,000 $68,000 $2,308,000
Application Withdrawn By Applicant 797 $140,536,000 $176,000 $1,440,000 $80,000 $1,476,000
File Closed For Incompleteness 171 $26,411,000 $154,000 $371,000 $52,000 $285,000
Application Approved But Not Accepted 158 $28,279,000 $178,000 $4,500,000 $92,000 $2,326,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 157 $24,435,000 $155,000 $588,000 $54,000 $780,000
Credit History 131 $15,968,000 $121,000 $500,000 $65,000 $201,000
Collateral 83 $12,965,000 $156,000 $680,000 $88,000 $344,000
Other 64 $10,852,000 $169,000 $900,000 $71,000 $306,000
Credit Application Incomplete 53 $9,187,000 $173,000 $590,000 $68,000 $345,000
Unverifiable Information 17 $2,560,000 $150,000 $265,000 $82,000 $144,000
Employment History 13 $1,972,000 $151,000 $297,000 $57,000 $162,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,466,000 $146,000 $230,000 $69,000 $119,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the South Dakota Lender List