Richmond County, NY Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 13,862 mortgage applications in Richmond County, NY totaling $4.6 billion, up 14% from 2015. The average application was for $331,000, and applicants reported an average income of $101,000. 48% of applications resulted in an originated loan and 19% were denied. The most active lender was Wells Fargo Bank NA, with 1,097 applications, followed by loanDepot.com LLC and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,862
Total Mortgage Loan Application Amount $4,588,829,000
Average Mortgage Loan Application Amount $331,000
Highest Mortgage Loan Application Amount $44,000,000
Average Applicant Income $101,000
Highest Applicant Income $3,600,000

Mortgage Company List for Lending in Richmond County, NY for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 1,097 $ 406,330,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 807 $ 254,448,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 769 $ 264,583,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 651 $ 183,812,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 453 $ 156,489,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 427 $ 134,493,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 390 $ 144,445,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 183,138,215,000 368 $ 120,709,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 90,192,245,000 362 $ 119,616,000
First American International Bank
4101 8TH AVENUE, 3RD FLOOR
BROOKLYN, NY 11232
* $ 642,243,000 319 $ 80,599,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 273 $ 93,071,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 246,485,756,000 271 $ 47,525,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 252 $ 93,336,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 237 $ 76,879,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 221 $ 81,886,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 220 $ 67,016,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 213 $ 80,990,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 212 $ 78,575,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 208 $ 77,859,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 202 $ 72,263,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 172 $ 63,631,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 167 $ 61,857,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 2,290,023,000 151 $ 41,995,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 145 $ 35,185,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 145 $ 52,894,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 140 $ 54,740,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 139 $ 42,115,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 101 $ 34,741,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 100 $ 29,519,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 98 $ 35,840,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 13,219,796,000 98 $ 29,714,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 96 $ 32,405,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 92 $ 24,078,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 91 $ 3,751,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 82 $ 29,880,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 81 $ 29,965,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 79 $ 30,174,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 78 $ 27,070,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 75 $ 2,186,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 73 $ 26,411,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 67 $ 17,242,000
Summit Mortgage Bankers, Inc.
3660 MAIN STREET, 3RD FLOOR
FLUSHING, NY 11354
* $ 1,400,000 65 $ 19,872,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 672,777,000 64 $ 17,611,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ 3,202,348,000 63 $ 7,130,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ 10,000,000 62 $ 25,545,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ 10,000,000 62 $ 21,701,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 60 $ 32,133,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 56 $ 24,072,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 56 $ 21,516,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 55 $ 20,329,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 55 $ 19,446,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 55 $ 14,226,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 32,243,782,000 52 $ 15,762,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 51 $ 17,913,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ 10,000,000 48 $ 17,074,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 45 $ 17,925,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 42 $ 16,145,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 41 $ 12,720,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 38 $ 17,254,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ 10,000,000 34 $ 13,530,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 34 $ 16,237,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 33 $ 11,968,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 33 $ 12,190,000
Cornerstone Bank
6000 MIDLANTIC DRIVE SUITE 120S
MT. LAUREL, NJ 08054
* $ 241,534,000 32 $ 7,598,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 21,559,176,000 32 $ 7,366,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ 10,000,000 32 $ 12,398,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 32 $ 10,996,000
Sterling National Bank
400 RELLA BLVD.
MONTEBELLO, NY 10901
* $ 11,911,402,000 30 $ 9,088,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 28 $ 9,587,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 28 $ 8,458,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 28 $ 5,482,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 27 $ 9,886,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 27 $ 10,993,000
Bcb Community Bank
591-595 AVENUE C
BAYONNE, NJ 07002
* $ 1,616,677,000 27 $ 10,531,000
First Hope Bank A National Banking Association
1301 HOPE-BRIDGEVILLE ROAD
HOPE, NJ 07844
* $ 482,111,000 26 $ 11,479,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 26 $ 9,924,000
Unity Bank
64 OLD HIGHWAY 22
CLINTON, NJ 08809
* $ 1,084,194,000 26 $ 9,081,000
Investors Bank
101 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 20,888,257,000 26 $ 7,576,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 26 $ 4,379,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 26 $ 10,710,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 26 $ 9,240,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 25 $ 7,172,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 38,450,416,000 23 $ 5,332,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ 1,000,000 23 $ 9,385,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 22 $ 7,169,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 21 $ 7,529,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 21 $ 10,872,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 21 $ 7,438,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 21 $ 7,653,000
Abacus Federal Savings Bank
6 BOWERY
NEW YORK, NY 10013
* $ 241,431,000 20 $ 5,107,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 20 $ 3,525,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 19 $ 9,361,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 1,687,941,000 18 $ 4,769,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 18 $ 6,487,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 18 $ 5,788,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ 80,581,000 17 $ 6,642,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 17 $ 5,933,000
Mortgage World Bankers, Inc.
32-75 STEINWAY STREET
LONG ISLAND CITY, NY 11103
* $ 10,000,000 17 $ 8,012,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 16 $ 5,299,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 115,383,696,000 16 $ 3,958,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 6,247,752,000 16 $ 6,683,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 16 $ 5,436,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 15 $ 5,562,000
Ridgewood Savings Bank
71-02 FOREST AVENUE
RIDGEWOOD, NY 11385
* $ 5,206,994,000 15 $ 8,545,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 15 $ 6,230,000
Astoria Bank
211 STATION ROAD
MINEOLA, NY 11501
* $ 14,975,071,000 15 $ 5,494,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 15 $ 4,649,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 214,636,000 15 $ 5,774,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 15 $ 5,315,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 14 $ 3,653,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 14 $ 6,017,000
Ctbc Bank USA
801 FIGUEROA
LOS ANGELES, CA 90017
* $ 2,832,044,000 14 $ 3,346,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 13 $ 4,196,000
Banco Popular North America
85 BROAD STREET
NEW YORK, NY 10004
* $ 7,780,002,000 13 $ 2,446,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 13 $ 4,252,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ 10,000,000 13 $ 4,634,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 13 $ 3,986,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 1,122,802,000 12 $ 2,975,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 12 $ 5,356,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 11 $ 3,516,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ 1,192,000 11 $ 3,692,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ 8,126,363,000 11 $ 4,460,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 10 $ 4,504,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 179,871,000 10 $ 3,564,000
Funding Resources Mortgage Cor
777 PASSAIC AVENUE,SUITE 535
CLIFTON, NJ 07012
* $ 1,000,000,000 10 $ 4,672,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 10 $ 2,872,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 10 $ 3,536,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ 10,000,000 10 $ 3,698,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ 41,332,772,000 10 $ 2,613,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 10 $ 3,524,000
Isb Mortgage Company, LLC
249 MILLBURN AVE
MILLBURN, NJ 07041
* $ 5,601,500,000 10 $ 4,347,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 9 $ 2,786,000
Hanover Community Bank
80 EAST JERICHO TURNPIKE
MINEOLA, NY 11501
* $ 258,747,000 9 $ 2,379,000
Mcs Mortgage Bankers, Inc.
20 OAK STREET
PATCHOGUE, NY 11772
* $ 4,785,307,000 9 $ 3,153,000
Forethought Life Insurance Co
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ 100,000,000 8 $ 2,080,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD, SUITE 204
WESTBURY, NY 11590
* $ 10,000,000 8 $ 4,131,000
Apple Bank
122 EAST 42ND STREET - 9TH FL.
NEW YORK, NY 10168
* $ 12,795,056,000 8 $ 2,049,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 8 $ 3,257,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,800,424,000 8 $ 3,344,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 3,821,567,000 8 $ 2,278,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 4,357,292,000 7 $ 5,420,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 7 $ 1,418,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 7 $ 2,356,000
Emigrant Mortgage Company, Inc.
5 EAST 42ND STREET
NEW YORK, NY 10017
* $ 6,177,447,000 7 $ 2,733,000
Emigrant Funding Corporation
5 EAST 42ND STREET
NEW YORK, NY 10017
* $ 6,177,447,000 7 $ 3,710,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 7 $ 2,330,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 6 $ 124,000
Continental Mortgage Bankers Inc
1025 OLD COUNTRY RD
WESTBURY, NY 11590
* $ 10,000,000 6 $ 2,517,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 6 $ 1,948,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 6 $ 1,075,000
Xcel Federal Credit Union
1460 BROAD STREET
BLOOMFIELD, NJ 07003
* $ 169,237,000 6 $ 1,435,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 5,230,049,000 5 $ 1,815,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 24,666,209,000 5 $ 2,353,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 5 $ 833,000
Flushing Bank
220 RXR PLAZA
UNIONDALE, NY 11556
* $ 5,711,066,000 5 $ 2,964,000
Savoy Bank
600 FIFTH AVENUE, 17TH FLOOR
NEW YORK, NY 10020
* $ 187,758,000 5 $ 5,325,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,401,537,000 5 $ 1,819,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ 51,703,000 5 $ 1,485,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 5 $ 1,175,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 5 $ 2,528,000
Ark Mortgage, Inc.
400 RELLA BLVD SUITE 300
MONTEBELLO, NY 10901
* $ 10,000,000 5 $ 1,733,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ 7,907,000 5 $ 2,328,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 7,606,000 4 $ 2,108,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 4 $ 1,291,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 4 $ 1,315,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 4 $ 1,377,000
Bay Ridge Federal Credit Union
1750 586 STREET
BROOKLYN, NY 11214
* $ 201,584,000 4 $ 2,332,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ 1,119,000 4 $ 948,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ 10,000,000 4 $ 1,723,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,961,680,000 4 $ 2,424,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 4 $ 248,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 1,159,328,000 4 $ 1,197,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 4 $ 1,914,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 4 $ 983,000
Jersey Mortgage Company
511 SOUTH AVENUE EAST
CRANFORD, NJ 07016
* $ 10,000,000 4 $ 1,914,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 4 $ 1,510,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 3 $ 1,065,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 59,823,000 3 $ 1,323,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 3 $ 1,069,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 3 $ 884,000
Empire State Bank
68 NORTH PLANK ROAD
NEWBURGH, NY 12550
* $ 196,035,000 3 $ 730,000
Eastern Savings Bank, FSB
11350 MCCORMICK ROAD, STE 200
HUNT VALLEY, MD 21031
* $ 359,085,000 3 $ 1,230,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 3 $ 63,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 3 $ 2,315,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 39,860,456,000 3 $ 1,361,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 3 $ 787,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 908,000
Ffc Mortgage Corp.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ 7,464,553,000 3 $ 1,249,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 3 $ 957,000
Community Federal Savings Bank
89-16 JAMAICA AVENUE
WOODHAVEN, NY 11421
* $ 161,130,000 3 $ 1,244,000
Omega Financial Services Inc
1872 MORRIS AVE
UNION, NJ 07083
* $ 10,000,000 3 $ 997,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 772,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ 214,531,000 3 $ 463,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 3 $ 821,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 862,000
Mortgage Unlimited, L.L.C.
222 OUTWATER LANE SUITE 4B
GARFIELD, NJ 07026
* $ 1,069,000 2 $ 530,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ 744,000 2 $ 688,000
Nve Bank
76 ENGLE STREET
ENGLEWOOD, NJ 07631
* $ 676,371,000 2 $ 560,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 1,233,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 2 $ 515,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 1,169,357,000 2 $ 485,000
Melrose Credit Union
139-30 QUEENS BLVD
BRIARWOOD, NY 11435
* $ 1,919,117,000 2 $ 725,000
Sharonview Federal CU
1081 RED VENTURES DR.
INDIAN LAND, SC 29707
* $ 1,184,651,000 2 $ 520,000
Spring Bank
69 EAST 167TH STREET
BRONX, NY 10452
* $ 142,728,000 2 $ 627,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 2 $ 388,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,882,500,000 2 $ 306,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 2 $ 588,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,092,874,000 2 $ 1,136,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 667,544,000 2 $ 818,000
Preferred Business Xchange LLC
2701 TOWER OAKS BLVD. - PBX
ROCKVILLE, MD 20852
* $ 396,481,000 2 $ 48,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 430,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ 2,415,000 2 $ 154,000
Patriot One Mortgage Bankers
142 WILLIS AVE
MINEOLA, NY 11501
* $ 527,270,000 2 $ 928,000
Bridgeview Mortgage Corp.
1200 HEMPSTEAD TURNPIKE
FRANKLIN SQUARE, NY 11010
* $ 1,080,538,000 2 $ 844,000
National Cooperative Bank, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 2,176,214,000 2 $ 5,125,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 35,716,797,000 2 $ 1,048,000
Pinnacle Federal Credit Union
135 RARITAN CENTER PKWY
EDISON, NJ 08837
* $ 144,646,000 2 $ 70,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,013,355,000 2 $ 169,000
People's Alliance Federal Credit Union
125 WIRELESS BLVD
HAUPPAUGE, NY 11788
* $ 247,947,000 2 $ 373,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 2 $ 1,375,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 23,777,883,000 2 $ 1,079,000
Astoria Federal Mortgage Corp.
400 RELLA BOULEVARD
MONTEBELLO, NY 10901
* $ 10,504,295,000 2 $ 1,168,000
Industrial and Commercial Bank of China (USA) NA
1633 BROADWAY, 28TH FLOOR
NEW YORK, NY 10036
* $ 714,238,000 2 $ 500,000
Maspeth Federal Savings and Loan Association
56-05 69TH STREET
MASPETH, NY 11378
* $ 1,752,843,000 2 $ 472,000
Kearny Bank
120 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 4,400,984,000 2 $ 440,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 2 $ 7,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 663,343,000 2 $ 904,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 954,670,000 2 $ 1,235,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 459,125,000 2 $ 829,000
Berkshire Bank

ALBANY, NY 12207
* $ 7,811,263,000 2 $ 927,000
Bank of Hope
3731 WILSHIRE BOULEVARD, SUITE 200
LOS ANGELES, CA 90010
* $ 7,910,324,000 2 $ 593,000
Suffolk County National Bank
4 WEST SECOND STREET
RIVERHEAD, NY 11901
* $ 2,168,217,000 2 $ 1,900,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 2 $ 561,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 2 $ 702,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 2 $ 682,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 2 $ 721,000
SB One Bank
100 ENTERPRISE DRIVE, SUITE 700
ROCKAWAY, NJ 07866
* $ 686,368,000 2 $ 1,576,000
Quik Fund, Inc.
900 STEWART AVE SUITE 240
GARDEN CITY, NY 11530
* $ 2,338,000 2 $ 818,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 648,000
Get A Rate LLC
200 RIVERFRONT BLVD, STE 100
ELMWOOD PARK, NJ 07407
* $ 2,391,026,000 1 $ 368,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 867,466,000 1 $ 195,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,184,204,000 1 $ 400,000
Ukrainian National F.C.U.
215 SECOND AVENUE
NEW YORK, NY 10003
* $ 144,020,000 1 $ 479,000
Kohler Credit Union
905 S TAYLOR DR
SHEBOYGAN, WI 53083
* $ 307,251,000 1 $ 20,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 487,384,000 1 $ 1,332,000
Ponce Bank
2244 WESTCHESTER AVE
BRONX, NY 10462
* $ 703,157,000 1 $ 413,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 1 $ 352,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 563,777,000 1 $ 368,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 134,695,000,000 1 $ 525,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 15,972,565,000 1 $ 300,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 23,381,220,000 1 $ 500,000
Signature Bank
565 5TH AVENUE - FL 8
NEW YORK, NY 10017
* $ 33,450,545,000 1 $ 1,200,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 35,170,905,000 1 $ 748,000
Lakeland Bank
250 OAK RIDGE RD
NEWFOUNDLAND, NJ 07438
* $ 3,861,642,000 1 $ 292,000
Novartis Federal Credit Union
124 S RIDGEDALE AVE
EAST HANOVER, NJ 07936
* $ 128,695,000 1 $ 116,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,093,779,000 1 $ 200,000
McGraw Hill
120 WINDSOR CENTER DRIVE
EAST WINDSOR, NJ 08520
* $ 385,056,000 1 $ 250,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 2,378,631,000 1 $ 224,000
Nova Ua
851 ALLWOOD RD
CLIFTON, NJ 07012
* $ 101,439,000 1 $ 266,000
Lower East Side People's Federal Credit Union
37 AVENUE B
NEW YORK, NY 10009
* $ 45,931,000 1 $ 205,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 954,868,000 1 $ 300,000
Marriott Employees' Federal Credit Union
P.O. BOX 6006
BETHESDA, MD 20827
* $ 172,580,000 1 $ 250,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,117,610,000 1 $ 240,000
New York Times Employees' FCU
620 EIGHTH AVE 28TH FLOOR
NEW YORK, NY 10018
* $ 73,004,000 1 $ 375,000
Skyone Federal Credit Union
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ 449,981,000 1 $ 465,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 1,729,045,000 1 $ 291,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 418,355,000 1 $ 36,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 375,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 921,127,000 1 $ 638,000
Shinhan Bank America
330 FIFTH AVENUE, 4TH FLOOR
NEW YORK, NY 10016
* $ 988,100,000 1 $ 384,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 548,000
National Bank of New York City
136-29 38TH AVENUE
FLUSHING, NY 11354
* $ 206,532,000 1 $ 368,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 59,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 154,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 1 $ 355,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 312,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ 10,000,000 1 $ 181,000
Lyons Mortgage Services, Inc.
48-02 25TH AVENUE, SUITE 303
ASTORIA, NY 11103
* $ 10,000,000 1 $ 278,000
Academy Mortgage Corp.
105 CONKLIN STREET
FARMINGDALE, NY 11735
* $ 10,000,000 1 $ 337,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 223,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ 10,000,000 1 $ 594,000
F R B Federal Credit Union
20TH AND C STREET, NW
WASHINGTON, DC 20551
* $ 79,012,000 1 $ 40,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,702,243,000 1 $ 99,000
United Teletech Financial Federal Credit Union
205 HANCE AVENUE
TINTON FALLS, NJ 07724
* $ 334,603,000 1 $ 300,000
Garden Savings Federal Credit Union
LITTLETON ROAD
PARSIPPANY, NJ 07054
* $ 316,337,000 1 $ 85,000
Northeastern Operating Engineers Federal Credit Union
16-16 WHITESTONE EXPRESSWAY,
WHITESTONE, NY 11357
* $ 68,879,000 1 $ 508,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 9,166,710,000 1 $ 385,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 5,666,403,000 1 $ 243,000
Blair Services of America, Inc
1121 OLD WALT WHITMMAN ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 628,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 464,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 632,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 337,000
Millenium Home Mortgage
40 BALDWIN ROAD
PARSIPPANY, NJ 07054
* $ 12,315,000 1 $ 410,000
Kwik Mortgage Corporation
1 CRAGWOOD ROAD, SUITE 103A
SOUTH PLAINFIELD, NJ 07080
* $ 2,500,000,000 1 $ 532,000
1st 2nd Mortgage Company of N.J., Inc.
50 SPRING STREET
CRESSKILL, NJ 07626
* $ 10,000,000 1 $ 417,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 800,473,000 1 $ 130,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 334,477,000 1 $ 407,000
Lynx Mortgage Bank LLC
143 POST AVE
WESTBURY, NY 11590
* $ 10,000 1 $ 405,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 267,000
Global Bank
8 CATHERINE STREET
NEW YORK, NY 10038
* $ 144,405,000 1 $ 303,000
Rushmore Loan Management Servi
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ 100,000,000,000 1 $ 519,000

The tables below break down 2016 mortgage applications in Richmond County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Richmond County, NY in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,645 $2,444,907,000 $367,000 $44,000,000 $101,000 $2,471,000
Refinancing 6,434 $2,053,619,000 $319,000 $6,100,000 $100,000 $3,600,000
Home Improvement 783 $90,303,000 $115,000 $999,000 $107,000 $2,547,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,600 $2,577,616,000 $339,000 $2,032,000 $117,000 $3,600,000
Asian 1,757 $539,456,000 $307,000 $1,557,000 $78,000 $1,464,000
Not Provided 1,588 $486,950,000 $306,000 $1,850,000 $106,000 $2,000,000
Not applicable 1,211 $478,479,000 $395,000 $44,000,000 $37,000 $2,233,000
Hispanic 1,112 $346,132,000 $311,000 $1,332,000 $92,000 $1,920,000
Black or African American 519 $138,867,000 $267,000 $609,000 $84,000 $1,157,000
Native Hawaiin or Other Pacific Islander 39 $11,674,000 $299,000 $766,000 $139,000 $1,157,000
American Indian or Alaskan Native 36 $9,655,000 $268,000 $716,000 $124,000 $1,200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,055 $3,522,195,000 $318,000 $44,000,000 $108,000 $3,600,000
FHA-insured (Federal Housing Administration) 2,355 $893,126,000 $379,000 $981,000 $74,000 $1,320,000
VA-guaranteed (Veterans Administration) 452 $173,508,000 $383,000 $1,332,000 $69,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,663 $2,321,783,000 $348,000 $44,000,000 $107,000 $2,471,000
Application Denied By Financial Institution 2,570 $751,131,000 $292,000 $6,100,000 $103,000 $3,240,000
Loan Purchased By The Institution 1,958 $659,140,000 $336,000 $1,350,000 $67,000 $2,233,000
Application Withdrawn By Applicant 1,353 $435,233,000 $321,000 $1,725,000 $108,000 $3,600,000
File Closed For Incompleteness 763 $239,843,000 $314,000 $1,325,000 $104,000 $2,000,000
Application Approved But Not Accepted 555 $181,699,000 $327,000 $1,120,000 $107,000 $848,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 471 $143,564,000 $304,000 $2,000,000 $84,000 $692,000
Credit History 359 $64,734,000 $180,000 $1,850,000 $111,000 $2,547,000
Collateral 251 $80,463,000 $320,000 $1,557,000 $128,000 $1,194,000
Credit Application Incomplete 216 $68,678,000 $317,000 $1,600,000 $118,000 $864,000
Other 129 $41,140,000 $318,000 $2,033,000 $125,000 $2,360,000
Unverifiable Information 68 $22,414,000 $329,000 $1,725,000 $119,000 $720,000
Insufficient Cash (Downpayment, Closing Cost) 40 $14,310,000 $357,000 $1,788,000 $100,000 $550,000
Employment History 18 $5,490,000 $305,000 $500,000 $65,000 $138,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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